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8 Best Hybrid Balanced Mutual Funds 2024
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity, where about 65% of the Portfolio is dedicated to equities and the rest to fixed Income instruments.
Hybrid funds are a great option for the investors who fear of Investing in Equity Funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time. To earn the best possible profits, investors are advised to invest in best hybrid mutual funds or best balanced funds. Thus, to make the process of investing easy for you, we have shortlisted some of the top performing hybrid funds to invest in 2024 - 2025 in article below.
Why Invest in Hybrid or Balanced Mutual Funds?
Hybrid funds help in balancing the portfolio. As the fund invests in both stocks and Bonds, investors can easily create a balanced portfolio by investing in a balanced mutual fund. This scheme also provides diversification benefits. Diversification helps in generating stable returns; so that if one fund underperforms, others can stabilise the portfolio. This will reduce the overall risk of the portfolio.
Hybrid or balanced funds are also a gateway for those who want to begin their equity investments. This will help in gaining optimal returns within a short to mid tenure. This will also prevent the larger downfall of equity from the ever-changing Market conditions. Moreover, hybrid funds carry a moderate level of risk, whereas equity funds have a high level of investment risk.
Ideally, hybrid funds can be a good investment option for investors who want to invest in Mutual Funds. These funds have the best of both worlds: the advantages of equities while gaining the benefits of a Fixed Income investment. Thus, investors can choose the above listed best hybrid mutual funds and earn good profits by investing in the scheme.
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Top 8 Hybrid Mutual Funds for Investments in FY 24 - 25
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) JM Equity Hybrid Fund Growth ₹125.84
↓ -1.02 ₹679 -2.4 2.9 30.2 23.7 24.5 33.8 HDFC Balanced Advantage Fund Growth ₹504.948
↓ -2.18 ₹94,866 -1 2.9 19.4 22.8 20.3 31.3 ICICI Prudential Equity and Debt Fund Growth ₹367.72
↓ -2.01 ₹40,203 -3.9 3.5 20.1 20.1 21.6 28.2 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹39.93
↓ -0.27 ₹1,010 1.9 7.5 28.7 19.3 27.4 33.7 UTI Hybrid Equity Fund Growth ₹400.31
↓ -2.02 ₹6,111 -1.6 7 23.1 17.8 19.1 25.5 Kotak Equity Hybrid Fund Growth ₹62.062
↓ -0.27 ₹6,606 -0.1 6.7 24.4 16.6 18.5 20.1 Nippon India Equity Hybrid Fund Growth ₹102.84
↓ -0.57 ₹3,858 -1.8 5.2 19.1 16.4 13.5 24.1 Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 ₹1,954 0.5 10.5 27.1 16 14.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Dec 24 Assets > 500 Crore & Sorted on 3 Year CAGR Returns.
Hybrid / Balanced Mutual Funds Basics
1. Understanding Balanced Funds
In India, Balance funds typically invest 65% of their portfolio in stocks/equity/shares and the remainder of their resources in bonds and other debt instruments like corporate bond/ Government Bonds/ Infrastrcuture Bonds. So balanced funds are usually equity-oriented hybrid funds. They serve as a suitable option for first-time investors who have low-risk appetite. They are for investors who do not want to take on risky options but still want Capital appreciation. Also there are Debt oriented hybrid/balanced funds having 65% and 35% Equity.
2. Types of Hybrid Mutual Funds
Based on recent (Mar - Apr 2018) categorization of Mutual funds by SEBI. Types of hybrid fund as follows.
| Type | Details |
|---|---|
| Hybrid Equity | 65% Equity 35% Debt |
| Hybrid Debt | 65% Debt 35% Equity |
| Arbitrage | 100% Equity Arbitrage |
| Dynamic Allocation | Dynamic Allocaiton based on valuations |
| Equity Savings | arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments |
| Multi Asset | Multiple Asset like Floating Rate and fixed rate debt instruments, equity, money market instruments and derivatives |
| Balanced Hybrid | 50% Equity 50% Debt |
3. Advantages of Balanced Funds
Balance funds provide a convenience of diversification in form of a single docket of a mutual fund. An investor thus needs to go through the hassle of analyzing and selecting a bouquet of funds. A professionally trained and experienced fund manager does this job for the investor. A calculated combination of debt and equity components makes the funds less vulnerable to market Volatility. The equity components of the fund are aimed at generating capital appreciation and their debt components serve as securities to shield the investment from unforeseen market corrections.
4. Disadvantages of Balanced Funds
While it might seem that balanced funds are virtually risk-free, it is not entirely the case. Balanced funds have their own share of risk. While in case of a direct investment across a number of stocks and debt instruments, one can relocate the resources among different funds as diversification for Tax Planning or wealth creation. However, in balance funds, since the decision of resource allocation is with the fund manager, customized diversification is not possible.
5. Better risk-based returns
Balanced funds have given better risk-adjusted returns in the long run compared to equity returns. A comparison is given below is based on certain assumption which might change time to time in future.
| Fund Category | 5-year rolling return | Risk-based Std. deviation |
|---|---|---|
| Balanced Funds | 13.20% | 2.9 |
| Large cap funds | 12.90% | 3.47 |
| mid-cap and Large cap funds | 13.96% | 3.82 |
| Diversified Funds | 14.91% | 3.96 |
(Erstwhile JM Balanced Fund) To provide steady current income as well as long term growth of capital. JM Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a Below is the key information for JM Equity Hybrid Fund Returns up to 1 year are on (Erstwhile HDFC Growth Fund and HDFC Prudence Fund) Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Balanced Advantage Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Balanced Fund) To generate long term capital appreciation and current income from a portfolio
that is invested in equity and equity related securities as well as in fixed income
securities. ICICI Prudential Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Equity and Debt Fund Returns up to 1 year are on (Erstwhile BOI AXA Mid Cap Equity And Debt Fund) The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized BOI AXA Mid and Small Cap Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 20 Jul 16. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund Returns up to 1 year are on (Erstwhile UTI Balanced Fund) The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation. UTI Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 2 Jan 95. It is a fund with Moderately High risk and has given a Below is the key information for UTI Hybrid Equity Fund Returns up to 1 year are on (Erstwhile Kotak Balance Fund) The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments. Kotak Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Hybrid Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Balanced Plan) The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments. Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Equity Hybrid Fund Returns up to 1 year are on (Erstwhile Sundaram Balanced Fund) The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities. Sundaram Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 23 Jun 00. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Equity Hybrid Fund Returns up to 1 year are on 1. JM Equity Hybrid Fund
CAGR/Annualized return of 13% since its launch. Ranked 35 in Hybrid Equity category. Return for 2023 was 33.8% , 2022 was 8.1% and 2021 was 22.9% . JM Equity Hybrid Fund
Growth Launch Date 1 Apr 95 NAV (18 Dec 24) ₹125.84 ↓ -1.02 (-0.80 %) Net Assets (Cr) ₹679 on 31 Oct 24 Category Hybrid - Hybrid Equity AMC JM Financial Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio 2.49 Information Ratio 1.4 Alpha Ratio 14.65 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,601 30 Nov 21 ₹15,991 30 Nov 22 ₹17,656 30 Nov 23 ₹22,312 30 Nov 24 ₹29,843 Returns for JM Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 4.4% 3 Month -2.4% 6 Month 2.9% 1 Year 30.2% 3 Year 23.7% 5 Year 24.5% 10 Year 15 Year Since launch 13% Historical performance (Yearly) on absolute basis
Year Returns 2023 33.8% 2022 8.1% 2021 22.9% 2020 30.5% 2019 -8.1% 2018 1.7% 2017 18.5% 2016 3% 2015 -0.2% 2014 33.4% Fund Manager information for JM Equity Hybrid Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.17 Yr. Asit Bhandarkar 31 Dec 21 2.92 Yr. Chaitanya Choksi 20 Aug 21 3.28 Yr. Ruchi Fozdar 4 Oct 24 0.16 Yr. Data below for JM Equity Hybrid Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 5.94% Equity 74.96% Debt 19.1% Equity Sector Allocation
Sector Value Financial Services 17.09% Technology 11.7% Industrials 10.68% Health Care 9.58% Consumer Cyclical 9.53% Basic Materials 6.19% Consumer Defensive 4.41% Communication Services 3.73% Energy 1.23% Real Estate 0.81% Debt Sector Allocation
Sector Value Government 11.44% Corporate 7.67% Cash Equivalent 5.94% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK5% ₹33 Cr 190,000 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹31 Cr 3,050,000
↑ 500,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY4% ₹30 Cr 170,000
↑ 90,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | 5322153% ₹23 Cr 200,000
↑ 75,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK3% ₹21 Cr 163,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 24 | ITC3% ₹20 Cr 410,000
↑ 100,000 7.18% Govt Stock 2037
Sovereign Bonds | -3% ₹17 Cr 1,700,000 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5329772% ₹15 Cr 14,780
↑ 2,500 Akums Drugs and Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jul 24 | AKUMS2% ₹14 Cr 162,542 Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Apr 24 | VBL2% ₹13 Cr 220,000 2. HDFC Balanced Advantage Fund
CAGR/Annualized return of 18.5% since its launch. Ranked 23 in Dynamic Allocation category. Return for 2023 was 31.3% , 2022 was 18.8% and 2021 was 26.4% . HDFC Balanced Advantage Fund
Growth Launch Date 11 Sep 00 NAV (18 Dec 24) ₹504.948 ↓ -2.18 (-0.43 %) Net Assets (Cr) ₹94,866 on 31 Oct 24 Category Hybrid - Dynamic Allocation AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.43 Sharpe Ratio 2.5 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹9,985 30 Nov 21 ₹13,508 30 Nov 22 ₹16,323 30 Nov 23 ₹19,916 30 Nov 24 ₹24,965 Returns for HDFC Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 2.8% 3 Month -1% 6 Month 2.9% 1 Year 19.4% 3 Year 22.8% 5 Year 20.3% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.3% 2022 18.8% 2021 26.4% 2020 7.6% 2019 6.9% 2018 -3.1% 2017 27.9% 2016 9.4% 2015 0.3% 2014 51.8% Fund Manager information for HDFC Balanced Advantage Fund
Name Since Tenure Anil Bamboli 29 Jul 22 2.34 Yr. Gopal Agrawal 29 Jul 22 2.34 Yr. Arun Agarwal 6 Oct 22 2.16 Yr. Srinivasan Ramamurthy 29 Jul 22 2.34 Yr. Nirman Morakhia 15 Feb 23 1.79 Yr. Dhruv Muchhal 22 Jun 23 1.45 Yr. Data below for HDFC Balanced Advantage Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 16.67% Equity 53.2% Debt 30.13% Equity Sector Allocation
Sector Value Financial Services 23.11% Industrials 9.45% Energy 7.72% Consumer Cyclical 4.98% Utility 4.78% Technology 4.34% Health Care 4.26% Consumer Defensive 2.91% Communication Services 2.68% Basic Materials 1.87% Real Estate 1.37% Debt Sector Allocation
Sector Value Government 18.18% Cash Equivalent 16.67% Corporate 11.95% Credit Quality
Rating Value AA 2.32% AAA 96.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK7% ₹6,173 Cr 35,564,751 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹3,598 Cr 27,841,624
↑ 53,900 State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN3% ₹3,236 Cr 39,455,000 NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | 5325553% ₹2,872 Cr 70,355,915
↓ -500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE3% ₹2,856 Cr 21,437,788
↑ 6,417,422 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹2,767 Cr 272,581,800 Coal India Ltd (Energy)
Equity, Since 31 Jan 18 | COALINDIA3% ₹2,525 Cr 55,854,731
↓ -1,427,383 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT2% ₹2,346 Cr 6,476,733
↑ 3,150 Infosys Ltd (Technology)
Equity, Since 31 Oct 09 | INFY2% ₹2,340 Cr 13,314,298 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹2,333 Cr 228,533,300 3. ICICI Prudential Equity and Debt Fund
CAGR/Annualized return of 15.4% since its launch. Ranked 7 in Hybrid Equity category. Return for 2023 was 28.2% , 2022 was 11.7% and 2021 was 41.7% . ICICI Prudential Equity and Debt Fund
Growth Launch Date 3 Nov 99 NAV (18 Dec 24) ₹367.72 ↓ -2.01 (-0.54 %) Net Assets (Cr) ₹40,203 on 31 Oct 24 Category Hybrid - Hybrid Equity AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.78 Sharpe Ratio 2.45 Information Ratio 1.93 Alpha Ratio 6.47 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,154 30 Nov 21 ₹15,389 30 Nov 22 ₹17,785 30 Nov 23 ₹21,172 30 Nov 24 ₹26,558 Returns for ICICI Prudential Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 1.6% 3 Month -3.9% 6 Month 3.5% 1 Year 20.1% 3 Year 20.1% 5 Year 21.6% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.2% 2022 11.7% 2021 41.7% 2020 9% 2019 9.3% 2018 -1.9% 2017 24.8% 2016 13.7% 2015 2.1% 2014 45.6% Fund Manager information for ICICI Prudential Equity and Debt Fund
Name Since Tenure Sankaran Naren 7 Dec 15 8.99 Yr. Manish Banthia 19 Sep 13 11.21 Yr. Mittul Kalawadia 29 Dec 20 3.93 Yr. Akhil Kakkar 22 Jan 24 0.86 Yr. Sri Sharma 30 Apr 21 3.59 Yr. Sharmila D’mello 31 Jul 22 2.34 Yr. Nitya Mishra 4 Nov 24 0.07 Yr. Data below for ICICI Prudential Equity and Debt Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 12.19% Equity 71.37% Debt 15.7% Equity Sector Allocation
Sector Value Financial Services 19.95% Consumer Cyclical 11.29% Utility 6.66% Energy 6.35% Health Care 6.05% Industrials 4.92% Communication Services 4.67% Consumer Defensive 3.79% Technology 3.57% Basic Materials 2.32% Real Estate 1.57% Debt Sector Allocation
Sector Value Cash Equivalent 12.19% Corporate 9.49% Government 6.95% Credit Quality
Rating Value A 3.14% AA 29.48% AAA 67.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 5325556% ₹2,601 Cr 63,727,942
↑ 920,342 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK6% ₹2,530 Cr 19,579,632 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | HDFCBANK6% ₹2,217 Cr 12,775,772 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | MARUTI5% ₹1,912 Cr 1,726,496
↑ 148,405 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 16 | BHARTIARTL4% ₹1,584 Cr 9,820,680 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA4% ₹1,583 Cr 8,561,834 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Apr 17 | 5003123% ₹1,239 Cr 46,537,101
↑ 8,459,299 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 22 | RELIANCE3% ₹1,132 Cr 8,498,686
↑ 470,000 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | 5323432% ₹999 Cr 4,004,547
↑ 164,262 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | 5403762% ₹861 Cr 2,189,548
↑ 1,412,144 4. BOI AXA Mid and Small Cap Equity and Debt Fund
CAGR/Annualized return of 17.9% since its launch. Return for 2023 was 33.7% , 2022 was -4.8% and 2021 was 54.5% . BOI AXA Mid and Small Cap Equity and Debt Fund
Growth Launch Date 20 Jul 16 NAV (18 Dec 24) ₹39.93 ↓ -0.27 (-0.67 %) Net Assets (Cr) ₹1,010 on 31 Oct 24 Category Hybrid - Hybrid Equity AMC BOI AXA Investment Mngrs Private Ltd Rating Risk Moderately High Expense Ratio 2.68 Sharpe Ratio 2.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,521 30 Nov 21 ₹19,201 30 Nov 22 ₹19,268 30 Nov 23 ₹24,933 30 Nov 24 ₹32,055 Returns for BOI AXA Mid and Small Cap Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 8% 3 Month 1.9% 6 Month 7.5% 1 Year 28.7% 3 Year 19.3% 5 Year 27.4% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 33.7% 2022 -4.8% 2021 54.5% 2020 31.1% 2019 -4.7% 2018 -14.2% 2017 47.1% 2016 2015 2014 Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund
Name Since Tenure Alok Singh 16 Feb 17 7.79 Yr. Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 11.25% Equity 73.64% Debt 15.11% Equity Sector Allocation
Sector Value Basic Materials 13.53% Financial Services 11.73% Industrials 11.43% Consumer Cyclical 10.53% Technology 9.51% Health Care 6.16% Energy 3.91% Communication Services 2.91% Consumer Defensive 2.77% Utility 1.15% Debt Sector Allocation
Sector Value Cash Equivalent 11.25% Government 9.39% Corporate 5.72% Credit Quality
Rating Value AA 2.16% AAA 97.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jindal Stainless Ltd (Basic Materials)
Equity, Since 30 Sep 21 | JSL3% ₹28 Cr 410,000
↑ 25,000 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 24 | NAM-INDIA2% ₹22 Cr 315,000
↑ 35,000 Castrol India Ltd (Energy)
Equity, Since 31 Jan 24 | 5008702% ₹21 Cr 1,001,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹20 Cr 2,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹20 Cr 2,000,000 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | UNOMINDA2% ₹20 Cr 200,000 Coforge Ltd (Technology)
Equity, Since 31 May 20 | COFORGE2% ₹20 Cr 25,600
↑ 7,600 Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | 5331062% ₹18 Cr 390,169
↓ -84,831 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹18 Cr 138,000 Small Industries Development Bank Of India
Debentures | -2% ₹18 Cr 1,800,000 5. UTI Hybrid Equity Fund
CAGR/Annualized return of 15.4% since its launch. Ranked 12 in Hybrid Equity category. Return for 2023 was 25.5% , 2022 was 5.6% and 2021 was 30.5% . UTI Hybrid Equity Fund
Growth Launch Date 2 Jan 95 NAV (18 Dec 24) ₹400.31 ↓ -2.02 (-0.50 %) Net Assets (Cr) ₹6,111 on 31 Oct 24 Category Hybrid - Hybrid Equity AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 2.43 Information Ratio 1.51 Alpha Ratio 5.63 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,744 30 Nov 21 ₹14,631 30 Nov 22 ₹15,988 30 Nov 23 ₹18,625 30 Nov 24 ₹23,616 Returns for UTI Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 3.9% 3 Month -1.6% 6 Month 7% 1 Year 23.1% 3 Year 17.8% 5 Year 19.1% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.5% 2022 5.6% 2021 30.5% 2020 13.2% 2019 2.5% 2018 -5.6% 2017 25.7% 2016 8.8% 2015 2.4% 2014 32.8% Fund Manager information for UTI Hybrid Equity Fund
Name Since Tenure V Srivatsa 24 Sep 09 15.2 Yr. Sunil Patil 5 Feb 18 6.82 Yr. Data below for UTI Hybrid Equity Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 2.75% Equity 69.74% Debt 27.52% Equity Sector Allocation
Sector Value Financial Services 23.02% Consumer Cyclical 8.24% Technology 8.22% Basic Materials 5.98% Health Care 5.29% Industrials 4.86% Consumer Defensive 4.59% Communication Services 4.21% Energy 2.16% Utility 2.13% Real Estate 1.04% Debt Sector Allocation
Sector Value Government 22.56% Corporate 4.96% Cash Equivalent 2.75% Credit Quality
Rating Value AA 2.82% AAA 97.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK7% ₹421 Cr 2,341,646 7.18% Govt Stock 2037
Sovereign Bonds | -5% ₹333 Cr 3,250,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | ICICIBANK5% ₹314 Cr 2,418,644
↓ -14,433 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹269 Cr 2,600,000,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY4% ₹236 Cr 1,271,115 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹209 Cr 2,050,000,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 06 | ITC3% ₹202 Cr 4,242,150 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 19 | RELIANCE2% ₹132 Cr 1,018,931
↓ -168,251 7.41% Govt Stock 2036
Sovereign Bonds | -2% ₹130 Cr 1,250,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹123 Cr 1,200,000,000 6. Kotak Equity Hybrid Fund
CAGR/Annualized return of 13.2% since its launch. Ranked 17 in Hybrid Equity category. Return for 2023 was 20.1% , 2022 was 5% and 2021 was 28.9% . Kotak Equity Hybrid Fund
Growth Launch Date 3 Nov 14 NAV (18 Dec 24) ₹62.062 ↓ -0.27 (-0.43 %) Net Assets (Cr) ₹6,606 on 31 Oct 24 Category Hybrid - Hybrid Equity AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.85 Sharpe Ratio 2.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,106 30 Nov 21 ₹14,813 30 Nov 22 ₹16,078 30 Nov 23 ₹18,105 30 Nov 24 ₹23,230 Returns for Kotak Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 4.8% 3 Month -0.1% 6 Month 6.7% 1 Year 24.4% 3 Year 16.6% 5 Year 18.5% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.1% 2022 5% 2021 28.9% 2020 15.4% 2019 14.1% 2018 -6.2% 2017 23.2% 2016 11% 2015 1.9% 2014 Fund Manager information for Kotak Equity Hybrid Fund
Name Since Tenure Abhishek Bisen 4 Jun 09 15.5 Yr. Atul Bhole 22 Jan 24 0.86 Yr. Data below for Kotak Equity Hybrid Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 1.64% Equity 73.28% Debt 25.07% Equity Sector Allocation
Sector Value Financial Services 14.72% Technology 13.69% Industrials 10.42% Basic Materials 8.77% Health Care 6.45% Consumer Cyclical 4.09% Consumer Defensive 3.73% Communication Services 3.61% Utility 3.47% Energy 2.75% Real Estate 1.57% Debt Sector Allocation
Sector Value Government 20.6% Corporate 4.48% Cash Equivalent 1.64% Credit Quality
Rating Value A 0.9% AA 3.73% AAA 95.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹526 Cr 51,313,830
↑ 5,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 11 | HDFCBANK4% ₹290 Cr 1,670,812 Bharti Airtel Ltd (Communication Services)
Equity, Since 29 Feb 24 | BHARTIARTL4% ₹239 Cr 1,479,465
↑ 200,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 10 | INFY3% ₹209 Cr 1,189,800 Oracle Financial Services Software Ltd (Technology)
Equity, Since 31 Jan 22 | OFSS3% ₹186 Cr 170,981 Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 24 | 5328103% ₹173 Cr 3,802,007
↑ 350,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 19 | 5325553% ₹170 Cr 4,153,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | ICICIBANK3% ₹167 Cr 1,290,708 Wipro Ltd (Technology)
Equity, Since 30 Sep 24 | 5076852% ₹134 Cr 2,421,049
↑ 750,000 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5328432% ₹130 Cr 2,086,260 7. Nippon India Equity Hybrid Fund
CAGR/Annualized return of 12.7% since its launch. Ranked 8 in Hybrid Equity category. Return for 2023 was 24.1% , 2022 was 6.6% and 2021 was 27.8% . Nippon India Equity Hybrid Fund
Growth Launch Date 8 Jun 05 NAV (18 Dec 24) ₹102.84 ↓ -0.57 (-0.56 %) Net Assets (Cr) ₹3,858 on 31 Oct 24 Category Hybrid - Hybrid Equity AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.02 Sharpe Ratio 2.27 Information Ratio 1.76 Alpha Ratio 3.68 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹8,894 30 Nov 21 ₹11,927 30 Nov 22 ₹13,209 30 Nov 23 ₹15,183 30 Nov 24 ₹18,678 Returns for Nippon India Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 3.5% 3 Month -1.8% 6 Month 5.2% 1 Year 19.1% 3 Year 16.4% 5 Year 13.5% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.1% 2022 6.6% 2021 27.8% 2020 -5.3% 2019 3% 2018 -4.9% 2017 29.5% 2016 4.2% 2015 8.7% 2014 43.2% Fund Manager information for Nippon India Equity Hybrid Fund
Name Since Tenure Meenakshi Dawar 10 Sep 21 3.23 Yr. Kinjal Desai 25 May 18 6.53 Yr. Sushil Budhia 1 Feb 20 4.84 Yr. Akshay Sharma 1 Dec 22 2 Yr. Data below for Nippon India Equity Hybrid Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 3.29% Equity 75.9% Debt 20.8% Equity Sector Allocation
Sector Value Financial Services 23.33% Consumer Cyclical 9.11% Industrials 8.96% Technology 8.37% Health Care 5.99% Consumer Defensive 4.45% Energy 3.69% Utility 3.63% Communication Services 3.27% Basic Materials 2.63% Real Estate 2.22% Debt Sector Allocation
Sector Value Corporate 13.83% Government 6.42% Cash Equivalent 3.29% Securitized 0.55% Credit Quality
Rating Value A 2.53% AA 41.21% AAA 56.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK6% ₹212 Cr 1,182,356 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | ICICIBANK5% ₹204 Cr 1,570,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 11 | INFY4% ₹136 Cr 730,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 13 | LT3% ₹132 Cr 354,838 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹108 Cr 665,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | AXISBANK3% ₹106 Cr 933,200 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 14 | RELIANCE3% ₹104 Cr 806,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹102 Cr 10,000,000 NTPC Ltd (Utilities)
Equity, Since 31 Aug 20 | NTPC3% ₹102 Cr 2,800,620 State Bank of India (Financial Services)
Equity, Since 31 Jul 16 | SBIN2% ₹85 Cr 1,010,000 8. Sundaram Equity Hybrid Fund
CAGR/Annualized return of 12.8% since its launch. Ranked 25 in Hybrid Equity category. . Sundaram Equity Hybrid Fund
Growth Launch Date 23 Jun 00 NAV (31 Dec 21) ₹135.137 ↑ 0.78 (0.58 %) Net Assets (Cr) ₹1,954 on 30 Nov 21 Category Hybrid - Hybrid Equity AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 2.64 Information Ratio -0.12 Alpha Ratio 5.81 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,468 30 Nov 21 ₹13,798 Returns for Sundaram Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 1.8% 3 Month 0.5% 6 Month 10.5% 1 Year 27.1% 3 Year 16% 5 Year 14.2% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for Sundaram Equity Hybrid Fund
Name Since Tenure Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
Tax Implications
All the mutual funds with an equity exposure of 65% or more on an average are treated as equity Asset Class for taxation purpose. So the short-term Capital Gains meaning the gains booked with one year of the equity-oriented balance are taxed at 15%. If these funds are held for a period more than 12 months, their long-term capital gains are taxed at 10% if the gains booked exceed Rs. 1 lakh (as per the latest budget of 2018).
For debt oriented Hybrid Funds tax is 20% with indexation benefit as any other debt instrument if holding is for 3 years or above. Short term is taxed at marginal rate of tax (as per tax slab).
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