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NRIகளுக்கான மியூச்சுவல் ஃபண்டுகளில் முதலீடு
என்ஆர்ஐக்கள் மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்வதற்கான KYC நடைமுறை
என்ஆர்ஐ மியூச்சுவல் ஃபண்ட் வரிவிதிப்பு
- ஈவுத்தொகை மீதான மியூச்சுவல் ஃபண்ட் வரிவிதிப்பு
அமெரிக்கா/கனடாவைத் தவிர என்ஆர்ஐகளுக்கு சிறந்த செயல்திறன் மியூச்சுவல் ஃபண்டுகள்
அமெரிக்கா/கனடாவில் இருந்து NRIகளுக்கான சிறந்த செயல்திறன் மியூச்சுவல் ஃபண்டுகள்
Top 5 Funds

இந்தியாவில் மியூச்சுவல் ஃபண்டுகளில் என்ஆர்ஐக்கள் எப்படி முதலீடு செய்யலாம்?

Updated on February 23, 2025 , 3438 views

பரஸ்பர நிதி வெளிநாடு வாழ் இந்தியர்கள் (என்ஆர்ஐ) நன்மைகளைப் பெறுவதற்கும் தேசத்தின் வளர்ச்சியில் பங்கு பெறுவதற்கும் நல்ல முதலீட்டு விருப்பங்கள். என்ஆர்ஐக்கள் தங்களுக்கு ஏற்றவாறு பல மியூச்சுவல் ஃபண்ட் திட்டங்களில் முதலீடு செய்யலாம்நிதி இலக்குகள் மற்றும் நோக்கங்கள். மியூச்சுவல் ஃபண்டுகள் முதலீட்டு இலாகாவை பல்வகைப்படுத்தவும், காலப்போக்கில் உகந்த வருமானத்தை ஈட்டவும் ஒரு சிறந்த வழி. இருப்பினும், இந்தியாவில் மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்ய ஒரு NRI பின்பற்ற வேண்டிய சில முக்கியமான வழிகாட்டுதல்கள் மற்றும் விதிகள் உள்ளன.

NRIகளுக்கான மியூச்சுவல் ஃபண்டுகளில் முதலீடு

செய்யமியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள் இந்தியாவில் ஒருவர் பின்வரும் கணக்குகளில் ஏதேனும் ஒன்றை இந்தியருடன் தொடங்க வேண்டும்வங்கி:

NRE கணக்கு

இது குடியுரிமை பெறாத வெளி (NRE) கணக்கு, இது சேமிப்பு, நடப்பு, நிலையான அல்லதுதொடர் வைப்பு. இந்தக் கணக்கில் வெளிநாட்டு நாணயத்தை டெபாசிட் செய்ய வேண்டும். இந்திய நாணயத்தை டெபாசிட் செய்ய, நீங்கள் என்ஆர்ஓ கணக்கைத் திறக்க வேண்டும். NRE கணக்கில் பரிவர்த்தனை தொகைக்கு மேல் வரம்பு இல்லை.

NRO கணக்கு

NRO அல்லது குடியுரிமை பெறாத சாதாரண கணக்கு என்பது சேமிப்பு அல்லது நடப்புக் கணக்கு வடிவத்தில் உள்ளது.வருமானம் இந்தியாவில் சம்பாதித்தது. NRO கணக்கில், வெளிநாட்டு நாணயம் டெபாசிட் செய்யப்பட்ட பிறகு இந்திய ரூபாயாக மாற்றப்படும். ஒரு என்ஆர்ஓ கணக்கை மற்றொரு என்ஆர்ஐ மற்றும் வசிக்கும் இந்தியர்களுடன் (நெருங்கிய உறவினர்கள்) கூட்டாக வைத்திருக்க முடியும்.

FCNR கணக்கு

இது வெளிநாட்டு நாணயம் திருப்பி அனுப்ப முடியாத கணக்கு வைப்புகளைக் குறிக்கிறது. இந்த கணக்கில், என்ஆர்ஐக்கள் தங்கள் பணத்தை அனுப்பலாம்வருவாய் கனடிய $, US$, Euro, AU$, Yen மற்றும் Pound போன்ற ஆறு நாணயங்களில் ஒன்று. மற்ற FCNR அல்லது NRE கணக்குகளில் இருந்து நிதியை மாற்றலாம். FCNR இல், அசல் மற்றும் வட்டிக்கு எந்த வரியும் சேராது.

இந்தக் கணக்குகளில் ஏதேனும் ஒன்றை நீங்கள் திறந்தவுடன், KYC விதிமுறைகளின் கீழ் உங்கள் KYC (உங்கள் வாடிக்கையாளரை அறிந்து கொள்ளுங்கள்) வெற்றிகரமாக முடிக்க வேண்டும்.செபி (செக்யூரிட்டீஸ் எக்ஸ்சேஞ்ச் போர்டு ஆஃப் இந்தியா). SEBI-யில் பதிவுசெய்யப்பட்ட இடைநிலைகள் எவருடனும் ஒருவர் தங்கள் KYC ஐ முடிக்க முடியும்.

என்ஆர்ஐக்கள் மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்வதற்கான KYC நடைமுறை

உங்கள் KYC நடைமுறையை வெற்றிகரமாக முடிக்க, NRIகள் சில முக்கியமான படிகளை நிறைவு செய்து ஆவணங்களை வழங்க வேண்டும்:

அ. KYC படிவம்

ஒரு NRI சமர்ப்பிக்க வேண்டும்KYC படிவம் செபி பதிவு செய்யப்பட்ட இடைநிலைக்கு தேவையான அனைத்து விவரங்களும் நிரப்பப்பட்டுள்ளன. ஆவணங்களை கூரியர்/தபால் மூலம் இடைநிலைக்கு அனுப்பலாம்.

பி. ஆவணங்கள்

சமர்ப்பிக்க வேண்டிய தேவையான ஆவணங்கள் பின்வருமாறு:

வெளிநாட்டு முகவரி ஆதாரம்
இந்திய குடியுரிமை முகவரி ஆதாரம்
சமீபத்திய புகைப்படம்
பாஸ்போர்ட் நகல்

வணிகக் கடற்படையில் உள்ள NRI களாக இருந்தால், கடற்படையின் அறிவிப்பு அல்லது தொடர்ச்சியான வெளியேற்றச் சான்றிதழின் சான்றளிக்கப்பட்ட நகல் சமர்ப்பிக்கப்பட வேண்டும்.

எதிராக சான்றிதழ்

NRI கள் அல்லது PIO கள் (இந்திய வம்சாவளியைச் சேர்ந்தவர்) மேற்கண்ட ஆவணங்களை இந்தியாவில் பதிவுசெய்யப்பட்ட திட்டமிடப்பட்ட வணிக வங்கிகளின் வெளிநாட்டு கிளைகளின் அங்கீகரிக்கப்பட்ட அதிகாரிகள், நீதிபதி, நீதிமன்ற மாஜிஸ்திரேட், பொது நோட்டரிகள் அல்லது நாட்டிலுள்ள இந்திய தூதரகம்/தூதரக ஜெனரல் மூலம் சான்றளிக்கலாம். அமைந்துள்ளன.

ஈ. தனிப்பட்ட சரிபார்ப்பில் (IPV)

SEBI விதிகளின்படி, KYC செயல்முறைக்கு IPV கட்டாயமாகும். இடைநிலை NRIகள்/PIO களின் IPV ஐ நடத்த வேண்டும்.

சமர்ப்பிக்கும் போது மேலே உள்ள அனைத்து ஆவணங்கள் / சான்றுகள் ஆங்கில மொழியில் இருக்க வேண்டும் என்பதை நினைவில் கொள்ளவும்.

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என்ஆர்ஐ மியூச்சுவல் ஃபண்ட் வரிவிதிப்பு

மூலதனம் 2017-18 நிதியாண்டிற்கான (மதிப்பீட்டு ஆண்டு 2018-19) NRI மியூச்சுவல் ஃபண்ட் முதலீடுகளுக்கான ஆதாய வரி விகிதங்கள் கீழே உள்ளன:

என்.ஆர்.ஐமியூச்சுவல் ஃபண்டுகள் மீதான வரிவிதிப்பு-முதலீட்டு வரவுகள் வரி விகிதங்கள்- FY 2017/2018 (AY- 2018-19)

மியூச்சுவல் ஃபண்ட் திட்டத்தின் வகைகள்	குறுகிய கால மூலதன ஆதாயங்கள் (STCG)	நீண்ட கால மூலதன ஆதாயங்கள் (LTCG)
ஈக்விட்டி நிதிகள்- STCG- ஒரு வருடத்திற்கும் குறைவான அல்லது அதற்கு சமமான அலகுகள், LTCG- ஒரு வருடத்திற்கும் மேலாக வைத்திருக்கும் அலகுகள்	15%	இல்லை
ஈக்விட்டி அல்லாத நிதிகள்- STCG- 3 ஆண்டுகள் அல்லது அதற்கும் குறைவாக வைத்திருக்கும் யூனிட்கள், LTCG- யூனிட்கள் 3 ஆண்டுகளுக்கு மேல் வைத்திருக்கும்	தனி நபரின் படிவருமான வரி அடைப்புக்குறி	பட்டியலிடப்பட்ட நிதிகளில்-20% (குறியீட்டுடன்), பட்டியலிடப்படாத நிதிகள்- 10% (குறியீடு இல்லாமல்)

ஈவுத்தொகை மீதான மியூச்சுவல் ஃபண்ட் வரிவிதிப்பு

ஈக்விட்டி ஃபண்டுகளின் ஈவுத்தொகை: ஈக்விட்டி ஃபண்டுகளுக்கு யூனிட் வைத்திருப்பவரின் கைகளில் கிடைக்கும் ஈவுத்தொகை முற்றிலும் வரியற்றது. ஈவுத்தொகைக்கு வரி இல்லைAMC.
கடன் நிதிகளில் ஈவுத்தொகை: இந்த டிவிடெண்ட் வருவாயை அதன் யூனிட்-ஹோல்டர்களுக்கு விநியோகிக்கும் முன் AMC 28.84% டிவிடெண்ட் விநியோக வரியை (DDT) செலுத்த வேண்டும். ஈவுத்தொகை வருமானம் aகடன் நிதி யூனிட் வைத்திருப்பவருக்கும் வரி இல்லை.

AY 2018-19க்கான NRIகளின் MF ரிடெம்ப்ஷன்களுக்குப் பொருந்தும் TDS விகிதம் கீழே உள்ளது.

மியூச்சுவல் ஃபண்டுகள் மீதான NRI வரிவிதிப்பு- மூலதன ஆதாய வரி விகிதங்கள்- FY 2017/2018 (AY- 2018-19)

NRIகள் & TDS விகிதம் மூலம் மியூச்சுவல் ஃபண்ட் மீட்பு	STCG & TDS விகிதம்	LTCG & TDS விகிதம்
MF திட்டத்தின் வகை
ஈக்விட்டி சார்ந்த நிதிகள்	15%	இல்லை
கடன் நிதிகள்	30%	பட்டியலிடப்பட்ட நிதிகளில்- 20% (குறியீட்டுடன்), பட்டியலிடப்படாத நிதிகள்- 10% (குறியீடு இல்லாமல்)

அமெரிக்கா/கனடாவைத் தவிர என்ஆர்ஐகளுக்கு சிறந்த செயல்திறன் மியூச்சுவல் ஃபண்டுகள்

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)	Sub Cat.
BOI AXA Credit Risk Fund Growth	1.2	2.6	6.1	37.2	9.6	6	Credit Risk
SBI PSU Fund Growth	-14.3	-19.4	-5.5	29.7	22	23.5	Sectoral
Motilal Oswal Midcap 30 Fund Growth	-12.9	-9.2	17.5	29.6	26.2	57.1	Mid Cap
Nippon India Power and Infra Fund Growth	-13.8	-20	-3.3	28.9	25.5	26.9	Sectoral
ICICI Prudential Infrastructure Fund Growth	-10.8	-13.2	2.4	28.3	28.4	27.4	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Feb 25

*நிதிகளின் பட்டியல், கடந்த 3 ஆண்டு வருமானத்தின் அடிப்படையில் இறங்கு வரிசையில் உள்ளது.

1. BOI AXA Credit Risk Fund

(Erstwhile BOI AXA Corporate Credit Spectrum Fund)

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

BOI AXA Credit Risk Fund is a Debt - Credit Risk fund was launched on 27 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 1.8% since its launch. Return for 2024 was 6% , 2023 was 5.6% and 2022 was 143.1% .

Below is the key information for BOI AXA Credit Risk Fund

BOI AXA Credit Risk Fund Growth
Launch Date	27 Feb 15
NAV (25 Feb 25)	₹11.8936 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹114 on 31 Jan 25
Category	Debt - Credit Risk
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	-0.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (4%),12-24 Months (3%),24-36 Months (2%),36 Months and above(NIL)
Yield to Maturity	7.09%
Effective Maturity	7 Months 20 Days
Modified Duration	6 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹5,509
31 Jan 22	₹6,349
31 Jan 23	₹14,649
31 Jan 24	₹15,481
31 Jan 25	₹16,406

BOI AXA Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for BOI AXA Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	0.5%
3 Month	1.2%
6 Month	2.6%
1 Year	6.1%
3 Year	37.2%
5 Year	9.6%
10 Year
15 Year
Since launch	1.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6%
2022	5.6%
2021	143.1%
2020	9.4%
2019	-44.4%
2018	-45.2%
2017	-0.3%
2016	9.3%
2015	11.2%
2014

Fund Manager information for BOI AXA Credit Risk Fund

Name	Since	Tenure
Alok Singh	27 Feb 15	9.94 Yr.

Data below for BOI AXA Credit Risk Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	42.51%
Debt	57.09%
Other	0.4%

Debt Sector Allocation

Sector	Value
Corporate	57.09%
Cash Equivalent	42.51%

Credit Quality

Rating	Value
AA	93.19%
AAA	6.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya Birla Real Estate Limited Debentures \| -	11%	₹12 Cr	1,200,000
7.99% Rashtriya Chemicals And Fertilizers Limited Debentures \| -	9%	₹10 Cr	1,000,000
Nirma Limited Debentures \| -	9%	₹10 Cr	1,000,000
JSW Steel Limited Debentures \| -	9%	₹10 Cr	1,000,000
360 One Prime Limited Debentures \| -	9%	₹10 Cr	1,000,000
Manappuram Finance Limited Debentures \| -	9%	₹10 Cr	1,000,000
Godrej Industries Limited Debentures \| -	9%	₹10 Cr	1,000,000
Nuvoco Vistas Corporation Limited Debentures \| -	4%	₹5 Cr	500,000
Corporate Debt Market Development Fund # Investment Fund \| -	0%	₹0 Cr	414 ↑ 414
Amanta Healthcare Limited Preference Shares \| -	0%	₹0 Cr	2,291,890

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (25 Feb 25)	₹27.3723 ↓ -0.33 (-1.18 %)
Net Assets (Cr)	₹4,543 on 31 Jan 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	0.1
Information Ratio	-0.26
Alpha Ratio	-1.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹8,894
31 Jan 22	₹13,035
31 Jan 23	₹15,179
31 Jan 24	₹26,710
31 Jan 25	₹28,676

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-5.7%
3 Month	-14.3%
6 Month	-19.4%
1 Year	-5.5%
3 Year	29.7%
5 Year	22%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%
2014	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.67 Yr.

Data below for SBI PSU Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	36.22%
Utility	23.69%
Energy	17.81%
Industrials	10.74%
Basic Materials	6.34%

Asset Allocation

Asset Class	Value
Cash	5.09%
Equity	94.81%
Debt	0.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹682 Cr	8,577,500 ↑ 300,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹419 Cr	21,950,000 ↑ 1,200,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹410 Cr	13,285,554 ↑ 700,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹351 Cr	11,975,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹284 Cr	9,700,000 ↑ 800,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹188 Cr	7,800,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹184 Cr	27,900,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	4%	₹181 Cr	5,443,244
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹160 Cr	3,600,000
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹142 Cr	3,300,000 ↑ 1,000,000

3. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.3% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (25 Feb 25)	₹91.2872 ↓ -0.31 (-0.34 %)
Net Assets (Cr)	₹24,488 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.93
Information Ratio	0.68
Alpha Ratio	15.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,284
31 Jan 22	₹16,054
31 Jan 23	₹17,654
31 Jan 24	₹26,102
31 Jan 25	₹33,874

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-5.7%
3 Month	-12.9%
6 Month	-9.2%
1 Year	17.5%
3 Year	29.6%
5 Year	26.2%
10 Year
15 Year
Since launch	22.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	57.1%
2022	41.7%
2021	10.7%
2020	55.8%
2019	9.3%
2018	9.7%
2017	-12.7%
2016	30.8%
2015	5.2%
2014	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.34 Yr.
Niket Shah	1 Jul 20	4.59 Yr.
Rakesh Shetty	22 Nov 22	2.2 Yr.
Sunil Sawant	1 Jul 24	0.59 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Technology	29.21%
Consumer Cyclical	25.34%
Industrials	19.64%
Financial Services	5.14%
Health Care	4.07%
Communication Services	2.9%
Utility	2.05%
Real Estate	1.98%
Basic Materials	0.47%

Asset Allocation

Asset Class	Value
Cash	9.2%
Equity	90.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹2,604 Cr	2,695,000 ↑ 95,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	10%	₹2,548 Cr	33,250,000 ↑ 2,750,000
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	9%	₹2,364 Cr	3,250,000 ↑ 124,982
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	8%	₹2,137 Cr	3,000,000 ↑ 1,250,400
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	8%	₹2,099 Cr	3,250,000 ↑ 250,000
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Aug 23 \| JIOFIN	5%	₹1,359 Cr	45,500,000 ↑ 3,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	4%	₹1,052 Cr	3,500,000 ↓ -1,250,000
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Dec 24 \| OFSS	4%	₹1,019 Cr	796,967 ↑ 796,967
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	4%	₹1,018 Cr	10,000,000 ↑ 2,500,000
Voltas Ltd (Industrials) Equity, Since 31 Oct 17 \| VOLTAS	3%	₹895 Cr	4,999,745

4. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 17.7% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (25 Feb 25)	₹294.956 ↓ -1.46 (-0.49 %)
Net Assets (Cr)	₹7,001 on 31 Jan 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	0.29
Information Ratio	1.18
Alpha Ratio	3.79
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,728
31 Jan 22	₹16,044
31 Jan 23	₹17,651
31 Jan 24	₹29,963
31 Jan 25	₹33,188

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-7.7%
3 Month	-13.8%
6 Month	-20%
1 Year	-3.3%
3 Year	28.9%
5 Year	25.5%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%
2014	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.7 Yr.
Rahul Modi	19 Aug 24	0.45 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	44.95%
Utility	15.89%
Basic Materials	10.1%
Communication Services	7.08%
Energy	6.43%
Consumer Cyclical	3.98%
Real Estate	3.78%
Technology	2.94%
Health Care	2.45%
Financial Services	1.62%

Asset Allocation

Asset Class	Value
Cash	0.77%
Equity	99.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	8%	₹612 Cr	1,697,001 ↓ -302,999
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	6%	₹467 Cr	13,999,999 ↑ 999,999
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	6%	₹431 Cr	3,550,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	6%	₹413 Cr	2,600,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	5%	₹365 Cr	492,204
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹309 Cr	270,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	3%	₹230 Cr	1,800,000
Siemens Ltd (Industrials) Equity, Since 31 May 21 \| 500550	3%	₹229 Cr	350,000
Cyient DLM Ltd (Technology) Equity, Since 31 Jul 23 \| CYIENTDLM	3%	₹209 Cr	3,114,722
Brigade Enterprises Ltd (Real Estate) Equity, Since 31 May 23 \| 532929	3%	₹199 Cr	1,600,000

5. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.5% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (25 Feb 25)	₹167.07 ↓ -1.36 (-0.81 %)
Net Assets (Cr)	₹7,435 on 31 Jan 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,385
31 Jan 22	₹16,659
31 Jan 23	₹19,888
31 Jan 24	₹30,973
31 Jan 25	₹35,717

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-5.1%
3 Month	-10.8%
6 Month	-13.2%
1 Year	2.4%
3 Year	28.3%
5 Year	28.4%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%
2014	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.67 Yr.
Sharmila D’mello	30 Jun 22	2.59 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	36.99%
Basic Materials	18.93%
Financial Services	16.99%
Utility	10.73%
Energy	7.04%
Communication Services	1.26%
Consumer Cyclical	1.11%
Real Estate	0.75%

Asset Allocation

Asset Class	Value
Cash	5.59%
Equity	93.78%
Debt	0.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹615 Cr	1,704,683
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹257 Cr	7,710,775
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	4%	₹255 Cr	1,990,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹246 Cr	95,657
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	3%	₹231 Cr	17,763,241 ↑ 400,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹214 Cr	1,740,091
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	3%	₹208 Cr	457,106 ↓ -30,684
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹207 Cr	7,547,700
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹202 Cr	1,558,301
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹196 Cr	1,609,486

அமெரிக்கா/கனடாவில் இருந்து NRIகளுக்கான சிறந்த செயல்திறன் மியூச்சுவல் ஃபண்டுகள்

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)	Sub Cat.
UTI Transportation & Logistics Fund Growth	-8.9	-17.6	0.4	22.3	21.3	18.7	Sectoral
L&T Infrastructure Fund Growth	-17.2	-20.3	1.8	21.2	21.4	28.1	Sectoral
UTI Core Equity Fund Growth	-8.2	-11.6	9.4	20.9	21.3	27.2	Large & Mid Cap
UTI Healthcare Fund Growth	-9.1	-6.6	12.3	20.9	23.3	42.9	Sectoral
Sundaram Mid Cap Fund Growth	-13	-13.7	6.2	20.7	19	32	Mid Cap
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Feb 25

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (25 Feb 25)	₹229.794 ↑ 0.45 (0.19 %)
Net Assets (Cr)	₹3,334 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	0.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,822
31 Jan 22	₹14,712
31 Jan 23	₹16,327
31 Jan 24	₹23,270
31 Jan 25	₹26,060

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-3.1%
3 Month	-8.9%
6 Month	-17.6%
1 Year	0.4%
3 Year	22.3%
5 Year	21.3%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%
2014	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.37 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.83%
Industrials	16.66%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	96.49%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹513 Cr	1,704,697 ↓ -56,732
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹323 Cr	297,670
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹288 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	7%	₹232 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹205 Cr	233,238
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹182 Cr	399,357
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹156 Cr	1,267,853
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	4%	₹151 Cr	5,426,416 ↑ 414,706
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹150 Cr	360,404
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹92 Cr	390,372 ↓ -30,000

2. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.4% since its launch. Return for 2024 was 28.1% , 2023 was 50.7% and 2022 was 3.1% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund Growth
Launch Date	27 Sep 07
NAV (25 Feb 25)	₹40.4204 ↓ -0.18 (-0.45 %)
Net Assets (Cr)	₹2,511 on 31 Dec 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	1.27
Information Ratio	0.55
Alpha Ratio	12.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹9,863
31 Jan 22	₹15,156
31 Jan 23	₹15,575
31 Jan 24	₹24,572
31 Jan 25	₹27,760

L&T Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-7.7%
3 Month	-17.2%
6 Month	-20.3%
1 Year	1.8%
3 Year	21.2%
5 Year	21.4%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.1%
2022	50.7%
2021	3.1%
2020	56.3%
2019	1.6%
2018	-3.1%
2017	-17.1%
2016	61.1%
2015	8.6%
2014	6.8%

Fund Manager information for L&T Infrastructure Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.13 Yr.
Gautam Bhupal	26 Nov 22	2.19 Yr.
Sonal Gupta	26 Nov 22	2.19 Yr.

Data below for L&T Infrastructure Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	50.47%
Basic Materials	11.64%
Energy	8.53%
Communication Services	7.35%
Utility	7.15%
Technology	4.18%
Financial Services	3.94%
Real Estate	2.65%
Consumer Cyclical	1.82%

Asset Allocation

Asset Class	Value
Cash	2.27%
Equity	97.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	7%	₹180 Cr	5,385,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹167 Cr	462,900 ↓ -78,100
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	7%	₹166 Cr	5,654,400 ↓ -1,476,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	7%	₹165 Cr	1,041,600
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹107 Cr	882,800 ↑ 146,800
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹102 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	3%	₹79 Cr	315,600 ↓ -82,100
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹77 Cr	42,730 ↓ -6,970
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹67 Cr	1,488,800
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	2%	₹62 Cr	90,050

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.5% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2024 was 27.2% , 2023 was 34.4% and 2022 was 4.6% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (25 Feb 25)	₹157.954 ↓ -0.80 (-0.50 %)
Net Assets (Cr)	₹4,047 on 31 Jan 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	0.87
Information Ratio	0.69
Alpha Ratio	7.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,284
31 Jan 22	₹15,878
31 Jan 23	₹16,313
31 Jan 24	₹22,547
31 Jan 25	₹26,899

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-4.4%
3 Month	-8.2%
6 Month	-11.6%
1 Year	9.4%
3 Year	20.9%
5 Year	21.3%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%
2014	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	7.72 Yr.

Data below for UTI Core Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	30.26%
Consumer Cyclical	11.89%
Technology	10.37%
Basic Materials	10.35%
Health Care	8.59%
Communication Services	5.82%
Consumer Defensive	5.37%
Industrials	4.88%
Utility	3.66%
Real Estate	1.69%
Energy	1.31%

Asset Allocation

Asset Class	Value
Cash	5.82%
Equity	94.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹307 Cr	1,729,604
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹190 Cr	1,478,590
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	4%	₹151 Cr	3,130,577 ↑ 40,348
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹143 Cr	759,586 ↑ 18,657
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹100 Cr	2,259,525
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	2%	₹99 Cr	4,944,828 ↑ 368,014
Dalmia Bharat Ltd (Basic Materials) Equity, Since 30 Jun 21 \| DALBHARAT	2%	₹87 Cr	494,141
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹86 Cr	4,857,577 ↑ 316,945
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Aug 21 \| OFSS	2%	₹86 Cr	66,903
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹85 Cr	2,486,972

4. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 14.7% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (25 Feb 25)	₹255.75 ↓ -0.06 (-0.02 %)
Net Assets (Cr)	₹1,150 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	1.03
Information Ratio	-0.36
Alpha Ratio	0.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹15,455
31 Jan 22	₹17,925
31 Jan 23	₹16,531
31 Jan 24	₹24,618
31 Jan 25	₹30,793

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-6.1%
3 Month	-9.1%
6 Month	-6.6%
1 Year	12.3%
3 Year	20.9%
5 Year	23.3%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%
2014	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	2.76 Yr.

Data below for UTI Healthcare Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Health Care	96.03%
Basic Materials	1.27%
Financial Services	0.29%

Asset Allocation

Asset Class	Value
Cash	2.41%
Equity	97.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	11%	₹137 Cr	725,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	6%	₹71 Cr	464,949 ↑ 14,289
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹65 Cr	470,234
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹57 Cr	193,047
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹50 Cr	309,311
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹47 Cr	266,306
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹44 Cr	60,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹40 Cr	557,701 ↓ -53,957
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹39 Cr	74,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹37 Cr	61,480

5. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.5% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (25 Feb 25)	₹1,174.36 ↓ -6.61 (-0.56 %)
Net Assets (Cr)	₹11,638 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	0.73
Information Ratio	0.2
Alpha Ratio	5.98
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,656
31 Jan 22	₹14,416
31 Jan 23	₹14,878
31 Jan 24	₹22,096
31 Jan 25	₹26,124

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 25

Duration	Returns
1 Month	-6.4%
3 Month	-13%
6 Month	-13.7%
1 Year	6.2%
3 Year	20.7%
5 Year	19%
10 Year
15 Year
Since launch	23.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32%
2022	40.4%
2021	4.8%
2020	37.5%
2019	11.8%
2018	-0.3%
2017	-15.4%
2016	40.8%
2015	11.3%
2014	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	3.94 Yr.
Ratish Varier	24 Feb 21	3.94 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	19.29%
Consumer Cyclical	18.76%
Industrials	15.94%
Health Care	11.01%
Basic Materials	8.84%
Technology	6.63%
Consumer Defensive	3.71%
Real Estate	3.39%
Communication Services	3.14%
Utility	1.99%
Energy	1.57%

Asset Allocation

Asset Class	Value
Cash	5.73%
Equity	94.27%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	4%	₹461 Cr	6,016,821 ↓ -74,341
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	3%	₹404 Cr	1,233,900 ↑ 4,682
Sundaram Liquid Dir Gr Investment Fund \| -	3%	₹402 Cr	1,789,035 ↑ 439,026
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹385 Cr	19,247,362 ↓ -764,035
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 06 \| 500251	3%	₹356 Cr	500,408 ↓ -17,368
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹328 Cr	1,747,182
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	3%	₹327 Cr	1,388,200
Oberoi Realty Ltd (Real Estate) Equity, Since 31 Jan 22 \| OBEROIRLTY	3%	₹321 Cr	1,389,543
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	2%	₹313 Cr	484,892
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	2%	₹286 Cr	3,977,349 ↓ -566,282

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.