Table of Contents
Top 5 Funds
साधारणपणे, गुंतवणुकीसाठी नवशिक्या किंवा ज्येष्ठ नागरिक ज्यांना त्यांचा निधी सुरक्षित ठेवायचा आहे ते कमी जोखीम शोधतात.म्युच्युअल फंड. जेव्हा एगुंतवणूकदार त्याला कमी जोखीम असलेल्या म्युच्युअल फंडामध्ये गुंतवणूक करायची आहे कारण त्याला त्याचे पैसे सुरक्षित करायचे असतात किंवा कमी कालावधीत इष्टतम परतावा मिळवायचा असतो.
म्हणून, जर तुम्ही त्यापैकी एक असाल तर तुम्ही अधिक वाचू शकता
अनेक गुंतवणूकदार उत्सुक आहेतगुंतवणूक म्युच्युअल फंडांमध्ये ते जास्त परतावा देतात आणि मुदत ठेवींसारख्या इतर साधनांपेक्षा अधिक करक्षम असतात. परंतु, जोखीम-प्रतिरोधक गुंतवणूकदारांचा विचार केल्यास, हे असे गुंतवणूकदार आहेत जे सुरक्षित परतावा शोधत आहेत आणि गुंतवणूकीतील जोखीम सहन करू शकत नाहीत. तसेच, जोखीम-प्रतिरोधक गुंतवणूकदार गुंतवणूक करण्यास प्राधान्य देणार नाहीइक्विटी, कारण ते अत्यंत धोकादायक फंड आहेत.
कर्ज निधी जोखीम-प्रतिरोधक किंवा अगदी इच्छुक असलेल्या नवशिक्या गुंतवणूकदारासाठी उपयुक्त आहेतम्युच्युअल फंडात गुंतवणूक करा. जसे डेट फंड सरकारमध्ये गुंतवणूक करतातबंध,मनी मार्केट फंड, इत्यादी, ते तुलनेने अधिक सुरक्षित आहेत. डेट फंडाचे विविध प्रकार आहेत जसेलिक्विड फंड, अति-अल्पकालीन निधी, शॉर्ट टर्म फंड, डायनॅमिक बॉण्ड्स, गिल्ट्स फंड इ., जे जोखमींमध्ये भिन्न असतात.दीर्घकालीन कर्ज निधी हे धोकादायक फंड आहेत, त्यामुळे गुंतवणूकदारांना कमी-जोखीम भूक या फंडांमध्ये गुंतवणूक करणे टाळावे.
लिक्विड फंड आणि अल्ट्रा-शॉर्ट टर्म फंड हे सर्वात कमी जोखमीचे फंड आहेत ज्यांचा उद्देश अल्प कालावधीसाठी इष्टतम परतावा निर्माण करणे आहे. अशा प्रकारे एक नवशिक्या गुंतवणूकदार ज्याला त्यांच्या निष्क्रिय पैशावर कमी कालावधीत चांगले परतावा मिळवायचा आहे ते येथे गुंतवणूक करू शकतात.
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लिक्विड फंड अशा सिक्युरिटीजमध्ये गुंतवणूक करतात ज्यांचा परिपक्वता कालावधी कमी असतो, साधारणतः त्यापेक्षा कमी असतो91 दिवस
. हे निधी सहज प्रदान करताततरलता आणि इतर प्रकारच्या कर्ज साधनांपेक्षा कमीत कमी अस्थिर असतात. तसेच, पारंपारिकपेक्षा द्रव हा एक चांगला पर्याय आहेबँक बचत खाते. बँक खात्याच्या तुलनेत, लिक्विड फंड वार्षिक व्याजाच्या 7-8% देतात. ज्या गुंतवणूकदारांना जोखीममुक्त गुंतवणूक हवी आहे ते आदर्शपणे या फंडांमध्ये गुंतवणूक करण्यास प्राधान्य देऊ शकतात. येथे शीर्ष 5 आहेतसर्वोत्तम लिक्विड फंड.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Indiabulls Liquid Fund Growth ₹2,411.42
↑ 0.47 ₹190 1.8 3.6 7.4 6 6.8 7.12% 1M 29D Principal Cash Management Fund Growth ₹2,201.09
↑ 0.42 ₹5,396 1.7 3.5 7.3 6.2 7 7.18% 1M 28D 1M 28D PGIM India Insta Cash Fund Growth ₹324.648
↑ 0.06 ₹516 1.8 3.6 7.3 6.2 7 7.21% 1M 24D 1M 28D JM Liquid Fund Growth ₹68.1013
↑ 0.01 ₹3,157 1.7 3.5 7.3 6.1 7 7.14% 1M 18D 1M 22D Axis Liquid Fund Growth ₹2,777.78
↑ 1.09 ₹25,269 1.8 3.6 7.4 6.2 7.1 7.19% 1M 29D 1M 29D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24
हे फंड ट्रेझरी बिले, कमर्शियल पेपर्स, डिपॉझिट्सचे प्रमाणपत्र आणि कॉर्पोरेट बाँड्स यांसारख्या डेट इन्स्ट्रुमेंट्सच्या संयोजनात गुंतवणूक करतात. या फंडांमध्ये कमी अवशिष्ट परिपक्वता असते6 महिने ते 1 वर्ष
.अल्ट्रा शॉर्ट टर्म फंड खूप कमी सह चांगले परतावा देतातबाजार अस्थिरता लिक्विड फंडांपेक्षा चांगले परतावा शोधणाऱ्या नवख्या गुंतवणूकदारांनी या फंडांमध्ये गुंतवणूक करण्यास प्राधान्य दिले पाहिजे कारण ते लिक्विड फंडांपेक्षा चांगले परतावा देतात. येथे शीर्ष 5 सर्वोत्तम अल्ट्रा-शॉर्ट टर्म फंड आहेत.
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹520.79
↑ 0.12 ₹12,417 1.9 3.8 7.7 6.4 7.2 7.78% 5M 19D 7M 24D UTI Ultra Short Term Fund Growth ₹4,046.55
↑ 0.87 ₹2,651 1.8 3.5 7.2 5.9 6.7 7.63% 4M 27D 5M 7D BOI AXA Ultra Short Duration Fund Growth ₹3,022.13
↑ 0.70 ₹166 1.7 3.3 6.6 5.6 6.2 7.31% 5M 5D 5M 8D Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84 ₹18 0.8 1.5 4.2 6.2 3.23% 1D 1D ICICI Prudential Ultra Short Term Fund Growth ₹26.3842
↑ 0.01 ₹13,590 1.8 3.6 7.4 6.1 6.9 7.6% 4M 28D 5M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (31 Oct 24) ₹520.79 ↑ 0.12 (0.02 %) Net Assets (Cr) ₹12,417 on 30 Sep 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 2.09 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.78% Effective Maturity 7 Months 24 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,725 31 Oct 21 ₹11,155 31 Oct 22 ₹11,636 31 Oct 23 ₹12,469 31 Oct 24 ₹13,431 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.8% 1 Year 7.7% 3 Year 6.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.29 Yr. Kaustubh Gupta 15 Jul 11 13.22 Yr. Monika Gandhi 22 Mar 21 3.53 Yr. Dhaval Joshi 21 Nov 22 1.86 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 29.3% Debt 70.39% Other 0.31% Debt Sector Allocation
Sector Value Corporate 68.33% Government 16.12% Cash Equivalent 15.23% Credit Quality
Rating Value AA 23.73% AAA 76.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -7% ₹820 Cr 82,000 Rural Electrification Corporation Limited
Debentures | -4% ₹500 Cr 50,000 Shriram Finance Company Limited
Debentures | -4% ₹500 Cr 50,000
↑ 40,000 Nirma Limited
Debentures | -4% ₹500 Cr 50,000 National Housing Bank 7.78%
Debentures | -3% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -3% ₹360 Cr 36,000 Bharti Telecom Limited
Debentures | -3% ₹325 Cr 3,250 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹300 Cr 30,000 7.72% Govt Stock 2028
Sovereign Bonds | -2% ₹291 Cr 29,000,000 Nirma Limited 8.3%
Debentures | -2% ₹250 Cr 25,000 2. SBI Magnum Ultra Short Duration Fund
CAGR/Annualized
return of 7.1% since its launch. Return for 2023 was 7% , 2022 was 4.5% and 2021 was 3.4% . SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (31 Oct 24) ₹5,694.49 ↑ 1.46 (0.03 %) Net Assets (Cr) ₹12,642 on 30 Sep 24 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 1.68 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.44% Effective Maturity 5 Months 23 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,625 31 Oct 21 ₹10,983 31 Oct 22 ₹11,412 31 Oct 23 ₹12,210 31 Oct 24 ₹13,117 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.4% 3 Year 6.1% 5 Year 5.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Arun R. 1 Jun 21 3.34 Yr. Ardhendu Bhattacharya 1 Dec 23 0.84 Yr. Pradeep Kesavan 1 Dec 23 0.84 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 62.49% Debt 37.28% Other 0.24% Debt Sector Allocation
Sector Value Corporate 57.89% Cash Equivalent 31.55% Government 10.32% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -4% ₹494 Cr 5,000
↑ 4,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹471 Cr 4,750 182 Day T-Bill 11.10.24
Sovereign Bonds | -4% ₹449 Cr 45,000,000
↑ 45,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹418 Cr 4,250
↑ 4,250 Power Finance Corporation Limited
Debentures | -3% ₹383 Cr 3,850 191 DTB 24102024
Sovereign Bonds | -3% ₹374 Cr 37,500,000 Hdb Financial Services Limited
Debentures | -3% ₹345 Cr 34,500 91 Day T-Bill 31.10.24
Sovereign Bonds | -2% ₹275 Cr 27,646,400 LIC Housing Finance Ltd
Debentures | -2% ₹249 Cr 2,500 Equitas Small Finance Bank Ltd.
Debentures | -2% ₹246 Cr 5,000 3. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized
return of 7.5% since its launch. Ranked 27 in Ultrashort Bond
category. Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (31 Oct 24) ₹26.3842 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹13,590 on 15 Oct 24 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.6% Effective Maturity 5 Months 12 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,702 31 Oct 21 ₹11,141 31 Oct 22 ₹11,593 31 Oct 23 ₹12,398 31 Oct 24 ₹13,320 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.1% 5 Year 5.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% 2014 14.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 7.88 Yr. Ritesh Lunawat 15 Jun 17 7.3 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 58.45% Debt 41.31% Other 0.25% Debt Sector Allocation
Sector Value Corporate 60.73% Cash Equivalent 27.59% Government 10.69% Securitized 0.75% Credit Quality
Rating Value AA 10.99% AAA 89.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -3% ₹391 Cr 40,000,000
↑ 40,000,000 364 DTB 13032025
Sovereign Bonds | -3% ₹389 Cr 40,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹372 Cr 3,750 Bharti Telecom Limited
Debentures | -2% ₹326 Cr 32,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹297 Cr 3,000 India (Republic of)
- | -2% ₹296 Cr 30,000,000 HDFC Bank Ltd.
Debentures | -2% ₹292 Cr 6,000 Indusind Bank Ltd.
Debentures | -2% ₹244 Cr 5,000 Rural Electrification Corporation Limited
Debentures | -2% ₹235 Cr 2,350 Indusind Bank Ltd.
Debentures | -2% ₹219 Cr 4,500 4. UTI Ultra Short Term Fund
CAGR/Annualized
return of 6.8% since its launch. Ranked 27 in Ultrashort Bond
category. Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (31 Oct 24) ₹4,046.55 ↑ 0.87 (0.02 %) Net Assets (Cr) ₹2,651 on 30 Sep 24 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.96 Sharpe Ratio 0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.63% Effective Maturity 5 Months 7 Days Modified Duration 4 Months 27 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,551 31 Oct 21 ₹11,214 31 Oct 22 ₹11,627 31 Oct 23 ₹12,410 31 Oct 24 ₹13,303 Returns for UTI Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 7.2% 3 Year 5.9% 5 Year 5.9% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% 2014 8.8% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Ritesh Nambiar 1 Jul 15 9.26 Yr. Data below for UTI Ultra Short Term Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 63.94% Debt 35.84% Other 0.22% Debt Sector Allocation
Sector Value Corporate 56.77% Cash Equivalent 39.28% Government 3.74% Credit Quality
Rating Value AA 32.93% AAA 67.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Telecom Limited
Debentures | -2% ₹50 Cr 500 ICICI Home Finance Company Limited
Debentures | -2% ₹50 Cr 5,000
↑ 5,000 Hdb Financial Services Limited
Debentures | -2% ₹50 Cr 500
↑ 500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹50 Cr 500 Can Fin Homes Limited
Debentures | -2% ₹50 Cr 500 ICICI Bank Ltd.
Debentures | -2% ₹49 Cr 500,000,000 Indian Bank
Domestic Bonds | -2% ₹48 Cr 500,000,000 ICICI Bank Ltd.
Debentures | -2% ₹48 Cr 500,000,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹48 Cr 500,000,000 Power Finance Corporation Limited
Debentures | -2% ₹45 Cr 450 5. BOI AXA Liquid Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 34 in Liquid Fund
category. Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (03 Nov 24) ₹2,872.96 ↑ 1.12 (0.04 %) Net Assets (Cr) ₹1,531 on 30 Sep 24 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 3.95 Information Ratio -1.55 Alpha Ratio -0.07 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.07% Effective Maturity 1 Month 28 Days Modified Duration 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,445 31 Oct 21 ₹10,774 31 Oct 22 ₹11,247 31 Oct 23 ₹12,032 31 Oct 24 ₹12,930 Returns for BOI AXA Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.5% 3 Year 6.3% 5 Year 5.3% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.13 Yr. Data below for BOI AXA Liquid Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 45.52% Corporate 44.56% Government 9.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹99 Cr 10,000,000
↑ 10,000,000 Punjab National Bank
Certificate of Deposit | -5% ₹74 Cr 7,500,000 Canara Bank
Certificate of Deposit | -5% ₹74 Cr 7,500,000 HDFC Bank Limited
Certificate of Deposit | -5% ₹74 Cr 7,500,000
↑ 2,500,000 91 DTB 07112024
Sovereign Bonds | -4% ₹54 Cr 5,398,100 Axis Securities Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹50 Cr 5,000,000 91 Day T-Bill 15.11.24
Sovereign Bonds | -3% ₹50 Cr 5,000,000 Punjab National Bank
Certificate of Deposit | -3% ₹50 Cr 5,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹50 Cr 5,000,000
ए. गुंतवणूकीची निवड विविध घटकांवर आधारित असते, जसे की फंड व्यवस्थापक, ऐतिहासिक परतावा, शुल्क आणि भार, गुंतवणूक शैली, गुंतवणुकीचे उद्दिष्ट, गुंतवणुकीचे क्षितिज आणि बरेच काही. अशा प्रकारे, सर्वोत्कृष्ट निधी निवडण्यासाठी, आपण प्रत्येक महत्त्वाच्या गोष्टींचे विश्लेषण केल्याची खात्री कराघटक पुढे जाण्यापूर्वी सावधपणे.
ए. च्या अप्रत्याशित परिस्थितीमुळेअर्थव्यवस्था आणि गुंतवणुकीच्या विविध पर्यायांची उपलब्धता, सुरक्षित पर्यायाचे मूल्यांकन करणे खूप कठीण आहे. तथापि, तुम्ही विचार करू शकता अशा काही पर्यायांमध्ये बँक मुदत ठेवी, म्युनिसिपल बॉण्ड्स, ठेवींचे प्रमाणपत्र आणि बरेच काही समाविष्ट आहे.
ए. दम्युच्युअल फंड कॅल्क्युलेटर गुंतवणूकीच्या क्षितिजानुसार परताव्याचे मूल्यमापन करून परिपक्वतेवर गुंतवणूक मूल्य देते. तुमचे फायदे जाणून घेण्यासाठी तुम्ही कॅल्क्युलेटरचे वेगवेगळे व्हेरिएबल्स सेट करू शकता, जसे की कालावधी, अपेक्षित परतावा दर, वारंवारता, गुंतवणूक रक्कम आणि बरेच काही.
ए. रक्कम प्रामुख्याने तुमच्या गरजा, बजेट आणि गुंतवणुकीची उद्दिष्टे यावर अवलंबून असते. तथापि, लक्षात ठेवा की रक्कम कितीही असली तरीही तुम्ही फक्त अतिरिक्त पैसे गुंतवता.
ए. गुंतवणुकीसाठी योग्य वेळ नाही. चांगल्या आणि उत्तम परताव्यासाठी, अशी शिफारस केली जाते की तुम्ही लगेचच गुंतवणूक सुरू करावी.
ए. होय, KYC/ सह बँक खाते असणे आवश्यक आहेcKYC,आधार कार्ड आणिपॅन कार्ड म्युच्युअल फंडात गुंतवणूक करणे.
ए. होय! म्युच्युअल फंडात गुंतवणूक करताना, चांगली कामगिरी निर्माण करण्यासाठी अनुभव महत्त्वाची भूमिका बजावतो. अनुभव जितका अधिक असेल तितका चांगला परतावा मिळण्याची शक्यता असेल. अशा प्रकारे, तुम्ही अनुभवी फंड मॅनेजरच्या संपर्कात असल्याची खात्री करा.
ए. म्युच्युअल फंडातील बहुतांश योजना या ओपन-एंड योजना असतात. हे तुम्हाला गुंतवलेली संपूर्ण रक्कम कोणत्याही वेळी काढू देते. तथापि, अशा काही परिस्थिती असू शकतात जिथे तुम्हाला निर्बंध येऊ शकतात.
ए. तुम्ही ओपन-एंड योजनांमध्ये गुंतवणूक केली असल्यास, तुम्हाला कदाचित दंड भरावा लागणार नाही. तथापि, काही योजना इतरांसारख्या तरल नसतील. त्यामुळे, गुंतवणूक करण्यापूर्वी तुम्हाला हा घटक पुन्हा तपासावा लागेल.
Very Good
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