سرفہرست 8 بہترین کارکردگی کا مظاہرہ کرنے والے منی مارکیٹ میوچل فنڈز 2022 | Fincash.com

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بہترین منی مارکیٹ میوچل فنڈز 2022

Updated on September 16, 2024 , 42834 views

عام الفاظ میں،بہترین مائع فنڈز (منی مارکیٹ فنڈزقرض ہیں۔باہمی چندہ یا بلکہ پیسے؟مارکیٹ سرمایہ کاری کی مدت میں صرف فرق کے ساتھ میوچل فنڈز۔ منی مارکیٹ فنڈز بہت کم منی مارکیٹ کے آلات میں سرمایہ کاری کرتے ہیں جیسےجمع کروانے کی رسیدٹریژری بلز، کمرشل پیپرز وغیرہ۔

ان فنڈز کی سرمایہ کاری کا دورانیہ بہت مختصر ہے، عام طور پر چند دنوں سے لے کر چند ہفتوں تک (یہ ایک دن بھی ہوسکتا ہے!) کی اوسط بقایا پختگیمائع فنڈز 91 دن سے کم ہے کیونکہ وہ ان سیکیورٹیز میں سرمایہ کاری کرتے ہیں جن کی انفرادی طور پر میچورٹی 91 دن تک ہوتی ہے۔

قلیل مدتی ہوناقرض فنڈیہ فنڈز ان سرمایہ کاروں کے لیے انتہائی موزوں ہیں جو مختصر مدت کے لیے کم خطرے والی سرمایہ کاری کے خواہاں ہیں۔ بہترین مائع فنڈز کی کم میچورٹی مدت فنڈ مینیجرز کو پورا کرنے میں مدد کرتی ہے۔رہائی سرمایہ کاروں کی مانگ آسانی سے۔ مارکیٹ میں، مختلف منی مارکیٹ فنڈ سرمایہ کاری دستیاب ہے۔

منی مارکیٹ فنڈز میں سرمایہ کاری کیوں کی جائے؟

کرنسی مارکیٹ میں سیکیورٹیز نسبتاً کم خطرہ ہیں۔
منی مارکیٹ فنڈز کو میوچل فنڈ کی تمام سرمایہ کاری میں محفوظ اور محفوظ سمجھا جاتا ہے۔
منی مارکیٹ فنڈز پر غور کرتے ہوئے، منی مارکیٹ اکاؤنٹ میں سرمایہ کاری کرنا آسان ہے۔سرمایہ کاری میوچل فنڈز کے ذریعے سرمایہ کار اپنی سہولت کے مطابق ایک اکاؤنٹ کھول سکتے ہیں، جمع کر سکتے ہیں اور نکال سکتے ہیں۔
منی مارکیٹ فنڈز کو تمام میوچل فنڈ سرمایہ کاری کی سب سے کم اتار چڑھاؤ والی اقسام میں سے ایک سمجھا جاتا ہے۔
منی مارکیٹ فنڈز کی کارکردگی ریزرو کی طرف سے مقرر کردہ شرح سود سے قریبی تعلق رکھتی ہے۔بینک بھارت کےسنٹرل بینک آف انڈیا. لہذا، جب RBI مارکیٹ میں شرحیں بڑھاتا ہے، پیداوار میں اضافہ ہوتا ہے، اور منی مارکیٹ فنڈز اچھا منافع دینے کے قابل ہوتے ہیں۔

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منی مارکیٹ فنڈز کیسے کام کرتے ہیں؟

منی مارکیٹ فنڈ اس مقصد کے ساتھ منی مارکیٹ کے آلات میں سرمایہ کاری کرتا ہے۔پیشکش اچھا منافع (سودآمدنی) اور رکھنانہیں ہیں اتار چڑھاو کم سے کم

منی مارکیٹ کے آلات کی اقسام

منی مارکیٹ ایک ایسا تبادلہ ہے جہاں نقد اور نقد کے مساوی آلات کی تجارت ہوتی ہے۔ کرنسی مارکیٹوں میں جن آلات کی تجارت کی جاتی ہے ان کی میچورٹی ہوتی ہے جو راتوں رات سے ایک سال تک مختلف ہو سکتی ہے۔ ہندوستان میں منی مارکیٹ کے کچھ اہم آلات یہ ہیں:

1. ٹریژری بلز یا ٹی بلز

حکومت ہند 365 دنوں تک فنڈز اکٹھا کرنے کے لیے ٹریژری بل جاری کرتی ہے۔ چونکہ یہ حکومت کی طرف سے جاری کیے جاتے ہیں، ان کو بہت محفوظ سمجھا جاتا ہے۔ تاہم، کم خطرات بھی کم منافع میں ترجمہ کرتے ہیں جو کہ ٹریژری بلز کے معاملے میں بھی ہے۔ ٹی بلز پر منافع دیگر منی مارکیٹ کے آلات سے کم ہے۔

2. ڈپازٹ کا سرٹیفکیٹ یا سی ڈی

سی ڈی ایک ٹرم ڈپازٹ ہے جو طے شدہ کمرشل بینکوں کے ذریعہ پیش کیا جاتا ہے جس کے پاس قبل از وقت چھٹکارے کا اختیار نہیں ہوتا ہے۔ سی ڈی اور کے درمیان بنیادی فرقایف ڈی یہ ہے کہ سی ڈیز آزادانہ طور پر بات چیت کے قابل ہیں۔

3. دوبارہ خریداری کے معاہدے یا ریپوز

قلیل مدتی قرضوں کی سہولت کے لیے بینک اور RBI کے درمیان دوبارہ خریداری کا معاہدہ کیا جاتا ہے۔ یہ دو بینکوں کے درمیان بھی بنایا جا سکتا ہے۔

4. کمرشل پیپر یا CP

اعلی کریڈٹ ریٹنگ والی کمپنیاں اور مالیاتی ادارے ایک جاری کر سکتے ہیں۔کاروباری صفحہ جو کہ ایک قلیل مدتی، غیر محفوظ وعدہ نوٹ ہے۔ یہ ایسے اداروں کو اپنے قلیل مدتی قرض لینے کے ذرائع کو متنوع بنانے کی اجازت دیتا ہے۔ CPs عام طور پر رعایتی شرح پر جاری کیے جاتے ہیں جب کہ چھٹکارا جاری ہوتا ہے۔Face Value. دیسرمایہ کار فرق کماتا ہے۔

سرفہرست 8 منی مارکیٹ میوچل فنڈز 2022

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Money Manager Fund Growth	₹348.658 ↑ 0.15	₹25,429	0.6	1.9	3.9	7.7	7.4	7.56%	6M 4D	6M 7D
Nippon India Money Market Fund Growth	₹3,909.96 ↑ 1.66	₹17,694	0.6	1.9	3.8	7.6	7.4	7.53%	6M 2D	6M 16D
Tata Money Market Fund Growth	₹4,448.89 ↑ 1.79	₹26,885	0.6	1.9	3.8	7.6	7.4	7.48%	6M 12D	6M 12D
UTI Money Market Fund Growth	₹2,904.04 ↑ 1.23	₹15,170	0.6	1.9	3.9	7.6	7.4	7.49%	6M	6M
ICICI Prudential Money Market Fund Growth	₹357.478 ↑ 0.15	₹26,268	0.6	1.9	3.9	7.6	7.4	7.51%	6M 1D	6M 16D
Kotak Money Market Scheme Growth	₹4,231.96 ↑ 1.80	₹24,036	0.6	1.9	3.8	7.6	7.3	7.5%	6M	6M
HDFC Money Market Fund Growth	₹5,386.95 ↑ 2.22	₹27,511	0.6	1.9	3.8	7.6	7.3	7.5%	5M 23D	6M 7D
Franklin India Savings Fund Growth	₹47.2492 ↑ 0.02	₹1,925	0.6	1.9	3.8	7.5	7.3	7.4%	6M 7D	6M 22D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 24

1. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 7 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (19 Sep 24)	₹348.658 ↑ 0.15 (0.04 %)
Net Assets (Cr)	₹25,429 on 31 Jul 24
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.12
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.56%
Effective Maturity	6 Months 7 Days
Modified Duration	6 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,736
31 Aug 21	₹11,176
31 Aug 22	₹11,619
31 Aug 23	₹12,448
31 Aug 24	₹13,393

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.9%
1 Year	7.7%
3 Year	6.3%
5 Year	6%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.2%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	13.14 Yr.
Anuj Jain	22 Mar 21	3.45 Yr.
Mohit Sharma	1 Apr 17	7.42 Yr.
Dhaval Joshi	21 Nov 22	1.78 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	70.84%
Debt	28.93%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	51.96%
Cash Equivalent	37.28%
Government	10.53%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	2%	₹485 Cr	50,000,000
Axis Bank Ltd. Debentures \| -	2%	₹485 Cr	10,000
IDFC First Bank Ltd. Debentures \| -	2%	₹482 Cr	10,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	2%	₹468 Cr	47,000,000
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹466 Cr	46,500,000
Tata Teleservices Ltd Debentures \| -	2%	₹458 Cr	9,500
Small Industries Development Bank of India Debentures \| -	1%	₹386 Cr	8,000
HDFC Bank Ltd. Debentures \| -	1%	₹338 Cr	7,000
Indusind Bank Ltd. Debentures \| -	1%	₹291 Cr	6,000
364 DTB 26122024 Sovereign Bonds \| -	1%	₹245 Cr	25,000,000

2. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 27 in Money Market category. Return for 2023 was 7.4% , 2022 was 5% and 2021 was 3.8% .

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund Growth
Launch Date	16 Jun 05
NAV (19 Sep 24)	₹3,909.96 ↑ 1.66 (0.04 %)
Net Assets (Cr)	₹17,694 on 31 Jul 24
Category	Debt - Money Market
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Low
Expense Ratio	0.37
Sharpe Ratio	1.94
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.53%
Effective Maturity	6 Months 16 Days
Modified Duration	6 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,686
31 Aug 21	₹11,113
31 Aug 22	₹11,569
31 Aug 23	₹12,388
31 Aug 24	₹13,326

Nippon India Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.8%
1 Year	7.6%
3 Year	6.3%
5 Year	5.9%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	5%
2021	3.8%
2020	6%
2019	8.1%
2018	7.9%
2017	6.6%
2016	7.6%
2015	8.3%
2014	9.1%

Fund Manager information for Nippon India Money Market Fund

Name	Since	Tenure
Anju Chhajer	1 Feb 20	4.58 Yr.
Kinjal Desai	16 Jul 18	6.13 Yr.

Data below for Nippon India Money Market Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	77.54%
Debt	22.23%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	54.42%
Cash Equivalent	34.04%
Government	11.3%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank of India Debentures \| -	3%	₹465 Cr	10,000 ↑ 10,000
182 DTB 12122024 Sovereign Bonds \| -	2%	₹368 Cr	37,500,000
Canara Bank Domestic Bonds \| -	2%	₹313 Cr	6,500
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹276 Cr	27,500,000
08.10 JH Sdl 2025 Sovereign Bonds \| -	1%	₹252 Cr	25,000,000
Indian Bank Domestic Bonds \| -	1%	₹240 Cr	5,000
Federal Bank Ltd. Debentures \| -	1%	₹237 Cr	5,000 ↑ 5,000
Indusind Bank Ltd. Debentures \| -	1%	₹233 Cr	5,000 ↑ 5,000
364 DTB 14112024 Sovereign Bonds \| -	1%	₹197 Cr	20,000,000 ↓ -10,000,000
182 DTB 05122024 Sovereign Bonds \| -	1%	₹197 Cr	20,000,000

3. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 30 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Tata Money Market Fund

Tata Money Market Fund Growth
Launch Date	22 May 03
NAV (19 Sep 24)	₹4,448.89 ↑ 1.79 (0.04 %)
Net Assets (Cr)	₹26,885 on 31 Jul 24
Category	Debt - Money Market
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	2.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.48%
Effective Maturity	6 Months 12 Days
Modified Duration	6 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,708
31 Aug 21	₹11,157
31 Aug 22	₹11,593
31 Aug 23	₹12,411
31 Aug 24	₹13,352

Tata Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.8%
1 Year	7.6%
3 Year	6.2%
5 Year	6%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.9%
2020	6.4%
2019	8.1%
2018	-0.1%
2017	6.7%
2016	7.6%
2015	8.3%
2014	9%

Fund Manager information for Tata Money Market Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	10.88 Yr.

Data below for Tata Money Market Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	79.92%
Debt	19.87%
Other	0.2%

Debt Sector Allocation

Sector	Value
Corporate	51.29%
Cash Equivalent	37.88%
Government	10.62%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Punjab National Bank Domestic Bonds \| -	2%	₹630 Cr	13,000
HDFC Bank Ltd. Debentures \| -	2%	₹531 Cr	11,000
LIC Housing Finance Ltd. Debentures \| -	1%	₹409 Cr	8,500
India (Republic of) - \| -	1%	₹404 Cr	41,500,000 ↓ -15,000,000
182 DTB 28112024 Sovereign Bonds \| -	1%	₹392 Cr	39,833,400 ↑ 29,833,400
182 DTB 12122024 Sovereign Bonds \| -	1%	₹368 Cr	37,500,000
182 DTB 30012025 Sovereign Bonds \| -	1%	₹355 Cr	36,500,000 ↓ -20,000,000
182 DTB 19122024 Sovereign Bonds \| -	1%	₹319 Cr	32,500,000
364 DTB 21112024 Sovereign Bonds \| -	1%	₹301 Cr	30,500,000 ↑ 15,500,000
364 DTB 05122024 Sovereign Bonds \| -	1%	₹295 Cr	30,000,000

4. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (19 Sep 24)	₹2,904.04 ↑ 1.23 (0.04 %)
Net Assets (Cr)	₹15,170 on 31 Jul 24
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	2.15
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.49%
Effective Maturity	6 Months
Modified Duration	6 Months

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,685
31 Aug 21	₹11,107
31 Aug 22	₹11,551
31 Aug 23	₹12,377
31 Aug 24	₹13,313

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.9%
1 Year	7.6%
3 Year	6.3%
5 Year	5.9%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.9%
2021	3.7%
2020	6%
2019	8%
2018	7.8%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.75 Yr.
Amit Sharma	7 Jul 17	7.16 Yr.

Data below for UTI Money Market Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	69.71%
Debt	30.05%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	50.62%
Cash Equivalent	41.83%
Government	7.31%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank Domestic Bonds \| -	5%	₹816 Cr	8,500,000,000
182 DTB 12122024 Sovereign Bonds \| -	4%	₹540 Cr	5,500,000,000
ICICI Bank Ltd. Debentures \| -	2%	₹338 Cr	3,500,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹291 Cr	3,000,000,000
Federal Bank Ltd. Debentures \| -	2%	₹285 Cr	3,000,000,000 ↑ 3,000,000,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹241 Cr	2,500,000,000
182 DTB 07112024 Sovereign Bonds \| -	1%	₹198 Cr	2,000,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	1%	₹195 Cr	2,000,000,000
Federal Bank Ltd. Debentures \| -	1%	₹190 Cr	2,000,000,000 ↑ 2,000,000,000
Punjab & Sind Bank Debentures \| -	1%	₹144 Cr	1,500,000,000

5. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Money Market Fund is a Debt - Money Market fund was launched on 9 Mar 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 17 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.7% .

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (19 Sep 24)	₹357.478 ↑ 0.15 (0.04 %)
Net Assets (Cr)	₹26,268 on 31 Jul 24
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.32
Sharpe Ratio	1.7
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.51%
Effective Maturity	6 Months 16 Days
Modified Duration	6 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,708
31 Aug 21	₹11,125
31 Aug 22	₹11,551
31 Aug 23	₹12,370
31 Aug 24	₹13,302

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.9%
1 Year	7.6%
3 Year	6.2%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.7%
2020	6.2%
2019	7.9%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	1.22 Yr.
Nikhil Kabra	3 Aug 16	8.08 Yr.

Data below for ICICI Prudential Money Market Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	70.82%
Debt	28.99%
Other	0.19%

Debt Sector Allocation

Sector	Value
Corporate	49.17%
Cash Equivalent	39.28%
Government	11.36%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 DTB 06032025 Sovereign Bonds \| -	3%	₹967 Cr	100,000,000
Small Industries Development Bank of India Debentures \| -	3%	₹820 Cr	17,000
Indian Bank Domestic Bonds \| -	2%	₹577 Cr	12,000
Union Bank of India Domestic Bonds \| -	2%	₹576 Cr	12,000
182 DTB 22112024 Sovereign Bonds \| -	2%	₹443 Cr	45,000,000
India (Republic of) - \| -	1%	₹386 Cr	40,000,000
Hero Fincorp Limited Debentures \| -	1%	₹289 Cr	6,000
LIC Housing Finance Ltd. Debentures \| -	1%	₹289 Cr	6,000
Union Bank of India Domestic Bonds \| -	1%	₹264 Cr	5,500
India (Republic of) - \| -	1%	₹242 Cr	25,000,000

6. Kotak Money Market Scheme

(Erstwhile Kotak Floater Short Term Fund)

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives.

Kotak Money Market Scheme is a Debt - Money Market fund was launched on 14 Jul 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 19 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for Kotak Money Market Scheme

Kotak Money Market Scheme Growth
Launch Date	14 Jul 03
NAV (19 Sep 24)	₹4,231.96 ↑ 1.80 (0.04 %)
Net Assets (Cr)	₹24,036 on 31 Jul 24
Category	Debt - Money Market
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.35
Sharpe Ratio	1.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.5%
Effective Maturity	6 Months
Modified Duration	6 Months

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,650
31 Aug 21	₹11,067
31 Aug 22	₹11,511
31 Aug 23	₹12,316
31 Aug 24	₹13,244

Kotak Money Market Scheme SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Money Market Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.8%
1 Year	7.6%
3 Year	6.2%
5 Year	5.8%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.9%
2021	3.7%
2020	5.7%
2019	8%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Kotak Money Market Scheme

Name	Since	Tenure
Deepak Agrawal	1 Nov 06	17.85 Yr.
Manu Sharma	1 Nov 22	1.84 Yr.

Data below for Kotak Money Market Scheme as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	80.38%
Debt	19.42%
Other	0.2%

Debt Sector Allocation

Sector	Value
Corporate	58.15%
Cash Equivalent	32.21%
Government	9.44%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.03% Govt Stock 2024 Sovereign Bonds \| -	2%	₹675 Cr	67,500,000
India (Republic of) - \| -	2%	₹590 Cr	58,999,990
91 DTB 31102024 Sovereign Bonds \| -	2%	₹495 Cr	50,000,000
182 DTB 06022025 Sovereign Bonds \| -	2%	₹486 Cr	50,000,000
Union Bank of India Domestic Bonds \| -	2%	₹482 Cr	50,000
India (Republic of) - \| -	1%	₹389 Cr	40,000,000
Indusind Bank Ltd. Debentures \| -	1%	₹388 Cr	40,000
ICICI Bank Ltd. Debentures \| -	1%	₹388 Cr	40,000
Axis Bank Ltd. Debentures \| -	1%	₹388 Cr	40,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	1%	₹249 Cr	25,000,000

7. HDFC Money Market Fund

(Erstwhile HDFC Cash Management Fund - Savings Plan)

To generate optimal returns while maintaining safety and high liquidity.

HDFC Money Market Fund is a Debt - Money Market fund was launched on 18 Nov 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 41 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.7% and 2021 was 3.8% .

Below is the key information for HDFC Money Market Fund

HDFC Money Market Fund Growth
Launch Date	18 Nov 99
NAV (19 Sep 24)	₹5,386.95 ↑ 2.22 (0.04 %)
Net Assets (Cr)	₹27,511 on 31 Jul 24
Category	Debt - Money Market
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.41
Sharpe Ratio	1.42
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.5%
Effective Maturity	6 Months 7 Days
Modified Duration	5 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,740
31 Aug 21	₹11,165
31 Aug 22	₹11,596
31 Aug 23	₹12,407
31 Aug 24	₹13,335

HDFC Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.8%
1 Year	7.6%
3 Year	6.2%
5 Year	5.9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.7%
2021	3.8%
2020	6.5%
2019	8.1%
2018	7.4%
2017	6.5%
2016	7.5%
2015	8.3%
2014	9.1%

Fund Manager information for HDFC Money Market Fund

Name	Since	Tenure
Praveen Jain	30 Aug 24	0 Yr.
Dhruv Muchhal	22 Jun 23	1.19 Yr.

Data below for HDFC Money Market Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	68.86%
Debt	30.93%
Other	0.21%

Debt Sector Allocation

Sector	Value
Corporate	52.61%
Cash Equivalent	35.29%
Government	11.89%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Baroda Debentures \| -	2%	₹579 Cr	12,000
Union Bank of India Domestic Bonds \| -	2%	₹534 Cr	11,000
364 DTB 13032025 Sovereign Bonds \| -	2%	₹531 Cr	55,000,000
Panatone Finvest Ltd Debentures \| -	2%	₹485 Cr	10,000
Union Bank of India Domestic Bonds \| -	1%	₹410 Cr	8,500
Punjab National Bank Domestic Bonds \| -	1%	₹339 Cr	7,000
Axis Bank Ltd. Debentures \| -	1%	₹338 Cr	7,000 ↑ 4,000
Tata Teleservices Ltd Debentures \| -	1%	₹338 Cr	7,000
182 DTB 14112024 Sovereign Bonds \| -	1%	₹296 Cr	30,000,000
Indusind Bank Ltd. Debentures \| -	1%	₹290 Cr	6,000

8. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 47 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.4% and 2021 was 3.6% .

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund Growth
Launch Date	11 Feb 02
NAV (19 Sep 24)	₹47.2492 ↑ 0.02 (0.04 %)
Net Assets (Cr)	₹1,925 on 31 Jul 24
Category	Debt - Money Market
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.27
Sharpe Ratio	1.53
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.4%
Effective Maturity	6 Months 22 Days
Modified Duration	6 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,708
31 Aug 21	₹11,105
31 Aug 22	₹11,505
31 Aug 23	₹12,296
31 Aug 24	₹13,212

Franklin India Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.8%
1 Year	7.5%
3 Year	6%
5 Year	5.7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.4%
2021	3.6%
2020	6%
2019	8.5%
2018	7.5%
2017	7.2%
2016	8.1%
2015	8.3%
2014	8.9%

Fund Manager information for Franklin India Savings Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	0.9 Yr.
Pallab Roy	25 Jun 08	16.19 Yr.
Chandni Gupta	30 Apr 24	0.34 Yr.

Data below for Franklin India Savings Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	61.04%
Debt	38.76%
Other	0.2%

Debt Sector Allocation

Sector	Value
Corporate	44.75%
Cash Equivalent	40.15%
Government	14.9%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank Domestic Bonds \| -	6%	₹120 Cr	2,500
India (Republic of) - \| -	5%	₹97 Cr	10,000,000
Indian Bank Domestic Bonds \| -	5%	₹96 Cr	2,000
364 DTB 31072025 Sovereign Bonds \| -	5%	₹94 Cr	10,000,000
Union Bank of India Domestic Bonds \| -	4%	₹72 Cr	1,500
India (Republic of) - \| -	3%	₹67 Cr	7,151,200 ↑ 7,151,200
Punjab National Bank Domestic Bonds \| -	3%	₹58 Cr	1,200 ↓ -500
HDFC Bank Ltd. Debentures \| -	2%	₹48 Cr	1,000
IDFC First Bank Ltd. Debentures \| -	2%	₹48 Cr	1,000
Small Industries Development Bank of India Debentures \| -	2%	₹48 Cr	1,000

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