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ٹاپ 5 بہترین بینکنگ اور PSU ڈیبٹ فنڈز 2022
بینکنگ اور PSU ڈیبٹ فنڈز نئی ذیلی زمرہ ہیں جو سیکورٹیز اینڈ ایکسچینج بورڈ آف انڈیا (SEBIقرض میںمشترکہ فنڈ قسم. یہ فنڈز بنیادی طور پر قرض میں سرمایہ کاری کرتے ہیں۔کرنسی مارکیٹ اداروں جیسے بینکوں، عوامی مالیاتی اداروں، پبلک سیکٹر انڈرٹیکنگس وغیرہ کے ذریعہ جاری کردہ سیکیورٹیز پر مشتمل آلات۔ اس اختیار کو ایک بہترین توازن برقرار رکھنے کے لیے سمجھا جاتا ہے۔لیکویڈیٹی، حفاظت، اور پیداوار۔
بینکنگ اور PSUقرض فنڈ قرض فنڈز کے قلیل مدتی زمرے سے تعلق رکھتا ہے جس کا مقصد محفوظ منافع پیش کرنا اور خطرے کو کم کرنا ہے۔سرمایہ کاری اچھے معیار کے قرض کے آلات میں جو بنیادی طور پر بینکوں اور پبلک سیکٹر کے اداروں کے ذریعے جاری کیے جاتے ہیں۔ وہ سرمایہ کار جو مختصر مدت کے لیے سرمایہ کاری کرنے کے خواہشمند ہیں، مثالی طور پر 2-3 سال کے لیے اس اسکیم میں سرمایہ کاری کر سکتے ہیں۔
یہاں کچھ بہترین کارکردگی کا مظاہرہ کرنے والے بینکنگ اور PSU قرض فنڈز 2022 - 2023 ہیں۔
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ٹاپ پرفارمنگ بینکنگ اور PSU ڈیبٹ فنڈز
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Banking and PSU Debt Fund Growth ₹21.8596
↑ 0.00 ₹5,809 1.9 4 8 5.8 6.8 7.37% 3Y 7M 24D 5Y 1M 17D UTI Banking & PSU Debt Fund Growth ₹20.8393
↑ 0.01 ₹820 1.8 3.9 7.8 8.1 6.7 7.28% 2Y 5M 23D 2Y 11M 12D DSP BlackRock Banking and PSU Debt Fund Growth ₹22.9232
↓ 0.00 ₹3,011 1.9 4.4 8.8 6 6.7 7.21% 5Y 9M 11Y 3M 18D Kotak Banking and PSU Debt fund Growth ₹62.1481
↑ 0.00 ₹5,697 1.9 4.2 8.1 6 6.8 7.36% 3Y 5M 5D 5Y 3M 11D Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹348.411
↑ 0.02 ₹9,507 1.9 4.1 8 6 6.9 7.4% 3Y 7M 2D 4Y 9M 25D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Nov 24
ٹاپ 5 بہترین کارکردگی کا مظاہرہ کرنے والے بینکنگ اور PSU ڈیبٹ فنڈز
To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. DSP BlackRock Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 14 Sep 13. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Banking and PSU Debt Fund Returns up to 1 year are on To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund was launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Banking and PSU Debt fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Treasury Optimizer Fund) An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk. Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 9 May 08. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Banking & PSU Debt Fund Returns up to 1 year are on 1. HDFC Banking and PSU Debt Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 3.7% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (21 Nov 24) ₹21.8596 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹5,809 on 31 Oct 24 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.79 Sharpe Ratio 1.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.37% Effective Maturity 5 Years 1 Month 17 Days Modified Duration 3 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,038 31 Oct 21 ₹11,523 31 Oct 22 ₹11,844 31 Oct 23 ₹12,628 31 Oct 24 ₹13,659 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 4% 1 Year 8% 3 Year 5.8% 5 Year 6.4% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% 2014 Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 10.61 Yr. Dhruv Muchhal 22 Jun 23 1.36 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 4.26% Debt 95.46% Other 0.28% Debt Sector Allocation
Sector Value Corporate 51.34% Government 44.12% Cash Equivalent 4.26% Credit Quality
Rating Value AA 2.03% AAA 97.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹301 Cr 29,500,000 Indian Railway Finance Corporation Limited
Debentures | -5% ₹278 Cr 27,500 Small Industries Development Bank Of India
Debentures | -4% ₹225 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹220 Cr 21,500,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹203 Cr 20,000 Bajaj Housing Finance Limited
Debentures | -3% ₹151 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -3% ₹151 Cr 1,500 Small Industries Development Bank Of India
Debentures | -2% ₹140 Cr 14,000 Housing And Urban Development Corporation Limited
Debentures | -2% ₹131 Cr 1,250 HDFC Bank Limited
Debentures | -2% ₹130 Cr 13,000 2. UTI Banking & PSU Debt Fund
CAGR/Annualized return of 7% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (21 Nov 24) ₹20.8393 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹820 on 31 Oct 24 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 1.5 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.28% Effective Maturity 2 Years 11 Months 12 Days Modified Duration 2 Years 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,909 31 Oct 21 ₹11,235 31 Oct 22 ₹12,285 31 Oct 23 ₹13,106 31 Oct 24 ₹14,159 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 3.9% 1 Year 7.8% 3 Year 8.1% 5 Year 7.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% 2014 Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 2.92 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 3.5% Debt 96.2% Other 0.3% Debt Sector Allocation
Sector Value Government 48.71% Corporate 47.49% Cash Equivalent 3.5% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹91 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 ICICI Bank Limited
Debentures | -6% ₹53 Cr 550 Export-Import Bank Of India
Debentures | -6% ₹50 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹50 Cr 5,000 7.37% Govt Stock 2028
Sovereign Bonds | -6% ₹46 Cr 450,000,000 Power Finance Corporation Limited
Debentures | -5% ₹40 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹30 Cr 300 3. DSP BlackRock Banking and PSU Debt Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 20 in Banking & PSU Debt category. Return for 2023 was 6.7% , 2022 was 3.2% and 2021 was 3.1% . DSP BlackRock Banking and PSU Debt Fund
Growth Launch Date 14 Sep 13 NAV (21 Nov 24) ₹22.9232 ↓ 0.00 (-0.02 %) Net Assets (Cr) ₹3,011 on 31 Oct 24 Category Debt - Banking & PSU Debt AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio 1.65 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.21% Effective Maturity 11 Years 3 Months 18 Days Modified Duration 5 Years 9 Months Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,026 31 Oct 21 ₹11,439 31 Oct 22 ₹11,740 31 Oct 23 ₹12,501 31 Oct 24 ₹13,645 Returns for DSP BlackRock Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24 Duration Returns 1 Month 0.3% 3 Month 1.9% 6 Month 4.4% 1 Year 8.8% 3 Year 6% 5 Year 6.3% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 3.2% 2021 3.1% 2020 10.9% 2019 9.9% 2018 6.3% 2017 5.4% 2016 10.6% 2015 8.6% 2014 10.4% Fund Manager information for DSP BlackRock Banking and PSU Debt Fund
Name Since Tenure Sandeep Yadav 1 Aug 24 0.25 Yr. Shantanu Godambe 1 Jun 23 1.42 Yr. Data below for DSP BlackRock Banking and PSU Debt Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 14.19% Debt 85.6% Other 0.22% Debt Sector Allocation
Sector Value Government 47.28% Corporate 38.32% Cash Equivalent 14.19% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -13% ₹400 Cr 37,500,000 Small Industries Development Bank Of India
Debentures | -4% ₹126 Cr 12,500 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹126 Cr 12,000,000 State Bank Of India
Debentures | -4% ₹110 Cr 100 GAil (India) Limited
Debentures | -4% ₹107 Cr 1,000 Rural Electrification Corporation Limited
Debentures | -3% ₹105 Cr 10,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹105 Cr 10,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹104 Cr 1,000 National Bank For Financing Infrastructure And Development
Debentures | -3% ₹104 Cr 10,000
↓ -5,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹93 Cr 9,000,000
↑ 1,000,000 4. Kotak Banking and PSU Debt fund
CAGR/Annualized return of since its launch. Ranked 19 in Banking & PSU Debt category. Return for 2023 was 6.8% , 2022 was 3.6% and 2021 was 3.9% . Kotak Banking and PSU Debt fund
Growth Launch Date 29 Dec 98 NAV (21 Nov 24) ₹62.1481 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹5,697 on 31 Oct 24 Category Debt - Banking & PSU Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.36% Effective Maturity 5 Years 3 Months 11 Days Modified Duration 3 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,047 31 Oct 21 ₹11,551 31 Oct 22 ₹11,897 31 Oct 23 ₹12,671 31 Oct 24 ₹13,732 Returns for Kotak Banking and PSU Debt fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 4.2% 1 Year 8.1% 3 Year 6% 5 Year 6.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 3.6% 2021 3.9% 2020 10.5% 2019 10.8% 2018 6.7% 2017 6.2% 2016 10% 2015 8.6% 2014 9.5% Fund Manager information for Kotak Banking and PSU Debt fund
Name Since Tenure Deepak Agrawal 1 Aug 08 16.26 Yr. Abhishek Bisen 1 Nov 22 2 Yr. Data below for Kotak Banking and PSU Debt fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 3.14% Debt 96.6% Other 0.27% Debt Sector Allocation
Sector Value Corporate 53.98% Government 42.62% Cash Equivalent 3.14% Credit Quality
Rating Value AA 2.72% AAA 97.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.18 Goi 14082033
Sovereign Bonds | -9% ₹517 Cr 50,443,730
↓ -8,500,010 7.10%Goi 08/04/2034
Sovereign Bonds | -8% ₹481 Cr 47,036,520
↑ 11,149,990 National Bank For Agriculture And Rural Development
Debentures | -6% ₹350 Cr 34,700 Power Finance Corp Ltd. 0.076%
Debentures | -6% ₹334 Cr 33,000 National Housing Bank
Debentures | -5% ₹277 Cr 27,500 Govt Stock 22092033
Sovereign Bonds | -4% ₹241 Cr 23,432,280 HDFC Bank Limited
Debentures | -4% ₹212 Cr 21,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹183 Cr 20,002
↑ 02 Rural Electrification Corporation Limited
Debentures | -3% ₹157 Cr 15,500 Rural Electrification Corporation Limited
Debentures | -3% ₹154 Cr 15,000 5. Aditya Birla Sun Life Banking & PSU Debt Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 9 in Banking & PSU Debt category. Return for 2023 was 6.9% , 2022 was 3.7% and 2021 was 3.6% . Aditya Birla Sun Life Banking & PSU Debt Fund
Growth Launch Date 9 May 08 NAV (21 Nov 24) ₹348.411 ↑ 0.02 (0.01 %) Net Assets (Cr) ₹9,507 on 31 Oct 24 Category Debt - Banking & PSU Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.7 Sharpe Ratio 1.9 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.4% Effective Maturity 4 Years 9 Months 25 Days Modified Duration 3 Years 7 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,055 31 Oct 21 ₹11,519 31 Oct 22 ₹11,878 31 Oct 23 ₹12,662 31 Oct 24 ₹13,705 Returns for Aditya Birla Sun Life Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 4.1% 1 Year 8% 3 Year 6% 5 Year 6.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.9% 2022 3.7% 2021 3.6% 2020 10.9% 2019 9.9% 2018 6.6% 2017 5.6% 2016 12.3% 2015 8.5% 2014 12.5% Fund Manager information for Aditya Birla Sun Life Banking & PSU Debt Fund
Name Since Tenure Kaustubh Gupta 29 Sep 09 15.01 Yr. Harshil Suvarnkar 22 Mar 21 3.53 Yr. Data below for Aditya Birla Sun Life Banking & PSU Debt Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 5.4% Debt 94.34% Other 0.26% Debt Sector Allocation
Sector Value Corporate 64.19% Government 31.92% Cash Equivalent 3.63% Credit Quality
Rating Value AA 0.89% AAA 99.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -4% ₹352 Cr 34,500 Power Finance Corporation Ltd.
Debentures | -3% ₹301 Cr 30,000 07.18 Goi 14082033
Sovereign Bonds | -3% ₹281 Cr 27,418,800
↓ -19,960,000 07.18 Goi 24072037
Sovereign Bonds | -3% ₹277 Cr 26,946,000
↑ 1,500,000 Power Finance Corp Ltd. 7.6%
Debentures | -3% ₹253 Cr 25,000 Small Industries Development Bank Of India
Debentures | -3% ₹245 Cr 24,500 7.10%Goi 08/04/2034
Sovereign Bonds | -2% ₹214 Cr 20,927,000
↑ 11,060,000 Small Industries Development Bank Of India
Debentures | -2% ₹200 Cr 20,000
↑ 17,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹196 Cr 19,500 REC Ltd. 7.71%
Debentures | -2% ₹196 Cr 19,500
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