5 ఉత్తమ పనితీరు కనబరుస్తున్న ELSS మ్యూచువల్ ఫండ్‌లు SIP 2022 పన్ను ఆదా u/s 80c

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టాప్ 5 అత్యుత్తమ పనితీరు కనబరుస్తున్న ELSS మ్యూచువల్ ఫండ్‌లు SIP FY 22 - 23
Top 5 Equity - ELSS Funds

2022లో SIP పెట్టుబడి కోసం ఉత్తమ ELSS మ్యూచువల్ ఫండ్‌లు

Updated on November 19, 2024 , 4908 views

బెస్ట్ ఎల్స్ ఫండ్స్ లేదా ఈక్విటీ లింక్డ్ సేవింగ్స్ స్కీములు ఈక్విటీ డైవర్సిఫైడ్మ్యూచువల్ ఫండ్స్ అందించడానికి ఈక్విటీ-లింక్డ్ ఇన్‌స్ట్రుమెంట్‌లలో (షేర్లు మరియు స్టాక్‌లు వంటివి) ప్రధానంగా పెట్టుబడి పెట్టండిసంత-లింక్డ్ రిటర్న్స్. సాధారణంగా, ఫండ్ కార్పస్‌లో 80% ఈక్విటీలో మరియు మిగిలినది డెట్ సాధనాల్లో పెట్టుబడి పెట్టబడుతుంది. ఉత్తమమైనదిELSS కింద పన్ను ప్రయోజనాలను అందిస్తున్నందున ఫండ్‌లను పన్ను ఆదా చేసే మ్యూచువల్ ఫండ్‌లు అని కూడా పిలుస్తారుసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం అంతేకాకుండా, ELSS మ్యూచువల్ ఫండ్‌లు ఓపెన్-ఎండ్ & 2 మోడ్‌ల పెట్టుబడులను అందిస్తాయి

ఏకమొత్తం పెట్టుబడి
SIP (క్రమబద్ధమైనపెట్టుబడి ప్రణాళిక) పెట్టుబడి

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టాప్ 5 అత్యుత్తమ పనితీరు కనబరుస్తున్న ELSS మ్యూచువల్ ఫండ్‌లు SIP FY 22 - 23

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (21 Nov 24)	₹42.6253 ↓ -0.19 (-0.45 %)
Net Assets (Cr)	₹4,680 on 31 Oct 24
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	2.02
Information Ratio	0.15
Alpha Ratio	2.46
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,592
31 Oct 21	₹14,951
31 Oct 22	₹15,678
31 Oct 23	₹17,115
31 Oct 24	₹23,489

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24

Duration	Returns
1 Month	-5.4%
3 Month	-4.3%
6 Month	8.9%
1 Year	26.4%
3 Year	14.4%
5 Year	17.5%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%
2014

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	2.88 Yr.
Tejas Gutka	9 Mar 21	3.65 Yr.

Data below for Tata India Tax Savings Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	29.58%
Consumer Cyclical	16.44%
Industrials	14.78%
Basic Materials	7.53%
Technology	7.11%
Energy	5.55%
Communication Services	5.01%
Utility	3.9%
Real Estate	3.3%
Health Care	3.2%
Consumer Defensive	1.62%

Asset Allocation

Asset Class	Value
Cash	1.99%
Equity	98.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹299 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	5%	₹271 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹218 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹199 Cr	675,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	3%	₹171 Cr	2,175,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹161 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹160 Cr	1,300,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹153 Cr	3,451,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹144 Cr	6,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹129 Cr	352,147

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch. Ranked 3 in ELSS category. Return for 2023 was 28.3% , 2022 was 4.2% and 2021 was 49.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (21 Nov 24)	₹145.093 ↓ -0.90 (-0.62 %)
Net Assets (Cr)	₹6,900 on 31 Oct 24
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	1.63
Information Ratio	-0.02
Alpha Ratio	-2.48
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,943
31 Oct 21	₹17,916
31 Oct 22	₹18,751
31 Oct 23	₹21,358
31 Oct 24	₹27,692

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24

Duration	Returns
1 Month	-5.9%
3 Month	-6.8%
6 Month	2%
1 Year	20.3%
3 Year	14.1%
5 Year	21.7%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%
2015	6.9%
2014	42.2%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	8.04 Yr.
Ritika Behera	7 Oct 23	1.07 Yr.
Gaurav Satra	10 Jun 24	0.39 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	26.5%
Consumer Cyclical	11.23%
Technology	10.34%
Industrials	9.24%
Consumer Defensive	8.93%
Basic Materials	8.9%
Health Care	8.77%
Energy	5.02%
Communication Services	3.33%
Utility	2.99%
Real Estate	1.6%

Asset Allocation

Asset Class	Value
Cash	3.17%
Equity	96.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	6%	₹433 Cr	2,500,000 ↑ 50,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	5%	₹382 Cr	3,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	5%	₹369 Cr	1,250,000 ↑ 75,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	4%	₹308 Cr	2,500,000 ↑ 200,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	4%	₹263 Cr	1,400,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	3%	₹188 Cr	1,100,000 ↓ -100,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| 532555	2%	₹177 Cr	4,000,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	2%	₹156 Cr	1,500,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Aug 17 \| 500093	2%	₹156 Cr	2,050,000 ↓ -50,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 20 \| 500087	2%	₹141 Cr	850,000 ↓ -50,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (21 Nov 24)	₹128.758 ↓ -0.36 (-0.28 %)
Net Assets (Cr)	₹4,253 on 31 Oct 24
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	2.72
Information Ratio	0.6
Alpha Ratio	11.67
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,844
31 Oct 21	₹14,423
31 Oct 22	₹14,802
31 Oct 23	₹16,277
31 Oct 24	₹24,134

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24

Duration	Returns
1 Month	-5.1%
3 Month	-3.7%
6 Month	8.1%
1 Year	36.3%
3 Year	16.6%
5 Year	18.7%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.4%
2022	-3%
2021	30.3%
2020	13.5%
2019	4.6%
2018	-8.1%
2017	42.3%
2016	8.1%
2015	2.9%
2014	44.8%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	26 Nov 22	1.93 Yr.
Sonal Gupta	21 Jul 21	3.28 Yr.
Abhishek Gupta	1 Mar 24	0.67 Yr.

Data below for L&T Tax Advantage Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	23.1%
Industrials	20.71%
Consumer Cyclical	17.12%
Technology	10.45%
Basic Materials	6.44%
Health Care	5.38%
Energy	4.3%
Utility	3.83%
Consumer Defensive	3.66%
Real Estate	2.84%
Communication Services	1.78%

Asset Allocation

Asset Class	Value
Cash	0.39%
Equity	99.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	4%	₹201 Cr	1,162,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	3%	₹147 Cr	1,155,500
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	3%	₹141 Cr	475,906 ↓ -61,694
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	3%	₹132 Cr	703,100
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 500251	3%	₹120 Cr	158,100
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	2%	₹111 Cr	301,450
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	2%	₹101 Cr	184,700
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	2%	₹95 Cr	3,493,588
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	2%	₹92 Cr	258,300
KPIT Technologies Ltd (Technology) Equity, Since 30 Sep 21 \| KPITTECH	2%	₹84 Cr	518,700

4. DSP BlackRock Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

DSP BlackRock Tax Saver Fund is a Equity - ELSS fund was launched on 18 Jan 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch. Ranked 12 in ELSS category. Return for 2023 was 30% , 2022 was 4.5% and 2021 was 35.1% .

Below is the key information for DSP BlackRock Tax Saver Fund

DSP BlackRock Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (21 Nov 24)	₹132.133 ↓ -0.92 (-0.69 %)
Net Assets (Cr)	₹16,841 on 31 Oct 24
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	2.35
Information Ratio	0.76
Alpha Ratio	7.42
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,666
31 Oct 21	₹16,099
31 Oct 22	₹16,365
31 Oct 23	₹18,337
31 Oct 24	₹26,861

DSP BlackRock Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for DSP BlackRock Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24

Duration	Returns
1 Month	-5.3%
3 Month	-4.5%
6 Month	9.1%
1 Year	34.7%
3 Year	17.1%
5 Year	21%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30%
2022	4.5%
2021	35.1%
2020	15%
2019	14.8%
2018	-7.6%
2017	36.3%
2016	11.3%
2015	4.4%
2014	52.2%

Fund Manager information for DSP BlackRock Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	9.3 Yr.

Data below for DSP BlackRock Tax Saver Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	37.58%
Consumer Cyclical	9.76%
Basic Materials	9.06%
Health Care	8.84%
Technology	7.81%
Industrials	7.26%
Consumer Defensive	5.19%
Utility	3.95%
Energy	3.88%
Communication Services	3.74%

Asset Allocation

Asset Class	Value
Cash	2.94%
Equity	97.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	10%	₹1,605 Cr	9,247,272 ↑ 347,804
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	8%	₹1,267 Cr	9,807,128 ↑ 278,934
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	4%	₹685 Cr	8,354,119 ↑ 529,828
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	4%	₹590 Cr	3,360,017 ↑ 144,060
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	3%	₹582 Cr	5,015,137 ↑ 299,081
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹444 Cr	2,563,049 ↑ 283,444
HCL Technologies Ltd (Technology) Equity, Since 31 Mar 21 \| HCLTECH	2%	₹401 Cr	2,270,114 ↑ 256,845
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹393 Cr	1,439,596 ↑ 145,452
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Nov 22 \| HINDUNILVR	2%	₹378 Cr	1,495,324
NTPC Ltd (Utilities) Equity, Since 31 Jan 19 \| 532555	2%	₹364 Cr	8,907,565

5. Aditya Birla Sun Life Tax Relief '96

An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Aditya Birla Sun Life Tax Relief '96 is a Equity - ELSS fund was launched on 6 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.9% since its launch. Ranked 4 in ELSS category. Return for 2023 was 18.9% , 2022 was -1.4% and 2021 was 12.7% .

Below is the key information for Aditya Birla Sun Life Tax Relief '96

Aditya Birla Sun Life Tax Relief '96 Growth
Launch Date	6 Mar 08
NAV (21 Nov 24)	₹56.07 ↓ -0.44 (-0.78 %)
Net Assets (Cr)	₹15,895 on 31 Oct 24
Category	Equity - ELSS
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.69
Sharpe Ratio	1.91
Information Ratio	-1.66
Alpha Ratio	0.5
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,854
31 Oct 21	₹13,173
31 Oct 22	₹12,822
31 Oct 23	₹13,525
31 Oct 24	₹18,181

Aditya Birla Sun Life Tax Relief '96 SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Aditya Birla Sun Life Tax Relief '96

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24

Duration	Returns
1 Month	-6.9%
3 Month	-5.9%
6 Month	4.4%
1 Year	23.4%
3 Year	9.2%
5 Year	11.9%
10 Year
15 Year
Since launch	10.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.9%
2022	-1.4%
2021	12.7%
2020	15.2%
2019	4.3%
2018	-4.5%
2017	43.2%
2016	3.4%
2015	9.2%
2014	54.6%

Fund Manager information for Aditya Birla Sun Life Tax Relief '96

Name	Since	Tenure
Dhaval Shah	31 Oct 24	0 Yr.
Dhaval Joshi	21 Nov 22	1.95 Yr.

Data below for Aditya Birla Sun Life Tax Relief '96 as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	26.38%
Consumer Cyclical	18.88%
Industrials	11.11%
Health Care	8.83%
Basic Materials	8.71%
Energy	7.43%
Technology	6.63%
Consumer Defensive	4.89%
Communication Services	3.15%
Utility	1.47%
Real Estate	1.46%

Asset Allocation

Asset Class	Value
Cash	1.07%
Equity	98.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹1,163 Cr	9,137,798
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	5%	₹886 Cr	5,115,495
Infosys Ltd (Technology) Equity, Since 30 Jun 08 \| INFY	5%	₹831 Cr	4,431,429 ↓ -700,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	5%	₹786 Cr	2,660,213
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 08 \| LT	5%	₹770 Cr	2,095,752
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	3%	₹538 Cr	3,146,277
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Jan 20 \| 532843	3%	₹514 Cr	8,360,144
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 520056	3%	₹433 Cr	302,632
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 08 \| 532215	2%	₹418 Cr	3,388,737
Honeywell Automation India Ltd (Industrials) Equity, Since 30 Jun 08 \| HONAUT	2%	₹395 Cr	80,589

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.