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FY 22 - 23 ലെ മികച്ച 5 നികുതി ലാഭിക്കൽ ELSS മ്യൂച്വൽ ഫണ്ടുകൾ
മികച്ച മറ്റ് ഫണ്ടുകൾ അല്ലെങ്കിൽ ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ്സ് സ്കീമുകൾ (ടാക്സ് സേവിംഗ്) ഇക്വിറ്റി വൈവിധ്യവൽക്കരിക്കപ്പെട്ടതാണ്മ്യൂച്വൽ ഫണ്ടുകൾ ഇക്വിറ്റി-ലിങ്ക്ഡ് ഇൻസ്ട്രുമെന്റുകളിൽ (ഷെയറുകളും സ്റ്റോക്കുകളും പോലുള്ളവ) പ്രധാനമായും നിക്ഷേപിക്കുന്നുവിപണി-ലിങ്ക്ഡ് റിട്ടേണുകൾ. സാധാരണഗതിയിൽ, ഫണ്ട് കോർപ്പസിന്റെ 80% ഇക്വിറ്റിയിലും ബാക്കിയുള്ളത് ഡെറ്റ് ഉപകരണങ്ങളിലും നിക്ഷേപിക്കുന്നു.
മികച്ചത്ELSS ഫണ്ടുകൾക്ക് കീഴിൽ നികുതി ആനുകൂല്യങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നതിനാൽ നികുതി ലാഭിക്കൽ മ്യൂച്വൽ ഫണ്ടുകൾ എന്നും അറിയപ്പെടുന്നുസെക്ഷൻ 80 സി യുടെആദായ നികുതി നിയമം. മാത്രമല്ല, ELSS മ്യൂച്വൽ ഫണ്ടുകൾ ഓപ്പൺ-എൻഡ് ആണ്, അതായത് നിക്ഷേപകർക്ക് ആവശ്യമുള്ളപ്പോൾ ഈ ഫണ്ടുകളിൽ സബ്‌സ്‌ക്രൈബ് ചെയ്യാം.
എന്നിരുന്നാലും, മുമ്പ്നിക്ഷേപിക്കുന്നു ഈ നികുതി ലാഭിക്കൽ മ്യൂച്വൽ ഫണ്ടുകളിൽ, മികച്ച ELSS ഫണ്ടുകളുടെ ഒരു ലിസ്റ്റ് പരിഗണിക്കാൻ നിർദ്ദേശിക്കുന്നു.
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22-23 സാമ്പത്തിക വർഷത്തിൽ നിക്ഷേപിക്കുന്നതിനുള്ള മികച്ച 5 ELSS ഫണ്ടുകൾ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Tax Advantage Fund Growth ₹153.14
↓ -0.64 ₹1,441 -10.5 -7.4 5.5 15.5 21.1 21.6 Principal Tax Savings Fund Growth ₹478.307
↓ -1.74 ₹1,346 -3.9 -0.7 12.3 12.6 17.9 15.8 PGIM India Tax Savings Fund Growth ₹33.28
↓ -0.15 ₹778 -2.7 1.7 13.3 11.1 17.7 15.6 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Mahindra Mutual Fund Kar Bachat Yojana Growth ₹26.6545
↓ -0.09 ₹919 -4.6 -4.1 7.7 12 17.2 12.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Feb 25
The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on "The primary objective of the Scheme is to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to
avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time. However, there is no assurance that the investment objective
shall be realize" PGIM India Tax Savings Fund is a Equity - ELSS fund was launched on 11 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for PGIM India Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation through a diversified portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns. Mahindra Mutual Fund Kar Bachat Yojana is a Equity - ELSS fund was launched on 18 Oct 16. It is a fund with Moderately High risk and has given a Below is the key information for Mahindra Mutual Fund Kar Bachat Yojana Returns up to 1 year are on 1. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 18.7% since its launch. Ranked 13 in ELSS category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (06 Feb 25) ₹153.14 ↓ -0.64 (-0.42 %) Net Assets (Cr) ₹1,441 on 31 Dec 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 1.25 Information Ratio 0.37 Alpha Ratio 6.49 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹12,316 31 Jan 22 ₹17,112 31 Jan 23 ₹17,064 31 Jan 24 ₹24,654 31 Jan 25 ₹26,526 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 25 Duration Returns 1 Month -6.9% 3 Month -10.5% 6 Month -7.4% 1 Year 5.5% 3 Year 15.5% 5 Year 21.1% 10 Year 15 Year Since launch 18.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.77 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 26.7% Technology 16.49% Industrials 16.11% Basic Materials 13.75% Utility 6.55% Consumer Cyclical 4.64% Health Care 4.08% Consumer Defensive 4.02% Real Estate 2.92% Energy 0.98% Communication Services 0.97% Asset Allocation
Asset Class Value Cash 2.81% Equity 97.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹78 Cr 440,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹67 Cr 839,000
↑ 87,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹60 Cr 1,353,000
↑ 32,000 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE4% ₹53 Cr 55,100
↑ 16,100 Swan Energy Ltd (Industrials)
Equity, Since 29 Feb 24 | SWANENERGY3% ₹43 Cr 600,000
↑ 87,000 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN3% ₹38 Cr 2,984,515
↑ 2,984,515 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | GICRE3% ₹38 Cr 850,696 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹37 Cr 285,000
↑ 84,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433492% ₹36 Cr 165,620
↓ -6,380 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435272% ₹36 Cr 130,000 2. Principal Tax Savings Fund
CAGR/Annualized return of 16% since its launch. Ranked 8 in ELSS category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (06 Feb 25) ₹478.307 ↓ -1.74 (-0.36 %) Net Assets (Cr) ₹1,346 on 31 Dec 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 0.82 Information Ratio -0.24 Alpha Ratio 0.77 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,765 31 Jan 22 ₹15,952 31 Jan 23 ₹16,087 31 Jan 24 ₹20,288 31 Jan 25 ₹22,772 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 25 Duration Returns 1 Month -2.2% 3 Month -3.9% 6 Month -0.7% 1 Year 12.3% 3 Year 12.6% 5 Year 17.9% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.8% 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 5.27 Yr. Rohit Seksaria 1 Jan 22 3.09 Yr. Data below for Principal Tax Savings Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 31.57% Industrials 12.4% Consumer Cyclical 10.9% Health Care 8.72% Technology 8.36% Communication Services 6.67% Consumer Defensive 6.42% Energy 5.19% Basic Materials 3.51% Utility 1.4% Asset Allocation
Asset Class Value Cash 4.62% Equity 95.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹106 Cr 598,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹94 Cr 737,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹58 Cr 306,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹53 Cr 434,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹41 Cr 115,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹38 Cr 200,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹35 Cr 444,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901572% ₹33 Cr 283,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322152% ₹33 Cr 311,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | 5325382% ₹31 Cr 27,000 3. PGIM India Tax Savings Fund
CAGR/Annualized return of 14% since its launch. Return for 2024 was 15.6% , 2023 was 19.5% and 2022 was 4.7% . PGIM India Tax Savings Fund
Growth Launch Date 11 Dec 15 NAV (06 Feb 25) ₹33.28 ↓ -0.15 (-0.45 %) Net Assets (Cr) ₹778 on 31 Dec 24 Category Equity - ELSS AMC Pramerica Asset Managers Private Limited Rating Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 0.73 Information Ratio -0.49 Alpha Ratio 0.49 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,624 31 Jan 22 ₹16,399 31 Jan 23 ₹16,556 31 Jan 24 ₹19,912 31 Jan 25 ₹22,357 Returns for PGIM India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 25 Duration Returns 1 Month -2.8% 3 Month -2.7% 6 Month 1.7% 1 Year 13.3% 3 Year 11.1% 5 Year 17.7% 10 Year 15 Year Since launch 14% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.6% 2023 19.5% 2022 4.7% 2021 37.5% 2020 17.9% 2019 8.2% 2018 -6.4% 2017 39.3% 2016 1.7% 2015 Fund Manager information for PGIM India Tax Savings Fund
Name Since Tenure Bhupesh Kalyani 1 Apr 23 1.84 Yr. Vinay Paharia 1 Apr 23 1.84 Yr. Utsav Mehta 15 Apr 24 0.8 Yr. Vivek Sharma 15 Apr 24 0.8 Yr. Data below for PGIM India Tax Savings Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 25.37% Technology 13.52% Industrials 13% Health Care 11.05% Consumer Cyclical 9.82% Basic Materials 7.58% Consumer Defensive 6.44% Energy 4.82% Communication Services 3.05% Real Estate 0.96% Asset Allocation
Asset Class Value Cash 4.39% Equity 95.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK8% ₹59 Cr 333,014
↑ 22,200 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | ICICIBANK7% ₹54 Cr 424,764
↑ 60,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 17 | RELIANCE5% ₹38 Cr 308,591 Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | INFY3% ₹23 Cr 122,500 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 24 | TCS3% ₹22 Cr 53,406 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 23 | DIXON3% ₹22 Cr 12,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 17 | LT3% ₹20 Cr 56,417 Persistent Systems Ltd (Technology)
Equity, Since 29 Feb 24 | PERSISTENT3% ₹20 Cr 30,992 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 19 | BHARTIARTL3% ₹20 Cr 125,805 Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Apr 23 | VBL3% ₹20 Cr 312,725 4. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,167
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Mahindra Mutual Fund Kar Bachat Yojana
CAGR/Annualized return of 12.5% since its launch. Return for 2024 was 12.3% , 2023 was 25.8% and 2022 was 2% . Mahindra Mutual Fund Kar Bachat Yojana
Growth Launch Date 18 Oct 16 NAV (06 Feb 25) ₹26.6545 ↓ -0.09 (-0.34 %) Net Assets (Cr) ₹919 on 31 Dec 24 Category Equity - ELSS AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 0.49 Information Ratio -0.84 Alpha Ratio -3.16 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,342 31 Jan 22 ₹15,845 31 Jan 23 ₹15,919 31 Jan 24 ₹20,898 31 Jan 25 ₹22,287 Returns for Mahindra Mutual Fund Kar Bachat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Feb 25 Duration Returns 1 Month -1.4% 3 Month -4.6% 6 Month -4.1% 1 Year 7.7% 3 Year 12% 5 Year 17.2% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.3% 2023 25.8% 2022 2% 2021 39.4% 2020 14.1% 2019 4.5% 2018 -9.8% 2017 24.8% 2016 2015 Fund Manager information for Mahindra Mutual Fund Kar Bachat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.12 Yr. Fatema Pacha 16 Oct 20 4.3 Yr. Data below for Mahindra Mutual Fund Kar Bachat Yojana as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 30.84% Consumer Cyclical 14.53% Industrials 12.59% Basic Materials 8.24% Technology 8.23% Energy 5.79% Consumer Defensive 5.01% Communication Services 3.41% Health Care 3.19% Utility 2.9% Asset Allocation
Asset Class Value Cash 5.26% Equity 94.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | HDFCBANK9% ₹84 Cr 475,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 19 | ICICIBANK9% ₹80 Cr 622,620 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 18 | RELIANCE4% ₹40 Cr 332,308 Infosys Ltd (Technology)
Equity, Since 29 Feb 20 | INFY4% ₹39 Cr 210,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 18 | LT4% ₹37 Cr 102,761 State Bank of India (Financial Services)
Equity, Since 29 Feb 24 | SBIN4% ₹34 Cr 426,000
↑ 40,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | 5322153% ₹29 Cr 270,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹25 Cr 106,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL2% ₹23 Cr 143,000 Voltas Ltd (Industrials)
Equity, Since 31 Aug 23 | VOLTAS2% ₹22 Cr 125,500
ELSS ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.
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