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మ్యూచువల్ ఫండ్ vsఎఫ్ డి? డబ్బు ఆదా చేయడం గురించి ఆలోచిస్తున్నప్పుడు, చాలా మంది ప్రజలు చేసే మొదటి విషయంపెట్టుబడి పెడుతున్నారు ఫిక్స్డ్ డిపాజిట్లలో (FDలు). ఇది సాధారణంగా అర్థం చేసుకోవడం సులభం మరియు తరాల నుండి జరుగుతోంది. అయితే ఇది అత్యంత సరైన పెట్టుబడినా? మరియు ఇది ఉత్తమ రాబడిని అందజేస్తుందా? లేదా మ్యూచువల్ ఫండ్ పెట్టుబడులు ప్రయోజనాన్ని మెరుగ్గా అందిస్తాయా? ఈ ప్రశ్నలకు సమాధానాలు తెలుసుకోవడానికి, క్రింద చదవండి!
ఫిక్సెడ్ డిపాజిట్, ఎఫ్డి అని కూడా పిలుస్తారుబ్యాంక్ దీర్ఘకాలిక మరియు స్వల్పకాలిక పెట్టుబడులకు తగిన పెట్టుబడి ఎంపిక. FD వడ్డీ రేటు భారత ప్రభుత్వం ముందుగా నిర్ణయించినందున FD రిటర్న్లు నిర్ణయించబడతాయి. ఫిక్స్డ్ డిపాజిట్లపై వడ్డీ రేటు స్థిరంగా ఉంది, దీని ప్రభావం ఉండదుద్రవ్యోల్బణం ఈ పెట్టుబడులపై.
అలాగే, FD రిటర్న్లు పెట్టుబడిదారుల చేతుల్లో పన్ను విధించబడతాయి. అయితే, FD పెట్టుబడులు కింద పన్ను మినహాయింపులకు బాధ్యత వహిస్తాయిసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం
మ్యూచువల్ ఫండ్ మూడు రకాలు, డెట్, ఈక్విటీ మరియు బ్యాలెన్స్డ్మ్యూచువల్ ఫండ్స్.డెట్ మ్యూచువల్ ఫండ్ ప్రభుత్వంలో చాలా ఆస్తులను పెట్టుబడి పెట్టేవిబాండ్లు, కార్పొరేట్ బాండ్లు మరియు మిగిలినవి ఈక్విటీ మార్కెట్లలో. దీనికి విరుద్ధంగా, ఈక్విటీ మ్యూచువల్ ఫండ్లు దాని ఆస్తులలో 65% కంటే ఎక్కువ ఈక్విటీ మార్కెట్లలో మరియు మిగిలిన మొత్తాన్ని ప్రభుత్వ బాండ్లు, కార్పొరేట్ బాండ్లు మరియు సెక్యూరిటీలలో పెట్టుబడి పెడతాయి. బ్యాలెన్స్డ్ మ్యూచువల్ ఫండ్స్ అంటే పాక్షికంగా అప్పులో మరియు పాక్షికంగా పెట్టుబడి పెట్టేవిఈక్విటీ ఫండ్స్. మ్యూచువల్ ఫండ్ అనేది ద్రవ్యోల్బణాన్ని అధిగమించే సాధనం, కాబట్టి ఇది మరింత పన్ను సమర్ధవంతంగా ఉంటుంది మరియు దీర్ఘకాలిక పెట్టుబడులపై మెరుగైన రాబడిని అందిస్తుందని భావిస్తున్నారు.
మ్యూచువల్ ఫండ్స్ మరియు ఫిక్సెడ్ డిపాజిట్లు (FDలు) రెండూ అని ఇప్పుడు మనకు తెలుసుపన్ను ఆదా పెట్టుబడులు, తలెత్తే ప్రశ్న ఏమిటంటే - ఎక్కడ పెట్టుబడి పెట్టాలి? ఇది ఆత్మాశ్రయ ప్రశ్న అయినప్పటికీ, దానికి సమాధానం వ్యక్తికి వ్యక్తికి మారవచ్చు, మీరు ఉత్తమంగా ఎంచుకోవడానికి సహాయపడే వివిధ పారామితుల ఆధారంగా పేర్కొనబడిన పోలిక క్రింద ఉంది.
ఫిక్స్డ్ డిపాజిట్పై రాబడులు ముందుగా పేర్కొనబడ్డాయి మరియు పదవీకాలం అంతటా మారవు. మ్యూచువల్ ఫండ్స్, ఫైనాన్షియల్తో లింక్ చేయబడుతున్నాయిసంత, దీర్ఘకాలిక పెట్టుబడులపై మెరుగైన రాబడిని అందిస్తాయి.
FDలపై వడ్డీ రేటు FD రకం లేదా FD వ్యవధిని బట్టి నిర్ణయించబడుతుంది, కాబట్టి ఫిక్స్డ్ డిపాజిట్లపై అధిక వడ్డీ రేట్లను ఆశించలేరు. మరోవైపు, వివిధ రకాల ఫండ్లు అస్థిరమైన రాబడిని అందిస్తాయి కాబట్టి మ్యూచువల్ ఫండ్లపై రాబడి మారుతూ ఉంటుంది. మార్కెట్ ఎక్కువగా ఉంటే రాబడులు పెరుగుతాయి మరియు దీనికి విరుద్ధంగా.
రాబడులు ముందుగా నిర్ణయించబడినందున ఫిక్స్డ్ డిపాజిట్లు ఎటువంటి ప్రమాదాన్ని కలిగి ఉండవు. అలాగే, బ్యాంక్ బస్ట్ చేయబడితే, అన్ని బ్యాంక్ ఖాతాలు INR 1 లక్ష వరకు బీమా చేయబడతాయి. మరోవైపు, మ్యూచువల్ ఫండ్లు తమ ఆస్తులను ఫైనాన్షియల్ మార్కెట్లో పెట్టుబడి పెట్టడం వల్ల ఎక్కువ రిస్క్ ఉంటుంది. ఈక్విటీ మ్యూచువల్ ఫండ్లు, ఈక్విటీ మార్కెట్లలో చాలా వరకు ఆస్తులు పెట్టుబడి పెట్టడం వల్ల చాలా ఎక్కువ రిస్క్ ఉంటుంది. డెట్ మ్యూచువల్ ఫండ్స్లో పెట్టుబడి పెట్టడం తక్కువ ప్రమాదకరం, ఎందుకంటే ఈ ఫండ్లలో చాలా తక్కువ భాగం స్టాక్ మార్కెట్లో పెట్టుబడి పెట్టబడుతుంది.
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వడ్డీ రేటు ముందుగా నిర్ణయించినందున, ఫిక్స్డ్ డిపాజిట్లపై ద్రవ్యోల్బణం ప్రభావం ఉండదు. అయితే, మ్యూచువల్ ఫండ్ల కోసం, రాబడులు ద్రవ్యోల్బణం-సర్దుబాటులో ఉంటాయి, ఇది మెరుగైన రాబడిని సంపాదించే సామర్థ్యాన్ని పెంచుతుంది.
లేవురాజధాని FDల విషయంలో లాభాలు సాధ్యమవుతాయి. మ్యూచువల్ ఫండ్స్ కోసం,మూలధన లాభాలు హోల్డింగ్ వ్యవధిపై ఆధారపడి ఉంటుంది. వివిధ మ్యూచువల్ ఫండ్లు విభిన్న మూలధన లాభాలను అందిస్తాయి.
ఫిక్స్డ్ డిపాజిట్లు ఉంటాయిలిక్విడ్, పెట్టుబడి పెట్టిన మొత్తం కొంత సమయం వరకు లాక్ చేయబడి ఉంటుంది. ఆ వ్యవధిలోపు డబ్బును విత్డ్రా చేస్తే, కొంత పెనాల్టీ తీసివేయబడుతుంది. మ్యూచువల్ ఫండ్లు లిక్విడ్గా ఉంటాయి కాబట్టి అవి ఎక్కువ కారణం లేకుండా తక్కువ వ్యవధిలో విక్రయించబడతాయితరుగుదల ఫండ్ విలువలో. అయితే, కొన్ని మ్యూచువల్ ఫండ్లను విక్రయించేటప్పుడు వర్తించే ఎగ్జిట్ లోడ్లను తనిఖీ చేయడం ముఖ్యం.
ఫిక్స్డ్ డిపాజిట్పై వడ్డీ వ్యక్తి యొక్క పన్ను స్లాబ్ ప్రకారం పన్ను విధించబడుతుంది. మరోవైపు,మ్యూచువల్ ఫండ్ పన్ను ప్రధానంగా హోల్డింగ్ వ్యవధిపై ఆధారపడి ఉంటుంది. షార్ట్ టర్మ్ క్యాపిటల్ గెయిన్స్ (STCG) మరియు లాంగ్ టర్మ్ క్యాపిటల్ గెయిన్స్ (LTCG) రెండూ వేర్వేరుగా పన్ను విధించబడతాయి.
IT చట్టంలోని సెక్షన్ 80c కింద పన్ను ఆదా ప్రయోజనం కోసం FDలను పరిశీలిస్తున్న పెట్టుబడిదారుల కోసం. (5 సంవత్సరాల లాక్కిన్)ELSS మ్యూచువల్ ఫండ్లు 3 సంవత్సరాల లాక్-ఇన్ను కలిగి ఉన్నందున మంచి ప్రత్యామ్నాయం మరియు చారిత్రాత్మకంగా మెరుగైన రాబడిని అందిస్తున్నాయి.
క్లుప్తంగా చూద్దాం:
పరామితి | మ్యూచువల్ ఫండ్ | స్థిర నిధి |
---|---|---|
రాబడి రేటు | హామీ ఇవ్వబడిన రిటర్న్లు లేవు | స్థిర రిటర్న్స్ |
ద్రవ్యోల్బణం సర్దుబాటు చేసిన రాబడులు | అధిక ద్రవ్యోల్బణం సర్దుబాటు చేసిన రాబడులకు సంభావ్యత | సాధారణంగా తక్కువ ద్రవ్యోల్బణం సర్దుబాటు చేసిన రాబడులు |
ప్రమాదం | మీడియం నుండి హై రిస్క్ | తక్కువ ప్రమాదం |
ద్రవ్యత | ద్రవం | ద్రవం |
అకాల ఉపసంహరణ | ఎగ్జిట్ లోడ్/ లోడ్ లేకుండా అనుమతించబడుతుంది | పెనాల్టీతో అనుమతించబడింది |
పెట్టుబడి ఖర్చు | నిర్వహణ ఖర్చు/వ్యయ నిష్పత్తి | ఖర్చు లేదు |
పన్ను స్థితి | అనుకూలమైన పన్ను స్థితి | పన్ను స్లాబ్ ప్రకారం |
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Nippon India Small Cap Fund Growth ₹169.7
↑ 0.77 ₹51,566 20.2 23.3 56.5 33.7 33.8 48.9 Invesco India Infrastructure Fund Growth ₹67.25
↓ -0.03 ₹1,240 23 38.3 82.3 36.3 30.9 51.1 Motilal Oswal Midcap 30 Fund Growth ₹95.5442
↑ 0.92 ₹9,819 20.6 34 64.8 39.2 30.7 41.7 Kotak Small Cap Fund Growth ₹264.855
↑ 0.42 ₹15,283 21.8 21.6 44.8 23.8 30 34.8 Invesco India PSU Equity Fund Growth ₹67.34
↑ 0.11 ₹1,138 22.5 40.1 97.6 39.3 29.8 54.5 Nippon India Power and Infra Fund Growth ₹370.546
↓ -0.32 ₹5,697 19.7 35.8 83.4 39.9 29.4 58 BOI AXA Manufacturing and Infrastructure Fund Growth ₹56.65
↑ 0.34 ₹339 18.4 29.3 65.5 31.1 29.3 44.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jun 24
* క్రింద 7 జాబితా ఉందిఉత్తమ మ్యూచువల్ ఫండ్స్ నికర ఆస్తులు/AUM కంటే ఎక్కువ The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a Below is the key information for Invesco India Infrastructure Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a Below is the key information for BOI AXA Manufacturing and Infrastructure Fund Returns up to 1 year are on 100 కోట్లు
. 5 సంవత్సరాలలో క్రమబద్ధీకరించబడిందిCAGR/ వార్షికంగా
తిరిగి వస్తుంది.1. Nippon India Small Cap Fund
CAGR/Annualized
return of 22.8% since its launch. Ranked 6 in Small Cap
category. Return for 2023 was 48.9% , 2022 was 6.5% and 2021 was 74.3% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (28 Jun 24) ₹169.7 ↑ 0.77 (0.46 %) Net Assets (Cr) ₹51,566 on 31 May 24 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.82 Sharpe Ratio 2.89 Information Ratio 1.09 Alpha Ratio 7.8 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,706 30 Jun 21 ₹18,155 30 Jun 22 ₹19,715 30 Jun 23 ₹27,539 30 Jun 24 ₹42,883 Returns for Nippon India Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jun 24 Duration Returns 1 Month 7.9% 3 Month 20.2% 6 Month 23.3% 1 Year 56.5% 3 Year 33.7% 5 Year 33.8% 10 Year 15 Year Since launch 22.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 48.9% 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 7.42 Yr. Kinjal Desai 25 May 18 6.02 Yr. Data below for Nippon India Small Cap Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 33.67% Financial Services 12.9% Consumer Cyclical 11.13% Basic Materials 10.34% Technology 8.97% Health Care 7.25% Consumer Defensive 6.54% Communication Services 1.48% Utility 1.39% Energy 1.02% Real Estate 0.38% Asset Allocation
Asset Class Value Cash 4.36% Equity 95.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity Voltamp Transformers Ltd (Industrials)
Equity, Since 30 Sep 16 | VOLTAMP2% ₹951 Cr 844,398
↓ -20,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹942 Cr 6,150,000 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA2% ₹894 Cr 2,499,222
↓ -100,000 Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS1% ₹763 Cr 965,116
↓ -115,000 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Oct 12 | KIRLOSBROS1% ₹753 Cr 4,384,076 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 22 | 5001031% ₹747 Cr 25,000,000 ELANTAS Beck India Ltd (Basic Materials)
Equity, Since 28 Feb 13 | 5001231% ₹717 Cr 614,625 State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN1% ₹673 Cr 8,100,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX1% ₹672 Cr 1,851,010 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 21 | LT1% ₹671 Cr 1,829,381
↑ 400,000 2. Invesco India Infrastructure Fund
CAGR/Annualized
return of 12.2% since its launch. Ranked 24 in Sectoral
category. Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% . Invesco India Infrastructure Fund
Growth Launch Date 21 Nov 07 NAV (28 Jun 24) ₹67.25 ↓ -0.03 (-0.04 %) Net Assets (Cr) ₹1,240 on 31 May 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.49 Sharpe Ratio 3.91 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,452 30 Jun 21 ₹15,391 30 Jun 22 ₹16,138 30 Jun 23 ₹21,209 30 Jun 24 ₹38,363 Returns for Invesco India Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jun 24 Duration Returns 1 Month 6% 3 Month 23% 6 Month 38.3% 1 Year 82.3% 3 Year 36.3% 5 Year 30.9% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 51.1% 2022 2.3% 2021 55.4% 2020 16.2% 2019 6.1% 2018 -15.8% 2017 48.1% 2016 0.8% 2015 -2.6% 2014 83.6% Fund Manager information for Invesco India Infrastructure Fund
Name Since Tenure Amit Nigam 3 Sep 20 3.75 Yr. Data below for Invesco India Infrastructure Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 54.14% Utility 20.78% Basic Materials 7.94% Health Care 3.87% Energy 2.8% Financial Services 2.62% Consumer Cyclical 2.33% Technology 1.51% Communication Services 1.12% Real Estate 1.01% Asset Allocation
Asset Class Value Cash 1.87% Equity 98.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | 5328987% ₹88 Cr 2,840,042
↑ 606,025 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT5% ₹62 Cr 169,760 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Nov 17 | BEL4% ₹48 Cr 1,623,224 NTPC Ltd (Utilities)
Equity, Since 31 Dec 23 | 5325554% ₹47 Cr 1,299,723
↑ 129,500 Tata Power Co Ltd (Utilities)
Equity, Since 31 Jan 21 | 5004004% ₹45 Cr 1,019,084 Thermax Ltd (Industrials)
Equity, Since 30 Jun 21 | THERMAX3% ₹41 Cr 76,244 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Nov 22 | HAL3% ₹38 Cr 77,048
↑ 19,294 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Dec 23 | SOLARINDS3% ₹38 Cr 40,188
↑ 8,938 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Jan 23 | 5005473% ₹35 Cr 552,825
↑ 9,182 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 30 Jun 21 | RATNAMANI3% ₹34 Cr 98,929
↑ 5,755 3. Motilal Oswal Midcap 30 Fund
CAGR/Annualized
return of 24.4% since its launch. Ranked 27 in Mid Cap
category. Return for 2023 was 41.7% , 2022 was 10.7% and 2021 was 55.8% . Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (28 Jun 24) ₹95.5442 ↑ 0.92 (0.97 %) Net Assets (Cr) ₹9,819 on 30 Apr 24 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.45 Sharpe Ratio 4.03 Information Ratio 1.04 Alpha Ratio 18.94 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,692 30 Jun 21 ₹14,156 30 Jun 22 ₹16,857 30 Jun 23 ₹23,241 30 Jun 24 ₹38,133 Returns for Motilal Oswal Midcap 30 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jun 24 Duration Returns 1 Month 12.5% 3 Month 20.6% 6 Month 34% 1 Year 64.8% 3 Year 39.2% 5 Year 30.7% 10 Year 15 Year Since launch 24.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% 2015 16.5% 2014 Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Niket Shah 1 Jul 20 3.92 Yr. Ankush Sood 11 Nov 22 1.56 Yr. Rakesh Shetty 22 Nov 22 1.53 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 30 Apr 24
Equity Sector Allocation
Sector Value Consumer Cyclical 19.8% Industrials 19.68% Technology 15.6% Financial Services 11.62% Communication Services 11.3% Health Care 6.12% Real Estate 5.88% Utility 3.76% Basic Materials 3.17% Asset Allocation
Asset Class Value Cash 3.09% Equity 96.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 23 | 54394010% ₹1,033 Cr 30,000,000 Vodafone Idea Ltd (Communication Services)
Equity, Since 30 Apr 24 | 53282210% ₹999 Cr 655,000,000
↑ 100,000,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 5433208% ₹851 Cr 47,500,000
↑ 27,500,000 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 20 | TIINDIA8% ₹805 Cr 2,250,000
↑ 427,022 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL7% ₹777 Cr 20,000,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT7% ₹729 Cr 2,137,892
↑ 137,892 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jul 23 | PRESTIGE4% ₹439 Cr 2,750,000
↓ -250,000 Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB4% ₹438 Cr 650,000 Balkrishna Industries Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | BALKRISIND4% ₹427 Cr 1,400,000 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE4% ₹410 Cr 825,619
↓ -74,381 4. Kotak Small Cap Fund
CAGR/Annualized
return of 18.5% since its launch. Ranked 23 in Small Cap
category. Return for 2023 was 34.8% , 2022 was -3.1% and 2021 was 70.9% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (28 Jun 24) ₹264.855 ↑ 0.42 (0.16 %) Net Assets (Cr) ₹15,283 on 31 May 24 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.48 Sharpe Ratio 2.15 Information Ratio -0.49 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,955 30 Jun 21 ₹19,659 30 Jun 22 ₹20,657 30 Jun 23 ₹25,804 30 Jun 24 ₹37,103 Returns for Kotak Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jun 24 Duration Returns 1 Month 9.8% 3 Month 21.8% 6 Month 21.6% 1 Year 44.8% 3 Year 23.8% 5 Year 30% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -3.1% 2021 70.9% 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Arjun Khanna 30 Apr 22 2.09 Yr. Harish Bihani 20 Oct 23 0.62 Yr. Data below for Kotak Small Cap Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 39.96% Consumer Cyclical 20.72% Basic Materials 14.6% Health Care 8.49% Consumer Defensive 2.84% Financial Services 2.52% Technology 2.41% Communication Services 2.23% Real Estate 1.61% Asset Allocation
Asset Class Value Cash 4.12% Equity 95.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT4% ₹551 Cr 3,174,852
↑ 161,289 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | CARBORUNIV4% ₹538 Cr 3,373,532
↓ -109,697 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Dec 18 | TECHNOE3% ₹527 Cr 3,718,309 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹513 Cr 3,251,576
↓ -13,262 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI3% ₹452 Cr 1,328,764 Century Plyboards (India) Ltd (Basic Materials)
Equity, Since 31 Oct 18 | 5325483% ₹413 Cr 6,353,571 BEML Ltd (Industrials)
Equity, Since 30 Jun 18 | 5000482% ₹321 Cr 729,789 Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | BLUEDART2% ₹320 Cr 444,525 Alembic Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 22 | APLLTD2% ₹318 Cr 3,441,355 Exide Industries Ltd (Consumer Cyclical)
Equity, Since 30 Sep 22 | 5000862% ₹315 Cr 6,441,912
↓ -840,068 5. Invesco India PSU Equity Fund
CAGR/Annualized
return of 13.9% since its launch. Ranked 33 in Sectoral
category. Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% . Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (28 Jun 24) ₹67.34 ↑ 0.11 (0.16 %) Net Assets (Cr) ₹1,138 on 31 May 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.46 Sharpe Ratio 3.57 Information Ratio -0.8 Alpha Ratio 8.24 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,836 30 Jun 21 ₹13,587 30 Jun 22 ₹13,209 30 Jun 23 ₹18,874 30 Jun 24 ₹36,818 Returns for Invesco India PSU Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jun 24 Duration Returns 1 Month 3% 3 Month 22.5% 6 Month 40.1% 1 Year 97.6% 3 Year 39.3% 5 Year 29.8% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 54.5% 2022 20.5% 2021 31.1% 2020 6.1% 2019 10.1% 2018 -16.9% 2017 24.3% 2016 17.9% 2015 2.5% 2014 54.5% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Dhimant Kothari 19 May 20 4.04 Yr. Data below for Invesco India PSU Equity Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 39.79% Utility 22.52% Financial Services 20.1% Energy 13.61% Asset Allocation
Asset Class Value Cash 3.99% Equity 96.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL10% ₹110 Cr 221,859 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL10% ₹110 Cr 3,715,873
↓ -85,349 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 5325558% ₹90 Cr 2,517,495
↑ 263,338 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN8% ₹89 Cr 1,074,148
↑ 83,204 Coal India Ltd (Energy)
Equity, Since 31 Aug 23 | COALINDIA7% ₹84 Cr 1,711,852
↑ 98,966 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 5328987% ₹82 Cr 2,658,563
↑ 396,997 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL6% ₹66 Cr 422,237
↑ 36,345 BEML Ltd (Industrials)
Equity, Since 31 Aug 23 | 5000485% ₹55 Cr 124,817
↑ 93,051 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Mar 17 | CONCOR5% ₹53 Cr 489,399
↑ 103,066 NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC4% ₹49 Cr 4,587,137 6. Nippon India Power and Infra Fund
CAGR/Annualized
return of 19.6% since its launch. Ranked 13 in Sectoral
category. Return for 2023 was 58% , 2022 was 10.9% and 2021 was 48.9% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (28 Jun 24) ₹370.546 ↓ -0.32 (-0.09 %) Net Assets (Cr) ₹5,697 on 31 May 24 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.23 Sharpe Ratio 4.11 Information Ratio 1.72 Alpha Ratio 18.63 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,161 30 Jun 21 ₹13,274 30 Jun 22 ₹13,569 30 Jun 23 ₹19,915 30 Jun 24 ₹36,330 Returns for Nippon India Power and Infra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jun 24 Duration Returns 1 Month 7% 3 Month 19.7% 6 Month 35.8% 1 Year 83.4% 3 Year 39.9% 5 Year 29.4% 10 Year 15 Year Since launch 19.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% 2014 50.8% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Sanjay Doshi 2 Jan 17 7.42 Yr. Kinjal Desai 25 May 18 6.02 Yr. Data below for Nippon India Power and Infra Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 40.85% Utility 14.2% Basic Materials 8.52% Communication Services 7.09% Energy 6.03% Real Estate 5.41% Consumer Cyclical 4.53% Technology 4.43% Health Care 2.56% Asset Allocation
Asset Class Value Cash 6.37% Equity 93.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT6% ₹367 Cr 1,000,000
↑ 200,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE6% ₹343 Cr 1,200,000
↑ 200,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 5325556% ₹341 Cr 9,500,000
↑ 1,500,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES5% ₹288 Cr 850,900
↑ 50,900 Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 5005305% ₹258 Cr 85,000
↑ 15,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL4% ₹247 Cr 1,800,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Sep 23 | CARBORUNIV4% ₹239 Cr 1,500,000
↑ 321,674 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO4% ₹233 Cr 235,000
↑ 10,000 Honeywell Automation India Ltd (Industrials)
Equity, Since 31 Jan 24 | HONAUT4% ₹206 Cr 40,000 Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 May 23 | 5329293% ₹193 Cr 1,500,000 7. BOI AXA Manufacturing and Infrastructure Fund
CAGR/Annualized
return of 12.9% since its launch. Return for 2023 was 44.7% , 2022 was 3.3% and 2021 was 52.5% . BOI AXA Manufacturing and Infrastructure Fund
Growth Launch Date 5 Mar 10 NAV (28 Jun 24) ₹56.65 ↑ 0.34 (0.60 %) Net Assets (Cr) ₹339 on 31 May 24 Category Equity - Sectoral AMC BOI AXA Investment Mngrs Private Ltd Rating Risk High Expense Ratio 2.55 Sharpe Ratio 3.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,196 30 Jun 21 ₹16,133 30 Jun 22 ₹16,241 30 Jun 23 ₹21,921 30 Jun 24 ₹36,152 Returns for BOI AXA Manufacturing and Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jun 24 Duration Returns 1 Month 8.2% 3 Month 18.4% 6 Month 29.3% 1 Year 65.5% 3 Year 31.1% 5 Year 29.3% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.7% 2022 3.3% 2021 52.5% 2020 28.1% 2019 2.5% 2018 -22.8% 2017 56% 2016 1% 2015 0.3% 2014 54.1% Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
Name Since Tenure Nitin Gosar 27 Sep 22 1.68 Yr. Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 28.77% Basic Materials 17.06% Consumer Cyclical 11.83% Energy 11.65% Communication Services 8.38% Utility 6.61% Health Care 4.78% Consumer Defensive 3% Real Estate 2.61% Technology 2.6% Asset Allocation
Asset Class Value Cash 2.69% Equity 97.28% Debt 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE6% ₹21 Cr 73,563 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT6% ₹20 Cr 55,054
↑ 4,847 NTPC Ltd (Utilities)
Equity, Since 31 May 21 | 5325554% ₹13 Cr 370,539 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO3% ₹10 Cr 20,363
↓ -1,743 ITD Cementation India Ltd (Industrials)
Equity, Since 31 Dec 22 | 5094963% ₹10 Cr 245,855
↑ 68,528 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 22 | BHARTIARTL3% ₹10 Cr 71,850
↑ 7,042 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | 5348163% ₹10 Cr 275,782 Vodafone Idea Ltd (Communication Services)
Equity, Since 30 Apr 24 | 5328223% ₹9 Cr 5,837,318
↑ 2,493,961 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Dec 22 | 5004773% ₹9 Cr 396,982
↑ 37,851 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002952% ₹8 Cr 187,566
↑ 7,259
ఆర్థిక ప్రణాళిక మీ నిర్వహణకు కీలకంఆదాయం మరియు ఖర్చులు. కాబట్టి, మీది ఏమిటిఆర్థిక లక్ష్యం? తెలివిగా విశ్లేషించి పెట్టుబడి పెట్టండి!
Great Read. Clarified my doubts.