+91-22-4891390911 മികച്ച നികുതി ലാഭിക്കൽ ELSS മ്യൂച്വൽ ഫണ്ടുകൾ 2022
മികച്ച മറ്റ് ഫണ്ടുകൾ അല്ലെങ്കിൽ ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ്സ് സ്കീമുകൾ ഇക്വിറ്റി വൈവിധ്യവൽക്കരിക്കപ്പെട്ടതാണ്മ്യൂച്വൽ ഫണ്ടുകൾ ഇക്വിറ്റി-ലിങ്ക്ഡ് ഇൻസ്ട്രുമെന്റുകളിൽ (ഷെയറുകളും സ്റ്റോക്കുകളും പോലുള്ളവ) പ്രധാനമായും നിക്ഷേപിക്കുന്നുവിപണി-ലിങ്ക്ഡ് റിട്ടേണുകൾ, നേരിട്ടുള്ള നികുതി ലാഭിക്കാൻ സഹായിക്കുകവരുമാനം. സാധാരണഗതിയിൽ, ഫണ്ട് കോർപ്പസിന്റെ 80% ഇക്വിറ്റിയിലും ബാക്കിയുള്ളത് ഡെറ്റ് ഉപകരണങ്ങളിലും നിക്ഷേപിക്കുന്നു.
ELSS ഫണ്ടുകൾക്ക് കീഴിൽ നികുതി ആനുകൂല്യങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നതിനാൽ നികുതി ലാഭിക്കൽ മ്യൂച്വൽ ഫണ്ടുകൾ എന്നും അറിയപ്പെടുന്നുസെക്ഷൻ 80 സി യുടെആദായ നികുതി നിയമം. മാത്രമല്ല, ELSS മ്യൂച്വൽ ഫണ്ടുകൾ ഓപ്പൺ-എൻഡാണ്, അതായത് നിക്ഷേപകർക്ക് ആവശ്യമുള്ളപ്പോൾ ഈ ഫണ്ടുകളിൽ സബ്സ്ക്രൈബ് ചെയ്യാം.
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ELSS ഫണ്ടിൽ ആർക്കൊക്കെ നിക്ഷേപിക്കാം?
പൊതുവേ, ELSS മ്യൂച്വൽ ഫണ്ടുകൾ മാർക്കറ്റ്-ലിങ്ക്ഡ് റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള എല്ലാത്തരം നിക്ഷേപകർക്കും അനുയോജ്യമാണ്.നികുതി ആസൂത്രണം പണം ലാഭിക്കുകയും ചെയ്യുന്നു. ആർക്കും അവരുടെ ജീവിതത്തിലെ ഏത് സമയത്തും ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കാം. എന്നിരുന്നാലും, നിങ്ങളുടെ കരിയറിന്റെ പ്രാരംഭ ഘട്ടത്തിൽ നികുതി ലാഭിക്കുന്ന ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ നിർദ്ദേശിക്കപ്പെട്ടിരിക്കുന്നു, അതുവഴി നിങ്ങളുടെ പണം കാലക്രമേണ വളരുകയും മികച്ച വരുമാനം നേടുകയും ചെയ്യുന്നു.
അതിനാൽ, നികുതി ലാഭിക്കുകയും ഒരേ സമയം നല്ല വരുമാനം നേടുകയും ചെയ്യുകനിക്ഷേപിക്കുന്നു മികച്ച ELSS ഫണ്ടുകളിൽ. ELSS ഫണ്ടുകളിൽ നിക്ഷേപിച്ച തുക 3 വർഷത്തേക്ക് ലോക്ക് ചെയ്തിട്ടുണ്ടെന്ന് നിക്ഷേപകർ അറിഞ്ഞിരിക്കണം.
നിക്ഷേപകർക്ക് ELSS മ്യൂച്വൽ ഫണ്ടുകളിൽ ലംപ്സം (ഒറ്റത്തവണ) ആയി നിക്ഷേപിക്കാംഎസ്.ഐ.പി (സിസ്റ്റമാറ്റിക്നിക്ഷേപ പദ്ധതി). തുടക്കക്കാർ സാധാരണയായി SIP ഉപയോഗിച്ച് നിക്ഷേപിക്കാൻ നിർദ്ദേശിക്കുന്നു, അത് അവർക്ക് കൂടുതൽ അനുയോജ്യമാണ്.
മറ്റ് നികുതി ലാഭിക്കൽ ഓപ്ഷനുകൾ?
ELSS-ന് സമാനമായി സെക്ഷൻ 80c-ന് കീഴിലുള്ള മറ്റ് ഓപ്ഷനുകളിൽ ഇവ ഉൾപ്പെടുന്നു:ലൈഫ് ഇൻഷുറൻസ് പ്രീമിയം,നികുതി ലാഭിക്കുന്ന സ്ഥിര നിക്ഷേപങ്ങൾ,പി.പി.എഫ്,എൻ.എസ്.സി,ഇ.പി.എഫ്, യൂണിറ്റ് ലിങ്ക്ഡ് ഇക്വിറ്റി പ്ലാനുകൾ (യുലിപ്). സെക്ഷൻ 80 സി പ്രകാരം സംയോജിത സമ്പാദ്യത്തിന്റെ പരിധി ഒരു സാമ്പത്തിക വർഷത്തിൽ 1.5 ലക്ഷമായി പരിമിതപ്പെടുത്തിയിരിക്കുന്നുവെന്ന് ഒരാൾ അറിഞ്ഞിരിക്കണം.
FY 22 - 23 ലെ നിക്ഷേപത്തിനായുള്ള മികച്ച 11 മികച്ച ELSS മ്യൂച്വൽ ഫണ്ടുകൾ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Tata India Tax Savings Fund Growth ₹46.1736
↑ 0.11 ₹4,748 -0.2 6.5 16.5 16.5 13.6 4.9 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 Sundaram Diversified Equity Fund Growth ₹226.395
↑ 1.47 ₹1,477 -0.2 2.9 12.9 13.9 12.6 7.1 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹98.8763
↑ 0.39 ₹941 -0.5 5 16.3 19.4 13.5 4.8 JM Tax Gain Fund Growth ₹48.3427
↑ 0.30 ₹226 -5.1 2 10.9 18.9 15.1 2.5 BOI AXA Tax Advantage Fund Growth ₹162
↑ 0.89 ₹1,402 -0.6 4.5 14.8 17.7 15.4 -3.5 Invesco India Tax Plan Growth ₹120.61
↑ 0.18 ₹2,771 -5.1 -1.7 8 16.2 11.6 -2.8 Edelweiss Long Term Equity Fund Growth ₹114.23
↑ 0.32 ₹451 -1.1 5.6 16.1 16.9 13.4 6.7 UTI Long Term Equity Fund Growth ₹207.315
↑ 0.44 ₹3,762 -1.4 3.1 10.8 14.2 11.5 4.5 LIC MF Tax Plan Growth ₹152.098
↑ 0.42 ₹1,097 -1.6 0.8 9.3 15.5 12.7 0.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Feb 26 Research Highlights & Commentary of 11 Funds showcased
Commentary Tata India Tax Savings Fund HDFC Long Term Advantage Fund IDBI Equity Advantage Fund Sundaram Diversified Equity Fund BNP Paribas Long Term Equity Fund (ELSS) JM Tax Gain Fund BOI AXA Tax Advantage Fund Invesco India Tax Plan Edelweiss Long Term Equity Fund UTI Long Term Equity Fund LIC MF Tax Plan Point 1 Highest AUM (₹4,748 Cr). Lower mid AUM (₹1,318 Cr). Bottom quartile AUM (₹485 Cr). Upper mid AUM (₹1,477 Cr). Lower mid AUM (₹941 Cr). Bottom quartile AUM (₹226 Cr). Upper mid AUM (₹1,402 Cr). Upper mid AUM (₹2,771 Cr). Bottom quartile AUM (₹451 Cr). Top quartile AUM (₹3,762 Cr). Lower mid AUM (₹1,097 Cr). Point 2 Established history (11+ yrs). Established history (25+ yrs). Established history (12+ yrs). Established history (26+ yrs). Established history (20+ yrs). Established history (17+ yrs). Established history (16+ yrs). Established history (19+ yrs). Established history (17+ yrs). Established history (26+ yrs). Oldest track record among peers (27 yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (top quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 13.63% (upper mid). 5Y return: 17.39% (top quartile). 5Y return: 9.97% (bottom quartile). 5Y return: 12.63% (lower mid). 5Y return: 13.55% (upper mid). 5Y return: 15.10% (upper mid). 5Y return: 15.36% (top quartile). 5Y return: 11.58% (bottom quartile). 5Y return: 13.42% (lower mid). 5Y return: 11.45% (bottom quartile). 5Y return: 12.70% (lower mid). Point 6 3Y return: 16.52% (lower mid). 3Y return: 20.64% (top quartile). 3Y return: 20.84% (top quartile). 3Y return: 13.86% (bottom quartile). 3Y return: 19.45% (upper mid). 3Y return: 18.89% (upper mid). 3Y return: 17.73% (upper mid). 3Y return: 16.16% (lower mid). 3Y return: 16.85% (lower mid). 3Y return: 14.17% (bottom quartile). 3Y return: 15.53% (bottom quartile). Point 7 1Y return: 16.49% (upper mid). 1Y return: 35.51% (top quartile). 1Y return: 16.92% (top quartile). 1Y return: 12.90% (lower mid). 1Y return: 16.29% (upper mid). 1Y return: 10.93% (lower mid). 1Y return: 14.79% (lower mid). 1Y return: 7.97% (bottom quartile). 1Y return: 16.13% (upper mid). 1Y return: 10.79% (bottom quartile). 1Y return: 9.28% (bottom quartile). Point 8 Alpha: -2.63 (upper mid). Alpha: 1.75 (top quartile). Alpha: 1.78 (top quartile). Alpha: -0.41 (upper mid). Alpha: -2.74 (lower mid). Alpha: -4.83 (lower mid). Alpha: -10.85 (bottom quartile). Alpha: -10.21 (bottom quartile). Alpha: -1.00 (upper mid). Alpha: -2.96 (lower mid). Alpha: -6.56 (bottom quartile). Point 9 Sharpe: 0.00 (upper mid). Sharpe: 2.27 (top quartile). Sharpe: 1.21 (top quartile). Sharpe: 0.14 (upper mid). Sharpe: 0.00 (lower mid). Sharpe: -0.15 (lower mid). Sharpe: -0.36 (bottom quartile). Sharpe: -0.44 (bottom quartile). Sharpe: 0.11 (upper mid). Sharpe: -0.05 (lower mid). Sharpe: -0.30 (bottom quartile). Point 10 Information ratio: -0.26 (lower mid). Information ratio: -0.15 (lower mid). Information ratio: -1.13 (bottom quartile). Information ratio: -0.78 (bottom quartile). Information ratio: 0.63 (top quartile). Information ratio: 0.65 (top quartile). Information ratio: 0.01 (upper mid). Information ratio: 0.08 (upper mid). Information ratio: 0.28 (upper mid). Information ratio: -0.81 (bottom quartile). Information ratio: -0.13 (lower mid). Tata India Tax Savings Fund
HDFC Long Term Advantage Fund
IDBI Equity Advantage Fund
Sundaram Diversified Equity Fund
BNP Paribas Long Term Equity Fund (ELSS)
JM Tax Gain Fund
BOI AXA Tax Advantage Fund
Invesco India Tax Plan
Edelweiss Long Term Equity Fund
UTI Long Term Equity Fund
LIC MF Tax Plan
* മുകളിലുള്ളവയുടെ പട്ടികയാണ് മുകളിൽELSS (ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ് സ്കീം) എയുഎം/നെറ്റ് അസറ്റുകൾക്ക് മുകളിലുള്ളത്500 കോടി കൂടാതെ ഫണ്ടിന്റെ പ്രായം >= 3 വർഷം.
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. Research Highlights for IDBI Equity Advantage Fund Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Research Highlights for Sundaram Diversified Equity Fund Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for BNP Paribas Long Term Equity Fund (ELSS) Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. Research Highlights for JM Tax Gain Fund Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) Research Highlights for BOI AXA Tax Advantage Fund Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Research Highlights for Invesco India Tax Plan Below is the key information for Invesco India Tax Plan Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Research Highlights for Edelweiss Long Term Equity Fund Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on (Erstwhile UTI Long Term Equity Fund (Tax Saving)) The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition. Research Highlights for UTI Long Term Equity Fund Below is the key information for UTI Long Term Equity Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Tax Plan Below is the key information for LIC MF Tax Plan Returns up to 1 year are on 1. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (17 Feb 26) ₹46.1736 ↑ 0.11 (0.24 %) Net Assets (Cr) ₹4,748 on 31 Dec 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 0 Information Ratio -0.26 Alpha Ratio -2.63 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,254 31 Jan 23 ₹13,541 31 Jan 24 ₹17,383 31 Jan 25 ₹19,512 31 Jan 26 ₹20,900 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 1.7% 3 Month -0.2% 6 Month 6.5% 1 Year 16.5% 3 Year 16.5% 5 Year 13.6% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.9% 2023 19.5% 2022 24% 2021 5.9% 2020 30.4% 2019 11.9% 2018 13.6% 2017 -8.4% 2016 46% 2015 2.1% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 4.13 Yr. Data below for Tata India Tax Savings Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 34.01% Industrials 13.51% Consumer Cyclical 12.82% Basic Materials 7.07% Technology 6.29% Energy 5.29% Health Care 5.2% Communication Services 4.89% Utility 2.69% Real Estate 1.99% Consumer Defensive 1.05% Asset Allocation
Asset Class Value Cash 5.2% Equity 94.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹318 Cr 3,425,000
↓ -25,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹285 Cr 2,100,000
↓ -25,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901575% ₹223 Cr 1,426,428
↑ 1,330,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN5% ₹220 Cr 2,040,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹188 Cr 1,350,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY3% ₹146 Cr 891,081
↓ -175,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹138 Cr 352,147 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | NTPC3% ₹123 Cr 3,451,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹115 Cr 10,200,000 City Union Bank Ltd (Financial Services)
Equity, Since 31 Aug 21 | CUB2% ₹100 Cr 3,300,000 2. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. IDBI Equity Advantage Fund
IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹12,897 31 Jan 23 ₹12,807 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Sundaram Diversified Equity Fund
Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (17 Feb 26) ₹226.395 ↑ 1.47 (0.65 %) Net Assets (Cr) ₹1,477 on 31 Dec 25 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 0.14 Information Ratio -0.78 Alpha Ratio -0.41 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,317 31 Jan 23 ₹13,685 31 Jan 24 ₹16,943 31 Jan 25 ₹18,573 31 Jan 26 ₹19,902 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.7% 3 Month -0.2% 6 Month 2.9% 1 Year 12.9% 3 Year 13.9% 5 Year 12.6% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 12% 2022 23.3% 2021 4% 2020 31.5% 2019 9.9% 2018 6.2% 2017 -10.6% 2016 38.4% 2015 6.8% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Rohit Seksaria 24 Feb 21 4.94 Yr. Bharath Subramanian 2 Jun 25 0.67 Yr. Data below for Sundaram Diversified Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 27.45% Consumer Cyclical 11.61% Industrials 9.96% Technology 8.89% Utility 8.57% Basic Materials 7.7% Energy 7.65% Consumer Defensive 7.17% Health Care 5.02% Communication Services 4.4% Real Estate 0.45% Asset Allocation
Asset Class Value Cash 1.14% Equity 98.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK8% ₹107 Cr 1,147,000
↓ -74,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE5% ₹76 Cr 545,000
↓ -47,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK5% ₹72 Cr 529,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY5% ₹66 Cr 400,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK5% ₹64 Cr 470,000
↓ -50,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹61 Cr 310,165 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹57 Cr 530,000
↓ -65,000 NTPC Ltd (Utilities)
Equity, Since 31 Oct 24 | NTPC3% ₹43 Cr 1,215,766 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT3% ₹41 Cr 103,000
↓ -35,000 ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 23 | ITC3% ₹39 Cr 1,210,000 5. BNP Paribas Long Term Equity Fund (ELSS)
BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (17 Feb 26) ₹98.8763 ↑ 0.39 (0.40 %) Net Assets (Cr) ₹941 on 31 Dec 25 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.21 Sharpe Ratio 0 Information Ratio 0.63 Alpha Ratio -2.74 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹12,514 31 Jan 23 ₹11,918 31 Jan 24 ₹16,230 31 Jan 25 ₹18,649 31 Jan 26 ₹20,215 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 0.4% 3 Month -0.5% 6 Month 5% 1 Year 16.3% 3 Year 19.4% 5 Year 13.5% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.8% 2023 23.6% 2022 31.3% 2021 -2.1% 2020 23.6% 2019 17.8% 2018 14.3% 2017 -9.3% 2016 42.3% 2015 -6.6% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 3.89 Yr. Pratish Krishnan 14 Mar 22 3.89 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 32.35% Consumer Cyclical 15.45% Industrials 11.56% Technology 11.49% Basic Materials 8.15% Health Care 6.35% Consumer Defensive 4.21% Energy 3.92% Communication Services 3.13% Utility 1.23% Asset Allocation
Asset Class Value Cash 2.14% Equity 97.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK7% ₹61 Cr 656,320 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK5% ₹45 Cr 329,900 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹36 Cr 255,800 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN3% ₹30 Cr 278,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL3% ₹29 Cr 144,966 Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY3% ₹26 Cr 158,994 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT3% ₹25 Cr 62,520 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 25 | TECHM3% ₹23 Cr 134,100 Sagility Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY2% ₹23 Cr 4,551,400 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | TVSMOTOR2% ₹22 Cr 60,500 6. JM Tax Gain Fund
JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (17 Feb 26) ₹48.3427 ↑ 0.30 (0.63 %) Net Assets (Cr) ₹226 on 31 Dec 25 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio -0.15 Information Ratio 0.65 Alpha Ratio -4.83 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,461 31 Jan 23 ₹13,235 31 Jan 24 ₹18,640 31 Jan 25 ₹21,729 31 Jan 26 ₹22,357 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month -1.1% 3 Month -5.1% 6 Month 2% 1 Year 10.9% 3 Year 18.9% 5 Year 15.1% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 2.5% 2023 29% 2022 30.9% 2021 0.5% 2020 32.2% 2019 18.3% 2018 14.9% 2017 -4.6% 2016 42.6% 2015 5.2% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 1.34 Yr. Asit Bhandarkar 31 Dec 21 4.09 Yr. Ruchi Fozdar 4 Oct 24 1.33 Yr. Deepak Gupta 11 Apr 25 0.81 Yr. Data below for JM Tax Gain Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 28.42% Consumer Cyclical 15.57% Technology 11.47% Industrials 10.28% Basic Materials 8.65% Health Care 8.39% Consumer Defensive 3.74% Real Estate 3.59% Energy 3.45% Communication Services 3.01% Asset Allocation
Asset Class Value Cash 3.43% Equity 96.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK4% ₹9 Cr 98,262 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT4% ₹8 Cr 19,647 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE3% ₹7 Cr 53,400 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹7 Cr 48,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹6 Cr 32,950
↑ 7,500 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 5900033% ₹6 Cr 199,000 Max Financial Services Ltd (Financial Services)
Equity, Since 31 May 25 | MFSL3% ₹6 Cr 36,400 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI3% ₹6 Cr 3,956 CarTrade Tech Ltd (Consumer Cyclical)
Equity, Since 30 Sep 25 | 5433333% ₹5 Cr 20,655
↑ 3,300 Lupin Ltd (Healthcare)
Equity, Since 31 May 25 | LUPIN2% ₹5 Cr 25,000 7. BOI AXA Tax Advantage Fund
BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (17 Feb 26) ₹162 ↑ 0.89 (0.55 %) Net Assets (Cr) ₹1,402 on 31 Dec 25 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.36 Information Ratio 0.01 Alpha Ratio -10.85 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,895 31 Jan 23 ₹13,855 31 Jan 24 ₹20,018 31 Jan 25 ₹21,539 31 Jan 26 ₹22,366 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month 2.3% 3 Month -0.6% 6 Month 4.5% 1 Year 14.8% 3 Year 17.7% 5 Year 15.4% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.5% 2023 21.6% 2022 34.8% 2021 -1.3% 2020 41.5% 2019 31.2% 2018 14.6% 2017 -16.3% 2016 57.7% 2015 -1.2% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 3.77 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 23.83% Industrials 16.76% Basic Materials 14.44% Consumer Cyclical 7.15% Technology 5.52% Consumer Defensive 5.37% Utility 5.15% Communication Services 3.37% Energy 2.29% Health Care 1.77% Real Estate 0.12% Asset Allocation
Asset Class Value Cash 14.11% Equity 85.77% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹72 Cr 664,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL4% ₹49 Cr 105,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹48 Cr 355,000
↓ -50,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | VEDL3% ₹48 Cr 700,000
↓ -712,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 24 | BHARTIARTL3% ₹46 Cr 235,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹42 Cr 221,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹41 Cr 437,532 Indian Bank (Financial Services)
Equity, Since 31 Aug 23 | INDIANB3% ₹38 Cr 415,000
↑ 15,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | ITC3% ₹36 Cr 1,120,000 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 23 | COROMANDEL3% ₹36 Cr 157,000 8. Invesco India Tax Plan
Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (17 Feb 26) ₹120.61 ↑ 0.18 (0.15 %) Net Assets (Cr) ₹2,771 on 31 Dec 25 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio -0.45 Information Ratio 0.08 Alpha Ratio -10.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,202 31 Jan 23 ₹11,953 31 Jan 24 ₹16,650 31 Jan 25 ₹18,972 31 Jan 26 ₹18,884 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month -1.3% 3 Month -5.1% 6 Month -1.7% 1 Year 8% 3 Year 16.2% 5 Year 11.6% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 -2.8% 2023 25.2% 2022 30.9% 2021 -7.7% 2020 32.6% 2019 19.2% 2018 9.4% 2017 -1.3% 2016 35.7% 2015 3.4% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Deepesh Kashyap 1 Jul 25 0.59 Yr. Data below for Invesco India Tax Plan as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 28.62% Consumer Cyclical 19.71% Industrials 16.86% Technology 10.08% Health Care 8.05% Basic Materials 5.29% Real Estate 4.62% Consumer Defensive 3.64% Energy 1.59% Communication Services 0.98% Asset Allocation
Asset Class Value Cash 0.55% Equity 99.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK4% ₹109 Cr 1,168,221
↑ 44,054 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK4% ₹94 Cr 692,982
↑ 183,557 Tech Mahindra Ltd (Technology)
Equity, Since 31 Dec 25 | TECHM3% ₹77 Cr 441,477
↑ 86,578 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Apr 25 | MCX3% ₹69 Cr 273,855
↑ 18,855 Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY3% ₹69 Cr 419,422
↓ -277,550 Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 5434263% ₹67 Cr 639,377 Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Mar 25 | HINDALCO2% ₹62 Cr 649,169
↑ 394,169 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Sep 24 | BECTORFOOD2% ₹61 Cr 2,740,826
↓ -599,639 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390062% ₹56 Cr 31,093
↓ -7,907 Coforge Ltd (Technology)
Equity, Since 31 May 24 | COFORGE2% ₹56 Cr 339,183 9. Edelweiss Long Term Equity Fund
Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (17 Feb 26) ₹114.23 ↑ 0.32 (0.28 %) Net Assets (Cr) ₹451 on 31 Dec 25 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.34 Sharpe Ratio 0.11 Information Ratio 0.28 Alpha Ratio -1 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,213 31 Jan 23 ₹12,914 31 Jan 24 ₹16,950 31 Jan 25 ₹19,096 31 Jan 26 ₹20,875 Returns for Edelweiss Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month -0.1% 3 Month -1.1% 6 Month 5.6% 1 Year 16.1% 3 Year 16.9% 5 Year 13.4% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 20% 2022 26.8% 2021 -0.1% 2020 30.4% 2019 13.7% 2018 9.2% 2017 -9.1% 2016 37.7% 2015 -1.1% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 2.51 Yr. Trideep Bhattacharya 1 Aug 23 2.51 Yr. Raj Koradia 1 Aug 24 1.5 Yr. Data below for Edelweiss Long Term Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 36.73% Technology 11.3% Consumer Cyclical 10.8% Industrials 8.95% Health Care 6.84% Energy 6.68% Basic Materials 5.09% Consumer Defensive 3.92% Communication Services 3.76% Utility 1.97% Real Estate 1.01% Asset Allocation
Asset Class Value Cash 2.93% Equity 97.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK6% ₹25 Cr 264,546 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE5% ₹22 Cr 154,769 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL4% ₹17 Cr 84,003 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK3% ₹14 Cr 102,311
↓ -7,826 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT3% ₹13 Cr 33,431 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN3% ₹12 Cr 111,376
↓ -21,586 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 24 | MUTHOOTFIN2% ₹11 Cr 28,474 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Aug 24 | MCX2% ₹11 Cr 42,695 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 22 | BEL2% ₹10 Cr 219,943 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY2% ₹9 Cr 55,040 10. UTI Long Term Equity Fund
UTI Long Term Equity Fund
Growth Launch Date 15 Dec 99 NAV (17 Feb 26) ₹207.315 ↑ 0.44 (0.21 %) Net Assets (Cr) ₹3,762 on 31 Dec 25 Category Equity - ELSS AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio -0.05 Information Ratio -0.81 Alpha Ratio -2.96 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,312 31 Jan 23 ₹12,556 31 Jan 24 ₹16,027 31 Jan 25 ₹17,619 31 Jan 26 ₹18,523 Returns for UTI Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month -0.3% 3 Month -1.4% 6 Month 3.1% 1 Year 10.8% 3 Year 14.2% 5 Year 11.5% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.5% 2023 13.9% 2022 24.3% 2021 -3.5% 2020 33.1% 2019 20.2% 2018 10.4% 2017 -6.5% 2016 33.1% 2015 3.3% Fund Manager information for UTI Long Term Equity Fund
Name Since Tenure Amit Premchandani 16 Jun 25 0.63 Yr. Data below for UTI Long Term Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 34.34% Consumer Cyclical 12.83% Technology 11.17% Industrials 7.73% Communication Services 6.77% Health Care 6.02% Consumer Defensive 5.4% Energy 5.38% Basic Materials 4.33% Utility 3.34% Real Estate 2.54% Asset Allocation
Asset Class Value Cash 0.15% Equity 99.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK9% ₹330 Cr 3,550,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK6% ₹230 Cr 1,700,000
↓ -25,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY5% ₹175 Cr 1,065,000
↓ -10,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL5% ₹166 Cr 845,000
↓ -5,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | AXISBANK4% ₹161 Cr 1,175,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 25 | KOTAKBANK4% ₹143 Cr 3,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹108 Cr 775,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 13 | TECHM3% ₹103 Cr 590,000
↓ -10,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE3% ₹93 Cr 1,000,000 Tata Steel Ltd (Basic Materials)
Equity, Since 29 Feb 24 | TATASTEEL2% ₹87 Cr 4,500,000 11. LIC MF Tax Plan
LIC MF Tax Plan
Growth Launch Date 3 Feb 99 NAV (17 Feb 26) ₹152.098 ↑ 0.42 (0.27 %) Net Assets (Cr) ₹1,097 on 31 Dec 25 Category Equity - ELSS AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆ Risk Moderately High Expense Ratio 2.01 Sharpe Ratio -0.3 Information Ratio -0.13 Alpha Ratio -6.56 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹12,967 31 Jan 23 ₹12,389 31 Jan 24 ₹16,024 31 Jan 25 ₹19,076 31 Jan 26 ₹19,429 Returns for LIC MF Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Feb 26 Duration Returns 1 Month -0.3% 3 Month -1.6% 6 Month 0.8% 1 Year 9.3% 3 Year 15.5% 5 Year 12.7% 10 Year 15 Year Since launch 10.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 0.8% 2023 22.6% 2022 26.3% 2021 -1.6% 2020 26.2% 2019 8.9% 2018 11.9% 2017 -1.1% 2016 37.3% 2015 3.3% Fund Manager information for LIC MF Tax Plan
Name Since Tenure Yogesh Patil 1 Jul 24 1.59 Yr. Dikshit Mittal 31 Jul 23 2.51 Yr. Data below for LIC MF Tax Plan as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 32.01% Consumer Cyclical 18.32% Industrials 13.66% Consumer Defensive 8.46% Technology 7.49% Basic Materials 7.28% Health Care 6.82% Energy 2.35% Communication Services 1.09% Asset Allocation
Asset Class Value Cash 2.48% Equity 97.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK8% ₹85 Cr 916,422 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | ICICIBANK8% ₹82 Cr 604,329 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP5% ₹48 Cr 777,563 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 21 | AXISBANK4% ₹47 Cr 342,519 State Bank of India (Financial Services)
Equity, Since 31 May 23 | SBIN3% ₹35 Cr 320,605 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Jun 22 | CHOLAFIN3% ₹34 Cr 210,855 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 23 | LT3% ₹27 Cr 68,942 Infosys Ltd (Technology)
Equity, Since 31 Oct 14 | INFY2% ₹24 Cr 147,964 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | EICHERMOT2% ₹24 Cr 33,738 Blue Star Ltd (Industrials)
Equity, Since 31 Oct 22 | BLUESTARCO2% ₹24 Cr 131,363
ELSS SIP കാൽക്കുലേറ്റർ
Know Your SIP Returns
ELSS-ലെ നിക്ഷേപ മോഡുകൾ
ELSS-ൽ SIP (സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്മെന്റ് പ്ലാൻ).
ഓരോ മാസവും നിശ്ചിത തുക നിക്ഷേപിക്കുന്നതിനാൽ നികുതി ലാഭിക്കൽ മ്യൂച്വൽ ഫണ്ടുകളിൽ (ELSS) നിക്ഷേപിക്കുന്നതിനുള്ള ഒരു നിക്ഷേപ മോഡായി SIP തിരഞ്ഞെടുക്കാം.
ചുവടെയുള്ള സാമ്പിളിൽ കാണിച്ചിരിക്കുന്നതുപോലെ-
| മാസം | തുക | മോഡ് | |||
|---|---|---|---|---|---|
| ഏപ്രിൽ | 12,500 | എസ്.ഐ.പി | മെയ് | 12,500 | എസ്.ഐ.പി |
| ജൂൺ | 12,500 | എസ്.ഐ.പി | ജൂലൈ | 12,500 | എസ്.ഐ.പി |
| ഓഗസ്റ്റ് | 12,500 | എസ്.ഐ.പി | സെപ്റ്റംബർ | 12,500 | എസ്.ഐ.പി |
| ഒക്ടോബർ | 12,500 | എസ്.ഐ.പി | നവംബർ | 12,500 | എസ്.ഐ.പി |
| ഡിസംബർ | 12,500 | എസ്.ഐ.പി | ജനുവരി | 12,500 | എസ്.ഐ.പി |
| ഫെബ്രുവരി | 12,500 | എസ്.ഐ.പി | മാർച്ച് | 12,500 | എസ്.ഐ.പി |
| ആകെ | 1,50,000 |
എസ്ഐപി രീതിയിലൂടെ നിക്ഷേപിക്കുമ്പോൾ, ഓരോ മാസവും വാങ്ങലുകൾ ചിതറിക്കുകയും ലംപ്സം നിക്ഷേപങ്ങളുടെ കാര്യത്തിൽ സംഭവിക്കാവുന്ന പ്രത്യേക വിലയേക്കാൾ ശരാശരി വിലയിൽ നിക്ഷേപം നടത്തുകയും ചെയ്യുന്നതിനാൽ രൂപയുടെ ചെലവ് ശരാശരിയുടെ എസ്ഐപി ആനുകൂല്യങ്ങൾ ലഭിക്കും.
ELSS-ൽ ലംപ്സം നിക്ഷേപം
ULIP, NSC, PF/EPF തുടങ്ങിയ നികുതി ലാഭിക്കുന്നതിനുള്ള മറ്റ് ഉപകരണങ്ങളിൽ ഒരാൾ ലാഭിക്കുന്നതുപോലെ,ഇൻഷുറൻസ് (സെക്ടർ 80 സി പ്രകാരം) നികുതി ലാഭിക്കുന്നതിന് എത്ര തുക വേണമോ എന്ന് ഒരാൾക്ക് തീരുമാനിക്കാം, മറ്റ് ഉപകരണങ്ങൾ കിഴിച്ച് ലംപ്സം വാങ്ങലുകളായി നിക്ഷേപിക്കുകയോ സാമ്പത്തിക വർഷാവസാനം (ജനുവരി - മാർച്ച്) ഒരു തവണയോ ആണ്.
മികച്ച നികുതി ലാഭിക്കൽ ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള നുറുങ്ങുകൾ
സാമ്പത്തിക വർഷത്തിന്റെ തുടക്കത്തിൽ (അതായത് ഏപ്രിലിൽ) ഒരു SIP (സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്മെന്റ് പ്ലാൻ) വഴി മികച്ച ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക, സാമ്പത്തിക വർഷം അവസാനിക്കുമ്പോൾ അല്ല.
മികച്ച ELSS ഫണ്ടുകളുടെ പട്ടികയിൽ നിന്ന് ശ്രദ്ധാപൂർവ്വം ഒരു ELSS മ്യൂച്വൽ ഫണ്ട് തിരഞ്ഞെടുക്കുക, എല്ലാ വർഷവും മറ്റ് നികുതി ലാഭിക്കുന്ന ELSS ഫണ്ടുകളിലേക്ക് പോകുന്നതിന് പകരം ഒരു വർഷത്തേക്ക് അതിൽ നിക്ഷേപിക്കുക.
5-7 വർഷത്തേക്ക് നിക്ഷേപിക്കുമ്പോൾ നല്ല ELSS വരുമാനം നേടാനാകും, അതിനാൽ ഒരിക്കൽ പണം പിൻവലിക്കരുതെന്ന് നിർദ്ദേശിക്കുന്നു3 വർഷത്തിന് ശേഷം ലോക്ക്-ഇൻ അവസാനിക്കുന്നു. മികച്ച വരുമാനം നേടാൻ ഇത് കൂടുതൽ നേരം പിടിക്കാൻ ശ്രമിക്കുക.
നിങ്ങൾ അപകടസാധ്യതയില്ലാത്ത ആളാണെങ്കിൽനിക്ഷേപകൻ അസ്ഥിരത കുറഞ്ഞ ഒരു ഫണ്ട് വേണമെങ്കിൽ, ഒരു വലിയ ക്യാപ് മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് പരിഗണിക്കുക.
ELSS ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക
നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക
രേഖകൾ അപ്ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.
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Nice article. Highly recommended for guys who are looking to save tax under section 80c.