4 சிறந்த வரி சேமிப்பு ELSS மியூச்சுவல் ஃபண்டுகள் FY 22 - 23

Updated on December 7, 2025 , 11012 views

ELSS (ஈக்விட்டி லிங்க்டு சேவிங் ஸ்கீம்) சிறந்த வரி சேமிப்பு விருப்பங்களில் ஒன்றாகும், இது உங்களுக்கு நிறைய பணத்தை சேமிக்க உதவும்வருமான வரி சம்பாதிப்பதுடன்மூலதனம் முதலீடுகள் மீதான பாராட்டு.

வரி சேமிப்பு ELSS நிதிகள் INR 1,50 வரை வரி விலக்குகளை அனுமதிக்கின்றன,000 கீழ்பிரிவு 80C இன்வருமானம் வரி சட்டம். எனவே, மூலம்முதலீடு இந்த வரி சேமிப்பில்பரஸ்பர நிதி, 30% அதிக வரி வரம்பில் உள்ள முதலீட்டாளர்கள் கூட ஒரு குறிப்பிட்ட நிதியாண்டில் சுமார் 46,000 ரூபாய் வரி விலக்குகளைப் பெறலாம் மற்றும் நல்ல வருமானத்தைப் பெறலாம்.

ELSS ஆகும்சந்தை-இணைக்கப்பட்ட முதலீடுகள், நீண்ட கால இழப்புகள் மற்றும் அபாயங்களைத் தவிர்க்க, இந்த நிதிகளில் புத்திசாலித்தனமாக முதலீடுகளை மேற்கொள்ள பரிந்துரைக்கப்படுகிறது.

ELSS நிதிகளில் முதலீடு செய்வதன் நன்மைகள் FY 22 - 23

ELSS பரஸ்பர நிதிகள் 1,50,000 ரூபாய் வரை வரி விலக்கு அளிக்கின்றன.
மற்றவர்கள் வழங்கும் வருமானத்தை விட வருமானம் மிக அதிகம்வரி சேமிப்பு முதலீடு விருப்பங்கள்.
ELSS க்கு 3 ஆண்டுகள் குறைவான லாக்-இன் காலம் உள்ளது, இது மற்ற வரி சேமிப்பு முதலீடுகளை விட ஒப்பீட்டளவில் மிகவும் குறைவு.
ELSS நிதிகள் மூலம் முதலீடு செய்வதற்கான விருப்பத்தை வழங்குகிறதுஎஸ்ஐபி, எனவே முதலீட்டாளர்கள் மாதந்தோறும் சிறிய தொகையை முதலீடு செய்வதன் மூலம் தங்கள் ELSS முதலீட்டை எளிதாக நிர்வகிக்க முடியும்.

மேலே குறிப்பிடப்பட்ட அனைத்து காரணிகளும் ELSS ஐ சிறந்த வரி சேமிப்பு விருப்பங்களில் ஒன்றாக ஆக்குகின்றன.

நீங்கள் முதலீடு செய்ய திட்டமிட்டால், SIP (முறையானமுதலீட்டுத் திட்டம்) ஒன்றுபணத்தை முதலீடு செய்வதற்கான சிறந்த வழிகள் ELSS இல். வழக்கமான முதலீட்டுப் பழக்கம் உங்கள் போர்ட்ஃபோலியோவை ஒழுக்கமாகவும் சமநிலையாகவும் வைத்திருக்கும். மேலும், வரி நாட்காட்டியின் கடைசி நேரத்தில் மொத்த தொகைக்கு பணம் ஏற்பாடு செய்வதில் உள்ள தொல்லைகள் நீங்கும். SIP இல், நீங்கள் முதலீட்டுத் தொகையை நிர்ணயிக்கலாம், இது ரூ. 500, மற்றும் உங்கள் பணம் உங்களிடமிருந்து தானாகக் கழிக்கப்படும் தேதிவங்கி ELSS நிதிகளுக்கு கணக்கு.

Ready to Invest?
Talk to our investment specialist

ஆன்லைனில் ELSS நிதிகளில் முதலீடு செய்வது எப்படி?

Fincash.com இல் வாழ்நாள் முழுவதும் இலவச முதலீட்டுக் கணக்கைத் திறக்கவும்.

உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்

ஆவணங்களைப் பதிவேற்றவும் (PAN, ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

தொடங்குங்கள்

டாப் 4 சிறப்பாக செயல்படும் வரி சேமிப்பு ELSS மியூச்சுவல் ஃபண்டுகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
ICICI Prudential Long Term Equity Fund (Tax Saving) Growth	₹951.5 ↓ -4.27	₹14,844	1.8	2.9	4.9	15.5	17.3	16.4	18.9
Canara Robeco Equity Tax Saver Growth	₹177.14 ↓ -0.88	₹9,073	2	0.8	0	13.9	16.4	17.5	18.6
BOI AXA Tax Advantage Fund Growth	₹157.17 ↓ -0.35	₹1,417	-0.6	-3.8	-11.1	14.7	17.6	21.6	17.8
Bandhan Tax Advantage (ELSS) Fund Growth	₹156.398 ↓ -0.24	₹7,215	3.8	2.9	2.5	14.8	19.6	13.1	17.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Dec 25

Research Highlights & Commentary of 4 Funds showcased

Commentary	ICICI Prudential Long Term Equity Fund (Tax Saving)	Canara Robeco Equity Tax Saver	BOI AXA Tax Advantage Fund	Bandhan Tax Advantage (ELSS) Fund
Point 1	Highest AUM (₹14,844 Cr).	Upper mid AUM (₹9,073 Cr).	Bottom quartile AUM (₹1,417 Cr).	Lower mid AUM (₹7,215 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (16+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 17.31% (lower mid).	5Y return: 16.35% (bottom quartile).	5Y return: 17.58% (upper mid).	5Y return: 19.57% (top quartile).
Point 6	3Y return: 15.51% (top quartile).	3Y return: 13.94% (bottom quartile).	3Y return: 14.68% (lower mid).	3Y return: 14.80% (upper mid).
Point 7	1Y return: 4.88% (top quartile).	1Y return: 0.01% (lower mid).	1Y return: -11.09% (bottom quartile).	1Y return: 2.46% (upper mid).
Point 8	Alpha: 0.64 (top quartile).	Alpha: -1.86 (lower mid).	Alpha: -7.70 (bottom quartile).	Alpha: -1.66 (upper mid).
Point 9	Sharpe: 0.07 (top quartile).	Sharpe: -0.13 (upper mid).	Sharpe: -0.37 (bottom quartile).	Sharpe: -0.14 (lower mid).
Point 10	Information ratio: -0.12 (upper mid).	Information ratio: -0.56 (bottom quartile).	Information ratio: 0.10 (top quartile).	Information ratio: -0.27 (lower mid).

ICICI Prudential Long Term Equity Fund (Tax Saving)

Highest AUM (₹14,844 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.31% (lower mid).
3Y return: 15.51% (top quartile).
1Y return: 4.88% (top quartile).
Alpha: 0.64 (top quartile).
Sharpe: 0.07 (top quartile).
Information ratio: -0.12 (upper mid).

Canara Robeco Equity Tax Saver

Upper mid AUM (₹9,073 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.35% (bottom quartile).
3Y return: 13.94% (bottom quartile).
1Y return: 0.01% (lower mid).
Alpha: -1.86 (lower mid).
Sharpe: -0.13 (upper mid).
Information ratio: -0.56 (bottom quartile).

BOI AXA Tax Advantage Fund

Bottom quartile AUM (₹1,417 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.58% (upper mid).
3Y return: 14.68% (lower mid).
1Y return: -11.09% (bottom quartile).
Alpha: -7.70 (bottom quartile).
Sharpe: -0.37 (bottom quartile).
Information ratio: 0.10 (top quartile).

Bandhan Tax Advantage (ELSS) Fund

Lower mid AUM (₹7,215 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.57% (top quartile).
3Y return: 14.80% (upper mid).
1Y return: 2.46% (upper mid).
Alpha: -1.66 (upper mid).
Sharpe: -0.14 (lower mid).
Information ratio: -0.27 (lower mid).

*இன் பட்டியல் மேலே உள்ளதுசிறந்த மியூச்சுவல் ஃபண்டுகள் மேலே உள்ள நிகர சொத்துக்கள்100 கோடி துவக்கம்/தொடக்கத்திலிருந்து வருடாந்திர வருமானத்தில் வரிசைப்படுத்தப்பட்டது.

1. ICICI Prudential Long Term Equity Fund (Tax Saving)

To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies.

Research Highlights for ICICI Prudential Long Term Equity Fund (Tax Saving)

Highest AUM (₹14,844 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.31% (lower mid).
3Y return: 15.51% (top quartile).
1Y return: 4.88% (top quartile).
Alpha: 0.64 (top quartile).
Sharpe: 0.07 (top quartile).
Information ratio: -0.12 (upper mid).

Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving)

ICICI Prudential Long Term Equity Fund (Tax Saving) Growth
Launch Date	19 Aug 99
NAV (10 Dec 25)	₹951.5 ↓ -4.27 (-0.45 %)
Net Assets (Cr)	₹14,844 on 31 Oct 25
Category	Equity - ELSS
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.72
Sharpe Ratio	0.07
Information Ratio	-0.12
Alpha Ratio	0.64
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,167
30 Nov 22	₹15,273
30 Nov 23	₹17,407
30 Nov 24	₹21,780
30 Nov 25	₹23,627

ICICI Prudential Long Term Equity Fund (Tax Saving) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25

Duration	Returns
1 Month	0.4%
3 Month	1.8%
6 Month	2.9%
1 Year	4.9%
3 Year	15.5%
5 Year	17.3%
Since launch	18.9%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.4%
2023	23.2%
2022	2.3%
2021	33.7%
2020	13.6%
2019	8.8%
2018	0.5%
2017	26%
2016	3.9%
2015	4.3%

Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)

Name	Since	Tenure
Mittul Kalawadia	18 Sep 23	2.12 Yr.
Sharmila D’mello	31 Jul 22	3.26 Yr.

Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	29.27%
Consumer Cyclical	16.22%
Health Care	11.34%
Industrials	8.82%
Energy	7.25%
Consumer Defensive	5.61%
Communication Services	5.54%
Technology	4.22%
Utility	4.19%
Basic Materials	4.16%
Real Estate	1.38%

Asset Allocation

Asset Class	Value
Cash	1.97%
Equity	97.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	8%	₹1,126 Cr	8,371,978 ↑ 593,867
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 17 \| HDFCBANK	7%	₹1,022 Cr	10,347,868
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 17 \| SUNPHARMA	6%	₹863 Cr	5,105,969
Reliance Industries Ltd (Energy) Equity, Since 31 May 20 \| RELIANCE	6%	₹822 Cr	5,528,578
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	5%	₹804 Cr	6,522,478 ↓ -129,745
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 29 Feb 20 \| 540376	5%	₹699 Cr	1,683,535
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 18 \| LT	4%	₹661 Cr	1,638,689
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| MARUTI	4%	₹618 Cr	381,642 ↓ -55,366
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	4%	₹605 Cr	2,946,432 ↓ -251,409
NTPC Ltd (Utilities) Equity, Since 31 Oct 23 \| 532555	4%	₹580 Cr	17,198,432

2. Canara Robeco Equity Tax Saver

(ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Equity Tax Saver

Upper mid AUM (₹9,073 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.35% (bottom quartile).
3Y return: 13.94% (bottom quartile).
1Y return: 0.01% (lower mid).
Alpha: -1.86 (lower mid).
Sharpe: -0.13 (upper mid).
Information ratio: -0.56 (bottom quartile).

Below is the key information for Canara Robeco Equity Tax Saver

Canara Robeco Equity Tax Saver Growth
Launch Date	2 Feb 09
NAV (10 Dec 25)	₹177.14 ↓ -0.88 (-0.49 %)
Net Assets (Cr)	₹9,073 on 31 Oct 25
Category	Equity - ELSS
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	☆
Risk	Moderately High
Expense Ratio	1.69
Sharpe Ratio	-0.13
Information Ratio	-0.56
Alpha Ratio	-1.86
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,161
30 Nov 22	₹15,073
30 Nov 23	₹16,929
30 Nov 24	₹21,574
30 Nov 25	₹22,502

Canara Robeco Equity Tax Saver SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Canara Robeco Equity Tax Saver

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25

Duration	Returns
1 Month	-0.1%
3 Month	2%
6 Month	0.8%
1 Year	0%
3 Year	13.9%
5 Year	16.4%
Since launch	18.6%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.5%
2023	23.7%
2022	-0.2%
2021	35.1%
2020	27.4%
2019	10.7%
2018	2.7%
2017	32%
2016	0%
2015	0.6%

Fund Manager information for Canara Robeco Equity Tax Saver

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.35 Yr.
Shridatta Bhandwaldar	1 Oct 19	6.09 Yr.

Data below for Canara Robeco Equity Tax Saver as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	28.78%
Consumer Cyclical	15.02%
Industrials	13.48%
Health Care	7.14%
Technology	6.71%
Consumer Defensive	5.82%
Energy	5.34%
Basic Materials	5.32%
Communication Services	4.1%
Utility	3.15%
Real Estate	2.41%

Asset Allocation

Asset Class	Value
Cash	2.72%
Equity	97.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 08 \| HDFCBANK	8%	₹703 Cr	7,125,168
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	6%	₹587 Cr	4,361,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 19 \| RELIANCE	4%	₹373 Cr	2,512,000
Infosys Ltd (Technology) Equity, Since 31 Jul 18 \| INFY	4%	₹332 Cr	2,241,310
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 21 \| BHARTIARTL	3%	₹300 Cr	1,460,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 20 \| LT	3%	₹284 Cr	704,369 ↑ 10,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹281 Cr	3,000,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 19 \| 500034	3%	₹243 Cr	2,329,500
GE Vernova T&D India Ltd (Industrials) Equity, Since 29 Feb 24 \| 522275	2%	₹221 Cr	727,058
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹216 Cr	1,753,000

3. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

Research Highlights for BOI AXA Tax Advantage Fund

Bottom quartile AUM (₹1,417 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.58% (upper mid).
3Y return: 14.68% (lower mid).
1Y return: -11.09% (bottom quartile).
Alpha: -7.70 (bottom quartile).
Sharpe: -0.37 (bottom quartile).
Information ratio: 0.10 (top quartile).

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (10 Dec 25)	₹157.17 ↓ -0.35 (-0.22 %)
Net Assets (Cr)	₹1,417 on 31 Oct 25
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	-0.37
Information Ratio	0.1
Alpha Ratio	-7.7
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,500
30 Nov 22	₹15,171
30 Nov 23	₹18,522
30 Nov 24	₹24,718
30 Nov 25	₹23,701

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25

Duration	Returns
1 Month	-2.6%
3 Month	-0.6%
6 Month	-3.8%
1 Year	-11.1%
3 Year	14.7%
5 Year	17.6%
Since launch	17.8%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.6%
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%
2015	2.1%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	3.52 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	23.99%
Industrials	21.1%
Basic Materials	17.21%
Utility	7.32%
Consumer Defensive	6.03%
Consumer Cyclical	5.98%
Technology	4.36%
Communication Services	3.41%
Real Estate	2.18%
Health Care	2.03%
Energy	1.43%

Asset Allocation

Asset Class	Value
Cash	4.96%
Equity	95.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	5%	₹70 Cr	1,412,000
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹62 Cr	664,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	4%	₹54 Cr	405,000 ↑ 75,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 23 \| HAL	3%	₹49 Cr	105,000
Acutaas Chemicals Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	3%	₹49 Cr	283,300 ↓ -2,050
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 24 \| BHARTIARTL	3%	₹48 Cr	235,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| ITC	3%	₹47 Cr	1,120,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	3%	₹43 Cr	437,532
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 25 \| 500425	3%	₹39 Cr	685,662
Indian Bank (Financial Services) Equity, Since 31 Aug 23 \| 532814	2%	₹34 Cr	400,000 ↑ 57,000

4. Bandhan Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

Research Highlights for Bandhan Tax Advantage (ELSS) Fund

Lower mid AUM (₹7,215 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.57% (top quartile).
3Y return: 14.80% (upper mid).
1Y return: 2.46% (upper mid).
Alpha: -1.66 (upper mid).
Sharpe: -0.14 (lower mid).
Information ratio: -0.27 (lower mid).

Below is the key information for Bandhan Tax Advantage (ELSS) Fund

Bandhan Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (10 Dec 25)	₹156.398 ↓ -0.24 (-0.15 %)
Net Assets (Cr)	₹7,215 on 31 Oct 25
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.74
Sharpe Ratio	-0.14
Information Ratio	-0.27
Alpha Ratio	-1.66
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹15,317
30 Nov 22	₹17,165
30 Nov 23	₹20,289
30 Nov 24	₹24,603
30 Nov 25	₹26,130

Bandhan Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Bandhan Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25

Duration	Returns
1 Month	1.2%
3 Month	3.8%
6 Month	2.9%
1 Year	2.5%
3 Year	14.8%
5 Year	19.6%
Since launch	17.6%
10 Year
15 Year

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.1%
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%
2015	6.9%

Fund Manager information for Bandhan Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	9.04 Yr.
Ritika Behera	7 Oct 23	2.07 Yr.
Gaurav Satra	10 Jun 24	1.39 Yr.

Data below for Bandhan Tax Advantage (ELSS) Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	33.31%
Consumer Cyclical	10.54%
Technology	10.48%
Consumer Defensive	8.78%
Basic Materials	7.85%
Energy	7.79%
Health Care	5.57%
Industrials	4.45%
Communication Services	2.65%
Real Estate	2.13%
Utility	1.95%

Asset Allocation

Asset Class	Value
Cash	4.48%
Equity	95.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	8%	₹563 Cr	5,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	7%	₹491 Cr	3,300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	5%	₹336 Cr	2,500,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	4%	₹294 Cr	1,400,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	4%	₹291 Cr	950,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	3%	₹234 Cr	1,900,000
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	3%	₹224 Cr	2,388,280
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	3%	₹208 Cr	1,400,000 ↑ 50,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| HEROMOTOCO	2%	₹180 Cr	325,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	2%	₹175 Cr	850,000 ↓ -50,000

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.