ഫിൻകാഷ് »മ്യൂച്വൽ ഫണ്ടുകൾ »മികച്ച ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ
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ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ ഹൈബ്രിഡ് വിഭാഗത്തിൽ പെടുന്നുമ്യൂച്വൽ ഫണ്ടുകൾ. ഇതാണ് ഏറ്റവും പുതിയ തരംഅസറ്റ് അലോക്കേഷൻ മ്യൂച്വൽ ഫണ്ടുകൾ 2014 അവസാനത്തോടെ അവതരിപ്പിച്ചു. ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ ആർബിട്രേജ്, ഇക്വിറ്റി, ഡെറ്റ് എന്നിവയിൽ നിക്ഷേപിക്കുന്നു. ഈ ഫണ്ട് അതിന്റെ മൊത്തം ആസ്തിയുടെ 65 ശതമാനമെങ്കിലും ഇക്വിറ്റികളിലും (അതിൽ ഭൂരിഭാഗവും ആർബിട്രേജിലും) ബാക്കി ഡെറ്റ് ഉപകരണങ്ങളിൽ നിക്ഷേപിക്കും, എന്നാൽ കടത്തിലെ ഏറ്റവും കുറഞ്ഞ നിക്ഷേപം 10 ശതമാനമായിരിക്കണം. ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന അതേ സമയം സുരക്ഷിതരായിരിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്കിടയിൽ ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ ജനപ്രിയമാവുകയാണ്. അതിനാൽ, നിക്ഷേപിക്കാൻ മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന ചില ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾക്കൊപ്പം ഈ ഫണ്ടിനെക്കുറിച്ച് പഠിക്കാം.
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ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ സ്ഥിരത സൃഷ്ടിക്കാൻ ശ്രമിക്കുന്നുവരുമാനം വഴിനിക്ഷേപിക്കുന്നു ഡെറ്റ് ഇൻസ്ട്രുമെന്റുകളിലും ഇക്വിറ്റി നിക്ഷേപങ്ങളിലൂടെ ഉയർന്ന വരുമാനം നേടാനുള്ള ലക്ഷ്യങ്ങളിലും. അതിനാൽ, ഈ ഫണ്ടുകൾ അപകടസാധ്യതയും റിട്ടേണും തമ്മിലുള്ള സന്തുലിത സമവാക്യമായി പ്രവർത്തിക്കുന്നു.
മികച്ച രീതിയിൽ, പണത്തിലും ഡെറിവേറ്റീവുകളിലും ഓഹരികളുടെ വിലയിലെ വ്യത്യാസം ആർബിട്രേജ് പ്രയോജനപ്പെടുത്തുന്നുവിപണി. ഡെറിവേറ്റീവുകളുടെ ഉപയോഗം നെറ്റ് ഇക്വിറ്റി എക്സ്പോഷർ കുറയ്ക്കുന്നു (അതായത്, 20-40 ശതമാനം, ഇത് ഫണ്ടിനനുസരിച്ച് വ്യത്യാസപ്പെട്ടിരിക്കാം) കൂടാതെ സാധാരണയായി പരിരക്ഷിക്കുന്നുനിക്ഷേപകൻ അസ്ഥിരമായ വരുമാനത്തിൽ നിന്ന്.
ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾക്ക് ഇക്വിറ്റി എക്സ്പോഷറിന്റെ 65 ശതമാനം ഉള്ളതിനാൽ (ഡെറിവേറ്റീവുകൾ പരിഗണിക്കാതെ)ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ നികുതി. ഹ്രസ്വകാലത്തേക്ക് അതായത് 1-3 വർഷത്തേക്ക് നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന യാഥാസ്ഥിതിക നിക്ഷേപകർക്ക് അനുയോജ്യമായ നിക്ഷേപ ഓപ്ഷനായി ഇക്വിറ്റി സേവിംഗ്സ് ഫണ്ടുകൾ കണക്കാക്കപ്പെടുന്നു.
ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർ എഎസ്.ഐ.പി റൂട്ട്, ഇത് വിപണിയുടെ സമയത്തെക്കുറിച്ചുള്ള ആശങ്ക ഒഴിവാക്കുന്നു. പോസ്റ്റ്-വിരമിക്കൽ ആനുകാലിക ഇടവേളയിൽ മുൻകൂട്ടി നിശ്ചയിക്കുന്ന പിൻവലിക്കലുകൾ പ്രവർത്തനക്ഷമമാക്കാൻ നിങ്ങൾക്ക് SWP (സിസ്റ്റമാറ്റിക് പിൻവലിക്കൽ പദ്ധതി) ഓപ്ഷൻ ഉപയോഗിക്കാം.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) L&T Equity Savings Fund Growth ₹32.6225
↑ 0.05 ₹407 4.4 17.4 25.2 12.8 13.6 17 Kotak Equity Savings Fund Growth ₹25.5378
↓ -0.02 ₹6,541 4.4 11 20.4 12.8 12.4 15.7 Principal Equity Savings Fund Growth ₹68.2674
↑ 0.15 ₹882 5.2 12.1 18.8 11.8 13.7 15.3 HDFC Equity Savings Fund Growth ₹64.28
↑ 0.00 ₹4,873 4.1 8.6 17.2 10.8 12 13.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Sep 24 ഇക്വിറ്റി സേവിംഗ്സ്
മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉള്ള ഫണ്ടുകൾ100 കോടി
. ക്രമീകരിച്ചുകഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേൺ
.
To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments. L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to provide capital
appreciation and income distribution to the investors by using
equity and equity related instruments, arbitrage opportunities, and
investments in debt and money market instruments Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a Below is the key information for Principal Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital
appreciation and income distribution to the investors using arbitrage
opportunities, investment in equity / equity related instruments and
debt / money market instruments. HDFC Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Equity Savings Fund Returns up to 1 year are on 1. L&T Equity Savings Fund
CAGR/Annualized
return of 9.6% since its launch. Ranked 46 in Equity Savings
category. Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% . L&T Equity Savings Fund
Growth Launch Date 18 Oct 11 NAV (13 Sep 24) ₹32.6225 ↑ 0.05 (0.15 %) Net Assets (Cr) ₹407 on 31 Jul 24 Category Hybrid - Equity Savings AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.49 Sharpe Ratio 3.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,486 31 Aug 21 ₹13,241 31 Aug 22 ₹13,654 31 Aug 23 ₹15,150 31 Aug 24 ₹18,989 Returns for L&T Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Sep 24 Duration Returns 1 Month 2% 3 Month 4.4% 6 Month 17.4% 1 Year 25.2% 3 Year 12.8% 5 Year 13.6% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 17% 2022 2% 2021 16.1% 2020 10.8% 2019 3.7% 2018 -0.6% 2017 13.8% 2016 4.6% 2015 5.1% 2014 21.2% Fund Manager information for L&T Equity Savings Fund
Name Since Tenure Kapil Punjabi 1 May 24 0.25 Yr. Mahesh Chhabria 15 Jul 23 1.05 Yr. Praveen Ayathan 1 Oct 23 0.83 Yr. Cheenu Gupta 2 Jul 21 3.08 Yr. Sonal Gupta 1 Oct 23 0.83 Yr. Abhishek Gupta 1 Apr 24 0.33 Yr. Hitesh Gondhia 1 Oct 23 0.83 Yr. Data below for L&T Equity Savings Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 39.45% Equity 39.91% Debt 20.65% Equity Sector Allocation
Sector Value Industrials 31.72% Basic Materials 9.98% Financial Services 9.95% Consumer Cyclical 6.35% Technology 5.85% Consumer Defensive 3.7% Real Estate 2.75% Health Care 1.13% Utility 0.86% Energy 0.76% Debt Sector Allocation
Sector Value Cash Equivalent 36.34% Government 14.26% Corporate 9.49% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 23 | BEL7% ₹28 Cr 871,700 Future on Bharat Electronics Ltd
Derivatives | -6% -₹24 Cr Polycab India Ltd (Industrials)
Equity, Since 30 Jun 24 | POLYCAB4% ₹18 Cr 26,625 Future on Polycab India Ltd
Derivatives | -4% -₹18 Cr Future on Steel Authority Of India Ltd
Derivatives | -4% -₹17 Cr Steel Authority Of India Ltd (Basic Materials)
Equity, Since 31 Jul 22 | SAIL4% ₹17 Cr 1,104,000
↑ 272,000 7.38% Govt Stock 2027
Sovereign Bonds | -4% ₹15 Cr 1,500,000
↑ 500,000 5.22% Govt Stock 2025
Sovereign Bonds | -4% ₹15 Cr 1,499,000 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Mar 22 | UNITDSPR3% ₹12 Cr 84,000 Future on United Spirits Ltd
Derivatives | -3% -₹12 Cr 2. Kotak Equity Savings Fund
CAGR/Annualized
return of 9.9% since its launch. Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% . Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (13 Sep 24) ₹25.5378 ↓ -0.02 (-0.08 %) Net Assets (Cr) ₹6,541 on 31 Jul 24 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 2.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,716 31 Aug 21 ₹12,458 31 Aug 22 ₹13,377 31 Aug 23 ₹14,728 31 Aug 24 ₹17,898 Returns for Kotak Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Sep 24 Duration Returns 1 Month 2.4% 3 Month 4.4% 6 Month 11% 1 Year 20.4% 3 Year 12.8% 5 Year 12.4% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.7% 2022 6.8% 2021 11.1% 2020 10.4% 2019 7.8% 2018 4.2% 2017 14% 2016 6.5% 2015 6.4% 2014 Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 9.81 Yr. Devender Singhal 1 Apr 21 3.33 Yr. Hiten Shah 3 Oct 19 4.83 Yr. Arjun Khanna 30 Apr 22 2.26 Yr. Data below for Kotak Equity Savings Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 56.21% Equity 34.09% Debt 8.62% Other 1.08% Equity Sector Allocation
Sector Value Financial Services 19.58% Consumer Cyclical 9.31% Industrials 5.92% Communication Services 5.86% Energy 5.52% Consumer Defensive 5.5% Basic Materials 4.85% Technology 4.52% Utility 4.38% Health Care 1.27% Real Estate 0.48% Debt Sector Allocation
Sector Value Cash Equivalent 49.73% Corporate 10.94% Government 4.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK8% ₹518 Cr 3,204,756 Kotak Liquid Dir Gr
Investment Fund | -5% ₹312 Cr 624,605
↑ 50,086 Adani Port and Special Economic Zone Ltd.-AUG2024
Derivatives | -4% -₹252 Cr 1,594,400
↑ 1,594,400 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 19 | ADANIPORTS4% ₹250 Cr 1,594,400 HDFC Bank Ltd.-AUG2024
Derivatives | -4% -₹236 Cr 1,447,050
↑ 1,447,050 Kotak Money Market Dir Gr
Investment Fund | -3% ₹228 Cr 539,363 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL3% ₹205 Cr 1,374,155 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹170 Cr 129,863 Bharti Airtel Ltd-AUG2024
Derivatives | -2% -₹160 Cr 1,073,025
↑ 1,073,025 Cnx Nifty-Aug2024
- | -2% -₹156 Cr 62,500
↑ 62,500 3. Principal Equity Savings Fund
CAGR/Annualized
return of 9% since its launch. Ranked 38 in Equity Savings
category. Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% . Principal Equity Savings Fund
Growth Launch Date 23 May 02 NAV (13 Sep 24) ₹68.2674 ↑ 0.15 (0.22 %) Net Assets (Cr) ₹882 on 31 Jul 24 Category Hybrid - Equity Savings AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,688 31 Aug 21 ₹13,425 31 Aug 22 ₹14,381 31 Aug 23 ₹15,822 31 Aug 24 ₹18,869 Returns for Principal Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Sep 24 Duration Returns 1 Month 3% 3 Month 5.2% 6 Month 12.1% 1 Year 18.8% 3 Year 11.8% 5 Year 13.7% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.3% 2022 4.1% 2021 18.2% 2020 14.6% 2019 5.1% 2018 1.6% 2017 15% 2016 5.5% 2015 3.6% 2014 12.8% Fund Manager information for Principal Equity Savings Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 2.58 Yr. Sudhir Kedia 29 Oct 19 4.76 Yr. Rohit Seksaria 1 Jan 22 2.58 Yr. Data below for Principal Equity Savings Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 46.43% Equity 41.76% Debt 11.82% Equity Sector Allocation
Sector Value Financial Services 26.37% Consumer Cyclical 12.13% Technology 8.17% Energy 7.64% Industrials 7.1% Communication Services 6.1% Health Care 5.42% Basic Materials 4.07% Consumer Defensive 3.16% Utility 0.42% Real Estate 0.36% Debt Sector Allocation
Sector Value Cash Equivalent 46.43% Government 9% Corporate 2.82% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFCBANK8% ₹69 Cr 424,213 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE6% ₹54 Cr 180,250 Hdfc Bank Limited August 2024
Derivatives | -6% -₹49 Cr 299,750
↑ 299,750 Future on Reliance Industries Ltd
Derivatives | -5% -₹44 Cr 144,250 Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY4% ₹38 Cr 205,100 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL4% ₹36 Cr 239,850 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | INDUSINDBK4% ₹33 Cr 232,000 Infosys Limited August 2024
Derivatives | -4% -₹31 Cr 166,800
↑ 166,800 Future on IndusInd Bank Ltd
Derivatives | -3% -₹28 Cr 198,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | TATAMOTORS3% ₹25 Cr 213,950 4. HDFC Equity Savings Fund
CAGR/Annualized
return of 9.8% since its launch. Ranked 12 in Equity Savings
category. Return for 2023 was 13.8% , 2022 was 6% and 2021 was 16.8% . HDFC Equity Savings Fund
Growth Launch Date 17 Sep 04 NAV (13 Sep 24) ₹64.28 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹4,873 on 31 Jul 24 Category Hybrid - Equity Savings AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2 Sharpe Ratio 2.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,289 31 Aug 21 ₹12,983 31 Aug 22 ₹13,692 31 Aug 23 ₹14,940 31 Aug 24 ₹17,694 Returns for HDFC Equity Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Sep 24 Duration Returns 1 Month 1.8% 3 Month 4.1% 6 Month 8.6% 1 Year 17.2% 3 Year 10.8% 5 Year 12% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.8% 2022 6% 2021 16.8% 2020 8.8% 2019 5.8% 2018 0.9% 2017 16.5% 2016 14.1% 2015 2% 2014 15.7% Fund Manager information for HDFC Equity Savings Fund
Name Since Tenure Anil Bamboli 17 Sep 04 19.88 Yr. Arun Agarwal 17 Sep 04 19.88 Yr. Srinivasan Ramamurthy 14 Dec 21 2.63 Yr. Nirman Morakhia 15 Feb 23 1.46 Yr. Dhruv Muchhal 22 Jun 23 1.11 Yr. Data below for HDFC Equity Savings Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 42.07% Equity 33.04% Debt 24.89% Equity Sector Allocation
Sector Value Financial Services 21.03% Consumer Cyclical 11.07% Industrials 9.09% Consumer Defensive 6.04% Basic Materials 4.43% Health Care 4.39% Technology 3.1% Energy 3% Utility 2.94% Communication Services 1.79% Debt Sector Allocation
Sector Value Cash Equivalent 42.07% Government 11.91% Corporate 11.37% Securitized 1.61% Credit Quality
Rating Value AA 19.43% AAA 80.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK8% ₹403 Cr 2,493,450 Future on HDFC Bank Ltd
Derivatives | -6% -₹276 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK4% ₹202 Cr 1,666,400
↑ 301,000 United Spirits Ltd (Consumer Defensive)
Equity, Since 30 Nov 16 | UNITDSPR4% ₹192 Cr 1,355,400
↑ 1,400 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MARUTI3% ₹163 Cr 124,300
↑ 10,900 Future on United Spirits Ltd
Derivatives | -3% -₹160 Cr Future on Titan Co Ltd
Derivatives | -3% -₹139 Cr Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN3% ₹138 Cr 399,175
↑ 2,275 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹133 Cr 13,100,000 Future on Maruti Suzuki India Ltd
Derivatives | -3% -₹130 Cr
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