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Fincash »म्युच्युअल फंड »सर्वोत्तम कमी जोखीम म्युच्युअल फंड

2022 मध्ये गुंतवणूक करण्यासाठी टॉप 5 सर्वोत्तम कमी जोखीम म्युच्युअल फंड

Updated on October 31, 2024 , 76105 views

साधारणपणे, गुंतवणुकीसाठी नवशिक्या किंवा ज्येष्ठ नागरिक ज्यांना त्यांचा निधी सुरक्षित ठेवायचा आहे ते कमी जोखीम शोधतात.म्युच्युअल फंड. जेव्हा एगुंतवणूकदार त्याला कमी जोखीम असलेल्या म्युच्युअल फंडामध्ये गुंतवणूक करायची आहे कारण त्याला त्याचे पैसे सुरक्षित करायचे असतात किंवा कमी कालावधीत इष्टतम परतावा मिळवायचा असतो.

low-risk-mf

म्हणून, जर तुम्ही त्यापैकी एक असाल तर तुम्ही अधिक वाचू शकता

लो रिस्क इन्व्हेस्टमेंट फंड म्हणजे काय?

अनेक गुंतवणूकदार उत्सुक आहेतगुंतवणूक म्युच्युअल फंडांमध्ये ते जास्त परतावा देतात आणि मुदत ठेवींसारख्या इतर साधनांपेक्षा अधिक करक्षम असतात. परंतु, जोखीम-प्रतिरोधक गुंतवणूकदारांचा विचार केल्यास, हे असे गुंतवणूकदार आहेत जे सुरक्षित परतावा शोधत आहेत आणि गुंतवणूकीतील जोखीम सहन करू शकत नाहीत. तसेच, जोखीम-प्रतिरोधक गुंतवणूकदार गुंतवणूक करण्यास प्राधान्य देणार नाहीइक्विटी, कारण ते अत्यंत धोकादायक फंड आहेत.

कर्ज निधी जोखीम-प्रतिरोधक किंवा अगदी इच्छुक असलेल्या नवशिक्या गुंतवणूकदारासाठी उपयुक्त आहेतम्युच्युअल फंडात गुंतवणूक करा. जसे डेट फंड सरकारमध्ये गुंतवणूक करतातबंध,मनी मार्केट फंड, इत्यादी, ते तुलनेने अधिक सुरक्षित आहेत. डेट फंडाचे विविध प्रकार आहेत जसेलिक्विड फंड, अति-अल्पकालीन निधी, शॉर्ट टर्म फंड, डायनॅमिक बॉण्ड्स, गिल्ट्स फंड इ., जे जोखमींमध्ये भिन्न असतात.दीर्घकालीन कर्ज निधी हे धोकादायक फंड आहेत, त्यामुळे गुंतवणूकदारांना कमी-जोखीम भूक या फंडांमध्ये गुंतवणूक करणे टाळावे.

लिक्विड फंड आणि अल्ट्रा-शॉर्ट टर्म फंड हे सर्वात कमी जोखमीचे फंड आहेत ज्यांचा उद्देश अल्प कालावधीसाठी इष्टतम परतावा निर्माण करणे आहे. अशा प्रकारे एक नवशिक्या गुंतवणूकदार ज्याला त्यांच्या निष्क्रिय पैशावर कमी कालावधीत चांगले परतावा मिळवायचा आहे ते येथे गुंतवणूक करू शकतात.

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सर्वोत्तम कमी जोखीम म्युच्युअल फंड FY 22 - 23

लिक्विड फंड

लिक्विड फंड अशा सिक्युरिटीजमध्ये गुंतवणूक करतात ज्यांचा परिपक्वता कालावधी कमी असतो, साधारणतः त्यापेक्षा कमी असतो91 दिवस. हे निधी सहज प्रदान करताततरलता आणि इतर प्रकारच्या कर्ज साधनांपेक्षा कमीत कमी अस्थिर असतात. तसेच, पारंपारिकपेक्षा द्रव हा एक चांगला पर्याय आहेबँक बचत खाते. बँक खात्याच्या तुलनेत, लिक्विड फंड वार्षिक व्याजाच्या 7-8% देतात. ज्या गुंतवणूकदारांना जोखीममुक्त गुंतवणूक हवी आहे ते आदर्शपणे या फंडांमध्ये गुंतवणूक करण्यास प्राधान्य देऊ शकतात. येथे शीर्ष 5 आहेतसर्वोत्तम लिक्विड फंड.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Indiabulls Liquid Fund Growth ₹2,411.42
↑ 0.47
₹1901.83.67.466.87.12%1M 29D
Principal Cash Management Fund Growth ₹2,201.09
↑ 0.42
₹5,3961.73.57.36.277.18%1M 28D1M 28D
PGIM India Insta Cash Fund Growth ₹324.648
↑ 0.06
₹5161.83.67.36.277.21%1M 24D1M 28D
JM Liquid Fund Growth ₹68.1013
↑ 0.01
₹3,1571.73.57.36.177.14%1M 18D1M 22D
Axis Liquid Fund Growth ₹2,777.78
↑ 1.09
₹25,2691.83.67.46.27.17.19%1M 29D1M 29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24

अल्ट्रा शॉर्ट टर्म फंड

हे फंड ट्रेझरी बिले, कमर्शियल पेपर्स, डिपॉझिट्सचे प्रमाणपत्र आणि कॉर्पोरेट बाँड्स यांसारख्या डेट इन्स्ट्रुमेंट्सच्या संयोजनात गुंतवणूक करतात. या फंडांमध्ये कमी अवशिष्ट परिपक्वता असते6 महिने ते 1 वर्ष.अल्ट्रा शॉर्ट टर्म फंड खूप कमी सह चांगले परतावा देतातबाजार अस्थिरता लिक्विड फंडांपेक्षा चांगले परतावा शोधणाऱ्या नवख्या गुंतवणूकदारांनी या फंडांमध्ये गुंतवणूक करण्यास प्राधान्य दिले पाहिजे कारण ते लिक्विड फंडांपेक्षा चांगले परतावा देतात. येथे शीर्ष 5 सर्वोत्तम अल्ट्रा-शॉर्ट टर्म फंड आहेत.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹520.79
↑ 0.12
₹12,4171.93.87.76.47.27.78%5M 19D7M 24D
UTI Ultra Short Term Fund Growth ₹4,046.55
↑ 0.87
₹2,6511.83.57.25.96.77.63%4M 27D5M 7D
BOI AXA Ultra Short Duration Fund Growth ₹3,022.13
↑ 0.70
₹1661.73.36.65.66.27.31%5M 5D5M 8D
Indiabulls Ultra Short Term Fund Growth ₹2,021.64
↑ 0.84
₹180.81.54.26.2 3.23%1D1D
ICICI Prudential Ultra Short Term Fund Growth ₹26.3842
↑ 0.01
₹13,5901.83.67.46.16.97.6%4M 28D5M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (31 Oct 24) ₹520.79 ↑ 0.12   (0.02 %)
Net Assets (Cr) ₹12,417 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.54
Sharpe Ratio 2.09
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.78%
Effective Maturity 7 Months 24 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,725
31 Oct 21₹11,155
31 Oct 22₹11,636
31 Oct 23₹12,469
31 Oct 24₹13,431

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.7%
3 Month 1.9%
6 Month 3.8%
1 Year 7.7%
3 Year 6.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1410.29 Yr.
Kaustubh Gupta15 Jul 1113.22 Yr.
Monika Gandhi22 Mar 213.53 Yr.
Dhaval Joshi21 Nov 221.86 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash29.3%
Debt70.39%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate68.33%
Government16.12%
Cash Equivalent15.23%
Credit Quality
RatingValue
AA23.73%
AAA76.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank 7.83%
Debentures | -
7%₹820 Cr82,000
Rural Electrification Corporation Limited
Debentures | -
4%₹500 Cr50,000
Shriram Finance Company Limited
Debentures | -
4%₹500 Cr50,000
↑ 40,000
Nirma Limited
Debentures | -
4%₹500 Cr50,000
National Housing Bank 7.78%
Debentures | -
3%₹400 Cr40,000
Tata Realty And Infrastructure Limited
Debentures | -
3%₹360 Cr36,000
Bharti Telecom Limited
Debentures | -
3%₹325 Cr3,250
Bajaj Housing Finance Ltd. 8%
Debentures | -
2%₹300 Cr30,000
7.72% Govt Stock 2028
Sovereign Bonds | -
2%₹291 Cr29,000,000
Nirma Limited 8.3%
Debentures | -
2%₹250 Cr25,000

2. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Return for 2023 was 7% , 2022 was 4.5% and 2021 was 3.4% .

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund
Growth
Launch Date 21 May 99
NAV (31 Oct 24) ₹5,694.49 ↑ 1.46   (0.03 %)
Net Assets (Cr) ₹12,642 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.54
Sharpe Ratio 1.68
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.44%
Effective Maturity 5 Months 23 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,625
31 Oct 21₹10,983
31 Oct 22₹11,412
31 Oct 23₹12,210
31 Oct 24₹13,117

SBI Magnum Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.7%
1 Year 7.4%
3 Year 6.1%
5 Year 5.6%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.5%
2021 3.4%
2020 5.9%
2019 8%
2018 7.9%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9%
Fund Manager information for SBI Magnum Ultra Short Duration Fund
NameSinceTenure
Arun R.1 Jun 213.34 Yr.
Ardhendu Bhattacharya1 Dec 230.84 Yr.
Pradeep Kesavan1 Dec 230.84 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash62.49%
Debt37.28%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate57.89%
Cash Equivalent31.55%
Government10.32%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC Housing Finance Limited
Debentures | -
4%₹494 Cr5,000
↑ 4,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹471 Cr4,750
182 Day T-Bill 11.10.24
Sovereign Bonds | -
4%₹449 Cr45,000,000
↑ 45,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹418 Cr4,250
↑ 4,250
Power Finance Corporation Limited
Debentures | -
3%₹383 Cr3,850
191 DTB 24102024
Sovereign Bonds | -
3%₹374 Cr37,500,000
Hdb Financial Services Limited
Debentures | -
3%₹345 Cr34,500
91 Day T-Bill 31.10.24
Sovereign Bonds | -
2%₹275 Cr27,646,400
LIC Housing Finance Ltd
Debentures | -
2%₹249 Cr2,500
Equitas Small Finance Bank Ltd.
Debentures | -
2%₹246 Cr5,000

3. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (31 Oct 24) ₹26.3842 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹13,590 on 15 Oct 24
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 1.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.6%
Effective Maturity 5 Months 12 Days
Modified Duration 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,702
31 Oct 21₹11,141
31 Oct 22₹11,593
31 Oct 23₹12,398
31 Oct 24₹13,320

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.4%
3 Year 6.1%
5 Year 5.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 4.5%
2021 4%
2020 6.5%
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 167.88 Yr.
Ritesh Lunawat15 Jun 177.3 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Oct 24

Asset Allocation
Asset ClassValue
Cash58.45%
Debt41.31%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate60.73%
Cash Equivalent27.59%
Government10.69%
Securitized0.75%
Credit Quality
RatingValue
AA10.99%
AAA89.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days T - Bill- 06/02/2025
Sovereign Bonds | -
3%₹391 Cr40,000,000
↑ 40,000,000
364 DTB 13032025
Sovereign Bonds | -
3%₹389 Cr40,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹372 Cr3,750
Bharti Telecom Limited
Debentures | -
2%₹326 Cr32,500
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹297 Cr3,000
India (Republic of)
- | -
2%₹296 Cr30,000,000
HDFC Bank Ltd.
Debentures | -
2%₹292 Cr6,000
Indusind Bank Ltd.
Debentures | -
2%₹244 Cr5,000
Rural Electrification Corporation Limited
Debentures | -
2%₹235 Cr2,350
Indusind Bank Ltd.
Debentures | -
2%₹219 Cr4,500

4. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (31 Oct 24) ₹4,046.55 ↑ 0.87   (0.02 %)
Net Assets (Cr) ₹2,651 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.63%
Effective Maturity 5 Months 7 Days
Modified Duration 4 Months 27 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,551
31 Oct 21₹11,214
31 Oct 22₹11,627
31 Oct 23₹12,410
31 Oct 24₹13,303

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 5.9%
5 Year 5.9%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 4.2%
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 159.26 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash63.94%
Debt35.84%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate56.77%
Cash Equivalent39.28%
Government3.74%
Credit Quality
RatingValue
AA32.93%
AAA67.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Telecom Limited
Debentures | -
2%₹50 Cr500
ICICI Home Finance Company Limited
Debentures | -
2%₹50 Cr5,000
↑ 5,000
Hdb Financial Services Limited
Debentures | -
2%₹50 Cr500
↑ 500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹50 Cr500
Can Fin Homes Limited
Debentures | -
2%₹50 Cr500
ICICI Bank Ltd.
Debentures | -
2%₹49 Cr500,000,000
Indian Bank
Domestic Bonds | -
2%₹48 Cr500,000,000
ICICI Bank Ltd.
Debentures | -
2%₹48 Cr500,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹48 Cr500,000,000
Power Finance Corporation Limited
Debentures | -
2%₹45 Cr450

5. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 34 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (03 Nov 24) ₹2,872.96 ↑ 1.12   (0.04 %)
Net Assets (Cr) ₹1,531 on 30 Sep 24
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.1
Sharpe Ratio 3.95
Information Ratio -1.55
Alpha Ratio -0.07
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.07%
Effective Maturity 1 Month 28 Days
Modified Duration 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,445
31 Oct 21₹10,774
31 Oct 22₹11,247
31 Oct 23₹12,032
31 Oct 24₹12,930

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.5%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
2014 9%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 213.13 Yr.

Data below for BOI AXA Liquid Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash99.76%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent45.52%
Corporate44.56%
Government9.68%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
6%₹99 Cr10,000,000
↑ 10,000,000
Punjab National Bank
Certificate of Deposit | -
5%₹74 Cr7,500,000
Canara Bank
Certificate of Deposit | -
5%₹74 Cr7,500,000
HDFC Bank Limited
Certificate of Deposit | -
5%₹74 Cr7,500,000
↑ 2,500,000
91 DTB 07112024
Sovereign Bonds | -
4%₹54 Cr5,398,100
Axis Securities Limited
Commercial Paper | -
3%₹50 Cr5,000,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹50 Cr5,000,000
91 Day T-Bill 15.11.24
Sovereign Bonds | -
3%₹50 Cr5,000,000
Punjab National Bank
Certificate of Deposit | -
3%₹50 Cr5,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹50 Cr5,000,000

सतत विचारले जाणारे प्रश्न

1. मी सर्वोत्तम फंड कसा निवडू शकतो?

ए. गुंतवणूकीची निवड विविध घटकांवर आधारित असते, जसे की फंड व्यवस्थापक, ऐतिहासिक परतावा, शुल्क आणि भार, गुंतवणूक शैली, गुंतवणुकीचे उद्दिष्ट, गुंतवणुकीचे क्षितिज आणि बरेच काही. अशा प्रकारे, सर्वोत्कृष्ट निधी निवडण्यासाठी, आपण प्रत्येक महत्त्वाच्या गोष्टींचे विश्लेषण केल्याची खात्री कराघटक पुढे जाण्यापूर्वी सावधपणे.

2. सर्वात कमी जोखीम असलेला योग्य गुंतवणूक प्रकार कोणता आहे?

ए. च्या अप्रत्याशित परिस्थितीमुळेअर्थव्यवस्था आणि गुंतवणुकीच्या विविध पर्यायांची उपलब्धता, सुरक्षित पर्यायाचे मूल्यांकन करणे खूप कठीण आहे. तथापि, तुम्ही विचार करू शकता अशा काही पर्यायांमध्ये बँक मुदत ठेवी, म्युनिसिपल बॉण्ड्स, ठेवींचे प्रमाणपत्र आणि बरेच काही समाविष्ट आहे.

3. म्युच्युअल फंड कॅल्क्युलेटरचा उपयोग काय आहे?

ए.म्युच्युअल फंड कॅल्क्युलेटर गुंतवणूकीच्या क्षितिजानुसार परताव्याचे मूल्यमापन करून परिपक्वतेवर गुंतवणूक मूल्य देते. तुमचे फायदे जाणून घेण्यासाठी तुम्ही कॅल्क्युलेटरचे वेगवेगळे व्हेरिएबल्स सेट करू शकता, जसे की कालावधी, अपेक्षित परतावा दर, वारंवारता, गुंतवणूक रक्कम आणि बरेच काही.

4. मी किती गुंतवणूक करू शकतो?

ए. रक्कम प्रामुख्याने तुमच्या गरजा, बजेट आणि गुंतवणुकीची उद्दिष्टे यावर अवलंबून असते. तथापि, लक्षात ठेवा की रक्कम कितीही असली तरीही तुम्ही फक्त अतिरिक्त पैसे गुंतवता.

5. गुंतवणुकीसाठी योग्य वेळ आहे का?

ए. गुंतवणुकीसाठी योग्य वेळ नाही. चांगल्या आणि उत्तम परताव्यासाठी, अशी शिफारस केली जाते की तुम्ही लगेचच गुंतवणूक सुरू करावी.

6. म्युच्युअल फंडात गुंतवणूक करण्यासाठी मला बँक खाते आवश्यक आहे का?

ए. होय, KYC/ सह बँक खाते असणे आवश्यक आहेcKYC,आधार कार्ड आणिपॅन कार्ड म्युच्युअल फंडात गुंतवणूक करणे.

7. निधी व्यवस्थापकाशी संपर्क साधणे आवश्यक आहे का?

ए. होय! म्युच्युअल फंडात गुंतवणूक करताना, चांगली कामगिरी निर्माण करण्यासाठी अनुभव महत्त्वाची भूमिका बजावतो. अनुभव जितका अधिक असेल तितका चांगला परतावा मिळण्याची शक्यता असेल. अशा प्रकारे, तुम्ही अनुभवी फंड मॅनेजरच्या संपर्कात असल्याची खात्री करा.

8. मी माझे गुंतवलेले पैसे काढू शकतो का?

ए. म्युच्युअल फंडातील बहुतांश योजना या ओपन-एंड योजना असतात. हे तुम्हाला गुंतवलेली संपूर्ण रक्कम कोणत्याही वेळी काढू देते. तथापि, अशा काही परिस्थिती असू शकतात जिथे तुम्हाला निर्बंध येऊ शकतात.

9. मी लवकर पैसे काढल्यास मला कोणताही दंड भरावा लागेल का?

ए. तुम्ही ओपन-एंड योजनांमध्ये गुंतवणूक केली असल्यास, तुम्हाला कदाचित दंड भरावा लागणार नाही. तथापि, काही योजना इतरांसारख्या तरल नसतील. त्यामुळे, गुंतवणूक करण्यापूर्वी तुम्हाला हा घटक पुन्हा तपासावा लागेल.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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