Saraswat Bank Debit Card

The Saraswat Bank had been set up in the year 1918. It is a co-operative banking & financial institution that is headquartered in Maharashtra. The bank went forward with receiving the status of serving as the first-ever bank for providing access to merchant banking capabilities. The bank also garnered the reputation of being a scheduled bank during the 1988.

Currently, the Saraswat Bank has been operating across the nation through a network of as many as 267 locations that are fully-computerized. These locations are widespread across states of the country –including Maharashtra, Goa, Karnataka, Madhya Pradesh, Delhi, and Gujarat. The bank boasts an impressive history of around 75 years.

The bank is renowned for Offering access to a number of banking-related products as well as services –including debit cards, deposits, withdrawals, current accounts, investments, mortgages, insurance policies, Mutual Funds, remittance services, and so more. Let us know about the Saraswat Bank Debit Card Facility in detail.

Saraswat Bank Debit Card Types

Under the option of Saraswat Bank debit cards, the bank offers access to different variants –including the Visa Platinum International EMV, Visa Classic International EMV, and the RuPay Classic Chip International cards.

1. Visa Classic International Debit Card

The visa-based debit card is designed on the EMV chip technology for improved security. It can be utilised for withdrawing cash across all ATMs of the merchant across the country. Moreover, you can also use the card internationally as well. In addition to withdrawing cash at ATMs, the card can also be leveraged for ensuring online transactions with much ease. The daily transaction limit for purchase and ATM withdrawal is Rs. 50,000 with a maximum limit of Rs. 25,000 per day for ATM withdrawals. One of the most striking features of this card by Saraswat Bank is that it also provides insurance cover in case of the lost card for around INR 50,000. Moreover, you can also make use of the card for ensuring online ticket bookings with the help of trusted and secured payment gateways.

2. Visa Platinum International Contactless Debit Card

This is a contactless debit card, which means that you can make payments with just a wave/tap of your card. The card is EMV-based technology card that offers all the benefits provided by the Classic debit card of the Saraswat Bank. In addition to the common benefits, the innovative card also provides two significant benefits – an improved limit of combined daily transactions of Rs. 1 Lakh (including online, POS transactions, and ATMs), and insurance against the case of lost card for around Rs. 1 Lakh. The card is offers speed and security of transactions, this reduces the risk of fraud. Visa Platinum International Contactless Debit Card is accepted at 53.9 million POS terminals in India.

3. RuPay Classic International Debit Card

Saraswat Bank is the first bank in the co-operative sector to launch new RuPay Classic International Debit Card. A prominent feature of this card is the chip embedded in it, which ensures safe and secure card usage. You can make use of the given card at all ATMs of the merchant and also at the respective RuPay ATMs. Some of the additional merchant establishments at which you can use the card are Pulse, Discover, and Diner’s Club International. Another striking feature of the given debit card is its impressive limit of daily transactions –around INR 50,000, allowed for POS, online transactions, and ATM withdrawals.

4. RuPay Platinum International Debit Card

The card is designed specially to provide you with host of premium services. This card can be used at ATM and Merchants across the world. The user gets lounge access free at domestic airports for 8 visits within a year. There is personal accident insurance cover of Rs. 2 lakhs. The card gives 5% cashback on utility bill payments subject to maximum of Rs. 50 per month.

Benefits of Saraswat Bank Debit Card

When you make use of the innovative features of the debit cards by Saraswat Bank, you can expect a host of benefits on your part. Here are some:

• The given Range of debit cards by Saraswat Bank offers higher limits for daily transactions for ensuring online purchases and cash withdrawals
• Debit cards are known to be more accepted as well as reliable forms of ensuring payments in comparison to cheques
• The revolutionary feature of embedded EMV chip on the Saraswat Bank’s debit cards delivers improved safety as well as security to all your transactions related to the card
• With Saraswat Bank debit card, you get to experience the overall comfort of ensuring cashless transactions. This helps in eliminating the requirement of carrying around cash while making the overall purchases easier & quicker
• The debit cards by Saraswat Bank are widely accepted –not only in the country, but also across the globe –at POS terminals or ATMs
• Saraswat Bank Debit Card makes it simpler for you to maintain a track record of your overall expenses, account activities, and so more

Features Offered by Saraswat Bank Debit Card

If you are making use of the revolutionary form of Digital debit cards by Saraswat Bank, then you can expect the following features:

• Customers who are registered for the facility of GoMo Mobile Banking can look forward to availing the facility of mobile banking or digital banking
• Customers can look forward to generating instant form of Digital Debit Card with the help of the innovative app of GoMo Mobile Banking round the clock
• The customers of the bank can look forward to making payments on e-commerce mobile applications or websites with the help of the digital debit card by inputting the respective details
• With the innovative digital card, there is no more requirement of carrying around the physical debit cards. It also helps in reducing the potential of frauds, thefts, misusing cards. This is because the cards are not available concurrently
• There is no application of AMC charge or any other type of charge on issuing the digital format of the card. Moreover, the card is expected to have the validity of around 5 years
• Customers can receive the respective notifications through SMS to confirm that the particular transaction has been successfully completed

Using a digital form of debit card by Saraswat Bank, the customers can leverage all the possible benefits of the Visa Classic and RuPay Platinum cards at the same time.

Saraswat Bank Customer Care

Here's 24x7 phone banking service toll free number: 1800229999 / 18002665555

Corporate Office Address:

Saraswat Co-operative Bank Limited, Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025.