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8 ఉత్తమ ELSS పన్ను ఆదా మ్యూచువల్ ఫండ్‌లు 2022
ఆర్థిక సంవత్సరం ముగుస్తున్నందున, మీ ప్రారంభించడానికి ఇది సమయంపన్ను ప్రణాళిక. భారతదేశంలో చాలా పన్ను ఆదా ఎంపికలతో,ELSS వారు పన్ను ఆదా కంటే మించిన ప్రయోజనాలను అందిస్తారు కాబట్టి అత్యుత్తమంగా నిలుస్తుంది.
ELSS లేదా ఈక్విటీ లింక్డ్ సేవింగ్ స్కీమ్‌లు 3 సంవత్సరాల లాక్-ఇన్ పీరియడ్‌తో వస్తాయి, ఇది అన్ని ఇతర పన్ను ఆదాలతో పోలిస్తే తక్కువ హోల్డింగ్. ద్వారాపెట్టుబడి పెడుతున్నారు ELSSలో, ఒకరు INR 1,50 వరకు తగ్గింపులను పొందవచ్చు,000 వారి పన్ను పరిధిలోకి వస్తుందిఆదాయం ప్రకారంసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం ELSS ఫండ్‌లు ఈక్విటీ వైవిధ్యభరితంగా ఉంటాయి, ఫండ్‌లో ఎక్కువ భాగం ఈక్విటీ & సంబంధిత ఉత్పత్తులలో పెట్టుబడి పెడుతుంది, అవి ఈక్విటీ రాబడిని కూడా అందిస్తాయి. అంటే పెట్టుబడిదారులు తమ పెట్టుబడులపై ఈక్విటీ రాబడిని కూడా పొందవచ్చు.
మేము ఈ పథకం యొక్క కొన్ని ఇతర ముఖ్యమైన ఫీచర్లను చూసే ముందు, ఉత్తమ ELSS పన్ను ఆదా గురించి చూద్దాంమ్యూచువల్ ఫండ్స్ 2022 - 2023 కోసం.
పన్ను ఆదా కోసం ELSSని ఎందుకు ఎంచుకోవాలి?
ELSS యొక్క ఇతర ప్రధాన ప్రయోజనాలు:
పన్ను రహిత రిటర్న్స్
బడ్జెట్ 2018 ప్రకారం, ELSS దీర్ఘకాలాన్ని ఆకర్షిస్తుందిరాజధాని లాభాలు (LTCG). పెట్టుబడిదారులకు దీర్ఘకాలికంగా 10% (ఇండెక్సేషన్ లేకుండా) పన్ను విధించబడుతుందిమూలధన రాబడి పన్ను. INR 1 లక్ష వరకు లాభాలు పన్ను లేకుండా ఉంటాయి. INR 1 లక్ష కంటే ఎక్కువ లాభాలకు 10% పన్ను వర్తిస్తుంది.
కనీస పెట్టుబడి మొత్తం
ఒక తీసుకోవడం ద్వారాSIP మార్గంలో, పెట్టుబడిదారులు INR 500 కంటే తక్కువ మొత్తంలో పెట్టుబడి పెట్టవచ్చు. ఇది ఒక వ్యక్తిని అనుమతిస్తుందిడబ్బు దాచు ప్రతి నెలా ఏకమొత్తానికి బదులుగా.
ఈక్విటీ రిటర్న్స్
ఈ మ్యూచువల్ ఫండ్స్ ఈక్విటీ-సంబంధిత సాధనాల్లో పెట్టుబడి పెడతాయి కాబట్టి, మీరు పెట్టుబడి పెట్టే డబ్బు స్టాక్‌గా పెరుగుతుందిసంత పెరుగుతుంది. కాబట్టి, ELSS ఫండ్లలో లాభాలు ఎక్కువగా ఉంటాయి.
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FY 22 - 23లో అత్యుత్తమ పనితీరు కనబరుస్తున్న ELSS పన్ను ఆదా మ్యూచువల్ ఫండ్‌లు
Fund NAV Net Assets (Cr) Rating 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDFC Tax Advantage (ELSS) Fund Growth ₹138.223
↑ 0.31 ₹6,620 ☆☆☆☆☆ -5.3 -10.1 1.1 13 19.5 13.1 BOI AXA Tax Advantage Fund Growth ₹141.85
↑ 1.23 ₹1,330 ☆☆☆ -12.8 -17.9 -4.2 14.1 18.7 21.6 Franklin India Taxshield Growth ₹1,347.45
↑ 9.47 ₹6,438 ☆☆ -5.3 -7.9 6.9 16.4 18.4 22.4 JM Tax Gain Fund Growth ₹43.5695
↑ 0.25 ₹180 ☆☆☆ -8.2 -13.8 7.5 16 17.8 29 Motilal Oswal Long Term Equity Fund Growth ₹43.5718
↑ 0.81 ₹3,876 -15.2 -14.7 7.9 18.7 17.4 47.7 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 ☆☆☆ 1.2 15.4 35.5 20.6 17.4 Principal Tax Savings Fund Growth ₹461.412
↑ 1.48 ₹1,299 ☆☆☆☆ -3.3 -7 6.1 12.5 17 15.8 PGIM India Tax Savings Fund Growth ₹31.76
↑ 0.11 ₹749 -3.7 -6.2 7.3 10.6 16.7 15.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Feb 25
*పైన ELSS జాబితా ఉంది -ఈక్విటీ మ్యూచువల్ ఫండ్స్ మధ్య నికర ఆస్తులు ఉన్నాయి100 - 15000 గత 3 సంవత్సరాల నుండి కోటి & ఆస్తుల నిర్వహణ. గత 5 సంవత్సరాల రాబడిపై క్రమబద్ధీకరించబడిందివార్షిక/CAGR ఆధారంగా.
ELSS ఫండ్‌లో ఎవరు పెట్టుబడి పెట్టగలరు?
సాధారణంగా, ELSS మ్యూచువల్ ఫండ్‌లు పన్ను ప్రణాళిక మరియు డబ్బు ఆదా చేయడం కోసం మార్కెట్-లింక్డ్ రిస్క్‌లను తీసుకోవడానికి సిద్ధంగా ఉన్న అన్ని రకాల పెట్టుబడిదారులకు అనుకూలంగా ఉంటాయి. ఎవరైనా తమ జీవితంలో ఏ సమయంలోనైనా ELSS ఫండ్లలో పెట్టుబడి పెట్టవచ్చు. అయితే, మీ కెరీర్ ప్రారంభ దశలో పన్ను ఆదా చేసే ELSS ఫండ్లలో పెట్టుబడి పెట్టాలని సూచించబడింది, తద్వారా మీ డబ్బు కాలక్రమేణా పెరుగుతుంది మరియు మీరు మంచి రాబడిని పొందుతారు.
అందువల్ల, పన్నును ఆదా చేయండి మరియు పెట్టుబడి పెట్టడం ద్వారా ఒకే సమయంలో మంచి రాబడిని పొందండిబెస్ట్ ఎల్స్ ఫండ్స్. ELSS ఫండ్లలో పెట్టుబడి పెట్టిన మొత్తం 3 సంవత్సరాల పాటు లాక్ చేయబడిందని పెట్టుబడిదారులు తెలుసుకోవాలి.
పెట్టుబడిదారులు ELSS మ్యూచువల్ ఫండ్స్‌లో SIP (సిస్టమాటిక్) యొక్క లంప్సమ్ (వన్ టైమ్)గా పెట్టుబడి పెట్టవచ్చుపెట్టుబడి ప్రణాళిక) ప్రారంభకులకు సాధారణంగా SIPని ఉపయోగించి పెట్టుబడి పెట్టడం మంచిది కనుక ఇది వారికి బాగా సరిపోతుంది.
The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Tax Advantage (ELSS) Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Taxshield Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on "The primary objective of the Scheme is to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to
avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time. However, there is no assurance that the investment objective
shall be realize" PGIM India Tax Savings Fund is a Equity - ELSS fund was launched on 11 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for PGIM India Tax Savings Fund Returns up to 1 year are on 1. IDFC Tax Advantage (ELSS) Fund
CAGR/Annualized return of 17.7% since its launch. Ranked 3 in ELSS category. Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% . IDFC Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (19 Feb 25) ₹138.223 ↑ 0.31 (0.22 %) Net Assets (Cr) ₹6,620 on 31 Jan 25 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio -0.01 Information Ratio -0.33 Alpha Ratio -3.14 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,781 31 Jan 22 ₹17,568 31 Jan 23 ₹17,801 31 Jan 24 ₹23,907 31 Jan 25 ₹25,406 Returns for IDFC Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -3.1% 3 Month -5.3% 6 Month -10.1% 1 Year 1.1% 3 Year 13% 5 Year 19.5% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.1% 2023 28.3% 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% Fund Manager information for IDFC Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 8.29 Yr. Ritika Behera 7 Oct 23 1.32 Yr. Gaurav Satra 10 Jun 24 0.65 Yr. Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 27.37% Technology 11.13% Consumer Cyclical 8.93% Consumer Defensive 8.82% Basic Materials 8.72% Industrials 8.09% Health Care 8% Energy 5.51% Communication Services 3.22% Utility 2.16% Real Estate 1.58% Asset Allocation
Asset Class Value Cash 6.48% Equity 93.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK7% ₹479 Cr 2,700,000
↑ 200,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK6% ₹384 Cr 3,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE5% ₹328 Cr 2,700,000
↑ 100,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322154% ₹277 Cr 2,600,000
↑ 100,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY4% ₹263 Cr 1,400,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS3% ₹205 Cr 500,000
↑ 100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL2% ₹159 Cr 1,000,000
↓ -100,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322862% ₹140 Cr 1,500,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Aug 17 | 5000932% ₹138 Cr 1,900,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 24 | LT2% ₹126 Cr 350,000 2. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 18% since its launch. Ranked 13 in ELSS category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (19 Feb 25) ₹141.85 ↑ 1.23 (0.87 %) Net Assets (Cr) ₹1,330 on 31 Jan 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 0.11 Information Ratio 0.27 Alpha Ratio -1.68 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹12,316 31 Jan 22 ₹17,112 31 Jan 23 ₹17,064 31 Jan 24 ₹24,654 31 Jan 25 ₹26,526 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -11% 3 Month -12.8% 6 Month -17.9% 1 Year -4.2% 3 Year 14.1% 5 Year 18.7% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.77 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 26.7% Technology 16.49% Industrials 16.11% Basic Materials 13.75% Utility 6.55% Consumer Cyclical 4.64% Health Care 4.08% Consumer Defensive 4.02% Real Estate 2.92% Energy 0.98% Communication Services 0.97% Asset Allocation
Asset Class Value Cash 2.81% Equity 97.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹78 Cr 440,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹67 Cr 839,000
↑ 87,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹60 Cr 1,353,000
↑ 32,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹53 Cr 55,100
↑ 16,100 Swan Energy Ltd (Industrials)
Equity, Since 29 Feb 24 | SWANENERGY3% ₹43 Cr 600,000
↑ 87,000 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN3% ₹38 Cr 2,984,515
↑ 2,984,515 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | GICRE3% ₹38 Cr 850,696 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹37 Cr 285,000
↑ 84,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433492% ₹36 Cr 165,620
↓ -6,380 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435272% ₹36 Cr 130,000 3. Franklin India Taxshield
CAGR/Annualized return of 20.9% since its launch. Ranked 28 in ELSS category. Return for 2024 was 22.4% , 2023 was 31.2% and 2022 was 5.4% . Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (19 Feb 25) ₹1,347.45 ↑ 9.47 (0.71 %) Net Assets (Cr) ₹6,438 on 31 Jan 25 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0.52 Information Ratio 0.76 Alpha Ratio 2.98 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,078 31 Jan 22 ₹15,238 31 Jan 23 ₹15,360 31 Jan 24 ₹21,287 31 Jan 25 ₹24,121 Returns for Franklin India Taxshield
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -3.4% 3 Month -5.3% 6 Month -7.9% 1 Year 6.9% 3 Year 16.4% 5 Year 18.4% 10 Year 15 Year Since launch 20.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.4% 2023 31.2% 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% 2015 4% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 8.76 Yr. Rajasa Kakulavarapu 1 Dec 23 1.17 Yr. Data below for Franklin India Taxshield as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 28.41% Consumer Cyclical 13.32% Industrials 11.97% Technology 11.04% Health Care 6.54% Consumer Defensive 6.26% Communication Services 5.53% Basic Materials 5.35% Energy 3.35% Utility 3.21% Real Estate 1.9% Asset Allocation
Asset Class Value Cash 2.26% Equity 97.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK9% ₹583 Cr 4,546,914 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK8% ₹578 Cr 3,260,417 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY5% ₹361 Cr 1,922,741 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL5% ₹351 Cr 2,213,637 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹319 Cr 883,853 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH4% ₹280 Cr 1,462,587 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | UNITDSPR4% ₹256 Cr 1,575,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322153% ₹240 Cr 2,252,948 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5433203% ₹209 Cr 7,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE2% ₹161 Cr 1,324,806 4. JM Tax Gain Fund
CAGR/Annualized return of 9.1% since its launch. Ranked 18 in ELSS category. Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (19 Feb 25) ₹43.5695 ↑ 0.25 (0.58 %) Net Assets (Cr) ₹180 on 31 Jan 25 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 0.61 Information Ratio 0.53 Alpha Ratio 5.9 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,324 31 Jan 22 ₹15,243 31 Jan 23 ₹14,987 31 Jan 24 ₹21,107 31 Jan 25 ₹24,605 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -6.9% 3 Month -8.2% 6 Month -13.8% 1 Year 7.5% 3 Year 16% 5 Year 17.8% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.33 Yr. Asit Bhandarkar 31 Dec 21 3.09 Yr. Chaitanya Choksi 18 Jul 14 10.55 Yr. Ruchi Fozdar 4 Oct 24 0.33 Yr. Data below for JM Tax Gain Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 17.9% Financial Services 16.17% Technology 14.68% Consumer Cyclical 14.13% Basic Materials 12.77% Health Care 7.91% Consumer Defensive 6.39% Communication Services 2.62% Utility 1.43% Real Estate 1% Asset Allocation
Asset Class Value Cash 2.87% Equity 97.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹9 Cr 48,465 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹9 Cr 48,631
↓ -6,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹6 Cr 50,475
↓ -5,500 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹6 Cr 72,900 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹5 Cr 14,447 Newgen Software Technologies Ltd (Technology)
Equity, Since 30 Nov 23 | NEWGEN3% ₹5 Cr 30,250 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹5 Cr 30,700 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 5329772% ₹4 Cr 5,050 Tech Mahindra Ltd (Technology)
Equity, Since 30 Sep 24 | 5327552% ₹4 Cr 23,750
↓ -2,750 PG Electroplast Ltd (Technology)
Equity, Since 31 Jul 24 | PGEL2% ₹4 Cr 40,487 5. Motilal Oswal Long Term Equity Fund
CAGR/Annualized return of 15.7% since its launch. Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (19 Feb 25) ₹43.5718 ↑ 0.81 (1.90 %) Net Assets (Cr) ₹3,876 on 31 Jan 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio 0.74 Information Ratio 0.72 Alpha Ratio 10.73 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,501 31 Jan 22 ₹13,929 31 Jan 23 ₹13,836 31 Jan 24 ₹20,216 31 Jan 25 ₹24,623 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -14.4% 3 Month -15.2% 6 Month -14.7% 1 Year 7.9% 3 Year 18.7% 5 Year 17.4% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 1.15 Yr. Rakesh Shetty 22 Nov 22 2.2 Yr. Atul Mehra 1 Oct 24 0.34 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 32.1% Consumer Cyclical 24.6% Financial Services 16.39% Technology 10.16% Real Estate 6.74% Basic Materials 6.02% Health Care 2.93% Asset Allocation
Asset Class Value Cash 1.05% Equity 98.95% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5002517% ₹303 Cr 425,260 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433206% ₹276 Cr 9,923,692 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | KALYANKJIL5% ₹240 Cr 3,134,622 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES5% ₹221 Cr 297,751 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹179 Cr 1,055,205 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹174 Cr 235,044 Premier Energies Ltd (Technology)
Equity, Since 30 Sep 24 | PREMIERENE4% ₹172 Cr 1,267,798 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹170 Cr 408,886 Coforge Ltd (Technology)
Equity, Since 31 Jul 24 | COFORGE4% ₹163 Cr 168,355 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS3% ₹153 Cr 148,305 6. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,167
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. Principal Tax Savings Fund
CAGR/Annualized return of 15.8% since its launch. Ranked 8 in ELSS category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (19 Feb 25) ₹461.412 ↑ 1.48 (0.32 %) Net Assets (Cr) ₹1,299 on 31 Jan 25 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 0.48 Information Ratio -0.5 Alpha Ratio 2.25 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,765 31 Jan 22 ₹15,952 31 Jan 23 ₹16,087 31 Jan 24 ₹20,288 31 Jan 25 ₹22,772 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -2.6% 3 Month -3.3% 6 Month -7% 1 Year 6.1% 3 Year 12.5% 5 Year 17% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.8% 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 5.27 Yr. Rohit Seksaria 1 Jan 22 3.09 Yr. Data below for Principal Tax Savings Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 31.57% Industrials 12.4% Consumer Cyclical 10.9% Health Care 8.72% Technology 8.36% Communication Services 6.67% Consumer Defensive 6.42% Energy 5.19% Basic Materials 3.51% Utility 1.4% Asset Allocation
Asset Class Value Cash 4.62% Equity 95.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹106 Cr 598,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹94 Cr 737,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹58 Cr 306,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹53 Cr 434,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹41 Cr 115,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹38 Cr 200,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹35 Cr 444,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901572% ₹33 Cr 283,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322152% ₹33 Cr 311,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | 5325382% ₹31 Cr 27,000 8. PGIM India Tax Savings Fund
CAGR/Annualized return of 13.4% since its launch. Return for 2024 was 15.6% , 2023 was 19.5% and 2022 was 4.7% . PGIM India Tax Savings Fund
Growth Launch Date 11 Dec 15 NAV (19 Feb 25) ₹31.76 ↑ 0.11 (0.35 %) Net Assets (Cr) ₹749 on 31 Jan 25 Category Equity - ELSS AMC Pramerica Asset Managers Private Limited Rating Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 0.45 Information Ratio -0.74 Alpha Ratio 2.23 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,624 31 Jan 22 ₹16,399 31 Jan 23 ₹16,556 31 Jan 24 ₹19,912 31 Jan 25 ₹22,357 Returns for PGIM India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -4.7% 3 Month -3.7% 6 Month -6.2% 1 Year 7.3% 3 Year 10.6% 5 Year 16.7% 10 Year 15 Year Since launch 13.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.6% 2023 19.5% 2022 4.7% 2021 37.5% 2020 17.9% 2019 8.2% 2018 -6.4% 2017 39.3% 2016 1.7% 2015 Fund Manager information for PGIM India Tax Savings Fund
Name Since Tenure Bhupesh Kalyani 1 Apr 23 1.84 Yr. Vinay Paharia 1 Apr 23 1.84 Yr. Utsav Mehta 15 Apr 24 0.8 Yr. Vivek Sharma 15 Apr 24 0.8 Yr. Data below for PGIM India Tax Savings Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 25.37% Technology 13.52% Industrials 13% Health Care 11.05% Consumer Cyclical 9.82% Basic Materials 7.58% Consumer Defensive 6.44% Energy 4.82% Communication Services 3.05% Real Estate 0.96% Asset Allocation
Asset Class Value Cash 4.39% Equity 95.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK8% ₹59 Cr 333,014
↑ 22,200 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | ICICIBANK7% ₹54 Cr 424,764
↑ 60,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE5% ₹38 Cr 308,591 Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | INFY3% ₹23 Cr 122,500 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 24 | TCS3% ₹22 Cr 53,406 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 23 | DIXON3% ₹22 Cr 12,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 17 | LT3% ₹20 Cr 56,417 Persistent Systems Ltd (Technology)
Equity, Since 29 Feb 24 | PERSISTENT3% ₹20 Cr 30,992 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 19 | BHARTIARTL3% ₹20 Cr 125,805 Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Apr 23 | VBL3% ₹20 Cr 312,725
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