+91-22-48913909
Table of Contents
2022 માં રોકાણ કરવા માટે શ્રેષ્ઠ વૈવિધ્યસભર મ્યુચ્યુઅલ ફંડ
વૈવિધ્યસભર ભંડોળ, જેને મલ્ટી કેપ ફંડ્સ તરીકે પણ ઓળખવામાં આવે છે તે એક વર્ગ છેઇક્વિટી ફંડ્સ. ઉચ્ચ જોખમની ભૂખ ધરાવતા રોકાણકારો જેઓ ઇક્વિટીમાં એક્સ્પોઝર લેવા ઇચ્છે છે તેઓ સામાન્ય રીતે આ તરફ વલણ ધરાવે છેરોકાણ વૈવિધ્યસભર ભંડોળમાં. જેમ કે, વૈવિધ્યસભર ભંડોળ સમગ્ર રોકાણ કરે છેબજાર કેપ્સ જેમ કે - લાર્જ કેપ, મિડ કેપ અનેનાની ટોપી.
મલ્ટી કેપ, ફ્લેક્સી કેપ અથવા ડાઇવર્સિફાઇડ સ્કીમ્સ ફંડ મેનેજરના દૃષ્ટિકોણના આધારે વિવિધ માર્કેટ કેપિટલાઇઝેશનમાં તમામ શેરોમાં રોકાણ કરવા માટે માનવામાં આવે છે. દરેક માર્કેટ કેપ માટે ફાળવણી યોજના પ્રમાણે અલગ અલગ હોય છે. કેટલીક યોજનાઓમાં નિશ્ચિત પ્રમાણ હોય છે અને કેટલીક બજારની સ્થિતિને આધારે ગતિશીલ રીતે બદલાય છે.
આમ્યુચ્યુઅલ ફંડ દત્તકમૂલ્ય રોકાણ વ્યૂહરચના જ્યાં તેઓ કંપનીઓના શેરો ખરીદે છે જે તેમના પાછલા પ્રદર્શનની તુલનામાં પ્રમાણમાં ઓછા છે,પુસ્તકની કિંમત,કમાણી, અને અન્ય મૂલ્ય પરિમાણો.
માં રોકાણ કરીનેશ્રેષ્ઠ ડાઇવર્સિફાઇડ ઇક્વિટી ફંડ્સ, રોકાણકારો સહેજ વધુ સ્થિર વળતર મેળવી શકે છે, જો કે, બજારની તોફાની સ્થિતિમાં તેઓ ઇક્વિટીની અસ્થિરતાથી હજુ પણ પ્રભાવિત થશે. ડાઇવર્સિફાઇડ ફંડ એવા રોકાણકારો માટે સારું છે જેઓ રોકાણ કરવા માટે વધુ જોખમ લેવા તૈયાર નથીનાના શેરો, પરંતુ તેમ છતાં ઉભરતા શેરોમાંથી વધારાનું ઊંચું વળતર મેળવવા માંગે છે. જો વ્યક્તિ ઓછી થી મધ્યમ હોય તો ડાઇવર્સિફાઇડ ઇક્વિટી ફંડમાં રોકાણ કરવું જોઈએજોખમ પ્રોફાઇલ.
સારા ડાઇવર્સિફાઇડ ઇક્વિટી ફંડની પસંદગીની પ્રક્રિયાને સરળ બનાવવા માટે, અમે કેટલાક પૂર્વ-પસંદ કરેલા ટોચના અને શ્રેષ્ઠ વૈવિધ્યસભર ઇક્વિટી ફંડ્સ સાથે આવશ્યક પરિમાણોને સૂચિબદ્ધ કર્યા છે - જેને રોકાણકારો તેમની રોકાણ યાત્રા દરમિયાન ધ્યાનમાં લઈ શકે છે.
Talk to our investment specialist
9 શ્રેષ્ઠ પર્ફોર્મિંગ ડાઇવર્સિફાઇડ ફંડ્સ FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) JM Multicap Fund Growth ₹103.612
↑ 0.09 ₹5,012 -5.4 1.9 34.9 27 24.2 40 Nippon India Multi Cap Fund Growth ₹289.399
↑ 0.64 ₹39,001 -6.1 1.5 28.4 26.5 24.5 38.1 HDFC Equity Fund Growth ₹1,858.42
↓ -3.09 ₹66,304 -5.3 3.9 25.6 24.8 22.7 30.6 Motilal Oswal Multicap 35 Fund Growth ₹62.8773
↑ 0.01 ₹12,598 -1.4 14.1 43.1 23.1 18.3 31 ICICI Prudential Multicap Fund Growth ₹765.67
↑ 1.54 ₹14,193 -7.7 2.8 23.2 20.5 20.8 35.4 Mahindra Badhat Yojana Growth ₹34.7214
↑ 0.02 ₹4,858 -6.1 3.1 24.8 19.8 24.3 34.2 Baroda Pioneer Multi Cap Fund Growth ₹295.195
↑ 0.33 ₹2,791 -2 7.5 32.5 19.6 24.1 30.8 Invesco India Multicap Fund Growth ₹135.51
↑ 0.06 ₹3,897 -4 10.2 31.1 19.5 23 31.8 Franklin India Equity Fund Growth ₹1,607.84
↓ -1.51 ₹17,808 -6 4.3 24 19.5 22.2 30.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 24 મલ્ટીકેપ એયુએમ/નેટ એસેટ > સાથે મ્યુચ્યુઅલ ફંડ500 કરોડ, પર છટણી3 વર્ષCAGR પરત કરે છે.
(Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Multicap Fund Returns up to 1 year are on (Erstwhile Reliance Equity Opportunities Fund) The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Multi Cap Fund Returns up to 1 year are on Aims at providing capital appreciation through investments predominantly in equity oriented securities HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Equity Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries. ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Multicap Fund Returns up to 1 year are on The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved. Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Badhat Yojana Returns up to 1 year are on (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a Below is the key information for Baroda Pioneer Multi Cap Fund Returns up to 1 year are on (Erstwhile Invesco India Mid N Small Cap Fund) The investment objective of the Scheme is to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies. Invesco India Multicap Fund is a Equity - Multi Cap fund was launched on 17 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Multicap Fund Returns up to 1 year are on (Erstwhile Franklin India Prima Plus) The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Equity Fund Returns up to 1 year are on 1. JM Multicap Fund
CAGR/Annualized return of 15.5% since its launch. Ranked 16 in Multi Cap category. Return for 2023 was 40% , 2022 was 7.8% and 2021 was 32.9% . JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (24 Dec 24) ₹103.612 ↑ 0.09 (0.09 %) Net Assets (Cr) ₹5,012 on 30 Nov 24 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 2.11 Information Ratio 1.86 Alpha Ratio 12.62 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,541 30 Nov 21 ₹14,613 30 Nov 22 ₹16,423 30 Nov 23 ₹21,098 30 Nov 24 ₹29,939 Returns for JM Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month 2.8% 3 Month -5.4% 6 Month 1.9% 1 Year 34.9% 3 Year 27% 5 Year 24.2% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 40% 2022 7.8% 2021 32.9% 2020 11.4% 2019 16.6% 2018 -5.4% 2017 39.5% 2016 10.5% 2015 -2.8% 2014 56% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.28 Yr. Asit Bhandarkar 1 Oct 24 0.17 Yr. Chaitanya Choksi 31 Dec 21 2.92 Yr. Ruchi Fozdar 4 Oct 24 0.16 Yr. Data below for JM Multicap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 24.13% Consumer Cyclical 14.09% Industrials 12.51% Health Care 11.9% Technology 10.71% Basic Materials 10.04% Consumer Defensive 4.86% Utility 4.04% Communication Services 3.42% Energy 1.48% Real Estate 0.61% Asset Allocation
Asset Class Value Cash 1.02% Equity 98.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK6% ₹293 Cr 1,690,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK5% ₹248 Cr 1,920,800
↑ 350,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN4% ₹191 Cr 2,325,000
↑ 600,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY4% ₹184 Cr 1,047,750
↑ 150,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹136 Cr 375,231 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹134 Cr 828,335
↑ 428,335 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 24 | DRREDDY3% ₹129 Cr 1,012,038
↑ 34,428 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 24 | ITC3% ₹120 Cr 2,456,000
↑ 456,000 CESC Ltd (Utilities)
Equity, Since 30 Nov 23 | CESC2% ₹108 Cr 5,711,774 Biocon Ltd (Healthcare)
Equity, Since 29 Feb 24 | BIOCON2% ₹104 Cr 3,295,318
↑ 1,065,318 2. Nippon India Multi Cap Fund
CAGR/Annualized return of 18.6% since its launch. Ranked 63 in Multi Cap category. Return for 2023 was 38.1% , 2022 was 14.1% and 2021 was 48.9% . Nippon India Multi Cap Fund
Growth Launch Date 28 Mar 05 NAV (24 Dec 24) ₹289.399 ↑ 0.64 (0.22 %) Net Assets (Cr) ₹39,001 on 30 Nov 24 Category Equity - Multi Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.68 Sharpe Ratio 2.11 Information Ratio 1.44 Alpha Ratio 7.69 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹9,323 30 Nov 21 ₹14,671 30 Nov 22 ₹17,486 30 Nov 23 ₹22,284 30 Nov 24 ₹29,915 Returns for Nippon India Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month 0.8% 3 Month -6.1% 6 Month 1.5% 1 Year 28.4% 3 Year 26.5% 5 Year 24.5% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 38.1% 2022 14.1% 2021 48.9% 2020 0% 2019 2.2% 2018 -2.2% 2017 40.9% 2016 -6.7% 2015 0.5% 2014 59.7% Fund Manager information for Nippon India Multi Cap Fund
Name Since Tenure Sailesh Raj Bhan 31 Mar 05 19.68 Yr. Ashutosh Bhargava 1 Sep 21 3.25 Yr. Kinjal Desai 25 May 18 6.53 Yr. Data below for Nippon India Multi Cap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 28.79% Industrials 19.13% Consumer Cyclical 17.28% Health Care 7.31% Technology 6.19% Basic Materials 4.97% Utility 4.66% Consumer Defensive 3.65% Energy 2.98% Communication Services 2.91% Real Estate 0.21% Asset Allocation
Asset Class Value Cash 1.21% Equity 98.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK6% ₹2,515 Cr 14,000,448 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹1,558 Cr 11,981,360 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | AXISBANK3% ₹1,193 Cr 10,500,121
↑ 500,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 09 | INFY3% ₹1,171 Cr 6,300,504 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE3% ₹1,163 Cr 9,000,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 May 12 | 5222753% ₹1,114 Cr 6,341,917
↑ 625,000 Linde India Ltd (Basic Materials)
Equity, Since 31 May 13 | LINDEINDIA3% ₹1,055 Cr 1,524,539 EIH Ltd (Consumer Cyclical)
Equity, Since 31 Jul 14 | EIHOTEL2% ₹956 Cr 25,187,817 State Bank of India (Financial Services)
Equity, Since 31 Mar 05 | SBIN2% ₹923 Cr 11,000,000 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | INDHOTEL2% ₹873 Cr 11,000,112 3. HDFC Equity Fund
CAGR/Annualized return of 19% since its launch. Ranked 34 in Multi Cap category. Return for 2023 was 30.6% , 2022 was 18.3% and 2021 was 36.2% . HDFC Equity Fund
Growth Launch Date 1 Jan 95 NAV (24 Dec 24) ₹1,858.42 ↓ -3.09 (-0.17 %) Net Assets (Cr) ₹66,304 on 30 Nov 24 Category Equity - Multi Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio 2.4 Information Ratio 2.02 Alpha Ratio 9.69 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹9,704 30 Nov 21 ₹14,205 30 Nov 22 ₹17,574 30 Nov 23 ₹20,810 30 Nov 24 ₹28,000 Returns for HDFC Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month -0.2% 3 Month -5.3% 6 Month 3.9% 1 Year 25.6% 3 Year 24.8% 5 Year 22.7% 10 Year 15 Year Since launch 19% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.6% 2022 18.3% 2021 36.2% 2020 6.4% 2019 6.8% 2018 -3.5% 2017 36.9% 2016 7.3% 2015 -5.1% 2014 53.8% Fund Manager information for HDFC Equity Fund
Name Since Tenure Roshi Jain 29 Jul 22 2.34 Yr. Dhruv Muchhal 22 Jun 23 1.45 Yr. Data below for HDFC Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 39.49% Consumer Cyclical 13.23% Health Care 12.31% Technology 7.99% Communication Services 4.44% Industrials 3.62% Real Estate 3.49% Basic Materials 2.69% Consumer Defensive 1.45% Utility 1.24% Energy 0.21% Asset Allocation
Asset Class Value Cash 8.21% Equity 90.15% Debt 1.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK10% ₹6,397 Cr 49,500,000
↑ 1,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK10% ₹6,249 Cr 36,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | 5322159% ₹5,566 Cr 48,000,000
↑ 2,000,000 Cipla Ltd (Healthcare)
Equity, Since 30 Sep 12 | 5000875% ₹2,979 Cr 19,200,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK4% ₹2,856 Cr 16,500,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE4% ₹2,839 Cr 17,500,000
↑ 1,500,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI4% ₹2,686 Cr 2,425,000
↑ 325,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL4% ₹2,637 Cr 16,352,700
↓ -1,647,300 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH4% ₹2,565 Cr 14,525,000
↓ -3,300,000 Piramal Pharma Ltd (Healthcare)
Equity, Since 31 Dec 23 | PPLPHARMA3% ₹1,944 Cr 72,415,689
↑ 983,956 4. Motilal Oswal Multicap 35 Fund
CAGR/Annualized return of 18.8% since its launch. Ranked 5 in Multi Cap category. Return for 2023 was 31% , 2022 was -3% and 2021 was 15.3% . Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (24 Dec 24) ₹62.8773 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹12,598 on 30 Nov 24 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0.94 Sharpe Ratio 2.6 Information Ratio 0.77 Alpha Ratio 18.56 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,547 30 Nov 21 ₹12,559 30 Nov 22 ₹12,995 30 Nov 23 ₹15,509 30 Nov 24 ₹23,250 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month 4.7% 3 Month -1.4% 6 Month 14.1% 1 Year 43.1% 3 Year 23.1% 5 Year 18.3% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 31% 2022 -3% 2021 15.3% 2020 10.3% 2019 7.9% 2018 -7.8% 2017 43.1% 2016 8.5% 2015 14.6% 2014 Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 0.17 Yr. Niket Shah 1 Jul 22 2.42 Yr. Santosh Singh 1 Aug 23 1.34 Yr. Rakesh Shetty 22 Nov 22 2.03 Yr. Atul Mehra 1 Oct 24 0.17 Yr. Sunil Sawant 1 Jul 24 0.42 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Consumer Cyclical 36.65% Technology 19.23% Industrials 16.8% Financial Services 15.46% Communication Services 8.7% Health Care 1.56% Asset Allocation
Asset Class Value Cash 1.6% Equity 98.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB10% ₹1,314 Cr 1,800,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL10% ₹1,250 Cr 17,250,000
↓ -250,000 Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE10% ₹1,242 Cr 1,430,000
↑ 30,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | TRENT10% ₹1,226 Cr 1,803,916
↑ 178,916 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT9% ₹1,181 Cr 2,000,000
↑ 50,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 5433209% ₹1,119 Cr 40,000,000
↑ 13,821,974 Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Jul 23 | JIOFIN8% ₹1,067 Cr 32,500,000
↓ -2,500,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | M&M8% ₹1,023 Cr 3,450,000
↑ 850,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹608 Cr 5,000,000 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN4% ₹555 Cr 4,500,000 5. ICICI Prudential Multicap Fund
CAGR/Annualized return of 15.4% since its launch. Ranked 49 in Multi Cap category. Return for 2023 was 35.4% , 2022 was 4.7% and 2021 was 36.4% . ICICI Prudential Multicap Fund
Growth Launch Date 1 Oct 94 NAV (24 Dec 24) ₹765.67 ↑ 1.54 (0.20 %) Net Assets (Cr) ₹14,193 on 30 Nov 24 Category Equity - Multi Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.95 Sharpe Ratio 1.85 Information Ratio 0.55 Alpha Ratio 4.58 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,212 30 Nov 21 ₹14,685 30 Nov 22 ₹16,138 30 Nov 23 ₹19,738 30 Nov 24 ₹26,254 Returns for ICICI Prudential Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month 0.4% 3 Month -7.7% 6 Month 2.8% 1 Year 23.2% 3 Year 20.5% 5 Year 20.8% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 35.4% 2022 4.7% 2021 36.4% 2020 9.2% 2019 6% 2018 0.2% 2017 28% 2016 10.1% 2015 3.1% 2014 49.8% Fund Manager information for ICICI Prudential Multicap Fund
Name Since Tenure Sankaran Naren 1 Jul 22 2.42 Yr. Anand Sharma 1 Jul 22 2.42 Yr. Sharmila D’mello 31 Jul 22 2.34 Yr. Data below for ICICI Prudential Multicap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 27.44% Consumer Cyclical 11.65% Basic Materials 11.17% Industrials 10.63% Health Care 6.65% Energy 5.66% Communication Services 5.25% Technology 4.79% Consumer Defensive 3.39% Utility 2.92% Real Estate 2.02% Asset Allocation
Asset Class Value Cash 8.44% Equity 91.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK5% ₹776 Cr 6,001,508 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | HDFCBANK5% ₹736 Cr 4,241,215 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE4% ₹525 Cr 3,941,316 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5322153% ₹386 Cr 3,329,075 Infosys Ltd (Technology)
Equity, Since 31 Oct 18 | INFY3% ₹357 Cr 2,031,006 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 17 | SUNPHARMA2% ₹300 Cr 1,620,647 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 22 | MARUTI2% ₹260 Cr 234,282
↑ 7,770 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 19 | LT2% ₹234 Cr 647,203
↓ -63,567 State Bank of India (Financial Services)
Equity, Since 30 Sep 24 | SBIN2% ₹220 Cr 2,687,133
↑ 1,661,978 NTPC Ltd (Utilities)
Equity, Since 31 Oct 22 | 5325552% ₹220 Cr 5,396,831
↑ 602,300 6. Mahindra Badhat Yojana
CAGR/Annualized return of 17.7% since its launch. Return for 2023 was 34.2% , 2022 was 1.6% and 2021 was 50.8% . Mahindra Badhat Yojana
Growth Launch Date 11 May 17 NAV (24 Dec 24) ₹34.7214 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹4,858 on 30 Nov 24 Category Equity - Multi Cap AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 1.96 Sharpe Ratio 1.44 Information Ratio 0.02 Alpha Ratio 0.17 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,072 30 Nov 21 ₹17,369 30 Nov 22 ₹18,587 30 Nov 23 ₹23,041 30 Nov 24 ₹29,700 Returns for Mahindra Badhat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month 2.8% 3 Month -6.1% 6 Month 3.1% 1 Year 24.8% 3 Year 19.8% 5 Year 24.3% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.2% 2022 1.6% 2021 50.8% 2020 16.6% 2019 13.8% 2018 -9.9% 2017 2016 2015 2014 Fund Manager information for Mahindra Badhat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 3.95 Yr. Fatema Pacha 16 Oct 20 4.13 Yr. Data below for Mahindra Badhat Yojana as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 26.86% Consumer Cyclical 14.24% Industrials 12.17% Technology 11.75% Basic Materials 7.66% Consumer Defensive 7.63% Energy 5.73% Health Care 4.07% Utility 1.78% Communication Services 1.59% Real Estate 0.57% Asset Allocation
Asset Class Value Cash 5.07% Equity 94.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK6% ₹315 Cr 1,755,000
↑ 180,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 24 | RELIANCE4% ₹174 Cr 1,350,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 23 | DIVISLAB3% ₹144 Cr 234,000
↑ 36,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Dec 23 | PERSISTENT3% ₹133 Cr 225,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 24 | HINDUNILVR3% ₹126 Cr 504,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | TRENT2% ₹116 Cr 170,100
↑ 3,600 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Aug 24 | INDIGO2% ₹110 Cr 252,000 PI Industries Ltd (Basic Materials)
Equity, Since 30 Jun 24 | PIIND2% ₹110 Cr 270,000 BSE Ltd (Financial Services)
Equity, Since 31 Oct 24 | BSE2% ₹107 Cr 229,500 National Aluminium Co Ltd (Basic Materials)
Equity, Since 31 Oct 24 | NATIONALUM2% ₹97 Cr 4,005,000
↑ 1,305,000 7. Baroda Pioneer Multi Cap Fund
CAGR/Annualized return of 17.2% since its launch. Ranked 37 in Multi Cap category. Return for 2023 was 30.8% , 2022 was -3% and 2021 was 47.9% . Baroda Pioneer Multi Cap Fund
Growth Launch Date 12 Sep 03 NAV (24 Dec 24) ₹295.195 ↑ 0.33 (0.11 %) Net Assets (Cr) ₹2,791 on 30 Nov 24 Category Equity - Multi Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio 2.81 Information Ratio 0.1 Alpha Ratio 12.28 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,245 30 Nov 21 ₹16,960 30 Nov 22 ₹17,674 30 Nov 23 ₹21,331 30 Nov 24 ₹29,298 Returns for Baroda Pioneer Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month 4.1% 3 Month -2% 6 Month 7.5% 1 Year 32.5% 3 Year 19.6% 5 Year 24.1% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.8% 2022 -3% 2021 47.9% 2020 19.5% 2019 8.9% 2018 -11.9% 2017 36.8% 2016 2.3% 2015 -1.6% 2014 46.5% Fund Manager information for Baroda Pioneer Multi Cap Fund
Name Since Tenure Sanjay Chawla 1 Nov 15 9.09 Yr. Sandeep Jain 14 Mar 22 2.72 Yr. Data below for Baroda Pioneer Multi Cap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 24.26% Technology 15.52% Industrials 13.6% Health Care 9.47% Consumer Cyclical 7.92% Basic Materials 7.75% Consumer Defensive 7.52% Utility 3.4% Energy 2.94% Communication Services 1.77% Real Estate 1.27% Asset Allocation
Asset Class Value Cash 3.46% Equity 96.18% Debt 0.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK4% ₹103 Cr 799,815 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK3% ₹87 Cr 499,736 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Apr 23 | BECTORFOOD3% ₹72 Cr 379,226 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE3% ₹70 Cr 525,000 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433902% ₹68 Cr 400,000
↑ 75,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | 5002512% ₹64 Cr 90,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA2% ₹63 Cr 340,000 Firstsource Solutions Ltd (Technology)
Equity, Since 31 Jul 24 | FSL2% ₹61 Cr 1,800,000
↑ 300,000 Jyoti CNC Automation Ltd (Industrials)
Equity, Since 31 Mar 24 | JYOTICNC2% ₹61 Cr 579,492 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Aug 24 | 5222752% ₹60 Cr 336,712 8. Invesco India Multicap Fund
CAGR/Annualized return of 16.8% since its launch. Ranked 37 in Multi Cap category. Return for 2023 was 31.8% , 2022 was -2.2% and 2021 was 40.7% . Invesco India Multicap Fund
Growth Launch Date 17 Mar 08 NAV (24 Dec 24) ₹135.51 ↑ 0.06 (0.04 %) Net Assets (Cr) ₹3,897 on 30 Nov 24 Category Equity - Multi Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.95 Sharpe Ratio 2.14 Information Ratio -0.05 Alpha Ratio 8.05 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,134 30 Nov 21 ₹16,289 30 Nov 22 ₹16,756 30 Nov 23 ₹20,423 30 Nov 24 ₹27,638 Returns for Invesco India Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month 4.3% 3 Month -4% 6 Month 10.2% 1 Year 31.1% 3 Year 19.5% 5 Year 23% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.8% 2022 -2.2% 2021 40.7% 2020 18.8% 2019 4.6% 2018 -12.5% 2017 46.2% 2016 0.7% 2015 6.7% 2014 72.1% Fund Manager information for Invesco India Multicap Fund
Name Since Tenure Amit Nigam 3 Sep 20 4.25 Yr. Dhimant Kothari 1 Dec 23 1 Yr. Data below for Invesco India Multicap Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 20.42% Industrials 17.96% Consumer Cyclical 14.6% Technology 12.47% Health Care 11.51% Basic Materials 8.44% Consumer Defensive 7.63% Real Estate 2.93% Communication Services 1.88% Asset Allocation
Asset Class Value Cash 2.16% Equity 97.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK5% ₹197 Cr 1,524,774
↑ 36,019 Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | INFY5% ₹175 Cr 995,056
↑ 208,427 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | 5002513% ₹113 Cr 158,624
↑ 1,730 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Apr 21 | CHOLAFIN2% ₹82 Cr 644,407
↑ 54,512 Coforge Ltd (Technology)
Equity, Since 30 Apr 23 | COFORGE2% ₹79 Cr 103,675
↓ -474 KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 24 | KPITTECH2% ₹79 Cr 563,817
↑ 105,500 Tata Consumer Products Ltd (Consumer Defensive)
Equity, Since 30 Jun 24 | 5008002% ₹77 Cr 772,652
↓ -59,715 Jyoti CNC Automation Ltd (Industrials)
Equity, Since 31 May 24 | JYOTICNC2% ₹77 Cr 730,877
↑ 62,127 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 31 Jul 23 | BECTORFOOD2% ₹76 Cr 401,953
↓ -21,677 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 24 | DIXON2% ₹75 Cr 53,471
↑ 3,267 9. Franklin India Equity Fund
CAGR/Annualized return of 18.3% since its launch. Ranked 50 in Multi Cap category. Return for 2023 was 30.8% , 2022 was 5.3% and 2021 was 40.3% . Franklin India Equity Fund
Growth Launch Date 29 Sep 94 NAV (24 Dec 24) ₹1,607.84 ↓ -1.51 (-0.09 %) Net Assets (Cr) ₹17,808 on 30 Nov 24 Category Equity - Multi Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 1.85 Information Ratio 0.96 Alpha Ratio 4.8 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,850 30 Nov 21 ₹15,915 30 Nov 22 ₹17,646 30 Nov 23 ₹20,780 30 Nov 24 ₹27,302 Returns for Franklin India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24 Duration Returns 1 Month 1.3% 3 Month -6% 6 Month 4.3% 1 Year 24% 3 Year 19.5% 5 Year 22.2% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.8% 2022 5.3% 2021 40.3% 2020 16% 2019 3.3% 2018 -4.4% 2017 30.6% 2016 5% 2015 4.4% 2014 56.8% Fund Manager information for Franklin India Equity Fund
Name Since Tenure R. Janakiraman 1 Feb 11 13.84 Yr. Sandeep Manam 18 Oct 21 3.12 Yr. Rajasa Kakulavarapu 1 Dec 23 1 Yr. Data below for Franklin India Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 28.96% Consumer Cyclical 12.75% Industrials 12.38% Technology 9.8% Basic Materials 6.65% Communication Services 6.09% Consumer Defensive 5.72% Health Care 5.4% Energy 3.68% Utility 3.64% Real Estate 1.07% Asset Allocation
Asset Class Value Cash 3.16% Equity 96.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK8% ₹1,464 Cr 8,434,642 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK8% ₹1,410 Cr 10,908,206 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL5% ₹913 Cr 5,658,607 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY5% ₹813 Cr 4,627,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT4% ₹772 Cr 2,131,779 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH4% ₹628 Cr 3,555,589 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322154% ₹616 Cr 5,311,448 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Aug 19 | UNITDSPR3% ₹522 Cr 3,600,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹471 Cr 3,534,026 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 5325553% ₹464 Cr 11,374,772
↓ -931,630
ડાયવર્સિફાઈડ ફંડમાં ઓનલાઈન કેવી રીતે રોકાણ કરવું?
Fincash.com પર આજીવન માટે મફત રોકાણ ખાતું ખોલો.
તમારી નોંધણી અને KYC પ્રક્રિયા પૂર્ણ કરો
દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!
શ્રેષ્ઠ વૈવિધ્યસભર મ્યુચ્યુઅલ ફંડ્સ પસંદ કરવા માટે સ્માર્ટ ટિપ્સ
એક આદર્શ વૈવિધ્યસભર ફંડ નીચેના પરિમાણોમાંથી પસાર થવું જોઈએ:
1. સમાન કેટેગરીમાં વિવિધ પ્રકારના ભંડોળના વળતરની તુલના કરો
બેન્ચમાર્કિંગના સૌથી મૂળભૂત સ્વરૂપોમાંના એકમાં સમાન કેટેગરીમાં ફંડની તુલના કરવાનો સમાવેશ થાય છે. મૂલ્યાંકન કરતી વખતે એલાર્જ કેપ ફંડ, તમારે તેના વળતરની તુલના અન્ય મેચિંગ લાર્જ કેપ ડાઈવર્સિફાઈડ ઈક્વિટી ફંડ્સ સાથે કરવી જોઈએ. મિડ-કેપ ડાઇવર્સિફાઇડ ઇક્વિટી ફંડ્સ સાથે તેની સરખામણી કરવાથી લાર્જ કેપ અને બંને વચ્ચે જોખમ અને પુરસ્કાર સંબંધ હોવાથી ચોક્કસ પરિણામ નહીં મળે.મિડ કેપ ફંડ્સ તુલનાત્મક નથી. ડાઇવર્સિફાઇડ ફંડ્સ, કારણ કે તે જ રીતે સમગ્ર માર્કેટ કેપમાં રોકાણ કરે છે અને તેથી એક સમાન આદેશ ધરાવતા ફંડ્સ સાથે તેની સરખામણી કરવી જોઈએ.
એક વધારાનુંપરિબળ વૈવિધ્યસભર ફંડનું મૂલ્યાંકન કરવાની સમયમર્યાદા છે. ઇક્વિટી લાંબા સમયની ફ્રેમમાં (5 વર્ષથી વધુ) વળતર આપવા માટે સજ્જ હોવાથી, વૈવિધ્યસભર ફંડ્સમાં રોકાણ લાંબા ગાળા માટે કરવું જોઈએ. લાંબા સમય સુધી ડાઇવર્સિફાઇડ ફંડનું મૂલ્યાંકન કરવાથી તમને તેજી-અને-બસ્ટ સાઇકલ દરમિયાન તેના પ્રભાવને માપવામાં મદદ મળશે. રોકાણકારો કેટેગરી એવરેજ સાથે વિવિધ બજાર તબક્કાઓ દરમિયાન તેના પ્રદર્શનની સમીક્ષા કરીને વૈવિધ્યસભર ફંડના વળતરની સુસંગતતાનું વિશ્લેષણ કરી શકે છે. આ કહીને, સાચા પીઅર જૂથની સ્થાપના મહત્વપૂર્ણ છે, આ રચના કરે છેઆધાર વળતર, અસ્થિરતાની સરખામણી માટે અને આ રીતે અંતિમ ભંડોળની પસંદગીમાં મદદ કરે છે.
2. બેન્ચમાર્ક ઇન્ડેક્સ સામે ડાઇવર્સિફાઇડ ફંડ રિટર્ન તપાસો
દરેક ડાઇવર્સિફાઇડ ફંડ માટે તેના ઓફર ડોક્યુમેન્ટમાં બેન્ચમાર્ક ઇન્ડેક્સનો ઉલ્લેખ કરવો ફરજિયાત છે. આ બેન્ચમાર્ક ઇન્ડેક્સ એ નક્કી કરવા માટેનું સૂચક છે કે શું ડાઇવર્સિફાઇડ ફંડે સારું પ્રદર્શન કર્યું છે. વૈવિધ્યસભર ફંડની કામગીરીનું મૂલ્યાંકન કરતી વખતે, રોકાણકારોએ 3 વર્ષ, 5 વર્ષ અથવા તો 10 વર્ષ સુધીના લાંબા સમયના ચક્રને ધ્યાનમાં લેવું જોઈએ. તે ફંડ્સ કે જેઓ તેમના બેન્ચમાર્ક સૂચકાંકોને સતત આગળ કરે છે, તેમને રોકાણ માટે ધ્યાનમાં લેવા જોઈએ.
3. ફંડની સુસંગતતાનું વજન કરો
બેન્ચમાર્ક ઇન્ડેક્સ મૂલ્યાંકન ઉપરાંત, રોકાણકારોએ ફંડની ઐતિહાસિક કામગીરીનું પણ મૂલ્યાંકન કરવું જોઈએ. લાંબા ગાળામાં, ઘણા ડાઇવર્સિફાઇડ ફંડ્સ બજારની મંદી દરમિયાન અને તેમના બેન્ચમાર્ક સૂચકાંકો અને કેટેગરીની સરેરાશથી પણ નીચે ડૂબકી મારવાનું વલણ ધરાવે છે. માત્ર થોડા જ લોકો બજારની તમામ પરિસ્થિતિઓમાં તેમનું પ્રદર્શન જાળવી રાખે છે. અપટર્ન અને ડાઉનટર્ન્સમાં સારું પર્ફોર્મન્સ આપતું ફંડ પસંદ કરવું અગત્યનું છે, અન્યથા તમારી પાસે એવું ફંડ હશે કે જે સારું કરી શકે, પરંતુ માત્ર પછીથી જોવાનું છે કે મંદીમાં તમામ વળતર નાશ પામે છે. આમ, એકરોકાણકાર ખાતરી કરવી જોઈએ કે તેઓ તેમના પોર્ટફોલિયોમાં સૌથી વધુ સુસંગત પર્ફોર્મર્સનો સમાવેશ કરે છે.
4. ફંડમાં રહેલા જોખમોથી વાકેફ રહો
રોકાણ કરતા પહેલા, વ્યક્તિએ ડાઇવર્સિફાઇડ ફંડનું જોખમ-વળતર વિશ્લેષણ કરવું આવશ્યક છે. આમ કરવા માટે, વ્યક્તિએ કેટલાક મહત્વપૂર્ણ ગુણોત્તર જોવું જોઈએ, જેમ કે:
a આલ્ફા
આલ્ફા જોખમ-સમાયોજિત ધોરણે વૈવિધ્યસભર ફંડની કામગીરીનું માપ છે. તે જોખમ સમાયોજિત ધોરણે સામાન્ય બજારમાં ફંડ અથવા શેરે કેટલું પ્રદર્શન કર્યું છે તેનું માપ કાઢે છે. 1 ના પોઝિટિવ આલ્ફાનો અર્થ એ છે કે ફંડે તેના બેન્ચમાર્ક ઇન્ડેક્સને 1% કરતા આગળ કર્યો છે, જ્યારે -1 નો નકારાત્મક આલ્ફા સૂચવે છે કે ફંડે તેના બજાર બેન્ચમાર્ક કરતાં 1% ઓછું વળતર આપ્યું છે. તેથી, મૂળભૂત રીતે, રોકાણકારની વ્યૂહરચના હકારાત્મક આલ્ફા સાથે સિક્યોરિટીઝ અથવા મ્યુચ્યુઅલ ફંડ ખરીદવાની હોવી જોઈએ.
b બેટા
બેટા તેના બેન્ચમાર્ક ઇન્ડેક્સની સરખામણીમાં ડાઇવર્સિફાઇડ ફંડની વોલેટિલિટીને માપે છે. બીટા સકારાત્મક અથવા નકારાત્મક આંકડાઓમાં સૂચવવામાં આવે છે. 1 નો બીટા સૂચવે છે કે સ્ટોકની કિંમત અથવા મ્યુચ્યુઅલ ફંડનથી બજારને અનુરૂપ આગળ વધે છે. 1 કરતાં વધુનો બીટા સૂચવે છે કે સ્ટોક બજાર કરતાં જોખમી છે, અને 1 કરતાં ઓછા બીટાનો અર્થ છે કે સ્ટોક બજાર કરતાં ઓછો જોખમી છે. તેથી, ઘટી રહેલા બજારમાં નીચું બીટા વધુ સારું છે. વધતા બજારમાં, ઉચ્ચ-બીટા વધુ સારું છે.
c માનક વિચલન (SD)
SD એ ફંડમાં અસ્થિરતા અથવા જોખમનું પ્રતિનિધિત્વ કરતું આંકડાકીય માપ છે. SD જેટલું ઊંચું હશે, વળતરમાં વધઘટ વધારે હશે. આદર્શરીતે, રોકાણકારો નીચા સાથે ભંડોળ શોધે છેપ્રમાણભૂત વિચલન.
ડી. શાર્પ રેશિયો (SR)
શાર્પ રેશિયો લીધેલા જોખમના સંદર્ભમાં વળતર (નકારાત્મક અને હકારાત્મક બંને) માપે છે. અહીં જોખમ પ્રમાણભૂત વિચલન દ્વારા વ્યાખ્યાયિત થયેલ છે. ઉચ્ચ શાર્પ રેશિયોનો અર્થ છે, વધારે જોખમ વિના ઊંચું વળતર. આમ, રોકાણ કરતી વખતે, રોકાણકારોએ વૈવિધ્યસભર ફંડ પસંદ કરવું જોઈએ જે ઉચ્ચ શાર્પ રેશિયો દર્શાવે છે. ફરીથી, રોકાણકારને ઐતિહાસિક ધોરણે ડાઇવર્સિફાઇડ ફંડના SD અને SRનું મૂલ્યાંકન કરવાની સલાહ આપવામાં આવે છે જેથી કરીને સૌથી વધુ સુસંગત પ્રદર્શન કરનારાઓને પસંદ કરી શકાય.
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2024 Shepard Technologies Private Limited. All Rights Reserved
Relevant and useful .