आदित्य बिर्ला सन लाइफ म्युच्युअल फंड 2022 चे शीर्ष 4 सर्वोत्तम कर्ज निधी

Table of Contents

ABSL डेट फंडात गुंतवणूक का करावी?
सर्वोत्कृष्ट आदित्य बिर्ला सन लाइफ डेट म्युच्युअल फंड
एबीएसएल म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?
Top 4 Funds

आदित्य बिर्ला सन लाइफ म्युच्युअल फंड 2022 द्वारे 4 सर्वोत्तम कर्ज निधी

Updated on March 31, 2025 , 20060 views

ज्या गुंतवणूकदारांना त्यांचे पैसे वाचवायचे आहेत, त्यांच्याकडून डेट फंडबिर्ला सन लाइफ म्युच्युअल फंड तुमच्यासाठी सर्वोत्तम आहे. हे निधी देखील उच्च प्रदान करताततरलता कर-कार्यक्षम परताव्यासह. डेट फंड हे कर्ज गुंतवणुकीच्या मिश्रणात गुंतवणूक करतात जसे की सरकारी सिक्युरिटीज (G-Secs), ट्रेझरी बिले,पैसा बाजार इन्स्ट्रुमेंट्स इ. हे फंड वेगवेगळ्या मॅच्युरिटीच्या डेट सिक्युरिटीजमध्ये गुंतवणूक करतात आणि प्रत्येक सिक्युरिटीची निश्चित मॅच्युरिटी तारीख आणि व्याजदर असतो. अशा प्रकारे, कर्ज निधीच्या तुलनेत कमी जोखीम गुंतवणूकइक्विटी फंड.

बिर्ला सन लाइफम्युच्युअल फंड सारख्या साधनांमध्ये साधारणपणे गुंतवणूक करतेबंध प्रतिष्ठित भारतीय कंपन्या आणि भारत सरकारने जारी केलेले सिक्युरिटीज, जे तुलनेने सुरक्षित मानले जातात.

अशा प्रकारे ज्या गुंतवणूकदारांना नियमित कमाई करायची आहेउत्पन्न या सूचीबद्ध टॉप 4 मध्ये आदर्शपणे गुंतवणूक करू शकतासर्वोत्तम कर्ज निधी बिर्ला सन लाइफ म्युच्युअल फंड द्वारे. हे फंड एयूएम सारखे काही मापदंड हाती घेऊन शॉर्टलिस्ट केले गेले आहेत,नाही, मागील परतावा, पोर्टफोलिओची क्रेडिट गुणवत्ता, सरासरी परिपक्वता इ.

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ABSL डेट फंडात गुंतवणूक का करावी?

गुंतवणूकदार जे अल्पकालीन साध्य करण्याची योजना आखत आहेतआर्थिक उद्दिष्टे, तर डेट फंड हा एक चांगला पर्याय असू शकतो. शिफारस केलीकर्ज निधी या योजनेची साधने अल्पकालीन, अति-अल्पकालीन कर्ज निधी किंवालिक्विड फंड. अल्प मुदतीच्या गुंतवणुकीत, तुम्हाला सुरक्षितता आणि तरलता सुनिश्चित करणे आवश्यक आहे जे डेट फंडांद्वारे चांगल्या प्रकारे ऑफर केले जाते.
डेट फंड मोठ्या प्रमाणात सरकारी सिक्युरिटीज, कॉर्पोरेट डेट आणि इतर सिक्युरिटीज जसे की ट्रेझरी बिले इत्यादींमध्ये गुंतवणूक करतात, त्यामुळे त्यांचा इक्विटीवर परिणाम होत नाही.बाजार अस्थिरता
गुंतवणूकदारांना पेक्षा चांगला परतावा मिळू शकतोबँक बचत खाते मध्येलिक्विड फंड. तुम्हाला अल्पावधीत चांगला परतावा मिळवायचा असेल तर हे फंड अत्यंत शिफारसीय आहेत.
नियमित उत्पन्न मिळविण्यासाठी डेट फंड ही एक आदर्श गुंतवणूक मानली जाते. उदाहरणार्थ, लाभांश पेआउट निवडणे हा नियमित उत्पन्नाचा पर्याय असू शकतो.

सर्वोत्कृष्ट आदित्य बिर्ला सन लाइफ डेट म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Corporate Bond Fund Growth	₹111.146 ↑ 0.06	₹25,293	2.8	4.4	9.2	7.2	8.5	7.48%	3Y 9M 14D	5Y 8M 19D
Aditya Birla Sun Life Savings Fund Growth	₹538.554 ↑ 0.35	₹14,988	2	4	7.8	6.9	7.9	7.84%	5M 19D	7M 20D
Aditya Birla Sun Life Money Manager Fund Growth	₹363.88 ↑ 0.27	₹26,752	2.1	4	7.8	7.1	7.8	7.6%	6M 22D	6M 22D
Aditya Birla Sun Life Medium Term Plan Growth	₹39.0089 ↑ 0.01	₹2,144	4.8	8	13.6	13.9	10.5	7.72%	3Y 9M 18D	5Y 1M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Apr 25

1. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (03 Apr 25)	₹111.146 ↑ 0.06 (0.06 %)
Net Assets (Cr)	₹25,293 on 28 Feb 25
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.5
Sharpe Ratio	1.37
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.48%
Effective Maturity	5 Years 8 Months 19 Days
Modified Duration	3 Years 9 Months 14 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,978
31 Mar 22	₹11,525
31 Mar 23	₹12,062
31 Mar 24	₹13,003
31 Mar 25	₹14,137

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1.7%
3 Month	2.8%
6 Month	4.4%
1 Year	9.2%
3 Year	7.2%
5 Year	7.3%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	7.3%
2022	4.1%
2021	4%
2020	11.9%
2019	9.6%
2018	7%
2017	6.5%
2016	10.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	3.89 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.8%
Debt	95.93%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	60.28%
Government	35.65%
Cash Equivalent	3.8%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	8%	₹2,033 Cr	198,661,700
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹1,751 Cr	170,500,000 ↓ -33,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	5%	₹1,267 Cr	123,324,100 ↓ -30,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹744 Cr	74,550 ↓ -2,500
Small Industries Development Bank Of India Debentures \| -	2%	₹599 Cr	6,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹555 Cr	55,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	2%	₹502 Cr	49,779,000 ↓ -2,500,000
Bajaj Finance Limited Debentures \| -	2%	₹452 Cr	45,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹411 Cr	41,000 ↓ -2,500
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	2%	₹408 Cr	40,500,000 ↑ 25,500,000

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (03 Apr 25)	₹538.554 ↑ 0.35 (0.06 %)
Net Assets (Cr)	₹14,988 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	3.52
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.84%
Effective Maturity	7 Months 20 Days
Modified Duration	5 Months 19 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,634
31 Mar 22	₹11,077
31 Mar 23	₹11,676
31 Mar 24	₹12,543
31 Mar 25	₹13,517

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1%
3 Month	2%
6 Month	4%
1 Year	7.8%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.7 Yr.
Kaustubh Gupta	15 Jul 11	13.64 Yr.
Monika Gandhi	22 Mar 21	3.95 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	40.5%
Debt	59.18%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	69.04%
Cash Equivalent	24.5%
Government	6.14%

Credit Quality

Rating	Value
AA	33.14%
AAA	66.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shriram Finance Company Limited Debentures \| -	4%	₹603 Cr	60,000
Nirma Limited Debentures \| -	3%	₹485 Cr	48,500
364 DTB Sovereign Bonds \| -	3%	₹471 Cr	47,500,000
National Housing Bank Debentures \| -	3%	₹400 Cr	40,000
182 DTB 29082025 Sovereign Bonds \| -	2%	₹340 Cr	35,000,000
Mankind Pharma Ltd Debentures \| -	2%	₹305 Cr	30,500
Avanse Financial Services Ltd 9.40% Debentures \| -	2%	₹299 Cr	30,000
Axis Bank Ltd. Debentures \| -	2%	₹279 Cr	6,000 ↑ 6,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹270 Cr	27,000
Bajaj Housing Finance Ltd. 8% Debentures \| -	2%	₹250 Cr	25,000 ↓ -5,000

3. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 7 in Money Market category. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (03 Apr 25)	₹363.88 ↑ 0.27 (0.07 %)
Net Assets (Cr)	₹26,752 on 28 Feb 25
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	3.48
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.6%
Effective Maturity	6 Months 22 Days
Modified Duration	6 Months 22 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,587
31 Mar 22	₹11,008
31 Mar 23	₹11,630
31 Mar 24	₹12,519
31 Mar 25	₹13,489

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1%
3 Month	2.1%
6 Month	4%
1 Year	7.8%
3 Year	7.1%
5 Year	6.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	13.64 Yr.
Anuj Jain	22 Mar 21	3.94 Yr.
Mohit Sharma	1 Apr 17	7.92 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	87.23%
Debt	12.53%
Other	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	44.21%
Corporate	42.1%
Government	13.44%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 29082025 Sovereign Bonds \| -	4%	₹1,117 Cr	115,000,000
91 Days Tbill Sovereign Bonds \| -	2%	₹496 Cr	50,000,000
91 DTB 10042025 Sovereign Bonds \| -	1%	₹388 Cr	39,000,000 ↓ -25,000,000
India (Republic of) - \| -	1%	₹291 Cr	30,000,000 ↑ 30,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹256 Cr	5,500 ↑ 5,500
7.59% Govt Stock 2026 Sovereign Bonds \| -	1%	₹232 Cr	23,000,000
Indian Bank Domestic Bonds \| -	1%	₹186 Cr	4,000 ↑ 4,000
HDFC Bank Ltd. Debentures \| -	1%	₹186 Cr	4,000 ↑ 4,000
08.16 KA Sdl 2025 Sovereign Bonds \| -	1%	₹182 Cr	18,000,000
08.14 KA Sdl 2025 Sovereign Bonds \| -	0%	₹131 Cr	13,000,000

4. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 6 in Medium term Bond category. Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (03 Apr 25)	₹39.0089 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹2,144 on 28 Feb 25
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	2.22
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.72%
Effective Maturity	5 Years 1 Month 20 Days
Modified Duration	3 Years 9 Months 18 Days
Sub Cat.	Medium term Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,987
31 Mar 22	₹12,025
31 Mar 23	₹14,567
31 Mar 24	₹15,635
31 Mar 25	₹17,673

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹218,539.
Net Profit of ₹38,539 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1.6%
3 Month	4.8%
6 Month	8%
1 Year	13.6%
3 Year	13.9%
5 Year	12.2%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	6.9%
2022	24.8%
2021	7.1%
2020	8.1%
2019	-4.4%
2018	5.6%
2017	7%
2016	10.9%
2015	9.5%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	10.59 Yr.
Mohit Sharma	6 Aug 20	4.65 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.74%
Equity	4.08%
Debt	91.93%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	51.47%
Government	39.97%
Cash Equivalent	3.74%
Securitized	0.5%

Credit Quality

Rating	Value
A	3.53%
AA	30.9%
AAA	63.02%
BBB	2.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	22%	₹483 Cr	47,000,000 ↓ -1,500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹100 Cr	10,000 ↑ 10,000
Nuvama Wealth Finance Ltd Debentures \| -	4%	₹95 Cr	9,500 ↑ 1,500
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹94 Cr	9,196,700 ↑ 500,000
360 One Prime Ltd. 9.4% Debentures \| -	3%	₹65 Cr	6,500 ↑ 6,500
Narayana Hrudayalaya Limited Debentures \| -	3%	₹60 Cr	6,000
Vedanta Limited Debentures \| -	3%	₹60 Cr	6,000
7.23% Government Of India (15/04/2039) Sovereign Bonds \| -	2%	₹52 Cr	5,000,000
LIC Housing Finance Limited Debentures \| -	2%	₹50 Cr	5,000
Creditaccess Grameen Limited Debentures \| -	2%	₹50 Cr	500,000

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