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Table of Contents
- SBI મ્યુચ્યુઅલ ફંડ SIP માં શા માટે રોકાણ કરો?
- ઇક્વિટી ફંડ્સમાં રોકાણ કરવા માટે શ્રેષ્ઠ SBI મ્યુચ્યુઅલ ફંડ SIP
- SIP રોકાણ કેવી રીતે વધે છે?
- SBI મ્યુચ્યુઅલ ફંડ SIP માં ઓનલાઈન કેવી રીતે રોકાણ કરવું?
- FAQs
- 1. હું SIP માં ક્યારે રોકાણ કરી શકું?
- 2. શું મારે SIP માં રોકાણ કરતી વખતે લાંબા ગાળાના લક્ષ્યોને ધ્યાનમાં રાખવા જોઈએ?
- 3. મ્યુચ્યુઅલ ફંડમાં કમ્પાઉન્ડિંગની શક્તિ શું છે?
- 4. મારે શા માટે SBI SIP માં રોકાણ કરવાનું વિચારવું જોઈએ?
- 5. શું SBI બહુવિધ SIP ઓફર કરે છે?
- 6. રૂપિયાની સરેરાશ કિંમત શું છે?
- 7. શું હું રૂ. 5 લાખનું વળતર મેળવવા માટે SBI SIPમાં કેટલું રોકાણ કરવું જોઈએ તેની સરેરાશ મેળવી શકું?
Top 10 Funds
10 શ્રેષ્ઠ SBI MF SIP ફંડ્સ 2022
SIP અથવા વ્યવસ્થિતરોકાણ યોજના માટે એક સરસ રીત છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો. દ્વારા ઓફર કરાયેલ SIP યોજનાઓSBI મ્યુચ્યુઅલ ફંડ નિયમિત રીતે ચોક્કસ રકમ બચાવવાની એક સરસ રીત છેઆધાર જેમ કે સાપ્તાહિક/માસિક/ત્રિમાસિક. આ નિયમિત બચતને પ્રોત્સાહન આપે છે અને લાભો પણ આપે છેસંયોજન શક્તિ.
SIP પ્લાન સાથે તમે મજબૂત સંપત્તિ બનાવવા માટે લાંબા સમય સુધી સરળતાથી રોકાણ કરી શકો છો. કારણ કે, રકમ નિયમિત અંતરાલ પર રોકાણ કરવામાં આવે છે, તે અસરને પણ ઘટાડે છેબજાર અસ્થિરતા સાથે એSIP રોકાણ, રોકાણકારો તેમના વિવિધ ધ્યેયો જેવા કે નિવૃત્તિ, લગ્ન, મકાન/વાહન ખરીદવા અથવા તો ઉચ્ચ શિક્ષણ વગેરેની પણ યોજના બનાવી શકે છે.
SBI મ્યુચ્યુઅલ ફંડ SIP માં શા માટે રોકાણ કરો?
SBI MF સાથે સિસ્ટેમેટિક ઇન્વેસ્ટમેન્ટ પ્લાન ધરાવવા માટે મોટી રકમની જરૂર નથીરોકાણ કારણ કે પ્રારંભિક રકમ રૂ. 500 જેટલી ઓછી છે.
SBI SIP મ્યુચ્યુઅલ ફંડ નાની ઉંમરથી બચતની આદત બનાવવા માટે પ્રોત્સાહિત કરે છે
SIPમાં રોકાણ કરીને વ્યક્તિ તેમના લાંબા ગાળાની યોજના બનાવી શકે છેનાણાકીય લક્ષ્યો જેમ કે કાર/હાઉસ ખરીદવું, આંતરરાષ્ટ્રીય પ્રવાસ માટે બચત કરવી, બાળકના શિક્ષણ માટે બચત કરવી,નિવૃત્તિ આયોજન અથવા અન્ય કોઈપણ સંપત્તિ ખરીદવા માટે.
વ્યવસ્થિત રોકાણ યોજના લાંબા ગાળામાં ફેલાયેલી છે તે જોતાં, વ્યક્તિ શેરબજારના તમામ સમયગાળા, ઉતાર-ચઢાવ અને વધુ મહત્ત્વની મંદીને પકડે છે. મંદીમાં, જ્યારે મોટાભાગના રોકાણકારોને ડર લાગે છે, ત્યારે રોકાણકારો "નીચી" ખરીદી કરે છે તેની ખાતરી કરવા SIP હપ્તાઓ ચાલુ રહે છે.
તેથી, આજે જ SIP શરૂ કરોઇક્વિટી ફંડ્સ આ ટોચના 10 શ્રેષ્ઠ SBI SIP ફંડ્સમાં રોકાણ કરીને. એયુએમ જેવા અમુક પરિમાણો હાથ ધરીને આ ભંડોળને શોર્ટલિસ્ટ કરવામાં આવ્યું છે,નથી, ભૂતકાળનું પ્રદર્શન, પીઅર સરેરાશ વળતર, વગેરે.
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ઇક્વિટી ફંડ્સમાં રોકાણ કરવા માટે શ્રેષ્ઠ SBI મ્યુચ્યુઅલ ફંડ SIP
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) SBI PSU Fund Growth ₹26.5057
↓ -0.70 ₹4,543 500 -17.3 -22.7 -6.6 27.4 22.6 23.5 6.9 SBI Healthcare Opportunities Fund Growth ₹388.801
↓ -2.94 ₹3,522 500 -6.8 -3.1 11.9 22.5 24.6 42.2 15.3 SBI Magnum Tax Gain Fund Growth ₹385.34
↓ -8.73 ₹27,306 500 -10.5 -14 5 22.5 23.1 27.7 12.1 SBI Contra Fund Growth ₹347.129
↓ -0.71 ₹41,634 500 -8.8 -12.5 3.2 21.8 27.6 18.8 14.8 SBI Infrastructure Fund Growth ₹42.4812
↓ -0.85 ₹4,867 500 -16.1 -21.1 -3.8 21.3 23.1 20.8 8.5 SBI Large and Midcap Fund Growth ₹548.406
↓ -1.33 ₹28,677 500 -8.3 -10 5.8 16.5 18.4 18 17.3 SBI Consumption Opportunities Fund Growth ₹276.54
↓ -7.86 ₹2,940 500 -15.6 -18.4 3.3 16.2 19 22.8 15 SBI Magnum Mid Cap Fund Growth ₹205.351
↓ -3.80 ₹21,177 500 -12 -15.1 2.6 15.5 22.9 20.3 16.4 SBI Banking & Financial Services Fund Growth ₹35.8816
↓ -0.31 ₹6,556 500 -7.4 -4.8 10.6 15.4 12.9 19.6 13.6 SBI Small Cap Fund Growth ₹146.646
↓ -1.76 ₹31,227 500 -17.9 -20.1 -2.5 13.9 21.7 24.1 19 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Feb 25 1. SBI Small Cap Fund
CAGR/Annualized return of 19% since its launch. Ranked 4 in Small Cap category. Return for 2024 was 24.1% , 2023 was 25.3% and 2022 was 8.1% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (28 Feb 25) ₹146.646 ↓ -1.76 (-1.18 %) Net Assets (Cr) ₹31,227 on 31 Jan 25 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹14,270 28 Feb 22 ₹18,087 28 Feb 23 ₹20,011 29 Feb 24 ₹27,399 28 Feb 25 ₹26,721 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -10.1% 3 Month -17.9% 6 Month -20.1% 1 Year -2.5% 3 Year 13.9% 5 Year 21.7% 10 Year 15 Year Since launch 19% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.1% 2022 25.3% 2021 8.1% 2020 47.6% 2019 33.6% 2018 6.1% 2017 -19.6% 2016 78.7% 2015 1.3% 2014 20.6% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 11.22 Yr. Pradeep Kesavan 31 Dec 23 1.09 Yr. Mohan Lal 1 May 24 0.76 Yr. Data below for SBI Small Cap Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 30.61% Consumer Cyclical 21.13% Financial Services 14.28% Basic Materials 10.16% Consumer Defensive 5.11% Health Care 2.2% Communication Services 1.69% Real Estate 1.65% Asset Allocation
Asset Class Value Cash 13.02% Equity 86.82% Debt 0.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO4% ₹1,183 Cr 5,531,552 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹1,025 Cr 7,900,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET3% ₹947 Cr 9,716,991 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE3% ₹870 Cr 34,595,699 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS3% ₹865 Cr 3,300,000 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY2% ₹833 Cr 9,324,049 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC2% ₹810 Cr 89,318,180 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Aug 19 | 5222752% ₹779 Cr 3,753,533
↓ -246,467 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | KPRMILL2% ₹766 Cr 7,700,000 Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | LEMONTREE2% ₹765 Cr 50,000,000 2. SBI Large and Midcap Fund
CAGR/Annualized return of 17.3% since its launch. Ranked 20 in Large & Mid Cap category. Return for 2024 was 18% , 2023 was 26.8% and 2022 was 7.3% . SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (27 Feb 25) ₹548.406 ↓ -1.33 (-0.24 %) Net Assets (Cr) ₹28,677 on 31 Jan 25 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.44 Information Ratio -0.35 Alpha Ratio 1.08 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,560 28 Feb 22 ₹15,311 28 Feb 23 ₹16,785 29 Feb 24 ₹22,470 28 Feb 25 ₹23,604 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -1.2% 3 Month -8.3% 6 Month -10% 1 Year 5.8% 3 Year 16.5% 5 Year 18.4% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 18% 2022 26.8% 2021 7.3% 2020 39.3% 2019 15.8% 2018 6.8% 2017 -5.3% 2016 40.5% 2015 0.4% 2014 11.1% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.4 Yr. Pradeep Kesavan 31 Dec 23 1.09 Yr. Data below for SBI Large and Midcap Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 23.41% Basic Materials 13.12% Consumer Cyclical 12.15% Industrials 11.16% Health Care 10.75% Technology 10.47% Consumer Defensive 6.1% Communication Services 3.23% Energy 3.16% Utility 3.03% Asset Allocation
Asset Class Value Cash 3.31% Equity 96.57% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK8% ₹2,333 Cr 13,157,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹948 Cr 7,400,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹924 Cr 7,600,000 Coforge Ltd (Technology)
Equity, Since 31 Aug 23 | COFORGE3% ₹889 Cr 920,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹874 Cr 11,000,000 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹818 Cr 274,878 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹802 Cr 1,910,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY2% ₹714 Cr 3,800,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK2% ₹661 Cr 3,700,000 Alkem Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 22 | ALKEM2% ₹620 Cr 1,100,000
↑ 241,829 3. SBI Bluechip Fund
CAGR/Annualized return of 11.6% since its launch. Ranked 9 in Large Cap category. Return for 2024 was 12.5% , 2023 was 22.6% and 2022 was 4.4% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (28 Feb 25) ₹80.9688 ↓ -1.50 (-1.82 %) Net Assets (Cr) ₹49,128 on 31 Jan 25 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.46 Information Ratio -0.21 Alpha Ratio 1.34 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹13,345 28 Feb 22 ₹15,037 28 Feb 23 ₹15,982 29 Feb 24 ₹19,990 28 Feb 25 ₹20,887 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -6.4% 3 Month -9.4% 6 Month -11.9% 1 Year 4.5% 3 Year 11.6% 5 Year 15.9% 10 Year 15 Year Since launch 11.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.5% 2022 22.6% 2021 4.4% 2020 26.1% 2019 16.3% 2018 11.6% 2017 -4.1% 2016 30.2% 2015 4.8% 2014 8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 0.84 Yr. Pradeep Kesavan 1 Apr 24 0.84 Yr. Data below for SBI Bluechip Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 28.97% Consumer Cyclical 16.25% Consumer Defensive 10.59% Technology 9.68% Industrials 8.38% Health Care 7.56% Basic Materials 5.62% Energy 4.35% Communication Services 2.69% Real Estate 1.5% Asset Allocation
Asset Class Value Cash 4.26% Equity 95.6% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK10% ₹4,903 Cr 27,655,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK7% ₹3,717 Cr 29,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,670 Cr 7,400,000
↑ 1,201,559 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY5% ₹2,576 Cr 13,700,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC5% ₹2,433 Cr 50,300,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE4% ₹1,896 Cr 15,600,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 24 | TCS4% ₹1,868 Cr 4,562,331 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,666 Cr 2,731,710 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK3% ₹1,643 Cr 9,200,000 Page Industries Ltd (Consumer Cyclical)
Equity, Since 30 Apr 21 | 5328273% ₹1,506 Cr 317,000 4. SBI Consumption Opportunities Fund
CAGR/Annualized return of 15% since its launch. Ranked 11 in Sectoral category. Return for 2024 was 22.8% , 2023 was 29.9% and 2022 was 13.9% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (28 Feb 25) ₹276.54 ↓ -7.86 (-2.76 %) Net Assets (Cr) ₹2,940 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 0.38 Information Ratio 0.05 Alpha Ratio -2.75 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,087 28 Feb 22 ₹15,185 28 Feb 23 ₹17,314 29 Feb 24 ₹23,102 28 Feb 25 ₹23,854 Returns for SBI Consumption Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -9.5% 3 Month -15.6% 6 Month -18.4% 1 Year 3.3% 3 Year 16.2% 5 Year 19% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2023 22.8% 2022 29.9% 2021 13.9% 2020 35.6% 2019 13.9% 2018 0.1% 2017 -2% 2016 53.1% 2015 2.4% 2014 5.3% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 0.84 Yr. Ashit Desai 1 Apr 24 0.84 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Consumer Cyclical 51.85% Consumer Defensive 28.33% Industrials 9.64% Communication Services 5.37% Basic Materials 3.11% Asset Allocation
Asset Class Value Cash 1.6% Equity 98.3% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | 5141677% ₹204 Cr 1,010,998 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹146 Cr 920,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹132 Cr 1,836,850 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹127 Cr 545,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC4% ₹123 Cr 2,550,000
↑ 650,000 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹112 Cr 549,563 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094803% ₹96 Cr 2,150,172
↑ 240,988 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002383% ₹90 Cr 490,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | M&M3% ₹89 Cr 295,000 Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL3% ₹87 Cr 325,000 5. SBI Magnum Multicap Fund
CAGR/Annualized return of since its launch. Ranked 9 in Multi Cap category. Return for 2024 was 14.2% , 2023 was 22.8% and 2022 was 0.7% . SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (27 Feb 25) ₹98.6538 ↓ -0.33 (-0.34 %) Net Assets (Cr) ₹21,593 on 31 Jan 25 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 0.22 Information Ratio -0.81 Alpha Ratio -0.43 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,745 28 Feb 22 ₹14,892 28 Feb 23 ₹14,942 29 Feb 24 ₹19,417 28 Feb 25 ₹19,639 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -3.5% 3 Month -8.5% 6 Month -11.5% 1 Year 2.4% 3 Year 10.8% 5 Year 14.2% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 14.2% 2022 22.8% 2021 0.7% 2020 30.8% 2019 13.6% 2018 11% 2017 -5.5% 2016 37% 2015 5.8% 2014 9.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 0.17 Yr. Dinesh Balachandran 1 Dec 24 0.17 Yr. Pradeep Kesavan 31 Dec 23 1.09 Yr. Data below for SBI Magnum Multicap Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 25.1% Consumer Cyclical 16.41% Industrials 9.66% Basic Materials 9.01% Technology 7.47% Energy 6.8% Health Care 6.21% Communication Services 6.16% Consumer Defensive 4.63% Utility 2.03% Asset Allocation
Asset Class Value Cash 6.39% Equity 93.47% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK7% ₹1,558 Cr 12,160,055
↑ 5,000,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE4% ₹950 Cr 7,816,540 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK4% ₹910 Cr 5,094,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK4% ₹900 Cr 5,075,354 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY3% ₹700 Cr 3,725,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 22 | M&M3% ₹653 Cr 2,170,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Mar 23 | SUNPHARMA3% ₹622 Cr 3,296,643
↑ 1,988,743 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL3% ₹595 Cr 3,750,000 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jan 24 | CTSH3% ₹593 Cr 900,000 Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 31 Aug 21 | 5433342% ₹445 Cr 12,710,062 6. SBI Magnum COMMA Fund
CAGR/Annualized return of 11.7% since its launch. Ranked 9 in Sectoral category. Return for 2024 was 10.5% , 2023 was 32.3% and 2022 was -6.6% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (28 Feb 25) ₹87.0073 ↓ -1.24 (-1.40 %) Net Assets (Cr) ₹618 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio -0.21 Information Ratio -0.5 Alpha Ratio -0.49 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹14,729 28 Feb 22 ₹19,706 28 Feb 23 ₹17,714 29 Feb 24 ₹25,327 28 Feb 25 ₹24,342 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -7.9% 3 Month -13.9% 6 Month -20.1% 1 Year -3.9% 3 Year 7.3% 5 Year 19.5% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 10.5% 2022 32.3% 2021 -6.6% 2020 52% 2019 23.9% 2018 11.8% 2017 -18.7% 2016 39.2% 2015 32.3% 2014 -6.1% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 0.67 Yr. Pradeep Kesavan 31 Dec 23 1.09 Yr. Data below for SBI Magnum COMMA Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Basic Materials 42.76% Energy 25.72% Utility 10.51% Consumer Defensive 8.67% Consumer Cyclical 4.99% Asset Allocation
Asset Class Value Cash 6.89% Equity 92.65% Debt 0.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹55 Cr 3,976,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE8% ₹52 Cr 424,732 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325386% ₹39 Cr 34,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC6% ₹38 Cr 2,070,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003125% ₹33 Cr 1,400,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL5% ₹32 Cr 425,000 Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | 5001015% ₹31 Cr 760,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002955% ₹30 Cr 675,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | 5328984% ₹29 Cr 930,000 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA4% ₹25 Cr 650,000 7. SBI Magnum Equity ESG Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 47 in Sectoral category. Return for 2024 was 12.1% , 2023 was 24.6% and 2022 was -2.3% . SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (27 Feb 25) ₹215.01 ↓ -0.97 (-0.45 %) Net Assets (Cr) ₹5,544 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.45 Information Ratio 0.12 Alpha Ratio 2.22 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,560 28 Feb 22 ₹14,804 28 Feb 23 ₹14,891 29 Feb 24 ₹19,111 28 Feb 25 ₹19,709 Returns for SBI Magnum Equity ESG Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -2.6% 3 Month -9.6% 6 Month -11.1% 1 Year 4.3% 3 Year 10.9% 5 Year 14.1% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.1% 2022 24.6% 2021 -2.3% 2020 30.3% 2019 13.5% 2018 14.8% 2017 3.3% 2016 24.1% 2015 4.5% 2014 2.4% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 3.09 Yr. Pradeep Kesavan 1 Dec 23 1.17 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 32.98% Technology 21.69% Consumer Cyclical 15.34% Industrials 11.71% Basic Materials 5.36% Health Care 4.05% Consumer Defensive 3.22% Energy 2.51% Utility 1.65% Asset Allocation
Asset Class Value Cash 1.41% Equity 98.51% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹517 Cr 2,917,400 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY9% ₹508 Cr 2,701,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK8% ₹447 Cr 3,485,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS5% ₹267 Cr 651,034 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT5% ₹264 Cr 731,709 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322154% ₹244 Cr 2,290,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹221 Cr 1,235,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325384% ₹200 Cr 175,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN3% ₹193 Cr 2,430,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI3% ₹177 Cr 163,000 8. SBI Contra Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 48 in Contra category. Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (27 Feb 25) ₹347.129 ↓ -0.71 (-0.20 %) Net Assets (Cr) ₹41,634 on 31 Jan 25 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 0.39 Information Ratio 1.66 Alpha Ratio 0.8 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹15,350 28 Feb 22 ₹19,440 28 Feb 23 ₹22,753 29 Feb 24 ₹33,713 28 Feb 25 ₹34,528 Returns for SBI Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -2.8% 3 Month -8.8% 6 Month -12.5% 1 Year 3.2% 3 Year 21.8% 5 Year 27.6% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.8% 2022 38.2% 2021 12.8% 2020 49.9% 2019 30.6% 2018 -1% 2017 -14.3% 2016 40.2% 2015 2.4% 2014 -0.1% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 6.75 Yr. Pradeep Kesavan 1 Dec 23 1.17 Yr. Data below for SBI Contra Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 19.47% Technology 9.03% Basic Materials 8.12% Energy 7.33% Health Care 7.33% Industrials 6.55% Consumer Cyclical 6.42% Utility 5.94% Consumer Defensive 4.71% Communication Services 3.97% Real Estate 0.57% Asset Allocation
Asset Class Value Cash 19.44% Equity 79.44% Debt 1.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK5% ₹2,256 Cr 12,723,129 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE4% ₹1,498 Cr 12,328,250 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹993 Cr 51,993,788 Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | 5327552% ₹987 Cr 5,786,409 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK2% ₹916 Cr 5,128,168 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | 5327792% ₹916 Cr 6,163,300
↑ 2,322,023 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN2% ₹815 Cr 10,254,269 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC2% ₹811 Cr 16,766,741 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Dec 22 | 5003122% ₹763 Cr 31,885,412 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002382% ₹743 Cr 4,040,000 9. SBI Magnum Mid Cap Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 28 in Mid Cap category. Return for 2024 was 20.3% , 2023 was 34.5% and 2022 was 3% . SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (28 Feb 25) ₹205.351 ↓ -3.80 (-1.82 %) Net Assets (Cr) ₹21,177 on 31 Jan 25 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.61 Information Ratio -0.62 Alpha Ratio 3.49 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹14,514 28 Feb 22 ₹18,207 28 Feb 23 ₹19,884 29 Feb 24 ₹27,325 28 Feb 25 ₹28,044 Returns for SBI Magnum Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -9.1% 3 Month -12% 6 Month -15.1% 1 Year 2.6% 3 Year 15.5% 5 Year 22.9% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.3% 2022 34.5% 2021 3% 2020 52.2% 2019 30.4% 2018 0.1% 2017 -18% 2016 33.5% 2015 5% 2014 14.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 0.84 Yr. Pradeep Kesavan 1 Apr 24 0.84 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Consumer Cyclical 22.11% Financial Services 19.04% Industrials 14.03% Health Care 13.37% Basic Materials 7.95% Technology 5.34% Real Estate 4.18% Utility 3.2% Consumer Defensive 1.75% Communication Services 1.57% Energy 1.41% Asset Allocation
Asset Class Value Cash 5.93% Equity 93.94% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL5% ₹1,064 Cr 1,600,000 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327793% ₹698 Cr 4,700,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 21 | MAXHEALTH3% ₹620 Cr 5,500,000 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹617 Cr 1,490,000 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 5008503% ₹614 Cr 7,000,000 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | KPRMILL3% ₹597 Cr 6,000,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5000343% ₹546 Cr 800,000 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER2% ₹545 Cr 1,600,000 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK2% ₹540 Cr 27,000,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD2% ₹539 Cr 7,501,000 10. SBI Infrastructure Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 18 in Sectoral category. Return for 2024 was 20.8% , 2023 was 49.7% and 2022 was 9.3% . SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (28 Feb 25) ₹42.4812 ↓ -0.85 (-1.97 %) Net Assets (Cr) ₹4,867 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 2.21 Sharpe Ratio 0.28 Information Ratio 0.69 Alpha Ratio 3.13 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,906 28 Feb 22 ₹15,868 28 Feb 23 ₹18,051 29 Feb 24 ₹29,397 28 Feb 25 ₹28,287 Returns for SBI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25 Duration Returns 1 Month -11.3% 3 Month -16.1% 6 Month -21.1% 1 Year -3.8% 3 Year 21.3% 5 Year 23.1% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.8% 2022 49.7% 2021 9.3% 2020 48.3% 2019 8.2% 2018 10.2% 2017 -18.1% 2016 41.7% 2015 9.3% 2014 2.7% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 3.09 Yr. Pradeep Kesavan 31 Dec 23 1.09 Yr. Data below for SBI Infrastructure Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 33.05% Financial Services 14.75% Basic Materials 12.35% Energy 10.02% Communication Services 8.18% Utility 7.02% Real Estate 5.08% Consumer Cyclical 4.1% Asset Allocation
Asset Class Value Cash 5.35% Equity 94.55% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE8% ₹413 Cr 3,400,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT8% ₹397 Cr 1,100,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003875% ₹257 Cr 100,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX5% ₹254 Cr 14,000,000
↑ 4,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL5% ₹238 Cr 1,500,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 5327794% ₹208 Cr 1,398,603
↑ 698,603 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | 5060764% ₹192 Cr 1,000,000
↑ 18,076 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348163% ₹171 Cr 5,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK3% ₹152 Cr 860,000 Ashoka Buildcon Ltd (Industrials)
Equity, Since 31 Jan 24 | 5332713% ₹140 Cr 4,500,000
SIP રોકાણ કેવી રીતે વધે છે?
જો તમે ચોક્કસ સમયગાળા માટે માસિક ચોક્કસ રકમનું રોકાણ કરો તો તમારું SIP રોકાણ કેવી રીતે વધશે તે જાણવા માગો છો? અમે તમને એક ઉદાહરણ સાથે સમજાવીશું.
SIP કેલ્ક્યુલેટર અથવા SIP રીટર્ન કેલ્ક્યુલેટર
SIP કેલ્ક્યુલેટર સામાન્ય રીતે ઇનપુટ લે છે જેમ કે SIP રોકાણની રકમ (ધ્યેય), જે રોકાણ કરવા માગે છે, રોકાણના વર્ષોની સંખ્યા, અપેક્ષિતફુગાવો દરો (એકને આ માટે એકાઉન્ટ કરવાની જરૂર છે!) અને અપેક્ષિત વળતર. આથી, કોઈ લક્ષ્ય હાંસલ કરવા માટે જરૂરી SIP વળતરની ગણતરી કરી શકે છે!
ધારો કે, જો તમે 10 રૂપિયાનું રોકાણ કરો છો,000 10 વર્ષ માટે, જુઓ કે તમારું SIP રોકાણ કેવી રીતે વધે છે-
માસિક રોકાણ: INR 10,000
રોકાણનો સમયગાળો: 10 વર્ષ
રોકાણ કરેલ કુલ રકમ: INR 12,00,000
લાંબા ગાળાનો વિકાસ દર (અંદાજે): 15%
મુજબ અપેક્ષિત વળતરસિપ કેલ્ક્યુલેટર: INR 27,86,573
ચોખ્ખો નફો: INR 15,86,573 (સંપૂર્ણ વળતર= 132.2%)
ઉપરોક્ત ગણતરીઓ દર્શાવે છે કે જો તમે 10 વર્ષ માટે માસિક INR 10,000 નું રોકાણ કરો છો (કુલ INR12,00,000) તમે કમાશોINR 27,86,573, જેનો અર્થ છે કે તમે જે ચોખ્ખો નફો કરો છોINR 15,86,573. શું તે મહાન નથી!
SBI મ્યુચ્યુઅલ ફંડ SIP માં ઓનલાઈન કેવી રીતે રોકાણ કરવું?
Fincash.com પર આજીવન માટે મફત રોકાણ ખાતું ખોલો.
તમારી નોંધણી અને KYC પ્રક્રિયા પૂર્ણ કરો
દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!
SBI સાથે તમારા ધ્યેયની યોજના બનાવોમ્યુચ્યુઅલ ફંડ, તેમના સુધી પહોંચવા માટે SIP નો ઉપયોગ કરો!
FAQs
1. હું SIP માં ક્યારે રોકાણ કરી શકું?
અ: SIPમાં રોકાણ શરૂ કરવા માટે કોઈ નિશ્ચિત સમય નથી. તમે વર્ષમાં ગમે ત્યારે તમારું રોકાણ શરૂ કરી શકો છો. તેથી, તમારી નાણાકીય બાબતોનું મૂલ્યાંકન કરવાનું શરૂ કરો અને ખાતરી કરો કે તમે ચોક્કસ સમયે રોકાણ કરવા માટે તૈયાર છો.
2. શું મારે SIP માં રોકાણ કરતી વખતે લાંબા ગાળાના લક્ષ્યોને ધ્યાનમાં રાખવા જોઈએ?
અ: આદર્શ રીતે, SIP એ તમારા લાંબા ગાળાના લક્ષ્યોનો એક ભાગ હોવો જોઈએ. પ્રાથમિક કારણ વધુ વિસ્તૃત અવધિ છે, ટૂંકા કાર્યકાળ કરતાં વધુ સારું વળતર આપવાની સંભાવના છે.
3. મ્યુચ્યુઅલ ફંડમાં કમ્પાઉન્ડિંગની શક્તિ શું છે?
અ: જ્યારે તમે નિયમિતપણે મ્યુચ્યુઅલ ફંડમાં રોકાણ કરો છો, ત્યારે તમે મૂડી રોકાણ પર વ્યાજ નહીં પણ ચક્રવૃદ્ધિ વ્યાજ મેળવો છો. તે ચક્રવૃદ્ધિ વાર્ષિક વૃદ્ધિ દર તરીકે ગણવામાં આવે છે અથવાCAGR. લાંબા ગાળે, કમ્પાઉન્ડિંગ અસર તમારા રોકાણને અનેક ગણું વધારી દે છે. બીજા શબ્દોમાં કહીએ તો, ચક્રવૃદ્ધિ અસરની મદદથી, તમે SIP રોકાણો પર જે વળતર મેળવો છો તે પણ વળતર આપે છે.
4. મારે શા માટે SBI SIP માં રોકાણ કરવાનું વિચારવું જોઈએ?
અ: એસબીઆઈ એસઆઈપીમાં રોકાણ કરવાનું પ્રાથમિક કારણ એ છે કે તેમાં એન્ટ્રીનો પોઈન્ટ ઓછો છે. તમે રૂ.500ના લઘુત્તમ રોકાણ સાથે કોઈપણ યોગ્ય SIPમાં રોકાણ કરવાનું શરૂ કરી શકો છો. આ SBI SIP ને રોકાણ કરવા માટે સૌથી સરળ બનાવે છે, ખાસ કરીને જો તમે SIP માં રોકાણ કરવાનું શરૂ કરવા માંગતા હોવ.
5. શું SBI બહુવિધ SIP ઓફર કરે છે?
અ: હા, જો તમે SIP માં રોકાણ કરવા સંબંધિત બહુવિધ વિકલ્પો મેળવવા માંગતા હો, તો SBI સૌથી વિશ્વસનીય અને શ્રેષ્ઠ બેંકોમાંની એક સાબિત થઈ શકે છે. તમે SBI લાર્જમાં રોકાણ કરવાનું પસંદ કરી શકો છોમિડ-કેપ SIP, જ્યાં તમે મોટા અને મધ્યમ કદના કેપિટલના ઇક્વિટી શેરોમાં તમારા રોકાણને વૈવિધ્યીકરણ કરી શકો છો. આ તમને રોકાણ પર સારા વળતરની ખાતરી આપશે. પરંતુ, જો તમે ઇચ્છો તોSIP માં રોકાણ કરો હેલ્થકેર ઇક્વિટીના આધારે, SBI હેલ્થકેર ઓપોર્ચ્યુનિટીઝ ફન્સમાં રોકાણ કરવાનું વિચારો કે જેણે મજબૂત વળતર દર્શાવ્યું છે14.3% તેની શરૂઆતથી.
6. રૂપિયાની સરેરાશ કિંમત શું છે?
અ: રૂપિયાની સરેરાશ કિંમત માત્ર વ્યક્તિઓને SIPમાં રોકાણ કરવા માટે પ્રોત્સાહિત કરતી નથી, પરંતુ તેમને બજારની અસ્થિરતાનો લાભ લેવાની મંજૂરી આપે છે. જો SBI SIP ની NAV નીચી હોય, તો એક તરીકેરોકાણકાર, તમને માંથી વધુ એકમો મળશેબેંક, અને જો SIP ની NAV વધી જાય, તો તમને ઓછા યુનિટ મળશે. કોઈપણ રીતે, તમે મેળવવા માટે ઊભા રહેશો.
7. શું હું રૂ. 5 લાખનું વળતર મેળવવા માટે SBI SIPમાં કેટલું રોકાણ કરવું જોઈએ તેની સરેરાશ મેળવી શકું?
અ: જો તમે SBI SIP માં 5 વર્ષ માટે રોકાણ કરો છો, તો તમારે 10% ના અપેક્ષિત વળતર પર દર મહિને Rs.6403.00 ની રકમનું રોકાણ કરવાનું વિચારવું જોઈએ. જો અપેક્ષિત વળતર વધે છે, તો માસિક રોકાણની રકમ ઘટે છે.
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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