Indian Bank Debit Card

With over 100 million customers, Indian Bank is one of the top-performing public sector banks in India. It has over 6,089 branches with 5,022 ATMs across India. The bank was established in 1907 and is an Indian state-owned financial services company headquartered in Chennai, India.

Indian Bank has its presence in Colombo and Singapore including a Foreign Currency Banking Unit at Colombo and Jaffna. Moreover, it has 227 Overseas Correspondent banks in 75 countries.

In March 2019, the total business of the India bank marked Rs. 4,30,000 crore (US$60 billion). As per the announcement by Finance Minister Nirmala Sitharaman, Allahabad Bank merged Indian Bank from 1 April 2020, making it the 7th largest bank in the country.

Major Benefits of Indian Debit Card

• Various options of debit cards to choose
• International and domestic payment gateways
• 24x7 customer service
• Card design option of your choice
• Global acceptance

Types of Debit Card Offered by Indian Bank

1. MasterCard World
2. Image Card (My Design Card)
3. E – purse
4. RuPay Platinum Card
5. PMJDY Card
6. MUDRA Card
7. Senior Citizen Debit Card
8. IB Surabhi Platinum Card
9. RuPay Debit Select Card
10. IB DIGI – RuPay Classic Card

1. MasterCard World

• Indian Bank MasterCard World is an International Debit Card that is accepted globally
• The usage limit is of Rs.50,000 in ATMs and Rs.1,00,000 for Point-of-sales & online purchases

2. Image Card (My Design Card)

• You can now design your own debit card with a background image of your choice
• This too is an International debit card that comes with global acceptance

3. E – purse

• E – purse is an award-winning Platinum card product
• It is a debit card that acts like a wallet
• You can gift this card to family members as an allowance or for managing the budget
• To get E – purse you can apply through internet banking
• Money to E - Purse can be transferred from your account through Internet banking or IndPay

4. RuPay Platinum Card

• RuPay is a domestic card wherein you can access your money only in India
• The usage limit of Rs.50,000 in ATM and Rs.1,00,000 in Point-of-sales
• The card gives you the benefit of the fuel surcharge waiver, airport lounge access and various other offers

5. PMJDY Card

• Pradhan Mantri Jan Dhan Yojana (PMJDY) is a scheme initiated by the that aims to expand affordable access to financial services such as bank accounts, insurance, remittances, credit, and pensions
• This debit card is dedicated to those who are PMJDY account holders

6. MUDRA Card

• (Micro Units Development and Refinance Agency) MUDRA card is a debit card issued against the Mudra Loan account. It is an account dedicated for a working Capital loan. You can make use of MUDRA card for credit facilities with a minimum interest rate.
• This Indian Bank Debit Card comes with a RuPay payment gateway focused on MUDRA loan customers in MSME segment

7. Senior Citizen Debit Card

• The Indian Bank has come-up with a specialised debit card for senior citizens.
• To give a personalized touch, the special citizen debit card has customer’s photo, blood group and date of birth affixed on the card

8. IB Surabhi Platinum Card

• This debit card focuses solely on women account holder having an IB Surabhi account
• The debit card comes with RuPay payment gateway with a usage limit of Rs.50,000 in ATM and Rs.1,00,000 in Point-of-sales
• You will also get a personal accident insurance cover of Rs. 2 lakh

9. RuPay Debit Select Card

• This Indian Bank debit card is a topmost variant of RuPay card
• You will get joining rewards and Milestone based benefits
• The card comes with an inbuilt insurance cover of up to Rs.10 lakhs
• One of the best features is that you’ll get airport lounge access along with various other offers

10. IB DIGI – RuPay Classic Card

• IB DIGI is a digitally advanced Savings Account
• The RuPay debit card is issued for IB DIGI accounts opened through Indian Bank’s website or IB customer’s mobile app
• The usage limit on this debit card is Rs.10, 000 in ATM and Rs.10, 000 in Point-of-sales

Indian Bank Customer Care

• National toll-free numbers - 1800 425 00 000 and 1800 425 4422

• E-mail address - indmail[at]indianbank[dot]co[dot]in and customercomplaints[at]indianbank[dot]co[dot]in