Table of Contents
మీ మొత్తం పెట్టుబడి కోసం Mut ణ మ్యూచువల్ ఫండ్స్
సాధారణంగా, ఎవరైనా కోరుకున్నప్పుడుమ్యూచువల్ ఫండ్లలో పెట్టుబడి పెట్టండి, వారు ఒక తీసుకోవాలి అని వారు అయోమయంలో ఉన్నారుSIP మార్గం లేదా మొత్తం. మీ కోసం దీన్ని సులభతరం చేద్దాం! డెట్ ఫండ్లలో పెట్టుబడులు పెట్టాలని యోచిస్తున్న పెట్టుబడిదారులు ఆదర్శంగా వన్-టైమ్ చెల్లింపు మోడ్‌ను ఎన్నుకోవాలి, ఇది మొత్తం పెట్టుబడి విధానం. తక్కువ వ్యవధిలో సులభంగా పెట్టుబడి పెట్టడం ఎల్లప్పుడూ తెలివైనదేద్రవ్య.
డెట్ మ్యూచువల్ ఫండ్ పెట్టుబడికి ఒకే మొత్తం ఎందుకు?
ఒకే మొత్తంలో పెట్టుబడి కోసం, డెట్ ఫండ్స్ పోలిస్తే మంచి ఎంపికఈక్విటీ మ్యూచువల్ ఫండ్స్. ఒకే మొత్తం మార్గం వడ్డీ రేటులో మార్పు ప్రమాదాన్ని తగ్గిస్తుంది, అలాగే స్థిర డిపాజిట్ల (ఎఫ్‌డి) తో పోల్చితే మంచి రాబడిని ఇస్తుంది. ఆదర్శవంతంగా, మీరు ఒకే మొత్తంలో రూట్ ఫండ్లలో పెట్టుబడి పెట్టినప్పుడు, ఇది రెండు సమస్యలను పరిష్కరిస్తుంది- ఒకటి పన్ను ప్రయోజనాలు మరియు మరొకటి తిరిగి పెట్టుబడి ప్రమాదం.
పెరుగుతున్న వడ్డీ రేట్ల సమయంలో, అధిక-నాణ్యత గల పోర్ట్‌ఫోలియోతో రుణ ఆధారిత నిధులలో ఒకే మొత్తంలో వెళ్ళడానికి ఇది మంచి సమయంబాండ్స్. ఈ నిధులు సాధారణంగా పనిలేకుండా పొదుపు చేసేవారికి అనుకూలంగా ఉంటాయి మరియు సరైన రాబడి కోసం పెట్టుబడి పెట్టాలనుకుంటాయి. ఒకే మొత్తంలో ఎంత మొత్తంలో అయినా చెల్లించవచ్చుమ్యూచువల్ ఫండ్.
ఒక క్రమబద్ధమైనదానితో పోల్చితే ఒకే మొత్తం పెట్టుబడి బాగా పనిచేస్తుందిపెట్టుబడి ప్రణాళిక- మార్కెట్ తిరోగమనంలో లేదా తక్కువ విలువలతో పెట్టుబడి పెడితే మాత్రమే. అయితే, మొత్తంఇన్వెస్టింగ్ మార్కెట్ విలువలు విస్తరించినప్పుడు లేదా మీ పెట్టుబడి యొక్క ప్రారంభ దశలో మార్కెట్లు బాగా సరిదిద్దినప్పుడు ఎక్కువ పెట్టుబడి పెడితే పనిచేయకపోవచ్చు.
రుణ నిధులలో ఎలా పెట్టుబడి పెట్టాలి: మూల్యాంకనం చేయండి
ఫండ్ రిటర్న్స్- ఆహారంలో మంచి ట్రాక్ రికార్డ్ ఉండాలి. స్థిరమైన పనితీరును అందించే బలమైన చరిత్ర కలిగిన ఫండ్ హౌస్ కోసం వెళ్లండి. ఫండ్ యొక్క గత 1, 3 మరియు 5 సంవత్సరాల రాబడిని తనిఖీ చేయండి మరియు దాని బెంచ్‌మార్క్‌ను అధిగమించగలిగితే లేదా.
మ్యాచ్ హారిజన్స్ మ్యాచ్- డెట్ ఫండ్స్ సంబంధిత మెచ్యూరిటీ కాలంతో పెట్టుబడి యొక్క విభిన్న ఎంపికలను అందిస్తాయి. పెట్టుబడిదారులు వారి మెచ్యూరిటీ వ్యవధి ఆధారంగా పెట్టుబడిని నిర్ణయించుకోవాలి, వారు ఇతర వాటితో కూడా పోల్చవచ్చుడెట్ ఫండ్ సాధన మరియు వారి ప్రణాళికకు ఉత్తమమైనదాన్ని ఎంచుకోండి. ఉదాహరణకు, మీరు ఒక సంవత్సరం పెట్టుబడి ప్రణాళిక యొక్క కాలపరిమితిని చూస్తున్నట్లయితే, స్వల్పకాలిక రుణ నిధి ఆదర్శంగా సరిపోతుంది.
ఖర్చు నిష్పత్తి- డెట్ ఫండ్లలో పరిగణించవలసిన ముఖ్యమైన అంశం దాని ఖర్చు నిష్పత్తి. అధిక వ్యయ నిష్పత్తి నిధుల పనితీరుపై పెద్ద ప్రభావాన్ని సృష్టిస్తుంది. ఉదాహరణకి,ద్రవ నిధులు 50 బిపిఎస్ వరకు ఉండే అతి తక్కువ వ్యయ నిష్పత్తులను కలిగి ఉండండి (వడ్డీ రేట్లను కొలవడానికి బిపిఎస్ ఒక యూనిట్, ఇందులో ఒక బిపిఎస్ 1% లో 1/100 వ వంతుకు సమానం) అయితే, ఇతర రుణ నిధులు 150 బిపిఎస్ వరకు వసూలు చేయవచ్చు. కాబట్టి ఒక డెట్ మ్యూచువల్ ఫండ్ మధ్య ఎంపిక చేసుకోవటానికి, నిర్వహణ రుసుము లేదా ఫండ్ రన్నింగ్ ఖర్చును పరిగణనలోకి తీసుకోవడం చాలా ముఖ్యం.
టాప్ 10 బెస్ట్ లంప్ సమ్ డెట్ మ్యూచువల్ ఫండ్స్ 2020 - 2021
క్రింద ఉన్న టాప్ ర్యాంక్ ఫండ్స్రుణ వర్గాలు ప్రధానంగా నిధులను కలిగి ఉంటాయిAUM> 2000 కోట్లు & అల్ట్రా-షార్ట్, కార్పొరేట్ బాండ్, క్రెడిట్ రిస్క్, తక్కువ వ్యవధి ఉప వర్గాలలో ఉన్నాయి.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Corporate Bond Fund Growth ₹31.0836
↓ -0.01 ₹32,841 5,000 1.7 4.2 8.6 6.2 7.2 7.39% 3Y 10M 21D 6Y 17D Aditya Birla Sun Life Corporate Bond Fund Growth ₹107.817
↓ -0.01 ₹23,775 1,000 1.7 4.2 8.5 6.5 7.3 7.46% 3Y 10M 2D 5Y 7M 20D Aditya Birla Sun Life Savings Fund Growth ₹526.161
↑ 0.14 ₹15,890 1,000 2 3.8 7.8 6.6 7.2 7.61% 5M 8D 7M 17D Nippon India Prime Debt Fund Growth ₹57.1523
↓ -0.01 ₹6,755 1,000 1.7 4.3 8.4 6.6 7.1 7.42% 3Y 10M 13D 5Y 1M 13D Kotak Corporate Bond Fund Standard Growth ₹3,597.05
↑ 0.13 ₹14,333 5,000 1.6 4.1 8.2 6.2 6.9 7.49% 3Y 3M 22D 5Y 29D HDFC Credit Risk Debt Fund Growth ₹22.9876
↓ -0.03 ₹7,404 5,000 1.5 4 8.1 6.1 6.6 8.44% 2Y 2M 16D 3Y 2M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24
(Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on 1. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 2 in Corporate Bond category. Return for 2023 was 7.2% , 2022 was 3.3% and 2021 was 3.9% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (20 Dec 24) ₹31.0836 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹32,841 on 30 Nov 24 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 2.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 6 Years 17 Days Modified Duration 3 Years 10 Months 21 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,135 30 Nov 21 ₹11,621 30 Nov 22 ₹11,964 30 Nov 23 ₹12,796 30 Nov 24 ₹13,909 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 4.2% 1 Year 8.6% 3 Year 6.2% 5 Year 6.9% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% 2014 10.9% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.1 Yr. Dhruv Muchhal 22 Jun 23 1.45 Yr. Data below for HDFC Corporate Bond Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 4.73% Debt 95.04% Other 0.23% Debt Sector Allocation
Sector Value Corporate 54.96% Government 40.09% Cash Equivalent 4.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -10% ₹3,392 Cr 330,000,000
↑ 5,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹1,291 Cr 125,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹997 Cr 100,000,000
↓ -50,000,000 State Bank Of India
Debentures | -2% ₹803 Cr 800
↑ 100 7.53% Govt Stock 2034
Sovereign Bonds | -2% ₹760 Cr 75,000,000 Mangalore Refinery And Petrochemicals Limited
Debentures | -2% ₹558 Cr 5,670 Reliance Industries Limited
Debentures | -2% ₹527 Cr 5,000 HDFC Bank Limited
Debentures | -2% ₹510 Cr 50,000 Bajaj Housing Finance Limited
Debentures | -2% ₹504 Cr 50,000 LIC Housing Finance Limited
Debentures | -2% ₹500 Cr 5,000 2. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 1 in Corporate Bond category. Return for 2023 was 7.3% , 2022 was 4.1% and 2021 was 4% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (20 Dec 24) ₹107.817 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹23,775 on 15 Dec 24 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.5 Sharpe Ratio 2.29 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 5 Years 7 Months 20 Days Modified Duration 3 Years 10 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,176 30 Nov 21 ₹11,659 30 Nov 22 ₹12,094 30 Nov 23 ₹12,931 30 Nov 24 ₹14,073 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 4.2% 1 Year 8.5% 3 Year 6.5% 5 Year 7.1% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 4.1% 2021 4% 2020 11.9% 2019 9.6% 2018 7% 2017 6.5% 2016 10.2% 2015 8.9% 2014 10.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 3.64 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 3.72% Debt 96.05% Other 0.23% Debt Sector Allocation
Sector Value Corporate 57.12% Government 38.42% Cash Equivalent 3.72% Securitized 0.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -11% ₹2,657 Cr 261,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹1,469 Cr 143,824,100
↑ 9,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹947 Cr 93,161,700
↑ 6,500,000 Small Industries Development Bank Of India
Debentures | -3% ₹695 Cr 69,550 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹655 Cr 64,637,700 Small Industries Development Bank Of India
Debentures | -3% ₹599 Cr 6,000 Bajaj Housing Finance Limited
Debentures | -2% ₹557 Cr 55,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹488 Cr 48,500 Bajaj Finance Limited
Debentures | -2% ₹453 Cr 45,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹399 Cr 4,000 3. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (20 Dec 24) ₹526.161 ↑ 0.14 (0.03 %) Net Assets (Cr) ₹15,890 on 15 Dec 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.32 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.61% Effective Maturity 7 Months 17 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,719 30 Nov 21 ₹11,139 30 Nov 22 ₹11,639 30 Nov 23 ₹12,472 30 Nov 24 ₹13,436 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.8% 1 Year 7.8% 3 Year 6.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.46 Yr. Kaustubh Gupta 15 Jul 11 13.39 Yr. Monika Gandhi 22 Mar 21 3.7 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 44.4% Debt 55.34% Other 0.25% Debt Sector Allocation
Sector Value Corporate 53.84% Cash Equivalent 39.09% Government 6.82% Credit Quality
Rating Value AA 35.54% AAA 64.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -5% ₹821 Cr 82,000 Aditya BSL Liquid Dir Gr
Investment Fund | -5% ₹751 Cr 18,413,893
↑ 18,413,893 Shriram Finance Company Limited
Debentures | -4% ₹602 Cr 60,000 Nirma Limited
Debentures | -3% ₹487 Cr 48,500
↓ -1,500 National Housing Bank
Debentures | -3% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -2% ₹360 Cr 36,000 Rural Electrification Corporation Limited
Debentures | -2% ₹326 Cr 32,500 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 7.3% Govt Stock 2028
Sovereign Bonds | -2% ₹317 Cr 31,500,000 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹301 Cr 30,000 4. Nippon India Prime Debt Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 20 in Corporate Bond category. Return for 2023 was 7.1% , 2022 was 4.3% and 2021 was 4.7% . Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (20 Dec 24) ₹57.1523 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹6,755 on 30 Nov 24 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 2.24 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.42% Effective Maturity 5 Years 1 Month 13 Days Modified Duration 3 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,973 30 Nov 21 ₹11,501 30 Nov 22 ₹11,974 30 Nov 23 ₹12,796 30 Nov 24 ₹13,914 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 4.3% 1 Year 8.4% 3 Year 6.6% 5 Year 6.8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% 2014 9.3% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 4.84 Yr. Kinjal Desai 25 May 18 6.53 Yr. Data below for Nippon India Prime Debt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 7.55% Debt 92.32% Other 0.13% Debt Sector Allocation
Sector Value Corporate 56.67% Government 35.65% Cash Equivalent 7.55% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹679 Cr 66,500,000
↓ -7,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -3% ₹215 Cr 21,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹211 Cr 20,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹170 Cr 17,000,000
↑ 5,000,000 India Universal Trust Al1
Sovereign Bonds | -2% ₹150 Cr 150
↑ 150 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -2% ₹149 Cr 150 LIC Housing Finance Limited
Debentures | -2% ₹136 Cr 13,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹129 Cr 12,800
↑ 300 Small Industries Development Bank Of India
Debentures | -2% ₹124 Cr 12,500 Bajaj Finance Limited
Debentures | -2% ₹116 Cr 11,500 5. Kotak Corporate Bond Fund Standard
CAGR/Annualized return of 7.7% since its launch. Ranked 15 in Corporate Bond category. Return for 2023 was 6.9% , 2022 was 3.7% and 2021 was 3.8% . Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (20 Dec 24) ₹3,597.05 ↑ 0.13 (0.00 %) Net Assets (Cr) ₹14,333 on 30 Nov 24 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio 2.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.49% Effective Maturity 5 Years 29 Days Modified Duration 3 Years 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,956 30 Nov 21 ₹11,389 30 Nov 22 ₹11,781 30 Nov 23 ₹12,548 30 Nov 24 ₹13,615 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 4.1% 1 Year 8.2% 3 Year 6.2% 5 Year 6.4% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.9% 2022 3.7% 2021 3.8% 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% 2015 8.8% 2014 11.3% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 1 Feb 15 9.84 Yr. Manu Sharma 1 Nov 22 2.09 Yr. Data below for Kotak Corporate Bond Fund Standard as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 3.43% Debt 96.34% Other 0.23% Debt Sector Allocation
Sector Value Corporate 56.01% Government 40.33% Cash Equivalent 3.43% Credit Quality
Rating Value AA 0.35% AAA 99.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -13% ₹1,863 Cr 182,935,080 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹899 Cr 88,470,310
↓ -10,000,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹707 Cr 70,300 Jamnagar Utilities & Power Private Limited
Debentures | -4% ₹582 Cr 5,950 7.53% Govt Stock 2034
Sovereign Bonds | -4% ₹532 Cr 52,500,000
↑ 5,000,000 LIC Housing Finance Limited
Debentures | -3% ₹459 Cr 4,550 Bajaj Finance Limited
Debentures | -3% ₹438 Cr 43,500 7.93% Govt Stock 2033
Sovereign Bonds | -3% ₹380 Cr 36,812,177 HDFC Bank Limited
Debentures | -3% ₹374 Cr 37,000 Small Industries Development Bank Of India
Debentures | -2% ₹347 Cr 34,500
↑ 5,000 6. HDFC Credit Risk Debt Fund
CAGR/Annualized return of 8% since its launch. Ranked 9 in Credit Risk category. Return for 2023 was 6.6% , 2022 was 3.7% and 2021 was 7% . HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (20 Dec 24) ₹22.9876 ↓ -0.03 (-0.14 %) Net Assets (Cr) ₹7,404 on 30 Nov 24 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.44% Effective Maturity 3 Years 2 Months 2 Days Modified Duration 2 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,021 30 Nov 21 ₹11,835 30 Nov 22 ₹12,249 30 Nov 23 ₹13,038 30 Nov 24 ₹14,139 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 4% 1 Year 8.1% 3 Year 6.1% 5 Year 7.3% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% 2015 9% 2014 Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 10.7 Yr. Dhruv Muchhal 22 Jun 23 1.45 Yr. Data below for HDFC Credit Risk Debt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 8.05% Equity 2.2% Debt 89.46% Other 0.3% Debt Sector Allocation
Sector Value Corporate 73.84% Government 12.09% Cash Equivalent 8.05% Securitized 2.65% Credit Quality
Rating Value A 6.26% AA 66.31% AAA 27.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sandur Manganese And Iron Ores Limited (The)
Debentures | -4% ₹297 Cr 30,000 Tata Projects Limited
Debentures | -3% ₹251 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹231 Cr 2,190 TATA Motors Limited
Debentures | -3% ₹201 Cr 2,000 Power Finance Corporation Limited
Debentures | -3% ₹200 Cr 1,890
↓ -550 Kalpataru Power Transmission Limited
Debentures | -3% ₹198 Cr 20,000 TATA Motors Limited
Debentures | -3% ₹191 Cr 1,900 Embassy Office Parks Reit
Unlisted bonds | -3% ₹190 Cr 5,007,542 TVS Credit Services Limited
Debentures | -2% ₹181 Cr 180 Kalpataru Power Transmission Limited
Debentures | -2% ₹179 Cr 18,000
లంప్ సమ్ డెట్ మ్యూచువల్ ఫండ్ ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?
ఫిన్‌కాష్.కామ్‌లో జీవితకాలం కోసం ఉచిత పెట్టుబడి ఖాతాను తెరవండి.
మీ నమోదు మరియు KYC ప్రాసెస్‌ను పూర్తి చేయండి
పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు జరిగాయి. ఏదేమైనా, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. ఏదైనా పెట్టుబడి పెట్టడానికి ముందు దయచేసి స్కీమ్ సమాచార పత్రంతో ధృవీకరించండి.
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