Table of Contents
- براہ راست فنڈز آپ کے لئے کیوں ہیں؟
- ڈیبٹ فنڈ کی سرمایہ کاری کو سمجھنا
- بہترین ڈیبٹ میوچل فنڈز براہ راست منصوبے
Top 10 Funds
- Reliance Dynamic Bond Fund - Direct
- HDFC Floating Rate Income Fund - Short Term Plan - Direct
- Axis Corporate Debt Opportunities Fund - Direct
- Franklin India Income Builder Account - Plan A - Direct
- UTI Short Term Income Fund - Direct
- Franklin India Banking And PSU Debt Fund - Direct
- UTI Money Market Fund - Direct
- Franklin India Savings Plus Fund Retail Option - Direct
- UTI Treasury Advantage Fund - Direct
- Edelweiss Bond Fund - Direct
قرض باہمی فنڈز میں بہترین براہ راست منصوبے
باہمی فنڈ دو منصوبے پیش کرتا ہے۔ باقاعدہ اور براہ راست۔ اگرچہ باقاعدہ منصوبے کئی سالوں سے آپشن میں ہیں ، پہلا براہ راست منصوبہ سال 2013 میں متعارف کرایا گیا تھا۔ لیکن ، براہ راست منصوبے اپنی انوکھی خصوصیات اور فوائد کی وجہ سے نئے سرمایہ کاروں میں زبردست مقبولیت حاصل کررہے ہیں۔ اگرچہ ، فی الحال براہ راست منصوبے صرف ایک محدود پلیٹ فارم کے ذریعہ دستیاب ہیں ، لیکن اس کی طلب کو دیکھتے ہوئے ، بہت سے چینلز براہ راست منصوبے متعارف کروا رہے ہیں۔ سرمایہ کار جو سرمایہ کاری کرنا چاہتے ہیںقرض فنڈ براہ راست منصوبوں کا انتخاب کرکے ، یہاں ایک براہ راست فنڈز ، قرض کے فنڈز کے بارے میں مختصر تفہیم کے ساتھ کچھ بہترین براہ راست پین قرضوں کے فنڈز کی ایک جھلک ہے۔
براہ راست فنڈز آپ کے لئے کیوں ہیں؟
باقاعدہ فنڈز کے برعکس ، براہ راست فنڈز محدود چینلز کے ذریعہ دستیاب ہوتے ہیں جیسے میوچل فنڈ کمپنی ، آر ٹی اے جیسے کاروی /کیمز، محدود تیسری پارٹی کے سیکیورٹیز بیچوان ، اور فنڈ ہاؤس کے مجاز مقامی نمائندوں کو۔ وہ سرمایہ کار جو مشیر یا ثالث کی مدد کے بغیر آزادانہ طور پر اپنی سرمایہ کاری اور ان کی سرمایہ کاری کو ٹریک کرسکتے ہیں وہ فنڈ ہاؤس سے براہ راست منصوبوں میں سرمایہ کاری کرسکتے ہیں۔
براہ راست فنڈز میں ، باقاعدہ فنڈز کی طرح اخراجات کے معاوضے نہیں ہوتے ہیں۔ جیسا کہ نہیں ہیںتقسیم کار چارجز / ٹرانزیکشن چارجرز ، وغیرہ ، براہ راست منصوبوں کے اخراجات کا تناسب کم ہے۔ واپسی پر بھی اس کا اثر۔ چونکہ براہ راست میوچل فنڈ کے اخراجات کا تناسب کم ہوتا ہے ، اس کی واپسی باقاعدہ منصوبوں سے قدرے زیادہ ہوسکتی ہے۔ تقریبا 0.5 0.5 فیصد سے 1.5 فیصد زیادہ۔ یہ ایک وجہ ہے کہ سرمایہ کار براہ راست فنڈز کا انتخاب کررہے ہیں۔
مثالی طور پر ، anسرمایہ کار جو باہمی فنڈ کی سرمایہ کاری کا تجربہ رکھتا ہو اور مارکیٹ کی نقل و حرکت کے بارے میں عمدہ معلومات رکھتا ہو اسے براہ راست منصوبوں کو ترجیح دینی چاہئے۔ نئے سرمایہ کار جن کے بارے میں یقین نہیں ہےخطرہ بھوک اور مارکیٹ کو مثالی طور پر ترجیح دینی چاہئےباہمی چندہ باقاعدہ منصوبوں کے ساتھ۔
ڈیبٹ فنڈ کی سرمایہ کاری کو سمجھنا
ڈیبٹ فنڈز ایک قسم کے باہمی فنڈز ہیں جو بنیادی طور پر فکسڈ انکم سیکیورٹیز میں لگاتے ہیںبانڈز، سرکاری سیکیورٹیز ، خزانے کے بل وغیرہ ، اگر ہم قرض فنڈز کی درجہ بندی پر نگاہ ڈالیں تو ، انھیں پختگی ، مختصر ، درمیانی اور طویل مدتی مدت کے مطابق درجہ بندی کیا جاتا ہے۔ اس سے ان سرمایہ کاروں کو بہت سے اختیارات ملتے ہیں جو قرض کے فنڈز میں سرمایہ کاری کرنا چاہتے ہیں۔
جو لوگ سرمایہ کاری میں زیادہ خطرہ نہیں لینا چاہتے ہیں یا جو بچنا چاہتے ہیں ان کیلئے قرض فنڈز ایک اچھا اختیار ہےسرمایہ کاری انتہائی اتار چڑھاؤ میںایکویٹی فنڈز. یہ فنڈز مستقل اور مستحکم آمدنی فراہم کرتے ہیں ، تاہم ، ایکویٹی فنڈز کے مقابلے میں ریٹرن کم ملتے ہیں۔
پختگی کے مطابق قرض کے فنڈز کی اقسام
- مختصر مدت کے قرض کے فنڈز- راتوں رات فنڈز ،مائع فنڈز، الٹراقلیل مدتی فنڈز، کم دورانیے کے فنڈز
- میڈیم ٹرم ڈیبٹ فنڈز- مختصر مدت کے فنڈز ، درمیانی مدت کے فنڈز ، درمیانے درجے سے طویل مدتی فنڈز
- طویل مدتی قرض فنڈز- طویل مدت کے فنڈز
- بانڈ اورینٹڈ فنڈز-متحرک بانڈ فنڈز، کارپوریٹ بانڈ فنڈز
Talk to our investment specialist
بہترین ڈیبٹ میوچل فنڈز براہ راست منصوبے
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Reliance Dynamic Bond Fund - Direct Growth ₹38.5897
↑ 0.03 ₹4,286 1.5 3.6 8.5 6.9 6.4 9.4 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹49.3777
↑ 0.01 ₹15,085 1.7 3.7 8.4 7.4 6.9 8.5 Axis Corporate Debt Opportunities Fund - Direct Growth ₹17.402
↑ 0.00 ₹6,269 1.4 3.8 8.2 7.1 7.1 8.7 Franklin India Income Builder Account - Plan A - Direct Growth ₹102.982
↓ -0.01 ₹753 1.4 3.8 8 6.5 6.1 8.2 UTI Short Term Income Fund - Direct Growth ₹32.6383
↑ 0.01 ₹2,338 1.5 3.6 7.8 7 7.8 8.4 Franklin India Banking And PSU Debt Fund - Direct Growth ₹22.6821
↑ 0.00 ₹596 1.5 3.6 7.8 6.5 6.1 8.1 UTI Money Market Fund - Direct Growth ₹3,035.79
↑ 0.15 ₹17,810 1.8 3.7 7.7 7 6.1 7.8 Franklin India Savings Plus Fund Retail Option - Direct Growth ₹50.398
↓ 0.00 ₹2,548 1.7 3.7 7.7 6.8 6 7.8 UTI Treasury Advantage Fund - Direct Growth ₹3,500.95
↑ 0.23 ₹3,348 1.6 3.6 7.6 6.7 7.2 7.8 Edelweiss Bond Fund - Direct Growth ₹30.4888
↑ 0.00 ₹1,371 1.7 3.6 7.6 6.6 5.8 7.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Mar 25
The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund - Direct Returns up to 1 year are on To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized. Edelweiss Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Edelweiss Bond Fund - Direct Returns up to 1 year are on 1. Reliance Dynamic Bond Fund - Direct
CAGR/Annualized return of 7.8% since its launch. Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% . Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Mar 25) ₹38.5897 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹4,286 on 31 Jan 25 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 1.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.12% Effective Maturity 5 Years 4 Months 10 Days Modified Duration 4 Years 3 Months 18 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,588 28 Feb 22 ₹11,309 28 Feb 23 ₹11,672 29 Feb 24 ₹12,672 28 Feb 25 ₹13,783 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.6% 1 Year 8.5% 3 Year 6.9% 5 Year 6.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.4% 2022 7.1% 2021 2.8% 2020 3.2% 2019 11.9% 2018 9.2% 2017 5.5% 2016 3.8% 2015 14.7% 2014 6.4% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 4.68 Yr. Pranay Sinha 31 Mar 21 3.92 Yr. Kinjal Desai 25 May 18 6.77 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 3% Debt 96.71% Other 0.29% Debt Sector Allocation
Sector Value Government 96.71% Cash Equivalent 3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -7% ₹304 Cr 29,400,000 07.78 MH Sgs 2030
Sovereign Bonds | -6% ₹250 Cr 24,100,200 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹231 Cr 23,078,300 7.17% Govt Stock 2030
Sovereign Bonds | -3% ₹143 Cr 14,000,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹139 Cr 13,500,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹129 Cr 12,500,000 07.02 Tn SDL 2030
Sovereign Bonds | -3% ₹125 Cr 12,500,000 07.86 MH Sdl 2030
Sovereign Bonds | -3% ₹114 Cr 11,000,000 06.65 GJ Sdl 2030
Sovereign Bonds | -3% ₹110 Cr 11,200,000 07.60 MH Sdl 2030
Sovereign Bonds | -3% ₹108 Cr 10,500,000 2. HDFC Floating Rate Income Fund - Short Term Plan - Direct
CAGR/Annualized return of 7.9% since its launch. Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% . HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (05 Mar 25) ₹49.3777 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹15,085 on 31 Jan 25 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 3.37 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.67% Effective Maturity 4 Years 3 Months 8 Days Modified Duration 1 Year 3 Months 28 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,823 28 Feb 22 ₹11,329 28 Feb 23 ₹11,939 29 Feb 24 ₹12,914 28 Feb 25 ₹14,011
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.7% 1 Year 8.4% 3 Year 7.4% 5 Year 6.9% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.5% 2022 7.9% 2021 4.8% 2020 4.4% 2019 9.4% 2018 8.7% 2017 7.4% 2016 7% 2015 9.1% 2014 8.9% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Shobhit Mehrotra 23 Oct 07 17.37 Yr. Dhruv Muchhal 22 Jun 23 1.69 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 10.05% Debt 89.67% Other 0.28% Debt Sector Allocation
Sector Value Corporate 45.46% Government 45.16% Cash Equivalent 9.1% Credit Quality
Rating Value AA 12.68% AAA 87.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.53% Govt Stock 2034
Sovereign Bonds | -15% ₹2,289 Cr 226,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -8% ₹1,277 Cr 124,141,200 7.59% Govt Stock 2031
Sovereign Bonds | -6% ₹939 Cr 92,500,000 7.3% Govt Stock 2028
Sovereign Bonds | -3% ₹528 Cr 52,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹352 Cr 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹304 Cr 30,500 Power Finance Corporation Ltd.
Debentures | -2% ₹301 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹251 Cr 25,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹250 Cr 25,000 Small Industries Development Bank Of India
Debentures | -1% ₹224 Cr 2,250 3. Axis Corporate Debt Opportunities Fund - Direct
CAGR/Annualized return of 7.5% since its launch. Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% . Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (05 Mar 25) ₹17.402 ↑ 0.00 (0.03 %) Net Assets (Cr) ₹6,269 on 15 Feb 25 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.27 Sharpe Ratio 2.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 4 Years 9 Months 25 Days Modified Duration 3 Years 6 Months 14 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,968 28 Feb 22 ₹11,554 28 Feb 23 ₹12,074 29 Feb 24 ₹13,075 28 Feb 25 ₹14,162 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 3.8% 1 Year 8.2% 3 Year 7.1% 5 Year 7.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.7% 2022 7.5% 2021 4.4% 2020 4.4% 2019 12.4% 2018 6.9% 2017 8.8% 2016 2015 2014 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 7.64 Yr. Hardik Shah 31 Jan 22 3.08 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 15 Feb 25
Asset Allocation
Asset Class Value Cash 5.42% Debt 94.32% Other 0.26% Debt Sector Allocation
Sector Value Corporate 58.61% Government 36.49% Cash Equivalent 4.64% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹527 Cr 51,516,700
↓ -7,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹303 Cr 29,500,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹163 Cr 15,864,500
↓ -1,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹150 Cr 15,000 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹131 Cr 13,000,000
↑ 2,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -2% ₹129 Cr 12,500,000
↓ -1,000,000 Rec Limited
Debentures | -2% ₹125 Cr 12,500 Kohima Mariani Transmission Limited
Debentures | -2% ₹117 Cr 11,800 National Bank For Agriculture And Rural Development
Debentures | -2% ₹111 Cr 11,000 7.93% Govt Stock 2033
Sovereign Bonds | -2% ₹108 Cr 10,500,000 4. Franklin India Income Builder Account - Plan A - Direct
CAGR/Annualized return of 8.3% since its launch. Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% . Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (05 Mar 25) ₹102.982 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹753 on 31 Jan 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.97 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.59% Effective Maturity 3 Years 7 Months 28 Days Modified Duration 2 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,617 28 Feb 22 ₹11,180 28 Feb 23 ₹11,619 29 Feb 24 ₹12,497 28 Feb 25 ₹13,496 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.8% 1 Year 8% 3 Year 6.5% 5 Year 6.1% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.2% 2022 7.1% 2021 3.7% 2020 4.3% 2019 9.7% 2018 9.8% 2017 8.1% 2016 8.3% 2015 9.7% 2014 9.3% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 1.4 Yr. Anuj Tagra 7 Mar 24 0.98 Yr. Chandni Gupta 7 Mar 24 0.98 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 5.68% Debt 94.04% Other 0.28% Debt Sector Allocation
Sector Value Corporate 76.96% Government 17.08% Cash Equivalent 5.68% Credit Quality
Rating Value AA 20.34% AAA 79.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.53% Govt Stock 2034
Sovereign Bonds | -8% ₹57 Cr 5,500,000 ICICI Home Finance Company Limited
Debentures | -7% ₹54 Cr 5,000 Sikka Ports & Terminals Limited
Debentures | -7% ₹52 Cr 500 Mankind Pharma Ltd
Debentures | -7% ₹52 Cr 5,000 Pipeline Infrastructure Private Limited
Debentures | -7% ₹51 Cr 5,000 Summit Digitel Infrastructure Ltd
Debentures | -7% ₹51 Cr 5,000 Rural Electrification Corporation Limited
Debentures | -6% ₹49 Cr 9,000 Bajaj Finance Ltd. 8.1167%
Debentures | -4% ₹27 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹27 Cr 2,500 HDB Financial Services Ltd. 8.3324%
Debentures | -4% ₹27 Cr 2,500 5. UTI Short Term Income Fund - Direct
CAGR/Annualized return of 7.4% since its launch. Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% . UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Mar 25) ₹32.6383 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹2,338 on 31 Jan 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.33 Sharpe Ratio 1.9 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.54% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,842 28 Feb 22 ₹11,928 28 Feb 23 ₹12,488 29 Feb 24 ₹13,542 28 Feb 25 ₹14,605 Returns for UTI Short Term Income Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.6% 1 Year 7.8% 3 Year 7% 5 Year 7.8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.4% 2022 7.6% 2021 4.4% 2020 9% 2019 11% 2018 -3.5% 2017 6.6% 2016 6.6% 2015 10.6% 2014 8.9% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Sudhir Agarwal 25 Oct 12 12.36 Yr. Data below for UTI Short Term Income Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 11.8% Debt 87.91% Other 0.29% Debt Sector Allocation
Sector Value Corporate 68.57% Government 19.34% Cash Equivalent 11.8% Credit Quality
Rating Value AA 13.16% AAA 86.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -7% ₹176 Cr 1,750 Small Industries Development Bank Of India
Debentures | -7% ₹176 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -7% ₹176 Cr 17,500 National Housing Bank
Debentures | -7% ₹176 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -7% ₹175 Cr 17,500 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹151 Cr 1,500,000,000
↑ 1,000,000,000 Bajaj Finance Limited
Debentures | -3% ₹75 Cr 7,500 Kotak Mahindra Prime Limited
Debentures | -3% ₹75 Cr 750 Shriram Finance Limited
Debentures | -3% ₹70 Cr 7,000 Rec Limited
Debentures | -2% ₹60 Cr 6,000 6. Franklin India Banking And PSU Debt Fund - Direct
CAGR/Annualized return of 7.8% since its launch. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% . Franklin India Banking And PSU Debt Fund - Direct
Growth Launch Date 25 Apr 14 NAV (05 Mar 25) ₹22.6821 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹596 on 31 Jan 25 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.19 Sharpe Ratio 1.87 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.4% Effective Maturity 3 Years 1 Month 26 Days Modified Duration 1 Year 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,609 28 Feb 22 ₹11,168 28 Feb 23 ₹11,582 29 Feb 24 ₹12,496 28 Feb 25 ₹13,460
Purchase not allowed Returns for Franklin India Banking And PSU Debt Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.6% 1 Year 7.8% 3 Year 6.5% 5 Year 6.1% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.1% 2022 7.2% 2021 3.6% 2020 4% 2019 9.5% 2018 11.6% 2017 7.3% 2016 6.8% 2015 10.2% 2014 7.9% Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
Name Since Tenure Anuj Tagra 7 Mar 24 0.98 Yr. Chandni Gupta 7 Mar 24 0.98 Yr. Sandeep Manam 18 Oct 21 3.37 Yr. Data below for Franklin India Banking And PSU Debt Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 5.65% Debt 94.03% Other 0.33% Debt Sector Allocation
Sector Value Corporate 66.58% Government 27.44% Cash Equivalent 5.65% Credit Quality
Rating Value AA 9.7% AAA 90.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.53% Govt Stock 2034
Sovereign Bonds | -7% ₹41 Cr 4,000,000 ICICI Bank Limited
Debentures | -6% ₹35 Cr 350 Rural Electrification Corporation Limited
Debentures | -5% ₹32 Cr 6,000 Ongc Petro Additions Ltd.
Debentures | -5% ₹30 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹27 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -4% ₹27 Cr 2,500 National Housing Bank
Debentures | -4% ₹26 Cr 2,500 National Housing Bank
Debentures | -4% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹26 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -4% ₹26 Cr 2,500 7. UTI Money Market Fund - Direct
CAGR/Annualized return of 7.3% since its launch. Return for 2024 was 7.8% , 2023 was 7.5% and 2022 was 5% . UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Mar 25) ₹3,035.79 ↑ 0.15 (0.01 %) Net Assets (Cr) ₹17,810 on 31 Jan 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.18 Sharpe Ratio 3.99 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.51% Effective Maturity 6 Months 1 Day Modified Duration 6 Months 1 Day Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,570 28 Feb 22 ₹10,990 28 Feb 23 ₹11,585 29 Feb 24 ₹12,479 28 Feb 25 ₹13,444
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 3.7% 1 Year 7.7% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.8% 2022 7.5% 2021 5% 2020 3.8% 2019 6.1% 2018 8.1% 2017 7.9% 2016 6.8% 2015 7.8% 2014 8.5% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 3.25 Yr. Amit Sharma 7 Jul 17 7.65 Yr. Data below for UTI Money Market Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 97.72% Debt 2.05% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 63.12% Corporate 30.43% Government 6.22% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 18102024
Sovereign Bonds | -6% ₹1,032 Cr 10,350,000,000 182 DTB 27062025
Sovereign Bonds | -1% ₹195 Cr 2,000,000,000 India (Republic of)
- | -1% ₹188 Cr 2,000,000,000
↑ 2,000,000,000 India (Republic of)
- | -1% ₹173 Cr 1,750,000,000 7.52% GJ Sdl 08/03/2025
Sovereign Bonds | -1% ₹100 Cr 1,000,000,000 364 DTB
Sovereign Bonds | -0% ₹49 Cr 500,000,000 CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
Investment Fund | -0% ₹43 Cr 39,382 08.05 GJ Sdl 2025feb
Sovereign Bonds | -0% ₹20 Cr 200,000,000 Net Current Assets
Net Current Assets | -8% ₹1,490 Cr Indian Bank
Certificate of Deposit | -2% ₹466 Cr 5,000,000,000
↑ 5,000,000,000 8. Franklin India Savings Plus Fund Retail Option - Direct
CAGR/Annualized return of 7.5% since its launch. Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.6% . Franklin India Savings Plus Fund Retail Option - Direct
Growth Launch Date 1 Jan 13 NAV (05 Mar 25) ₹50.398 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹2,548 on 31 Jan 25 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderately Low Expense Ratio 0.11 Sharpe Ratio 4.05 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 6 Months 4 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,564 28 Feb 22 ₹10,973 28 Feb 23 ₹11,526 29 Feb 24 ₹12,413 28 Feb 25 ₹13,371 Returns for Franklin India Savings Plus Fund Retail Option - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.7% 1 Year 7.7% 3 Year 6.8% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.8% 2022 7.4% 2021 4.6% 2020 3.7% 2019 6.2% 2018 8.6% 2017 7.7% 2016 7.3% 2015 8.5% 2014 9% Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 1.4 Yr. Rohan Maru 10 Oct 24 0.39 Yr. Chandni Gupta 30 Apr 24 0.84 Yr. Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 80.23% Debt 19.54% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 53.46% Corporate 27.64% Government 18.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 19062025
Sovereign Bonds | -8% ₹220 Cr 22,500,000 HDFC Bank Ltd.
Debentures | -7% ₹186 Cr 4,000 364 DTB 28082025
Sovereign Bonds | -2% ₹59 Cr 6,151,200 5.22% Govt Stock 2025
Sovereign Bonds | -2% ₹50 Cr 5,000,000 Corporate Debt Market Development Fund Class A2
Investment Fund | -0% ₹6 Cr 5,772 364 DTB 22012026
Sovereign Bonds | -0% ₹3 Cr 316,500
↑ 316,500 Canara Bank
Certificate of Deposit | -5% ₹140 Cr 3,000 Small Industries Development Bank Of India (04-Feb-2026) **
Net Current Assets | -4% ₹116 Cr 2,500
↑ 2,500 Indian Bank
Certificate of Deposit | -4% ₹100 Cr 2,000 Bank Of Baroda
Certificate of Deposit | -4% ₹98 Cr 2,000 9. UTI Treasury Advantage Fund - Direct
CAGR/Annualized return of 6.9% since its launch. Return for 2024 was 7.8% , 2023 was 7.2% and 2022 was 4.6% . UTI Treasury Advantage Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Mar 25) ₹3,500.95 ↑ 0.23 (0.01 %) Net Assets (Cr) ₹3,348 on 31 Jan 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating Risk Moderately Low Expense Ratio 0.34 Sharpe Ratio 2.54 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.62% Effective Maturity 11 Months 19 Days Modified Duration 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,643 28 Feb 22 ₹11,643 28 Feb 23 ₹12,225 29 Feb 24 ₹13,143 28 Feb 25 ₹14,147 Returns for UTI Treasury Advantage Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.6% 1 Year 7.6% 3 Year 6.7% 5 Year 7.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.8% 2022 7.2% 2021 4.6% 2020 9.1% 2019 7.4% 2018 -4.1% 2017 7.5% 2016 7.2% 2015 9.1% 2014 8.9% Fund Manager information for UTI Treasury Advantage Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 3.17 Yr. Data below for UTI Treasury Advantage Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 52.52% Debt 47.21% Other 0.27% Debt Sector Allocation
Sector Value Corporate 49.36% Cash Equivalent 41.26% Government 9.12% Credit Quality
Rating Value AA 6.7% AAA 93.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹151 Cr 15,000 Power Finance Corporation Limited
Debentures | -4% ₹147 Cr 1,500
↑ 500 Bajaj Housing Finance Limited
Debentures | -4% ₹125 Cr 1,250 Rural Electrification Corporation Limited
Debentures | -3% ₹100 Cr 10,000 Nirma Limited
Debentures | -2% ₹75 Cr 7,500 LIC Housing Finance Limited
Debentures | -2% ₹75 Cr 750 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -2% ₹60 Cr 75 Aditya Birla Renewables Limited
Debentures | -1% ₹50 Cr 5,000 Export Import Bank Of India
Debentures | -1% ₹50 Cr 500 Rec Limited
Debentures | -1% ₹50 Cr 5,000 10. Edelweiss Bond Fund - Direct
CAGR/Annualized return of 7.5% since its launch. Return for 2024 was 7.7% , 2023 was 7.2% and 2022 was 4.3% . Edelweiss Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Mar 25) ₹30.4888 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹1,371 on 15 Feb 25 Category Debt - Dynamic Bond AMC Edelweiss Asset Management Limited Rating Risk Moderate Expense Ratio 0.3 Sharpe Ratio 3.28 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.6% Effective Maturity 8 Months 11 Days Modified Duration 8 Months 12 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,540 28 Feb 22 ₹10,941 28 Feb 23 ₹11,450 29 Feb 24 ₹12,300 28 Feb 25 ₹13,240 Returns for Edelweiss Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.6% 1 Year 7.6% 3 Year 6.6% 5 Year 5.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.7% 2022 7.2% 2021 4.3% 2020 3.7% 2019 7.2% 2018 13.4% 2017 6.6% 2016 3.6% 2015 10.5% 2014 7.9% Fund Manager information for Edelweiss Bond Fund - Direct
Name Since Tenure Pranavi Kulkarni 23 Nov 21 3.27 Yr. Hetul Raval 1 Jul 24 0.67 Yr. Data below for Edelweiss Bond Fund - Direct as on 15 Feb 25
Asset Allocation
Asset Class Value Cash 88.05% Debt 11.72% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 51.8% Corporate 36.25% Government 11.72% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 04122025
Sovereign Bonds | -3% ₹48 Cr 5,000,000 08.27 KA Sdl 2025
Sovereign Bonds | -2% ₹25 Cr 2,500,000 07.99 KA Sdl 2025
Sovereign Bonds | -2% ₹25 Cr 2,500,000 364 DTB 03102025
Sovereign Bonds | -2% ₹24 Cr 2,500,000 364 Days Tbill Red 05-02-2026
Sovereign Bonds | -2% ₹24 Cr 2,500,000
↑ 2,500,000 07.00 RJ Sdl 2025
Sovereign Bonds | -1% ₹15 Cr 1,500,000 SBI CDMDF--A2
Investment Fund | -0% ₹3 Cr 2,927 HDFC Bank Limited
Certificate of Deposit | -7% ₹96 Cr 10,000,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -7% ₹94 Cr 10,000,000 Punjab National Bank
Certificate of Deposit | -5% ₹71 Cr 7,500,000
یہاں فراہم کردہ معلومات کو درست بنانے کے لئے تمام کوششیں کی گئیں ہیں۔ تاہم ، اعداد و شمار کی درستگی کے بارے میں کوئی ضمانت نہیں دی گئی ہے۔ براہ کرم کوئی سرمایہ کاری کرنے سے پہلے اسکیم سے متعلق معلومات کے دستاویز کی تصدیق کریں۔
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved