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Best Bond Mutual Funds 2025

Updated on March 26, 2025 , 27980 views

Bond Mutual Funds offer higher returns than Bank accounts and are highly liquid in nature, which means that investors can redeem their investment at any point of time. Some of the best major benefits of investing in Bond Funds are low-cost structure, relatively higher returns, high liquidity and reasonable safety.

Bonds

Bond Funds also known as Debt fund. It’s a type of Mutual Fund scheme that invests in fixed Income instruments such as government & corporate Bonds, money market instruments, corporate debt securities, etc., that offer Capital appreciation. Bond Funds are an ideal investment for average risk-averse investors who are looking for stable & regular income. These funds are less volatile and hence are less risky than Equity Funds. Moreover, Bond Funds can be a better alternative to a bank Fixed Deposit.

Following are the best Bond Funds as per the category ranking that can help you achieve your Financial goals and can help you earn better returns.

Difference Between Bond & Bond Mutual Fund

Bonds

They are debt obligations issued by entities, such as corporations or governments. So, when an investor is buying bond, he is lending money to the entity for a defined tenure. In return, you get interest until the end of the tenure.

Bond Funds

They are mutual funds or exchange-trade funds (ETFs) that invest in a Portfolio bonds. Ideally, bond funds are comprised of a certain type of bond, such as corporate or government. They are further defined by maturity, such as given below.

Why to Invest in Bond Mutual Funds?

Some of the important benefits of these funds are:

  • Bond Funds are a good option for earning regular income. For instance, choosing dividend payout can be an option for regular income.
  • It is a good option to plan short financial goals. In a shorter duration, these funds ensure safety returns and as highly liquid as well.
  • In Bond Funds, you can withdraw/redeem even partial money from your investment at any point and can let the remaining money stay invested.
  • As, Bond Funds majorly invest in government securities they are not affected by the Volatility of the equity Market. Hence, it’s an optimal investment avenue for those who are risk-averse.

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Bond Funds to Invest for < 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹537.018
↑ 0.58
₹14,98823.97.86.97.97.84%5M 19D7M 20D
Indiabulls Liquid Fund Growth ₹2,482.24
↑ 2.72
₹1581.93.67.36.67.47.02%1M 2D1M 2D
PGIM India Insta Cash Fund Growth ₹334.183
↑ 0.42
₹3911.93.67.36.77.37.17%1M 21D1M 24D
Principal Cash Management Fund Growth ₹2,265.14
↑ 2.46
₹6,6191.83.67.36.77.37.22%1M 17D1M 17D
JM Liquid Fund Growth ₹70.0517
↑ 0.06
₹3,3411.83.57.26.67.27.13%1M 10D1M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25

Bond Funds to Invest for > 1 year

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
PGIM India Short Maturity Fund Growth ₹39.3202
↓ 0.00
₹281.23.16.14.2 7.18%1Y 7M 28D1Y 11M 1D
Aditya Birla Sun Life Medium Term Plan Growth ₹38.8028
↑ 0.06
₹2,1444.67.71313.710.57.72%3Y 9M 18D5Y 1M 20D
Axis Strategic Bond Fund Growth ₹27.3523
↑ 0.04
₹1,9872.54.28.77.18.78.05%3Y 6M 11D5Y
Nippon India Strategic Debt Fund Growth ₹15.1379
↑ 0.01
₹1032.448.66.38.38.03%3Y 5M 5D4Y 9M 29D
Nippon India Short Term Fund Growth ₹51.5572
↑ 0.06
₹6,3402.348.36.487.65%2Y 9M3Y 7M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 23

Bond Funds to Invest for > 3 years

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Gilt Fund Growth ₹65.3085
↑ 0.21
₹11,2573.13.58.97.88.97.11%9Y 11M 1D23Y 10M 28D
Nippon India Gilt Securities Fund Growth ₹37.7122
↑ 0.10
₹2,12633.48.86.98.97.1%9Y 3M 22D20Y 10M 24D
UTI Gilt Fund Growth ₹62.0519
↑ 0.14
₹6443.13.68.87.38.96.99%9Y 8M 23D22Y 9M
Aditya Birla Sun Life Government Securities Fund Growth ₹80.5832
↑ 0.26
₹1,9923.23.48.76.89.17.08%10Y 9M25Y 11M 5D
ICICI Prudential Gilt Fund Growth ₹100.774
↑ 0.20
₹6,3562.94.28.77.88.27.05%5Y 3M 22D13Y 4M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25

Best 10-Year Govt. Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Constant Maturity Fund Growth ₹62.4325
↑ 0.09
₹1,845349.47.29.16.93%6Y 9M 25D9Y 10M 6D
IDFC Government Securities Fund - Constant Maturity Plan Growth ₹44.8025
↑ 0.07
₹3403.44.39.97.29.76.97%7Y 3M 14D10Y 7M 24D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹24.1533
↑ 0.04
₹2,5343.34.49.87.29.36.92%6Y 9M 4D9Y 8M 1D
DSP BlackRock 10Y G-Sec Fund Growth ₹21.3595
↑ 0.03
₹57349.36.996.72%6Y 8M 12D9Y 5M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25

*Below is the list of Bond Mutual Funds having net assets 50 Crore and having managed assets for over 3 Years. Based on heighest Yield to Maturity (ytm)

1. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 7 in Government Bond category.  Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% .

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund
Growth
Launch Date 25 Jul 01
NAV (28 Mar 25) ₹54.6334 ↑ 0.12   (0.21 %)
Net Assets (Cr) ₹2,939 on 28 Feb 25
Category Debt - Government Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.88
Sharpe Ratio 0.35
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 8.48%
Effective Maturity 16 Years 7 Months 9 Days
Modified Duration 8 Years 2 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,569
28 Feb 22₹11,015
28 Feb 23₹11,282
29 Feb 24₹12,213
28 Feb 25₹13,155

HDFC Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 2.1%
3 Month 3%
6 Month 3.7%
1 Year 9.3%
3 Year 6.8%
5 Year 6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 7.1%
2022 1.7%
2021 2.2%
2020 10.7%
2019 8.6%
2018 5.4%
2017 1.8%
2016 16.6%
2015 5.9%
Fund Manager information for HDFC Gilt Fund
NameSinceTenure
Anil Bamboli1 Sep 0717.51 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Gilt Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash2.99%
Debt97.01%
Debt Sector Allocation
SectorValue
Government97.01%
Cash Equivalent2.99%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
18%₹534 Cr52,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
16%₹479 Cr46,500,000
7.34% Govt Stock 2064
Sovereign Bonds | -
10%₹288 Cr27,870,000
↓ -500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
9%₹277 Cr27,583,400
7.26% Govt Stock 2033
Sovereign Bonds | -
8%₹247 Cr24,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
7%₹194 Cr19,000,000
7.26% Govt Stock 2032
Sovereign Bonds | -
6%₹175 Cr17,000,000
7.17% Govt Stock 2030
Sovereign Bonds | -
5%₹138 Cr13,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
4%₹123 Cr12,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹92 Cr9,170,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 23 in Medium term Bond category.  Return for 2024 was 8% , 2023 was 7% and 2022 was 4.2% .

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund
Growth
Launch Date 15 Sep 04
NAV (28 Mar 25) ₹43.7654 ↑ 0.06   (0.13 %)
Net Assets (Cr) ₹5,684 on 15 Mar 25
Category Debt - Medium term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.4
Sharpe Ratio 1.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 8.37%
Effective Maturity 4 Years 8 Months 19 Days
Modified Duration 3 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,759
28 Feb 22₹11,424
28 Feb 23₹11,927
29 Feb 24₹12,836
28 Feb 25₹13,859

ICICI Prudential Medium Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 1.1%
3 Month 2.5%
6 Month 4.2%
1 Year 8.5%
3 Year 7%
5 Year 7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4.2%
2021 5.5%
2020 10.4%
2019 9.2%
2018 5.1%
2017 6.5%
2016 10.2%
2015 8.4%
Fund Manager information for ICICI Prudential Medium Term Bond Fund
NameSinceTenure
Manish Banthia7 Nov 168.32 Yr.
Akhil Kakkar22 Jan 241.11 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 15 Mar 25

Asset Allocation
Asset ClassValue
Cash8.39%
Equity1.09%
Debt90.21%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate61.46%
Government26.88%
Cash Equivalent8.39%
Securitized1.87%
Credit Quality
RatingValue
AA56.16%
AAA43.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
26%₹1,469 Cr143,573,350
↓ -5,000,000
Godrej Properties Limited
Debentures | -
3%₹151 Cr15,000
Oberoi Realty Ltd.
Debentures | -
3%₹150 Cr15,000
Tata Projects Limited
Debentures | -
3%₹150 Cr15,000
↑ 15,000
Pipeline Infrastructure Private Limited
Debentures | -
2%₹126 Cr12,400
Macrotech Developers Ltd.
Debentures | -
2%₹125 Cr12,500
TVS Credit Services Limited
Debentures | -
2%₹112 Cr110
Ess Kay Limited
Debentures | -
2%₹109 Cr11,000
Torrent Power Limited
Debentures | -
2%₹106 Cr10,500
Nirma Limited
Debentures | -
2%₹101 Cr10,000

3. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 10 in Medium term Bond category.  Return for 2024 was 9% , 2023 was 6.1% and 2022 was 3.2% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund
Growth
Launch Date 25 Mar 14
NAV (28 Mar 25) ₹22.1499 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹1,880 on 28 Feb 25
Category Debt - Medium term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.58
Sharpe Ratio 0.86
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity 8.32%
Effective Maturity 4 Years 9 Months 18 Days
Modified Duration 3 Years 2 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,455
28 Feb 22₹11,150
28 Feb 23₹11,407
29 Feb 24₹12,359
28 Feb 25₹13,350

Kotak Medium Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 0.9%
3 Month 2.1%
6 Month 3.5%
1 Year 8.3%
3 Year 6.5%
5 Year 6.4%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9%
2023 6.1%
2022 3.2%
2021 4.7%
2020 8.5%
2019 7%
2018 5.4%
2017 6.6%
2016 10.9%
2015 9.3%
Fund Manager information for Kotak Medium Term Fund
NameSinceTenure
Deepak Agrawal25 Mar 1410.94 Yr.
Sunit garg1 Nov 222.33 Yr.

Data below for Kotak Medium Term Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash2.43%
Equity5.89%
Debt90.02%
Other1.65%
Debt Sector Allocation
SectorValue
Corporate62.01%
Government27.64%
Cash Equivalent2.81%
Credit Quality
RatingValue
A10.54%
AA34.85%
AAA54.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
16%₹299 Cr29,250,021
↓ -500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
10%₹178 Cr17,343,470
Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -
5%₹90 Cr9,000
TATA Steel Limited
Debentures | -
4%₹76 Cr750
Pipeline Infrastructure Private Limited
Debentures | -
3%₹64 Cr6,280
Aditya Birla Renewables Limited
Debentures | -
3%₹60 Cr6,000
Indostar Capital Finance Limited
Debentures | -
3%₹60 Cr6,000
SANSAR AUG 2024 V TRUST
Unlisted bonds | -
3%₹60 Cr600,000,000
Century Textiles And Industries Limited
Debentures | -
3%₹55 Cr5,500
Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 542602
3%₹54 Cr1,509,149

4. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2024 was 8.7% , 2023 was 7.3% and 2022 was 3.8% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund
Growth
Launch Date 28 Mar 12
NAV (28 Mar 25) ₹27.3523 ↑ 0.04   (0.13 %)
Net Assets (Cr) ₹1,987 on 28 Feb 25
Category Debt - Medium term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.06
Sharpe Ratio 1.41
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.05%
Effective Maturity 5 Years
Modified Duration 3 Years 6 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,765
28 Feb 22₹11,412
28 Feb 23₹11,858
29 Feb 24₹12,828
28 Feb 25₹13,877

Axis Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 1.3%
3 Month 2.5%
6 Month 4.2%
1 Year 8.7%
3 Year 7.1%
5 Year 7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 7.3%
2022 3.8%
2021 5.2%
2020 10.5%
2019 7.1%
2018 6.7%
2017 7.5%
2016 11.6%
2015 6.8%
Fund Manager information for Axis Strategic Bond Fund
NameSinceTenure
Devang Shah5 Nov 1212.33 Yr.
Sachin Jain1 Feb 232.08 Yr.
Akhil Thakker1 Feb 232.08 Yr.

Data below for Axis Strategic Bond Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash6.51%
Equity0.41%
Debt92.8%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate47.42%
Government45.39%
Cash Equivalent6.51%
Credit Quality
RatingValue
A10.47%
AA35.83%
AAA53.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
15%₹303 Cr29,600,000
↑ 4,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
14%₹270 Cr26,300,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹81 Cr8,031,900
↑ 2,000,000
Nirma Limited
Debentures | -
3%₹60 Cr6,000
Nuvama Wealth Finance Limited 9.75%
Debentures | -
3%₹58 Cr5,800
DLF Cyber City Developers Ltd. 8.4%
Debentures | -
3%₹55 Cr5,500
Aadhar Housing Finance Ltd. 8.65%
Debentures | -
3%₹52 Cr5,200
↓ -300
National Bank For Agriculture And Rural Development
Debentures | -
3%₹50 Cr5,000
↑ 5,000
Mahanagar Telephone Nigam Limited
Debentures | -
2%₹49 Cr5,000
Tata Projects Limited
Debentures | -
2%₹46 Cr4,600

5. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.9% since its launch.  Ranked 7 in Medium term Bond category.  Return for 2024 was 8.3% , 2023 was 7% and 2022 was 2% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund
Growth
Launch Date 26 Jun 14
NAV (28 Mar 25) ₹15.1379 ↑ 0.01   (0.10 %)
Net Assets (Cr) ₹103 on 28 Feb 25
Category Debt - Medium term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.92
Sharpe Ratio 1.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.03%
Effective Maturity 4 Years 9 Months 29 Days
Modified Duration 3 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹7,552
28 Feb 22₹8,968
28 Feb 23₹9,127
29 Feb 24₹9,861
28 Feb 25₹10,654

Nippon India Strategic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 1.2%
3 Month 2.4%
6 Month 4%
1 Year 8.6%
3 Year 6.3%
5 Year 7.6%
10 Year
15 Year
Since launch 3.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 7%
2022 2%
2021 17.4%
2020 -23.5%
2019 -3.4%
2018 4.7%
2017 6.9%
2016 11.1%
2015 9%
Fund Manager information for Nippon India Strategic Debt Fund
NameSinceTenure
Kinjal Desai25 May 186.77 Yr.
Sushil Budhia1 Feb 205.08 Yr.
Akshay Sharma1 Dec 222.25 Yr.

Data below for Nippon India Strategic Debt Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash9.62%
Debt89.93%
Other0.45%
Debt Sector Allocation
SectorValue
Corporate52.54%
Government37.39%
Cash Equivalent9.62%
Credit Quality
RatingValue
AA54.28%
AAA45.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
25%₹26 Cr2,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
5%₹5 Cr500,000
Truhome Finance Ltd. 9.25%
Debentures | -
5%₹5 Cr500
Godrej Industries Limited
Debentures | -
5%₹5 Cr500
Aadhar Housing Finance Limited
Debentures | -
5%₹5 Cr500
JSW Steel Limited
Debentures | -
5%₹5 Cr50
Manappuram Finance Limited
Debentures | -
5%₹5 Cr500
Century Textiles And Industries Limited
Debentures | -
5%₹5 Cr500
Delhi International Airport Limited
Debentures | -
4%₹4 Cr400
Indostar Capital Finance Limited
Debentures | -
4%₹4 Cr400

6. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 18 in Medium term Bond category.  Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (28 Mar 25) ₹50.0783 ↑ 0.07   (0.14 %)
Net Assets (Cr) ₹6,469 on 15 Mar 25
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.22
Sharpe Ratio 0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 7.9%
Effective Maturity 4 Years 9 Months 25 Days
Modified Duration 3 Years 4 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,869
28 Feb 22₹11,434
28 Feb 23₹11,847
29 Feb 24₹12,794
28 Feb 25₹13,782

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 1.2%
3 Month 2.4%
6 Month 3.9%
1 Year 8.3%
3 Year 6.8%
5 Year 6.9%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3.4%
2021 3.8%
2020 12.3%
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Lokesh Mallya1 Dec 231.25 Yr.
Mohit Jain30 Nov 177.25 Yr.
Pradeep Kesavan1 Dec 231.25 Yr.

Data below for SBI Magnum Medium Duration Fund as on 15 Mar 25

Asset Allocation
Asset ClassValue
Cash17.45%
Debt82.25%
Other0.3%
Debt Sector Allocation
SectorValue
Corporate53.33%
Government33.39%
Cash Equivalent12.98%
Credit Quality
RatingValue
A7.66%
AA44.81%
AAA47.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
12%₹785 Cr76,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹549 Cr53,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
5%₹342 Cr34,000,000
Godrej Properties Limited
Debentures | -
5%₹301 Cr30,000
7.23% Govt Stock 2039
Sovereign Bonds | -
4%₹284 Cr27,500,000
Avanse Financial Services Ltd.
Debentures | -
4%₹250 Cr25,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
4%₹234 Cr24,000
Yes Bank Limited
Debentures | -
3%₹220 Cr2,250
Century Textiles And Industried Limited
Debentures | -
3%₹220 Cr22,000
Renserv Global Pvt Ltd.
Debentures | -
3%₹210 Cr21,000

Bond Funds Taxation

Tax implication on Bond Funds or Debt Funds is computed in the following manner-

Short Term Capital Gains

If the holding period of a debt investment is less than 36 months, then it is classified as a short-term investment and these are taxed as per individual's tax slab.

Long Term Capital Gains

If the holding period of debt investment is more than 36 months, then it is classified as a long-term investment and is taxed at 20% with an indexation benefit.

Capital Gains Investment Holding Gains Taxation
Short Term Capital Gains Less than 36 months As per individual's tax slab
Long Term Capital Gains More than 36 months 20% with indexation benefits

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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