Table of Contents
మ్యూచువల్ ఫండ్ vsఎఫ్ డి? డబ్బు ఆదా చేయడం గురించి ఆలోచిస్తున్నప్పుడు, చాలా మంది ప్రజలు చేసే మొదటి విషయంపెట్టుబడి పెడుతున్నారు ఫిక్స్డ్ డిపాజిట్లలో (FDలు). ఇది సాధారణంగా అర్థం చేసుకోవడం సులభం మరియు తరాల నుండి జరుగుతోంది. అయితే ఇది అత్యంత సరైన పెట్టుబడినా? మరియు ఇది ఉత్తమ రాబడిని అందజేస్తుందా? లేదా మ్యూచువల్ ఫండ్ పెట్టుబడులు ప్రయోజనాన్ని మెరుగ్గా అందిస్తాయా? ఈ ప్రశ్నలకు సమాధానాలు తెలుసుకోవడానికి, క్రింద చదవండి!
ఫిక్సెడ్ డిపాజిట్, ఎఫ్డి అని కూడా పిలుస్తారుబ్యాంక్ దీర్ఘకాలిక మరియు స్వల్పకాలిక పెట్టుబడులకు తగిన పెట్టుబడి ఎంపిక. FD వడ్డీ రేటు భారత ప్రభుత్వం ముందుగా నిర్ణయించినందున FD రిటర్న్లు నిర్ణయించబడతాయి. ఫిక్స్డ్ డిపాజిట్లపై వడ్డీ రేటు స్థిరంగా ఉంది, దీని ప్రభావం ఉండదుద్రవ్యోల్బణం ఈ పెట్టుబడులపై.
అలాగే, FD రిటర్న్లు పెట్టుబడిదారుల చేతుల్లో పన్ను విధించబడతాయి. అయితే, FD పెట్టుబడులు కింద పన్ను మినహాయింపులకు బాధ్యత వహిస్తాయిసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం
మ్యూచువల్ ఫండ్ మూడు రకాలు, డెట్, ఈక్విటీ మరియు బ్యాలెన్స్డ్మ్యూచువల్ ఫండ్స్.డెట్ మ్యూచువల్ ఫండ్ ప్రభుత్వంలో చాలా ఆస్తులను పెట్టుబడి పెట్టేవిబాండ్లు, కార్పొరేట్ బాండ్లు మరియు మిగిలినవి ఈక్విటీ మార్కెట్లలో. దీనికి విరుద్ధంగా, ఈక్విటీ మ్యూచువల్ ఫండ్లు దాని ఆస్తులలో 65% కంటే ఎక్కువ ఈక్విటీ మార్కెట్లలో మరియు మిగిలిన మొత్తాన్ని ప్రభుత్వ బాండ్లు, కార్పొరేట్ బాండ్లు మరియు సెక్యూరిటీలలో పెట్టుబడి పెడతాయి. బ్యాలెన్స్డ్ మ్యూచువల్ ఫండ్స్ అంటే పాక్షికంగా అప్పులో మరియు పాక్షికంగా పెట్టుబడి పెట్టేవిఈక్విటీ ఫండ్స్. మ్యూచువల్ ఫండ్ అనేది ద్రవ్యోల్బణాన్ని అధిగమించే సాధనం, కాబట్టి ఇది మరింత పన్ను సమర్ధవంతంగా ఉంటుంది మరియు దీర్ఘకాలిక పెట్టుబడులపై మెరుగైన రాబడిని అందిస్తుందని భావిస్తున్నారు.
మ్యూచువల్ ఫండ్స్ మరియు ఫిక్సెడ్ డిపాజిట్లు (FDలు) రెండూ అని ఇప్పుడు మనకు తెలుసుపన్ను ఆదా పెట్టుబడులు, తలెత్తే ప్రశ్న ఏమిటంటే - ఎక్కడ పెట్టుబడి పెట్టాలి? ఇది ఆత్మాశ్రయ ప్రశ్న అయినప్పటికీ, దానికి సమాధానం వ్యక్తికి వ్యక్తికి మారవచ్చు, మీరు ఉత్తమంగా ఎంచుకోవడానికి సహాయపడే వివిధ పారామితుల ఆధారంగా పేర్కొనబడిన పోలిక క్రింద ఉంది.
ఫిక్స్డ్ డిపాజిట్పై రాబడులు ముందుగా పేర్కొనబడ్డాయి మరియు పదవీకాలం అంతటా మారవు. మ్యూచువల్ ఫండ్స్, ఫైనాన్షియల్తో లింక్ చేయబడుతున్నాయిసంత, దీర్ఘకాలిక పెట్టుబడులపై మెరుగైన రాబడిని అందిస్తాయి.
FDలపై వడ్డీ రేటు FD రకం లేదా FD వ్యవధిని బట్టి నిర్ణయించబడుతుంది, కాబట్టి ఫిక్స్డ్ డిపాజిట్లపై అధిక వడ్డీ రేట్లను ఆశించలేరు. మరోవైపు, వివిధ రకాల ఫండ్లు అస్థిరమైన రాబడిని అందిస్తాయి కాబట్టి మ్యూచువల్ ఫండ్లపై రాబడి మారుతూ ఉంటుంది. మార్కెట్ ఎక్కువగా ఉంటే రాబడులు పెరుగుతాయి మరియు దీనికి విరుద్ధంగా.
రాబడులు ముందుగా నిర్ణయించబడినందున ఫిక్స్డ్ డిపాజిట్లు ఎటువంటి ప్రమాదాన్ని కలిగి ఉండవు. అలాగే, బ్యాంక్ బస్ట్ చేయబడితే, అన్ని బ్యాంక్ ఖాతాలు INR 1 లక్ష వరకు బీమా చేయబడతాయి. మరోవైపు, మ్యూచువల్ ఫండ్లు తమ ఆస్తులను ఫైనాన్షియల్ మార్కెట్లో పెట్టుబడి పెట్టడం వల్ల ఎక్కువ రిస్క్ ఉంటుంది. ఈక్విటీ మ్యూచువల్ ఫండ్లు, ఈక్విటీ మార్కెట్లలో చాలా వరకు ఆస్తులు పెట్టుబడి పెట్టడం వల్ల చాలా ఎక్కువ రిస్క్ ఉంటుంది. డెట్ మ్యూచువల్ ఫండ్స్లో పెట్టుబడి పెట్టడం తక్కువ ప్రమాదకరం, ఎందుకంటే ఈ ఫండ్లలో చాలా తక్కువ భాగం స్టాక్ మార్కెట్లో పెట్టుబడి పెట్టబడుతుంది.
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వడ్డీ రేటు ముందుగా నిర్ణయించినందున, ఫిక్స్డ్ డిపాజిట్లపై ద్రవ్యోల్బణం ప్రభావం ఉండదు. అయితే, మ్యూచువల్ ఫండ్ల కోసం, రాబడులు ద్రవ్యోల్బణం-సర్దుబాటులో ఉంటాయి, ఇది మెరుగైన రాబడిని సంపాదించే సామర్థ్యాన్ని పెంచుతుంది.
లేవురాజధాని FDల విషయంలో లాభాలు సాధ్యమవుతాయి. మ్యూచువల్ ఫండ్స్ కోసం,మూలధన లాభాలు హోల్డింగ్ వ్యవధిపై ఆధారపడి ఉంటుంది. వివిధ మ్యూచువల్ ఫండ్లు విభిన్న మూలధన లాభాలను అందిస్తాయి.
ఫిక్స్డ్ డిపాజిట్లు ఉంటాయిలిక్విడ్, పెట్టుబడి పెట్టిన మొత్తం కొంత సమయం వరకు లాక్ చేయబడి ఉంటుంది. ఆ వ్యవధిలోపు డబ్బును విత్డ్రా చేస్తే, కొంత పెనాల్టీ తీసివేయబడుతుంది. మ్యూచువల్ ఫండ్లు లిక్విడ్గా ఉంటాయి కాబట్టి అవి ఎక్కువ కారణం లేకుండా తక్కువ వ్యవధిలో విక్రయించబడతాయితరుగుదల ఫండ్ విలువలో. అయితే, కొన్ని మ్యూచువల్ ఫండ్లను విక్రయించేటప్పుడు వర్తించే ఎగ్జిట్ లోడ్లను తనిఖీ చేయడం ముఖ్యం.
ఫిక్స్డ్ డిపాజిట్పై వడ్డీ వ్యక్తి యొక్క పన్ను స్లాబ్ ప్రకారం పన్ను విధించబడుతుంది. మరోవైపు,మ్యూచువల్ ఫండ్ పన్ను ప్రధానంగా హోల్డింగ్ వ్యవధిపై ఆధారపడి ఉంటుంది. షార్ట్ టర్మ్ క్యాపిటల్ గెయిన్స్ (STCG) మరియు లాంగ్ టర్మ్ క్యాపిటల్ గెయిన్స్ (LTCG) రెండూ వేర్వేరుగా పన్ను విధించబడతాయి.
IT చట్టంలోని సెక్షన్ 80c కింద పన్ను ఆదా ప్రయోజనం కోసం FDలను పరిశీలిస్తున్న పెట్టుబడిదారుల కోసం. (5 సంవత్సరాల లాక్కిన్)ELSS మ్యూచువల్ ఫండ్లు 3 సంవత్సరాల లాక్-ఇన్ను కలిగి ఉన్నందున మంచి ప్రత్యామ్నాయం మరియు చారిత్రాత్మకంగా మెరుగైన రాబడిని అందిస్తున్నాయి.
క్లుప్తంగా చూద్దాం:
పరామితి | మ్యూచువల్ ఫండ్ | స్థిర నిధి |
---|---|---|
రాబడి రేటు | హామీ ఇవ్వబడిన రిటర్న్లు లేవు | స్థిర రిటర్న్స్ |
ద్రవ్యోల్బణం సర్దుబాటు చేసిన రాబడులు | అధిక ద్రవ్యోల్బణం సర్దుబాటు చేసిన రాబడులకు సంభావ్యత | సాధారణంగా తక్కువ ద్రవ్యోల్బణం సర్దుబాటు చేసిన రాబడులు |
ప్రమాదం | మీడియం నుండి హై రిస్క్ | తక్కువ ప్రమాదం |
ద్రవ్యత | ద్రవం | ద్రవం |
అకాల ఉపసంహరణ | ఎగ్జిట్ లోడ్/ లోడ్ లేకుండా అనుమతించబడుతుంది | పెనాల్టీతో అనుమతించబడింది |
పెట్టుబడి ఖర్చు | నిర్వహణ ఖర్చు/వ్యయ నిష్పత్తి | ఖర్చు లేదు |
పన్ను స్థితి | అనుకూలమైన పన్ను స్థితి | పన్ను స్లాబ్ ప్రకారం |
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹178.42
↓ -0.23 ₹6,886 -4.3 -12 8.1 29.5 40.9 27.4 Nippon India Small Cap Fund Growth ₹149.846
↓ -0.01 ₹50,826 -14.2 -17.7 6.1 20.7 40.7 26.1 IDFC Infrastructure Fund Growth ₹45.935
↓ -0.01 ₹1,400 -11.3 -18.2 6.3 26.3 38 39.3 Nippon India Power and Infra Fund Growth ₹318.03
↓ -0.05 ₹6,125 -8.5 -16.4 2.8 28.2 37.3 26.9 L&T Emerging Businesses Fund Growth ₹72.5753
↓ -0.24 ₹13,334 -18.1 -19 4.3 17.8 37.3 28.5 SBI Contra Fund Growth ₹358.428
↓ -1.39 ₹39,590 -4.7 -11.8 7 22.1 37.2 18.8 Motilal Oswal Midcap 30 Fund Growth ₹92.6243
↓ 0.00 ₹23,704 -17.7 -13.9 17 27.3 36.9 57.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25
* క్రింద 7 జాబితా ఉందిఉత్తమ మ్యూచువల్ ఫండ్స్ నికర ఆస్తులు/AUM కంటే ఎక్కువ To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on 100 కోట్లు
. 5 సంవత్సరాలలో క్రమబద్ధీకరించబడిందిCAGR/ వార్షికంగా
తిరిగి వస్తుంది.1. ICICI Prudential Infrastructure Fund
CAGR/Annualized
return of 15.9% since its launch. Ranked 27 in Sectoral
category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (28 Mar 25) ₹178.42 ↓ -0.23 (-0.13 %) Net Assets (Cr) ₹6,886 on 28 Feb 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio -0.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹18,670 31 Mar 22 ₹25,304 31 Mar 23 ₹30,899 31 Mar 24 ₹50,465 Returns for ICICI Prudential Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 25 Duration Returns 1 Month 9.1% 3 Month -4.3% 6 Month -12% 1 Year 8.1% 3 Year 29.5% 5 Year 40.9% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.4% 2023 44.6% 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 7.75 Yr. Sharmila D’mello 30 Jun 22 2.67 Yr. Data below for ICICI Prudential Infrastructure Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 37.53% Basic Materials 21.32% Financial Services 16.4% Utility 8.67% Energy 6.7% Communication Services 1.27% Consumer Cyclical 1.01% Real Estate 0.39% Asset Allocation
Asset Class Value Cash 6.12% Equity 93.3% Debt 0.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT9% ₹687 Cr 1,925,850
↑ 221,167 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5003874% ₹302 Cr 108,747
↑ 13,090 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS4% ₹296 Cr 2,695,324
↑ 955,233 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC4% ₹265 Cr 10,506,117
↑ 2,958,417 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK3% ₹249 Cr 1,990,000 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325553% ₹235 Cr 7,260,775
↓ -450,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 5002953% ₹213 Cr 4,823,662
↑ 1,000,935 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK3% ₹208 Cr 1,225,000
↑ 200,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO3% ₹206 Cr 477,106
↑ 20,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹204 Cr 1,609,486 2. Nippon India Small Cap Fund
CAGR/Annualized
return of 20.5% since its launch. Ranked 6 in Small Cap
category. Return for 2024 was 26.1% , 2023 was 48.9% and 2022 was 6.5% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (31 Mar 25) ₹149.846 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹50,826 on 28 Feb 25 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.55 Sharpe Ratio -0.31 Information Ratio 0.66 Alpha Ratio 3.26 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹21,742 31 Mar 22 ₹31,334 31 Mar 23 ₹33,418 31 Mar 24 ₹51,907 31 Mar 25 ₹55,076 Returns for Nippon India Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 25 Duration Returns 1 Month 7.4% 3 Month -14.2% 6 Month -17.7% 1 Year 6.1% 3 Year 20.7% 5 Year 40.7% 10 Year 15 Year Since launch 20.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.1% 2023 48.9% 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 8.16 Yr. Kinjal Desai 25 May 18 6.77 Yr. Data below for Nippon India Small Cap Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 23.92% Financial Services 13.39% Consumer Cyclical 12.69% Basic Materials 12.3% Technology 9.17% Consumer Defensive 8.8% Health Care 7.92% Utility 1.94% Communication Services 1.89% Energy 1.82% Real Estate 0.61% Asset Allocation
Asset Class Value Cash 5.07% Equity 94.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹1,130 Cr 6,650,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX2% ₹1,061 Cr 1,851,010 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Oct 12 | KIRLOSBROS1% ₹831 Cr 4,472,130 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA1% ₹830 Cr 2,499,222 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | 5900031% ₹757 Cr 31,784,062 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Nov 18 | DIXON1% ₹705 Cr 470,144
↓ -42,211 State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN1% ₹703 Cr 9,100,000 Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS1% ₹674 Cr 899,271 ELANTAS Beck India Ltd (Basic Materials)
Equity, Since 28 Feb 13 | 5001231% ₹620 Cr 614,648
↑ 23 NLC India Ltd (Utilities)
Equity, Since 31 Oct 22 | NLCINDIA1% ₹603 Cr 27,190,940 3. IDFC Infrastructure Fund
CAGR/Annualized
return of 11.4% since its launch. Ranked 1 in Sectoral
category. Return for 2024 was 39.3% , 2023 was 50.3% and 2022 was 1.7% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (31 Mar 25) ₹45.935 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹1,400 on 28 Feb 25 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio -0.3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹20,153 31 Mar 22 ₹24,848 31 Mar 23 ₹27,324 31 Mar 24 ₹47,064 31 Mar 25 ₹50,038 Returns for IDFC Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 25 Duration Returns 1 Month 12.7% 3 Month -11.3% 6 Month -18.2% 1 Year 6.3% 3 Year 26.3% 5 Year 38% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 39.3% 2023 50.3% 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 1.1 Yr. Ritika Behera 7 Oct 23 1.4 Yr. Gaurav Satra 7 Jun 24 0.73 Yr. Data below for IDFC Infrastructure Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 56.44% Utility 12.75% Basic Materials 8.95% Communication Services 4.63% Energy 3.49% Financial Services 3.1% Consumer Cyclical 2.89% Technology 2.42% Health Care 1.83% Asset Allocation
Asset Class Value Cash 3.5% Equity 96.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS5% ₹82 Cr 443,385 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹61 Cr 171,447 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE3% ₹57 Cr 452,706 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 5325383% ₹54 Cr 46,976 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA3% ₹53 Cr 4,797,143 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹48 Cr 434,979 PTC India Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFS3% ₹47 Cr 12,400,122 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL3% ₹47 Cr 289,163 KEC International Ltd (Industrials)
Equity, Since 30 Jun 24 | 5327143% ₹43 Cr 512,915
↑ 37,553 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL3% ₹42 Cr 1,431,700 4. Nippon India Power and Infra Fund
CAGR/Annualized
return of 18% since its launch. Ranked 13 in Sectoral
category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (31 Mar 25) ₹318.03 ↓ -0.05 (-0.01 %) Net Assets (Cr) ₹6,125 on 28 Feb 25 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.05 Sharpe Ratio -0.55 Information Ratio 1.03 Alpha Ratio 1.38 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹18,563 31 Mar 22 ₹23,186 31 Mar 23 ₹26,891 31 Mar 24 ₹47,550 31 Mar 25 ₹48,861 Returns for Nippon India Power and Infra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 25 Duration Returns 1 Month 11.9% 3 Month -8.5% 6 Month -16.4% 1 Year 2.8% 3 Year 28.2% 5 Year 37.3% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.9% 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 6.77 Yr. Rahul Modi 19 Aug 24 0.53 Yr. Data below for Nippon India Power and Infra Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 42.76% Utility 17.64% Basic Materials 9.73% Energy 7.95% Communication Services 7.7% Real Estate 3.94% Consumer Cyclical 3.24% Technology 2.27% Health Care 2.04% Financial Services 1.81% Asset Allocation
Asset Class Value Cash 0.91% Equity 99.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT8% ₹532 Cr 1,492,001
↓ -205,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 5325557% ₹499 Cr 15,400,000
↑ 1,400,001 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE7% ₹474 Cr 3,750,000
↑ 200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL6% ₹423 Cr 2,600,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325384% ₹276 Cr 240,038
↓ -29,962 Tata Power Co Ltd (Utilities)
Equity, Since 30 Apr 23 | 5004003% ₹236 Cr 6,475,789
↑ 1,511,030 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Sep 23 | CARBORUNIV3% ₹214 Cr 1,800,000 Siemens Ltd (Industrials)
Equity, Since 31 May 21 | 5005503% ₹213 Cr 350,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES3% ₹203 Cr 423,938
↓ -68,266 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Aug 22 | CONCOR3% ₹195 Cr 2,500,000 5. L&T Emerging Businesses Fund
CAGR/Annualized
return of 20% since its launch. Ranked 2 in Small Cap
category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (28 Mar 25) ₹72.5753 ↓ -0.24 (-0.33 %) Net Assets (Cr) ₹13,334 on 28 Feb 25 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.73 Sharpe Ratio -0.4 Information Ratio -0.11 Alpha Ratio 1.44 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹20,010 31 Mar 22 ₹29,870 31 Mar 23 ₹31,289 31 Mar 24 ₹46,026 Returns for L&T Emerging Businesses Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 25 Duration Returns 1 Month 8.1% 3 Month -18.1% 6 Month -19% 1 Year 4.3% 3 Year 17.8% 5 Year 37.3% 10 Year 15 Year Since launch 20% Historical performance (Yearly) on absolute basis
Year Returns 2024 28.5% 2023 46.1% 2022 1% 2021 77.4% 2020 15.5% 2019 -8.1% 2018 -13.7% 2017 66.5% 2016 10.2% 2015 12.3% Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 5.21 Yr. Cheenu Gupta 1 Oct 23 1.42 Yr. Sonal Gupta 1 Oct 23 1.42 Yr. Data below for L&T Emerging Businesses Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 27.7% Consumer Cyclical 16.29% Financial Services 14.59% Basic Materials 10.53% Technology 9.98% Real Estate 5.2% Health Care 4.47% Consumer Defensive 3.38% Energy 1.4% Asset Allocation
Asset Class Value Cash 3.74% Equity 96.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity BSE Ltd (Financial Services)
Equity, Since 29 Feb 24 | BSE3% ₹452 Cr 852,600 Neuland Laboratories Limited
Equity, Since 31 Jan 24 | -3% ₹422 Cr 299,000 Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 5000402% ₹344 Cr 1,595,574
↓ -11,705 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL2% ₹306 Cr 3,286,897 Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 5329292% ₹293 Cr 2,499,622
↓ -132,457 NCC Ltd (Industrials)
Equity, Since 28 Feb 21 | NCC2% ₹285 Cr 11,291,100 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | 5900032% ₹284 Cr 11,912,400 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 20 | AMBER2% ₹273 Cr 420,449 Time Technoplast Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | TIMETECHNO2% ₹273 Cr 6,810,500 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE2% ₹267 Cr 2,473,042 6. SBI Contra Fund
CAGR/Annualized
return of 14.9% since its launch. Ranked 48 in Contra
category. Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (28 Mar 25) ₹358.428 ↓ -1.39 (-0.39 %) Net Assets (Cr) ₹39,590 on 28 Feb 25 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.24 Information Ratio 1.96 Alpha Ratio 0.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹20,310 31 Mar 22 ₹26,477 31 Mar 23 ₹29,993 31 Mar 24 ₹44,365 Returns for SBI Contra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 25 Duration Returns 1 Month 5% 3 Month -4.7% 6 Month -11.8% 1 Year 7% 3 Year 22.1% 5 Year 37.2% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.8% 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% 2015 -0.1% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 6.82 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Contra Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 19.38% Technology 9.22% Basic Materials 7.96% Energy 7.09% Health Care 7% Industrials 5.86% Consumer Cyclical 5.59% Utility 5.54% Consumer Defensive 4.54% Communication Services 3.76% Real Estate 0.54% Asset Allocation
Asset Class Value Cash 22.38% Equity 76.48% Debt 1.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK5% ₹2,161 Cr 12,723,129 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE4% ₹1,560 Cr 12,328,250 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK2% ₹975 Cr 5,128,168 Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | 5327552% ₹969 Cr 5,786,409 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹921 Cr 51,993,788 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | 5327792% ₹902 Cr 6,163,300 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN2% ₹793 Cr 10,254,269 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 28 Feb 23 | CTSH2% ₹773 Cr 1,079,430 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC2% ₹750 Cr 16,766,741 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹713 Cr 52,995,525 7. Motilal Oswal Midcap 30 Fund
CAGR/Annualized
return of 22.2% since its launch. Ranked 27 in Mid Cap
category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% . Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (31 Mar 25) ₹92.6243 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹23,704 on 28 Feb 25 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.66 Sharpe Ratio 0.43 Information Ratio 0.72 Alpha Ratio 16.87 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,888 31 Mar 22 ₹23,342 31 Mar 23 ₹25,677 31 Mar 24 ₹41,172 31 Mar 25 ₹48,151 Returns for Motilal Oswal Midcap 30 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Mar 25 Duration Returns 1 Month 4.5% 3 Month -17.7% 6 Month -13.9% 1 Year 17% 3 Year 27.3% 5 Year 36.9% 10 Year 15 Year Since launch 22.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 57.1% 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% 2015 16.5% Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 0.41 Yr. Niket Shah 1 Jul 20 4.67 Yr. Rakesh Shetty 22 Nov 22 2.27 Yr. Sunil Sawant 1 Jul 24 0.67 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Technology 34.2% Consumer Cyclical 16.45% Industrials 14.08% Health Care 4.4% Communication Services 3.36% Utility 2.23% Real Estate 1.95% Financial Services 1.73% Asset Allocation
Asset Class Value Cash 24.38% Equity 75.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT10% ₹2,413 Cr 4,000,000
↑ 750,000 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE10% ₹2,355 Cr 2,850,000
↑ 155,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL7% ₹1,761 Cr 35,000,100
↑ 1,750,100 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | 5002516% ₹1,507 Cr 2,620,200
↓ -379,800 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON6% ₹1,499 Cr 1,000,000
↑ 700,130 Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB5% ₹1,117 Cr 1,850,000
↓ -1,400,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 24 | MAXHEALTH3% ₹855 Cr 8,056,130
↑ 556,130 Bharti Hexacom Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIHEXA3% ₹823 Cr 6,075,571
↑ 816,804 One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 5433963% ₹776 Cr 10,001,000
↑ 1,000 Oracle Financial Services Software Ltd (Technology)
Equity, Since 31 Dec 24 | OFSS3% ₹699 Cr 766,376
↓ -30,591
ఆర్థిక ప్రణాళిక మీ నిర్వహణకు కీలకంఆదాయం మరియు ఖర్చులు. కాబట్టి, మీది ఏమిటిఆర్థిక లక్ష్యం? తెలివిగా విశ్లేషించి పెట్టుబడి పెట్టండి!
Great Read. Clarified my doubts.