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ٹاپ 5 بہترین بینکنگ اور PSU ڈیبٹ فنڈز 2022
بینکنگ اور PSU ڈیبٹ فنڈز نئی ذیلی زمرہ ہیں جو سیکورٹیز اینڈ ایکسچینج بورڈ آف انڈیا (SEBIقرض میںمشترکہ فنڈ قسم. یہ فنڈز بنیادی طور پر قرض میں سرمایہ کاری کرتے ہیں۔کرنسی مارکیٹ اداروں جیسے بینکوں، عوامی مالیاتی اداروں، پبلک سیکٹر انڈرٹیکنگس وغیرہ کے ذریعہ جاری کردہ سیکیورٹیز پر مشتمل آلات۔ اس اختیار کو ایک بہترین توازن برقرار رکھنے کے لیے سمجھا جاتا ہے۔لیکویڈیٹی، حفاظت، اور پیداوار۔
بینکنگ اور PSUقرض فنڈ قرض فنڈز کے قلیل مدتی زمرے سے تعلق رکھتا ہے جس کا مقصد محفوظ منافع پیش کرنا اور خطرے کو کم کرنا ہے۔سرمایہ کاری اچھے معیار کے قرض کے آلات میں جو بنیادی طور پر بینکوں اور پبلک سیکٹر کے اداروں کے ذریعے جاری کیے جاتے ہیں۔ وہ سرمایہ کار جو مختصر مدت کے لیے سرمایہ کاری کرنے کے خواہشمند ہیں، مثالی طور پر 2-3 سال کے لیے اس اسکیم میں سرمایہ کاری کر سکتے ہیں۔
یہاں کچھ بہترین کارکردگی کا مظاہرہ کرنے والے بینکنگ اور PSU قرض فنڈز 2022 - 2023 ہیں۔
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ٹاپ پرفارمنگ بینکنگ اور PSU ڈیبٹ فنڈز
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Banking and PSU Debt Fund Growth ₹21.9888
↑ 0.01 ₹5,881 1.4 3.9 7.8 6 6.8 7.38% 3Y 8M 5Y 2M 28D UTI Banking & PSU Debt Fund Growth ₹20.9398
↑ 0.01 ₹806 1.4 3.8 7.5 8.2 6.7 7.32% 2Y 3M 29D 2Y 9M 7D DSP BlackRock Banking and PSU Debt Fund Growth ₹23.0548
↑ 0.00 ₹3,076 1.1 4.1 8.6 6.1 6.7 7.25% 5Y 3M 29D 9Y 10M 17D Kotak Banking and PSU Debt fund Growth ₹62.4958
↑ 0.01 ₹5,679 1.4 4 8 6.1 6.8 7.39% 3Y 9M 11D 5Y 9M 25D ICICI Prudential Banking and PSU Debt Fund Growth ₹31.3153
↑ 0.01 ₹9,034 1.8 3.9 7.9 6.5 7.3 7.58% 2Y 9M 25D 4Y 5M 8D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Dec 24
ٹاپ 5 بہترین کارکردگی کا مظاہرہ کرنے والے بینکنگ اور PSU ڈیبٹ فنڈز
To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. DSP BlackRock Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 14 Sep 13. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Banking and PSU Debt Fund Returns up to 1 year are on To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund was launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Banking and PSU Debt fund Returns up to 1 year are on The investment objective of the Scheme is to generate regular income through investments in a basket of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSU) with a view to providing reasonable returns,while maintaining an optimum balance of safety, liquidity and yield. ICICI Prudential Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 1 Jan 10. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Banking and PSU Debt Fund Returns up to 1 year are on 1. HDFC Banking and PSU Debt Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 3.7% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (26 Dec 24) ₹21.9888 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹5,881 on 30 Nov 24 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.79 Sharpe Ratio 1.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.38% Effective Maturity 5 Years 2 Months 28 Days Modified Duration 3 Years 8 Months Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,023 30 Nov 21 ₹11,461 30 Nov 22 ₹11,805 30 Nov 23 ₹12,578 30 Nov 24 ₹13,590 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.9% 1 Year 7.8% 3 Year 6% 5 Year 6.4% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% 2014 Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 10.69 Yr. Dhruv Muchhal 22 Jun 23 1.45 Yr. Data below for HDFC Banking and PSU Debt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 4.96% Debt 94.77% Other 0.27% Debt Sector Allocation
Sector Value Corporate 51.11% Government 43.66% Cash Equivalent 4.96% Credit Quality
Rating Value AA 2.04% AAA 97.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹300 Cr 29,500,000 Indian Railway Finance Corporation Limited
Debentures | -5% ₹277 Cr 27,500 Small Industries Development Bank Of India
Debentures | -4% ₹225 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹220 Cr 21,500,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹202 Cr 20,000 State Bank Of India
Debentures | -3% ₹176 Cr 175
↑ 75 Bajaj Housing Finance Limited
Debentures | -3% ₹151 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -3% ₹151 Cr 1,500 Small Industries Development Bank Of India
Debentures | -2% ₹140 Cr 14,000 Housing And Urban Development Corporation Limited
Debentures | -2% ₹130 Cr 1,250 2. UTI Banking & PSU Debt Fund
CAGR/Annualized return of 7% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (26 Dec 24) ₹20.9398 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹806 on 30 Nov 24 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 1.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.32% Effective Maturity 2 Years 9 Months 7 Days Modified Duration 2 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,890 30 Nov 21 ₹11,194 30 Nov 22 ₹12,332 30 Nov 23 ₹13,094 30 Nov 24 ₹14,133 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.8% 1 Year 7.5% 3 Year 8.2% 5 Year 7.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% 2014 Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3 Yr. Data below for UTI Banking & PSU Debt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 4.9% Debt 94.79% Other 0.31% Debt Sector Allocation
Sector Value Government 48.33% Corporate 46.46% Cash Equivalent 4.9% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹86 Cr 850,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 Export-Import Bank Of India
Debentures | -6% ₹50 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹50 Cr 5,000 ICICI Bank Limited
Debentures | -6% ₹48 Cr 500
↓ -50 7.37% Govt Stock 2028
Sovereign Bonds | -6% ₹46 Cr 450,000,000 Power Finance Corporation Limited
Debentures | -5% ₹40 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹30 Cr 300 3. DSP BlackRock Banking and PSU Debt Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 20 in Banking & PSU Debt category. Return for 2023 was 6.7% , 2022 was 3.2% and 2021 was 3.1% . DSP BlackRock Banking and PSU Debt Fund
Growth Launch Date 14 Sep 13 NAV (26 Dec 24) ₹23.0548 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹3,076 on 30 Nov 24 Category Debt - Banking & PSU Debt AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio 1.38 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.25% Effective Maturity 9 Years 10 Months 17 Days Modified Duration 5 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,047 30 Nov 21 ₹11,410 30 Nov 22 ₹11,742 30 Nov 23 ₹12,481 30 Nov 24 ₹13,587 Returns for DSP BlackRock Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.1% 6 Month 4.1% 1 Year 8.6% 3 Year 6.1% 5 Year 6.5% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 3.2% 2021 3.1% 2020 10.9% 2019 9.9% 2018 6.3% 2017 5.4% 2016 10.6% 2015 8.6% 2014 10.4% Fund Manager information for DSP BlackRock Banking and PSU Debt Fund
Name Since Tenure Sandeep Yadav 1 Aug 24 0.33 Yr. Shantanu Godambe 1 Jun 23 1.5 Yr. Data below for DSP BlackRock Banking and PSU Debt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 16.9% Debt 82.89% Other 0.21% Debt Sector Allocation
Sector Value Corporate 45.89% Government 44.22% Cash Equivalent 9.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -13% ₹399 Cr 37,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹130 Cr 12,500,000
↑ 500,000 Small Industries Development Bank Of India
Debentures | -4% ₹127 Cr 12,500 GAil (India) Limited
Debentures | -3% ₹107 Cr 1,000 Rural Electrification Corporation Limited
Debentures | -3% ₹106 Cr 10,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹105 Cr 10,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹105 Cr 1,000 National Bank For Financing Infrastructure And Development
Debentures | -3% ₹104 Cr 10,000 State Bank Of India
Debentures | -3% ₹103 Cr 100 National Bank For Agriculture And Rural Development
Debentures | -3% ₹80 Cr 7,500 4. Kotak Banking and PSU Debt fund
CAGR/Annualized return of since its launch. Ranked 19 in Banking & PSU Debt category. Return for 2023 was 6.8% , 2022 was 3.6% and 2021 was 3.9% . Kotak Banking and PSU Debt fund
Growth Launch Date 29 Dec 98 NAV (26 Dec 24) ₹62.4958 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹5,679 on 30 Nov 24 Category Debt - Banking & PSU Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 5 Years 9 Months 25 Days Modified Duration 3 Years 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,027 30 Nov 21 ₹11,470 30 Nov 22 ₹11,878 30 Nov 23 ₹12,638 30 Nov 24 ₹13,676 Returns for Kotak Banking and PSU Debt fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 4% 1 Year 8% 3 Year 6.1% 5 Year 6.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 3.6% 2021 3.9% 2020 10.5% 2019 10.8% 2018 6.7% 2017 6.2% 2016 10% 2015 8.6% 2014 9.5% Fund Manager information for Kotak Banking and PSU Debt fund
Name Since Tenure Deepak Agrawal 1 Aug 08 16.35 Yr. Abhishek Bisen 1 Nov 22 2.08 Yr. Data below for Kotak Banking and PSU Debt fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 3.41% Debt 96.31% Other 0.28% Debt Sector Allocation
Sector Value Corporate 54.78% Government 41.53% Cash Equivalent 3.41% Credit Quality
Rating Value AA 2.74% AAA 97.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹514 Cr 50,443,730 National Bank For Agriculture And Rural Development
Debentures | -6% ₹349 Cr 34,700 Power Finance Corp Ltd. 0.076%
Debentures | -6% ₹333 Cr 33,000 National Housing Bank
Debentures | -5% ₹276 Cr 27,500 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹242 Cr 23,432,280 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹229 Cr 22,536,520
↓ -500,000 HDFC Bank Limited
Debentures | -4% ₹212 Cr 21,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹184 Cr 20,002 Rural Electrification Corporation Limited
Debentures | -3% ₹157 Cr 15,500 Rural Electrification Corporation Limited
Debentures | -3% ₹154 Cr 15,000 5. ICICI Prudential Banking and PSU Debt Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 13 in Banking & PSU Debt category. Return for 2023 was 7.3% , 2022 was 4.3% and 2021 was 4.2% . ICICI Prudential Banking and PSU Debt Fund
Growth Launch Date 1 Jan 10 NAV (26 Dec 24) ₹31.3153 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹9,034 on 15 Dec 24 Category Debt - Banking & PSU Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 4 Years 5 Months 8 Days Modified Duration 2 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,942 30 Nov 21 ₹11,460 30 Nov 22 ₹11,896 30 Nov 23 ₹12,735 30 Nov 24 ₹13,741 Returns for ICICI Prudential Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.9% 1 Year 7.9% 3 Year 6.5% 5 Year 6.6% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 4.3% 2021 4.2% 2020 9.3% 2019 10.1% 2018 5.7% 2017 5.6% 2016 12.6% 2015 8.6% 2014 10.5% Fund Manager information for ICICI Prudential Banking and PSU Debt Fund
Name Since Tenure Manish Banthia 13 Sep 24 0.22 Yr. Rohit Lakhotia 12 Jun 23 1.47 Yr. Data below for ICICI Prudential Banking and PSU Debt Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 7.51% Debt 92.23% Other 0.26% Debt Sector Allocation
Sector Value Corporate 61.03% Government 31.74% Cash Equivalent 6.97% Credit Quality
Rating Value AA 4.43% AAA 95.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹704 Cr 68,909,360 7.93% Govt Stock 2033
Sovereign Bonds | -7% ₹605 Cr 58,790,950 Small Industries Development Bank Of India
Debentures | -5% ₹473 Cr 4,750 HDFC Bank Limited
Debentures | -4% ₹385 Cr 37,800 State Bank Of India
Debentures | -4% ₹335 Cr 3,400 National Bank For Agriculture And Rural Development
Debentures | -3% ₹280 Cr 28,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹259 Cr 26,000 Housing And Urban Development Corporation Ltd.
Debentures | -2% ₹225 Cr 22,500 Mahanagar Telephone Nigam Limited
Debentures | -2% ₹218 Cr 22,500 Bharat Petroleum Corporation Limited
Debentures | -2% ₹200 Cr 20,000
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