Table of Contents
4 بہترین ٹیکس بچانے والے ELSS میوچل فنڈز FY 22 - 23
ای ایل ایس ایس (ایکویٹی لنکڈ سیونگ سکیم) ٹیکس بچانے کے بہترین آپشنز میں سے ایک ہے جو آپ کو بہت سارے پیسے بچانے میں مدد کرتی ہے۔انکم ٹیکس کمائی کے ساتھ ساتھسرمایہ سرمایہ کاری کی تعریف
ٹیکس بچانے والے ELSS فنڈز INR 1,50 تک ٹیکس چھوٹ کی اجازت دیتے ہیں،000 کے تحتسیکشن 80 سی کےآمدنی ٹیکس ایکٹ۔ لہذا، کی طرف سےسرمایہ کاری ان ٹیکس کی بچت میںباہمی چندہیہاں تک کہ 30% کے سب سے زیادہ ٹیکس بریکٹ میں سرمایہ کار بھی اچھے منافع کمانے کے ساتھ ایک خاص مالی سال کے لیے تقریباً INR 46,000 کی ٹیکس چھوٹ حاصل کر سکتے ہیں۔
ELSS ہیں۔مارکیٹ- منسلک سرمایہ کاری، آپ کو مشورہ دیا جاتا ہے کہ آپ ان فنڈز میں دانشمندی سے سرمایہ کاری کریں تاکہ طویل مدتی نقصانات اور خطرات سے بچا جا سکے۔
مالی سال 22 - 23 ELSS فنڈز میں سرمایہ کاری کے فوائد
- ELSS میوچل فنڈز INR 1,50,000 تک ٹیکس میں چھوٹ فراہم کرتے ہیں۔
- ریٹرن دوسرے کی طرف سے پیش کردہ ریٹرن سے بہت زیادہ ہیں۔ٹیکس کی بچت کی سرمایہ کاری اختیارات.
- ELSS میں 3 سال کی مختصر ترین لاک ان مدت ہوتی ہے، جو ٹیکس بچانے والی دیگر سرمایہ کاری کے مقابلے میں نسبتاً بہت کم ہے۔
- ELSS فنڈز کے ذریعے سرمایہ کاری کرنے کا آپشن پیش کرتے ہیں۔گھونٹ، لہذا سرمایہ کار ماہانہ چھوٹی رقم کی سرمایہ کاری کرکے آسانی سے اپنی ELSS سرمایہ کاری کا انتظام کرسکتے ہیں۔
مذکورہ بالا تمام عوامل ELSS کو ٹیکس بچانے کے بہترین اختیارات میں سے ایک بناتے ہیں۔
اگر آپ سرمایہ کاری کرنے کی منصوبہ بندی کر رہے ہیں، تو SIP (Systeticسرمایہ کاری کا منصوبہ) میں سے ایک ہےپیسہ لگانے کے بہترین طریقے ELSS میں باقاعدگی سے سرمایہ کاری کی عادت آپ کے پورٹ فولیو کو نظم و ضبط اور متوازن رکھتی ہے۔ نیز، ٹیکس کیلنڈر کے آخری لمحات میں یکمشت رقم کا بندوبست کرنے کی پریشانی ختم ہو جاتی ہے۔ ایس آئی پی میں، آپ سرمایہ کاری کی رقم طے کر سکتے ہیں، جو کہ کم از کم روپے ہو سکتی ہے۔ 500، اور ایک تاریخ جہاں آپ کی رقم آپ کے پیسے سے خود بخود کٹوتی کی جائے گی۔بینک ELSS فنڈز میں اکاؤنٹ۔
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ٹاپ 4 بہترین کارکردگی کا مظاہرہ کرنے والے ٹیکس بچانے والے ELSS میوچل فنڈز
(ELSS Scheme) Seeking to provide long term capital appreciation by predominantly investing in equities and to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of
the scheme will be realized. Canara Robeco Equity Tax Saver is a Equity - ELSS fund was launched on 2 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for Canara Robeco Equity Tax Saver Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies. ICICI Prudential Long Term Equity Fund (Tax Saving) is a Equity - ELSS fund was launched on 19 Aug 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving) Returns up to 1 year are on The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns. Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset Tax Saver Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) Canara Robeco Equity Tax Saver Growth ₹175.25
↑ 2.47 ₹9,256 4.1 13.6 34.9 13.7 21.2 23.7 19.9 BOI AXA Tax Advantage Fund Growth ₹171.06
↑ 3.04 ₹1,486 3.4 8.8 44.7 18.9 25.9 34.8 19.8 ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹909.58
↑ 9.94 ₹15,321 2.2 10.8 33.8 13.6 18.6 23.2 19.5 Mirae Asset Tax Saver Fund Growth ₹47.596
↑ 0.69 ₹26,418 1 10.4 34.3 13.7 20.4 27 19.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 24 100 کروڑ لانچ / آغاز کے بعد سے سالانہ ریٹرن پر ترتیب دیا گیا ہے۔1. Canara Robeco Equity Tax Saver
CAGR/Annualized return of 19.9% since its launch. Ranked 36 in ELSS category. Return for 2023 was 23.7% , 2022 was -0.2% and 2021 was 35.1% . Canara Robeco Equity Tax Saver
Growth Launch Date 2 Feb 09 NAV (06 Nov 24) ₹175.25 ↑ 2.47 (1.43 %) Net Assets (Cr) ₹9,256 on 30 Sep 24 Category Equity - ELSS AMC Canara Robeco Asset Management Co. Ltd. Rating ☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 2.76 Information Ratio -0.55 Alpha Ratio 2.38 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,944 31 Oct 21 ₹17,411 31 Oct 22 ₹17,614 31 Oct 23 ₹18,822 31 Oct 24 ₹25,753 Returns for Canara Robeco Equity Tax Saver
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24 Duration Returns 1 Month -1.2% 3 Month 4.1% 6 Month 13.6% 1 Year 34.9% 3 Year 13.7% 5 Year 21.2% Since launch 19.9% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 23.7% 2022 -0.2% 2021 35.1% 2020 27.4% 2019 10.7% 2018 2.7% 2017 32% 2016 0% 2015 0.6% 2014 45.2% Fund Manager information for Canara Robeco Equity Tax Saver
Name Since Tenure Vishal Mishra 26 Jun 21 3.27 Yr. Shridatta Bhandwaldar 1 Oct 19 5.01 Yr. Data below for Canara Robeco Equity Tax Saver as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 26.88% Consumer Cyclical 13.8% Industrials 11.41% Technology 9.59% Basic Materials 6.92% Consumer Defensive 6.61% Health Care 6.15% Energy 6.05% Communication Services 3.92% Utility 3.75% Real Estate 1.11% Asset Allocation
Asset Class Value Cash 3.81% Equity 96.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 08 | HDFCBANK6% ₹543 Cr 3,137,584 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | ICICIBANK6% ₹525 Cr 4,126,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 19 | RELIANCE5% ₹423 Cr 1,431,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 18 | INFY4% ₹396 Cr 2,111,310
↓ -100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 21 | BHARTIARTL3% ₹306 Cr 1,790,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹253 Cr 689,369 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹250 Cr 5,650,988 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN2% ₹197 Cr 2,495,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322152% ₹188 Cr 1,528,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 19 | 5000342% ₹183 Cr 237,950 2. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 19.8% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (06 Nov 24) ₹171.06 ↑ 3.04 (1.81 %) Net Assets (Cr) ₹1,486 on 30 Sep 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 2.33 Information Ratio 0.35 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,437 31 Oct 21 ₹18,517 31 Oct 22 ₹18,708 31 Oct 23 ₹21,227 31 Oct 24 ₹30,948 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24 Duration Returns 1 Month 0.2% 3 Month 3.4% 6 Month 8.8% 1 Year 44.7% 3 Year 18.9% 5 Year 25.9% Since launch 19.8% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.43 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 25.45% Industrials 16.75% Basic Materials 15.78% Technology 9.84% Consumer Cyclical 5.75% Energy 5.35% Utility 4.89% Consumer Defensive 3.9% Health Care 3.43% Real Estate 1.6% Communication Services 1.01% Asset Allocation
Asset Class Value Cash 6.21% Equity 93.75% Debt 0.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹73 Cr 420,000
↑ 130,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹62 Cr 1,211,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹59 Cr 752,000 Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | OIL3% ₹46 Cr 790,000
↓ -163,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹42 Cr 955,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435272% ₹34 Cr 130,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE2% ₹34 Cr 114,000 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | GICRE2% ₹34 Cr 850,696
↑ 490,696 Tata Power Co Ltd (Utilities)
Equity, Since 31 Aug 23 | 5004002% ₹30 Cr 627,000
↑ 68,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433492% ₹30 Cr 172,000
↑ 16,000 3. ICICI Prudential Long Term Equity Fund (Tax Saving)
CAGR/Annualized return of 19.5% since its launch. Ranked 30 in ELSS category. Return for 2023 was 23.2% , 2022 was 2.3% and 2021 was 33.7% . ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth Launch Date 19 Aug 99 NAV (06 Nov 24) ₹909.58 ↑ 9.94 (1.10 %) Net Assets (Cr) ₹15,321 on 30 Sep 24 Category Equity - ELSS AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.87 Sharpe Ratio 2.7 Information Ratio -0.29 Alpha Ratio 3.82 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,547 31 Oct 21 ₹15,791 31 Oct 22 ₹16,093 31 Oct 23 ₹17,394 31 Oct 24 ₹23,590 Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24 Duration Returns 1 Month -3.7% 3 Month 2.2% 6 Month 10.8% 1 Year 33.8% 3 Year 13.6% 5 Year 18.6% Since launch 19.5% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 23.2% 2022 2.3% 2021 33.7% 2020 13.6% 2019 8.8% 2018 0.5% 2017 26% 2016 3.9% 2015 4.3% 2014 50.8% Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
Name Since Tenure Mittul Kalawadia 18 Sep 23 1.04 Yr. Sharmila D’mello 31 Jul 22 2.17 Yr. Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 30.68% Consumer Cyclical 14.99% Health Care 11.77% Industrials 7.84% Consumer Defensive 7.36% Communication Services 6.85% Energy 5.3% Technology 5.08% Utility 3.71% Basic Materials 1.46% Real Estate 1.16% Asset Allocation
Asset Class Value Cash 3.79% Equity 96.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK8% ₹1,263 Cr 9,918,908 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK7% ₹1,038 Cr 5,990,559 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI5% ₹790 Cr 596,790 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5403765% ₹770 Cr 1,510,901
↓ -2,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL5% ₹754 Cr 4,411,155
↓ -232,188 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322154% ₹685 Cr 5,558,385 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA4% ₹676 Cr 3,507,417 Infosys Ltd (Technology)
Equity, Since 30 Jun 16 | INFY4% ₹567 Cr 3,020,755 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT4% ₹564 Cr 1,535,066 Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE4% ₹539 Cr 1,825,000 4. Mirae Asset Tax Saver Fund
CAGR/Annualized return of 19.1% since its launch. Return for 2023 was 27% , 2022 was 0.1% and 2021 was 35.3% . Mirae Asset Tax Saver Fund
Growth Launch Date 28 Dec 15 NAV (06 Nov 24) ₹47.596 ↑ 0.69 (1.46 %) Net Assets (Cr) ₹26,418 on 30 Sep 24 Category Equity - ELSS AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating Risk Moderately High Expense Ratio 1.12 Sharpe Ratio 2.26 Information Ratio -0.59 Alpha Ratio -3.8 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,512 31 Oct 21 ₹16,961 31 Oct 22 ₹16,787 31 Oct 23 ₹18,695 31 Oct 24 ₹25,209 Returns for Mirae Asset Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24 Duration Returns 1 Month -3.3% 3 Month 1% 6 Month 10.4% 1 Year 34.3% 3 Year 13.7% 5 Year 20.4% Since launch 19.1% 10 Year 15 Year Historical performance (Yearly) on absolute basis
Year Returns 2023 27% 2022 0.1% 2021 35.3% 2020 21.5% 2019 14.1% 2018 -2.3% 2017 47.9% 2016 14.8% 2015 2014 Fund Manager information for Mirae Asset Tax Saver Fund
Name Since Tenure Neelesh Surana 28 Dec 15 8.76 Yr. Data below for Mirae Asset Tax Saver Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 31.55% Consumer Cyclical 16.07% Industrials 11.59% Technology 10.62% Basic Materials 9.85% Health Care 7.15% Energy 3.91% Utility 3.43% Communication Services 2.79% Consumer Defensive 1.37% Real Estate 0.65% Asset Allocation
Asset Class Value Cash 1.02% Equity 98.98% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK8% ₹2,081 Cr 12,012,091
↓ -487,812 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | 5322155% ₹1,330 Cr 10,796,566
↑ 425,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 15 | SBIN4% ₹1,090 Cr 13,839,799
↑ 1,816,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY4% ₹1,071 Cr 5,710,511
↓ -332,005 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK4% ₹1,061 Cr 8,331,929
↓ -574,983 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 16 | LT3% ₹855 Cr 2,325,832 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | KOTAKBANK2% ₹635 Cr 3,424,135 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Dec 15 | TCS2% ₹616 Cr 1,442,221
↑ 221,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE2% ₹544 Cr 1,843,088
↓ -175,000 Delhivery Ltd (Industrials)
Equity, Since 30 Jun 22 | 5435292% ₹509 Cr 11,970,084
↑ 300,000
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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