Table of Contents
ELSS ഒരു ഓപ്പൺ-എൻഡ് ഇക്വിറ്റി ആണ്മ്യൂച്വൽ ഫണ്ട് ഇത് നികുതി ലാഭിക്കുന്നതിന് മാത്രമല്ല, നിങ്ങളുടെ നിക്ഷേപത്തിന് വളർച്ചാ അവസരവും സൃഷ്ടിക്കുന്നു. ജനങ്ങൾക്കിടയിൽ ദീർഘകാല നിക്ഷേപം എന്ന ശീലം വളർത്തിയെടുക്കുന്നതിനാണ് ഈ പദ്ധതികൾ ഇന്ത്യാ ഗവൺമെന്റ് പ്രോത്സാഹിപ്പിക്കുന്നത്. പേരിൽ നിന്ന് വ്യക്തമാകുന്നത് പോലെ, ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ്സ് സ്കീമിലെ ഫണ്ടിന്റെ പ്രധാന ഭാഗം നിക്ഷേപിച്ചിരിക്കുന്നത്ഓഹരികൾ അല്ലെങ്കിൽ ഇക്വിറ്റിയുമായി ബന്ധപ്പെട്ട ഉൽപ്പന്നങ്ങൾ. നിങ്ങൾ ഇക്വിറ്റി നിക്ഷേപം നടത്താൻ പദ്ധതിയിടുമ്പോൾ, അതിനുമുമ്പ് നിക്ഷേപത്തിന്റെ പ്രകടനം നിർണ്ണയിക്കുന്നത് ബുദ്ധിപരമായ തീരുമാനമാണ്.നിക്ഷേപിക്കുന്നു. ഒരു ELSS കാൽക്കുലേറ്റർ എന്നറിയപ്പെടുന്ന ഒരു ഉപകരണം ഉപയോഗിച്ച് ഇത് ചെയ്യാൻ കഴിയും.
ഒരു ELSS സ്കീമിലെ മികച്ച നിക്ഷേപം തിരഞ്ഞെടുക്കുന്നതുമായി ബന്ധപ്പെട്ട് ശരിയായ തീരുമാനങ്ങൾ എടുക്കാൻ നിങ്ങളെ സഹായിക്കുന്നതിൽ ഒരു പ്രധാന പങ്ക് വഹിക്കുന്ന വളരെ സഹായകരമായ ഉപകരണമാണ് ELSS കാൽക്കുലേറ്റർ. T=നിക്ഷേപം എത്രത്തോളം ഫലപ്രദമാണോ അല്ലയോ എന്ന് നിങ്ങൾക്ക് വിലയിരുത്താൻ കഴിയും. നിങ്ങൾ തിരഞ്ഞെടുക്കുന്ന സ്കീമിന്റെ തരത്തെ ആശ്രയിച്ച്, നിങ്ങൾക്ക് ഉപയോഗിക്കാൻ കഴിയുന്ന നിരവധി ELSS കാൽക്കുലേറ്ററുകൾ ഉണ്ട്.
കഴിഞ്ഞ പ്രകടനംസിപ്പ് കാൽക്കുലേറ്റർ നിങ്ങളുടെ ചരിത്രപരമായ പ്രകടനത്തെക്കുറിച്ചുള്ള സ്ഥിതിവിവരക്കണക്കുകൾ നൽകുന്നതിനുള്ള ഒരു പ്രധാന ഉപകരണമാണ്എസ്.ഐ.പി. കാൽക്കുലേറ്റർ ഇനിപ്പറയുന്നതുപോലുള്ള ചില വിശദാംശങ്ങൾ കണക്കിലെടുക്കുന്നു:
മേൽപ്പറഞ്ഞ വിശദാംശങ്ങൾക്കൊപ്പം, കാലാവധി പൂർത്തിയാകുമ്പോൾ നിങ്ങളുടെ SIP നിക്ഷേപത്തിന്റെ മൂല്യം എത്രയായിരിക്കുമെന്ന് ഒരു ELSS SIP കഴിഞ്ഞ പ്രകടന കാൽക്കുലേറ്റർ ഒരു എസ്റ്റിമേറ്റ് സൃഷ്ടിക്കും. വ്യത്യസ്ത സമയങ്ങളിൽ ഒരു ഫണ്ട് എങ്ങനെ പ്രവർത്തിക്കുന്നുവെന്ന് നിർണ്ണയിക്കുന്നതിനുള്ള നല്ലൊരു മാർഗമാണ് അത്തരമൊരു വിലയിരുത്തൽവിപണി ചക്രങ്ങൾ. ഭാവിയിലെ സാധ്യതകളുടെ അടിസ്ഥാനത്തിൽ ഫണ്ട് എവിടേക്കാണ് പോകുന്നതെന്ന് അളക്കുന്നതിനുള്ള നല്ല ഉൾക്കാഴ്ച കൂടിയാണ് ദീർഘകാല പ്രകടനം. മുൻകാല പ്രകടനങ്ങൾ ഭാവിയിലെ ആദായത്തിന് ഒരു ഗ്യാരണ്ടിയും നൽകുന്നില്ലെന്ന് വ്യക്തമാക്കേണ്ടതുണ്ടെങ്കിലും, പ്രതികൂലമായ വിപണി സാഹചര്യങ്ങളിൽ ഫണ്ട് എങ്ങനെ പിടിച്ചുനിന്നുവെന്ന് കാണിക്കുന്നതിലൂടെ അവ സഹായിക്കുന്നു.
Know Your SIP Returns
Talk to our investment specialist
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on 1. Tata India Tax Savings Fund
CAGR/Annualized
return of 16.7% since its launch. Ranked 1 in ELSS
category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (18 Sep 24) ₹46.1717 ↑ 0.09 (0.18 %) Net Assets (Cr) ₹4,722 on 31 Jul 24 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio 1.95 Information Ratio -0.18 Alpha Ratio -4.2 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,213 31 Aug 21 ₹15,381 31 Aug 22 ₹16,608 31 Aug 23 ₹18,935 31 Aug 24 ₹26,020 Returns for Tata India Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 5.2% 3 Month 9.8% 6 Month 25.7% 1 Year 35.9% 3 Year 18.5% 5 Year 21.8% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 2.71 Yr. Tejas Gutka 9 Mar 21 3.48 Yr. Data below for Tata India Tax Savings Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Financial Services 29.81% Consumer Cyclical 15.15% Industrials 14.92% Technology 7.44% Basic Materials 7.22% Energy 5.82% Communication Services 4.74% Utility 3.83% Health Care 3.18% Real Estate 2.86% Consumer Defensive 1.82% Asset Allocation
Asset Class Value Cash 3.21% Equity 96.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 5001806% ₹282 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | 5321745% ₹261 Cr 2,125,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | 5002095% ₹225 Cr 1,160,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | 5003254% ₹204 Cr 675,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | 5001124% ₹177 Cr 2,175,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹153 Cr 1,300,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | 5324543% ₹149 Cr 940,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹144 Cr 3,451,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹133 Cr 6,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | 5005103% ₹130 Cr 352,147 2. L&T Tax Advantage Fund
CAGR/Annualized
return of 15.2% since its launch. Ranked 7 in ELSS
category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (18 Sep 24) ₹137.167 ↓ -0.10 (-0.07 %) Net Assets (Cr) ₹4,374 on 31 Jul 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 2.88 Information Ratio -0.05 Alpha Ratio 8.12 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,334 31 Aug 21 ₹15,602 31 Aug 22 ₹15,700 31 Aug 23 ₹17,964 31 Aug 24 ₹26,903 Returns for L&T Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 4% 3 Month 7.4% 6 Month 31.9% 1 Year 47.1% 3 Year 19.4% 5 Year 22.4% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 1.77 Yr. Sonal Gupta 21 Jul 21 3.12 Yr. Abhishek Gupta 1 Mar 24 0.5 Yr. Data below for L&T Tax Advantage Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Financial Services 22.54% Industrials 21.1% Consumer Cyclical 16.74% Technology 10.86% Basic Materials 5.8% Energy 4.98% Health Care 4.89% Consumer Defensive 3.49% Utility 2.69% Real Estate 2.62% Communication Services 1.68% Asset Allocation
Asset Class Value Cash 2.61% Equity 97.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | 5001804% ₹190 Cr 1,162,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | 5003254% ₹162 Cr 537,600 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | 5321743% ₹142 Cr 1,155,500 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | 5002093% ₹137 Cr 703,100 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | TRENT3% ₹113 Cr 158,100 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | 5005103% ₹112 Cr 301,450 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹96 Cr 184,700
↓ -17,700 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH2% ₹94 Cr 518,700 Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFC2% ₹91 Cr 1,659,900 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹88 Cr 3,493,588 3. Principal Tax Savings Fund
CAGR/Annualized
return of 16.5% since its launch. Ranked 8 in ELSS
category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (18 Sep 24) ₹514.471 ↓ -1.13 (-0.22 %) Net Assets (Cr) ₹1,395 on 31 Jul 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 2.02 Information Ratio -0.49 Alpha Ratio -2.41 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,551 31 Aug 21 ₹16,347 31 Aug 22 ₹17,773 31 Aug 23 ₹19,940 31 Aug 24 ₹26,702 Returns for Principal Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 3.7% 3 Month 6.6% 6 Month 18.8% 1 Year 30.5% 3 Year 16.6% 5 Year 22% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 4.85 Yr. Rohit Seksaria 1 Jan 22 2.67 Yr. Data below for Principal Tax Savings Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Financial Services 30.41% Industrials 12.54% Consumer Cyclical 10.94% Technology 9.81% Health Care 8.13% Energy 7.28% Consumer Defensive 6.7% Communication Services 5.87% Basic Materials 4.04% Utility 0.7% Real Estate 0.48% Asset Allocation
Asset Class Value Cash 3.08% Equity 96.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | 5001807% ₹99 Cr 606,077 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321746% ₹81 Cr 661,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | 5003256% ₹79 Cr 260,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | 5002094% ₹61 Cr 313,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹37 Cr 311,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹36 Cr 200,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | 5001123% ₹36 Cr 444,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | 5005103% ₹36 Cr 96,021 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901572% ₹34 Cr 283,000 Force Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5000332% ₹32 Cr 39,000 4. BOI AXA Tax Advantage Fund
CAGR/Annualized
return of 20.1% since its launch. Ranked 13 in ELSS
category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (18 Sep 24) ₹172 ↓ -0.45 (-0.26 %) Net Assets (Cr) ₹1,485 on 31 Jul 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 2.88 Information Ratio 0.38 Alpha Ratio 9.17 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹12,031 31 Aug 21 ₹20,377 31 Aug 22 ₹20,248 31 Aug 23 ₹23,493 31 Aug 24 ₹36,142 Returns for BOI AXA Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 0.3% 3 Month 0.4% 6 Month 18.3% 1 Year 42.1% 3 Year 18.7% 5 Year 28.6% 10 Year 15 Year Since launch 20.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.35 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Financial Services 25.58% Industrials 18.19% Basic Materials 15.63% Consumer Cyclical 9.97% Energy 7.06% Technology 6.51% Utility 4.31% Consumer Defensive 4.09% Health Care 3.41% Real Estate 1.84% Asset Allocation
Asset Class Value Cash 3.36% Equity 96.6% Debt 0.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | 5331065% ₹71 Cr 953,000
↓ -100,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | 5001124% ₹61 Cr 752,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | VEDL4% ₹57 Cr 1,211,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | 5001803% ₹47 Cr 290,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL3% ₹47 Cr 99,900 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹40 Cr 955,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | CANBK3% ₹39 Cr 3,500,000 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5325392% ₹35 Cr 302,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | 5003252% ₹34 Cr 114,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435272% ₹32 Cr 130,000
↑ 22,000