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4 ఉత్తమ పన్ను ఆదా ELSS మ్యూచువల్ ఫండ్‌లు FY 22 - 23
ELSS (ఈక్విటీ లింక్డ్ సేవింగ్ స్కీమ్) మీరు చాలా డబ్బు ఆదా చేయడంలో సహాయపడే ఉత్తమ పన్ను ఆదా ఎంపికలలో ఒకటిఆదాయ పన్ను సంపాదనతో పాటురాజధాని పెట్టుబడులపై ప్రశంసలు.
పన్ను ఆదా చేసే ELSS ఫండ్‌లు INR 1,50 వరకు పన్ను మినహాయింపులను అనుమతిస్తాయి,000 కిందసెక్షన్ 80C యొక్కఆదాయం పన్ను చట్టం. అందువలన, ద్వారాపెట్టుబడి పెడుతున్నారు ఈ పన్ను ఆదాలోమ్యూచువల్ ఫండ్స్, 30% అత్యధిక పన్ను శ్లాబులో ఉన్న పెట్టుబడిదారులు కూడా మంచి రాబడిని పొందడంతో పాటు నిర్దిష్ట ఆర్థిక సంవత్సరానికి దాదాపు INR 46,000 పన్ను మినహాయింపులను పొందవచ్చు.
ELSS ఉన్నాయిసంత-లింక్డ్ ఇన్వెస్ట్‌మెంట్‌లు, దీర్ఘకాలిక నష్టాలు మరియు నష్టాలను నివారించడానికి మీరు ఈ ఫండ్‌లలో తెలివిగా పెట్టుబడులు పెట్టాలని సూచించారు.
ELSS ఫండ్స్ FY 22 - 23లో పెట్టుబడి పెట్టడం వల్ల కలిగే ప్రయోజనాలు
- ELSS మ్యూచువల్ ఫండ్‌లు INR 1,50,000 వరకు పన్ను మినహాయింపులను అందిస్తాయి.
- ఇతర సంస్థలు అందించే రాబడుల కంటే రాబడులు చాలా ఎక్కువపన్ను ఆదా పెట్టుబడి ఎంపికలు.
- ELSS 3 సంవత్సరాల అతి తక్కువ లాక్-ఇన్ వ్యవధిని కలిగి ఉంది, ఇది ఇతర పన్ను ఆదా పెట్టుబడుల కంటే చాలా తక్కువ.
- ELSS ఫండ్‌లు పెట్టుబడి పెట్టడానికి ఒక ఎంపికను అందిస్తాయిSIP, కాబట్టి పెట్టుబడిదారులు నెలవారీ చిన్న మొత్తాలను పెట్టుబడి పెట్టడం ద్వారా వారి ELSS పెట్టుబడిని సులభంగా నిర్వహించవచ్చు.
పైన పేర్కొన్న అన్ని కారకాలు ELSSని ఉత్తమ పన్ను ఆదా ఎంపికలలో ఒకటిగా చేస్తాయి.
మీరు పెట్టుబడి పెట్టాలని ప్లాన్ చేస్తుంటే, SIP (సిస్టమాటిక్పెట్టుబడి ప్రణాళిక) ఒకటిడబ్బు పెట్టుబడి పెట్టడానికి ఉత్తమ మార్గాలు ELSS లో. సాధారణ పెట్టుబడి అలవాటు మీ పోర్ట్‌ఫోలియోను క్రమశిక్షణతో మరియు సమతుల్యంగా ఉంచుతుంది. అలాగే, పన్ను క్యాలెండర్ చివరి క్షణంలో ఏకమొత్తానికి డబ్బును ఏర్పాటు చేయడంలో ఇబ్బంది తొలగిపోతుంది. SIPలో, మీరు పెట్టుబడి మొత్తాన్ని ఫిక్స్ చేయవచ్చు, ఇది రూ. 500, మరియు మీ డబ్బు మీ నుండి ఆటోమేటిక్‌గా తీసివేయబడే తేదీబ్యాంక్ ELSS నిధులకు ఖాతా.
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ఆన్‌లైన్‌లో ELSS ఫండ్స్‌లో ఎలా పెట్టుబడి పెట్టాలి?
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టాప్ 4 అత్యుత్తమ పనితీరు కనబరుస్తున్న పన్ను ఆదా ELSS మ్యూచువల్ ఫండ్‌లు
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on (ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. ICICI Prudential Long Term Equity Fund (Tax Saving) is a Equity - ELSS fund was launched on 19 Aug 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) BOI AXA Tax Advantage Fund Growth ₹169.68
↓ -3.40 ₹1,453 -1.6 -0.9 27.7 20.6 25.1 34.8 19.6 Canara Robeco Equity Tax Saver Growth ₹171.26
↓ -2.89 ₹8,817 -6.6 3.1 21.2 15.2 20.1 23.7 19.6 ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹875
↓ -11.96 ₹14,210 -9.5 3.2 19.2 15.5 17.5 23.2 19.3 Motilal Oswal Long Term Equity Fund Growth ₹55.0957
↓ -1.00 ₹4,187 0.2 15 51.2 29.1 24.2 37 18.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24 100 కోట్లు ప్రారంభం / ప్రారంభం నుండి వార్షిక రాబడిపై క్రమబద్ధీకరించబడింది.1. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 19.6% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (20 Dec 24) ₹169.68 ↓ -3.40 (-1.96 %) Net Assets (Cr) ₹1,453 on 30 Nov 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 1.91 Information Ratio 0.46 Alpha Ratio 7.81 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,546 30 Nov 21 ₹18,192 30 Nov 22 ₹19,034 30 Nov 23 ₹23,238 30 Nov 24 ₹31,012 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 4.3% 3 Month -1.6% 6 Month -0.9% 1 Year 27.7% 3 Year 20.6% 5 Year 25.1% Since launch 19.6% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.6 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 26.27% Industrials 16.29% Basic Materials 15.38% Technology 10.7% Consumer Cyclical 5.46% Utility 4.64% Energy 3.81% Consumer Defensive 3.78% Health Care 3.53% Real Estate 1.52% Communication Services 0.99% Asset Allocation
Asset Class Value Cash 7.63% Equity 92.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹76 Cr 440,000
↑ 20,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹62 Cr 752,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹56 Cr 1,211,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹40 Cr 130,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹39 Cr 955,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433492% ₹34 Cr 172,000 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | GICRE2% ₹31 Cr 850,696 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE2% ₹30 Cr 228,000 Siemens Ltd (Industrials)
Equity, Since 30 Jun 22 | 5005502% ₹29 Cr 41,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL2% ₹28 Cr 67,000 2. Canara Robeco Equity Tax Saver
CAGR/Annualized return of 19.6% since its launch. Ranked 36 in ELSS category. Return for 2023 was 23.7% , 2022 was -0.2% and 2021 was 35.1% . Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (20 Dec 24) ₹171.26 ↓ -2.89 (-1.66 %) Net Assets (Cr) ₹8,817 on 30 Nov 24 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 1.68 Information Ratio -0.56 Alpha Ratio 3.06 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,926 30 Nov 21 ₹16,888 30 Nov 22 ₹17,976 30 Nov 23 ₹20,190 30 Nov 24 ₹25,729 Returns for Canara Robeco Equity Tax Saver
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 1.7% 3 Month -6.6% 6 Month 3.1% 1 Year 21.2% 3 Year 15.2% 5 Year 20.1% Since launch 19.6% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 23.7% 2022 -0.2% 2021 35.1% 2020 27.4% 2019 10.7% 2018 2.7% 2017 32% 2016 0% 2015 0.6% 2014 45.2% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Vishal Mishra 26 Jun 21 3.44 Yr. Shridatta Bhandwaldar 1 Oct 19 5.17 Yr. Data below for Canara Robeco Equity Tax Saver as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 27.24% Consumer Cyclical 14.3% Industrials 11% Technology 9.67% Consumer Defensive 6.61% Basic Materials 6.45% Health Care 6.2% Energy 5.35% Communication Services 3.9% Utility 3.27% Real Estate 1.32% Asset Allocation
Asset Class Value Cash 3.97% Equity 96.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK7% ₹588 Cr 3,387,584
↑ 250,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK6% ₹559 Cr 4,326,000
↑ 200,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY4% ₹371 Cr 2,111,310 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE4% ₹315 Cr 2,362,000
↓ -500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 21 | BHARTIARTL3% ₹289 Cr 1,790,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹232 Cr 639,369
↓ -50,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹231 Cr 5,650,988 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN2% ₹205 Cr 2,495,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322152% ₹177 Cr 1,528,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Jun 20 | TCS2% ₹165 Cr 415,073 3. ICICI Prudential Long Term Equity Fund (Tax Saving)
CAGR/Annualized return of 19.3% since its launch. Ranked 30 in ELSS category. Return for 2023 was 23.2% , 2022 was 2.3% and 2021 was 33.7% . ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (20 Dec 24) ₹875 ↓ -11.96 (-1.35 %) Net Assets (Cr) ₹14,210 on 30 Nov 24 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.87 Sharpe Ratio 1.34 Information Ratio -0.37 Alpha Ratio 0.14 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,591 30 Nov 21 ₹15,005 30 Nov 22 ₹16,176 30 Nov 23 ₹18,436 30 Nov 24 ₹23,069 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.4% 3 Month -9.5% 6 Month 3.2% 1 Year 19.2% 3 Year 15.5% 5 Year 17.5% Since launch 19.3% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 23.2% 2022 2.3% 2021 33.7% 2020 13.6% 2019 8.8% 2018 0.5% 2017 26% 2016 3.9% 2015 4.3% 2014 50.8% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 1.21 Yr. Sharmila D’mello 31 Jul 22 2.34 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 31.6% Consumer Cyclical 15.13% Health Care 12.34% Industrials 7.71% Consumer Defensive 7.16% Communication Services 6.9% Energy 5.33% Technology 5.18% Utility 3.65% Basic Materials 2.53% Real Estate 1.13% Asset Allocation
Asset Class Value Cash 1.34% Equity 98.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK9% ₹1,282 Cr 9,918,908 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK7% ₹1,040 Cr 5,990,559 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5403765% ₹726 Cr 1,847,165
↑ 336,264 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL5% ₹711 Cr 4,411,155 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI5% ₹679 Cr 612,703
↑ 15,913 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA5% ₹648 Cr 3,507,417 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322154% ₹645 Cr 5,558,385 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT4% ₹556 Cr 1,535,066 Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY4% ₹531 Cr 3,020,755 NTPC Ltd (Utilities)
Equity, Since 31 Oct 23 | 5325553% ₹491 Cr 12,034,196 4. Motilal Oswal Long Term Equity Fund
CAGR/Annualized return of 18.8% since its launch. Return for 2023 was 37% , 2022 was 1.8% and 2021 was 32.1% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (20 Dec 24) ₹55.0957 ↓ -1.00 (-1.78 %) Net Assets (Cr) ₹4,187 on 30 Nov 24 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio 3.36 Information Ratio 1.64 Alpha Ratio 21.74 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,204 30 Nov 21 ₹14,302 30 Nov 22 ₹15,086 30 Nov 23 ₹19,044 30 Nov 24 ₹28,882 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 7.2% 3 Month 0.2% 6 Month 15% 1 Year 51.2% 3 Year 29.1% 5 Year 24.2% Since launch 18.8% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 2014 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 0.98 Yr. Niket Shah 17 Oct 23 1.13 Yr. Santosh Singh 1 Oct 24 0.17 Yr. Rakesh Shetty 22 Nov 22 2.03 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Industrials 31.68% Consumer Cyclical 24.69% Financial Services 17.08% Technology 9.32% Real Estate 7.04% Health Care 4.9% Basic Materials 3.86% Asset Allocation
Asset Class Value Cash 1.19% Equity 98.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | TRENT7% ₹289 Cr 425,260 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433207% ₹278 Cr 9,923,692
↓ -779,098 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | KALYANKJIL5% ₹227 Cr 3,134,622
↓ -162,310 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹178 Cr 297,751 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹174 Cr 1,055,205 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹162 Cr 408,886 Premier Energies Ltd (Technology)
Equity, Since 30 Sep 24 | PREMIERENE4% ₹155 Cr 1,267,798 Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | INOXWIND4% ₹152 Cr 7,946,960 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹152 Cr 24,068,813 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹150 Cr 148,305
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
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