Flipkart Axis Bank Credit Card: Unlocking Benefits and Convenience

In today's fast-paced and digitally-driven world, credit cards have become an essential financial tool for individuals seeking convenience and flexibility in their transactions. The Flipkart Axis Bank Credit Card is a prime example of how innovative partnerships between leading e-commerce platforms and financial institutions can revolutionise the shopping experience.

With its host of benefits and rewards tailored specifically for Flipkart users, this Credit card offers a gamut of advantages that make it a valuable asset for savvy shoppers. Right from cashback for transactions to fuel benefits and a welcome bonus, there's a lot to explore.

What is a Flipkart Axis Bank Credit Card?

This card is a rewarding financial companion that brings you unlimited cashback on transactions with popular apps such as:

• Uber
• Swiggy
• PVR
• Curefit
• Myntra
• Tata Play And more.

Upon issuance, this card offers immediate usability and welcomes you with Rs. 1100 worth of benefits. In other words, the Axis Bank Flipkart Credit Card provides irresistible advantages that you can start enjoying as soon as your card is activated.

This Virtual Credit Card facilitates convenient and affordable transactions across various platforms. Moreover, it offers benefits for lifestyle and dining expenses. When you use the card for transactions on Uber, Swiggy, PVR, Tata Play, and/or Curefit, you receive a Flat 4% cashback. Additionally, there is unlimited 5% cashback on Flipkart and a generous 15% cashback of up to Rs. 500 on your first transaction on Myntra. That's not all - with the Flipkart Axis Bank Credit Card, you also gain complimentary access to domestic airport lounges four times a year.

Important Factors of Flipkart Axis Bank Credit Card

Here are some of the important highlights of this card that you can avail of:

How to Apply for a Flipkart Axis Bank Credit Card?

To initiate the online application for a Flipkart Axis Bank credit card, follow the step-by-step guide provided below:

Via Axis Bank Website

• Begin by visiting the official website of Axis Bank and logging into your account.
• Locate the "Credit cards" option under the "Explore Products" section.
• You will be taken to a new page displaying various credit card options offered by Axis Bank.
• Locate the Flipkart Axis Bank credit card from the list and click on the "Apply Now" button.
• Fill in the details, such as your mobile number, Customer ID, etc., to determine your eligibility for the Flipkart Axis Bank credit card.
• Once the eligibility is confirmed, you will be guided to provide additional information to complete the application process.
• Ensure you submit the application along with the necessary documents to finalise your credit card application.

If you wish to apply offline, here is the method to do so:

• Visit your Nearest Axis Bank Branch.
• Approach a bank executive and inquire about the Flipkart Axis Bank credit card.
• The bank executive will request specific details to assess your eligibility for the Flipkart Axis Bank credit card.
• Once the eligibility is confirmed, you will be provided with additional forms to complete your application.
• Submit the completed application form with the mandatory documents to finalise your Flipkart Axis Bank credit card application process.

Who can Apply for Flipkart Axis Bank Credit Card?

If you match the below-mentioned eligibility criteria, you can apply for Flipkart Axis Bank Credit Card:

• Salaried People: Minimum monthly Income of Rs. 15,000 and above

• Self-Employed: Minimum monthly income of Rs. 30,000 and above

Features and Benefits of Flipkart Axis Bank Credit Card

Jotted down below are some noteworthy features and benefits of the Flipkart Axis Bank Credit Card:

Welcome Benefits

Enjoy a Range of welcome and activation benefits with your Flipkart Axis Bank credit card. These exclusive offers are designed to enhance your shopping and dining experiences. Take a look at the exciting offers:

• Flipkart

Get Rs. 500 worth of Flipkart vouchers on your first Flipkart transaction with this credit card.

• Myntra

Avail a fantastic 15% cashback of up to Rs. 500 on your first transaction on Myntra through the Flipkart Axis Bank credit card.

• Swiggy

Enjoy an instant discount of 50% up to Rs. 100 on your first Swiggy order. Use code "AXISFKNEW".

Get Cashback with Each Transaction

Whether you're shopping on Flipkart, dining at your favourite restaurants, booking travel tickets, or indulging in entertainment activities, every transaction adds to your cashback balance. The more you use your Flipkart Axis Bank credit card, the more cashback you accumulate, creating a win-win situation for your wallet. The cashback percentages may vary depending on the transaction type and partner merchant, but rest assured that every purchase has the potential to bring you savings. The best part is that the cashback gets credited directly to your statement.

Here is what you can get:

• 5% cashback on Myntra and Flipkart
• 4% cashback on partnered merchants
• 1.5% cashback on other categories

Airport Lounge Access

Say goodbye to the usual hustle and bustle of crowded waiting areas and embrace the tranquil ambiance of airport lounges. As a proud holder of the Flipkart Axis Bank credit card, you gain exclusive access to a world of comfort and luxury at domestic airports. With your Flipkart Axis Bank credit card, you can enjoy complimentary access to domestic airport lounges, providing you with a haven of relaxation before your flight. Whether you're a frequent traveler or someone who prefers to make each trip a special experience, this perk adds an extra touch of elegance to your journey.

Fuel Surcharge Waiver

With the Flipkart Axis Bank credit card, you can say goodbye to fuel surcharges and enjoy savings every time you fill up your vehicle's tank. The fuel surcharge waiver feature is designed to provide cardholders with added convenience and financial benefits when purchasing fuel. At all fuel stations in India, you can now avail 1% fuel surcharge waiver. However, know that this option is only available for transactions between Rs. 400 to Rs. 4000. For every statement cycle, you can get a maximum benefit of up to Rs. 400. Also, GST charged on fuel surcharge will be non-refundable.

Dining Delights

Indulge in a world of food pleasures with the Flipkart Axis Bank credit card. Whether you're a food enthusiast or simply enjoy dining out, this credit card brings you a range of exclusive benefits and privileges to enhance your gastronomic experiences. With this credit card, you can easily relish discounts of up to 20% at partnered restaurants anywhere in India.

Seamless Online Shopping

The Flipkart Axis Bank Credit Card is designed to enhance the online shopping experience, providing customers with seamless transactions and exclusive benefits. As a co-branded credit card, it offers numerous incentives to Flipkart users, such as accelerated rewards, attractive discounts, and exclusive access to special sales and promotions. With every purchase made on Flipkart using this credit card, customers can earn reward points that can be redeemed for exciting offers and discounts, further enhancing their shopping journey.

Flexible EMI Options

The credit card also offers flexible EMI (Equated Monthly Installment) options to users, enabling them to convert purchases worth Rs. 2500 and above into affordable installments. This feature allows customers to manage their expenses efficiently while enjoying the convenience of online shopping. By Offering such flexibility, the Flipkart Axis Bank Credit Card empowers users to make larger purchases without straining their budgets, enhancing their overall shopping experience.

What is not Included in the Flipkart Axis Bank Credit Card?

Now that you know about the inclusions that the credit card offers, here are some of the exclusions that should be noted:

• Fuel spends
• Rental payments
• insurance, utilities, and education payments
• Gift card purchases on Flipkart, Myntra, 2Gud.com
• Wallet uploads
• Purchase of gold items
• Cash advances
• Payment of the card's outstanding balance and payment of card fees and other charges

Documents Required to Get a Flipkart Axis Bank Credit Card

Here is the list of documents that you will have to submit to get this credit card:

Proof of Identity

• PAN Card
• aadhaar card
• Driver's License
• Passport
• Voter's ID
• Overseas Citizen of India Card
• Person of Indian Origin Card
• Job card issued by NREGA
• Letters issued by the UIDAI
• Or any other government-approved photo ID proof

Proof of Address

• Aadhaar Card
• Driver's License
• Passport
• Utility Bills (last three months)
• Ration Card
• Property Registration Document
• Person of Indian Origin Card
• Job card issued by NREGA
• Bank Account Statement
• Any other government-approved address proof

Proof of Income

• Latest one or two salary slips (not more than three months old)
• Latest Form 16
• Last three months' bank statement

Reasons to Get the Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is tailored to meet the requirements of frequent online shoppers, particularly those who frequently shop on Flipkart, Myntra, and other partner merchants. If you are a loyal customer of these websites, this card is a must-have. Considering the factors mentioned above, the credit card proves to be highly advantageous for avid online shoppers. But, make an informed decision based on your spending habits and requirements to make the most of this card's benefits.

Conclusion

As the world of commerce continues to develop, credit cards like the Flipkart Axis Bank Credit Card play a vital role in revolutionising the way we shop and transact. With its customer-centric features and innovative rewards program, this credit card opens doors to a world of convenience, savings, and exciting offers. Whether you are a frequent Flipkart shopper or someone looking to enhance their online shopping experience, the Flipkart Axis Bank Credit Card offers a range of benefits that make it a valued addition to your wallet.

Frequently Asked Questions (FAQs)

1. Are reward points available on the Axis Bank Flipkart Credit Card?

A: No, this Axis Bank credit card does not offer reward points. Instead, it provides direct cashback on all transactions. The accumulated cashback will be credited directly to your statement.

2. Where can I use the fuel surcharge waiver?

A: The fuel surcharge waiver can be availed at any Petrol pump across India. However, there is a maximum waiver limit of Rs. 500 per month. Additionally, the fuel transaction amount must fall within the range of Rs. 400 to Rs. 4,000 to be eligible for the surcharge waiver.

3. What is the foreign exchange markup fee?

A: When making a payment in an overseas currency, a foreign exchange markup fee of 3.50% is charged on the transaction amount for Flipkart Axis Bank Credit Cards. How to check the status of my Flipkart Axis Bank Credit card application? To check the status of your Flipkart Axis Bank Credit Card application, you can contact customer care or visit the bank's website. You will require the application ID and date of birth to check the status.

4. How long does the application process take?

A: Once you have completed the card application process and provided all the necessary documents, please note that it may take a maximum of 21 working days for the bank to process and issue the card to you.

5. How can I contact the customer care support team for the Flipkart Axis Bank Credit Card?

A: If you need help, Call the customer care team of Axis Bank at the following numbers: 1860-419-5555 and 1860-500-5555.

6. Can I transfer ownership of my Flipkart Axis Bank Credit Card?

A: No, ownership of the credit card cannot be transferred.

7. Where is the CVV number on the credit card?

A: You can find the CVV number at the back of your physical credit card.

8. When will I receive the physical card?

A: Once your application gets approved, the physical card will be dispatched to your registered address with Axis Bank Ltd within a period of 7 to 10 business days.

9. What is the credit limit of the Flipkart Axis Bank Credit Card?

A: The Credit Limit of the Flipkart Axis Bank Credit Card is determined by evaluating your CIBIL Score and income. Typically, the credit limit for this card falls within the range of ₹25,000 to ₹500,000. However, if you have a CIBIL score of 780 or higher and a reliable and substantial income source, you may have the opportunity to access a credit limit of ₹1 Lakh or more. It's important to note that the final credit limit offered is subject to individual assessment and the discretion of Axis Bank.