UTI മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ മികച്ച 8 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ

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UTI മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ മികച്ച 8 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ
യുടിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?
മികച്ച യുടിഐ ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ
യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
Top 8 Funds

UTI മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ മികച്ച 8 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ

യുടിഐ മ്യൂച്വൽ ഫണ്ട്ഒപ്റ്റിമൽ റിട്ടേൺ നേടാനുള്ള ഏറ്റവും നല്ല മാർഗമാണ് ഡെറ്റ് ഫണ്ടുകൾ. ഫണ്ട് അക്രുവൽ സൃഷ്ടിക്കാൻ ലക്ഷ്യമിടുന്നുവരുമാനം വഴിനിക്ഷേപിക്കുന്നു പ്രധാനമായും ഇൻപണ വിപണി ഉപകരണങ്ങൾ.

പോലുള്ള നിരവധി സ്കീമുകളിൽ നിന്ന് നിങ്ങൾക്ക് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാംലിക്വിഡ് ഫണ്ടുകൾ, അൾട്രാഹ്രസ്വകാല ഫണ്ടുകൾ, ഹ്രസ്വകാല ഫണ്ടുകൾ,ഗിൽറ്റ് ഫണ്ടുകൾ, തുടങ്ങിയവ.ഡെറ്റ് ഫണ്ട് ലിക്വിഡ്, അൾട്രാ ഷോർട്ട്, ഷോർട്ട് ടേം ഫണ്ടുകൾ പോലെയുള്ള സ്കീമുകൾ നിങ്ങളുടെ ഹ്രസ്വവും മധ്യകാലവും ആസൂത്രണം ചെയ്യുന്നതിനുള്ള മികച്ച മാർഗമാണ്സാമ്പത്തിക ലക്ഷ്യങ്ങൾ. നിക്ഷേപം നടത്താൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് താഴെ ലിസ്‌റ്റ് ചെയ്‌തിട്ടുള്ള മികച്ച 8-ൽ നിന്ന് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാംമികച്ച ഡെറ്റ് ഫണ്ടുകൾ യുടിഐ വഴിമ്യൂച്വൽ ഫണ്ട്. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി പക്വത, ദൈർഘ്യം മുതലായവ.

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യുടിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

എ. സുരക്ഷ

യുടിഐ മ്യൂച്വൽ ഫണ്ടിന്റെ സുരക്ഷയ്ക്കായി എപ്പോഴും പരിശ്രമിക്കുന്നുനിക്ഷേപകൻന്റെ പണവും അതിനായിമൂലധനം വിവേകത്തോടെ നിക്ഷേപിക്കുന്നതിലൂടെയുള്ള അഭിനന്ദനം.

ബി. സ്ഥിരമായ റിട്ടേണുകൾ

യുടിഐ മ്യൂച്വൽ ഫണ്ട് അവരുടെ നിക്ഷേപകർക്ക് അവരുടെ ലക്ഷ്യങ്ങൾ കൈവരിക്കുന്നതിന് സ്ഥിരമായ വരുമാനം നൽകാൻ എപ്പോഴും കഠിനമായി പരിശ്രമിക്കുന്നു.

സി. ഈസി ഓഫ് ആക്സസ്

നിക്ഷേപകർക്ക് അവരുടെ മ്യൂച്വൽ ഫണ്ട് അക്കൗണ്ട് എപ്പോൾ വേണമെങ്കിലും ഓൺലൈനിൽ എവിടെയും നിരീക്ഷിക്കാനും ആക്സസ് ചെയ്യാനും കഴിയും. കൂടാതെ, ഫണ്ട് ഹൗസുമായുള്ള ഇടപാടും ആശയവിനിമയ പ്രക്രിയയും തടസ്സരഹിതവും ഉപയോക്തൃ സൗഹൃദവുമാണ്.

മികച്ച യുടിഐ ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Banking & PSU Debt Fund Growth	₹22.0165 ↑ 0.02	₹800	2.7	4.9	9	7.6	7.6	6.44%	1Y 11M 12D	2Y 2M 23D
UTI Dynamic Bond Fund Growth	₹31.082 ↑ 0.05	₹477	2.1	4.5	8.9	7.3	8.6	6.56%	5Y 4M 20D	8Y 2M 5D
UTI Short Term Income Fund Growth	₹31.8513 ↑ 0.03	₹2,822	2.5	4.7	8.9	7.6	7.9	6.69%	2Y 8M 12D	3Y 7M 24D
UTI Bond Fund Growth	₹73.5466 ↑ 0.08	₹334	1.9	4.4	8.8	7.6	8.5	6.74%	6Y 1M 24D	9Y 6M 4D
UTI Treasury Advantage Fund Growth	₹3,557.27 ↑ 2.00	₹3,141	2.3	4.3	8.4	7.4	7.7	6.71%	10M 20D	11M 23D
UTI Gilt Fund Growth	₹62.9426 ↑ 0.15	₹670	1.2	4	8.3	7.7	8.9	6.64%	9Y 4M 24D	21Y 4D
UTI Money Market Fund Growth	₹3,093.19 ↑ 1.90	₹18,385	2.2	4.3	8.2	7.5	7.7	6.51%	7M 28D	7M 28D
UTI Ultra Short Term Fund Growth	₹4,244.3 ↑ 2.07	₹4,351	1.9	3.7	7.4	6.8	7.2	6.73%	5M 11D	5M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25

1. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund Growth
Launch Date	3 Feb 14
NAV (01 Jul 25)	₹22.0165 ↑ 0.02 (0.09 %)
Net Assets (Cr)	₹800 on 31 May 25
Category	Debt - Banking & PSU Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	0.55
Sharpe Ratio	2.2
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.44%
Effective Maturity	2 Years 2 Months 23 Days
Modified Duration	1 Year 11 Months 12 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,396
30 Jun 22	₹11,289
30 Jun 23	₹12,086
30 Jun 24	₹12,889
30 Jun 25	₹14,046

UTI Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.3%
3 Month	2.7%
6 Month	4.9%
1 Year	9%
3 Year	7.6%
5 Year	7%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%
2016	11.7%
2015	8.6%

Fund Manager information for UTI Banking & PSU Debt Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.5 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.94%
Debt	95.73%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	52.65%
Government	43.08%
Cash Equivalent	3.94%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	12%	₹93 Cr	900,000,000
Axis Bank Limited Debentures \| -	7%	₹56 Cr	550
Export Import Bank Of India Debentures \| -	6%	₹51 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	6%	₹51 Cr	5,000
Power Finance Corporation Limited Debentures \| -	5%	₹41 Cr	400
Rural Electrification Corporation Limited Debentures \| -	4%	₹36 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹31 Cr	300
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹31 Cr	3,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹26 Cr	250

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (01 Jul 25)	₹31.082 ↑ 0.05 (0.16 %)
Net Assets (Cr)	₹477 on 31 May 25
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	1.52
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.56%
Effective Maturity	8 Years 2 Months 5 Days
Modified Duration	5 Years 4 Months 20 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,245
30 Jun 22	₹12,137
30 Jun 23	₹12,880
30 Jun 24	₹13,785
30 Jun 25	₹15,009

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	-0.6%
3 Month	2.1%
6 Month	4.5%
1 Year	8.9%
3 Year	7.3%
5 Year	8.5%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	6.2%
2022	10.1%
2021	10.8%
2020	5.9%
2019	-3.9%
2018	5.2%
2017	4.2%
2016	14.9%
2015	6.9%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Pankaj Pathak	8 Apr 25	0.15 Yr.

Data below for UTI Dynamic Bond Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	5.42%
Debt	94.28%
Other	0.3%

Debt Sector Allocation

Sector	Value
Government	54.83%
Corporate	39.45%
Cash Equivalent	5.42%

Credit Quality

Rating	Value
AA	1.18%
AAA	98.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	19%	₹92 Cr	900,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	11%	₹51 Cr	500,000,000
National Bank For Agriculture And Rural Development Debentures \| -	9%	₹41 Cr	4,000
Small Industries Development Bank Of India Debentures \| -	9%	₹41 Cr	4,000
Rec Limited Debentures \| -	9%	₹41 Cr	4,000
Power Finance Corporation Limited Debentures \| -	5%	₹26 Cr	2,500
LIC Housing Finance Ltd Debentures \| -	5%	₹25 Cr	2,500 ↑ 2,500
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹25 Cr	2,500
Bajaj Finance Limited Debentures \| -	5%	₹25 Cr	2,500
Ntpc Limited Debentures \| -	5%	₹25 Cr	2,500

3. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 10 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (01 Jul 25)	₹31.8513 ↑ 0.03 (0.09 %)
Net Assets (Cr)	₹2,822 on 31 May 25
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	2.1
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.69%
Effective Maturity	3 Years 7 Months 24 Days
Modified Duration	2 Years 8 Months 12 Days
Sub Cat.	Short term Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,517
30 Jun 22	₹11,310
30 Jun 23	₹12,077
30 Jun 24	₹12,931
30 Jun 25	₹14,082

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.2%
3 Month	2.5%
6 Month	4.7%
1 Year	8.9%
3 Year	7.6%
5 Year	7.1%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	6.9%
2022	3.8%
2021	8.4%
2020	10.5%
2019	-3.9%
2018	6%
2017	6.1%
2016	10.1%
2015	8.3%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Anurag Mittal	8 Apr 25	0.15 Yr.
Sudhir Agarwal	25 Oct 12	12.61 Yr.

Data below for UTI Short Term Income Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	7.97%
Debt	91.8%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	71.94%
Government	24.47%
Cash Equivalent	3.36%

Credit Quality

Rating	Value
AA	9.97%
AAA	90.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	10%	₹314 Cr	3,050,000,000
LIC Housing Finance Ltd Debentures \| -	6%	₹179 Cr	1,750
National Housing Bank Debentures \| -	6%	₹179 Cr	17,500
Small Industries Development Bank Of India Debentures \| -	6%	₹179 Cr	17,500
Power Finance Corporation Limited Debentures \| -	6%	₹178 Cr	17,500
Axis Bank Ltd. Debentures \| -	5%	₹141 Cr	1,500,000,000 ↑ 1,500,000,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹127 Cr	12,500 ↓ -5,000
Export Import Bank Of India Debentures \| -	4%	₹127 Cr	12,500 ↑ 12,500
Mankind Pharma Limited Debentures \| -	3%	₹102 Cr	10,000 ↑ 2,500
Export-Import Bank of India Domestic Bonds \| -	3%	₹94 Cr	1,000,000,000 ↑ 1,000,000,000

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% .

Below is the key information for UTI Bond Fund

UTI Bond Fund Growth
Launch Date	4 May 98
NAV (01 Jul 25)	₹73.5466 ↑ 0.08 (0.11 %)
Net Assets (Cr)	₹334 on 31 May 25
Category	Debt - Medium to Long term
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	1.62
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.74%
Effective Maturity	9 Years 6 Months 4 Days
Modified Duration	6 Years 1 Month 24 Days
Sub Cat.	Medium to Long term

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,277
30 Jun 22	₹11,894
30 Jun 23	₹12,815
30 Jun 24	₹13,638
30 Jun 25	₹14,832

UTI Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	-0.8%
3 Month	1.9%
6 Month	4.4%
1 Year	8.8%
3 Year	7.6%
5 Year	8.2%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	6.4%
2022	9.9%
2021	9.4%
2020	1.1%
2019	-5.8%
2018	4%
2017	3.6%
2016	13.9%
2015	6.3%

Fund Manager information for UTI Bond Fund

Name	Since	Tenure
Sunil Patil	17 Apr 23	2.21 Yr.

Data below for UTI Bond Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.94%
Debt	95.8%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	62.94%
Corporate	32.86%
Cash Equivalent	3.94%

Credit Quality

Rating	Value
AA	11.1%
AAA	88.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	37%	₹122 Cr	1,190,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹26 Cr	250,000,000
LIC Housing Finance Ltd Debentures \| -	8%	₹26 Cr	250
7.08% A P Sgl Mat - 26/03/2037 Sovereign Bonds \| -	8%	₹25 Cr	250,000,000
Indian Railway Finance Corporation Limited Debentures \| -	8%	₹25 Cr	2,500
Hdb Financial Services Limited Debentures \| -	8%	₹25 Cr	250
Aditya Birla Renewables Limited Debentures \| -	5%	₹15 Cr	1,500
Cholamandalam Investment And Finance Company Limited Debentures \| -	5%	₹15 Cr	1,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	4%	₹14 Cr	15
Bajaj Finance Limited Debentures \| -	2%	₹7 Cr	700

5. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund Growth
Launch Date	23 Apr 07
NAV (01 Jul 25)	₹3,557.27 ↑ 2.00 (0.06 %)
Net Assets (Cr)	₹3,141 on 31 May 25
Category	Debt - Low Duration
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.44
Sharpe Ratio	2.64
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.71%
Effective Maturity	11 Months 23 Days
Modified Duration	10 Months 20 Days
Sub Cat.	Low Duration

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,458
30 Jun 22	₹11,370
30 Jun 23	₹12,115
30 Jun 24	₹12,980
30 Jun 25	₹14,066

UTI Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.6%
3 Month	2.3%
6 Month	4.3%
1 Year	8.4%
3 Year	7.4%
5 Year	7.1%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.1%
2022	4.5%
2021	9%
2020	7.3%
2019	-4.2%
2018	7.3%
2017	7%
2016	8.9%
2015	8.8%

Fund Manager information for UTI Treasury Advantage Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.5 Yr.

Data below for UTI Treasury Advantage Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	38.97%
Debt	60.73%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	56.21%
Cash Equivalent	29.64%
Government	13.86%

Credit Quality

Rating	Value
AA	17.94%
AAA	82.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 Days Tbill Sovereign Bonds \| -	10%	₹297 Cr	3,000,000,000
Power Finance Corporation Limited Debentures \| -	5%	₹149 Cr	1,500
Bajaj Housing Finance Limited Debentures \| -	4%	₹126 Cr	1,250
Rec Limited Debentures \| -	3%	₹102 Cr	10,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹102 Cr	10,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹101 Cr	10,000
Shriram Finance Limited Debentures \| -	3%	₹91 Cr	9,000 ↑ 5,000
Nirma Limited Debentures \| -	2%	₹76 Cr	7,500
360 One Prime Limited Debentures \| -	2%	₹55 Cr	550,000
Aditya Birla Renewables Limited Debentures \| -	2%	₹51 Cr	5,000

6. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund Growth
Launch Date	21 Jan 02
NAV (01 Jul 25)	₹62.9426 ↑ 0.15 (0.24 %)
Net Assets (Cr)	₹670 on 31 May 25
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.92
Sharpe Ratio	1.13
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.64%
Effective Maturity	21 Years 4 Days
Modified Duration	9 Years 4 Months 24 Days
Sub Cat.	Government Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,242
30 Jun 22	₹10,375
30 Jun 23	₹11,143
30 Jun 24	₹11,982
30 Jun 25	₹12,972

UTI Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	-1.4%
3 Month	1.2%
6 Month	4%
1 Year	8.3%
3 Year	7.7%
5 Year	5.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.9%
2023	6.7%
2022	2.9%
2021	2.3%
2020	10.3%
2019	11.8%
2018	6.3%
2017	4.3%
2016	15.5%
2015	6.1%

Fund Manager information for UTI Gilt Fund

Name	Since	Tenure
Pankaj Pathak	8 Apr 25	0.23 Yr.

Data below for UTI Gilt Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	4.52%
Debt	95.48%

Debt Sector Allocation

Sector	Value
Government	95.48%
Cash Equivalent	4.52%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	41%	₹268 Cr	2,600,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	18%	₹119 Cr	1,150,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	15%	₹101 Cr	1,000,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹47 Cr	450,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	5%	₹31 Cr	300,000,000
7.34% Sdl ASsam - 05/03/2035 Sovereign Bonds \| -	5%	₹31 Cr	300,000,000 ↑ 300,000,000
07.32% Chattisgarh Sdl Sovereign Bonds \| -	5%	₹31 Cr	300,000,000 ↑ 300,000,000
Net Current Assets Net Current Assets \| -	4%	₹26 Cr
Clearing Corporation Of India Ltd. Std - Margin CBLO/Reverse Repo \| -	0%	₹3 Cr	00
Chhattisgarh (Government of) 7.32% - \| -		₹0 Cr	00 ↓ -300,000,000

7. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (01 Jul 25)	₹3,093.19 ↑ 1.90 (0.06 %)
Net Assets (Cr)	₹18,385 on 31 May 25
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	2.83
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.51%
Effective Maturity	7 Months 28 Days
Modified Duration	7 Months 28 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,417
30 Jun 22	₹10,814
30 Jun 23	₹11,553
30 Jun 24	₹12,418
30 Jun 25	₹13,439

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.6%
3 Month	2.2%
6 Month	4.3%
1 Year	8.2%
3 Year	7.5%
5 Year	6.1%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.4%
2022	4.9%
2021	3.7%
2020	6%
2019	8%
2018	7.8%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.5 Yr.
Amit Sharma	7 Jul 17	7.91 Yr.

Data below for UTI Money Market Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	86.53%
Debt	13.22%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	47.7%
Cash Equivalent	29.79%
Government	22.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 Days Tbill (Md 05/03/2026) Sovereign Bonds \| -	3%	₹481 Cr	5,000,000,000
364 DTB 19mar2026 Sovereign Bonds \| -	3%	₹480 Cr	5,000,000,000
364 Days Tbill Red 12-03-2026 Sovereign Bonds \| -	1%	₹240 Cr	2,500,000,000
364 DTB 12022026 Sovereign Bonds \| -	1%	₹193 Cr	2,000,000,000
364 DTB 27022026 Sovereign Bonds \| -	1%	₹193 Cr	2,000,000,000
07.00 RJ Sdl 2025 Sovereign Bonds \| -	1%	₹151 Cr	1,500,000,000
HDFC Bank Ltd. Debentures \| -	1%	₹143 Cr	1,500,000,000
Equitas Small Finance Bank Ltd. Debentures \| -	1%	₹142 Cr	1,500,000,000
08.28 KA Sdl 2026 Sovereign Bonds \| -	1%	₹102 Cr	1,000,000,000
6.99% Govt Stock 2026 Sovereign Bonds \| -	1%	₹101 Cr	1,000,000,000

8. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (01 Jul 25)	₹4,244.3 ↑ 2.07 (0.05 %)
Net Assets (Cr)	₹4,351 on 31 May 25
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	1.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.73%
Effective Maturity	5 Months 16 Days
Modified Duration	5 Months 11 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,396
30 Jun 22	₹11,020
30 Jun 23	₹11,694
30 Jun 24	₹12,502
30 Jun 25	₹13,424

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.7%
1 Year	7.4%
3 Year	6.8%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.7%
2022	4.2%
2021	6.1%
2020	5.3%
2019	3.3%
2018	7%
2017	6.6%
2016	8.9%
2015	8.5%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Anurag Mittal	21 Jan 25	0.36 Yr.

Data below for UTI Ultra Short Term Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	62.93%
Debt	36.88%
Other	0.19%

Debt Sector Allocation

Sector	Value
Corporate	60.71%
Cash Equivalent	33.44%
Government	5.66%

Credit Quality

Rating	Value
AA	15.03%
AAA	84.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Small Industries Development Bank Of India Debentures \| -	4%	₹181 Cr	1,800
Titan Company Limited Debentures \| -	3%	₹151 Cr	15,000 ↑ 5,000
182 Days Tbill Sovereign Bonds \| -	3%	₹148 Cr	1,500,000,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹101 Cr	1,000
LIC Housing Finance Ltd Debentures \| -	2%	₹101 Cr	1,000 ↑ 250
182 Days Tbill Sovereign Bonds \| -	2%	₹99 Cr	1,000,000,000
Shriram Finance Limited Debentures \| -	2%	₹81 Cr	8,000
Indian Bank Domestic Bonds \| -	2%	₹72 Cr	750,000,000 ↑ 750,000,000
Indian Bank Domestic Bonds \| -	2%	₹72 Cr	750,000,000
Muthoot Finance Limited Debentures \| -	1%	₹50 Cr	5,000

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