2022-ലെ മികച്ച 10 മ്യൂച്വൽ ഫണ്ടുകൾ

Updated on September 1, 2026 , 45043 views

2022-ൽ നിക്ഷേപിക്കാൻ ഏറ്റവും മികച്ച മ്യൂച്വൽ ഫണ്ടിനായി തിരയുകയാണോ? അതേസമയംനിക്ഷേപിക്കുന്നു ഇൻമ്യൂച്വൽ ഫണ്ടുകൾ, സ്ഥിരമായ വരുമാനം നൽകുന്ന ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കുന്നതിൽ നിക്ഷേപകർക്ക് പലപ്പോഴും ബുദ്ധിമുട്ട് അനുഭവപ്പെടുന്നു.

എല്ലാ പ്രശ്‌നങ്ങളും പരിഹരിക്കുന്നതിന്, നിങ്ങൾക്ക് നിക്ഷേപിക്കാൻ താൽപ്പര്യമുള്ള മികച്ച 10 മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളുടെ ലിസ്റ്റ് ഞങ്ങൾ തയ്യാറാക്കിയിട്ടുണ്ട്. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ. നിങ്ങൾക്ക് ഈ സ്കീമുകളിൽ രണ്ട് തരത്തിൽ നിക്ഷേപിക്കാം- ഒന്നുകിൽഎസ്.ഐ.പി റൂട്ട് അല്ലെങ്കിൽ ഒരു മൊത്തത്തിലുള്ള വഴി.

ഒരു ഒറ്റത്തവണ ഡൗൺ പേയ്‌മെന്റായി നിക്ഷേപകർക്ക് ഗണ്യമായ തുക നിക്ഷേപിക്കാനാകും, അതേസമയം ഒരു എസ്‌ഐപി മോഡിൽ, നിക്ഷേപകർക്ക് പ്രതിമാസം, ത്രൈമാസിക, വാർഷികം എന്നിങ്ങനെ കൃത്യമായ ഇടവേളകളിൽ നിക്ഷേപിക്കാം. ഒരു മൊത്തത്തിലുള്ള ഏറ്റവും കുറഞ്ഞ നിക്ഷേപ തുകപരിധി 1000-5000 രൂപ മുതൽ, ഒരു എസ്‌ഐപിയിൽ നിങ്ങൾക്ക് വെറും 500 രൂപ ഉപയോഗിച്ച് നിക്ഷേപം ആരംഭിക്കാം.

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നിങ്ങൾ എന്തിന് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കണം?

നിങ്ങൾക്ക് കഴിയുംമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക നിങ്ങളുടെ പ്രകാരംറിസ്ക് വിശപ്പ്. എല്ലാത്തരം അപകടസാധ്യതയുള്ളവർക്കുമായി ഒരു കൂട്ടം സ്കീമുകൾ ഉണ്ട്. യാഥാസ്ഥിതിക നിക്ഷേപകർ മുതൽ ഉയർന്ന അപകടസാധ്യതയുള്ള നിക്ഷേപകർ വരെ, എല്ലാവർക്കും മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ നിക്ഷേപിക്കാം
മ്യൂച്വൽ ഫണ്ടുകൾ നിങ്ങൾക്ക് ധാരാളം നികുതി ആനുകൂല്യങ്ങൾ നൽകുന്നു
മ്യൂച്വൽ ഫണ്ടുകൾക്ക് നിങ്ങൾക്ക് മികച്ച റിട്ടേൺ നൽകാനും കഴിയുംപണമൊഴുക്ക് FD-കൾ പോലെയുള്ള മറ്റേതൊരു പരമ്പരാഗത നിക്ഷേപ ഓപ്ഷനുകളേക്കാളും.
മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിലൂടെ നിങ്ങൾക്ക് ശരിയായ അളവിൽ വൈവിധ്യവൽക്കരണം നേടാനാകും. നിങ്ങളുടെ പോർട്ട്‌ഫോളിയോയിൽ നിങ്ങൾക്ക് വിവിധ സ്കീമുകളുടെ എണ്ണം സൂക്ഷിക്കാം
മ്യൂച്വൽ ഫണ്ടുകൾ താങ്ങാനാവുന്നവയാണ്. ഒരു എസ്‌ഐ‌പി വഴി 500 രൂപയിൽ താഴെയുള്ള തുകയിൽ ഒരാൾക്ക് അവരുടെ നിക്ഷേപം ആരംഭിക്കാം
നിങ്ങൾ നിക്ഷേപിക്കുന്ന പണം ഒരു വിദഗ്‌ദ്ധ സംഘമാണ് കൈകാര്യം ചെയ്യുന്നത്. അവർക്ക് തത്സമയ ആക്സസ് ഉണ്ട്വിപണി ഏറ്റവും ചെലവ് കുറഞ്ഞ സ്കെയിലിൽ ട്രേഡുകൾ നടത്താനും അവർക്ക് കഴിയും
നിങ്ങളുടെ മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപങ്ങൾ സുരക്ഷിതമായ കൈകളിലാണ്. എല്ലാ മ്യൂച്വൽ ഫണ്ടുകളും നിയന്ത്രിക്കുന്നത്സെബി (സെക്യൂരിറ്റീസ് ആൻഡ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ), അതിനാൽ നിങ്ങൾ നിക്ഷേപിക്കുന്ന എല്ലാ ഫണ്ടുകളും സുതാര്യമായ രീതിയിൽ പ്രവർത്തിക്കുകയും സുരക്ഷിതമാക്കുകയും ചെയ്യുന്നു.

2022-ൽ നിക്ഷേപിക്കാനുള്ള മികച്ച 10 മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin Asian Equity Fund Growth	₹44.873 ↓ -0.10	₹954	-1.9	13	40.4	21.7	8.1	23.7
DSP US Flexible Equity Fund Growth	₹91.826 ↑ 0.47	₹1,296	-3.8	17.1	37	25.7	17.8	33.8
DSP Natural Resources and New Energy Fund Growth	₹108.813 ↑ 0.01	₹2,441	-1.9	-0.9	21.9	19.4	15.7	17.5
Aditya Birla Sun Life Small Cap Fund Growth	₹101.599 ↑ 0.81	₹5,865	11.6	22.7	19.9	15.2	13.7	-3.7
Invesco India Growth Opportunities Fund Growth	₹110.84 ↑ 0.31	₹11,746	11.2	14.7	9.4	22.3	16.4	4.7
SBI Magnum Children's Benefit Plan Growth	₹119.59 ↑ 0.33	₹146	5	7.8	9.4	11.3	10.4	3.2
Tata India Tax Savings Fund Growth	₹47.4784 ↑ 0.11	₹4,664	6.3	5	9.1	12.6	11.8	4.9
IDBI Nifty Junior Index Fund Growth	₹54.418 ↑ 0.08	₹111	5.1	7	8.6	17.6	11.4	2
SBI Small Cap Fund Growth	₹187.376 ↑ 0.27	₹39,955	11.3	18.9	8.6	11.9	14.1	-4.9
PGIM India Credit Risk Fund Growth	₹15.5876 ↑ 0.00	₹39	0.6	4.4	8.4	3	4.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Sep 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin Asian Equity Fund	DSP US Flexible Equity Fund	DSP Natural Resources and New Energy Fund	Aditya Birla Sun Life Small Cap Fund	Invesco India Growth Opportunities Fund	SBI Magnum Children's Benefit Plan	Tata India Tax Savings Fund	IDBI Nifty Junior Index Fund	SBI Small Cap Fund	PGIM India Credit Risk Fund
Point 1	Lower mid AUM (₹954 Cr).	Lower mid AUM (₹1,296 Cr).	Upper mid AUM (₹2,441 Cr).	Upper mid AUM (₹5,865 Cr).	Top quartile AUM (₹11,746 Cr).	Bottom quartile AUM (₹146 Cr).	Upper mid AUM (₹4,664 Cr).	Bottom quartile AUM (₹111 Cr).	Highest AUM (₹39,955 Cr).	Bottom quartile AUM (₹39 Cr).
Point 2	Established history (18+ yrs).	Established history (14+ yrs).	Established history (18+ yrs).	Established history (19+ yrs).	Established history (19+ yrs).	Oldest track record among peers (24 yrs).	Established history (11+ yrs).	Established history (15+ yrs).	Established history (16+ yrs).	Established history (11+ yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (lower mid).	Rating: 5★ (lower mid).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).	Rating: 5★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 8.11% (bottom quartile).	5Y return: 17.84% (top quartile).	5Y return: 15.72% (upper mid).	5Y return: 13.66% (upper mid).	5Y return: 16.39% (top quartile).	5Y return: 10.37% (bottom quartile).	5Y return: 11.80% (lower mid).	5Y return: 11.44% (lower mid).	5Y return: 14.15% (upper mid).	1Y return: 8.43% (bottom quartile).
Point 6	3Y return: 21.65% (upper mid).	3Y return: 25.74% (top quartile).	3Y return: 19.37% (upper mid).	3Y return: 15.18% (lower mid).	3Y return: 22.28% (top quartile).	3Y return: 11.30% (bottom quartile).	3Y return: 12.55% (lower mid).	3Y return: 17.64% (upper mid).	3Y return: 11.90% (bottom quartile).	1M return: 0.27% (lower mid).
Point 7	1Y return: 40.38% (top quartile).	1Y return: 36.97% (top quartile).	1Y return: 21.94% (upper mid).	1Y return: 19.93% (upper mid).	1Y return: 9.35% (upper mid).	1Y return: 9.35% (lower mid).	1Y return: 9.07% (lower mid).	1Y return: 8.64% (bottom quartile).	1Y return: 8.61% (bottom quartile).	Sharpe: 1.73 (top quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: -7.66 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 3.86 (top quartile).	1M return: 0.70% (lower mid).	Alpha: 3.16 (top quartile).	1M return: -2.01% (bottom quartile).	Alpha: -1.22 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Sharpe: 1.27 (upper mid).	Sharpe: 1.40 (top quartile).	Sharpe: 0.93 (upper mid).	Sharpe: 0.40 (lower mid).	Sharpe: 0.23 (bottom quartile).	Alpha: 0.00 (lower mid).	Sharpe: 0.13 (bottom quartile).	Alpha: -0.60 (bottom quartile).	Sharpe: -0.04 (bottom quartile).	Yield to maturity (debt): 5.01% (top quartile).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 1.19 (top quartile).	Sharpe: 0.42 (upper mid).	Information ratio: 0.02 (top quartile).	Sharpe: 0.30 (lower mid).	Information ratio: -0.63 (bottom quartile).	Modified duration: 0.54 yrs (bottom quartile).

Franklin Asian Equity Fund

Lower mid AUM (₹954 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 8.11% (bottom quartile).
3Y return: 21.65% (upper mid).
1Y return: 40.38% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.27 (upper mid).
Information ratio: 0.00 (upper mid).

DSP US Flexible Equity Fund

Lower mid AUM (₹1,296 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 17.84% (top quartile).
3Y return: 25.74% (top quartile).
1Y return: 36.97% (top quartile).
Alpha: -7.66 (bottom quartile).
Sharpe: 1.40 (top quartile).
Information ratio: 0.00 (upper mid).

DSP Natural Resources and New Energy Fund

Upper mid AUM (₹2,441 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 15.72% (upper mid).
3Y return: 19.37% (upper mid).
1Y return: 21.94% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.93 (upper mid).
Information ratio: 0.00 (upper mid).

Aditya Birla Sun Life Small Cap Fund

Upper mid AUM (₹5,865 Cr).
Established history (19+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.66% (upper mid).
3Y return: 15.18% (lower mid).
1Y return: 19.93% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.40 (lower mid).
Information ratio: 0.00 (lower mid).

Invesco India Growth Opportunities Fund

Top quartile AUM (₹11,746 Cr).
Established history (19+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.39% (top quartile).
3Y return: 22.28% (top quartile).
1Y return: 9.35% (upper mid).
Alpha: 3.86 (top quartile).
Sharpe: 0.23 (bottom quartile).
Information ratio: 1.19 (top quartile).

SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹146 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.37% (bottom quartile).
3Y return: 11.30% (bottom quartile).
1Y return: 9.35% (lower mid).
1M return: 0.70% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.42 (upper mid).

Tata India Tax Savings Fund

Upper mid AUM (₹4,664 Cr).
Established history (11+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.80% (lower mid).
3Y return: 12.55% (lower mid).
1Y return: 9.07% (lower mid).
Alpha: 3.16 (top quartile).
Sharpe: 0.13 (bottom quartile).
Information ratio: 0.02 (top quartile).

IDBI Nifty Junior Index Fund

Bottom quartile AUM (₹111 Cr).
Established history (15+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.44% (lower mid).
3Y return: 17.64% (upper mid).
1Y return: 8.64% (bottom quartile).
1M return: -2.01% (bottom quartile).
Alpha: -0.60 (bottom quartile).
Sharpe: 0.30 (lower mid).

SBI Small Cap Fund

Highest AUM (₹39,955 Cr).
Established history (16+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.15% (upper mid).
3Y return: 11.90% (bottom quartile).
1Y return: 8.61% (bottom quartile).
Alpha: -1.22 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: -0.63 (bottom quartile).

PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.43% (bottom quartile).
1M return: 0.27% (lower mid).
Sharpe: 1.73 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.01% (top quartile).
Modified duration: 0.54 yrs (bottom quartile).

1. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

Lower mid AUM (₹954 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 8.11% (bottom quartile).
3Y return: 21.65% (upper mid).
1Y return: 40.38% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.27 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund Growth
Launch Date	16 Jan 08
NAV (03 Sep 26)	₹44.873 ↓ -0.10 (-0.22 %)
Net Assets (Cr)	₹954 on 31 Jul 26
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.54
Sharpe Ratio	1.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹8,227
31 Aug 23	₹8,219
31 Aug 24	₹9,438
31 Aug 25	₹10,545
31 Aug 26	₹15,148

Franklin Asian Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	1.5%
3 Month	-1.9%
6 Month	13%
1 Year	40.4%
3 Year	21.7%
5 Year	8.1%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.7%
2023	14.4%
2022	0.7%
2021	-14.5%
2020	-5.9%
2019	25.8%
2018	28.2%
2017	-13.6%
2016	35.5%
2015	7.2%

Fund Manager information for Franklin Asian Equity Fund

Name	Since	Tenure
Sandeep Manam	18 Oct 21	4.79 Yr.
Shyam Sriram	26 Sep 24	1.85 Yr.

Data below for Franklin Asian Equity Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Technology	32.47%
Consumer Cyclical	12.7%
Financial Services	12.28%
Industrials	10.32%
Health Care	7.66%
Communication Services	5.12%
Real Estate	4.79%
Basic Materials	2.82%
Utility	2.59%
Consumer Defensive	1.87%
Energy	1.59%

Asset Allocation

Asset Class	Value
Cash	5.8%
Equity	94.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology) Equity, Since 31 Mar 09 \| 2330	10%	₹95 Cr	133,000 ↑ 3,000
Samsung Electronics Co Ltd (Technology) Equity, Since 31 Mar 08 \| 005930	7%	₹71 Cr	41,012 ↑ 4,902
SK hynix Inc (Technology) Equity, Since 30 Jun 20 \| 000660	5%	₹51 Cr	4,450 ↑ 611
Tencent Holdings Ltd (Communication Services) Equity, Since 31 Jul 14 \| 00700	3%	₹33 Cr	57,000 ↑ 14,300
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIBANK	3%	₹33 Cr	226,594
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| TORNTPHARM	2%	₹23 Cr	45,546
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 26 \| DIVISLAB	2%	₹23 Cr	28,750
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 17 \| OBEROIRLTY	2%	₹21 Cr	114,827
MediaTek Inc (Technology) Equity, Since 31 Aug 20 \| 2454	2%	₹20 Cr	19,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	2%	₹18 Cr	590,802 ↓ -48,361

2. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Lower mid AUM (₹1,296 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 17.84% (top quartile).
3Y return: 25.74% (top quartile).
1Y return: 36.97% (top quartile).
Alpha: -7.66 (bottom quartile).
Sharpe: 1.40 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (02 Sep 26)	₹91.826 ↑ 0.47 (0.52 %)
Net Assets (Cr)	₹1,296 on 31 Jul 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.4
Information Ratio	0
Alpha Ratio	-7.66
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,952
31 Aug 23	₹11,469
31 Aug 24	₹13,675
31 Aug 25	₹16,798
31 Aug 26	₹22,926

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	0.8%
3 Month	-3.8%
6 Month	17.1%
1 Year	37%
3 Year	25.7%
5 Year	17.8%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.8%
2023	17.8%
2022	22%
2021	-5.9%
2020	24.2%
2019	22.6%
2018	27.5%
2017	-1.1%
2016	15.5%
2015	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Technology	33.48%
Industrials	12.71%
Communication Services	12.2%
Health Care	9.04%
Financial Services	9.01%
Consumer Cyclical	8.16%
Basic Materials	2.16%
Utility	2.12%
Energy	2.05%

Asset Allocation

Asset Class	Value
Cash	9.05%
Equity	90.94%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	93%	₹1,200 Cr	1,784,131
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹54 Cr
Net Receivables/Payables Net Current Assets \| -	3%	₹42 Cr

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Upper mid AUM (₹2,441 Cr).
Established history (18+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 15.72% (upper mid).
3Y return: 19.37% (upper mid).
1Y return: 21.94% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.93 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (02 Sep 26)	₹108.813 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹2,441 on 31 Jul 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.93
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,087
31 Aug 23	₹11,945
31 Aug 24	₹18,466
31 Aug 25	₹16,654
31 Aug 26	₹20,836

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	1.7%
3 Month	-1.9%
6 Month	-0.9%
1 Year	21.9%
3 Year	19.4%
5 Year	15.7%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	13.9%
2022	31.2%
2021	9.8%
2020	42.8%
2019	11.5%
2018	4.4%
2017	-15.3%
2016	43.1%
2015	43.1%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	14.09 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Energy	54.19%
Basic Materials	29.65%
Utility	7.67%
Industrials	1.51%
Technology	0.85%
Consumer Cyclical	0.03%

Asset Allocation

Asset Class	Value
Cash	5.92%
Equity	94.08%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Energy I2 Investment Fund \| -	10%	₹238 Cr	602,478
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| 500547	8%	₹201 Cr	6,286,211
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 08 \| RELIANCE	8%	₹191 Cr	1,459,519 ↑ 95,499
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	7%	₹167 Cr	1,511,761
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	7%	₹161 Cr	8,510,930
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	6%	₹149 Cr	6,127,650 ↑ 1,020,351
Indian Oil Corp Ltd (Energy) Equity, Since 31 May 25 \| IOC	6%	₹148 Cr	10,557,999
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 13 \| HINDPETRO	6%	₹142 Cr	3,649,839
Hindustan Zinc Ltd (Basic Materials) Equity, Since 31 Mar 09 \| 500188	5%	₹125 Cr	2,320,281 ↑ 453,475
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	4%	₹105 Cr	1,078,917 ↑ 124,935

4. Aditya Birla Sun Life Small Cap Fund

(Erstwhile Aditya Birla Sun Life Small & Midcap Fund)

An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Research Highlights for Aditya Birla Sun Life Small Cap Fund

Upper mid AUM (₹5,865 Cr).
Established history (19+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.66% (upper mid).
3Y return: 15.18% (lower mid).
1Y return: 19.93% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.40 (lower mid).
Information ratio: 0.00 (lower mid).

Below is the key information for Aditya Birla Sun Life Small Cap Fund

Aditya Birla Sun Life Small Cap Fund Growth
Launch Date	31 May 07
NAV (03 Sep 26)	₹101.599 ↑ 0.81 (0.81 %)
Net Assets (Cr)	₹5,865 on 31 Jul 26
Category	Equity - Small Cap
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.4
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Sub Cat.	Small Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹9,959
31 Aug 23	₹12,637
31 Aug 24	₹17,128
31 Aug 25	₹15,698
31 Aug 26	₹19,396

Aditya Birla Sun Life Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Aditya Birla Sun Life Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	3.9%
3 Month	11.6%
6 Month	22.7%
1 Year	19.9%
3 Year	15.2%
5 Year	13.7%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	21.5%
2022	39.4%
2021	-6.5%
2020	51.4%
2019	19.8%
2018	-11.5%
2017	-22.6%
2016	56.7%
2015	9.7%

Fund Manager information for Aditya Birla Sun Life Small Cap Fund

Name	Since	Tenure
Abhinav Khandelwal	31 Oct 24	1.75 Yr.
Dhaval Joshi	21 Nov 22	3.7 Yr.

Data below for Aditya Birla Sun Life Small Cap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.6%
Financial Services	17.11%
Health Care	14.63%
Industrials	13.31%
Basic Materials	12.35%
Consumer Defensive	8.55%
Technology	3.82%
Real Estate	3.32%
Utility	1.52%
Communication Services	1.08%

Asset Allocation

Asset Class	Value
Cash	1.91%
Equity	95.29%
Debt	2.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sai Life Sciences Ltd (Healthcare) Equity, Since 30 Jun 25 \| SAILIFE	3%	₹173 Cr	1,313,192
Reverse Repo Sovereign Bonds \| -	3%	₹164 Cr
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Jul 20 \| NAVINFLUOR	3%	₹159 Cr	210,525
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 25 \| UJJIVANSFB	3%	₹157 Cr	21,907,129 ↑ 3,000,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 31 May 20 \| RADICO	2%	₹131 Cr	302,373
Shaily Engineering Plastics Ltd (Basic Materials) Equity, Since 31 Oct 25 \| 501423	2%	₹128 Cr	416,964 ↑ 40,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| 590003	2%	₹125 Cr	3,662,155 ↑ 230,000
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 31 May 20 \| CCL	2%	₹123 Cr	1,060,480
Dr. Lal PathLabs Ltd (Healthcare) Equity, Since 31 Aug 25 \| LALPATHLAB	2%	₹119 Cr	625,542 ↑ 108,240
RBL Bank Ltd (Financial Services) Equity, Since 30 Nov 25 \| RBLBANK	2%	₹118 Cr	3,147,305 ↑ 190,000

5. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

Top quartile AUM (₹11,746 Cr).
Established history (19+ yrs).
Rating: 5★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.39% (top quartile).
3Y return: 22.28% (top quartile).
1Y return: 9.35% (upper mid).
Alpha: 3.86 (top quartile).
Sharpe: 0.23 (bottom quartile).
Information ratio: 1.19 (top quartile).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (03 Sep 26)	₹110.84 ↑ 0.31 (0.28 %)
Net Assets (Cr)	₹11,746 on 31 Jul 26
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.23
Information Ratio	1.19
Alpha Ratio	3.86
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,269
31 Aug 23	₹11,812
31 Aug 24	₹18,457
31 Aug 25	₹19,408
31 Aug 26	₹21,935

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-1.1%
3 Month	11.2%
6 Month	14.7%
1 Year	9.4%
3 Year	22.3%
5 Year	16.4%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.7%
2023	37.5%
2022	31.6%
2021	-0.4%
2020	29.7%
2019	13.3%
2018	10.7%
2017	-0.2%
2016	39.6%
2015	3.3%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	2.73 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	25.39%
Health Care	19.41%
Consumer Cyclical	19.18%
Industrials	18.96%
Real Estate	7.97%
Basic Materials	2.4%
Communication Services	1.59%
Utility	1.3%
Technology	0.9%

Asset Allocation

Asset Class	Value
Cash	2.88%
Equity	97.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| ETERNAL	8%	₹942 Cr	31,143,612
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	7%	₹867 Cr	7,896,916 ↑ 228,546
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	7%	₹831 Cr	1,606,179 ↑ 121,316
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	7%	₹830 Cr	5,780,757 ↑ 532,261
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	5%	₹608 Cr	3,763,037 ↑ 458,587
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	5%	₹563 Cr	4,283,799
ABB India Ltd (Industrials) Equity, Since 30 Jun 23 \| ABB	5%	₹547 Cr	751,266 ↑ 142,644
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	4%	₹491 Cr	1,633,683
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| FEDERALBNK	3%	₹394 Cr	10,987,013
L&T Finance Ltd (Financial Services) Equity, Since 30 Apr 24 \| 533519	3%	₹353 Cr	11,339,315

6. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

Research Highlights for SBI Magnum Children's Benefit Plan

Bottom quartile AUM (₹146 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.37% (bottom quartile).
3Y return: 11.30% (bottom quartile).
1Y return: 9.35% (lower mid).
1M return: 0.70% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.42 (upper mid).
Information ratio: 0.00 (lower mid).

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (03 Sep 26)	₹119.59 ↑ 0.33 (0.27 %)
Net Assets (Cr)	₹146 on 31 Jul 26
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.21
Sharpe Ratio	0.42
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,589
31 Aug 23	₹11,912
31 Aug 24	₹14,448
31 Aug 25	₹14,976
31 Aug 26	₹16,436

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	0.7%
3 Month	5%
6 Month	7.8%
1 Year	9.4%
3 Year	11.3%
5 Year	10.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.2%
2023	17.4%
2022	16.9%
2021	1.9%
2020	18.3%
2019	14.8%
2018	2.6%
2017	0.1%
2016	24.3%
2015	16.1%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	5.55 Yr.
Lokesh Mallya	1 Jul 25	1.08 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	8.49%
Equity	23.1%
Debt	68.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Govt Stock 2040 Sovereign Bonds \| -	10%	₹15 Cr	1,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000
Jsw Jfe Kalinga Steel Limited Debentures \| -	3%	₹5 Cr	500
Tamil Nadu (Government of) 7.73% - \| -	3%	₹5 Cr	500,000
Rajasthan (Government of ) 7.64% - \| -	3%	₹5 Cr	500,000
Bihar (Government of) 7.66% - \| -	3%	₹5 Cr	500,000
State Government Of Rajasthan Sovereign Bonds \| -	3%	₹5 Cr	500,000
State Government Of Karnataka Sovereign Bonds \| -	3%	₹5 Cr	500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹5 Cr	500
Rec Limited Debentures \| -	3%	₹5 Cr	500

7. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Research Highlights for Tata India Tax Savings Fund

Upper mid AUM (₹4,664 Cr).
Established history (11+ yrs).
Rating: 5★ (lower mid).
Risk profile: Moderately High.
5Y return: 11.80% (lower mid).
3Y return: 12.55% (lower mid).
1Y return: 9.07% (lower mid).
Alpha: 3.16 (top quartile).
Sharpe: 0.13 (bottom quartile).
Information ratio: 0.02 (top quartile).

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (03 Sep 26)	₹47.4784 ↑ 0.11 (0.24 %)
Net Assets (Cr)	₹4,664 on 31 Jul 26
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	0.13
Information Ratio	0.02
Alpha Ratio	3.16
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	ELSS

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,797
31 Aug 23	₹12,310
31 Aug 24	₹16,917
31 Aug 25	₹15,967
31 Aug 26	₹17,843

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-0.1%
3 Month	6.3%
6 Month	5%
1 Year	9.1%
3 Year	12.6%
5 Year	11.8%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.9%
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	4.63 Yr.

Data below for Tata India Tax Savings Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	33.96%
Industrials	17.2%
Consumer Cyclical	12.28%
Health Care	6.93%
Communication Services	6.03%
Basic Materials	5.05%
Energy	4.86%
Technology	4.36%
Utility	2.57%
Real Estate	2.23%
Consumer Defensive	1.54%

Asset Allocation

Asset Class	Value
Cash	2.98%
Equity	97.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 26 \| BHARTIARTL	6%	₹281 Cr	1,426,428
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	5%	₹240 Cr	3,210,000 ↓ -140,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	5%	₹235 Cr	1,639,000 ↓ -142,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹210 Cr	2,040,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹177 Cr	1,350,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹148 Cr	9,850,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹139 Cr	352,147
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 26 \| POLICYBZR	3%	₹130 Cr	814,850
Cummins India Ltd (Industrials) Equity, Since 31 Dec 20 \| 500480	3%	₹127 Cr	230,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹120 Cr	3,451,000

8. IDBI Nifty Junior Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the CNX Nifty Junior Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of CNX Nifty Junior Index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the CNX Nifty Junior Index (Total Returns Index) and the scheme.

Research Highlights for IDBI Nifty Junior Index Fund

Bottom quartile AUM (₹111 Cr).
Established history (15+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.44% (lower mid).
3Y return: 17.64% (upper mid).
1Y return: 8.64% (bottom quartile).
1M return: -2.01% (bottom quartile).
Alpha: -0.60 (bottom quartile).
Sharpe: 0.30 (lower mid).
Information ratio: -4.16 (bottom quartile).

Below is the key information for IDBI Nifty Junior Index Fund

IDBI Nifty Junior Index Fund Growth
Launch Date	20 Sep 10
NAV (03 Sep 26)	₹54.418 ↑ 0.08 (0.14 %)
Net Assets (Cr)	₹111 on 31 Jul 26
Category	Others - Index Fund
AMC	IDBI Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.86
Sharpe Ratio	0.3
Information Ratio	-4.16
Alpha Ratio	-0.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Sub Cat.	Index Fund

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,570
31 Aug 23	₹10,709
31 Aug 24	₹18,047
31 Aug 25	₹15,779
31 Aug 26	₹17,756

IDBI Nifty Junior Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for IDBI Nifty Junior Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	-2%
3 Month	5.1%
6 Month	7%
1 Year	8.6%
3 Year	17.6%
5 Year	11.4%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2%
2023	26.9%
2022	25.7%
2021	0.4%
2020	29.6%
2019	13.7%
2018	0.5%
2017	-9.3%
2016	43.6%
2015	6.9%

Fund Manager information for IDBI Nifty Junior Index Fund

Name	Since	Tenure
Nikhil Kapoor	7 Apr 26	0.32 Yr.
Sasikant Aravamuthan	1 Jul 26	0.08 Yr.

Data below for IDBI Nifty Junior Index Fund as on 31 Jul 26

Asset Allocation

Asset Class	Value
Cash	0.14%
Equity	99.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 24 \| DIVISLAB	4%	₹4 Cr	5,541 ↓ -101
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 532343	4%	₹4 Cr	10,237 ↓ -94
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| TMCV	4%	₹4 Cr	91,024 ↓ -1,453
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 22 \| HAL	3%	₹4 Cr	8,267 ↓ -145
Adani Power Ltd (Utilities) Equity, Since 31 Mar 24 \| 533096	3%	₹4 Cr	180,871 ↓ -2,593
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Sep 21 \| CHOLAFIN	3%	₹3 Cr	18,868 ↓ -252
Torrent Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 20 \| TORNTPHARM	3%	₹3 Cr	6,412 ↑ 1,809
Cummins India Ltd (Industrials) Equity, Since 31 Mar 26 \| 500480	3%	₹3 Cr	5,890 ↓ -90
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| MOTHERSON	3%	₹3 Cr	192,532 ↓ -2,168
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Mar 25 \| 500547	3%	₹3 Cr	88,375 ↓ -906

9. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Highest AUM (₹39,955 Cr).
Established history (16+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.15% (upper mid).
3Y return: 11.90% (bottom quartile).
1Y return: 8.61% (bottom quartile).
Alpha: -1.22 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: -0.63 (bottom quartile).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (03 Sep 26)	₹187.376 ↑ 0.27 (0.15 %)
Net Assets (Cr)	₹39,955 on 31 Jul 26
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.05
Information Ratio	-0.63
Alpha Ratio	-1.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Small Cap

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,687
31 Aug 23	₹13,929
31 Aug 24	₹19,140
31 Aug 25	₹17,640
31 Aug 26	₹19,653

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	4.2%
3 Month	11.3%
6 Month	18.9%
1 Year	8.6%
3 Year	11.9%
5 Year	14.1%
10 Year
15 Year
Since launch	18.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.9%
2023	24.1%
2022	25.3%
2021	8.1%
2020	47.6%
2019	33.6%
2018	6.1%
2017	-19.6%
2016	78.7%
2015	1.3%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	12.71 Yr.

Data below for SBI Small Cap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	25.73%
Industrials	20.78%
Financial Services	15.66%
Basic Materials	12.89%
Technology	5.84%
Consumer Defensive	3.38%
Health Care	2.22%
Utility	2.17%
Real Estate	0.86%
Communication Services	0.4%

Asset Allocation

Asset Class	Value
Cash	9.92%
Equity	89.92%
Debt	0.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| ATHERENERG	4%	₹1,702 Cr	13,507,612 ↓ -6,589,348
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Mar 20 \| NAVINFLUOR	3%	₹1,235 Cr	1,631,795
Honeywell Automation India Ltd (Industrials) Equity, Since 31 Dec 25 \| HONAUT	3%	₹1,138 Cr	298,145
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹1,082 Cr	52,419,485
Belrise Industries Ltd (Consumer Cyclical) Equity, Since 31 Dec 25 \| BELRISE	3%	₹1,031 Cr	43,542,092
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹1,019 Cr	7,900,000
ZF Commercial Vehicle Control Systems India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| ZFCVINDIA	3%	₹1,016 Cr	4,200,000
Sundaram Fasteners Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| SUNDRMFAST	2%	₹977 Cr	10,000,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Jun 26 \| MCX	2%	₹888 Cr	3,300,000 ↑ 450,568
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| 543308	2%	₹885 Cr	11,000,000 ↓ -1,323,990

10. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

Bottom quartile AUM (₹39 Cr).
Established history (11+ yrs).
Rating: 5★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.43% (bottom quartile).
1M return: 0.27% (lower mid).
Sharpe: 1.73 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.01% (top quartile).
Modified duration: 0.54 yrs (bottom quartile).
Average maturity: 0.59 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund Growth
Launch Date	29 Sep 14
NAV (21 Jan 22)	₹15.5876 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹39 on 31 Dec 21
Category	Debt - Credit Risk
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.85
Sharpe Ratio	1.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	5.01%
Effective Maturity	7 Months 2 Days
Modified Duration	6 Months 14 Days
Sub Cat.	Credit Risk

Growth of 10,000 investment over the years.

Date	Value

PGIM India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

Duration	Returns
1 Month	0.3%
3 Month	0.6%
6 Month	4.4%
1 Year	8.4%
3 Year	3%
5 Year	4.2%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for PGIM India Credit Risk Fund

Name	Since	Tenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ട് എങ്ങനെ തിരഞ്ഞെടുക്കാം?

ഒരു നല്ല ഫണ്ട് സ്വയം കണ്ടെത്താനുള്ള ഏറ്റവും നല്ല മാർഗം അതിന്റെ ഗുണപരവും അളവുപരവുമായ അളവുകൾ നോക്കുക എന്നതാണ്-

ഫണ്ട് പ്രകടനം

ഒരു നിശ്ചിത കാലയളവിൽ ഫണ്ടുകളുടെ പ്രകടനത്തെക്കുറിച്ച് നിക്ഷേപകർ ന്യായമായ വിലയിരുത്തൽ നടത്തണം. 4-5 വർഷത്തിലേറെയായി അതിന്റെ മാനദണ്ഡം തുടർച്ചയായി മറികടക്കുന്ന ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കാൻ നിർദ്ദേശിക്കുന്നു.

AUM

മാനേജ്‌മെന്റിന് കീഴിലുള്ള അസറ്റാണ് AUM. വളരെ വലുതോ ചെറുതോ അല്ലാത്ത ഒരു ഫണ്ടിലേക്കാണ് ഒരാൾ എപ്പോഴും പോകേണ്ടത്. ഫണ്ടിന്റെ വലുപ്പം തമ്മിൽ കൃത്യമായ നിർവചനവും ബന്ധവും ഇല്ലെങ്കിലും, വളരെ ചെറുതും വലുതും ഒരു ഫണ്ടിന്റെ പ്രകടനത്തെ തടസ്സപ്പെടുത്തുമെന്ന് പറയപ്പെടുന്നു.

ഫണ്ട് മാനേജർ

തന്റെ കരിയറിൽ സ്ഥിരത പുലർത്തുന്ന ഒരു ഫണ്ട് മാനേജരെ സമീപിക്കുന്നത് നല്ലതാണ്. ഫണ്ടിന്റെ പോർട്ട്‌ഫോളിയോയ്‌ക്കായി നിക്ഷേപ തീരുമാനങ്ങൾ എടുക്കുന്നതിന് ഒരു ഫണ്ട് മാനേജർ ഉത്തരവാദിയാണ്, പരിചയസമ്പന്നനായ ഒരു ഫണ്ട് മാനേജർ കൈകാര്യം ചെയ്യുന്ന ഒരു ഫണ്ട് പരിഗണിക്കുന്നത് പ്രധാനമാണ്.

ഫണ്ട് ഹൗസ് പ്രശസ്തി

ഫണ്ട് ഹൗസിന്റെ ഗുണനിലവാരവും പ്രശസ്തിയും എപ്പോഴും നോക്കേണ്ടത് പ്രധാനമാണ്. ശക്തമായ സ്ഥിരതയുള്ള ട്രാക്ക് റെക്കോർഡ്, സ്റ്റാർട്ട് ഫണ്ടുകൾ/നല്ല പെർഫോമിംഗ് ഫണ്ടുകൾ മുതലായവ ഉള്ള ഒരു ഫണ്ട് ഹൗസാണ് നിക്ഷേപിക്കേണ്ടത്.

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ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.