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- ELSS ഫണ്ടിൽ ആർക്കൊക്കെ നിക്ഷേപിക്കാം?
- മറ്റ് നികുതി ലാഭിക്കൽ ഓപ്ഷനുകൾ?
- FY 22 - 23 ലെ നിക്ഷേപത്തിനായുള്ള മികച്ച 11 മികച്ച ELSS മ്യൂച്വൽ ഫണ്ടുകൾ
- ELSS SIP കാൽക്കുലേറ്റർ
- ELSS-ലെ നിക്ഷേപ മോഡുകൾ
- മികച്ച നികുതി ലാഭിക്കൽ ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള നുറുങ്ങുകൾ
- ELSS ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
Top 11 Equity - ELSS Funds
11 മികച്ച നികുതി ലാഭിക്കൽ ELSS മ്യൂച്വൽ ഫണ്ടുകൾ 2022
മികച്ച മറ്റ് ഫണ്ടുകൾ അല്ലെങ്കിൽ ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ്സ് സ്കീമുകൾ ഇക്വിറ്റി വൈവിധ്യവൽക്കരിക്കപ്പെട്ടതാണ്മ്യൂച്വൽ ഫണ്ടുകൾ ഇക്വിറ്റി-ലിങ്ക്ഡ് ഇൻസ്ട്രുമെന്റുകളിൽ (ഷെയറുകളും സ്റ്റോക്കുകളും പോലുള്ളവ) പ്രധാനമായും നിക്ഷേപിക്കുന്നുവിപണി-ലിങ്ക്ഡ് റിട്ടേണുകൾ, നേരിട്ടുള്ള നികുതി ലാഭിക്കാൻ സഹായിക്കുകവരുമാനം. സാധാരണഗതിയിൽ, ഫണ്ട് കോർപ്പസിന്റെ 80% ഇക്വിറ്റിയിലും ബാക്കിയുള്ളത് ഡെറ്റ് ഉപകരണങ്ങളിലും നിക്ഷേപിക്കുന്നു.
ELSS ഫണ്ടുകൾക്ക് കീഴിൽ നികുതി ആനുകൂല്യങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നതിനാൽ നികുതി ലാഭിക്കൽ മ്യൂച്വൽ ഫണ്ടുകൾ എന്നും അറിയപ്പെടുന്നുസെക്ഷൻ 80 സി യുടെആദായ നികുതി നിയമം. മാത്രമല്ല, ELSS മ്യൂച്വൽ ഫണ്ടുകൾ ഓപ്പൺ-എൻഡാണ്, അതായത് നിക്ഷേപകർക്ക് ആവശ്യമുള്ളപ്പോൾ ഈ ഫണ്ടുകളിൽ സബ്‌സ്‌ക്രൈബ് ചെയ്യാം.
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ELSS ഫണ്ടിൽ ആർക്കൊക്കെ നിക്ഷേപിക്കാം?
പൊതുവേ, ELSS മ്യൂച്വൽ ഫണ്ടുകൾ മാർക്കറ്റ്-ലിങ്ക്ഡ് റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള എല്ലാത്തരം നിക്ഷേപകർക്കും അനുയോജ്യമാണ്.നികുതി ആസൂത്രണം പണം ലാഭിക്കുകയും ചെയ്യുന്നു. ആർക്കും അവരുടെ ജീവിതത്തിലെ ഏത് സമയത്തും ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കാം. എന്നിരുന്നാലും, നിങ്ങളുടെ കരിയറിന്റെ പ്രാരംഭ ഘട്ടത്തിൽ നികുതി ലാഭിക്കുന്ന ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ നിർദ്ദേശിക്കപ്പെട്ടിരിക്കുന്നു, അതുവഴി നിങ്ങളുടെ പണം കാലക്രമേണ വളരുകയും മികച്ച വരുമാനം നേടുകയും ചെയ്യുന്നു.
അതിനാൽ, നികുതി ലാഭിക്കുകയും ഒരേ സമയം നല്ല വരുമാനം നേടുകയും ചെയ്യുകനിക്ഷേപിക്കുന്നു മികച്ച ELSS ഫണ്ടുകളിൽ. ELSS ഫണ്ടുകളിൽ നിക്ഷേപിച്ച തുക 3 വർഷത്തേക്ക് ലോക്ക് ചെയ്തിട്ടുണ്ടെന്ന് നിക്ഷേപകർ അറിഞ്ഞിരിക്കണം.
നിക്ഷേപകർക്ക് ELSS മ്യൂച്വൽ ഫണ്ടുകളിൽ ലംപ്സം (ഒറ്റത്തവണ) ആയി നിക്ഷേപിക്കാംഎസ്.ഐ.പി (സിസ്റ്റമാറ്റിക്നിക്ഷേപ പദ്ധതി). തുടക്കക്കാർ സാധാരണയായി SIP ഉപയോഗിച്ച് നിക്ഷേപിക്കാൻ നിർദ്ദേശിക്കുന്നു, അത് അവർക്ക് കൂടുതൽ അനുയോജ്യമാണ്.
മറ്റ് നികുതി ലാഭിക്കൽ ഓപ്ഷനുകൾ?
ELSS-ന് സമാനമായി സെക്ഷൻ 80c-ന് കീഴിലുള്ള മറ്റ് ഓപ്ഷനുകളിൽ ഇവ ഉൾപ്പെടുന്നു:ലൈഫ് ഇൻഷുറൻസ് പ്രീമിയം,നികുതി ലാഭിക്കുന്ന സ്ഥിര നിക്ഷേപങ്ങൾ,പി.പി.എഫ്,എൻ.എസ്.സി,ഇ.പി.എഫ്, യൂണിറ്റ് ലിങ്ക്ഡ് ഇക്വിറ്റി പ്ലാനുകൾ (യുലിപ്). സെക്ഷൻ 80 സി പ്രകാരം സംയോജിത സമ്പാദ്യത്തിന്റെ പരിധി ഒരു സാമ്പത്തിക വർഷത്തിൽ 1.5 ലക്ഷമായി പരിമിതപ്പെടുത്തിയിരിക്കുന്നുവെന്ന് ഒരാൾ അറിഞ്ഞിരിക്കണം.
FY 22 - 23 ലെ നിക്ഷേപത്തിനായുള്ള മികച്ച 11 മികച്ച ELSS മ്യൂച്വൽ ഫണ്ടുകൾ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Tata India Tax Savings Fund Growth ₹44.2088
↓ -0.47 ₹4,926 3 15.4 33.8 15 18.6 24 L&T Tax Advantage Fund Growth ₹132.248
↓ -1.26 ₹4,485 2.8 15.6 43.7 17.4 19.5 28.4 Principal Tax Savings Fund Growth ₹489.84
↓ -2.60 ₹1,411 0.4 8.1 27.1 12.7 19.1 24.5 JM Tax Gain Fund Growth ₹49.3173
↓ -0.52 ₹187 0.5 14.5 43.3 17.4 22.1 30.9 Invesco India Tax Plan Growth ₹125.87
↓ -1.34 ₹3,058 2.4 15.5 36.4 13.2 19.1 30.9 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹94.048
↓ -0.79 ₹988 4 12.9 39 14.3 18.4 31.3 BOI AXA Tax Advantage Fund Growth ₹168.16
↓ -1.74 ₹1,486 -0.1 7.8 41 17.6 25.4 34.8 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Sundaram Diversified Equity Fund Growth ₹212.293
↓ -1.05 ₹1,674 0 8.4 23.1 11.6 15.8 23.3 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 Edelweiss Long Term Equity Fund Growth ₹108.79
↓ -0.97 ₹413 2 13.2 34 14.1 18 26.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 24
* മുകളിലുള്ളവയുടെ പട്ടികയാണ് മുകളിൽELSS (ഇക്വിറ്റി ലിങ്ക്ഡ് സേവിംഗ് സ്കീം) എയുഎം/നെറ്റ് അസറ്റുകൾക്ക് മുകളിലുള്ളത്500 കോടി കൂടാതെ ഫണ്ടിന്റെ പ്രായം >= 3 വർഷം.
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on 1. Tata India Tax Savings Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (08 Nov 24) ₹44.2088 ↓ -0.47 (-1.04 %) Net Assets (Cr) ₹4,926 on 30 Sep 24 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 2.36 Information Ratio 0.15 Alpha Ratio -1.92 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,592 31 Oct 21 ₹14,951 31 Oct 22 ₹15,678 31 Oct 23 ₹17,115 31 Oct 24 ₹23,489 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -2.3% 3 Month 3% 6 Month 15.4% 1 Year 33.8% 3 Year 15% 5 Year 18.6% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 2.79 Yr. Tejas Gutka 9 Mar 21 3.57 Yr. Data below for Tata India Tax Savings Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 29.58% Consumer Cyclical 16.44% Industrials 14.78% Basic Materials 7.53% Technology 7.11% Energy 5.55% Communication Services 5.01% Utility 3.9% Real Estate 3.3% Health Care 3.2% Consumer Defensive 1.62% Asset Allocation
Asset Class Value Cash 1.99% Equity 98.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK6% ₹299 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK5% ₹271 Cr 2,125,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹218 Cr 1,160,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹199 Cr 675,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN3% ₹171 Cr 2,175,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹161 Cr 940,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹160 Cr 1,300,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹153 Cr 3,451,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹144 Cr 6,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹129 Cr 352,147 2. L&T Tax Advantage Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (08 Nov 24) ₹132.248 ↓ -1.26 (-0.95 %) Net Assets (Cr) ₹4,485 on 30 Sep 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 3.09 Information Ratio 0.42 Alpha Ratio 7.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,844 31 Oct 21 ₹14,423 31 Oct 22 ₹14,802 31 Oct 23 ₹16,277 31 Oct 24 ₹24,134 Returns for L&T Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -2.6% 3 Month 2.8% 6 Month 15.6% 1 Year 43.7% 3 Year 17.4% 5 Year 19.5% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 1.85 Yr. Sonal Gupta 21 Jul 21 3.2 Yr. Abhishek Gupta 1 Mar 24 0.59 Yr. Data below for L&T Tax Advantage Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 23.1% Industrials 20.71% Consumer Cyclical 17.12% Technology 10.45% Basic Materials 6.44% Health Care 5.38% Energy 4.3% Utility 3.83% Consumer Defensive 3.66% Real Estate 2.84% Communication Services 1.78% Asset Allocation
Asset Class Value Cash 0.39% Equity 99.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK4% ₹201 Cr 1,162,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK3% ₹147 Cr 1,155,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹141 Cr 475,906
↓ -61,694 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹132 Cr 703,100 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 5002513% ₹120 Cr 158,100 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT2% ₹111 Cr 301,450 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹101 Cr 184,700 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹95 Cr 3,493,588 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN2% ₹92 Cr 258,300 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH2% ₹84 Cr 518,700 3. Principal Tax Savings Fund
CAGR/Annualized return of 16.2% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (08 Nov 24) ₹489.84 ↓ -2.60 (-0.53 %) Net Assets (Cr) ₹1,411 on 30 Sep 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 2.33 Information Ratio -0.38 Alpha Ratio -1.23 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,092 31 Oct 21 ₹16,270 31 Oct 22 ₹16,978 31 Oct 23 ₹18,415 31 Oct 24 ₹24,132 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -3.1% 3 Month 0.4% 6 Month 8.1% 1 Year 27.1% 3 Year 12.7% 5 Year 19.1% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 4.93 Yr. Rohit Seksaria 1 Jan 22 2.75 Yr. Data below for Principal Tax Savings Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 30.41% Industrials 12.54% Consumer Cyclical 10.94% Technology 9.81% Health Care 8.13% Energy 7.28% Consumer Defensive 6.7% Communication Services 5.87% Basic Materials 4.04% Utility 0.7% Real Estate 0.48% Asset Allocation
Asset Class Value Cash 3.08% Equity 96.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK7% ₹99 Cr 606,077 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321746% ₹81 Cr 661,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE6% ₹79 Cr 260,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹61 Cr 313,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹37 Cr 311,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹36 Cr 200,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹36 Cr 444,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹36 Cr 96,021 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901572% ₹34 Cr 283,000 Force Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5000332% ₹32 Cr 39,000 4. JM Tax Gain Fund
CAGR/Annualized return of 10.1% since its launch. Ranked 18 in ELSS category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (08 Nov 24) ₹49.3173 ↓ -0.52 (-1.04 %) Net Assets (Cr) ₹187 on 30 Sep 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 2.88 Information Ratio 0.66 Alpha Ratio 8.38 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,702 31 Oct 21 ₹15,817 31 Oct 22 ₹15,662 31 Oct 23 ₹17,953 31 Oct 24 ₹26,849 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -3% 3 Month 0.5% 6 Month 14.5% 1 Year 43.3% 3 Year 17.4% 5 Year 22.1% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0 Yr. Asit Bhandarkar 31 Dec 21 2.75 Yr. Chaitanya Choksi 18 Jul 14 10.21 Yr. Ruchi Fozdar 4 Oct 24 0 Yr. Data below for JM Tax Gain Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 20.11% Industrials 19.67% Consumer Cyclical 13.61% Basic Materials 13.58% Technology 11.18% Consumer Defensive 8.27% Health Care 5.99% Communication Services 3.49% Utility 1.9% Real Estate 1.51% Asset Allocation
Asset Class Value Cash 0.69% Equity 99.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 58,131
↑ 20,500 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹9 Cr 49,465
↑ 14,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹6 Cr 50,975 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹6 Cr 16,750 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹5 Cr 62,900
↑ 22,500 Newgen Software Technologies Ltd (Technology)
Equity, Since 30 Nov 23 | NEWGEN2% ₹4 Cr 31,750 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433202% ₹4 Cr 150,500 Hindalco Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | HINDALCO2% ₹4 Cr 54,000
↑ 20,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL2% ₹4 Cr 23,200 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Jun 19 | 5002512% ₹4 Cr 5,096 5. Invesco India Tax Plan
CAGR/Annualized return of 15.2% since its launch. Ranked 17 in ELSS category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (08 Nov 24) ₹125.87 ↓ -1.34 (-1.05 %) Net Assets (Cr) ₹3,058 on 30 Sep 24 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 2.82 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,132 31 Oct 21 ₹15,935 31 Oct 22 ₹14,952 31 Oct 23 ₹16,815 31 Oct 24 ₹23,813 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -2.1% 3 Month 2.4% 6 Month 15.5% 1 Year 36.4% 3 Year 13.2% 5 Year 19.1% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% 2014 54.3% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 4.08 Yr. Dhimant Kothari 29 Mar 18 6.51 Yr. Data below for Invesco India Tax Plan as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 22.72% Industrials 16.44% Consumer Cyclical 14.03% Health Care 13.37% Technology 10.39% Basic Materials 7.93% Consumer Defensive 6.94% Energy 3.86% Communication Services 2.04% Utility 1.34% Real Estate 0.26% Asset Allocation
Asset Class Value Cash 0.67% Equity 99.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK5% ₹158 Cr 909,937 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹154 Cr 1,212,581
↑ 59,076 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS3% ₹106 Cr 248,540
↓ -66,890 Blue Star Ltd (Industrials)
Equity, Since 31 Jan 24 | BLUESTARCO3% ₹86 Cr 414,534 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | DIVISLAB3% ₹81 Cr 147,999 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE3% ₹77 Cr 261,820
↓ -272,179 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322152% ₹76 Cr 617,463
↑ 120,129 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 22 | UNITDSPR2% ₹76 Cr 476,854
↓ -65,407 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Aug 23 | SUZLON2% ₹74 Cr 9,289,862 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Nov 22 | APOLLOHOSP2% ₹73 Cr 100,754 6. BNP Paribas Long Term Equity Fund (ELSS)
CAGR/Annualized return of 12.6% since its launch. Ranked 22 in ELSS category. Return for 2023 was 31.3% , 2022 was -2.1% and 2021 was 23.6% . BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (08 Nov 24) ₹94.048 ↓ -0.79 (-0.84 %) Net Assets (Cr) ₹988 on 30 Sep 24 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.29 Sharpe Ratio 2.78 Information Ratio -0.13 Alpha Ratio 4.82 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,298 31 Oct 21 ₹15,153 31 Oct 22 ₹14,620 31 Oct 23 ₹16,070 31 Oct 24 ₹23,232 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -2.2% 3 Month 4% 6 Month 12.9% 1 Year 39% 3 Year 14.3% 5 Year 18.4% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.3% 2022 -2.1% 2021 23.6% 2020 17.8% 2019 14.3% 2018 -9.3% 2017 42.3% 2016 -6.6% 2015 7.7% 2014 53% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 2.55 Yr. Pratish Krishnan 14 Mar 22 2.55 Yr. Miten Vora 1 Dec 22 1.84 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 27.35% Technology 14.52% Consumer Cyclical 12.04% Industrials 9.98% Basic Materials 7.47% Consumer Defensive 6.85% Health Care 6.69% Energy 4.34% Communication Services 3.59% Utility 3.33% Real Estate 1.38% Asset Allocation
Asset Class Value Cash 2.45% Equity 97.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK5% ₹52 Cr 411,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK5% ₹48 Cr 279,160 Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY4% ₹38 Cr 205,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | 5002513% ₹32 Cr 42,414 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE3% ₹31 Cr 106,600 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 5433203% ₹25 Cr 920,813 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹25 Cr 203,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 23 | TCS2% ₹24 Cr 55,120 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 31 Mar 24 | BECTORFOOD2% ₹22 Cr 117,132 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433902% ₹21 Cr 132,500 7. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 19.7% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (08 Nov 24) ₹168.16 ↓ -1.74 (-1.02 %) Net Assets (Cr) ₹1,486 on 30 Sep 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 2.33 Information Ratio 0.35 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,437 31 Oct 21 ₹18,517 31 Oct 22 ₹18,708 31 Oct 23 ₹21,227 31 Oct 24 ₹30,948 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -1% 3 Month -0.1% 6 Month 7.8% 1 Year 41% 3 Year 17.6% 5 Year 25.4% 10 Year 15 Year Since launch 19.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.43 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 25.45% Industrials 16.75% Basic Materials 15.78% Technology 9.84% Consumer Cyclical 5.75% Energy 5.35% Utility 4.89% Consumer Defensive 3.9% Health Care 3.43% Real Estate 1.6% Communication Services 1.01% Asset Allocation
Asset Class Value Cash 6.21% Equity 93.75% Debt 0.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹73 Cr 420,000
↑ 130,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹62 Cr 1,211,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹59 Cr 752,000 Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | OIL3% ₹46 Cr 790,000
↓ -163,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹42 Cr 955,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435272% ₹34 Cr 130,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE2% ₹34 Cr 114,000 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | GICRE2% ₹34 Cr 850,696
↑ 490,696 Tata Power Co Ltd (Utilities)
Equity, Since 31 Aug 23 | 5004002% ₹30 Cr 627,000
↑ 68,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433492% ₹30 Cr 172,000
↑ 16,000 8. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,439 31 Oct 21 ₹15,733
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. Sundaram Diversified Equity Fund
CAGR/Annualized return of 16.2% since its launch. Ranked 14 in ELSS category. Return for 2023 was 23.3% , 2022 was 4% and 2021 was 31.5% . Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (08 Nov 24) ₹212.293 ↓ -1.05 (-0.49 %) Net Assets (Cr) ₹1,674 on 30 Sep 24 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 1.97 Information Ratio -0.92 Alpha Ratio -5.43 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,247 31 Oct 21 ₹14,521 31 Oct 22 ₹15,365 31 Oct 23 ₹16,513 31 Oct 24 ₹20,878 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -3.2% 3 Month 0% 6 Month 8.4% 1 Year 23.1% 3 Year 11.6% 5 Year 15.8% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% 2014 45.7% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Sudhir Kedia 1 Jan 22 2.75 Yr. Rohit Seksaria 24 Feb 21 3.6 Yr. Data below for Sundaram Diversified Equity Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 31.72% Industrials 12.86% Technology 10.07% Consumer Cyclical 9.81% Consumer Defensive 9.31% Energy 7.21% Health Care 6.54% Basic Materials 5.58% Communication Services 4.57% Utility 0.71% Real Estate 0.58% Asset Allocation
Asset Class Value Cash 1.04% Equity 98.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK8% ₹126 Cr 767,171 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | 5321746% ₹109 Cr 883,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE6% ₹97 Cr 320,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY5% ₹76 Cr 391,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 20 | SUNPHARMA4% ₹59 Cr 326,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT3% ₹58 Cr 156,446 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS3% ₹52 Cr 114,734 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | TATAMOTORS3% ₹51 Cr 457,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322153% ₹49 Cr 419,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹48 Cr 304,000 10. IDBI Equity Advantage Fund
CAGR/Annualized return of 16% since its launch. Ranked 21 in ELSS category. . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,193 31 Oct 21 ₹13,700 31 Oct 22 ₹13,964 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 11. Edelweiss Long Term Equity Fund
CAGR/Annualized return of 16.2% since its launch. Ranked 25 in ELSS category. Return for 2023 was 26.8% , 2022 was -0.1% and 2021 was 30.4% . Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (08 Nov 24) ₹108.79 ↓ -0.97 (-0.88 %) Net Assets (Cr) ₹413 on 30 Sep 24 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio 2.67 Information Ratio -0.15 Alpha Ratio 1.49 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,693 31 Oct 21 ₹14,847 31 Oct 22 ₹15,205 31 Oct 23 ₹16,468 31 Oct 24 ₹22,821 Returns for Edelweiss Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 24 Duration Returns 1 Month -3.3% 3 Month 2% 6 Month 13.2% 1 Year 34% 3 Year 14.1% 5 Year 18% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.8% 2022 -0.1% 2021 30.4% 2020 13.7% 2019 9.2% 2018 -9.1% 2017 37.7% 2016 -1.1% 2015 6.7% 2014 40.5% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 1.17 Yr. Trideep Bhattacharya 1 Aug 23 1.17 Yr. Raj Koradia 1 Aug 24 0.17 Yr. Data below for Edelweiss Long Term Equity Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 30.9% Industrials 13.71% Consumer Cyclical 11.37% Technology 10.65% Health Care 7.33% Consumer Defensive 6.16% Energy 5.94% Basic Materials 3.89% Communication Services 2.54% Utility 2.31% Real Estate 1.79% Asset Allocation
Asset Class Value Cash 3.4% Equity 96.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK6% ₹23 Cr 132,882 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK5% ₹21 Cr 163,216 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE4% ₹16 Cr 54,330 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5002513% ₹13 Cr 17,256
↓ -5,643 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT3% ₹12 Cr 33,431 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹12 Cr 63,596 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN3% ₹12 Cr 149,214 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹11 Cr 61,438 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA2% ₹10 Cr 50,230 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322152% ₹9 Cr 69,282
ELSS SIP കാൽക്കുലേറ്റർ
Know Your SIP Returns
ELSS-ലെ നിക്ഷേപ മോഡുകൾ
ELSS-ൽ SIP (സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്‌മെന്റ് പ്ലാൻ).
ഓരോ മാസവും നിശ്ചിത തുക നിക്ഷേപിക്കുന്നതിനാൽ നികുതി ലാഭിക്കൽ മ്യൂച്വൽ ഫണ്ടുകളിൽ (ELSS) നിക്ഷേപിക്കുന്നതിനുള്ള ഒരു നിക്ഷേപ മോഡായി SIP തിരഞ്ഞെടുക്കാം.
ചുവടെയുള്ള സാമ്പിളിൽ കാണിച്ചിരിക്കുന്നതുപോലെ-
| മാസം | തുക | മോഡ് | |||
|---|---|---|---|---|---|
| ഏപ്രിൽ | 12,500 | എസ്.ഐ.പി | മെയ് | 12,500 | എസ്.ഐ.പി |
| ജൂൺ | 12,500 | എസ്.ഐ.പി | ജൂലൈ | 12,500 | എസ്.ഐ.പി |
| ഓഗസ്റ്റ് | 12,500 | എസ്.ഐ.പി | സെപ്റ്റംബർ | 12,500 | എസ്.ഐ.പി |
| ഒക്ടോബർ | 12,500 | എസ്.ഐ.പി | നവംബർ | 12,500 | എസ്.ഐ.പി |
| ഡിസംബർ | 12,500 | എസ്.ഐ.പി | ജനുവരി | 12,500 | എസ്.ഐ.പി |
| ഫെബ്രുവരി | 12,500 | എസ്.ഐ.പി | മാർച്ച് | 12,500 | എസ്.ഐ.പി |
| ആകെ | 1,50,000 |
എസ്ഐപി രീതിയിലൂടെ നിക്ഷേപിക്കുമ്പോൾ, ഓരോ മാസവും വാങ്ങലുകൾ ചിതറിക്കുകയും ലംപ്സം നിക്ഷേപങ്ങളുടെ കാര്യത്തിൽ സംഭവിക്കാവുന്ന പ്രത്യേക വിലയേക്കാൾ ശരാശരി വിലയിൽ നിക്ഷേപം നടത്തുകയും ചെയ്യുന്നതിനാൽ രൂപയുടെ ചെലവ് ശരാശരിയുടെ എസ്ഐപി ആനുകൂല്യങ്ങൾ ലഭിക്കും.
ELSS-ൽ ലംപ്സം നിക്ഷേപം
ULIP, NSC, PF/EPF തുടങ്ങിയ നികുതി ലാഭിക്കുന്നതിനുള്ള മറ്റ് ഉപകരണങ്ങളിൽ ഒരാൾ ലാഭിക്കുന്നതുപോലെ,ഇൻഷുറൻസ് (സെക്ടർ 80 സി പ്രകാരം) നികുതി ലാഭിക്കുന്നതിന് എത്ര തുക വേണമോ എന്ന് ഒരാൾക്ക് തീരുമാനിക്കാം, മറ്റ് ഉപകരണങ്ങൾ കിഴിച്ച് ലംപ്സം വാങ്ങലുകളായി നിക്ഷേപിക്കുകയോ സാമ്പത്തിക വർഷാവസാനം (ജനുവരി - മാർച്ച്) ഒരു തവണയോ ആണ്.
മികച്ച നികുതി ലാഭിക്കൽ ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള നുറുങ്ങുകൾ
സാമ്പത്തിക വർഷത്തിന്റെ തുടക്കത്തിൽ (അതായത് ഏപ്രിലിൽ) ഒരു SIP (സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്‌മെന്റ് പ്ലാൻ) വഴി മികച്ച ELSS ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക, സാമ്പത്തിക വർഷം അവസാനിക്കുമ്പോൾ അല്ല.
മികച്ച ELSS ഫണ്ടുകളുടെ പട്ടികയിൽ നിന്ന് ശ്രദ്ധാപൂർവ്വം ഒരു ELSS മ്യൂച്വൽ ഫണ്ട് തിരഞ്ഞെടുക്കുക, എല്ലാ വർഷവും മറ്റ് നികുതി ലാഭിക്കുന്ന ELSS ഫണ്ടുകളിലേക്ക് പോകുന്നതിന് പകരം ഒരു വർഷത്തേക്ക് അതിൽ നിക്ഷേപിക്കുക.
5-7 വർഷത്തേക്ക് നിക്ഷേപിക്കുമ്പോൾ നല്ല ELSS വരുമാനം നേടാനാകും, അതിനാൽ ഒരിക്കൽ പണം പിൻവലിക്കരുതെന്ന് നിർദ്ദേശിക്കുന്നു3 വർഷത്തിന് ശേഷം ലോക്ക്-ഇൻ അവസാനിക്കുന്നു. മികച്ച വരുമാനം നേടാൻ ഇത് കൂടുതൽ നേരം പിടിക്കാൻ ശ്രമിക്കുക.
നിങ്ങൾ അപകടസാധ്യതയില്ലാത്ത ആളാണെങ്കിൽനിക്ഷേപകൻ അസ്ഥിരത കുറഞ്ഞ ഒരു ഫണ്ട് വേണമെങ്കിൽ, ഒരു വലിയ ക്യാപ് മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് പരിഗണിക്കുക.
ELSS ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക
നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക
രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.
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