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कमी जोखीम गुंतवणूकदारांसाठी सर्वोत्तम कमी जोखीम म्युच्युअल फंड
कमी जोखीम असलेल्या म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?
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कमी जोखमीच्या गुंतवणूकदारांसाठी शीर्ष 4 म्युच्युअल फंड

Updated on December 20, 2024 , 3091 views

आपण जवळ येत असल्याससेवानिवृत्ती किंवा एक नवशिक्या आहेतम्युच्युअल फंड किंवा तुम्ही अशा गुंतवणुकीच्या शोधात असाल ज्यामुळे तुमचे जास्त नुकसान होणार नाही आणि त्याच वेळी तुमच्या निधीचे संरक्षण होणार नाही, तर आमच्याकडे काही पर्याय आहेत ज्यांचा तुम्हाला विचार करणे आवश्यक आहे. तद्वतच, कमी जोखीम असलेले गुंतवणूकदार असे आहेत ज्यांना त्यांचे पैसे गुंतवायचे आहेत, परंतु त्यांची गुंतवणूक जोखीम घेऊ इच्छित नाही. दुसऱ्या शब्दांत, त्यांना म्युच्युअल फंडात सुरक्षित गुंतवणूक करायची आहे.

कर्ज निधी, म्युच्युअल फंडाचा एक प्रकार, पुराणमतवादी गुंतवणूकदारांसाठी काही सर्वोत्तम कमी-जोखीम गुंतवणूक आहेत. जसे डेट फंड सरकारमध्ये गुंतवणूक करतातबंध, पैसेबाजार सिक्युरिटीज इ., त्यांच्या तुलनेत कमी धोका असतोइक्विटी. तसेच, या फंडांमध्ये कमी-जोखीम असल्याने, या फंडांचा मॅच्युरिटी कालावधी लहान असतो, काही दिवसांपासून ते एका वर्षात बदलतो. परंतु, हे फंड या अल्पकालीन परताव्यासाठी ओळखले जातात. जोखीम-प्रतिरोधक गुंतवणूकदार या फंडांमध्ये अल्प कालावधीसाठी गुंतवणूक करू शकतात आणि इष्टतम परतावा मिळवू शकतात.

कमी जोखीम गुंतवणूकदारांसाठी सर्वोत्तम कमी जोखीम म्युच्युअल फंड

रात्रभर निधी

ही एक कर्ज योजना आहे जी एका दिवसात परिपक्व होणाऱ्या बाँडमध्ये गुंतवणूक करेल. दुसऱ्या शब्दांत, गुंतवणूक एका दिवसाच्या मॅच्युरिटीसह रातोरात सिक्युरिटीजमध्ये केली जाते. जोखीम आणि परताव्याची चिंता न करता पैसे पार्क करू इच्छिणाऱ्या गुंतवणूकदारांसाठी हा एक सुरक्षित पर्याय आहे. काही रात्रभर योजना, मार्गाने क्रेडिट जोखीम मुक्त परतावा व्युत्पन्न करण्यासाठीउत्पन्न किंवा वाढ, केंद्र सरकारच्या रोखे, ट्रेझरी बिलांमध्ये गुंतवणूक,कॉल करा पैसे आणि रिपो. ज्या गुंतवणूकदारांना त्यांची अतिरिक्त रक्कम एका रात्रीसाठी गुंतवायची आहे त्यांच्यासाठी हा एक उत्तम पर्याय आहे. तथापि, ज्यांना त्यांचा निधी रातोरात रिडीम करायचा नाही, तो तो योजनेत राहू देऊ शकतो.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Overnight Fund Growth	₹3,397.79 ↑ 0.61	₹6,025	1.6	3.2	6.7	5.9	6.6	6.67%	2D	2D
SBI Overnight Fund Growth	₹4,030.82 ↑ 0.72	₹20,802	1.6	3.2	6.6	5.9	6.6	6.66%	1D	1D
HDFC Overnight Fund Growth	₹3,688.21 ↑ 0.67	₹12,133	1.6	3.2	6.6	5.9	6.5	6.31%	3D	4D
L&T Cash Fund Growth	₹1,627.38 ↑ 0.18	₹1,105	1.4	2.6	4.3	3.5		0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

लिक्विड फंड

लिक्विड फंड कमी परिपक्वता कालावधी असलेल्या सिक्युरिटीजमध्ये गुंतवणूक करा, सामान्यतः 91 दिवसांपेक्षा कमी. हे फंड प्रामुख्याने ट्रेझरी बिले, कमर्शियल पेपर्स, मुदत ठेव इत्यादींमध्ये गुंतवणूक करतात. लिक्विड फंड सहज प्रदान करताततरलता आणि इतर प्रकारच्या कर्ज साधनांपेक्षा कमीत कमी अस्थिर असतात. तसेच, पारंपारिक पेक्षा द्रव हा एक चांगला पर्याय आहेबँक बचत खाते. बँक खात्याच्या तुलनेत, लिक्विड फंड वार्षिक व्याजाच्या 7-8% देतात. साधारणपणे, कोणाच्याही बचत खात्यात निष्क्रिय रोकड असेल असा विचार केला असेलगुंतवणूक त्यातून अधिक पैसे कमवायचे कुठेतरी. ज्या गुंतवणूकदारांना जोखीममुक्त गुंतवणूक हवी आहे ते आदर्शपणे या फंडांमध्ये गुंतवणूक करण्यास प्राधान्य देऊ शकतात.

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
BOI AXA Liquid Fund Growth	₹2,899.44 ↑ 0.56	₹1,657	0.6	1.7	3.6	7.4	7	7.05%	1M 24D	1M 24D
Indiabulls Liquid Fund Growth	₹2,434.84 ↑ 0.93	₹147	0.6	1.7	3.5	7.4	6.8	7.1%	23D	23D
DSP BlackRock Liquidity Fund Growth	₹3,595.44 ↑ 0.69	₹22,864	0.6	1.7	3.5	7.4	7	7.07%	1M 2D	1M 6D
Invesco India Liquid Fund Growth	₹3,461.39 ↑ 0.66	₹14,858	0.5	1.7	3.5	7.4	7	7.07%	1M 21D	1M 21D
Mahindra Liquid Fund Growth	₹1,639.07 ↑ 0.31	₹1,366	0.6	1.7	3.5	7.4	7.1	0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Dec 24

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अल्ट्रा शॉर्ट टर्म फंड

अल्प कालावधीचे फंड गुंतवणूक करतातनिश्चित उत्पन्न तीन ते सहा महिन्यांदरम्यान मॅकॉले कालावधी असलेली उपकरणे. अल्ट्रा शॉर्ट टर्म फंड गुंतवणूकदारांना व्याजदरातील जोखीम टाळण्यास मदत करतात आणि लिक्विड डेट फंडांच्या तुलनेत चांगले परतावा देखील देतात. हे फंड अल्प-मुदतीची गुंतवणूक आहेत जी गुंतवणूकदारांसाठी अत्यंत योग्य आहेत जे चांगले परतावा मिळविण्यासाठी गुंतवणुकीची जोखीम किरकोळ वाढविण्यास इच्छुक आहेत. सामान्यतः, दीर्घ मुदतीच्या साधनांसाठी कर्ज साधनावरील उत्पन्न जास्त असते. अशाप्रकारे, अल्ट्रा शॉर्ट म्युच्युअल फंडातील सिक्युरिटीज सहसा लिक्विड फंडांच्या तुलनेत जास्त उत्पन्न मिळवतात (जरी तुलनेने जास्त धोका असला तरीही). परिणामी, अल्ट्राअल्पकालीन निधी तुलनात्मक कालावधीत लिक्विड फंडांपेक्षा किरकोळ चांगला परतावा देऊ शकतो.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Aditya Birla Sun Life Savings Fund Growth	₹526.161 ↑ 0.14	₹15,890	2	3.8	7.8	6.6	7.2	7.61%	5M 8D	7M 17D
SBI Magnum Ultra Short Duration Fund Growth	₹5,744.82 ↑ 0.72	₹12,885	1.7	3.6	7.4	6.2	7	7.43%	5M 1D	10M 6D
ICICI Prudential Ultra Short Term Fund Growth	₹26.6237 ↑ 0.00	₹13,935	1.8	3.5	7.5	6.3	6.9	7.6%	4M 28D	5M 16D
UTI Ultra Short Term Fund Growth	₹4,081.94 ↑ 0.66	₹3,039	1.7	3.5	7.2	6	6.7	7.59%	4M 28D	5M 9D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

मनी मार्केट फंड

मनी मार्केट फंड अनेक बाजारपेठांमध्ये गुंतवणूक करतो जसे की व्यावसायिक/कोषागार बिले, व्यावसायिक कागदपत्रे,ठेव प्रमाणपत्र आणि भारतीय रिझर्व्ह बँक (RBI) द्वारे निर्दिष्ट केलेली इतर साधने. जोखीम-विरोधक गुंतवणूकदारांसाठी ही गुंतवणूक एक चांगला पर्याय आहे ज्यांना कमी कालावधीत चांगला परतावा मिळवायचा आहे. ही कर्ज योजना मनी मार्केट साधनांमध्ये गुंतवणूक करेल ज्याची मुदत एक वर्षापर्यंत आहे. ची कामगिरीमनी मार्केट फंड रिझर्व्ह बँक ऑफ इंडियाने ठरवलेल्या व्याजदरांशी जवळून जोडलेले आहेसेंट्रल बँक ऑफ इंडिया. म्हणून, जेव्हा RBI बाजारात दर वाढवते, तेव्हा उत्पन्न वाढते आणि मनी मार्केट फंड चांगला परतावा देण्यास सक्षम असतात.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Money Market Fund Growth	₹2,957.57 ↑ 0.57	₹16,372	1.8	3.7	7.7	6.6	7.4	7.34%	4M 11D	4M 12D
Aditya Birla Sun Life Money Manager Fund Growth	₹355.041 ↑ 0.08	₹24,928	1.8	3.7	7.7	6.6	7.4	7.37%	4M 10D	4M 10D
ICICI Prudential Money Market Fund Growth	₹364.025 ↑ 0.08	₹26,632	1.8	3.7	7.7	6.6	7.4	7.27%	3M 11D	3M 19D
Franklin India Savings Fund Growth	₹48.1134 ↑ 0.01	₹2,706	1.8	3.7	7.6	6.4	7.3	7.44%	4M 20D	5M 1D
Nippon India Money Market Fund Growth	₹3,981.32 ↑ 0.79	₹17,424	1.8	3.7	7.7	6.7	7.4	7.44%	5M 10D	5M 22D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

*वरील सर्वोत्कृष्टांची यादी आहेकमी धोका निधीमध्ये वरील एयूएम/निव्वळ मालमत्ता आहेत100 कोटी. वर क्रमवारी लावलीमागील 6 महिन्यांचा परतावा.

1. Franklin India Ultra Short Bond Fund - Super Institutional Plan

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. .

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth
Launch Date	18 Dec 07
NAV (07 Aug 22)	₹34.9131 ↑ 0.04 (0.11 %)
Net Assets (Cr)	₹297 on 31 Jul 22
Category	Debt - Ultrashort Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	0%
Effective Maturity	1 Year 15 Days
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,422
30 Nov 21	₹11,635

Franklin India Ultra Short Bond Fund - Super Institutional Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Purchase not allowed

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	5.9%
1 Year	13.7%
3 Year	8.8%
5 Year	8.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Name	Since	Tenure

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (20 Dec 24)	₹526.161 ↑ 0.14 (0.03 %)
Net Assets (Cr)	₹15,890 on 15 Dec 24
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	3.32
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.61%
Effective Maturity	7 Months 17 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,719
30 Nov 21	₹11,139
30 Nov 22	₹11,639
30 Nov 23	₹12,472
30 Nov 24	₹13,436

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	3.8%
1 Year	7.8%
3 Year	6.6%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%
2014	9.7%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.46 Yr.
Kaustubh Gupta	15 Jul 11	13.39 Yr.
Monika Gandhi	22 Mar 21	3.7 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	44.4%
Debt	55.34%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	53.84%
Cash Equivalent	39.09%
Government	6.82%

Credit Quality

Rating	Value
AA	35.54%
AAA	64.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank 7.83% Debentures \| -	5%	₹821 Cr	82,000
Aditya BSL Liquid Dir Gr Investment Fund \| -	5%	₹751 Cr	18,413,893 ↑ 18,413,893
Shriram Finance Company Limited Debentures \| -	4%	₹602 Cr	60,000
Nirma Limited Debentures \| -	3%	₹487 Cr	48,500 ↓ -1,500
National Housing Bank Debentures \| -	3%	₹400 Cr	40,000
Tata Realty And Infrastructure Limited Debentures \| -	2%	₹360 Cr	36,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹326 Cr	32,500
Bharti Telecom Limited Debentures \| -	2%	₹325 Cr	3,250
7.3% Govt Stock 2028 Sovereign Bonds \| -	2%	₹317 Cr	31,500,000
Bajaj Housing Finance Ltd. 8% Debentures \| -	2%	₹301 Cr	30,000

3. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (20 Dec 24)	₹2,957.57 ↑ 0.57 (0.02 %)
Net Assets (Cr)	₹16,372 on 30 Nov 24
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	3.48
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.34%
Effective Maturity	4 Months 12 Days
Modified Duration	4 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,618
30 Nov 21	₹11,014
30 Nov 22	₹11,524
30 Nov 23	₹12,381
30 Nov 24	₹13,335

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.7%
3 Year	6.6%
5 Year	5.9%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.9%
2021	3.7%
2020	6%
2019	8%
2018	7.8%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3 Yr.
Amit Sharma	7 Jul 17	7.41 Yr.

Data below for UTI Money Market Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	91.75%
Debt	8.02%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.65%
Corporate	19.3%
Government	6.83%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 18102024 Sovereign Bonds \| -	6%	₹1,018 Cr	10,350,000,000
182 D Tbill Mat - 14/02/2025 Sovereign Bonds \| -	2%	₹296 Cr	3,000,000,000
Cd - Union Bank Of India - 02/04/25 Debentures \| -	1%	₹195 Cr	2,000,000,000 ↑ 2,000,000,000
08.09 Ts SDL 2025 Sovereign Bonds \| -	1%	₹135 Cr	1,350,000,000
7.52% GJ Sdl 08/03/2025 Sovereign Bonds \| -	1%	₹100 Cr	1,000,000,000
08.08 CG Sdl 2025 Sovereign Bonds \| -	1%	₹100 Cr	1,000,000,000
08.09 Uk SDL 2025 Sovereign Bonds \| -	0%	₹50 Cr	500,000,000
182 DTB 12122024 Sovereign Bonds \| -	0%	₹50 Cr	500,000,000
0% GOI - 12122024 STRIPS Sovereign Bonds \| -	0%	₹50 Cr	500,000,000
08.07 GJ Sdl 2025 Sovereign Bonds \| -	0%	₹45 Cr	450,000,000

4. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 7 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (20 Dec 24)	₹355.041 ↑ 0.08 (0.02 %)
Net Assets (Cr)	₹24,928 on 15 Dec 24
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	3.43
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.37%
Effective Maturity	4 Months 10 Days
Modified Duration	4 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,679
30 Nov 21	₹11,087
30 Nov 22	₹11,593
30 Nov 23	₹12,455
30 Nov 24	₹13,418

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.7%
3 Year	6.6%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.2%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	13.39 Yr.
Anuj Jain	22 Mar 21	3.7 Yr.
Mohit Sharma	1 Apr 17	7.67 Yr.
Dhaval Joshi	21 Nov 22	2.03 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	93.64%
Debt	6.12%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	67.3%
Corporate	27.97%
Government	4.49%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 13032025 Sovereign Bonds \| -	2%	₹637 Cr	65,000,000
364 DTB 13022025 Sovereign Bonds \| -	2%	₹492 Cr	50,000,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	2%	₹469 Cr	47,000,000
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹466 Cr	46,500,000
364 DTB 26122024 Sovereign Bonds \| -	1%	₹248 Cr	25,000,000
07.26 KA Sgs 2025 Sovereign Bonds \| -	1%	₹205 Cr	20,500,000
364 DTB 12122024 Sovereign Bonds \| -	1%	₹194 Cr	19,500,000
364 DTB 02052024 Sovereign Bonds \| -	1%	₹179 Cr	18,070,920
08.08 HR Sdl 2025 Sovereign Bonds \| -	0%	₹115 Cr	11,500,000
08.05 GJ Sdl 2025 Sovereign Bonds \| -	0%	₹105 Cr	10,500,000

5. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Money Market Fund is a Debt - Money Market fund was launched on 9 Mar 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 17 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.7% .

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (20 Dec 24)	₹364.025 ↑ 0.08 (0.02 %)
Net Assets (Cr)	₹26,632 on 15 Dec 24
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.32
Sharpe Ratio	3.16
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.27%
Effective Maturity	3 Months 19 Days
Modified Duration	3 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,636
30 Nov 21	₹11,028
30 Nov 22	₹11,517
30 Nov 23	₹12,364
30 Nov 24	₹13,318

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 22

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.7%
3 Year	6.6%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.7%
2020	6.2%
2019	7.9%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	1.47 Yr.
Nikhil Kabra	3 Aug 16	8.33 Yr.

Data below for ICICI Prudential Money Market Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	89.38%
Debt	10.42%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	72.22%
Corporate	16.89%
Government	10.68%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 DTB 06032025 Sovereign Bonds \| -	3%	₹932 Cr	95,000,000
India (Republic of) - \| -	1%	₹391 Cr	40,000,000
182 DTB 13032025 Sovereign Bonds \| -	1%	₹367 Cr	37,500,000
182 Day T-Bill 19.12.24 Sovereign Bonds \| -	1%	₹323 Cr	32,500,000
182 D Tbill Mat - 14/02/2025 Sovereign Bonds \| -	1%	₹246 Cr	25,000,000
364 DTB Sovereign Bonds \| -	1%	₹246 Cr	25,000,000
364 DTB 13032025 Sovereign Bonds \| -	1%	₹220 Cr	22,500,000
182 DTB 26122024 Sovereign Bonds \| -	1%	₹174 Cr	17,500,000
364 DTB 09012025 Sovereign Bonds \| -	1%	₹154 Cr	15,500,000
08.08 Ts SDL 2025 Sovereign Bonds \| -	1%	₹151 Cr	15,000,000

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