UTI மியூச்சுவல் ஃபண்ட் 2022 வழங்கும் முதல் 8 சிறந்த கடன் நிதிகள்

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UTI மியூச்சுவல் ஃபண்ட் 2022 இன் முதல் 8 சிறந்த கடன் நிதிகள்
யுடிஐ மியூச்சுவல் ஃபண்டில் ஏன் முதலீடு செய்ய வேண்டும்?
சிறந்த UTI கடன் பரஸ்பர நிதிகள்
ஆன்லைனில் UTI மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்வது எப்படி?
Top 8 Funds

UTI மியூச்சுவல் ஃபண்ட் 2022 இன் முதல் 8 சிறந்த கடன் நிதிகள்

யுடிஐ மியூச்சுவல் ஃபண்ட்இன் கடன் நிதிகள் உகந்த வருமானத்தை ஈட்டுவதற்கான சிறந்த வழிகளில் ஒன்றாகும். நிதி திரட்டுவதை நோக்கமாகக் கொண்டுள்ளதுவருமானம் மூலம்முதலீடு முக்கியமாக உள்ளபண சந்தை கருவிகள்.

போன்ற பல திட்டங்களில் இருந்து நிதிகளை நீங்கள் தேர்வு செய்யலாம்திரவ நிதிகள், தீவிரகுறுகிய கால நிதி, குறுகிய கால நிதிகள்,கில்ட் நிதிகள், முதலியனகடன் நிதி லிக்விட், அல்ட்ரா ஷார்ட் மற்றும் ஷார்ட் டேர்ம் ஃபண்டுகள் போன்ற திட்டங்கள் உங்கள் குறுகிய முதல் இடைக்கால வரை திட்டமிட சிறந்த வழியாகும்நிதி இலக்குகள். முதலீடு செய்யத் திட்டமிடும் முதலீட்டாளர்கள் கீழே பட்டியலிடப்பட்டுள்ள முதல் 8ல் இருந்து நிதியைத் தேர்வு செய்யலாம்சிறந்த கடன் நிதிகள் UTI மூலம்பரஸ்பர நிதி. AUM போன்ற சில அளவுருக்களை மேற்கொள்வதன் மூலம் இந்த நிதிகள் பட்டியலிடப்பட்டுள்ளன,இல்லை, கடந்தகால நிகழ்ச்சிகள், சராசரி முதிர்வு, கால அளவு போன்றவை.

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யுடிஐ மியூச்சுவல் ஃபண்டில் ஏன் முதலீடு செய்ய வேண்டும்?

அ. பாதுகாப்பு

UTI மியூச்சுவல் ஃபண்ட் எப்போதும் பாதுகாப்பிற்காக பாடுபடுகிறதுமுதலீட்டாளர்பணம் மற்றும்மூலதனம் விவேகமான முறையில் முதலீடு செய்வதன் மூலம் பாராட்டு.

பி. நிலையான வருமானம்

UTI மியூச்சுவல் ஃபண்ட் எப்போதும் தங்கள் முதலீட்டாளர்களுக்கு நிலையான வருவாயை வழங்க கடுமையாக முயற்சிக்கிறது, இதனால் அவர்கள் தங்கள் நோக்கங்களை அடைய முடியும்.

c. அணுக எளிதாக

முதலீட்டாளர்கள் தங்கள் மியூச்சுவல் ஃபண்ட் கணக்கை எப்போது வேண்டுமானாலும் ஆன்லைனில் எங்கு வேண்டுமானாலும் கண்காணிக்கலாம் மற்றும் அணுகலாம். மேலும், ஃபண்ட் ஹவுஸுடனான பரிவர்த்தனை மற்றும் ஊடாடல் செயல்முறையும் தொந்தரவில்லாதது மற்றும் மிகவும் பயனர் நட்பு.

சிறந்த UTI கடன் பரஸ்பர நிதிகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Dynamic Bond Fund Growth	₹29.4194 ↓ -0.01	₹522	1.9	4.5	9.1	8	6.2	6.89%	6Y 4M 28D	12Y 2M 8D
UTI Banking & PSU Debt Fund Growth	₹20.7879 ↑ 0.00	₹824	1.9	4.1	7.9	8	6.7	7.28%	2Y 5M 23D	2Y 11M 12D
UTI Gilt Fund Growth	₹59.8962 ↓ -0.02	₹663	1.8	4.7	9.7	5.9	6.7	6.87%	7Y 6M 22D	14Y 11M 12D
UTI Bond Fund Growth	₹69.7252 ↑ 0.01	₹316	2	4.7	9	7.9	6.4	7.32%	6Y 4M 2D	9Y 7M 24D
UTI Short Term Income Fund Growth	₹30.08 ↓ 0.00	₹2,830	2	4	8.1	6	6.9	7.56%	2Y 9M	3Y 5M 23D
UTI Money Market Fund Growth	₹2,933.46 ↑ 0.59	₹13,635	1.9	3.8	7.7	6.5	7.4	7.43%	5M 5D	5M 5D
UTI Treasury Advantage Fund Growth	₹3,373.69 ↑ 0.55	₹2,707	2	3.9	7.7	6.2	7.1	7.56%	10M 17D	1Y 4D
UTI Ultra Short Term Fund Growth	₹4,051.23 ↑ 0.75	₹2,651	1.8	3.5	7.2	5.9	6.7	7.63%	4M 27D	5M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 24

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2023 was 6.2% , 2022 was 10.1% and 2021 was 10.8% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (06 Nov 24)	₹29.4194 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹522 on 15 Oct 24
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	0.87
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.89%
Effective Maturity	12 Years 2 Months 8 Days
Modified Duration	6 Years 4 Months 28 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,617
31 Oct 21	₹11,821
31 Oct 22	₹12,893
31 Oct 23	₹13,594
31 Oct 24	₹14,871

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.4%
3 Month	1.9%
6 Month	4.5%
1 Year	9.1%
3 Year	8%
5 Year	8.3%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.2%
2022	10.1%
2021	10.8%
2020	5.9%
2019	-3.9%
2018	5.2%
2017	4.2%
2016	14.9%
2015	6.9%
2014	14.7%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	2.84 Yr.

Data below for UTI Dynamic Bond Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	5.23%
Debt	94.48%
Other	0.29%

Debt Sector Allocation

Sector	Value
Government	82.53%
Corporate	11.95%
Cash Equivalent	5.23%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.37 Goi 2028 Sovereign Bonds \| -	28%	₹118 Cr	1,150,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	16%	₹67 Cr	650,000,000 ↑ 500,000,000
07.18 Goi 2028 Sovereign Bonds \| -	15%	₹62 Cr	600,000,000 ↓ -400,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	7%	₹31 Cr	300,000,000
Power Finance Corporation Ltd. Debentures \| -	6%	₹26 Cr	2,500
07.04 Goi 2064 Sovereign Bonds \| -	6%	₹25 Cr	250,000,000 ↓ -500,000,000
REC Ltd. Debentures \| -	6%	₹25 Cr	2,500 ↑ 2,500
7.3% Govt Stock 2053 Sovereign Bonds \| -	5%	₹21 Cr	200,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	4%	₹16 Cr	150,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	2%	₹11 Cr	100,000,000

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund Growth
Launch Date	3 Feb 14
NAV (06 Nov 24)	₹20.7879 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹824 on 30 Sep 24
Category	Debt - Banking & PSU Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	0.55
Sharpe Ratio	0.95
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.28%
Effective Maturity	2 Years 11 Months 12 Days
Modified Duration	2 Years 5 Months 23 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,909
31 Oct 21	₹11,235
31 Oct 22	₹12,285
31 Oct 23	₹13,106
31 Oct 24	₹14,159

UTI Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	4.1%
1 Year	7.9%
3 Year	8%
5 Year	7.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%
2016	11.7%
2015	8.6%
2014

Fund Manager information for UTI Banking & PSU Debt Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.84 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	3.87%
Debt	95.84%
Other	0.3%

Debt Sector Allocation

Sector	Value
Government	48.54%
Corporate	47.3%
Cash Equivalent	3.87%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	11%	₹92 Cr	900,000,000
Axis Bank Limited Debentures \| -	7%	₹55 Cr	550
ICICI Bank Limited Debentures \| -	6%	₹53 Cr	550
Export-Import Bank of India Domestic Bonds \| -	6%	₹50 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	6%	₹50 Cr	5,000
07.37 Goi 2028 Sovereign Bonds \| -	6%	₹46 Cr	450,000,000 ↓ -50,000,000
Power Finance Corporation Limited Debentures \| -	5%	₹40 Cr	400
Rural Electrification Corporation Limited Debentures \| -	4%	₹35 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹30 Cr	300

3. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 2.3% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund Growth
Launch Date	21 Jan 02
NAV (06 Nov 24)	₹59.8962 ↓ -0.02 (-0.03 %)
Net Assets (Cr)	₹663 on 15 Oct 24
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.92
Sharpe Ratio	1.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.87%
Effective Maturity	14 Years 11 Months 12 Days
Modified Duration	7 Years 6 Months 22 Days
Sub Cat.	Government Bond

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,008
31 Oct 21	₹11,320
31 Oct 22	₹11,516
31 Oct 23	₹12,204
31 Oct 24	₹13,426

UTI Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.3%
3 Month	1.8%
6 Month	4.7%
1 Year	9.7%
3 Year	5.9%
5 Year	6.1%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	2.9%
2021	2.3%
2020	10.3%
2019	11.8%
2018	6.3%
2017	4.3%
2016	15.5%
2015	6.1%
2014	19.8%

Fund Manager information for UTI Gilt Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	2.84 Yr.

Data below for UTI Gilt Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	3.87%
Debt	96.13%

Debt Sector Allocation

Sector	Value
Government	96.13%
Cash Equivalent	3.87%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2028 Sovereign Bonds \| -	28%	₹186 Cr	1,800,000,000
07.04 Goi 2064 Sovereign Bonds \| -	17%	₹112 Cr	1,100,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	16%	₹102 Cr	1,000,000,000
07.37 Goi 2028 Sovereign Bonds \| -	12%	₹77 Cr	750,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	9%	₹56 Cr	550,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹47 Cr	450,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	5%	₹32 Cr	300,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹21 Cr	200,000,000
Net Current Assets Net Current Assets \| -	4%	₹23 Cr
Clearing Corporation Of India Ltd. Std - Margin CBLO/Reverse Repo \| -	0%	₹2 Cr	00

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2023 was 6.4% , 2022 was 9.9% and 2021 was 9.4% .

Below is the key information for UTI Bond Fund

UTI Bond Fund Growth
Launch Date	4 May 98
NAV (06 Nov 24)	₹69.7252 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹316 on 15 Oct 24
Category	Debt - Medium to Long term
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	0.82
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	9 Years 7 Months 24 Days
Modified Duration	6 Years 4 Months 2 Days
Sub Cat.	Medium to Long term

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,129
31 Oct 21	₹11,141
31 Oct 22	₹12,075
31 Oct 23	₹12,809
31 Oct 24	₹13,998

UTI Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	4.7%
1 Year	9%
3 Year	7.9%
5 Year	7%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.4%
2022	9.9%
2021	9.4%
2020	1.1%
2019	-5.8%
2018	4%
2017	3.6%
2016	13.9%
2015	6.3%
2014	15.6%

Fund Manager information for UTI Bond Fund

Name	Since	Tenure
Sunil Patil	17 Apr 23	1.46 Yr.

Data below for UTI Bond Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	2.41%
Debt	97.34%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	60.73%
Corporate	36.61%
Cash Equivalent	2.41%

Credit Quality

Rating	Value
AA	5.03%
AAA	94.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2028 Sovereign Bonds \| -	51%	₹160 Cr	1,550,000,000
LIC Housing Finance Limited Debentures \| -	8%	₹25 Cr	250
Hdb Financial Services Limited Debentures \| -	8%	₹25 Cr	250
07.23 Goi 2064 Sovereign Bonds \| -	7%	₹21 Cr	200,000,000 ↑ 200,000,000
Jamnagar Utilities And Power Private Limited Debentures \| -	6%	₹20 Cr	2,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	5%	₹15 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	5%	₹15 Cr	1,500 ↑ 1,500
India Universal Trust AL1 Unlisted bonds \| -	5%	₹15 Cr	15 ↑ 15
07.78 RJ Sdl 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000
07.74 MH Sgs 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Ranked 10 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.8% and 2021 was 8.4% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (06 Nov 24)	₹30.08 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹2,830 on 15 Oct 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	1.32
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.56%
Effective Maturity	3 Years 5 Months 23 Days
Modified Duration	2 Years 9 Months
Sub Cat.	Short term Bond

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,028
31 Oct 21	₹12,029
31 Oct 22	₹12,395
31 Oct 23	₹13,221
31 Oct 24	₹14,309

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	4%
1 Year	8.1%
3 Year	6%
5 Year	7.4%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.8%
2021	8.4%
2020	10.5%
2019	-3.9%
2018	6%
2017	6.1%
2016	10.1%
2015	8.3%
2014	10.9%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	11.94 Yr.

Data below for UTI Short Term Income Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	3.73%
Debt	96.01%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	74.33%
Government	21.68%
Cash Equivalent	3.73%

Credit Quality

Rating	Value
AA	5.65%
AAA	94.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	8%	₹211 Cr	21,000
National Bank For Agriculture And Rural Development Debentures \| -	8%	₹201 Cr	20,000 ↓ -2,500
Small Industries Development Bank of India Debentures \| -	8%	₹201 Cr	20,000
LIC Housing Finance Limited Debentures \| -	7%	₹177 Cr	1,750
Power Finance Corp Ltd. Debentures \| -	7%	₹175 Cr	17,500
07.04 Goi 2064 Sovereign Bonds \| -	5%	₹137 Cr	1,350,000,000 ↓ -1,000,000,000
07.37 Goi 2028 Sovereign Bonds \| -	5%	₹118 Cr	1,150,000,000 ↓ -500,000,000
Bajaj Finance Limited Debentures \| -	4%	₹100 Cr	10,000
Kotak Mahindra Prime Limited Debentures \| -	4%	₹100 Cr	1,000
Kotak Mahindra Bank Ltd. Debentures \| -	4%	₹97 Cr	1,000,000,000

6. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (06 Nov 24)	₹2,933.46 ↑ 0.59 (0.02 %)
Net Assets (Cr)	₹13,635 on 30 Sep 24
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	2.74
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.43%
Effective Maturity	5 Months 5 Days
Modified Duration	5 Months 5 Days
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,634
31 Oct 21	₹11,029
31 Oct 22	₹11,511
31 Oct 23	₹12,370
31 Oct 24	₹13,324

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	3.8%
1 Year	7.7%
3 Year	6.5%
5 Year	5.9%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.9%
2021	3.7%
2020	6%
2019	8%
2018	7.8%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.84 Yr.
Amit Sharma	7 Jul 17	7.24 Yr.

Data below for UTI Money Market Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	71.65%
Debt	28.08%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	57.52%
Cash Equivalent	34.96%
Government	7.25%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank Domestic Bonds \| -	6%	₹822 Cr	8,500,000,000
182 DTB 18102024 Sovereign Bonds \| -	4%	₹486 Cr	5,000,000,000
182 DTB 12122024 Sovereign Bonds \| -	3%	₹346 Cr	3,500,000,000 ↓ -2,000,000,000
ICICI Bank Ltd. Debentures \| -	2%	₹340 Cr	3,500,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹293 Cr	3,000,000,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹243 Cr	2,500,000,000
182 DTB 07112024 Sovereign Bonds \| -	1%	₹199 Cr	2,000,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	1%	₹196 Cr	2,000,000,000
Punjab & Sind Bank Debentures \| -	1%	₹145 Cr	1,500,000,000
08.09 Ts SDL 2025 Sovereign Bonds \| -	1%	₹136 Cr	1,350,000,000

7. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2023 was 7.1% , 2022 was 4.5% and 2021 was 9% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund Growth
Launch Date	23 Apr 07
NAV (06 Nov 24)	₹3,373.69 ↑ 0.55 (0.02 %)
Net Assets (Cr)	₹2,707 on 30 Sep 24
Category	Debt - Low Duration
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.44
Sharpe Ratio	1.65
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.56%
Effective Maturity	1 Year 4 Days
Modified Duration	10 Months 17 Days
Sub Cat.	Low Duration

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,754
31 Oct 21	₹11,735
31 Oct 22	₹12,194
31 Oct 23	₹13,053
31 Oct 24	₹14,064

UTI Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	3.9%
1 Year	7.7%
3 Year	6.2%
5 Year	7.1%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	4.5%
2021	9%
2020	7.3%
2019	-4.2%
2018	7.3%
2017	7%
2016	8.9%
2015	8.8%
2014	9.3%

Fund Manager information for UTI Treasury Advantage Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.84 Yr.

Data below for UTI Treasury Advantage Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	40.56%
Debt	59.12%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	57.59%
Cash Equivalent	21.97%
Government	20.12%

Credit Quality

Rating	Value
AA	3.79%
AAA	96.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹100 Cr	10,000
Kotak Mahindra Bank Ltd. Debentures \| -	4%	₹98 Cr	1,000,000,000
08.05 GJ Sdl 2025 Sovereign Bonds \| -	3%	₹75 Cr	750,000,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹75 Cr	7,500
India Universal Trust AL1 Unlisted bonds \| -	3%	₹75 Cr	75 ↑ 75
Nirma Limited Debentures \| -	3%	₹75 Cr	7,500
Small Industries Development Bank Of India Debentures \| -	3%	₹75 Cr	7,500
ICICI Bank Ltd. Debentures \| -	3%	₹73 Cr	750,000,000
Fullerton India Credit Company Ltd Debentures \| -	2%	₹65 Cr	6,500
07.04 Goi 2064 Sovereign Bonds \| -	2%	₹51 Cr	500,000,000 ↓ -400,000,000

8. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (06 Nov 24)	₹4,051.23 ↑ 0.75 (0.02 %)
Net Assets (Cr)	₹2,651 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.63%
Effective Maturity	5 Months 7 Days
Modified Duration	4 Months 27 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,551
31 Oct 21	₹11,214
31 Oct 22	₹11,627
31 Oct 23	₹12,410
31 Oct 24	₹13,303

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	7.2%
3 Year	5.9%
5 Year	5.9%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	4.2%
2021	6.1%
2020	5.3%
2019	3.3%
2018	7%
2017	6.6%
2016	8.9%
2015	8.5%
2014	8.8%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Ritesh Nambiar	1 Jul 15	9.26 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	63.94%
Debt	35.84%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	56.77%
Cash Equivalent	39.28%
Government	3.74%

Credit Quality

Rating	Value
AA	32.93%
AAA	67.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Telecom Limited Debentures \| -	2%	₹50 Cr	500
ICICI Home Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000 ↑ 5,000
Hdb Financial Services Limited Debentures \| -	2%	₹50 Cr	500 ↑ 500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹50 Cr	500
Can Fin Homes Limited Debentures \| -	2%	₹50 Cr	500
ICICI Bank Ltd. Debentures \| -	2%	₹49 Cr	500,000,000
Indian Bank Domestic Bonds \| -	2%	₹48 Cr	500,000,000
ICICI Bank Ltd. Debentures \| -	2%	₹48 Cr	500,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹48 Cr	500,000,000
Power Finance Corporation Limited Debentures \| -	2%	₹45 Cr	450

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