UTI മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ മികച്ച 8 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ

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UTI മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ മികച്ച 8 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ
യുടിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?
മികച്ച യുടിഐ ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ
യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
Top 8 Funds

UTI മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ മികച്ച 8 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ

യുടിഐ മ്യൂച്വൽ ഫണ്ട്ഒപ്റ്റിമൽ റിട്ടേൺ നേടാനുള്ള ഏറ്റവും നല്ല മാർഗമാണ് ഡെറ്റ് ഫണ്ടുകൾ. ഫണ്ട് അക്രുവൽ സൃഷ്ടിക്കാൻ ലക്ഷ്യമിടുന്നുവരുമാനം വഴിനിക്ഷേപിക്കുന്നു പ്രധാനമായും ഇൻപണ വിപണി ഉപകരണങ്ങൾ.

പോലുള്ള നിരവധി സ്കീമുകളിൽ നിന്ന് നിങ്ങൾക്ക് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാംലിക്വിഡ് ഫണ്ടുകൾ, അൾട്രാഹ്രസ്വകാല ഫണ്ടുകൾ, ഹ്രസ്വകാല ഫണ്ടുകൾ,ഗിൽറ്റ് ഫണ്ടുകൾ, തുടങ്ങിയവ.ഡെറ്റ് ഫണ്ട് ലിക്വിഡ്, അൾട്രാ ഷോർട്ട്, ഷോർട്ട് ടേം ഫണ്ടുകൾ പോലെയുള്ള സ്കീമുകൾ നിങ്ങളുടെ ഹ്രസ്വവും മധ്യകാലവും ആസൂത്രണം ചെയ്യുന്നതിനുള്ള മികച്ച മാർഗമാണ്സാമ്പത്തിക ലക്ഷ്യങ്ങൾ. നിക്ഷേപം നടത്താൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് താഴെ ലിസ്‌റ്റ് ചെയ്‌തിട്ടുള്ള മികച്ച 8-ൽ നിന്ന് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കാംമികച്ച ഡെറ്റ് ഫണ്ടുകൾ യുടിഐ വഴിമ്യൂച്വൽ ഫണ്ട്. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി പക്വത, ദൈർഘ്യം മുതലായവ.

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യുടിഐ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

എ. സുരക്ഷ

യുടിഐ മ്യൂച്വൽ ഫണ്ടിന്റെ സുരക്ഷയ്ക്കായി എപ്പോഴും പരിശ്രമിക്കുന്നുനിക്ഷേപകൻന്റെ പണവും അതിനായിമൂലധനം വിവേകത്തോടെ നിക്ഷേപിക്കുന്നതിലൂടെയുള്ള അഭിനന്ദനം.

ബി. സ്ഥിരമായ റിട്ടേണുകൾ

യുടിഐ മ്യൂച്വൽ ഫണ്ട് അവരുടെ നിക്ഷേപകർക്ക് അവരുടെ ലക്ഷ്യങ്ങൾ കൈവരിക്കുന്നതിന് സ്ഥിരമായ വരുമാനം നൽകാൻ എപ്പോഴും കഠിനമായി പരിശ്രമിക്കുന്നു.

സി. ഈസി ഓഫ് ആക്സസ്

നിക്ഷേപകർക്ക് അവരുടെ മ്യൂച്വൽ ഫണ്ട് അക്കൗണ്ട് എപ്പോൾ വേണമെങ്കിലും ഓൺലൈനിൽ എവിടെയും നിരീക്ഷിക്കാനും ആക്സസ് ചെയ്യാനും കഴിയും. കൂടാതെ, ഫണ്ട് ഹൗസുമായുള്ള ഇടപാടും ആശയവിനിമയ പ്രക്രിയയും തടസ്സരഹിതവും ഉപയോക്തൃ സൗഹൃദവുമാണ്.

മികച്ച യുടിഐ ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Dynamic Bond Fund Growth	₹29.7369 ↓ -0.01	₹555	1.3	4.1	8.7	8.4	8.6	7.17%	8Y 4M 13D	17Y 6M 25D
UTI Banking & PSU Debt Fund Growth	₹21.0081 ↓ 0.00	₹806	1.6	3.8	7.7	8.2	7.6	7.32%	2Y 3M 29D	2Y 9M 7D
UTI Gilt Fund Growth	₹60.4561 ↓ -0.06	₹645	1.1	4	9	6.3	8.9	7.01%	10Y 1M 17D	23Y 1M 10D
UTI Bond Fund Growth	₹70.411 ↓ -0.04	₹314	1.3	4.1	8.5	8.3	8.5	7.34%	6Y 8M 1D	10Y 5M 19D
UTI Short Term Income Fund Growth	₹30.4244 ↓ 0.00	₹2,640	1.6	3.9	7.8	6.2	7.9	7.53%	2Y 9M 11D	3Y 8M 5D
UTI Money Market Fund Growth	₹2,968.52 ↑ 0.17	₹16,372	1.8	3.7	7.7	6.7	7.7	7.34%	4M 11D	4M 12D
UTI Treasury Advantage Fund Growth	₹3,412.64 ↑ 0.13	₹3,505	1.7	3.8	7.6	6.5	7.7	7.49%	9M 22D	11M 1D
UTI Ultra Short Term Fund Growth	₹4,095.78 ↑ 0.17	₹3,039	1.7	3.5	7.1	6.1	7.2	7.59%	4M 28D	5M 9D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jan 25

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (08 Jan 25)	₹29.7369 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹555 on 30 Nov 24
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	1.14
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.17%
Effective Maturity	17 Years 6 Months 25 Days
Modified Duration	8 Years 4 Months 13 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,586
31 Dec 21	₹11,728
31 Dec 22	₹12,909
31 Dec 23	₹13,709
31 Dec 24	₹14,889

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.3%
6 Month	4.1%
1 Year	8.7%
3 Year	8.4%
5 Year	8.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.6%
2022	6.2%
2021	10.1%
2020	10.8%
2019	5.9%
2018	-3.9%
2017	5.2%
2016	4.2%
2015	14.9%
2014	6.9%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	3.09 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	12%
Debt	87.75%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	65.93%
Corporate	21.83%
Cash Equivalent	12%

Credit Quality

Rating	Value
AA	0.94%
AAA	99.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	22%	₹110 Cr	1,100,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	20%	₹101 Cr	1,000,000,000
Small Industries Development Bank Of India Debentures \| -	8%	₹40 Cr	4,000
National Bank For Agriculture And Rural Development Debentures \| -	8%	₹40 Cr	4,000
Rec Limited Debentures \| -	8%	₹40 Cr	4,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	6%	₹31 Cr	300,000,000
Power Finance Corporation Ltd. Debentures \| -	5%	₹25 Cr	2,500
7.3% Govt Stock 2053 Sovereign Bonds \| -	4%	₹21 Cr	200,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	3%	₹16 Cr	150,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹15 Cr	150,000,000

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund Growth
Launch Date	3 Feb 14
NAV (08 Jan 25)	₹21.0081 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹806 on 30 Nov 24
Category	Debt - Banking & PSU Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	0.55
Sharpe Ratio	1.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	2 Years 9 Months 7 Days
Modified Duration	2 Years 3 Months 29 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,889
31 Dec 21	₹11,195
31 Dec 22	₹12,350
31 Dec 23	₹13,172
31 Dec 24	₹14,178

UTI Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.8%
1 Year	7.7%
3 Year	8.2%
5 Year	7.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.6%
2022	6.7%
2021	10.3%
2020	2.8%
2019	8.9%
2018	-1%
2017	6.8%
2016	6.4%
2015	11.7%
2014	8.6%

Fund Manager information for UTI Banking & PSU Debt Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.09 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	5.46%
Debt	94.23%
Other	0.31%

Debt Sector Allocation

Sector	Value
Government	48.03%
Corporate	46.2%
Cash Equivalent	5.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	11%	₹86 Cr	850,000,000
Axis Bank Limited Debentures \| -	7%	₹55 Cr	550
Small Industries Development Bank Of India Debentures \| -	6%	₹50 Cr	5,000
Export-Import Bank Of India Debentures \| -	6%	₹50 Cr	5,000
ICICI Bank Limited Debentures \| -	6%	₹48 Cr	500
7.37% Govt Stock 2028 Sovereign Bonds \| -	6%	₹46 Cr	450,000,000
Power Finance Corporation Limited Debentures \| -	5%	₹40 Cr	400
Rural Electrification Corporation Limited Debentures \| -	4%	₹35 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹30 Cr	300

3. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund Growth
Launch Date	21 Jan 02
NAV (08 Jan 25)	₹60.4561 ↓ -0.06 (-0.09 %)
Net Assets (Cr)	₹645 on 30 Nov 24
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.92
Sharpe Ratio	1.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.01%
Effective Maturity	23 Years 1 Month 10 Days
Modified Duration	10 Years 1 Month 17 Days
Sub Cat.	Government Bond

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,027
31 Dec 21	₹11,276
31 Dec 22	₹11,609
31 Dec 23	₹12,384
31 Dec 24	₹13,488

UTI Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.1%
6 Month	4%
1 Year	9%
3 Year	6.3%
5 Year	6.2%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.9%
2022	6.7%
2021	2.9%
2020	2.3%
2019	10.3%
2018	11.8%
2017	6.3%
2016	4.3%
2015	15.5%
2014	6.1%

Fund Manager information for UTI Gilt Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	3.09 Yr.

Data below for UTI Gilt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	2.16%
Debt	97.84%

Debt Sector Allocation

Sector	Value
Government	97.84%
Cash Equivalent	2.16%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	20%	₹131 Cr	1,300,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	18%	₹119 Cr	1,150,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	16%	₹103 Cr	1,000,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	16%	₹101 Cr	1,000,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	12%	₹75 Cr	750,000,000 ↑ 50,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹47 Cr	450,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	5%	₹32 Cr	300,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹26 Cr	250,000,000
Net Current Assets Net Current Assets \| -	2%	₹12 Cr
Clearing Corporation Of India Ltd. Std - Margin CBLO/Reverse Repo \| -	0%	₹2 Cr	00

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% .

Below is the key information for UTI Bond Fund

UTI Bond Fund Growth
Launch Date	4 May 98
NAV (08 Jan 25)	₹70.411 ↓ -0.04 (-0.06 %)
Net Assets (Cr)	₹314 on 30 Nov 24
Category	Debt - Medium to Long term
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	1.2
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.34%
Effective Maturity	10 Years 5 Months 19 Days
Modified Duration	6 Years 8 Months 1 Day
Sub Cat.	Medium to Long term

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,106
31 Dec 21	₹11,058
31 Dec 22	₹12,152
31 Dec 23	₹12,934
31 Dec 24	₹14,028

UTI Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.3%
6 Month	4.1%
1 Year	8.5%
3 Year	8.3%
5 Year	7%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.5%
2022	6.4%
2021	9.9%
2020	9.4%
2019	1.1%
2018	-5.8%
2017	4%
2016	3.6%
2015	13.9%
2014	6.3%

Fund Manager information for UTI Bond Fund

Name	Since	Tenure
Sunil Patil	17 Apr 23	1.71 Yr.

Data below for UTI Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	1.9%
Debt	97.84%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	59.45%
Corporate	38.39%
Cash Equivalent	1.9%

Credit Quality

Rating	Value
AA	11.48%
AAA	88.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	56%	₹176 Cr	1,750,000,000
LIC Housing Finance Limited Debentures \| -	8%	₹25 Cr	250
Hdb Financial Services Ltd. Debentures \| -	8%	₹25 Cr	250
Jamnagar Utilities And Power Private Limited Debentures \| -	6%	₹20 Cr	2,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	5%	₹15 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	5%	₹15 Cr	1,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	5%	₹15 Cr	15
07.78 RJ Sdl 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000
07.74 MH Sgs 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000
Mankind Pharma Ltd Debentures \| -	2%	₹5 Cr	500

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Ranked 10 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (08 Jan 25)	₹30.4244 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹2,640 on 30 Nov 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	1.7
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.53%
Effective Maturity	3 Years 8 Months 5 Days
Modified Duration	2 Years 9 Months 11 Days
Sub Cat.	Short term Bond

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,048
31 Dec 21	₹11,974
31 Dec 22	₹12,426
31 Dec 23	₹13,285
31 Dec 24	₹14,334

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	3.9%
1 Year	7.8%
3 Year	6.2%
5 Year	7.4%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.9%
2021	3.8%
2020	8.4%
2019	10.5%
2018	-3.9%
2017	6%
2016	6.1%
2015	10.1%
2014	8.3%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	12.19 Yr.

Data below for UTI Short Term Income Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	16.46%
Debt	83.27%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	69.48%
Government	15.69%
Cash Equivalent	14.56%

Credit Quality

Rating	Value
AA	11.47%
AAA	88.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	8%	₹211 Cr	21,000
LIC Housing Finance Limited Debentures \| -	7%	₹176 Cr	1,750
Small Industries Development Bank Of India Debentures \| -	7%	₹176 Cr	17,500
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹176 Cr	17,500
Power Finance Corporation Ltd. Debentures \| -	7%	₹175 Cr	17,500
Bajaj Finance Limited Debentures \| -	4%	₹101 Cr	10,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹88 Cr	850,000,000
Kotak Mahindra Prime Limited Debentures \| -	3%	₹75 Cr	750
Shriram Finance Limited Debentures \| -	3%	₹70 Cr	7,000
Rec Limited Debentures \| -	2%	₹60 Cr	6,000

6. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (08 Jan 25)	₹2,968.52 ↑ 0.17 (0.01 %)
Net Assets (Cr)	₹16,372 on 30 Nov 24
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	3.48
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.34%
Effective Maturity	4 Months 12 Days
Modified Duration	4 Months 11 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,603
31 Dec 21	₹11,001
31 Dec 22	₹11,541
31 Dec 23	₹12,399
31 Dec 24	₹13,359

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.7%
3 Year	6.7%
5 Year	6%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	7.4%
2021	4.9%
2020	3.7%
2019	6%
2018	8%
2017	7.8%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.09 Yr.
Amit Sharma	7 Jul 17	7.49 Yr.

Data below for UTI Money Market Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	90%
Debt	9.75%
Other	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	65.09%
Corporate	31.96%
Government	2.69%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 18102024 Sovereign Bonds \| -	7%	₹1,023 Cr	10,350,000,000
HDFC Bank Ltd. Debentures \| -	3%	₹419 Cr	4,500,000,000 ↑ 4,500,000,000
182 D Tbill Mat - 14/02/2025 Sovereign Bonds \| -	2%	₹298 Cr	3,000,000,000
Cd - Union Bank Of India - 02/04/25 Debentures \| -	1%	₹196 Cr	2,000,000,000
India (Republic of) - \| -	1%	₹194 Cr	2,000,000,000 ↑ 2,000,000,000
Canara Bank Domestic Bonds \| -	1%	₹186 Cr	2,000,000,000 ↑ 2,000,000,000
India (Republic of) - \| -	1%	₹171 Cr	1,750,000,000 ↑ 1,750,000,000
Axis Bank Ltd. Debentures \| -	1%	₹141 Cr	1,500,000,000
08.09 Ts SDL 2025 Sovereign Bonds \| -	1%	₹135 Cr	1,350,000,000
7.52% GJ Sdl 08/03/2025 Sovereign Bonds \| -	1%	₹100 Cr	1,000,000,000

7. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund Growth
Launch Date	23 Apr 07
NAV (08 Jan 25)	₹3,412.64 ↑ 0.13 (0.00 %)
Net Assets (Cr)	₹3,505 on 30 Nov 24
Category	Debt - Low Duration
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.44
Sharpe Ratio	2.47
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.49%
Effective Maturity	11 Months 1 Day
Modified Duration	9 Months 22 Days
Sub Cat.	Low Duration

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,728
31 Dec 21	₹11,689
31 Dec 22	₹12,213
31 Dec 23	₹13,083
31 Dec 24	₹14,089

UTI Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.8%
1 Year	7.6%
3 Year	6.5%
5 Year	7.1%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	7.1%
2021	4.5%
2020	9%
2019	7.3%
2018	-4.2%
2017	7.3%
2016	7%
2015	8.9%
2014	8.8%

Fund Manager information for UTI Treasury Advantage Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.09 Yr.

Data below for UTI Treasury Advantage Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	53.31%
Debt	46.43%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	48.37%
Cash Equivalent	35.08%
Government	16.3%

Credit Quality

Rating	Value
AA	5.8%
AAA	94.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹151 Cr	15,000
Bajaj Housing Finance Limited Debentures \| -	4%	₹125 Cr	1,250
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹100 Cr	10,000
05.95 Tn SDL 2025 Sovereign Bonds \| -	3%	₹100 Cr	1,000,000,000
Power Finance Corporation Limited Debentures \| -	3%	₹98 Cr	1,000 ↑ 1,000
Nirma Limited Debentures \| -	2%	₹75 Cr	7,500
LIC Housing Finance Limited Debentures \| -	2%	₹75 Cr	750 ↑ 250
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	2%	₹68 Cr	75
Aditya Birla Renewables Limited Debentures \| -	1%	₹50 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	1%	₹50 Cr	5,000

8. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (08 Jan 25)	₹4,095.78 ↑ 0.17 (0.00 %)
Net Assets (Cr)	₹3,039 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.59%
Effective Maturity	5 Months 9 Days
Modified Duration	4 Months 28 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,526
31 Dec 21	₹11,168
31 Dec 22	₹11,639
31 Dec 23	₹12,422
31 Dec 24	₹13,319

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.1%
3 Year	6.1%
5 Year	5.9%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	6.7%
2021	4.2%
2020	6.1%
2019	5.3%
2018	3.3%
2017	7%
2016	6.6%
2015	8.9%
2014	8.5%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Ritesh Nambiar	1 Jul 15	9.51 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	65.48%
Debt	34.32%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	52.95%
Corporate	45.22%
Government	1.63%

Credit Quality

Rating	Value
AA	14.44%
AAA	85.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹150 Cr	1,500
Bajaj Housing Finance Limited Debentures \| -	3%	₹100 Cr	1,000
Shriram Transport Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000
Bajaj Finance Limited Debentures \| -	2%	₹50 Cr	500 ↑ 500
Hdb Financial Services Limited Debentures \| -	2%	₹50 Cr	500
HDFC Bank Limited Debentures \| -	2%	₹50 Cr	5,000 ↓ -2,500
Kotak Mahindra Prime Limited Debentures \| -	2%	₹50 Cr	500
India Grid TRust Debentures \| -	2%	₹50 Cr	500
Can Fin Homes Limited Debentures \| -	2%	₹50 Cr	500

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