Axis Bank Magnus Credit Card

Axis Bank Magnus credit card is a rewards card that provides customers with an array of benefits and perks. From shopping to dining, travel and entertainment, this card offers exclusive discounts on a variety of products and services. Other features include cashback on fuel purchases, no annual fee for the first year, complimentary access to select airport lounges across India as well as up to 10x reward points at select outlets. With its convenient mobile app and website interface, customers can easily manage their finances online without any hassles.

Furthermore, they get 24/7 customer service support from one of India's leading financial institutions – Axis Bank! All in all, this card is perfect for anyone looking for maximum savings while indulging in some retail therapy or treating themselves to some leisurely activities.

Axis Bank Magnus Credit Card Features

The Axis Bank Magnus Credit card offers a Range of features that cater to the needs of cardholders:

• Welcome Benefits: Cardholders receive attractive welcome rewards upon card activation. You can choose between one complimentary domestic flight ticket and a Tata CLiQ voucher worth Rs.10000 as your annual benefit.

• Rewards Program: Earn reward points on transaction, redeemable for flights, hotels, merchandise, or cashback. Earn 25,000 EDGE rewards points worth Rs. 5,000 on achieving Rs 1 Lakh spends in a calendar month.Get 5X EDGE rewards on travel spends via TRAVEL EDGE. You can also Earn 12 Axis eDGE reward points on spends of every Rs. 200.

• Lounge Access: Enjoy complimentary access to select domestic and international airport lounges. Avail unlimited complimentary international lounge visits and eight additional guest visits per year with the Priority Pass card. Enjoy unlimited visits to select airport lounges in India.

• Travel Benefits: Avail benefits like Travel Insurance, concierge services, and discounts on flights and hotels.

• Dining Privileges: Exclusive dining discounts and offers at partner restaurants. Enjoy upto 40% discount at over 4000 restaurants across India.

• Lifestyle Privileges: Enjoy discounts on shopping, entertainment, wellness, and other lifestyle services.

• Contactless Payments: Quick and secure transactions through contactless technology.

• Fuel Surcharge Waiver: Waiver on fuel surcharges at fuel stations across India. Get fuel surcharge waiver of 1% for transactions between Rs.400 to Rs.4000.

• Zero Lost Card Liability: Protection against fraudulent transactions in case of lost or stolen cards.

• Global Acceptance: Use the card globally at various merchant establishments.

• Lower interest rates: Enjoy lowered interest rate of 3% on extended credit and benefit from reduced mark-up fee of 2% on foreign transactions.

Axis Magnus Credit Card Eligibility Criteria

The eligibility criteria for the Axis Bank Magnus credit card may vary based on the bank's policies and can change over time. However, here are some general eligibility requirements that are often considered:

• Age: The primary cardholder should be within a certain age range, typically between 18 to 70 years.

• Income: There is usually a minimum Income requirement to be eligible for the Axis Bank Magnus credit card. The specific income criteria can vary and may be higher for self-employed individuals compared to salaried individuals.

• Employment Type: The applicant should be either a salaried individual or a self-employed individual with a regular source of income.

• Credit Score: A Good Credit history and Credit Score are generally expected for credit card eligibility. The bank will assess the applicant's creditworthiness based on factors such as credit history, repayment behavior, and existing loans or liabilities.

• Nationality: The Axis Bank Magnus credit card is typically available to Indian residents and non-resident Indians (NRIs) who meet the bank's criteria.

Axis Magnus Reward Points

With the Axis Bank Magnus credit card, cardholders can earn reward points on every transaction, which can be redeemed for various options like flight bookings, hotel stays, merchandise, or cashback. The more they use the card, the more reward points they accumulate, enhancing the overall value of their spending.

Axis Bank Magnus Credit Card Charges

Axis Bank Magnus credit card may have certain charges associated with it. These charges may include an annual fee, joining fee, finance charges on outstanding balances, late payment fees, cash withdrawal fees, foreign currency transaction charges, and other applicable fees as per the bank's terms and conditions. It is advisable to refer to the bank's official website or contact Axis Bank directly for detailed information on the charges related to the Magnus credit card.