Table of Contents
ईएलएसएस वि कर बचत एफडी
इक्विटी लिंक्ड सेव्हिंग स्कीम (ELSS)
ELSS एकमेव आहेम्युच्युअल फंड 80C कपातीसाठी पात्र. हा एक वैविध्यपूर्ण इक्विटी म्युच्युअल फंड आहे जो रु. पर्यंत कर वजावट देतो. 1.5 लाख वार्षिक अंतर्गतकलम 80C च्याआयकर कायदा (आयटी कायदा 1961).
फेबुरी बजेट 2018 सादर होण्यापूर्वी, त्याचे रिटर्न पूर्णपणे करमुक्त होते. तथापि, आता ते 10% दीर्घकालीन अधीन आहेभांडवल लाभ कर जर तुमचाभांडवली नफा रु. पेक्षा जास्त एक वर्षानंतर 1 लाख. 10% कर कपात केल्यानंतरही, ELSS मध्ये इतर कर-बचत साधनांच्या तुलनेत उत्कृष्ट परतावा देण्याची क्षमता आहे. ELSS गुंतवणुकीचे भत्ते फक्त एवढ्यापुरते मर्यादित नाहीतकर जतन दकंपाउंडिंगची शक्ती तुम्ही 5 वर्षांसाठी (कर बचतीचा कार्यकाळ) गुंतवणूक केल्यास तुमची गुंतवणूक दुप्पट होईल याची खात्री करतेएफडी). त्यात भर म्हणून, किमान लॉक-इन कालावधी फक्त 3 वर्षे आहे.
कर बचत मुदत ठेवी
गुंतवणूक बँकांमधील मुदत ठेवींमधील पैसे व्यक्ती आणि HUF ला कराचा दावा करू देतातवजावट रु. पर्यंत १,५०,000 आर्थिक वर्षात. या ठेवींचा लॉक-इन कालावधी 5 वर्षांचा असतो. तथापि, तुम्ही ही ठेव मुदतीपूर्वी काढू शकत नाही. परंतु तुम्ही तुमच्या FD वर स्पर्धात्मक दरांवर कर्ज मिळवू शकता. या ठेवींवर मिळणारे व्याज, तथापि, व्यक्तीच्या करपात्र किरकोळ दर (कर ब्रॅकेटनुसार) आहे.
टॅक्स सेव्हर FD चे ठळक मुद्दे
च्या प्रमुख ठळक बाबी पाहूकर बचतकर्ता FD -
- फक्त व्यक्ती आणि सदस्यहिंदू अविभक्त कुटुंब (HUF) मध्ये गुंतवणूक करू शकतातकर बचत एफडी योजना
- टॅक्स सेव्हर FD ची किमान गुंतवणूक रक्कम बदलतेबँक बँक करण्यासाठी
- टॅक्स सेव्हिंग एफडीचा लॉक-इन कालावधी पाच वर्षांचा असतो
- तुम्हाला रु. पर्यंत कर कपात मिळू शकते. १,५०,०००
- मुदतीपूर्वी पैसे काढण्याची तरतूद नाही
- तुम्ही या टॅक्स सेव्हर एफडीसाठी कर्जासाठी अर्ज करू शकत नाही
- या करबचत एफडीमध्ये गुंतवणूक कोणत्याही खाजगी किंवा सार्वजनिक क्षेत्रातील बँकेत केली जाऊ शकते (सहकारी आणि ग्रामीण बँका वगळता)
- मध्ये केलेली गुंतवणूकपोस्ट ऑफिस पाच वर्षांपेक्षा जास्त कालावधीसाठी टाइम डिपॉझिट देखील कर बचत एफडी म्हणून पात्र ठरते
- तुम्ही पोस्ट ऑफिस एफडी एका पोस्ट ऑफिसमधून दुसऱ्या पोस्ट ऑफिसमध्ये ट्रान्सफर करू शकता
- या प्रकारच्या FD मधून मिळणारे व्याज करपात्र असते आणि ते स्रोतातून कापले जाईल
- कर बचत ठेव खाते वैयक्तिक तसेच संयुक्तपणे उघडले जाऊ शकते.
- संयुक्त खात्याच्या बाबतीत, संयुक्त खात्याच्या पहिल्या धारकास कर लाभ मिळेल
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ELSS वि FD - तुलना
विविध पॅरामीटर्सवर ईएलएसएस आणि टॅक्स सेव्हिंग एफडीमधील फरकांचे येथे एक द्रुत विहंगावलोकन आहे:
| पॅरामीटर | एफडी | ELSS |
|---|---|---|
| कार्यकाळ | 5 वर्षे लॉक-इन | 3 वर्षे लॉक-इन |
| परतावा | 7.00 - 8.00 % (वार्षिक चक्रवाढ) | कोणताही निश्चित लाभांश / परतावा नाहीबाजार साधारणपणे सुमारे 16 - 17% प्रति वर्ष जोडलेले |
| मि. गुंतवणूक | रु. 1000 | रु. ५०० |
| कमाल गुंतवणूक | कोणतीही उच्च मर्यादा नाही | कोणतीही उच्च मर्यादा नाही |
| 80c अंतर्गत कपातीसाठी पात्र रक्कम | रु. १.५ लाख | रु. १.५ लाख |
| व्याज/परताव्यासाठी कर आकारणी | व्याज करपात्र | रु. पर्यंत लाभ होतो. १ लाख करमुक्त आहेत. रु. वरील नफ्यावर 10% कर लागू होतो. १ लाख |
| सुरक्षितता/रेटिंग | सुरक्षित | थोडा धोकादायक |
| तरलता | तुम्ही 5 वर्षापूर्वी टॅक्स सेव्हिंग एफडी काढू शकत नाही | तुम्ही 3 वर्षानंतर ELSS मधून बाहेर पडू शकता किंवा काढू शकता. |
| ऑनलाइन पर्याय | सर्व बँका ऑनलाइन ऑफर करत नाहीतसुविधा एफडी उघडण्यासाठी | एखादी ELSS ऑनलाइन सुरू करू शकते - एकरकमी किंवाSIP |
शीर्ष ELSS म्युच्युअल फंड FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Motilal Oswal Long Term Equity Fund Growth ₹55.0957
↓ -1.00 ₹4,187 0.2 15 51.2 29.1 24.2 37 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 JM Tax Gain Fund Growth ₹48.5587
↓ -0.91 ₹183 -7.7 1.5 31.4 20.8 21.4 30.9 L&T Tax Advantage Fund Growth ₹135.058
↓ -3.12 ₹4,303 -2.7 6.2 36.8 20.7 19.5 28.4 BOI AXA Tax Advantage Fund Growth ₹169.68
↓ -3.40 ₹1,453 -1.6 -0.9 27.7 20.6 25.1 34.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24
*खाली 100 - 15000 कोटी दरम्यान AUM असलेल्या आणि 3 वर्षांपेक्षा जास्त वय असलेल्या फंडांची यादी आहे. 3 वर्षांच्या कामगिरीवर आधारित. (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on 1. Motilal Oswal Long Term Equity Fund
CAGR/Annualized return of 18.8% since its launch. Return for 2023 was 37% , 2022 was 1.8% and 2021 was 32.1% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (20 Dec 24) ₹55.0957 ↓ -1.00 (-1.78 %) Net Assets (Cr) ₹4,187 on 30 Nov 24 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio 3.36 Information Ratio 1.64 Alpha Ratio 21.74 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,204 30 Nov 21 ₹14,302 30 Nov 22 ₹15,086 30 Nov 23 ₹19,044 30 Nov 24 ₹28,882 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 7.2% 3 Month 0.2% 6 Month 15% 1 Year 51.2% 3 Year 29.1% 5 Year 24.2% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 2014 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 0.98 Yr. Niket Shah 17 Oct 23 1.13 Yr. Santosh Singh 1 Oct 24 0.17 Yr. Rakesh Shetty 22 Nov 22 2.03 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Industrials 31.68% Consumer Cyclical 24.69% Financial Services 17.08% Technology 9.32% Real Estate 7.04% Health Care 4.9% Basic Materials 3.86% Asset Allocation
Asset Class Value Cash 1.19% Equity 98.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | TRENT7% ₹289 Cr 425,260 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433207% ₹278 Cr 9,923,692
↓ -779,098 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | KALYANKJIL5% ₹227 Cr 3,134,622
↓ -162,310 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹178 Cr 297,751 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹174 Cr 1,055,205 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹162 Cr 408,886 Premier Energies Ltd (Technology)
Equity, Since 30 Sep 24 | PREMIERENE4% ₹155 Cr 1,267,798 Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | INOXWIND4% ₹152 Cr 7,946,960 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹152 Cr 24,068,813 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹150 Cr 148,305 2. IDBI Equity Advantage Fund
CAGR/Annualized return of 16% since its launch. Ranked 21 in ELSS category. . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,309 30 Nov 21 ₹13,283 30 Nov 22 ₹14,560 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. JM Tax Gain Fund
CAGR/Annualized return of 9.9% since its launch. Ranked 18 in ELSS category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (20 Dec 24) ₹48.5587 ↓ -0.91 (-1.84 %) Net Assets (Cr) ₹183 on 30 Nov 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 1.85 Information Ratio 0.61 Alpha Ratio 8.41 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,228 30 Nov 21 ₹15,527 30 Nov 22 ₹16,296 30 Nov 23 ₹19,731 30 Nov 24 ₹27,051 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 2.3% 3 Month -7.7% 6 Month 1.5% 1 Year 31.4% 3 Year 20.8% 5 Year 21.4% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.17 Yr. Asit Bhandarkar 31 Dec 21 2.92 Yr. Chaitanya Choksi 18 Jul 14 10.38 Yr. Ruchi Fozdar 4 Oct 24 0.16 Yr. Data below for JM Tax Gain Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 18.62% Industrials 17.38% Consumer Cyclical 14.41% Technology 13.68% Basic Materials 12.99% Health Care 7.1% Consumer Defensive 6.85% Communication Services 3.08% Utility 1.59% Real Estate 1% Asset Allocation
Asset Class Value Cash 0.56% Equity 99.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 55,131
↓ -3,000 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹9 Cr 49,465 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹7 Cr 55,975
↑ 5,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹6 Cr 16,750 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹5 Cr 62,900 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹5 Cr 30,700
↑ 7,500 Newgen Software Technologies Ltd (Technology)
Equity, Since 30 Nov 23 | NEWGEN2% ₹4 Cr 31,750 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 5329772% ₹4 Cr 4,050
↑ 1,850 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | SBILIFE2% ₹4 Cr 23,000
↑ 3,500 Hindalco Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | HINDALCO2% ₹4 Cr 54,000 4. L&T Tax Advantage Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (20 Dec 24) ₹135.058 ↓ -3.12 (-2.26 %) Net Assets (Cr) ₹4,303 on 30 Nov 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 2.44 Information Ratio 0.58 Alpha Ratio 12.63 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,772 30 Nov 21 ₹14,216 30 Nov 22 ₹14,865 30 Nov 23 ₹17,393 30 Nov 24 ₹24,422 Returns for L&T Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 4.6% 3 Month -2.7% 6 Month 6.2% 1 Year 36.8% 3 Year 20.7% 5 Year 19.5% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 2.02 Yr. Sonal Gupta 21 Jul 21 3.37 Yr. Abhishek Gupta 1 Mar 24 0.75 Yr. Data below for L&T Tax Advantage Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 23.58% Industrials 20.73% Consumer Cyclical 16.37% Technology 10.35% Basic Materials 6.47% Health Care 5.63% Energy 4.08% Utility 3.72% Consumer Defensive 3.56% Real Estate 2.63% Communication Services 1.77% Asset Allocation
Asset Class Value Cash 1.1% Equity 98.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK5% ₹202 Cr 1,162,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK4% ₹149 Cr 1,155,500 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹136 Cr 774,900
↑ 71,800 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹127 Cr 951,812 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT3% ₹109 Cr 301,450 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 5002512% ₹92 Cr 128,900
↓ -29,200 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹86 Cr 160,000
↓ -24,700 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN2% ₹81 Cr 258,300 State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN2% ₹81 Cr 984,432 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹76 Cr 3,150,000
↓ -343,588 5. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 19.6% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (20 Dec 24) ₹169.68 ↓ -3.40 (-1.96 %) Net Assets (Cr) ₹1,453 on 30 Nov 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 1.91 Information Ratio 0.46 Alpha Ratio 7.81 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,546 30 Nov 21 ₹18,192 30 Nov 22 ₹19,034 30 Nov 23 ₹23,238 30 Nov 24 ₹31,012 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 4.3% 3 Month -1.6% 6 Month -0.9% 1 Year 27.7% 3 Year 20.6% 5 Year 25.1% 10 Year 15 Year Since launch 19.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.6 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 26.27% Industrials 16.29% Basic Materials 15.38% Technology 10.7% Consumer Cyclical 5.46% Utility 4.64% Energy 3.81% Consumer Defensive 3.78% Health Care 3.53% Real Estate 1.52% Communication Services 0.99% Asset Allocation
Asset Class Value Cash 7.63% Equity 92.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹76 Cr 440,000
↑ 20,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹62 Cr 752,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹56 Cr 1,211,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹40 Cr 130,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹39 Cr 955,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433492% ₹34 Cr 172,000 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | GICRE2% ₹31 Cr 850,696 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE2% ₹30 Cr 228,000 Siemens Ltd (Industrials)
Equity, Since 30 Jun 22 | 5005502% ₹29 Cr 41,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL2% ₹28 Cr 67,000
तुम्ही ELSS किंवा टॅक्स सेव्हिंग FD मध्ये गुंतवणूक करावी का?
नवीन गुंतवणूक उपक्रमात येण्यापूर्वी लोक अनेक गोष्टींचा विचार करतात. वय, गुंतवणुकीचे क्षितिज आणिजोखीम भूक काही महत्त्वाचे घटक आहेत. ज्या लोकांना संपत्ती वाढीचे आणि कर लाभाचे दुहेरी लाभ हवे आहेत ते ELSS ला प्राधान्य देतात. उदाहरणार्थ, दीर्घ गुंतवणुकीचे क्षितिज आणि उच्च जोखीम असलेल्या नवीन गुंतवणूकदारांना ELSS हा एक योग्य पर्याय वाटतो. जवळचे लोकसेवानिवृत्ती टॅक्स सेव्हिंग एफडीमध्ये गुंतवणूक करू शकता कारण त्यांच्याकडे कमी जोखीम आणि दीर्घकालीन (किमान 5 वर्षे किंवा त्याहून अधिक) परताव्याची हमी असते.
ईएलएसएसमध्ये ऑनलाइन गुंतवणूक कशी करावी?
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येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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