UTI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 2022 ರ ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮ ಸಾಲ ನಿಧಿಗಳು

Table of Contents

UTI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 2022 ರಿಂದ ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮ ಸಾಲ ನಿಧಿಗಳು
ಯುಟಿಐ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?
ಅತ್ಯುತ್ತಮ UTI ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು
ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
Top 8 Funds

UTI ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 2022 ರಿಂದ ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮ ಸಾಲ ನಿಧಿಗಳು

ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಸಾಲ ನಿಧಿಗಳು ಅತ್ಯುತ್ತಮವಾದ ಆದಾಯವನ್ನು ಗಳಿಸುವ ಅತ್ಯುತ್ತಮ ಮಾರ್ಗಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ. ನಿಧಿಯು ಸಂಚಯವನ್ನು ಉತ್ಪಾದಿಸುವ ಗುರಿಯನ್ನು ಹೊಂದಿದೆಆದಾಯ ಮೂಲಕಹೂಡಿಕೆ ಪ್ರಧಾನವಾಗಿ ರಲ್ಲಿಹಣದ ಮಾರುಕಟ್ಟೆ ವಾದ್ಯಗಳು.

ನಂತಹ ಹಲವಾರು ಯೋಜನೆಗಳಿಂದ ನೀವು ಹಣವನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದುದ್ರವ ನಿಧಿಗಳು, ಅಲ್ಟ್ರಾಅಲ್ಪಾವಧಿ ನಿಧಿಗಳು, ಅಲ್ಪಾವಧಿ ನಿಧಿಗಳು,ಗಿಲ್ಟ್ ನಿಧಿಗಳು, ಇತ್ಯಾದಿಸಾಲ ನಿಧಿ ಲಿಕ್ವಿಡ್, ಅಲ್ಟ್ರಾ ಶಾರ್ಟ್ ಮತ್ತು ಶಾರ್ಟ್ ಟರ್ಮ್ ಫಂಡ್‌ಗಳಂತಹ ಯೋಜನೆಗಳು ನಿಮ್ಮ ಅಲ್ಪಾವಧಿಯಿಂದ ಮಧ್ಯಾವಧಿಯವರೆಗೆ ಯೋಜಿಸಲು ಉತ್ತಮ ಮಾರ್ಗವಾಗಿದೆಹಣಕಾಸಿನ ಗುರಿಗಳು. ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರು ಕೆಳಗೆ ಪಟ್ಟಿ ಮಾಡಲಾದ ಟಾಪ್ 8 ನಿಂದ ಹಣವನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದುಅತ್ಯುತ್ತಮ ಸಾಲ ನಿಧಿಗಳು UTI ಮೂಲಕಮ್ಯೂಚುಯಲ್ ಫಂಡ್. AUM ನಂತಹ ಕೆಲವು ನಿಯತಾಂಕಗಳನ್ನು ಕೈಗೊಳ್ಳುವ ಮೂಲಕ ಈ ಹಣವನ್ನು ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆ,ಅವು ಅಲ್ಲ, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಸರಾಸರಿ ಮುಕ್ತಾಯ, ಅವಧಿ, ಇತ್ಯಾದಿ.

Ready to Invest?
Talk to our investment specialist

ಯುಟಿಐ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಎ. ಸುರಕ್ಷತೆ

ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯಾವಾಗಲೂ ಸುರಕ್ಷತೆಗಾಗಿ ಶ್ರಮಿಸುತ್ತದೆಹೂಡಿಕೆದಾರನ ಹಣ ಮತ್ತುಬಂಡವಾಳ ವಿವೇಕಯುತ ರೀತಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಮೆಚ್ಚುಗೆ.

ಬಿ. ಸ್ಥಿರ ರಿಟರ್ನ್ಸ್

ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯಾವಾಗಲೂ ತಮ್ಮ ಹೂಡಿಕೆದಾರರಿಗೆ ಸ್ಥಿರವಾದ ಆದಾಯವನ್ನು ನೀಡಲು ಶ್ರಮಿಸುತ್ತದೆ ಇದರಿಂದ ಅವರು ತಮ್ಮ ಉದ್ದೇಶಗಳನ್ನು ಸಾಧಿಸಬಹುದು.

ಸಿ. ಪ್ರವೇಶದ ಸುಲಭ

ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಖಾತೆಯನ್ನು ಯಾವುದೇ ಸಮಯದಲ್ಲಿ ಮತ್ತು ಎಲ್ಲಿಯಾದರೂ ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಮೇಲ್ವಿಚಾರಣೆ ಮಾಡಬಹುದು ಮತ್ತು ಪ್ರವೇಶಿಸಬಹುದು. ಅಲ್ಲದೆ, ಫಂಡ್ ಹೌಸ್‌ನೊಂದಿಗಿನ ವಹಿವಾಟು ಮತ್ತು ಸಂವಹನ ಪ್ರಕ್ರಿಯೆಯು ಜಗಳ-ಮುಕ್ತ ಮತ್ತು ಅತ್ಯಂತ ಬಳಕೆದಾರ ಸ್ನೇಹಿಯಾಗಿದೆ.

ಅತ್ಯುತ್ತಮ UTI ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Dynamic Bond Fund Growth	₹29.3797 ↓ -0.04	₹464	3.3	4.7	9.1	8.1	6.2	7.02%	5Y 8M 5D	7Y 11M 26D
UTI Banking & PSU Debt Fund Growth	₹20.6686 ↑ 0.00	₹827	2.3	4	7.8	7.9	6.7	7.43%	2Y 6M 25D	3Y 22D
UTI Gilt Fund Growth	₹59.9548 ↓ -0.15	₹655	3.6	5.3	10	6	6.7	7%	6Y 4M 6D	9Y 2M 8D
UTI Bond Fund Growth	₹69.6135 ↓ -0.10	₹310	3.2	4.9	8.9	8.1	6.4	7.21%	6Y 7M 13D	9Y 9M 29D
UTI Short Term Income Fund Growth	₹29.9339 ↑ 0.01	₹2,987	2.4	4	8.1	5.9	6.9	7.74%	2Y 6M 25D	3Y 3M 7D
UTI Money Market Fund Growth	₹2,913.71 ↑ 1.24	₹15,067	1.9	3.8	7.7	6.4	7.4	7.49%	6M	6M
UTI Treasury Advantage Fund Growth	₹3,351.43 ↑ 1.57	₹2,677	2	3.9	7.6	6.2	7.1	6.97%	9Y 3M 22D	17Y 6M 4D
UTI Ultra Short Term Fund Growth	₹4,025.29 ↑ 1.53	₹2,343	1.8	3.6	7.2	5.8	6.7	7.63%	5M 2D	5M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Oct 24

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2023 was 6.2% , 2022 was 10.1% and 2021 was 10.8% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (03 Oct 24)	₹29.3797 ↓ -0.04 (-0.14 %)
Net Assets (Cr)	₹464 on 15 Sep 24
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	0.42
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.02%
Effective Maturity	7 Years 11 Months 26 Days
Modified Duration	5 Years 8 Months 5 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,524
30 Sep 21	₹11,806
30 Sep 22	₹12,895
30 Sep 23	₹13,680
30 Sep 24	₹14,902

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	1.4%
3 Month	3.3%
6 Month	4.7%
1 Year	9.1%
3 Year	8.1%
5 Year	8.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.2%
2022	10.1%
2021	10.8%
2020	5.9%
2019	-3.9%
2018	5.2%
2017	4.2%
2016	14.9%
2015	6.9%
2014	14.7%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	2.75 Yr.

Data below for UTI Dynamic Bond Fund as on 15 Sep 24

Asset Allocation

Asset Class	Value
Cash	4.71%
Debt	95.02%
Other	0.27%

Debt Sector Allocation

Sector	Value
Government	85.02%
Corporate	10%
Cash Equivalent	4.71%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.37% Govt Stock 2028 Sovereign Bonds \| -	26%	₹117 Cr	1,150,000,000 ↓ -300,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	22%	₹102 Cr	1,000,000,000 ↓ -250,000,000
7.04% Govt Stock 2029 Sovereign Bonds \| -	17%	₹76 Cr	750,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	7%	₹30 Cr	300,000,000
Power Finance Corporation Ltd. Debentures \| -	6%	₹25 Cr	2,500
7.3% Govt Stock 2053 Sovereign Bonds \| -	5%	₹21 Cr	200,000,000
Rural Electrification Corporation Limited Debentures \| -	4%	₹20 Cr	2,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	3%	₹16 Cr	150,000,000 ↑ 150,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹15 Cr	150,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹10 Cr	100,000,000 ↑ 100,000,000

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund Growth
Launch Date	3 Feb 14
NAV (03 Oct 24)	₹20.6686 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹827 on 31 Aug 24
Category	Debt - Banking & PSU Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	0.55
Sharpe Ratio	0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.43%
Effective Maturity	3 Years 22 Days
Modified Duration	2 Years 6 Months 25 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,902
30 Sep 21	₹11,335
30 Sep 22	₹12,371
30 Sep 23	₹13,203
30 Sep 24	₹14,234

UTI Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	0.8%
3 Month	2.3%
6 Month	4%
1 Year	7.8%
3 Year	7.9%
5 Year	7.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%
2016	11.7%
2015	8.6%
2014

Fund Manager information for UTI Banking & PSU Debt Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.75 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	3.79%
Debt	95.92%
Other	0.29%

Debt Sector Allocation

Sector	Value
Government	49.18%
Corporate	46.74%
Cash Equivalent	3.79%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	11%	₹91 Cr	900,000,000
7.37% Govt Stock 2028 Sovereign Bonds \| -	7%	₹56 Cr	550,000,000
Axis Bank Limited Debentures \| -	7%	₹55 Cr	550
ICICI Bank Limited Debentures \| -	6%	₹53 Cr	550
Small Industries Development Bank Of India Debentures \| -	6%	₹50 Cr	5,000
Export-Import Bank of India Domestic Bonds \| -	6%	₹50 Cr	5,000
Power Finance Corporation Limited Debentures \| -	5%	₹40 Cr	400
Rural Electrification Corporation Limited Debentures \| -	4%	₹35 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹30 Cr	300

3. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 2.3% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund Growth
Launch Date	21 Jan 02
NAV (03 Oct 24)	₹59.9548 ↓ -0.15 (-0.24 %)
Net Assets (Cr)	₹655 on 15 Sep 24
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.92
Sharpe Ratio	0.67
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7%
Effective Maturity	9 Years 2 Months 8 Days
Modified Duration	6 Years 4 Months 6 Days
Sub Cat.	Government Bond

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,923
30 Sep 21	₹11,418
30 Sep 22	₹11,569
30 Sep 23	₹12,358
30 Sep 24	₹13,567

UTI Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	1.5%
3 Month	3.6%
6 Month	5.3%
1 Year	10%
3 Year	6%
5 Year	6.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	2.9%
2021	2.3%
2020	10.3%
2019	11.8%
2018	6.3%
2017	4.3%
2016	15.5%
2015	6.1%
2014	19.8%

Fund Manager information for UTI Gilt Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	2.75 Yr.

Data below for UTI Gilt Fund as on 15 Sep 24

Asset Allocation

Asset Class	Value
Cash	2.98%
Debt	97.02%

Debt Sector Allocation

Sector	Value
Government	97.02%
Cash Equivalent	2.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	28%	₹184 Cr	1,800,000,000 ↓ -500,000,000
7.04% Govt Stock 2029 Sovereign Bonds \| -	17%	₹111 Cr	1,100,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	16%	₹102 Cr	1,000,000,000
7.37% Govt Stock 2028 Sovereign Bonds \| -	12%	₹77 Cr	750,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	9%	₹55 Cr	550,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹47 Cr	450,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	5%	₹32 Cr	300,000,000 ↑ 300,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹21 Cr	200,000,000 ↑ 200,000,000
Net Current Assets Net Current Assets \| -	3%	₹17 Cr
Clearing Corporation Of India Ltd. Std Margin CBLO/Reverse Repo \| -	0%	₹2 Cr	00

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2023 was 6.4% , 2022 was 9.9% and 2021 was 9.4% .

Below is the key information for UTI Bond Fund

UTI Bond Fund Growth
Launch Date	4 May 98
NAV (03 Oct 24)	₹69.6135 ↓ -0.10 (-0.14 %)
Net Assets (Cr)	₹310 on 31 Aug 24
Category	Debt - Medium to Long term
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	0.2
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.21%
Effective Maturity	9 Years 9 Months 29 Days
Modified Duration	6 Years 7 Months 13 Days
Sub Cat.	Medium to Long term

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹9,959
30 Sep 21	₹11,051
30 Sep 22	₹11,987
30 Sep 23	₹12,808
30 Sep 24	₹13,932

UTI Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	1.4%
3 Month	3.2%
6 Month	4.9%
1 Year	8.9%
3 Year	8.1%
5 Year	6.9%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.4%
2022	9.9%
2021	9.4%
2020	1.1%
2019	-5.8%
2018	4%
2017	3.6%
2016	13.9%
2015	6.3%
2014	15.6%

Fund Manager information for UTI Bond Fund

Name	Since	Tenure
Sunil Patil	17 Apr 23	1.38 Yr.

Data below for UTI Bond Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	2.28%
Debt	97.46%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	61.58%
Corporate	35.88%
Cash Equivalent	2.28%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	52%	₹159 Cr	1,550,000,000 ↑ 50,000,000
Power Finance Corporation Ltd. Debentures \| -	8%	₹25 Cr	2,500
LIC Housing Finance Limited Debentures \| -	8%	₹25 Cr	250
Hdb Financial Services Limited Debentures \| -	8%	₹25 Cr	250 ↑ 250
Jamnagar Utilities And Power Private Limited Debentures \| -	7%	₹20 Cr	2,000
7.04% Govt Stock 2029 Sovereign Bonds \| -	5%	₹15 Cr	150,000,000 ↓ -20,000,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	5%	₹15 Cr	1,500 ↑ 1,500
07.78 RJ Sdl 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000
07.74 MH Sgs 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000 ↓ -250,000,000

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Ranked 10 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.8% and 2021 was 8.4% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (03 Oct 24)	₹29.9339 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹2,987 on 31 Aug 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	0.69
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.74%
Effective Maturity	3 Years 3 Months 7 Days
Modified Duration	2 Years 6 Months 25 Days
Sub Cat.	Short term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹11,041
30 Sep 21	₹12,125
30 Sep 22	₹12,498
30 Sep 23	₹13,339
30 Sep 24	₹14,414

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	1%
3 Month	2.4%
6 Month	4%
1 Year	8.1%
3 Year	5.9%
5 Year	7.6%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.8%
2021	8.4%
2020	10.5%
2019	-3.9%
2018	6%
2017	6.1%
2016	10.1%
2015	8.3%
2014	10.9%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	11.86 Yr.

Data below for UTI Short Term Income Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	5.08%
Debt	94.69%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	70.17%
Government	24.52%
Cash Equivalent	5.08%

Credit Quality

Rating	Value
AA	5.88%
AAA	94.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.04% Govt Stock 2029 Sovereign Bonds \| -	8%	₹237 Cr	2,350,000,000
National Bank For Agriculture And Rural Development Debentures \| -	8%	₹226 Cr	22,500
National Housing Bank Debentures \| -	7%	₹211 Cr	21,000
Small Industries Development Bank of India Debentures \| -	7%	₹201 Cr	20,000
LIC Housing Finance Limited Debentures \| -	6%	₹176 Cr	1,750
Power Finance Corp Ltd. Debentures \| -	6%	₹175 Cr	17,500
7.37% Govt Stock 2028 Sovereign Bonds \| -	6%	₹168 Cr	1,650,000,000 ↓ -500,000,000
Union Bank of India Domestic Bonds \| -	5%	₹144 Cr	1,500,000,000 ↓ -500,000,000
Bajaj Finance Limited Debentures \| -	3%	₹100 Cr	10,000
Kotak Mahindra Prime Limited Debentures \| -	3%	₹100 Cr	1,000

6. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (03 Oct 24)	₹2,913.71 ↑ 1.24 (0.04 %)
Net Assets (Cr)	₹15,067 on 31 Aug 24
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	2.37
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.49%
Effective Maturity	6 Months
Modified Duration	6 Months
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,663
30 Sep 21	₹11,077
30 Sep 22	₹11,535
30 Sep 23	₹12,381
30 Sep 24	₹13,331

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	3.8%
1 Year	7.7%
3 Year	6.4%
5 Year	5.9%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.9%
2021	3.7%
2020	6%
2019	8%
2018	7.8%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.75 Yr.
Amit Sharma	7 Jul 17	7.16 Yr.

Data below for UTI Money Market Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	69.71%
Debt	30.05%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	50.62%
Cash Equivalent	41.83%
Government	7.31%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank Domestic Bonds \| -	5%	₹816 Cr	8,500,000,000
182 DTB 12122024 Sovereign Bonds \| -	4%	₹540 Cr	5,500,000,000
ICICI Bank Ltd. Debentures \| -	2%	₹338 Cr	3,500,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹291 Cr	3,000,000,000
Federal Bank Ltd. Debentures \| -	2%	₹285 Cr	3,000,000,000 ↑ 3,000,000,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹241 Cr	2,500,000,000
182 DTB 07112024 Sovereign Bonds \| -	1%	₹198 Cr	2,000,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	1%	₹195 Cr	2,000,000,000
Federal Bank Ltd. Debentures \| -	1%	₹190 Cr	2,000,000,000 ↑ 2,000,000,000
Punjab & Sind Bank Debentures \| -	1%	₹144 Cr	1,500,000,000

7. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2023 was 7.1% , 2022 was 4.5% and 2021 was 9% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund Growth
Launch Date	23 Apr 07
NAV (03 Oct 24)	₹3,351.43 ↑ 1.57 (0.05 %)
Net Assets (Cr)	₹2,677 on 31 Aug 24
Category	Debt - Low Duration
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.44
Sharpe Ratio	0.92
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.97%
Effective Maturity	17 Years 6 Months 4 Days
Modified Duration	9 Years 3 Months 22 Days
Sub Cat.	Low Duration

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,787
30 Sep 21	₹11,781
30 Sep 22	₹12,249
30 Sep 23	₹13,107
30 Sep 24	₹14,102

UTI Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	0.8%
3 Month	2%
6 Month	3.9%
1 Year	7.6%
3 Year	6.2%
5 Year	7.1%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	4.5%
2021	9%
2020	7.3%
2019	-4.2%
2018	7.3%
2017	7%
2016	8.9%
2015	8.8%
2014	9.3%

Fund Manager information for UTI Treasury Advantage Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.75 Yr.

Data below for UTI Treasury Advantage Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	36.54%
Debt	63.16%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	54.29%
Government	23.61%
Cash Equivalent	21.79%

Credit Quality

Rating	Value
AA	4.57%
AAA	95.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen And Toubro Limited Debentures \| -	4%	₹125 Cr	12,500
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹100 Cr	10,000
Kotak Mahindra Bank Ltd. Debentures \| -	3%	₹97 Cr	1,000,000,000
7.04% Govt Stock 2029 Sovereign Bonds \| -	3%	₹91 Cr	900,000,000
08.05 GJ Sdl 2025 Sovereign Bonds \| -	3%	₹75 Cr	750,000,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹75 Cr	7,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹75 Cr	7,500
Larsen & Toubro Ltd. Debentures \| -	3%	₹75 Cr	7,500
Small Industries Development Bank Of India Debentures \| -	3%	₹75 Cr	7,500 ↑ 2,500
ICICI Bank Ltd. Debentures \| -	3%	₹73 Cr	750,000,000

8. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (03 Oct 24)	₹4,025.29 ↑ 1.53 (0.04 %)
Net Assets (Cr)	₹2,343 on 31 Aug 24
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	-0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.63%
Effective Maturity	5 Months 12 Days
Modified Duration	5 Months 2 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,573
30 Sep 21	₹11,252
30 Sep 22	₹11,657
30 Sep 23	₹12,426
30 Sep 24	₹13,312

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Oct 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.6%
1 Year	7.2%
3 Year	5.8%
5 Year	5.9%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	4.2%
2021	6.1%
2020	5.3%
2019	3.3%
2018	7%
2017	6.6%
2016	8.9%
2015	8.5%
2014	8.8%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Ritesh Nambiar	1 Jul 15	9.18 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	57.83%
Debt	41.9%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	55.44%
Cash Equivalent	40.12%
Government	4.17%

Credit Quality

Rating	Value
AA	27.43%
AAA	72.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ntpc Limited Debentures \| -	5%	₹100 Cr	1,000
Ongc Petro Additions Limited Debentures \| -	3%	₹75 Cr	7,500
Shriram Finance Limited Debentures \| -	3%	₹70 Cr	700
Bharti Telecom Limited Debentures \| -	2%	₹50 Cr	500
Can Fin Homes Limited Debentures \| -	2%	₹49 Cr	500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹49 Cr	500
ICICI Bank Ltd. Debentures \| -	2%	₹49 Cr	500,000,000
Indian Bank Domestic Bonds \| -	2%	₹48 Cr	500,000,000
ICICI Bank Ltd. Debentures \| -	2%	₹48 Cr	500,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹48 Cr	500,000,000

ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಯುಟಿಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

Fincash.com ನಲ್ಲಿ ಜೀವಮಾನಕ್ಕಾಗಿ ಉಚಿತ ಹೂಡಿಕೆ ಖಾತೆಯನ್ನು ತೆರೆಯಿರಿ.

ನಿಮ್ಮ ನೋಂದಣಿ ಮತ್ತು KYC ಪ್ರಕ್ರಿಯೆಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿ

ದಾಖಲೆಗಳನ್ನು ಅಪ್‌ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!

ಪ್ರಾರಂಭಿಸಿ

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.