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Best SWP Mutual Funds for 2025

Updated on January 12, 2025 , 53516 views

SWP or Systematic Withdrawal Plan is the reverse of SIP. In SWP, individuals first invest a considerable amount in a Mutual Fund scheme that generally carries a low level of risk. Then, they start to redeem a fixed sum of money at regular intervals as per their requirements.

SWP is suitable for individuals who are looking for a regular source of Income. In SWP, the withdrawal amount is fixed and the various intervals include monthly, quarterly, or weekly based on the individuals.

In SWP, individuals can choose the schemes that generally have a low level of risk. Some such schemes can be a liquid fund, ultra short-term fund, or other debt schemes. Additionally, individuals having high-risk appetite can choose to invest in Large cap funds. However, individuals whose risk appetite is high can choose to invest in large-cap funds under equity category. So, let us look at some of the best Mutual Fund schemes that can be chosen for SWP under Liquid Funds, ultra short-term funds, and large-cap funds.

Why Invest in SWP Mutual Funds?

SWP has numerous benefits. Some of the major benefits of SWP in Mutual Fund are as follows.

Fixed Income Flow

SWP is generally chosen by individuals seeking Fixed Income inflow such as retired individuals, people on sabbatical, and so on. Also, the investment in SWP generates returns based on the scheme’s performance.

Disciplined Withdrawal Habit

Since, the amount withdrawn from SWP in fixed, it creates a disciplined habit of withdrawal. As a consequence, this prevents Capital erosion on the investment in Mutual Funds.

Substitute for Pension

For retired individuals, SWP acts as a substitute for a pension. Therefore, retired individuals can assure themselves of some fixed returns.

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Best SWP Mutual Funds for FY 25 - 26

Liquid Funds

While doing SWP, one of the important objectives is to retain your capital position. Therefore, investors try to invest in schemes that carry a low-level of risk. Therefore, liquid funds are one of the preferable options as it carries the lowest level of risk. In addition, liquid funds help individuals to earn high returns as compared to savings Bank account. Moreover, people can do an instant Redemption in Mutual Funds. Therefore, liquid funds can be one of the investment options in case of SWP. Some of the Best Liquid Funds that can be chosen for investment are listed below as follows.

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Invesco India Liquid Fund Growth	₹3,476.87 ↑ 0.72	₹14,858	0.6	1.7	3.5	7.3	7.4	7.07%	1M 21D	1M 21D
LIC MF Liquid Fund Growth	₹4,575.17 ↑ 0.90	₹10,650	0.6	1.7	3.5	7.3	7.4	7.02%	1M 6D	1M 6D
Edelweiss Liquid Fund Growth	₹3,234.67 ↑ 0.64	₹6,246	0.6	1.7	3.5	7.3	7.3	7.04%	1M 14D	1M 14D
Mirae Asset Cash Management Fund Growth	₹2,652.97 ↑ 0.55	₹15,673	0.6	1.7	3.5	7.3	7.3	7%	1M 10D	1M 11D
Principal Cash Management Fund Growth	₹2,232.02 ↑ 0.45	₹7,187	0.6	1.7	3.5	7.3	7.3	7.11%	1M 10D	1M 10D
IDFC Cash Fund Growth	₹3,057.03 ↑ 0.62	₹18,283	0.6	1.7	3.5	7.3	7.3	7.04%	1M 6D	1M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 25

Ultra Short Term Funds

Ultra short term funds are a notch above liquid funds. Individuals choosing this scheme have a marginally higher risk-appetite as compared to liquid funds. However, this scheme earns higher returns as compared to liquid funds. Ultra short-term fund invests its corpus in fixed income instruments whose maturity tenure is more than 91 days and less than one year. This scheme is suitable for short-term investments. Some of the best ultra short-term funds are listed below.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹528.457 ↑ 0.00	₹15,890	1.8	3.8	7.8	6.6	7.9	7.61%	5M 8D	7M 17D
ICICI Prudential Ultra Short Term Fund Growth	₹26.7388 ↑ 0.00	₹13,935	1.7	3.5	7.4	6.3	7.5	7.6%	4M 28D	5M 16D
Invesco India Ultra Short Term Fund Growth	₹2,604.54 ↑ 0.32	₹1,764	1.6	3.4	7.4	6.1	7.5	7.37%	5M 1D	5M 13D
SBI Magnum Ultra Short Duration Fund Growth	₹5,770.1 ↑ 0.31	₹12,885	1.6	3.5	7.4	6.3	7.4	7.43%	5M 1D	10M 6D
Nippon India Ultra Short Duration Fund Growth	₹3,893.76 ↑ 0.34	₹7,603	1.6	3.4	7.2	6.2	7.2	7.72%	5M 7D	6M 9D
Kotak Savings Fund Growth	₹41.4257 ↑ 0.00	₹13,450	1.6	3.4	7.2	6.2	7.2	7.36%	5M 1D	5M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 25

Large Cap Mutual Funds

Large Cap Mutual Funds in case of SWP is suitable for individuals who wish to invest in Equity Funds. However, it is possible to avoid equity funds while opting for SWP option. Though the Volatility in case of large-cap funds in less compared to other equity funds, yet; the returns are not guaranteed. However, they are good for a long-term investment option. Some of the best schemes under large-cap category are as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	9.2	12.5	15.4	21.9	12.6
JM Core 11 Fund Growth	₹19.2095 ↑ 0.14	₹212	-8.3	-5.6	13	15.9	14.9	24.3
L&T India Large Cap Fund Growth	₹42.242 ↑ 0.02	₹758	4.4	16.7	2.9	13.6	10.5
DSP BlackRock TOP 100 Equity Growth	₹439.667 ↑ 4.58	₹4,530	-6.7	-1.8	16.7	13.4	13.9	20.5
BNP Paribas Large Cap Fund Growth	₹208.941 ↑ 1.64	₹2,403	-9.5	-6.8	14	12.7	16	20.1
JM Large Cap Fund Growth	₹146.013 ↑ 1.75	₹495	-10.4	-11.1	8	12.1	16.3	15.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

1. IDBI India Top 100 Equity Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

IDBI India Top 100 Equity Fund is a Equity - Large Cap fund was launched on 15 May 12. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch. Ranked 45 in Large Cap category. .

Below is the key information for IDBI India Top 100 Equity Fund

IDBI India Top 100 Equity Fund Growth
Launch Date	15 May 12
NAV (28 Jul 23)	₹44.16 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹655 on 30 Jun 23
Category	Equity - Large Cap
AMC	IDBI Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	1.09
Information Ratio	0.14
Alpha Ratio	2.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,643
31 Dec 21	₹15,281
31 Dec 22	₹15,730

IDBI India Top 100 Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for IDBI India Top 100 Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	3%
3 Month	9.2%
6 Month	12.5%
1 Year	15.4%
3 Year	21.9%
5 Year	12.6%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for IDBI India Top 100 Equity Fund

Name	Since	Tenure

Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. JM Core 11 Fund

The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies.

JM Core 11 Fund is a Equity - Large Cap fund was launched on 5 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of 3.9% since its launch. Ranked 18 in Large Cap category. Return for 2024 was 24.3% , 2023 was 32.9% and 2022 was 7.1% .

Below is the key information for JM Core 11 Fund

JM Core 11 Fund Growth
Launch Date	5 Mar 08
NAV (14 Jan 25)	₹19.2095 ↑ 0.14 (0.76 %)
Net Assets (Cr)	₹212 on 30 Nov 24
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	1.83
Information Ratio	0.88
Alpha Ratio	7.21
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,634
31 Dec 21	₹12,370
31 Dec 22	₹13,243
31 Dec 23	₹17,598
31 Dec 24	₹21,866

JM Core 11 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for JM Core 11 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-8.8%
3 Month	-8.3%
6 Month	-5.6%
1 Year	13%
3 Year	15.9%
5 Year	14.9%
10 Year
15 Year
Since launch	3.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.3%
2022	32.9%
2021	7.1%
2020	16.3%
2019	6.3%
2018	10.6%
2017	-5%
2016	43.1%
2015	11.1%
2014	-2.4%

Fund Manager information for JM Core 11 Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.25 Yr.
Asit Bhandarkar	25 Feb 09	15.86 Yr.
Chaitanya Choksi	18 Jul 14	10.47 Yr.
Ruchi Fozdar	4 Oct 24	0.24 Yr.

Data below for JM Core 11 Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	24.87%
Consumer Cyclical	20.62%
Industrials	17.7%
Technology	9.13%
Health Care	7.87%
Basic Materials	4.96%
Communication Services	3.15%
Consumer Defensive	2.82%
Energy	2.12%

Asset Allocation

Asset Class	Value
Cash	6.75%
Equity	93.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 23 \| ICICIBANK	7%	₹15 Cr	117,676 ↑ 4,676
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| HDFCBANK	6%	₹12 Cr	66,000
Infosys Ltd (Technology) Equity, Since 28 Feb 21 \| INFY	5%	₹10 Cr	56,110 ↓ -7,000
Canara Bank (Financial Services) Equity, Since 30 Sep 24 \| CANBK	5%	₹10 Cr	990,000 ↑ 490,000
REC Ltd (Financial Services) Equity, Since 31 Jan 23 \| RECLTD	4%	₹9 Cr	178,000
ABB India Ltd (Industrials) Equity, Since 31 Oct 24 \| ABB	4%	₹9 Cr	12,700 ↑ 4,000
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Mar 23 \| AMBER	4%	₹8 Cr	14,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 24 \| BEL	4%	₹8 Cr	265,683 ↑ 65,683
PB Fintech Ltd (Financial Services) Equity, Since 31 Oct 24 \| 543390	4%	₹8 Cr	42,218
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 543320	4%	₹8 Cr	275,000 ↑ 85,000

3. L&T India Large Cap Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets. The Scheme will predominantly invest in large cap stocks. The Scheme could also additionally invest in Foreign Securities.

L&T India Large Cap Fund is a Equity - Large Cap fund was launched on 23 Oct 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10% since its launch. Ranked 56 in Large Cap category. .

Below is the key information for L&T India Large Cap Fund

L&T India Large Cap Fund Growth
Launch Date	23 Oct 07
NAV (25 Nov 22)	₹42.242 ↑ 0.02 (0.04 %)
Net Assets (Cr)	₹758 on 31 Oct 22
Category	Equity - Large Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.48
Sharpe Ratio	-0.1
Information Ratio	-1.05
Alpha Ratio	-2.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,306
31 Dec 21	₹14,076

L&T India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for L&T India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	2.1%
3 Month	4.4%
6 Month	16.7%
1 Year	2.9%
3 Year	13.6%
5 Year	10.5%
10 Year
15 Year
Since launch	10%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for L&T India Large Cap Fund

Name	Since	Tenure

Data below for L&T India Large Cap Fund as on 31 Oct 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. DSP BlackRock TOP 100 Equity

The Fund is seeking to generate capital appreciation, from a portfolio that is substantially constituted of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed in India.

DSP BlackRock TOP 100 Equity is a Equity - Large Cap fund was launched on 10 Mar 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.9% since its launch. Ranked 60 in Large Cap category. Return for 2024 was 20.5% , 2023 was 26.6% and 2022 was 1.4% .

Below is the key information for DSP BlackRock TOP 100 Equity

DSP BlackRock TOP 100 Equity Growth
Launch Date	10 Mar 03
NAV (14 Jan 25)	₹439.667 ↑ 4.58 (1.05 %)
Net Assets (Cr)	₹4,530 on 30 Nov 24
Category	Equity - Large Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.08
Sharpe Ratio	1.76
Information Ratio	0.44
Alpha Ratio	6.31
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,749
31 Dec 21	₹12,848
31 Dec 22	₹13,033
31 Dec 23	₹16,502
31 Dec 24	₹19,884

DSP BlackRock TOP 100 Equity SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for DSP BlackRock TOP 100 Equity

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-5.4%
3 Month	-6.7%
6 Month	-1.8%
1 Year	16.7%
3 Year	13.4%
5 Year	13.9%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.5%
2022	26.6%
2021	1.4%
2020	19.5%
2019	7.5%
2018	14.8%
2017	-2.7%
2016	26.5%
2015	4.9%
2014	-2.3%

Fund Manager information for DSP BlackRock TOP 100 Equity

Name	Since	Tenure
Abhishek Singh	1 Jun 22	2.59 Yr.

Data below for DSP BlackRock TOP 100 Equity as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	44.39%
Consumer Cyclical	13.58%
Health Care	9.24%
Technology	7.27%
Consumer Defensive	5.56%
Utility	3.03%
Basic Materials	2.68%
Energy	2.07%
Communication Services	1.09%
Industrials	0.6%

Asset Allocation

Asset Class	Value
Cash	10.44%
Equity	89.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| ICICIBANK	10%	₹442 Cr	3,399,505 ↑ 89,060
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	10%	₹439 Cr	2,446,354
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| M&M	6%	₹256 Cr	863,416
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 21 \| ITC	6%	₹252 Cr	5,282,635
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Jun 22 \| BAJFINANCE	5%	₹226 Cr	343,431
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| AXISBANK	4%	₹201 Cr	1,770,802
State Bank of India (Financial Services) Equity, Since 30 Nov 22 \| SBIN	4%	₹199 Cr	2,369,151
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹164 Cr	1,142,741
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 May 24 \| KOTAKBANK	3%	₹157 Cr	889,249
HCL Technologies Ltd (Technology) Equity, Since 31 Mar 19 \| HCLTECH	3%	₹139 Cr	754,575

5. BNP Paribas Large Cap Fund

(Erstwhile BNP Paribas Equity Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversifi ed and actively managed portfolio of equity and equity related securities. The Scheme will invest in a range of companies, with a bias towards large & medium market capitalisation companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Large Cap Fund is a Equity - Large Cap fund was launched on 23 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch. Ranked 38 in Large Cap category. Return for 2024 was 20.1% , 2023 was 24.8% and 2022 was 4.2% .

Below is the key information for BNP Paribas Large Cap Fund

BNP Paribas Large Cap Fund Growth
Launch Date	23 Sep 04
NAV (14 Jan 25)	₹208.941 ↑ 1.64 (0.79 %)
Net Assets (Cr)	₹2,403 on 30 Nov 24
Category	Equity - Large Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	1.71
Information Ratio	0.91
Alpha Ratio	5.46
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,684
31 Dec 21	₹14,264
31 Dec 22	₹14,864
31 Dec 23	₹18,551
31 Dec 24	₹22,281

BNP Paribas Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for BNP Paribas Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-7.1%
3 Month	-9.5%
6 Month	-6.8%
1 Year	14%
3 Year	12.7%
5 Year	16%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.1%
2022	24.8%
2021	4.2%
2020	22.1%
2019	16.8%
2018	17.2%
2017	-4%
2016	37%
2015	-5.5%
2014	5.6%

Fund Manager information for BNP Paribas Large Cap Fund

Name	Since	Tenure
Jitendra Sriram	16 Jun 22	2.55 Yr.
Kushant Arora	21 Oct 24	0.2 Yr.

Data below for BNP Paribas Large Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	24.59%
Consumer Cyclical	12.81%
Technology	10.65%
Energy	8.38%
Consumer Defensive	8.09%
Industrials	7.04%
Health Care	5.44%
Basic Materials	4.7%
Utility	4.5%
Communication Services	2.44%

Asset Allocation

Asset Class	Value
Cash	6.59%
Equity	92.93%
Debt	0.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	7%	₹175 Cr	972,000 ↑ 18,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 12 \| ICICIBANK	7%	₹166 Cr	1,278,000 ↑ 18,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 17 \| RELIANCE	5%	₹126 Cr	972,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 20 \| LT	4%	₹101 Cr	270,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Jun 18 \| TCS	4%	₹92 Cr	215,239
ITC Ltd (Consumer Defensive) Equity, Since 28 Feb 18 \| ITC	3%	₹75 Cr	1,575,000
Infosys Ltd (Technology) Equity, Since 31 Mar 09 \| INFY	3%	₹69 Cr	369,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 21 \| TRENT	3%	₹64 Cr	93,600
NTPC Ltd (Utilities) Equity, Since 31 May 22 \| NTPC	3%	₹62 Cr	1,710,000
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 08 \| BHARTIARTL	2%	₹59 Cr	360,000

6. JM Large Cap Fund

(Erstwhile JM Equity Fund)

The scheme seeks to provide optimum capital growth and appreciation.

JM Large Cap Fund is a Equity - Large Cap fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch. Ranked 73 in Large Cap category. Return for 2024 was 15.1% , 2023 was 29.6% and 2022 was 3.4% .

Below is the key information for JM Large Cap Fund

JM Large Cap Fund Growth
Launch Date	1 Apr 95
NAV (14 Jan 25)	₹146.013 ↑ 1.75 (1.21 %)
Net Assets (Cr)	₹495 on 30 Nov 24
Category	Equity - Large Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.46
Sharpe Ratio	1.52
Information Ratio	0.5
Alpha Ratio	5.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,812
31 Dec 21	₹14,552
31 Dec 22	₹15,047
31 Dec 23	₹19,498
31 Dec 24	₹22,447

JM Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for JM Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 23

Duration	Returns
1 Month	-9.7%
3 Month	-10.4%
6 Month	-11.1%
1 Year	8%
3 Year	12.1%
5 Year	16.3%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.1%
2022	29.6%
2021	3.4%
2020	23.2%
2019	18.1%
2018	4.9%
2017	0.8%
2016	20.9%
2015	1.8%
2014	-1.3%

Fund Manager information for JM Large Cap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.37 Yr.
Asit Bhandarkar	5 Oct 17	7.25 Yr.
Chaitanya Choksi	1 Oct 24	0.25 Yr.
Ruchi Fozdar	4 Oct 24	0.24 Yr.

Data below for JM Large Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	19.52%
Technology	16.37%
Consumer Cyclical	13.69%
Industrials	10.09%
Basic Materials	9.93%
Communication Services	7.07%
Health Care	6.74%
Energy	4.97%
Consumer Defensive	4.5%
Utility	3.07%
Real Estate	2.06%

Asset Allocation

Asset Class	Value
Cash	0.67%
Equity	99.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 12 \| HDFCBANK	9%	₹43 Cr	239,472
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| ICICIBANK	7%	₹33 Cr	252,587 ↓ -18,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	6%	₹30 Cr	184,000 ↑ 87,000
State Bank of India (Financial Services) Equity, Since 31 Oct 11 \| SBIN	5%	₹25 Cr	294,397 ↑ 55,000
Infosys Ltd (Technology) Equity, Since 30 Apr 15 \| INFY	5%	₹24 Cr	127,898 ↑ 12,500
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 24 \| RELIANCE	4%	₹19 Cr	147,000
Siemens Ltd (Industrials) Equity, Since 31 Oct 24 \| SIEMENS	3%	₹16 Cr	21,400 ↑ 3,500
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jan 24 \| TCS	3%	₹15 Cr	34,150 ↑ 5,000
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| BAJAJ-AUTO	2%	₹12 Cr	13,300
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 08 \| LT	2%	₹12 Cr	31,230 ↓ -4,577

SWP Calculator

SWP Calculator is a tool that helps individuals to calculate their SWP investment over a given tenure. The input data that needs to be entered in the SWP calculator includes withdrawal amount, withdrawal tenure, initial investment amount, and expected rate of returns on the investment. The output is the estimated figure that shows what are the net Earnings from the scheme.

SWP Calculator

VALUE AT END OF TENOR:₹5,927

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.