2022 मध्ये गुंतवणूक करण्यासाठी 5 सर्वोत्तम लाभांश उत्पन्न म्युच्युअल फंड | fincash.com

Table of Contents

डिव्हिडंड यील्ड फंड म्हणजे काय?
FY 22 - 23 मध्ये गुंतवणूक करण्यासाठी टॉप 5 सर्वोत्तम लाभांश उत्पन्न फंड
तुम्ही डिव्हिडंड यील्ड म्युच्युअल फंडात गुंतवणूक का करावी?
डिव्हिडंड यील्ड म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?
वारंवार विचारले जाणारे प्रश्न
Top 5 Equity - Dividend Yield Funds

2022 मध्ये गुंतवणूक करण्यासाठी 5 सर्वोत्तम लाभांश उत्पन्न फंड

Updated on December 17, 2024 , 28100 views

जेव्हा डिव्हिडंड यील्ड फंडांबद्दल बोलले जाते, तेव्हा अनेक गुंतवणूकदारांना पहिल्या दृष्टीक्षेपात असे वाटते की हे फंड चांगले लाभांश देतात. परंतु, हे निधी यासाठी उभे नाहीत. हे फंड इक्विटीचा एक भाग आहेतम्युच्युअल फंड जे त्यांच्या कॉर्पसचा मोठा भाग लाभांश देणार्‍या समभागांमध्ये गुंतवतात. दुसऱ्या शब्दांत, हे फंड अशा कंपन्यांमध्ये गुंतवणूक करतात ज्या नियमितपणे सरासरीपेक्षा जास्त लाभांश देतात. नुसारसेबी नियमानुसार, लाभांश उत्पन्न फंड योजनांनी त्याच्या मालमत्तेपैकी किमान 65 टक्के गुंतवणूक इक्विटीमध्ये केली पाहिजे, परंतु लाभांश उत्पन्न देणाऱ्या स्टॉकमध्ये.

डिव्हिडंड यील्ड फंड म्हणजे काय?

डिव्हिडंड यिल्ड फंडाचे फंड मॅनेजर स्थिरता असलेल्या कंपन्यांमध्ये गुंतवणूक करतातरोख प्रवाह आणि नियमितपणे आणि स्थिर दराने लाभांश देण्याच्या स्थितीत आहेत. मंदीच्या काळात, अशा कंपन्या सहसा त्याचा लाभांश कमी करत नाहीत.

त्यामुळे, अशा गुंतवणुकीमुळे फंड त्यांच्या वाढीवोन्मुख समवयस्कांच्या तुलनेत कमी अस्थिर बनतात. या फंडांची अस्थिरता, सरासरी, लार्ज-कॅप आणि मल्टी-कॅप फंडांपेक्षा कमी असते.

डिव्हिडंड यील्ड फंड त्याचा कॉर्पस अशा स्टॉक्समध्ये गुंतवतो ज्यात लाभांश उत्पन्न सरासरी लाभांश उत्पन्नापेक्षा जास्त आहे.बाजार. तो निफ्टी ५० किंवा सेन्सेक्स पेक्षा जास्त असू शकतो असे म्हणता येईल. निधीचा उर्वरित भाग; पोर्टफोलिओच्या 35 टक्के रक्कम कोणत्याही स्टॉकमध्ये गुंतविली जाऊ शकते.

त्याच्या कमतरतांवर नजर टाकल्यास, लाभांश उत्पन्न निधीची शक्यता आहेकमी कामगिरी वाढत्या बाजारातील वाढ निधी. तद्वतच, हे फंड पुराणमतवादी गुंतवणूकदारांसाठी योग्य आहेत ज्यांना गुंतवणूक करायची आहेइक्विटी फंड. डिव्हिडंड यील्ड फंड कमी अस्थिर असतात आणि दीर्घकाळासाठी चांगले जोखीम-समायोजित परतावा देतात.

Ready to Invest?
Talk to our investment specialist

FY 22 - 23 मध्ये गुंतवणूक करण्यासाठी टॉप 5 सर्वोत्तम लाभांश उत्पन्न फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
ICICI Prudential Dividend Yield Equity Fund Growth	₹48.85 ↓ -0.73	₹4,783	-6.4	2.7	23.5	24	25.7	38.8
Aditya Birla Sun Life Dividend Yield Fund Growth	₹461.29 ↓ -1.66	₹1,537	-4.3	4.8	23.3	22.1	23.5	40.3
Templeton India Equity Income Fund Growth	₹139.668 ↓ -0.72	₹2,399	-4.2	2.6	24.9	20.2	25.1	33.3
UTI Dividend Yield Fund Growth	₹172.708 ↓ -3.17	₹4,203	-5.1	5.4	29	18.7	22	35.4
Principal Dividend Yield Fund Growth	₹135.305 ↓ -2.20	₹941	-6.5	0.6	19.2	18.1	20	34
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

*निधीची यादी यावर आधारितमालमत्ता >= 100 कोटी & क्रमवारी लावली3 वर्षCAGR परतावा.

तुम्ही डिव्हिडंड यील्ड म्युच्युअल फंडात गुंतवणूक का करावी?

लाभांश उत्पन्न धोरण हे मूल्य साठा ओळखण्याचे साधन आहे. आधी म्हटल्याप्रमाणे, या फंडांचे फंड व्यवस्थापक स्थिर रोख प्रवाह असलेल्या कंपन्यांमध्ये गुंतवणूक करतात. सहसा, या फंडांचा उच्च लाभांश देण्याचा इतिहास असतो आणि मूलभूत गोष्टी देखील असतात. या कंपन्या व्यवसाय आणि आर्थिक चक्रांमध्ये चांगल्या वितरणाचे व्यवस्थापन करतात आणि कमीतकमी अस्थिरता प्रदर्शित करतात, विशेषतः अस्वल बाजारांमध्ये. जे गुंतवणूकदार डिव्हिडंड यील्ड फंडामध्ये गुंतवणूक करण्याची योजना आखत आहेत त्यांनी फंडाचा लाभांश पे-आउट इतिहास पाहावा आणि त्याने सातत्याने लाभांश दिला आहे का ते पहावे.

1. ICICI Prudential Dividend Yield Equity Fund

The investment objective of ICICI Prudential Dividend Yield Equity Fund is to provide medium to long term capital gains and/or dividend distribution by investing in a well diversified portfolio of predominantly equity and equity related instruments, which offer attractive dividend yield

ICICI Prudential Dividend Yield Equity Fund is a Equity - Dividend Yield fund was launched on 16 May 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch. Ranked 38 in Dividend Yield category. Return for 2023 was 38.8% , 2022 was 9.2% and 2021 was 47.1% .

Below is the key information for ICICI Prudential Dividend Yield Equity Fund

ICICI Prudential Dividend Yield Equity Fund Growth
Launch Date	16 May 14
NAV (20 Dec 24)	₹48.85 ↓ -0.73 (-1.47 %)
Net Assets (Cr)	₹4,783 on 30 Nov 24
Category	Equity - Dividend Yield
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.41
Sharpe Ratio	1.76
Information Ratio	1.66
Alpha Ratio	5.63
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,473
30 Nov 21	₹16,207
30 Nov 22	₹18,878
30 Nov 23	₹23,642
30 Nov 24	₹31,582

ICICI Prudential Dividend Yield Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for ICICI Prudential Dividend Yield Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.1%
3 Month	-6.4%
6 Month	2.7%
1 Year	23.5%
3 Year	24%
5 Year	25.7%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.8%
2022	9.2%
2021	47.1%
2020	14.1%
2019	-2.9%
2018	-11.9%
2017	40.7%
2016	9.7%
2015	-5.2%
2014

Fund Manager information for ICICI Prudential Dividend Yield Equity Fund

Name	Since	Tenure
Mittul Kalawadia	29 Jan 18	6.84 Yr.
Sharmila D’mello	31 Jul 22	2.34 Yr.

Data below for ICICI Prudential Dividend Yield Equity Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	29.71%
Consumer Cyclical	10.45%
Energy	9.76%
Utility	8.49%
Consumer Defensive	7.82%
Health Care	6.75%
Industrials	6.6%
Technology	5.58%
Basic Materials	5.41%
Communication Services	3.9%
Real Estate	1.66%

Asset Allocation

Asset Class	Value
Cash	2.18%
Equity	96.14%
Debt	1.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	8%	₹396 Cr	2,279,824
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| ICICIBANK	8%	₹375 Cr	2,905,184
NTPC Ltd (Utilities) Equity, Since 31 Oct 16 \| 532555	7%	₹335 Cr	8,201,022
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 21 \| SUNPHARMA	7%	₹328 Cr	1,774,051
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 22 \| MARUTI	7%	₹317 Cr	286,610 ↑ 15,500
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Dec 21 \| 500312	4%	₹215 Cr	8,094,802 ↑ 240,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	4%	₹188 Cr	1,621,099 ↑ 74,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	4%	₹171 Cr	1,062,548
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 21 \| LT	3%	₹155 Cr	428,013 ↑ 50,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Jul 23 \| 500825	2%	₹119 Cr	207,000

2. Aditya Birla Sun Life Dividend Yield Fund

(Erstwhile Aditya Birla Sun Life Dividend Yield Plus)

An Open-ended growth scheme with the objective to provide capital growth and income by investing primarily in a well-diversified portfolio of dividend paying companies that have a relatively high dividend yield.

Aditya Birla Sun Life Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 26 Feb 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.2% since its launch. Ranked 73 in Dividend Yield category. Return for 2023 was 40.3% , 2022 was 5.2% and 2021 was 36.2% .

Below is the key information for Aditya Birla Sun Life Dividend Yield Fund

Aditya Birla Sun Life Dividend Yield Fund Growth
Launch Date	26 Feb 03
NAV (19 Dec 24)	₹461.29 ↓ -1.66 (-0.36 %)
Net Assets (Cr)	₹1,537 on 30 Nov 24
Category	Equity - Dividend Yield
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.31
Sharpe Ratio	1.39
Information Ratio	1.12
Alpha Ratio	1.22
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,090
30 Nov 21	₹15,397
30 Nov 22	₹17,192
30 Nov 23	₹22,057
30 Nov 24	₹28,761

Aditya Birla Sun Life Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Aditya Birla Sun Life Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.4%
3 Month	-4.3%
6 Month	4.8%
1 Year	23.3%
3 Year	22.1%
5 Year	23.5%
10 Year
15 Year
Since launch	19.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	40.3%
2022	5.2%
2021	36.2%
2020	16.1%
2019	3.5%
2018	-14.6%
2017	33.2%
2016	2.6%
2015	-5.5%
2014	55.8%

Fund Manager information for Aditya Birla Sun Life Dividend Yield Fund

Name	Since	Tenure
Dhaval Gala	1 Apr 22	2.67 Yr.
Dhaval Joshi	21 Nov 22	2.03 Yr.

Data below for Aditya Birla Sun Life Dividend Yield Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Technology	19.36%
Financial Services	18.53%
Utility	11.77%
Consumer Defensive	9.85%
Consumer Cyclical	9.4%
Industrials	8.42%
Energy	7.88%
Basic Materials	7.25%
Health Care	2.2%
Real Estate	1.63%
Communication Services	0.71%

Asset Allocation

Asset Class	Value
Cash	3.02%
Equity	96.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Jun 11 \| INFY	5%	₹84 Cr	478,545
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	5%	₹79 Cr	1,932,249
ITC Ltd (Consumer Defensive) Equity, Since 28 Feb 18 \| ITC	3%	₹51 Cr	1,052,102
Tech Mahindra Ltd (Technology) Equity, Since 31 Oct 18 \| 532755	3%	₹45 Cr	281,469
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	3%	₹45 Cr	999,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 14 \| MCX	3%	₹45 Cr	68,328 ↓ -7,177
CMS Info Systems Ltd (Industrials) Equity, Since 30 Jun 23 \| 543441	3%	₹41 Cr	757,267 ↓ -67,916
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 19 \| TCS	3%	₹39 Cr	99,280
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| HDFCBANK	3%	₹39 Cr	224,893
NMDC Ltd (Basic Materials) Equity, Since 30 Apr 18 \| 526371	2%	₹38 Cr	1,711,137

3. Templeton India Equity Income Fund

An Open-end diversified equity fund that seek to provide a combination of regular income and long term capital appreciation by investing primarily in stocks that have a current on potentially attractive dividend yield.

Templeton India Equity Income Fund is a Equity - Dividend Yield fund was launched on 18 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Ranked 46 in Dividend Yield category. Return for 2023 was 33.3% , 2022 was 5.3% and 2021 was 43.1% .

Below is the key information for Templeton India Equity Income Fund

Templeton India Equity Income Fund Growth
Launch Date	18 May 06
NAV (19 Dec 24)	₹139.668 ↓ -0.72 (-0.51 %)
Net Assets (Cr)	₹2,399 on 30 Nov 24
Category	Equity - Dividend Yield
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.16
Sharpe Ratio	1.63
Information Ratio	0.5
Alpha Ratio	5.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,294
30 Nov 21	₹17,353
30 Nov 22	₹19,138
30 Nov 23	₹22,660
30 Nov 24	₹30,497

Templeton India Equity Income Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Templeton India Equity Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	2.1%
3 Month	-4.2%
6 Month	2.6%
1 Year	24.9%
3 Year	20.2%
5 Year	25.1%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33.3%
2022	5.3%
2021	43.1%
2020	22.9%
2019	5.3%
2018	-8.6%
2017	34.1%
2016	9.4%
2015	-1.6%
2014	38.5%

Fund Manager information for Templeton India Equity Income Fund

Name	Since	Tenure
Ajay Argal	1 Dec 23	1 Yr.
Sandeep Manam	18 Oct 21	3.12 Yr.
Rajasa Kakulavarapu	6 Sep 21	3.24 Yr.

Data below for Templeton India Equity Income Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Utility	22.45%
Technology	20.86%
Energy	14.14%
Consumer Defensive	10.3%
Financial Services	6.89%
Basic Materials	4.49%
Industrials	3.53%
Consumer Cyclical	3.37%
Communication Services	1.44%
Real Estate	0.56%

Asset Allocation

Asset Class	Value
Cash	5.5%
Equity	88.03%
Debt	6.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 19 \| 532555	6%	₹155 Cr	3,800,000
Infosys Ltd (Technology) Equity, Since 30 Apr 13 \| INFY	5%	₹121 Cr	686,814
NHPC Ltd (Utilities) Equity, Since 31 Mar 20 \| NHPC	5%	₹116 Cr	14,000,000
HCL Technologies Ltd (Technology) Equity, Since 31 Jan 22 \| HCLTECH	5%	₹113 Cr	640,932
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 21 \| ITC	4%	₹100 Cr	2,050,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	4%	₹99 Cr	570,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 28 Feb 07 \| 500312	4%	₹93 Cr	3,500,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 19 \| 532898	4%	₹92 Cr	2,879,000
Embassy Office Parks Reit Unlisted bonds \| -	3%	₹84 Cr	2,124,224
GAIL (India) Ltd (Utilities) Equity, Since 31 Jan 19 \| 532155	3%	₹84 Cr	4,197,000

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch. Ranked 75 in Dividend Yield category. Return for 2023 was 35.4% , 2022 was -5.3% and 2021 was 38.8% .

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (20 Dec 24)	₹172.708 ↓ -3.17 (-1.80 %)
Net Assets (Cr)	₹4,203 on 30 Nov 24
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	1.95
Information Ratio	0.5
Alpha Ratio	8.3
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,026
30 Nov 21	₹15,856
30 Nov 22	₹16,169
30 Nov 23	₹19,610
30 Nov 24	₹27,199

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.7%
3 Month	-5.1%
6 Month	5.4%
1 Year	29%
3 Year	18.7%
5 Year	22%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%
2014	41.2%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.04 Yr.

Data below for UTI Dividend Yield Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	26.35%
Technology	16.24%
Consumer Defensive	9.39%
Consumer Cyclical	9.22%
Health Care	8.88%
Utility	7.33%
Industrials	5.94%
Energy	5.9%
Basic Materials	5.53%
Communication Services	1.16%

Asset Allocation

Asset Class	Value
Cash	4.07%
Equity	95.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹332 Cr	1,850,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹176 Cr	950,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| TECHM	4%	₹167 Cr	975,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹119 Cr	400,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	3%	₹117 Cr	900,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 08 \| TCS	3%	₹115 Cr	270,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	3%	₹114 Cr	2,400,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹106 Cr	600,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	2%	₹101 Cr	1,200,000 ↑ 100,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 05 \| NTPC	2%	₹98 Cr	2,700,000

5. Principal Dividend Yield Fund

The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.

Principal Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 15 Oct 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch. Ranked 37 in Dividend Yield category. Return for 2023 was 34% , 2022 was 1.3% and 2021 was 32.5% .

Below is the key information for Principal Dividend Yield Fund

Principal Dividend Yield Fund Growth
Launch Date	15 Oct 04
NAV (20 Dec 24)	₹135.305 ↓ -2.20 (-1.60 %)
Net Assets (Cr)	₹941 on 30 Nov 24
Category	Equity - Dividend Yield
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.4
Sharpe Ratio	1.46
Information Ratio	0.35
Alpha Ratio	0.57
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,294
30 Nov 21	₹15,420
30 Nov 22	₹16,662
30 Nov 23	₹20,031
30 Nov 24	₹25,472

Principal Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Principal Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.1%
3 Month	-6.5%
6 Month	0.6%
1 Year	19.2%
3 Year	18.1%
5 Year	20%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34%
2022	1.3%
2021	32.5%
2020	20.2%
2019	4.4%
2018	-5.2%
2017	46.6%
2016	7.2%
2015	-3.4%
2014	44.9%

Fund Manager information for Principal Dividend Yield Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	2.92 Yr.
Ashish Aggarwal	1 Jan 22	2.92 Yr.

Data below for Principal Dividend Yield Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	21.34%
Technology	13.17%
Industrials	12.02%
Utility	11.52%
Energy	7.83%
Consumer Defensive	7.83%
Consumer Cyclical	7.5%
Health Care	6.25%
Basic Materials	4.56%
Communication Services	2.16%

Asset Allocation

Asset Class	Value
Cash	5.81%
Equity	94.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 13 \| HDFCBANK	6%	₹56 Cr	325,000 ↑ 20,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	4%	₹38 Cr	215,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹36 Cr	280,000 ↑ 22,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 18 \| 532555	4%	₹34 Cr	840,000 ↓ -85,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 18 \| TCS	3%	₹24 Cr	60,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 12 \| RELIANCE	3%	₹24 Cr	178,000
State Bank of India (Financial Services) Equity, Since 30 Nov 08 \| SBIN	2%	₹23 Cr	280,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 09 \| ITC	2%	₹22 Cr	455,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 22 \| 532898	2%	₹22 Cr	675,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 16 \| LT	2%	₹21 Cr	57,000 ↓ -3,000

डिव्हिडंड यील्ड म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?

Fincash.com वर आजीवन मोफत गुंतवणूक खाते उघडा.

तुमची नोंदणी आणि KYC प्रक्रिया पूर्ण करा

दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!

सुरु करूया

वारंवार विचारले जाणारे प्रश्न

1. लाभांश निधीसाठी SEBI मार्गदर्शक तत्त्वे काय आहेत?

अ: लाभांश निधीमधील सेबीच्या मार्गदर्शक तत्त्वांनुसार, गुंतवणूकदारांना उच्च लाभांश देणार्‍या कंपन्यांमध्येच गुंतवणूक करणे आवश्यक आहे. याव्यतिरिक्त, या योजनेअंतर्गत, 65% मालमत्ता उच्च लाभांश देणार्‍या समभागांमध्ये गुंतवणे आवश्यक आहे.

2. लाभांश निधीमध्ये गुंतवणूक करण्यापूर्वी मला काय माहित असले पाहिजे?

अ: डिव्हिडंड फंड उच्च परतावा देण्यासाठी ओळखले जातात. काही फंड 21% वार्षिक परतावा देतात. तथापि, जेव्हा गुंतवणूकदारांनी मध्यम ते उच्च जोखीम घेण्यास तयार असले पाहिजेगुंतवणूक लाभांश निधी मध्ये.

3. डिव्हिडंड फंडामध्ये गुंतवणूक करण्यासाठी कोण सर्वात योग्य आहे?

अ: वेल्थ मॅनेजर्स सुचवतात की गुंतवणूकदारांनी डिव्हिडंड फंडासाठी 5 वर्षांचा गुंतवणुकीचा कालावधी पाहण्यासाठी तयार असले पाहिजे.

4. मी UTI लाभांश उत्पन्न निधीमध्ये गुंतवणूक का करावी?

अ: UTI डिव्हिडंड यील्ड फंड हा सर्वोत्तम कामगिरी करणाऱ्या लाभांश फंडांपैकी एक आहे. गेल्या पाच वर्षांत त्याने उत्कृष्ट परतावा दिला आहे. यूटीआय डिव्हिडंड यील्ड फंडाने चक्रवाढ वार्षिक वाढ दर किंवा सीएजीआर दर्शविला आहे3.33%. त्यामुळे जर तुम्ही रु.80 गुंतवणार असाल,000 आता, आपण अपेक्षा करू शकताएकूण परतावा 5 वर्षांच्या शेवटी 94,237.15 रु.

5. प्रिन्सिपल डिव्हिडंड यील्ड फंड म्हणजे काय?

अ: यामध्ये कंपन्यांचा वैविध्यपूर्ण पोर्टफोलिओ आहे ज्या गुंतवणूकदारांना उत्कृष्ट लाभांश देण्यासाठी ओळखल्या जातात. विशिष्ट फंडाचा परतावा देण्यासाठी ओळखले जाते९.५६% 7 वर्षांवरआधार. कंपनीकडे गुंतवणुकीचा वैविध्यपूर्ण पोर्टफोलिओ उच्च आणिमिड-कॅप कंपन्या

6. मी लाभांश निधीमध्ये ऑनलाइन गुंतवणूक करू शकतो का?

अ: होय, तुम्ही ऑनलाइन गुंतवणूक करू शकता. तुम्हाला वित्तीय संस्थेच्या खात्यात लॉग-इन करावे लागेलअर्पण सेवा, तुमची एक प्रत अपलोड करापॅन कार्ड, आधार कार्ड, आणिबँक तपशील एकदा तुम्ही नोंदणी प्रक्रिया पूर्ण केल्यानंतर, तुम्ही लाभांश निधीमध्ये ऑनलाइन गुंतवणूक करू शकता.

7. मी लाभांश निधीमध्ये गुंतवणूक का करावी?

अ: ज्यांना निष्क्रिय कमवायचे आहे त्यांच्यासाठी हे आदर्श आहेउत्पन्न. हे तुम्हाला नियमित उत्पन्न मिळविण्यात मदत करेल, जरी ते कमी असले तरीही. अशा प्रकारे, तुमची गुंतवणूक सुरक्षित करण्यासाठी आणि गुंतवणुकीच्या चांगल्या सवयी निर्माण करण्यासाठी तुम्ही लाभांश निधीमध्ये गुंतवणूक करावी.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.