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4 ఉత్తమ పన్ను ఆదా ELSS మ్యూచువల్ ఫండ్‌లు FY 22 - 23
ELSS (ఈక్విటీ లింక్డ్ సేవింగ్ స్కీమ్) మీరు చాలా డబ్బు ఆదా చేయడంలో సహాయపడే ఉత్తమ పన్ను ఆదా ఎంపికలలో ఒకటిఆదాయ పన్ను సంపాదనతో పాటురాజధాని పెట్టుబడులపై ప్రశంసలు.
పన్ను ఆదా చేసే ELSS ఫండ్‌లు INR 1,50 వరకు పన్ను మినహాయింపులను అనుమతిస్తాయి,000 కిందసెక్షన్ 80C యొక్కఆదాయం పన్ను చట్టం. అందువలన, ద్వారాపెట్టుబడి పెడుతున్నారు ఈ పన్ను ఆదాలోమ్యూచువల్ ఫండ్స్, 30% అత్యధిక పన్ను శ్లాబులో ఉన్న పెట్టుబడిదారులు కూడా మంచి రాబడిని పొందడంతో పాటు నిర్దిష్ట ఆర్థిక సంవత్సరానికి దాదాపు INR 46,000 పన్ను మినహాయింపులను పొందవచ్చు.
ELSS ఉన్నాయిసంత-లింక్డ్ ఇన్వెస్ట్‌మెంట్‌లు, దీర్ఘకాలిక నష్టాలు మరియు నష్టాలను నివారించడానికి మీరు ఈ ఫండ్‌లలో తెలివిగా పెట్టుబడులు పెట్టాలని సూచించారు.
ELSS ఫండ్స్ FY 22 - 23లో పెట్టుబడి పెట్టడం వల్ల కలిగే ప్రయోజనాలు
- ELSS మ్యూచువల్ ఫండ్‌లు INR 1,50,000 వరకు పన్ను మినహాయింపులను అందిస్తాయి.
- ఇతర సంస్థలు అందించే రాబడుల కంటే రాబడులు చాలా ఎక్కువపన్ను ఆదా పెట్టుబడి ఎంపికలు.
- ELSS 3 సంవత్సరాల అతి తక్కువ లాక్-ఇన్ వ్యవధిని కలిగి ఉంది, ఇది ఇతర పన్ను ఆదా పెట్టుబడుల కంటే చాలా తక్కువ.
- ELSS ఫండ్‌లు పెట్టుబడి పెట్టడానికి ఒక ఎంపికను అందిస్తాయిSIP, కాబట్టి పెట్టుబడిదారులు నెలవారీ చిన్న మొత్తాలను పెట్టుబడి పెట్టడం ద్వారా వారి ELSS పెట్టుబడిని సులభంగా నిర్వహించవచ్చు.
పైన పేర్కొన్న అన్ని కారకాలు ELSSని ఉత్తమ పన్ను ఆదా ఎంపికలలో ఒకటిగా చేస్తాయి.
మీరు పెట్టుబడి పెట్టాలని ప్లాన్ చేస్తుంటే, SIP (సిస్టమాటిక్పెట్టుబడి ప్రణాళిక) ఒకటిడబ్బు పెట్టుబడి పెట్టడానికి ఉత్తమ మార్గాలు ELSS లో. సాధారణ పెట్టుబడి అలవాటు మీ పోర్ట్‌ఫోలియోను క్రమశిక్షణతో మరియు సమతుల్యంగా ఉంచుతుంది. అలాగే, పన్ను క్యాలెండర్ చివరి క్షణంలో ఏకమొత్తానికి డబ్బును ఏర్పాటు చేయడంలో ఇబ్బంది తొలగిపోతుంది. SIPలో, మీరు పెట్టుబడి మొత్తాన్ని ఫిక్స్ చేయవచ్చు, ఇది రూ. 500, మరియు మీ డబ్బు మీ నుండి ఆటోమేటిక్‌గా తీసివేయబడే తేదీబ్యాంక్ ELSS నిధులకు ఖాతా.
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ఆన్‌లైన్‌లో ELSS ఫండ్స్‌లో ఎలా పెట్టుబడి పెట్టాలి?
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టాప్ 4 అత్యుత్తమ పనితీరు కనబరుస్తున్న పన్ను ఆదా ELSS మ్యూచువల్ ఫండ్‌లు
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on (ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns. Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset Tax Saver Fund Returns up to 1 year are on To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. ICICI Prudential Long Term Equity Fund (Tax Saving) is a Equity - ELSS fund was launched on 19 Aug 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) BOI AXA Tax Advantage Fund Growth ₹175.07
↑ 0.83 ₹1,327 12.7 26.7 59.1 23.9 27.6 34.8 20.5 Canara Robeco Equity Tax Saver Growth ₹171.22
↑ 0.54 ₹7,926 12 18.1 34.8 17.8 20.3 23.7 20.2 Mirae Asset Tax Saver Fund Growth ₹46.695
↑ 0.11 ₹22,621 11.8 17.1 37 18.2 20.7 27 19.8 ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹874.52
↑ 3.92 ₹13,111 8.7 16.5 33.5 18.5 17.4 23.2 19.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Jul 24 100 కోట్లు ప్రారంభం / ప్రారంభం నుండి వార్షిక రాబడిపై క్రమబద్ధీకరించబడింది.1. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 20.5% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (04 Jul 24) ₹175.07 ↑ 0.83 (0.48 %) Net Assets (Cr) ₹1,327 on 31 May 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.49 Sharpe Ratio 2.92 Information Ratio 0.91 Alpha Ratio 10.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,045 30 Jun 21 ₹17,570 30 Jun 22 ₹16,756 30 Jun 23 ₹21,185 30 Jun 24 ₹33,488 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 3.4% 3 Month 12.7% 6 Month 26.7% 1 Year 59.1% 3 Year 23.9% 5 Year 27.6% Since launch 20.5% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.1 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 May 24
Equity Sector Allocation
Sector Value Financial Services 27.42% Industrials 20.55% Basic Materials 15.94% Consumer Cyclical 11.14% Energy 5.82% Technology 5.29% Utility 4.42% Health Care 3.68% Consumer Defensive 3.57% Real Estate 2.04% Asset Allocation
Asset Class Value Cash 0.09% Equity 99.87% Debt 0.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹62 Cr 752,000
↑ 57,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹54 Cr 1,211,000
↑ 77,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL4% ₹50 Cr 99,900
↑ 13,900 Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | OIL3% ₹45 Cr 702,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 5324833% ₹41 Cr 3,500,000
↓ -225,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹34 Cr 955,000
↑ 35,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹34 Cr 223,000
↓ -32,000 Bank of Baroda (Financial Services)
Equity, Since 31 Oct 22 | 5321343% ₹34 Cr 1,286,338 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE2% ₹33 Cr 114,000
↓ -16,000 HEG Ltd (Industrials)
Equity, Since 31 Dec 22 | HEG2% ₹31 Cr 135,000
↑ 5,000 2. Canara Robeco Equity Tax Saver
CAGR/Annualized return of 20.2% since its launch. Ranked 36 in ELSS category. Return for 2023 was 23.7% , 2022 was -0.2% and 2021 was 35.1% . Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (04 Jul 24) ₹171.22 ↑ 0.54 (0.32 %) Net Assets (Cr) ₹7,926 on 31 May 24 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.96 Sharpe Ratio 2.04 Information Ratio -0.6 Alpha Ratio -1.47 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,356 30 Jun 21 ₹15,446 30 Jun 22 ₹15,214 30 Jun 23 ₹18,723 30 Jun 24 ₹24,960 Returns for Canara Robeco Equity Tax Saver
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 4.8% 3 Month 12% 6 Month 18.1% 1 Year 34.8% 3 Year 17.8% 5 Year 20.3% Since launch 20.2% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 23.7% 2022 -0.2% 2021 35.1% 2020 27.4% 2019 10.7% 2018 2.7% 2017 32% 2016 0% 2015 0.6% 2014 45.2% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Vishal Mishra 26 Jun 21 2.93 Yr. Shridatta Bhandwaldar 1 Oct 19 4.67 Yr. Data below for Canara Robeco Equity Tax Saver as on 31 May 24
Equity Sector Allocation
Sector Value Financial Services 28.01% Industrials 14.86% Consumer Cyclical 13.09% Technology 8.76% Energy 6.4% Basic Materials 6.06% Consumer Defensive 5.91% Health Care 4.94% Communication Services 3.23% Utility 2.79% Real Estate 1.25% Asset Allocation
Asset Class Value Cash 4.71% Equity 95.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK7% ₹519 Cr 3,387,584 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK6% ₹451 Cr 4,026,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE4% ₹338 Cr 1,181,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY4% ₹311 Cr 2,211,310 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹244 Cr 664,369 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹221 Cr 6,150,988 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 21 | BHARTIARTL3% ₹211 Cr 1,540,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN2% ₹193 Cr 2,320,000
↑ 100,000 REC Ltd (Financial Services)
Equity, Since 31 Aug 23 | 5329552% ₹192 Cr 3,575,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Jun 20 | TCS2% ₹180 Cr 490,073 3. Mirae Asset Tax Saver Fund
CAGR/Annualized return of 19.8% since its launch. Return for 2023 was 27% , 2022 was 0.1% and 2021 was 35.3% . Mirae Asset Tax Saver Fund
Growth Launch Date 28 Dec 15 NAV (04 Jul 24) ₹46.695 ↑ 0.11 (0.24 %) Net Assets (Cr) ₹22,621 on 31 May 24 Category Equity - ELSS AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating Risk Moderately High Expense Ratio 1.19 Sharpe Ratio 1.99 Information Ratio -0.75 Alpha Ratio -2.63 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,272 30 Jun 21 ₹15,590 30 Jun 22 ₹15,485 30 Jun 23 ₹18,798 30 Jun 24 ₹25,533 Returns for Mirae Asset Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 5.8% 3 Month 11.8% 6 Month 17.1% 1 Year 37% 3 Year 18.2% 5 Year 20.7% Since launch 19.8% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 27% 2022 0.1% 2021 35.3% 2020 21.5% 2019 14.1% 2018 -2.3% 2017 47.9% 2016 14.8% 2015 2014 Fund Manager information for Mirae Asset Tax Saver Fund
Name Since Tenure Neelesh Surana 28 Dec 15 8.43 Yr. Data below for Mirae Asset Tax Saver Fund as on 31 May 24
Equity Sector Allocation
Sector Value Financial Services 31.72% Consumer Cyclical 13.16% Industrials 10.36% Health Care 9.89% Technology 9.82% Basic Materials 6.82% Energy 6.46% Consumer Defensive 4.28% Communication Services 2.4% Utility 2.33% Real Estate 1.14% Asset Allocation
Asset Class Value Cash 1.64% Equity 98.36% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK8% ₹1,845 Cr 12,044,903
↓ -150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹1,052 Cr 9,381,912 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE5% ₹1,032 Cr 3,605,981 State Bank of India (Financial Services)
Equity, Since 31 Dec 15 | SBIN4% ₹886 Cr 10,673,799 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | 5322154% ₹858 Cr 7,386,566
↑ 360,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY4% ₹815 Cr 5,794,051
↑ 1,439,360 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | KOTAKBANK4% ₹804 Cr 4,783,201
↓ -750,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 16 | LT4% ₹798 Cr 2,175,832 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | ITC2% ₹535 Cr 12,556,388 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Dec 15 | TCS2% ₹432 Cr 1,176,221 4. ICICI Prudential Long Term Equity Fund (Tax Saving)
CAGR/Annualized return of 19.7% since its launch. Ranked 30 in ELSS category. Return for 2023 was 23.2% , 2022 was 2.3% and 2021 was 33.7% . ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (04 Jul 24) ₹874.52 ↑ 3.92 (0.45 %) Net Assets (Cr) ₹13,111 on 31 May 24 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.87 Sharpe Ratio 1.97 Information Ratio -0.47 Alpha Ratio -1.07 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,601 30 Jun 21 ₹13,477 30 Jun 22 ₹13,776 30 Jun 23 ₹16,798 30 Jun 24 ₹22,170 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 5.8% 3 Month 8.7% 6 Month 16.5% 1 Year 33.5% 3 Year 18.5% 5 Year 17.4% Since launch 19.7% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 23.2% 2022 2.3% 2021 33.7% 2020 13.6% 2019 8.8% 2018 0.5% 2017 26% 2016 3.9% 2015 4.3% 2014 50.8% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 0.7 Yr. Sharmila D’mello 31 Jul 22 1.84 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 May 24
Equity Sector Allocation
Sector Value Financial Services 31.2% Consumer Cyclical 13.59% Health Care 11.32% Consumer Defensive 8.83% Industrials 8.62% Communication Services 6.8% Technology 5.51% Energy 4.77% Utility 2.47% Basic Materials 1.94% Real Estate 1.44% Asset Allocation
Asset Class Value Cash 3.52% Equity 96.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK8% ₹1,072 Cr 9,561,000
↓ -130,157 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK6% ₹730 Cr 4,769,154
↑ 137,860 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI5% ₹699 Cr 563,461 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5403765% ₹663 Cr 1,542,220 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL5% ₹659 Cr 4,800,000
↓ -1,220,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322155% ₹602 Cr 5,181,545
↓ -326,940 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA4% ₹530 Cr 3,630,658
↑ 883,520 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE4% ₹522 Cr 1,825,000
↓ -63,317 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT4% ₹483 Cr 1,316,565
↑ 110,000 Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY4% ₹468 Cr 3,330,000
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
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