Table of Contents

ലിക്വിഡ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന്റെ പ്രധാന നേട്ടങ്ങൾ
മികച്ച 10 ലിക്വിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ FY 22 - 23
Top 10 Debt - Liquid Fund Funds

മികച്ച 10 ലിക്വിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on January 5, 2025 , 14124 views

ലിക്വിഡ് ഫണ്ടുകൾ മിച്ചമുള്ള പണത്തിനുള്ള ഏറ്റവും മികച്ച ഓപ്ഷനുകളാണ്ബാങ്ക് അക്കൗണ്ട്. ലിക്വിഡ് ഫണ്ടുകൾ ഇവയാണ്മ്യൂച്വൽ ഫണ്ടുകൾ നിങ്ങളുടെ പണം വളരെ ചുരുങ്ങിയ സമയത്തേക്ക് നിക്ഷേപിക്കുകപണ വിപണി ട്രഷറി ബില്ലുകൾ, വാണിജ്യ പേപ്പറുകൾ, തുടങ്ങിയ ഉപകരണങ്ങൾനിക്ഷേപ സാക്ഷ്യപത്രം, തുടങ്ങിയവ.

ഈ ഫണ്ടുകൾ വളരെ ദ്രാവക സ്വഭാവമുള്ളവയാണ്, അവയ്ക്ക് എൻട്രി അല്ലെങ്കിൽ എക്സിറ്റ് ലോഡ് ഇല്ല. ലിക്വിഡ് ഫണ്ടുകൾ വാഗ്ദാനം ചെയ്യുന്ന പരമോന്നത നേട്ടങ്ങൾ കാരണം; ഫിക്സഡ് ഡിപ്പോസിറ്റുകളേക്കാൾ മികച്ച നിക്ഷേപ ഓപ്ഷനായി അവ പലപ്പോഴും കണക്കാക്കപ്പെടുന്നുസേവിംഗ്സ് അക്കൗണ്ട്.

മികച്ച 10 ലിക്വിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ വിട്ടുവീഴ്ച ചെയ്യാതെ മികച്ച വരുമാനം നേടാനുള്ള അവസരം നൽകുന്നുദ്രവ്യത ഘടകങ്ങൾ. മികച്ച പ്രകടനം നടത്തുന്ന ലിക്വിഡ് ഫണ്ടുകൾ ചുരുങ്ങിയ സമയത്തിനുള്ളിൽ മികച്ച വരുമാനം നേടാൻ നിങ്ങളെ അനുവദിക്കുന്നു. ലിക്വിഡ് ഫണ്ടുകളുടെ ശരാശരി കാലാവധി 91 ദിവസത്തിൽ കുറവായതിനാൽ, ഹ്രസ്വകാലത്തേക്ക് നോക്കുന്ന നിക്ഷേപകർക്ക് ഇത് ഏറ്റവും അനുയോജ്യമാണ്.നിക്ഷേപ പദ്ധതി. കൂടാതെ, ലിക്വിഡ് മ്യൂച്വൽ ഫണ്ടുകളെ അധികം ബാധിക്കാത്തതിനാൽവിപണി അസ്ഥിരത, അപകടസാധ്യത ഘടകങ്ങളെ കുറിച്ച് ആകുലപ്പെടാതെ നിക്ഷേപകർക്ക് എളുപ്പത്തിൽ നിക്ഷേപിക്കാൻ കഴിയും.

ലിക്വിഡ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന്റെ പ്രധാന നേട്ടങ്ങൾ

പ്രധാനപ്പെട്ട ചിലത്നിക്ഷേപത്തിന്റെ നേട്ടങ്ങൾ ലിക്വിഡ് മ്യൂച്വൽ ഫണ്ടുകളിൽ ഇവയാണ്:

ലിക്വിഡ് ഫണ്ടിൽ, 24 മണിക്കൂറിനുള്ളിൽ നിങ്ങളുടെ ഫണ്ടുകൾ പിൻവലിക്കാം
ലിക്വിഡ് ഫണ്ടുകൾ എന്ന നിലയിൽ പ്രധാനമായും ഫിക്സഡ് നിക്ഷേപത്തിലാണ്വരുമാനം ചെറിയ മെച്യൂരിറ്റി കാലയളവുള്ള സെക്യൂരിറ്റികൾ, മറ്റുള്ളവയുമായി താരതമ്യം ചെയ്യുമ്പോൾ ഏറ്റവും കുറഞ്ഞ പലിശ നിരക്ക് റിസ്ക് ആണ്കടം മ്യൂച്വൽ ഫണ്ട്
ലിക്വിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ പ്രതിവർഷം ശരാശരി 7.5-8% വരുമാനം വാഗ്ദാനം ചെയ്യുന്നു
ഈ ഫണ്ടുകൾക്ക് ലോക്ക്-ഇൻ കാലയളവ് ഇല്ല, അതിനർത്ഥം ആവശ്യമുള്ളിടത്തെല്ലാം നിങ്ങളുടെ പണം റിഡീം ചെയ്യാമെന്നാണ്
ലിക്വിഡ് ഫണ്ടുകൾ വിലയേറിയ നികുതി ആനുകൂല്യങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നു

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മികച്ച 10 ലിക്വിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ FY 22 - 23

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Indiabulls Liquid Fund Growth	₹2,442.92 ↑ 0.23	₹147	0.6	1.7	3.5	7.4	7.4	7.1%	23D	23D
PGIM India Insta Cash Fund Growth	₹328.909 ↑ 0.03	₹451	0.6	1.7	3.5	7.3	7.3	7.03%	1M 10D	1M 10D
Principal Cash Management Fund Growth	₹2,229.57 ↑ 0.20	₹7,187	0.6	1.7	3.5	7.3	7.3	7.11%	1M 10D	1M 10D
JM Liquid Fund Growth	₹68.9759 ↑ 0.01	₹1,897	0.6	1.7	3.5	7.2	7.2	7.09%	1M 14D	1M 18D
Axis Liquid Fund Growth	₹2,812.71 ↑ 0.27	₹34,674	0.6	1.8	3.6	7.4	7.4	7.06%	1M 10D	1M 11D
Invesco India Liquid Fund Growth	₹3,473.02 ↑ 0.36	₹14,858	0.6	1.7	3.6	7.4	7.4	7.07%	1M 21D	1M 21D
ICICI Prudential Liquid Fund Growth	₹374.104 ↑ 0.04	₹56,002	0.6	1.7	3.5	7.3	7.4	7.08%	1M 6D	1M 9D
Aditya Birla Sun Life Liquid Fund Growth	₹407.136 ↑ 0.03	₹47,855	0.6	1.7	3.5	7.3	7.3	7.17%	1M 13D	1M 17D
Nippon India Liquid Fund Growth	₹6,167.01 ↑ 0.59	₹32,108	0.6	1.7	3.5	7.3	7.3	7.19%	1M 20D	1M 25D
Tata Liquid Fund Growth	₹3,979.37 ↑ 0.35	₹23,123	0.6	1.7	3.5	7.3	7.3	7.18%	1M 18D	1M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jan 25

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (08 Jan 25)	₹2,442.92 ↑ 0.23 (0.01 %)
Net Assets (Cr)	₹147 on 30 Nov 24
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	3.79
Information Ratio	-3.66
Alpha Ratio	-0.13
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.1%
Effective Maturity	23 Days
Modified Duration	23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,387
31 Dec 21	₹10,712
31 Dec 22	₹11,205
31 Dec 23	₹11,962
31 Dec 24	₹12,842

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.4%
3 Year	6.3%
5 Year	5.1%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%
2014	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.65 Yr.

Data below for Indiabulls Liquid Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	99.64%
Other	0.36%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.75%
Corporate	24.89%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank - 25/02/2025 Certificate of Deposit \| -	10%	₹15 Cr	1,500,000 ↑ 1,500,000
Punjab National Bank Certificate of Deposit \| -	10%	₹14 Cr	1,450,000 ↑ 1,450,000
Union Bank Of India Certificate of Deposit \| -	9%	₹14 Cr	1,370,000 ↑ 1,370,000
Reverse Repo 16-Dec-24 CBLO/Reverse Repo \| -	8%	₹12 Cr
LIC Housing Finance Limited Commercial Paper \| -	7%	₹10 Cr	1,000,000 ↓ -1,250,000
Aditya Birla Finance Limited Commercial Paper \| -	7%	₹10 Cr	1,000,000
HDFC Bank Limited Certificate of Deposit \| -	7%	₹10 Cr	1,000,000 ↓ -1,500,000
91 DTB 06032025 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
Indian Bank Certificate of Deposit \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
Canara Bank Certificate of Deposit \| -	6%	₹9 Cr	900,000 ↑ 900,000

2. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (08 Jan 25)	₹328.909 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹451 on 30 Nov 24
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	4.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.03%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,418
31 Dec 21	₹10,758
31 Dec 22	₹11,275
31 Dec 23	₹12,066
31 Dec 24	₹12,948

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.4%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.3%
2019	4.2%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure
Bhupesh Kalyani	13 Sep 22	2.3 Yr.
Puneet Pal	16 Jul 22	2.46 Yr.

Data below for PGIM India Insta Cash Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	99.56%
Other	0.44%

Debt Sector Allocation

Sector	Value
Cash Equivalent	85.01%
Corporate	14.55%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	17%	₹82 Cr
Punjab National Bank Certificate of Deposit \| -	9%	₹44 Cr	4,500,000
Redington (India) Limited Commercial Paper \| -	5%	₹25 Cr	2,500,000 ↑ 2,500,000
Barclays Investments & Loans (India) Private Limited Commercial Paper \| -	5%	₹25 Cr	2,500,000
91 Days Tbill Red 27-02-2025 Sovereign Bonds \| -	5%	₹25 Cr	2,500,000 ↓ -2,500,000
Axis Bank Limited Certificate of Deposit \| -	5%	₹25 Cr	2,500,000
Aditya Birla Money Limited Commercial Paper \| -	5%	₹25 Cr	2,500,000
ICICI Bank - 25/02/2025 Certificate of Deposit \| -	5%	₹25 Cr	2,500,000 ↑ 2,500,000
Union Bank Of India Certificate of Deposit \| -	5%	₹25 Cr	2,500,000 ↑ 2,500,000
Bank Of Baroda Certificate of Deposit \| -	5%	₹25 Cr	2,500,000 ↑ 2,500,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (08 Jan 25)	₹2,229.57 ↑ 0.20 (0.01 %)
Net Assets (Cr)	₹7,187 on 30 Nov 24
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	4.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.11%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,377
31 Dec 21	₹10,707
31 Dec 22	₹11,224
31 Dec 23	₹12,007
31 Dec 24	₹12,884

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.4%
5 Year	5.2%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	3.8%
2018	6.2%
2017	-1.8%
2016	6.8%
2015	7.7%
2014	8.4%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	3 Yr.
Sandeep Agarwal	16 May 22	2.63 Yr.

Data below for Principal Cash Management Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	74.34%
Corporate	24.09%
Government	1.38%

Credit Quality

Rating	Value
AA	1.2%
AAA	98.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	10%	₹703 Cr
Treps CBLO/Reverse Repo \| -	5%	₹340 Cr
State Bank Of India Certificate of Deposit \| -	2%	₹150 Cr	3,000
364 DTB 02052024 Sovereign Bonds \| -	2%	₹149 Cr	15,000,000
Axis Bank Limited Certificate of Deposit \| -	2%	₹148 Cr	3,000 ↑ 2,000
Indian Bank Certificate of Deposit \| -	2%	₹148 Cr	3,000 ↑ 3,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹147 Cr	3,000 ↑ 3,000
Pilani Investment And Industries Corporation Ltd. Commercial Paper \| -	2%	₹124 Cr	2,500
ICICI Securities Limited Commercial Paper \| -	2%	₹124 Cr	2,500
HDFC Bank Limited Certificate of Deposit \| -	2%	₹123 Cr	2,500 ↑ 2,500

4. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2024 was 7.2% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for JM Liquid Fund

JM Liquid Fund Growth
Launch Date	31 Dec 97
NAV (08 Jan 25)	₹68.9759 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹1,897 on 15 Dec 24
Category	Debt - Liquid Fund
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	4.57
Information Ratio	-4.48
Alpha Ratio	-0.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.09%
Effective Maturity	1 Month 18 Days
Modified Duration	1 Month 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,397
31 Dec 21	₹10,741
31 Dec 22	₹11,259
31 Dec 23	₹12,044
31 Dec 24	₹12,915

JM Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	6.4%
5 Year	5.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	7%
2021	4.8%
2020	3.3%
2019	4%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for JM Liquid Fund

Name	Since	Tenure
Gurvinder Wasan	3 Apr 24	0.75 Yr.
Naghma Khoja	21 Oct 21	3.2 Yr.
Ruchi Fozdar	3 Apr 24	0.75 Yr.

Data below for JM Liquid Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	99.82%
Other	0.18%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.27%
Corporate	15.17%
Government	8.38%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps-Triparty Repo CBLO/Reverse Repo \| -	16%	₹460 Cr	00
Net Current Assets Net Current Assets \| -	8%	-₹240 Cr
India (Republic of) - \| -	5%	₹148 Cr	15,000,000 ↑ 15,000,000
Bank Of India Certificate of Deposit \| -	4%	₹123 Cr	2,500 ↑ 2,500
Small Industries Development Bank Of India Certificate of Deposit \| -	3%	₹100 Cr	2,000 ↑ 2,000
Reliance Industries Limited Commercial Paper \| -	3%	₹99 Cr	2,000 ↑ 2,000
ICICI Bank - 25/02/2025 Certificate of Deposit \| -	3%	₹99 Cr	2,000
India (Republic of) - \| -	3%	₹99 Cr	10,000,000 ↑ 10,000,000
Canara Bank Certificate of Deposit \| -	3%	₹99 Cr	2,000 ↑ 2,000
Punjab National Bank Cd** Net Current Assets \| -	3%	₹98 Cr	2,000 ↑ 2,000

5. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (08 Jan 25)	₹2,812.71 ↑ 0.27 (0.01 %)
Net Assets (Cr)	₹34,674 on 30 Nov 24
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	4.19
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	1 Month 11 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,428
31 Dec 21	₹10,770
31 Dec 22	₹11,295
31 Dec 23	₹12,092
31 Dec 24	₹12,985

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.5%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7.1%
2021	4.9%
2020	3.3%
2019	4.3%
2018	6.6%
2017	7.5%
2016	6.7%
2015	7.6%
2014	8.4%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.16 Yr.
Aditya Pagaria	13 Aug 16	8.39 Yr.
Sachin Jain	3 Jul 23	1.5 Yr.

Data below for Axis Liquid Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	69.92%
Corporate	27.99%
Government	1.87%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹1,229 Cr	25,000 ↑ 25,000
Punjab National Bank Limited Certificate of Deposit \| -	3%	₹1,188 Cr	24,000 ↑ 24,000
State Bank Of India Certificate of Deposit \| -	3%	₹998 Cr	20,000 ↑ 20,000
182 DTB 30012025 Sovereign Bonds \| -	3%	₹933 Cr	94,004,100
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹800 Cr	16,000 ↑ 16,000
91 DTB 21022025 Sovereign Bonds \| -	2%	₹741 Cr	75,000,000
Bank Of India Certificate of Deposit \| -	2%	₹739 Cr	15,000 ↑ 15,000
Export-Import Bank Of India Commercial Paper \| -	2%	₹739 Cr	15,000 ↑ 15,000
Indian Bank Certificate of Deposit \| -	2%	₹738 Cr	15,000 ↑ 15,000
Bank Of India Certificate of Deposit \| -	2%	₹738 Cr	15,000 ↑ 15,000

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (08 Jan 25)	₹3,473.02 ↑ 0.36 (0.01 %)
Net Assets (Cr)	₹14,858 on 30 Nov 24
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	5.49
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	1 Month 21 Days
Modified Duration	1 Month 21 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,408
31 Dec 21	₹10,747
31 Dec 22	₹11,266
31 Dec 23	₹12,053
31 Dec 24	₹12,942

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.4%
3 Year	6.4%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.8%
2020	3.3%
2019	4.1%
2018	6.5%
2017	7.4%
2016	6.7%
2015	7.6%
2014	8.4%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	13.7 Yr.
Prateek Jain	14 Feb 22	2.88 Yr.

Data below for Invesco India Liquid Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	99.83%
Other	0.17%

Debt Sector Allocation

Sector	Value
Cash Equivalent	82.64%
Corporate	17.19%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Triparty Repo CBLO/Reverse Repo \| -	4%	₹503 Cr
91 DTB 13022025 Sovereign Bonds \| -	4%	₹495 Cr	50,000,000
91 DTB 21022025 Sovereign Bonds \| -	4%	₹494 Cr	50,000,000
Adani Ports And Special Economic Zone Limited Commercial Paper \| -	3%	₹399 Cr	40,000,000 ↑ 40,000,000
Small Industries Development Bank Of India Certificate of Deposit \| -	2%	₹298 Cr	30,000,000 ↑ 30,000,000
National Bank For Agriculture And Rural Development Certificate of Deposit \| -	2%	₹298 Cr	30,000,000 ↑ 30,000,000
91 DTB 23012025 Sovereign Bonds \| -	2%	₹298 Cr	30,000,000
HDFC Bank Limited 2025 Certificate of Deposit \| -	2%	₹297 Cr	30,000,000 ↑ 30,000,000
Bank Of Baroda Certificate of Deposit \| -	2%	₹297 Cr	30,000,000 ↑ 30,000,000
Godrej Consumer Products Limited Commercial Paper \| -	2%	₹297 Cr	30,000,000 ↑ 30,000,000

7. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (08 Jan 25)	₹374.104 ↑ 0.04 (0.01 %)
Net Assets (Cr)	₹56,002 on 15 Dec 24
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	4.94
Information Ratio	-2.69
Alpha Ratio	-0.07
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	7.08%
Effective Maturity	1 Month 9 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,427
31 Dec 21	₹10,764
31 Dec 22	₹11,276
31 Dec 23	₹12,064
31 Dec 24	₹12,951

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.4%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%
2014	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.09 Yr.
Darshil Dedhia	12 Jun 23	1.56 Yr.

Data below for ICICI Prudential Liquid Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	99.81%
Other	0.19%

Debt Sector Allocation

Sector	Value
Cash Equivalent	80.53%
Corporate	18.83%
Government	0.44%

Credit Quality

Rating	Value
AA	1.33%
AAA	98.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	4%	₹2,268 Cr
Punjab National Bank Certificate of Deposit \| -	3%	₹1,824 Cr	36,500 ↓ -4,000
91 DTB 09012025 Sovereign Bonds \| -	3%	₹1,484 Cr	149,013,200
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹1,475 Cr	30,000 ↑ 30,000
Cp Mankind Pharma Ltd Commercial Paper \| -	2%	₹1,019 Cr	20,500
State Bank Of India Certificate of Deposit \| -	2%	₹998 Cr	20,000
Indian Bank Certificate of Deposit \| -	2%	₹997 Cr	20,000
Cp Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹987 Cr	20,000
Reliance Retail Ventures Limited 2025 Commercial Paper \| -	2%	₹987 Cr	20,000
Reverse Repo (12/16/2024) CBLO/Reverse Repo \| -	2%	₹965 Cr

8. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7.1% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (08 Jan 25)	₹407.136 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹47,855 on 15 Dec 24
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	4.98
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.17%
Effective Maturity	1 Month 17 Days
Modified Duration	1 Month 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,429
31 Dec 21	₹10,769
31 Dec 22	₹11,289
31 Dec 23	₹12,085
31 Dec 24	₹12,973

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.4%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7.1%
2021	4.8%
2020	3.3%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	13.48 Yr.
Kaustubh Gupta	15 Jul 11	13.48 Yr.
Sanjay Pawar	1 Jul 22	2.51 Yr.
Dhaval Joshi	21 Nov 22	2.12 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	67.11%
Corporate	31.22%
Government	1.45%

Credit Quality

Rating	Value
AA	1.12%
AAA	98.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	14%	₹6,535 Cr
Net Receivables / (Payables) CBLO \| -	8%	-₹3,974 Cr
Punjab National Bank Certificate of Deposit \| -	4%	₹1,966 Cr	40,000 ↑ 40,000
Punjab National Bank Certificate of Deposit \| -	3%	₹1,246 Cr	25,000 ↓ -5,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹1,230 Cr	25,000 ↑ 25,000
91 DTB 23012025 Sovereign Bonds \| -	3%	₹1,197 Cr	120,500,000
182 DTB 23012025 Sovereign Bonds \| -	2%	₹944 Cr	95,000,000
Punjab And Sind Bank Certificate of Deposit \| -	2%	₹891 Cr	18,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹862 Cr	8,650
Bank Of India Certificate of Deposit \| -	2%	₹813 Cr	16,500 ↑ 16,500

9. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (08 Jan 25)	₹6,167.01 ↑ 0.59 (0.01 %)
Net Assets (Cr)	₹32,108 on 30 Nov 24
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	4.23
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.19%
Effective Maturity	1 Month 25 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,426
31 Dec 21	₹10,762
31 Dec 22	₹11,276
31 Dec 23	₹12,060
31 Dec 24	₹12,944

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.4%
5 Year	5.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.3%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Siddharth Deb	1 Mar 22	2.84 Yr.
Kinjal Desai	25 May 18	6.61 Yr.
Vikash Agarwal	14 Sep 24	0.3 Yr.

Data below for Nippon India Liquid Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	70%
Corporate	26.42%
Government	3.37%

Credit Quality

Rating	Value
AA	0.4%
AAA	99.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank Of India 2025 Certificate of Deposit \| -	4%	₹1,479 Cr	30,000
IDBI Bank Limited Certificate of Deposit \| -	3%	₹990 Cr	20,000
Net Current Assets Net Current Assets \| -	3%	-₹930 Cr
91 DTB 13032025 Sovereign Bonds \| -	2%	₹866 Cr	87,979,300 ↑ 87,979,300
Punjab National Bank Limited Certificate of Deposit \| -	2%	₹840 Cr	17,000
Reverse Repo CBLO/Reverse Repo \| -	2%	₹748 Cr
HDFC Bank Limited Certificate of Deposit \| -	2%	₹739 Cr	15,000
Union Bank Of India Certificate of Deposit \| -	2%	₹738 Cr	15,000 ↑ 15,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹738 Cr	15,000 ↑ 15,000
6.89% Govt Stock 2025 Sovereign Bonds \| -	2%	₹665 Cr	66,500,000

10. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (08 Jan 25)	₹3,979.37 ↑ 0.35 (0.01 %)
Net Assets (Cr)	₹23,123 on 15 Dec 24
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	4.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.18%
Effective Maturity	1 Month 18 Days
Modified Duration	1 Month 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,430
31 Dec 21	₹10,767
31 Dec 22	₹11,280
31 Dec 23	₹12,066
31 Dec 24	₹12,948

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.4%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.22 Yr.
Abhishek Sonthalia	6 Feb 20	4.9 Yr.
Harsh Dave	1 Aug 24	0.42 Yr.

Data below for Tata Liquid Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	99.74%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	79.5%
Corporate	18.09%
Government	2.14%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.89% Govt Stock 2025 Sovereign Bonds \| -	6%	₹1,275 Cr	127,500,000
Adani Ports And Special Economic Zone Limited Commercial Paper \| -	4%	₹998 Cr	20,000 ↑ 20,000
Canara Bank Certificate of Deposit \| -	4%	₹964 Cr	19,500 ↑ 19,500
364 DTB 09012025 Sovereign Bonds \| -	3%	₹807 Cr	81,000,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹788 Cr	16,000 ↑ 16,000
Export-Import Bank Of India Commercial Paper \| -	3%	₹721 Cr	14,500 ↑ 14,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹643 Cr	6,450
91 DTB 06032025 Sovereign Bonds \| -	3%	₹616 Cr	62,500,000 ↑ 62,500,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹590 Cr	12,000 ↑ 12,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹498 Cr	10,000 ↑ 10,000

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.