Fincash » Mutual Funds » Lump Sum Investment in Mutual Funds
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Do you know that you can invest a lump sum amount in Mutual Funds? If yes, then it's good. However, if no, then don’t worry. This article will guide you through the same. Lump sum investment in Mutual Funds refers to a situation when an individual invests money in Mutual Funds at one-time. Here, the deposit does not take place at multiple times. There is a lot of difference between the SIP and lump sum mode of investment. So, let us understand the concept of Lump sum investment in Mutual Funds, best mutual funds for lump sum investment, things to be considered during lump sum investment, Mutual Fund Lump sum return calculator, and other related aspects through this article.
Lump sum investment in Mutual Fund is a scenario where individuals invest in Mutual Funds for only once. However, in contrast to SIP mode of investment where individuals deposit small amounts in lump sum mode, individuals deposit a considerable amount. In other words, it is a one-shot technique of Investing in Mutual Funds. Lump sum mode of investing in suitable for investors who have excess funds that are lying ideal in their Bank account and are looking to for channels to earn more Income by investing in Mutual Funds.
Before you invest in Mutual Funds through lump sum mode, individuals need to consider various parameters such as AUM, investment amount, and much more. So, based on these parameters some of the best Mutual Funds for Lump sum investment are as follows.
Equity Funds are the schemes that invest their corpus in equity and equity-related instruments of various companies. These schemes are considered to be a good option for long-term investment. Though individuals can invest lump sum amount in equity funds yet the recommended technique of investing in equity funds is either through SIP or Systematic Transfer Plan (STP) mode. In STP mode, individuals first deposit a considerable money in Debt fund such as Liquid Funds and then the money is transferred at regular intervals in equity funds. Some of the Equity Mutual Funds that can be considered for investment are as follows.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) ICICI Prudential Infrastructure Fund Growth ₹177.92
↑ 0.49 ₹6,886 5,000 -4.7 -12.5 5.7 28 41.1 27.4 Nippon India Small Cap Fund Growth ₹150.945
↑ 1.42 ₹50,826 5,000 -15 -18.3 3.7 20.1 41 26.1 IDFC Infrastructure Fund Growth ₹46.073
↑ 0.20 ₹1,400 5,000 -12.2 -18.6 3.9 25.7 38.5 39.3 Nippon India Power and Infra Fund Growth ₹317.396
↑ 2.06 ₹6,125 5,000 -9.6 -17.2 0.6 27.2 37.9 26.9 HDFC Infrastructure Fund Growth ₹43.488
↑ 0.25 ₹2,105 5,000 -7.6 -13.7 2.5 28.7 37.5 23 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25
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Debt Funds invest their fund money in different Fixed Income instruments like treasury bills, corporate Bonds, and much more. These schemes are considered as a good option for short and medium term. Many individuals choose to invest lump sum money in Debt Mutual Funds. Some of the Best Debt Funds that can be chosen for lump sum investment are as follows.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity BOI AXA Credit Risk Fund Growth ₹12.0255
↑ 0.06 ₹114 5,000 1.3 2.8 4.9 37.3 6 7% 5M 19D 6M 25D Aditya Birla Sun Life Medium Term Plan Growth ₹38.9966
↑ 0.18 ₹2,144 1,000 4.4 7.6 13 13.7 10.5 7.72% 3Y 9M 18D 5Y 1M 20D DSP BlackRock Credit Risk Fund Growth ₹48.4039
↑ 0.13 ₹192 1,000 15 16.9 21.6 13.5 7.8 7.96% 2Y 2M 12D 3Y 29D Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04 ₹104 5,000 2.9 5 7.5 11 0% Aditya Birla Sun Life Credit Risk Fund Growth ₹21.7979
↑ 0.08 ₹964 1,000 5.8 10.1 16.1 10.2 11.9 8.24% 2Y 2M 12D 3Y 5M 8D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25
Hybrid funds also known as Balanced Fund invest their money in both equity and fixed income instruments. These schemes are suitable for individuals looking for Capital generation along with regular income. Also known as balanced schemes, individuals can choose to invest lump sum amount in hybrid schemes. Some of the best hybrid funds for lump sum investment are listed below.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) HDFC Balanced Advantage Fund Growth ₹490.114
↑ 3.06 ₹90,375 5,000 -2.7 -5.4 7 18.9 27.2 16.7 JM Equity Hybrid Fund Growth ₹112.787
↑ 0.76 ₹729 5,000 -9.8 -13.3 4.5 18.2 28.4 27 ICICI Prudential Multi-Asset Fund Growth ₹716.01
↓ -3.75 ₹52,257 5,000 3.1 -1.4 11.9 17.7 28.3 16.1 ICICI Prudential Equity and Debt Fund Growth ₹368.33
↑ 2.80 ₹38,507 5,000 0.3 -5.8 7.9 16.9 28.8 17.2 UTI Multi Asset Fund Growth ₹70.1098
↑ 0.57 ₹4,979 5,000 -3.2 -6.4 6.8 16.3 19.6 20.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25
The Portfolio of an index fund consists of the shares and other instruments in the same proportion as they are in the index. In other words, these schemes mimic the performance of an index. These are passively managed funds and can be considered as a good option for lump sum investment. Some of the best Index Funds that can be chosen for lump sum investment are as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) LIC MF Index Fund Sensex Growth ₹142.873
↑ 1.10 ₹78 -3.3 -10 2.7 8.9 21.8 8.2 Nippon India Index Fund - Sensex Plan Growth ₹38.7651
↑ 0.30 ₹761 -3.1 -9.7 3.4 9.3 22.4 8.9 SBI Nifty Index Fund Growth ₹205.084
↑ 1.46 ₹8,409 -2.3 -10.1 3.9 10.2 23.6 9.5 IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02 ₹208 9.1 11.9 16.2 20.3 11.7 Franklin India Index Fund Nifty Plan Growth ₹187.276
↑ 1.31 ₹646 -2.3 -10.1 3.8 10 23.2 9.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25
To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a Below is the key information for SBI PSU Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." DSP BlackRock World Gold Fund is a Equity - Global fund was launched on 14 Sep 07. It is a fund with High risk and has given a Below is the key information for DSP BlackRock World Gold Fund Returns up to 1 year are on The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a Below is the key information for Invesco India Infrastructure Fund Returns up to 1 year are on 1. Invesco India PSU Equity Fund
CAGR/Annualized
return of 12% since its launch. Ranked 33 in Sectoral
category. Return for 2024 was 25.6% , 2023 was 54.5% and 2022 was 20.5% . Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (02 Apr 25) ₹57.27 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹1,047 on 28 Feb 25 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.39 Sharpe Ratio -0.67 Information Ratio -0.53 Alpha Ratio 0.52 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹14,149 31 Mar 22 ₹17,370 31 Mar 23 ₹19,711 31 Mar 24 ₹36,141 31 Mar 25 ₹37,811 Returns for Invesco India PSU Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 16% 3 Month -4.8% 6 Month -14.7% 1 Year 2.4% 3 Year 28.2% 5 Year 30.9% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.6% 2022 54.5% 2021 20.5% 2020 31.1% 2019 6.1% 2018 10.1% 2017 -16.9% 2016 24.3% 2015 17.9% 2014 2.5% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Dhimant Kothari 19 May 20 4.79 Yr. Data below for Invesco India PSU Equity Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 27.81% Utility 24.59% Financial Services 21.69% Energy 18.38% Basic Materials 6.48% Asset Allocation
Asset Class Value Cash 1.06% Equity 98.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL9% ₹96 Cr 3,894,619 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 5328989% ₹90 Cr 3,599,413 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN8% ₹86 Cr 1,251,543 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 5005478% ₹82 Cr 3,445,961 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 5003126% ₹65 Cr 2,868,783 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL5% ₹54 Cr 175,355
↑ 22,180 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN5% ₹52 Cr 5,911,723 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 5325555% ₹49 Cr 1,570,631 National Aluminium Co Ltd (Basic Materials)
Equity, Since 31 Aug 24 | 5322344% ₹46 Cr 2,604,332 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Nov 23 | HINDPETRO4% ₹46 Cr 1,564,169 2. SBI PSU Fund
CAGR/Annualized
return of 7.7% since its launch. Ranked 31 in Sectoral
category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% . SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (02 Apr 25) ₹29.8331 ↓ -0.02 (-0.06 %) Net Assets (Cr) ₹4,149 on 28 Feb 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.3 Sharpe Ratio -0.57 Information Ratio -0.1 Alpha Ratio 3.02 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,883 31 Mar 22 ₹17,382 31 Mar 23 ₹19,831 31 Mar 24 ₹37,078 31 Mar 25 ₹39,285 Returns for SBI PSU Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 12.6% 3 Month -2.4% 6 Month -12.1% 1 Year 3.1% 3 Year 30% 5 Year 32.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.5% 2022 54% 2021 29% 2020 32.4% 2019 -10% 2018 6% 2017 -23.8% 2016 21.9% 2015 16.2% 2014 -11.1% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 0.75 Yr. Data below for SBI PSU Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 35.9% Utility 24.13% Energy 17.02% Industrials 10.67% Basic Materials 6.34% Asset Allocation
Asset Class Value Cash 5.81% Equity 94.07% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN14% ₹591 Cr 8,577,500 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 5321559% ₹380 Cr 24,350,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 5328989% ₹380 Cr 15,135,554
↑ 950,000 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL8% ₹334 Cr 13,575,000
↑ 800,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 5005476% ₹230 Cr 9,700,000 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 5263714% ₹174 Cr 27,900,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 5325554% ₹170 Cr 5,443,244 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 5321344% ₹154 Cr 7,800,000 General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE4% ₹153 Cr 4,150,000
↑ 550,000 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | SBICARD3% ₹138 Cr 1,650,000 3. IDFC Infrastructure Fund
CAGR/Annualized
return of 11.4% since its launch. Ranked 1 in Sectoral
category. Return for 2024 was 39.3% , 2023 was 50.3% and 2022 was 1.7% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (02 Apr 25) ₹46.073 ↑ 0.20 (0.43 %) Net Assets (Cr) ₹1,400 on 28 Feb 25 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio -0.3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹20,153 31 Mar 22 ₹24,848 31 Mar 23 ₹27,324 31 Mar 24 ₹47,064 31 Mar 25 ₹50,038 Returns for IDFC Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 12.5% 3 Month -12.2% 6 Month -18.6% 1 Year 3.9% 3 Year 25.7% 5 Year 38.5% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 39.3% 2022 50.3% 2021 1.7% 2020 64.8% 2019 6.3% 2018 -5.3% 2017 -25.9% 2016 58.7% 2015 10.7% 2014 -0.2% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 1.1 Yr. Ritika Behera 7 Oct 23 1.4 Yr. Gaurav Satra 7 Jun 24 0.73 Yr. Data below for IDFC Infrastructure Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 54.7% Utility 13.22% Basic Materials 10.84% Communication Services 4.49% Energy 3.88% Consumer Cyclical 3.46% Financial Services 2.99% Technology 2.07% Health Care 1.9% Asset Allocation
Asset Class Value Cash 2.43% Equity 97.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS5% ₹71 Cr 443,385 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹58 Cr 183,173
↑ 11,726 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE4% ₹54 Cr 452,706 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL4% ₹52 Cr 330,018
↑ 40,855 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 5325384% ₹51 Cr 50,452
↑ 3,476 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA3% ₹45 Cr 4,797,143 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹39 Cr 365,137
↓ -69,842 PTC India Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFS3% ₹39 Cr 12,400,122 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL3% ₹35 Cr 1,431,700 KEC International Ltd (Industrials)
Equity, Since 30 Jun 24 | 5327143% ₹35 Cr 512,915 4. DSP BlackRock World Gold Fund
CAGR/Annualized
return of 5.6% since its launch. Ranked 11 in Global
category. Return for 2024 was 15.9% , 2023 was 7% and 2022 was -7.7% . DSP BlackRock World Gold Fund
Growth Launch Date 14 Sep 07 NAV (31 Mar 25) ₹26.1638 ↓ -0.16 (-0.59 %) Net Assets (Cr) ₹1,058 on 28 Feb 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.35 Sharpe Ratio 1.55 Information Ratio -0.36 Alpha Ratio 0.6 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,604 31 Mar 22 ₹15,152 31 Mar 23 ₹14,266 31 Mar 24 ₹13,920 31 Mar 25 ₹20,792 Returns for DSP BlackRock World Gold Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 12.5% 3 Month 31.2% 6 Month 16.9% 1 Year 49.4% 3 Year 11.1% 5 Year 15.8% 10 Year 15 Year Since launch 5.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% 2014 -18.5% Fund Manager information for DSP BlackRock World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.01 Yr. Data below for DSP BlackRock World Gold Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Basic Materials 92.86% Asset Allocation
Asset Class Value Cash 3.12% Equity 93.16% Debt 0.02% Other 3.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -80% ₹844 Cr 1,880,211
↓ -73,489 VanEck Gold Miners ETF
- | GDX19% ₹199 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -2% ₹19 Cr Net Receivables/Payables
CBLO | -0% -₹4 Cr 5. Invesco India Infrastructure Fund
CAGR/Annualized
return of 10.5% since its launch. Ranked 24 in Sectoral
category. Return for 2024 was 33.2% , 2023 was 51.1% and 2022 was 2.3% . Invesco India Infrastructure Fund
Growth Launch Date 21 Nov 07 NAV (02 Apr 25) ₹56.94 ↑ 0.31 (0.55 %) Net Assets (Cr) ₹1,255 on 28 Feb 25 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.34 Sharpe Ratio -0.37 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,093 31 Mar 22 ₹22,504 31 Mar 23 ₹23,767 31 Mar 24 ₹40,140 31 Mar 25 ₹41,997 Returns for Invesco India Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 12% 3 Month -13.2% 6 Month -17.6% 1 Year 1.8% 3 Year 22.3% 5 Year 33.5% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 33.2% 2022 51.1% 2021 2.3% 2020 55.4% 2019 16.2% 2018 6.1% 2017 -15.8% 2016 48.1% 2015 0.8% 2014 -2.6% Fund Manager information for Invesco India Infrastructure Fund
Name Since Tenure Amit Nigam 3 Sep 20 4.49 Yr. Sagar Gandhi 1 Mar 25 0 Yr. Data below for Invesco India Infrastructure Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 53.28% Consumer Cyclical 8.64% Basic Materials 8.14% Utility 6.86% Communication Services 6.52% Health Care 3.7% Technology 3.49% Energy 2.44% Financial Services 1.89% Real Estate 1.59% Asset Allocation
Asset Class Value Cash 3.44% Equity 96.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 21 | BHARTIARTL7% ₹82 Cr 521,351
↑ 143,771 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | 5328984% ₹53 Cr 2,097,430 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹47 Cr 149,372
↓ -68,891 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Sep 22 | DIXON3% ₹44 Cr 31,418 Supreme Industries Ltd (Industrials)
Equity, Since 30 Apr 24 | 5099303% ₹40 Cr 119,835
↑ 48,728 ZF Commercial Vehicle Control Systems India Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | ZFCVINDIA3% ₹40 Cr 36,236 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390063% ₹39 Cr 38,640
↑ 5,064 Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 30 Apr 24 | IRCTC3% ₹38 Cr 565,828
↑ 73,233 Hitachi Energy India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Nov 24 | POWERINDIA3% ₹38 Cr 33,412 Ramco Cements Ltd (Basic Materials)
Equity, Since 31 Jul 23 | RAMCOCEM3% ₹37 Cr 448,912
↑ 58,458
Before investing in Mutual Funds individuals need to take care a lot of parameters. It includes:
When it comes to lump sum investing, individuals need to always look for Market timings especially with respect to equity-based funds. A good timing to invest lump sum is when the markets are low and there’s a scope that they will start appreciating soon. However, in case if the markets are already at peak then, it is better to stay off from lump sum investment.
Diversification is also an important aspect that needs to be considered before investing lump sum. Individuals in case of lump sum investment should diversify their investments by spreading into multiple avenues. This will help to ensure that their overall portfolio performs well even if one of the schemes doesn’t perform.
Any investment that individuals do is to attain a particular objective. Therefore, individuals should check whether the scheme’s approach is in-line with the investor’s objective. Here, individuals should look for various parameters such as CAGR returns, Absolute returns, the impact of taxation and much more before investing in the scheme.
Individuals should do their Redemption at the correct time in lump sum investment. Though it can be as per the investment objective yet; individuals should do a timely review of the scheme in which they are planning to invest. However, they also need to hold their investments for a longer duration so that they can enjoy maximum benefits.
Mutual Fund lump sum return calculator helps individuals to show how the lump sum investment of an individual grows over a given timeframe. Some of the data that needs to input in the lump sum calculator includes the tenure of the investment, initial investment amount, long-term expected growth rate and much more. An illustration of the Mutual Fund lump sum return calculator is as follows.
Lump Sum Investment: INR 25,000
Investment Tenure: 15 Years
Long-term Growth Rate (Approx.): 15%
Expected Returns as per Lump Sum Calculator: INR 2,03,427
Net Profit on the Investment: INR 1,78,427
Thus, the above calculation shows that the net profit on the investment on your investment is INR 1,78,427 while the total value of your investment is INR 2,03,427.
Similar to SIP, Lump Sum Investment also has its own set of advantages and disadvantages. So, let us look at these advantages and disadvantages.
The advantages of Lump Sum investment are as follows.
The disadvantages of Lump Sum investment are:
Thus, from the above pointers, it can be said that lump sum mode is also a good way to invest in Mutual Funds. However, individuals need to be confident while investing a lump sum amount in the scheme. If not, they can choose SIP mode of investment. In addition, people should understand the scheme’s modalities before investing. If required, they can even consult a financial advisor. This will help them to ensure that their money is safe and their objectives are accomplished on time.