UCO Bank Debit Card

The cashless transaction with a Debit Card has become super easy. You no longer have to carry liquid cash and worry about its safety in the wallet. When it comes to UCO Bank debit card, you enjoy the convenience of transaction anywhere, anytime. You can easily make bill payments, online bookings, and safe money transfers.

There are many variants of debit card that the bank offers. And every card offers superior services and convenience banking with enhanced security features. Some of the important facilities UCO bank offers are:

• e-shopping
• Grocery shopping
• Dining and Movie
• Lounge access at Airport
• Anywhere, any time cash
• Online purchases and bill Pay

UCO Bank offers an extensive network featuring several branches, service units, and ATMs. For catering to the diverse needs of a wide customer group, UCO Bank is also known to offer access to a wide Range of lucrative debit cards having innovative & specialized features.

Types of Debit Cards Offered by UCO Bank

1. RuPay International Debit Card

It is a non-personalised International Debit Card. You are free from maintaining the minimum or average balance in your account. RuPay International Debit Card is accepted globally, so you can make transactions anywhere without any worry.

The bank offers personal accident insurance and permanent total disability cover of Rs. 1 Lakh. You also get an exclusive merchant offers round the year in PoS and E-com transaction.

Eligibility

There are certain types of account where the card can is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder
• Cash Credit (CC) against bank’s own deposit account

Features

• The daily withdrawal limits at ATM is Rs.25,000
• PoS/ E-Commerce limit is Rs.50,000
• 1st-time Issuance charges are Nil. When you reissue the card, you need to pay Rs.120 (including tax)
• AMC Charges for the transaction is Rs.120 (including tax)

2. RuPay General Debit Card

As this UCO debit card is a non-personalised card, you can avail the card instantly from the bank branches. You can use the card only in India. The bank offers personal accident insurance and permanent total disability cover of Rs. 1 lakh.

You also get exclusive merchant offers round the year in PoS and e-commerce transaction. Also, you don’t have to worry about maintaining the minimum balance in the account.

Eligibility

There are certain types of account where the card can is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder
• Cash Credit (CC) against bank’s own deposit account

Features

• The daily withdrawal limits at ATM is Rs.25,000
• PoS/ E-Commerce limit is Rs.50,000
• 1st-time Issuance charges are Nil. When you reissue the card, you need to pay Rs.120 (including tax)
• AMC Charges for the transaction is Rs.120 (including tax)

3. RuPay Platinum-Insta International Debit Card

This again is an instant debit card which you can avail from the bank. As this debit card is accepted globally, you can make transactions from anywhere, anytime. Additionally, you can make use of exclusive offers on International usages.

With RuPay Platinum-Insta International Debit Card, you don’t have to worry about maintaining the minimum balance in the account.

Eligibility

There are certain types of account where the card can is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder
• Cash Credit (CC) against bank’s own deposit account

Features

• You earn 5% cashback on Utility bill payments capped at Rs. 50 per month per card
• The card gives your complimentary airport lounge access per card twice in a Quarter
• You get personal accident insurance and permanent total disability cover of Rs. 2 lakh
• The daily withdrawal limits at ATM is Rs.50,000
• PoS/ E-commerce limit is Rs.1,00,000
• 1st-time Issuance charges are Nil. When you reissue the card, you need to pay Rs.120 (including tax)

4. RuPay Platinum International Debit Card

This UCO bank debit card is a personalised card, which means your name will be embossed in it. You can use the card internationally. There is no restriction for maintaining a minimum or average balance in your account.

Eligibility

There are certain types of account where the card can is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder
• Cash Credit (CC) against bank’s own deposit account

Features

• You earn 5% cashback on Utility bill payments capped at Rs. 50 per month per card
• The card gives your complimentary airport lounge access per card twice in a Quarter
• You get personal accident insurance and permanent total disability cover of Rs. 2 lakh
• You get exclusive merchant offers round the year in PoS and e-commerce transaction
• The daily withdrawal limits at ATM is Rs.50,000. At PoS/ E-Commerce you can withdraw up to Rs.1,00,000
• The issuance charge is Rs.120 (including tax)

5. VISA General International Debit Card

It is a non-personalised International debit card, which means it is accepted at global ATMs, POS and e-commerce merchants where payment are accepted in Indian currency.

Eligibility

There are certain types of account where the card can is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder
• Cash Credit (CC) against bank’s own deposit account

Features

• The daily withdrawal limits at ATM is Rs.25,000. At PoS/ E-Commerce, you can withdraw money up to Rs.50,000
• 1st-time issuance charges are Nil. If you want to reissue, the charges is Rs.120 (including tax)
• AMC charge is Rs.120 with Taxes

6. VISA EMV Classic International Debit Card

This UCO bank debit card is a personalised International debit card where you can get your named embossed on it. There is no minimum or average balance required to maintain.

Eligibility

There are certain types of account where the card is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder
• Cash Credit (CC) against bank’s own deposit account

Features

• VISA EMV Classic International debit card is globally accepted at ATM, POS and e-commerce merchants where payment accepted in the Indian Rupee
• The daily withdrawal limits at ATM is Rs.25,000 and at PoS/ E-Commerce is Rs.50,000
• 1st-time issuance charges are Nil. If you want to reissue, the charges are Rs.120 (including tax)
• The AMC charge is Rs.120 with taxes

7. VISA Gold International Debit Card

It is a photo-based name embossed personalised International debit card that gives various offers at retail, travel, dining and entertainment establishment around the world.

The minimum and average quarterly balance required to maintain for customers is Rs. 50,000. There is no such restrictions for staffs.

Eligibility

There are certain types of account where the card can is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder
• Cash Credit (CC) against bank’s own deposit account

Features

• The card is globally accepted at ATM, POS and e-commerce merchants where payment accepted in Indian rupees
• You will be offered a special recognition and additional merchant offers world-wide
• The daily withdrawal limits at ATM is Rs.50,000. And at PoS/ E-Commerce, it is Rs.50,000
• The issuance charges is Rs.105 (including tax)
• The AMC charge is Rs.120 (including tax)

8. VISA Platinum International Debit Card

This debit card offers a host of attractive lifestyle privileges and experiences. VISA Platinum International debit card is a photo-based name embossed that gives you a special recognition.

The minimum or average balance required for customers and staffs is Rs. 1,00,000.

Eligibility

There are certain types of account where the card is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder
• Cash Credit (CC) against bank’s own deposit account

Features

• The card is globally accepted at over 10 million merchant outlets. It also gives a global customer assistance
• The bank has a global ATM network with over 1.9 million ATM locations worldwide. So making a transaction globally becomes hassle-free
• The card offers worldwide discounts and privileges
• The daily withdrawal limits at ATM is Rs.50,000. And at PoS/ E-Commerce, it is Rs.1,00,000
• The issuance charges is Rs.130 (including tax)
• The AMC charge is Rs.120 (including tax)

9. VISA Signature International Debit Card

This UCO debit card is a photo-based name embossed International debit card that gives you the exceptional spending power, priority customer service, high level of rewards and exclusive privileges.

The minimum and average balance required to maintain is Rs. 2,00,000.

Eligibility

There are certain types of account where the card can is issued:

• Saving or current account (Individual & Proprietorship)
• Staff OD A/c holder

Features

• VISA Signature International debit card is accepted globally at over 10 million merchant outlets. You also get global customer assistance
• Since the bank has an ATM network of over 1.9 million locations worldwide, making transaction around the globe is easy
• You can enjoy exclusive deals, discounts and privileges world-wide
• You can make a daily ATM withdrawal of Rs.50,000. At PoS/ E-Commerce the limit is Rs.2,00,000
• The issuance charges is Rs.155 (including tax)
• The AMC charge is Rs.120 (including tax)

10. KCC RuPay Debit Card

The particular debit card option is ideal for students as well as newbie professionals. The card is helpful in Offering a card withdrawal limit along with limit for e-commerce & POS transactions for up to INR 25,000. The card has been allowed to be used at over 5 Lakh bank outlets across the nation, while also being utilized at over 30 million shopping centers in different parts of the world. The card is also enabled with the help of transactions powered by RuPay.

Some of the other UCO Bank debit cards that you can come across are Pungrain Arthia RuPay debit card, PMJDY RuPay debit card, and Institute RuPay debit card.

11. Gold Visa Debit Card

With this card, you get the overall freedom enjoying the cash-based withdrawal limit on a per day Basis, along with e-commerce limit of transaction of around INR 50,000. The given card can also be utilized at more than 5 Lakh outlets across the nation. The same can be utilized at over 30 million shopping centers across the world. The customers can also make use of the Gold Visa Debit Card for making online purchases, making bill payments, and booking e-tickets –while being assured of the overall security throughout.

Benefits of Using UCO Bank Debit Cards

• All the UCO Bank debit cards are accepted at over 5 Lakh bank outlets across the nation, and at over 30 million shopping centers in the world.
• Every type of UCO debit card has a specific daily limit for ensuring cash withdrawals along with that of e-commerce & POS transactions
• Some of the debit cards can also be utilized internationally.
• The cards are known to offer improved security on every financial transaction –whether offline or online

UCO Debit Card Limits & Withdrawals

UCO Bank debit card gives you global access to your funds. The card is accepted at millions of shopping locations and ATMs across the world. The debit card offered to minors will have a withdrawal limit of Rs. 3,000 per day and Rs. 15,000 per month.

The table below gives you a detailed guide on variants of UCO Debit Card withdrawal limits-

Rupay Platinum (Personalised) Vs Rupay Platinum (Non-Personalised)

The benefits for both the Rupay Platinum variant differs. Let’s take a look at it:

The bank offers a Green PIN option where you can generate a new PIN for Debit Card at UCO bank ATM.

UCO Bank Debit Card Offers

The customers are provided with a multitude of debit card offers along with benefits related to online shopping and so more. At the same time, Visa is also known to offer several lucrative discounts when the respective shopping, entertainment, and dining expenses are charged to the Visa-verified UCO debit cards.

UCO Bank Rewardz

UCO Bank Rewardz serves to be a specialized loyalty program that is provided to all the customers. It is designed for rewarding the debit card users every time they would make a transaction –either offline or online.