Table of Contents
بہترین درمیانے سے طویل دورانیے کے فنڈز 2022
4 سے 7 سال کے درمیان پیسہ لگانا چاہتے ہیں، لیکن نہیں چاہتےمارکیٹ آپ کی سرمایہ کاری کو متاثر کرنے کے لیے اتار چڑھاؤ؟ پھر یہاں ایک فنڈ ہے جسے آپ کو دیکھنے کی ضرورت ہے۔ میڈیم سے لانگ دورانیے کے فنڈز قرض کے فنڈز کی ایک قسم ہے جس کا میکالے دورانیہ 4 سے 7 سال کے درمیان ہوتا ہے۔ لہذا، اگر آپ وسط سے طویل مدت کے دوران اپنی دولت سے زیادہ سے زیادہ منافع کمانا چاہتے ہیں، تو درمیانی سے طویل مدت کے فنڈز آپ کے لیے ایک مثالی فنڈ ثابت ہوسکتے ہیں۔
درمیانے سے طویل دورانیے کے میوچل فنڈز کا جائزہ
درمیانے سے طویل دورانیہ کے فنڈز قرض میں سرمایہ کاری کرتے ہیں۔کرنسی مارکیٹ وہ آلات جن کی اوسط میچورٹی 4 سے 7 سال کے درمیان ہوتی ہے (مکالے کی مدت)۔ یہ فنڈز بہتر منافع فراہم کر سکتے ہیں، لیکن شرح سود میں تبدیلی کے لیے زیادہ حساس ہو سکتے ہیں۔ جب سود کی شرح بڑھتی ہے تو بانڈ کی قیمت گر جاتی ہے اور اس کے برعکس۔ چونکہ اس طرح کے قرض کے فنڈز شرح سود میں اتار چڑھاؤ کا شکار ہوتے ہیں، اس سے قیمتوں میں خلل پڑتا ہے۔زیرِ نظر بانڈز فنڈ پورٹ فولیو میں
وہ سرمایہ کار جو درمیانی سے طویل مدت کے فنڈز میں سرمایہ کاری کرنا چاہتے ہیں انہیں کسی حد تک خطرے کو برداشت کرنے کے قابل ہونا چاہیے، کیونکہ اس طرح کے قرض فنڈز مکمل طور پر خطرے سے پاک نہیں ہوتے۔ ڈیبٹ فنڈز میں مختلف میچورٹی اسکیموں کا انتخاب ہوتا ہے جن میں کم مدت، مختصر دورانیہ، درمیانی مدت، درمیانی سے طویل مدت اور طویل مدتی فنڈز شامل ہیں۔ ڈیٹ فنڈز میں اپنی سرمایہ کاری سے بہترین فائدہ اٹھانے کے لیے، سرمایہ کاروں کو ان کی پختگی کی مدت کی بنیاد پر سرمایہ کاری کا فیصلہ کرنے کی ضرورت ہے۔ جیسا کہ کہا، اگر آپ ایک سال کے ٹائم فریم کو دیکھ رہے ہیں۔سرمایہ کاری کا منصوبہپھر، ایک مختصر مدتقرض فنڈ مثالی طور پر سوٹ کر سکتے ہیں.
ڈیبٹ میوچل فنڈز میں ٹیکس
قرض فنڈز پر ٹیکس کا اطلاق درج ذیل طریقے سے کیا جاتا ہے۔
شارٹ ٹرم کیپیٹل گینز
اگر قرض کی سرمایہ کاری کی مدت 36 ماہ سے کم ہے، تو اسے مختصر مدت کی سرمایہ کاری کے طور پر درجہ بندی کیا جاتا ہے اور ان پر فرد کے ٹیکس سلیب کے مطابق ٹیکس لگایا جاتا ہے۔
طویل مدتی کیپٹل گینز
اگر قرض کی سرمایہ کاری کی ہولڈنگ کی مدت 36 ماہ سے زیادہ ہے، تو اسے ایک طویل مدتی سرمایہ کاری کے طور پر درجہ بندی کیا جاتا ہے اور اس پر انڈیکسیشن فائدہ کے ساتھ 20% ٹیکس لگایا جاتا ہے۔
| سرمایہ فوائد | انویسٹمنٹ ہولڈنگ گینز | ٹیکس لگانا |
|---|---|---|
| قلیل مدتکیپٹل گینز | 36 ماہ سے کم | فرد کے ٹیکس سلیب کے مطابق |
| طویل مدتی کیپٹل گینز | 36 ماہ سے زیادہ | انڈیکسیشن فوائد کے ساتھ 20% |
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سرفہرست 11 بہترین پرفارمنگ میڈیم سے طویل دورانیہ کے فنڈز FY 22 - 23
Fund 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Income Fund Growth 2.9 4.9 9.3 4.9 6.1 7.16% 6Y 8M 5D 11Y 1M 28D Kotak Bond Fund Growth 2.8 4.6 8.8 5.2 6.8 7.24% 6Y 5M 5D 13Y 10M 24D Nippon India Income Fund Growth 3 4.7 8.8 5.6 6.8 7.09% 6Y 8M 1D 10Y 6M 22D ICICI Prudential Bond Fund Growth 2.8 4.6 8.8 5.8 7.7 7.39% 5Y 11D 8Y 3M 25D Aditya Birla Sun Life Income Fund Growth 2.9 4.7 8.5 5.5 6.6 7.34% 6Y 7M 17D 12Y 2M 19D SBI Magnum Income Fund Growth 2.7 4.6 8.4 5.7 7.2 7.77% 5Y 9M 18D 10Y 7M 20D UTI Bond Fund Growth 2.9 4.6 8.2 10.4 6.4 7.21% 6Y 7M 13D 9Y 9M 29D LIC MF Bond Fund Growth 2.9 4.5 8.2 5.5 6.5 7.29% 5Y 10M 10D 7Y 11M 12D Canara Robeco Income Fund Growth 2.7 4.4 8 4.5 5.6 7.2% 5Y 11M 22D 14Y 1M 8D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Sep 24
Aims to optimise returns while maintaining a balance of safety, yield and liquidity. HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile Kotak Bond Regular Plan Growth) To create a portfolio of debt and money market instruments of different maturities
so as to spread the risk across a wide maturity horizon & different kinds of issuers in the debt market. However, there is no assurance that the objective of the scheme will be realized Kotak Bond Fund is a Debt - Medium to Long term fund was launched on 25 Nov 99. It is a fund with Moderate risk and has given a Below is the key information for Kotak Bond Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments. Nippon India Income Fund is a Debt - Medium to Long term fund was launched on 1 Jan 98. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Income Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Income Opportunities Fund) ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities ICICI Prudential Bond Fund is a Debt - Medium to Long term fund was launched on 18 Aug 08. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Aditya Birla Sun Life Income Fund is a Debt - Medium to Long term fund was launched on 21 Oct 95. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a Below is the key information for UTI Bond Fund Returns up to 1 year are on LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Bond Fund is a Debt - Medium to Long term fund was launched on 15 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for LIC MF Bond Fund Returns up to 1 year are on (Erstwhile Canara Robeco Income) To generate income through investment in debt and money market securities of different maturity and issuers of different risk profiles. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Income Fund is a Debt - Medium to Long term fund was launched on 19 Sep 02. It is a fund with Moderate risk and has given a Below is the key information for Canara Robeco Income Fund Returns up to 1 year are on 1. HDFC Income Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 29 in Medium to Long term category. Return for 2023 was 6.1% , 2022 was 0.9% and 2021 was 2.1% . HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (16 Sep 24) ₹55.0879 ↑ 0.12 (0.23 %) Net Assets (Cr) ₹844 on 31 Jul 24 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio 0.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.16% Effective Maturity 11 Years 1 Month 28 Days Modified Duration 6 Years 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,775 31 Aug 21 ₹11,279 31 Aug 22 ₹11,334 31 Aug 23 ₹11,967 31 Aug 24 ₹12,980 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1.2% 3 Month 2.9% 6 Month 4.9% 1 Year 9.3% 3 Year 4.9% 5 Year 5.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% 2014 15.7% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 16.98 Yr. Dhruv Muchhal 22 Jun 23 1.19 Yr. Data below for HDFC Income Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 4.15% Debt 95.61% Other 0.25% Debt Sector Allocation
Sector Value Government 83.22% Corporate 11.9% Cash Equivalent 4.15% Securitized 0.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -21% ₹174 Cr 17,000,000 7.41% Govt Stock 2036
Sovereign Bonds | -12% ₹104 Cr 10,000,000 7.54% Govt Stock 2036
Sovereign Bonds | -12% ₹100 Cr 9,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹76 Cr 7,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -8% ₹67 Cr 6,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹29 Cr 2,879,300 Ntpc Limited
Debentures | -3% ₹26 Cr 250 7.98% Govt Stock 2031
Sovereign Bonds | -3% ₹25 Cr 2,500,000
↑ 2,500,000 8% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹25 Cr 2,500 2. Kotak Bond Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 32 in Medium to Long term category. Return for 2023 was 6.8% , 2022 was 1.7% and 2021 was 2.4% . Kotak Bond Fund
Growth Launch Date 25 Nov 99 NAV (16 Sep 24) ₹72.8426 ↑ 0.15 (0.20 %) Net Assets (Cr) ₹2,059 on 31 Jul 24 Category Debt - Medium to Long term AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.77 Sharpe Ratio 0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-3 Months (0.2%),3 Months and above(NIL) Yield to Maturity 7.24% Effective Maturity 13 Years 10 Months 24 Days Modified Duration 6 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,896 31 Aug 21 ₹11,554 31 Aug 22 ₹11,713 31 Aug 23 ₹12,427 31 Aug 24 ₹13,443 Returns for Kotak Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1.1% 3 Month 2.8% 6 Month 4.6% 1 Year 8.8% 3 Year 5.2% 5 Year 6.3% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 1.7% 2021 2.4% 2020 12.3% 2019 10.3% 2018 5.2% 2017 0.9% 2016 14.3% 2015 4.6% 2014 15.1% Fund Manager information for Kotak Bond Fund
Name Since Tenure Abhishek Bisen 15 Apr 08 16.39 Yr. Data below for Kotak Bond Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 7.58% Equity 0.32% Debt 91.86% Other 0.24% Debt Sector Allocation
Sector Value Government 81.44% Corporate 15.96% Cash Equivalent 2.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -21% ₹461 Cr 45,038,680 7.18% Govt Stock 2033
Sovereign Bonds | -13% ₹290 Cr 28,433,330 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹160 Cr 15,429,820 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹147 Cr 14,250,000 7.02% Govt Stock 2031
Sovereign Bonds | -7% ₹143 Cr 14,142,400
↑ 10,000,000 8.34% Govt Stock 2033
Sovereign Bonds | -6% ₹134 Cr 13,000,000
↓ -2,903,570 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹123 Cr 12,000,000 7.37% Govt Stock 2028
Sovereign Bonds | -5% ₹102 Cr 10,000,000 HDFC Bank Limited
Debentures | -4% ₹76 Cr 7,500 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹68 Cr 6,500,000 3. Nippon India Income Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 28 in Medium to Long term category. Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 1.2% . Nippon India Income Fund
Growth Launch Date 1 Jan 98 NAV (16 Sep 24) ₹85.3041 ↑ 0.19 (0.22 %) Net Assets (Cr) ₹338 on 31 Jul 24 Category Debt - Medium to Long term AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 0.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.09% Effective Maturity 10 Years 6 Months 22 Days Modified Duration 6 Years 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,845 31 Aug 21 ₹11,306 31 Aug 22 ₹11,507 31 Aug 23 ₹12,316 31 Aug 24 ₹13,310 Returns for Nippon India Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1.2% 3 Month 3% 6 Month 4.7% 1 Year 8.8% 3 Year 5.6% 5 Year 6.1% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 3.3% 2021 1.2% 2020 10.5% 2019 11.4% 2018 6.1% 2017 2.4% 2016 13.8% 2015 5.1% 2014 14.8% Fund Manager information for Nippon India Income Fund
Name Since Tenure Vivek Sharma 1 Feb 20 4.58 Yr. Kinjal Desai 25 May 18 6.27 Yr. Data below for Nippon India Income Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 5.48% Debt 94.29% Other 0.24% Debt Sector Allocation
Sector Value Government 90.07% Cash Equivalent 5.48% Corporate 4.22% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -30% ₹107 Cr 10,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -27% ₹97 Cr 9,500,000
↓ -1,500,000 7.1% Govt Stock 2029
Sovereign Bonds | -13% ₹46 Cr 4,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹26 Cr 2,500,000 7.32% Govt Stock 2030
Sovereign Bonds | -7% ₹26 Cr 2,500,000
↑ 1,000,000 07.03 Goi 2054
Sovereign Bonds | -4% ₹15 Cr 1,500,000
↑ 1,500,000 LIC Housing Finance Ltd
Debentures | -4% ₹15 Cr 150 Indian Railway Finance Corporation Limited
Debentures | -1% ₹5 Cr 50 Corporate Debt Market Development Fund Class A2
Investment Fund | -0% ₹1 Cr 820 7.26% Govt Stock 2029
Sovereign Bonds | -0% ₹0 Cr 300 4. ICICI Prudential Bond Fund
CAGR/Annualized return of 8.6% since its launch. Ranked 19 in Medium to Long term category. Return for 2023 was 7.7% , 2022 was 3.1% and 2021 was 2.9% . ICICI Prudential Bond Fund
Growth Launch Date 18 Aug 08 NAV (16 Sep 24) ₹37.7214 ↑ 0.07 (0.17 %) Net Assets (Cr) ₹2,960 on 31 Jul 24 Category Debt - Medium to Long term AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (1%),6 Months and above(NIL) Yield to Maturity 7.39% Effective Maturity 8 Years 3 Months 25 Days Modified Duration 5 Years 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹11,103 31 Aug 21 ₹11,668 31 Aug 22 ₹11,957 31 Aug 23 ₹12,788 31 Aug 24 ₹13,847 Returns for ICICI Prudential Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1% 3 Month 2.8% 6 Month 4.6% 1 Year 8.8% 3 Year 5.8% 5 Year 6.8% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.7% 2022 3.1% 2021 2.9% 2020 11.5% 2019 10.9% 2018 4.6% 2017 5.3% 2016 11.3% 2015 8.5% 2014 14.5% Fund Manager information for ICICI Prudential Bond Fund
Name Since Tenure Darshil Dedhia 22 Jan 24 0.61 Yr. Rohit Lakhotia 12 Jun 23 1.22 Yr. Data below for ICICI Prudential Bond Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 7.17% Debt 92.57% Other 0.26% Debt Sector Allocation
Sector Value Government 72.59% Corporate 24.08% Cash Equivalent 3.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -33% ₹957 Cr 93,978,460
↑ 2,838,050 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹474 Cr 46,681,600 8.34% Govt Stock 2033
Sovereign Bonds | -10% ₹293 Cr 28,450,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹185 Cr 18,100,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹117 Cr 11,650 Pipeline Infrastructure Ltd.
Debentures | -3% ₹75 Cr 7,400 HDFC Bank Limited
Debentures | -2% ₹58 Cr 5,700 LIC Housing Finance Ltd
Debentures | -2% ₹55 Cr 550 LIC Housing Finance Ltd
Debentures | -2% ₹52 Cr 500 Power Finance Corporation Ltd.
Debentures | -2% ₹50 Cr 500 5. Aditya Birla Sun Life Income Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 26 in Medium to Long term category. Return for 2023 was 6.6% , 2022 was 2.4% and 2021 was 4% . Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (16 Sep 24) ₹118.859 ↑ 0.22 (0.19 %) Net Assets (Cr) ₹1,995 on 15 Aug 24 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio 0.14 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.34% Effective Maturity 12 Years 2 Months 19 Days Modified Duration 6 Years 7 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹11,000 31 Aug 21 ₹11,699 31 Aug 22 ₹11,962 31 Aug 23 ₹12,718 31 Aug 24 ₹13,701 Returns for Aditya Birla Sun Life Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1.1% 3 Month 2.9% 6 Month 4.7% 1 Year 8.5% 3 Year 5.5% 5 Year 6.7% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 2.4% 2021 4% 2020 12.8% 2019 9.5% 2018 5.1% 2017 2.8% 2016 14.4% 2015 4.6% 2014 16% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 4.07 Yr. Dhaval Joshi 21 Nov 22 1.78 Yr. Data below for Aditya Birla Sun Life Income Fund as on 15 Aug 24
Asset Allocation
Asset Class Value Cash 3.59% Equity 0.43% Debt 95.74% Other 0.25% Debt Sector Allocation
Sector Value Government 66.84% Corporate 28.9% Cash Equivalent 3.59% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -15% ₹302 Cr 29,079,750 7.18% Govt Stock 2037
Sovereign Bonds | -15% ₹300 Cr 29,293,050
↓ -7,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹145 Cr 14,244,600
↓ -12,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -7% ₹143 Cr 13,691,600
↑ 13,331,700 LIC Housing Finance Ltd
Debentures | -3% ₹61 Cr 600 7.36 RJ Sgs 2034
Sovereign Bonds | -3% ₹61 Cr 6,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹60 Cr 600 Small Industries Development Bank Of India
Debentures | -3% ₹53 Cr 530 7.25% Govt Stock 2063
Sovereign Bonds | -3% ₹53 Cr 5,106,100
↑ 500,000 Small Industries Development Bank Of India
Debentures | -2% ₹50 Cr 500
↑ 250 6. SBI Magnum Income Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Medium to Long term category. Return for 2023 was 7.2% , 2022 was 3% and 2021 was 3.6% . SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (16 Sep 24) ₹66.8068 ↑ 0.14 (0.20 %) Net Assets (Cr) ₹1,781 on 31 Jul 24 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 0.3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.77% Effective Maturity 10 Years 7 Months 20 Days Modified Duration 5 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹11,168 31 Aug 21 ₹11,916 31 Aug 22 ₹12,162 31 Aug 23 ₹13,025 31 Aug 24 ₹14,029 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1.1% 3 Month 2.7% 6 Month 4.6% 1 Year 8.4% 3 Year 5.7% 5 Year 7.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 3% 2021 3.6% 2020 11.6% 2019 11.7% 2018 4.7% 2017 5.7% 2016 13.4% 2015 6% 2014 12.4% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 0.75 Yr. Pradeep Kesavan 1 Dec 23 0.75 Yr. Adesh Sharma 1 Dec 23 0.75 Yr. Data below for SBI Magnum Income Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 9.75% Debt 90% Other 0.26% Debt Sector Allocation
Sector Value Government 57.45% Corporate 32.55% Cash Equivalent 9.75% Credit Quality
Rating Value AA 34.91% AAA 65.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -27% ₹478 Cr 47,000,000
↓ -15,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -14% ₹257 Cr 25,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -10% ₹172 Cr 16,500,000
↑ 16,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -6% ₹103 Cr 10,000,000 Torrent Power Limited
Debentures | -4% ₹77 Cr 7,500 Godrej Properties Limited
Debentures | -4% ₹75 Cr 7,500 Tata Housing Development Company Limited
Debentures | -4% ₹65 Cr 6,500 Indostar Capital Finance Limited
Debentures | -3% ₹59 Cr 5,900 Avanse Financial Services Limited
Debentures | -3% ₹55 Cr 5,500 Bharti Telecom Limited
Debentures | -3% ₹50 Cr 500 7. UTI Bond Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2023 was 6.4% , 2022 was 9.9% and 2021 was 9.4% . UTI Bond Fund
Growth Launch Date 4 May 98 NAV (16 Sep 24) ₹69.331 ↑ 0.13 (0.19 %) Net Assets (Cr) ₹301 on 31 Jul 24 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -0.01 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.21% Effective Maturity 9 Years 9 Months 29 Days Modified Duration 6 Years 7 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹9,775 31 Aug 21 ₹10,153 31 Aug 22 ₹11,883 31 Aug 23 ₹12,648 31 Aug 24 ₹13,592 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1.2% 3 Month 2.9% 6 Month 4.6% 1 Year 8.2% 3 Year 10.4% 5 Year 6.6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% 2015 6.3% 2014 15.6% Fund Manager information for UTI Bond Fund
Name Since Tenure Sunil Patil 17 Apr 23 1.38 Yr. Data below for UTI Bond Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 2.28% Debt 97.46% Other 0.25% Debt Sector Allocation
Sector Value Government 61.58% Corporate 35.88% Cash Equivalent 2.28% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -52% ₹159 Cr 1,550,000,000
↑ 50,000,000 Power Finance Corporation Ltd.
Debentures | -8% ₹25 Cr 2,500 LIC Housing Finance Limited
Debentures | -8% ₹25 Cr 250 Hdb Financial Services Limited
Debentures | -8% ₹25 Cr 250
↑ 250 Jamnagar Utilities And Power Private Limited
Debentures | -7% ₹20 Cr 2,000 7.04% Govt Stock 2029
Sovereign Bonds | -5% ₹15 Cr 150,000,000
↓ -20,000,000 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹15 Cr 1,500
↑ 1,500 07.78 RJ Sdl 2033
Sovereign Bonds | -2% ₹5 Cr 50,000,000 07.74 MH Sgs 2033
Sovereign Bonds | -2% ₹5 Cr 50,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹5 Cr 50,000,000
↓ -250,000,000 8. LIC MF Bond Fund
CAGR/Annualized return of 7.8% since its launch. Return for 2023 was 6.5% , 2022 was 2.8% and 2021 was 1.3% . LIC MF Bond Fund
Growth Launch Date 15 Sep 99 NAV (16 Sep 24) ₹67.9812 ↑ 0.10 (0.14 %) Net Assets (Cr) ₹172 on 31 Jul 24 Category Debt - Medium to Long term AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk Moderate Expense Ratio 1.04 Sharpe Ratio 0.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.29% Effective Maturity 7 Years 11 Months 12 Days Modified Duration 5 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,814 31 Aug 21 ₹11,182 31 Aug 22 ₹11,383 31 Aug 23 ₹12,145 31 Aug 24 ₹13,078 Returns for LIC MF Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1.1% 3 Month 2.9% 6 Month 4.5% 1 Year 8.2% 3 Year 5.5% 5 Year 5.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.5% 2022 2.8% 2021 1.3% 2020 8.8% 2019 9.7% 2018 4.9% 2017 2.2% 2016 12.3% 2015 5.6% 2014 12.4% Fund Manager information for LIC MF Bond Fund
Name Since Tenure Marzban Irani 10 Aug 16 8.06 Yr. Pratik Shroff 26 Sep 23 0.93 Yr. Data below for LIC MF Bond Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 2.52% Debt 97.21% Other 0.27% Debt Sector Allocation
Sector Value Government 91.31% Corporate 5.9% Cash Equivalent 2.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.70 MH Sgs 2033
Sovereign Bonds | -25% ₹43 Cr 4,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -22% ₹38 Cr 3,750,000 07.80 GJ Sdl 2032
Sovereign Bonds | -15% ₹26 Cr 2,500,000 07.71 MH Sdl 2033
Sovereign Bonds | -14% ₹24 Cr 2,250,000 07.64 MH Sgs 2032
Sovereign Bonds | -9% ₹16 Cr 1,500,000 HDFC Bank Limited
Debentures | -6% ₹10 Cr 100 06.95 GJ Sdl 2031
Sovereign Bonds | -3% ₹5 Cr 500,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹4 Cr 400,000 07.72 MH Sdl 2034
Sovereign Bonds | -2% ₹3 Cr 300,000 SBI CDMDF--A2
Investment Fund | -0% ₹0 Cr 455 9. Canara Robeco Income Fund
CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 5.6% , 2022 was 1.6% and 2021 was 1.9% . Canara Robeco Income Fund
Growth Launch Date 19 Sep 02 NAV (16 Sep 24) ₹52.9271 ↑ 0.08 (0.16 %) Net Assets (Cr) ₹115 on 31 Jul 24 Category Debt - Medium to Long term AMC Canara Robeco Asset Management Co. Ltd. Rating Risk Moderate Expense Ratio 1.88 Sharpe Ratio -0.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.2% Effective Maturity 14 Years 1 Month 8 Days Modified Duration 5 Years 11 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,832 31 Aug 21 ₹11,322 31 Aug 22 ₹11,428 31 Aug 23 ₹12,010 31 Aug 24 ₹12,892 Returns for Canara Robeco Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24 Duration Returns 1 Month 1% 3 Month 2.7% 6 Month 4.4% 1 Year 8% 3 Year 4.5% 5 Year 5.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 5.6% 2022 1.6% 2021 1.9% 2020 10.1% 2019 10.3% 2018 5.2% 2017 3.5% 2016 12.7% 2015 5.6% 2014 13.9% Fund Manager information for Canara Robeco Income Fund
Name Since Tenure Avnish Jain 25 Jun 14 10.19 Yr. Kunal Jain 18 Jul 22 2.12 Yr. Data below for Canara Robeco Income Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 8.38% Debt 91.33% Other 0.28% Debt Sector Allocation
Sector Value Government 91.33% Cash Equivalent 8.38% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -31% ₹36 Cr 3,500,000
↑ 1,000,000 8.34% Govt Stock 2033
Sovereign Bonds | -22% ₹26 Cr 2,500,000 7.32% Govt Stock 2030
Sovereign Bonds | -13% ₹15 Cr 1,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -13% ₹15 Cr 1,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -9% ₹10 Cr 1,000,000
↑ 750,000 India (Republic of)
- | -2% ₹2 Cr CORPORATE DEBT MARKET DEVELOPMENT FUND CLASS A2
Investment Fund | -0% ₹0 Cr 315 08.47 MH Sdl 2026
Sovereign Bonds | -0% ₹0 Cr 28,000 Treps
CBLO/Reverse Repo | -6% ₹7 Cr Other Current Assets
Net Current Assets | -2% ₹2 Cr
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