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Table of Contents
- طویل مدتی قرض فنڈز- طویل مدتی سرمایہ کاری کا منصوبہ
- واپسی اور خطرہ
- لانگ ٹرم ڈیبٹ فنڈز ٹیکسیشن
- لانگ ٹرم بانڈ فنڈز میں سرمایہ کاری کیسے کی جائے؟
- 2022 میں سرمایہ کاری کے لیے بہترین لانگ ٹرم بانڈ فنڈز
- لانگ ٹرم بانڈز میں آن لائن سرمایہ کاری کیسے کی جائے؟
Top 10 Debt - Government Bond Funds
- IDFC Government Securities Fund - Investment Plan
- Invesco India Gilt Fund
- Axis Gilt Fund
- DSP BlackRock Government Securities Fund
- Edelweiss Government Securities Fund
- Aditya Birla Sun Life Government Securities Fund
- Nippon India Gilt Securities Fund
- Canara Robeco Gilt Fund
- PGIM India Gilt Fund
- UTI Gilt Fund
طویل مدتی قرض فنڈز- آپ کو کب سرمایہ کاری کرنی چاہئے؟
طویل مدتی قرض فنڈز قرض کی ایک قسم ہیں۔باہمی چندہ جو کارپوریٹ میں سرمایہ کاری کرتے ہیں۔بانڈز اور سرکاری سیکیورٹیز (g-secs) جن کی پختگی کی مدت طویل ہے۔ ان فنڈز کی اوسط میچورٹی 3 سال سے زیادہ ہوتی ہے، اکثر اوقات۔ اسی لیے، یہ فنڈز ان سرمایہ کاروں کے لیے موزوں ہیں جو وسط سے طویل مدتی بنانا چاہتے ہیں۔سرمایہ کاری کا منصوبہ یعنی، عام طور پر 3-5 سال یا اس سے بھی زیادہ۔ آئیے سمجھتے ہیں کہ طویل مدتی قرض فنڈز کیسے کام کرتے ہیں اور 2022 میں سرمایہ کاری کے لیے بہترین طویل مدتی بانڈ فنڈز کون سے ہیں۔
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طویل مدتی قرض فنڈز- طویل مدتی سرمایہ کاری کا منصوبہ
طویل مدتی قرض فنڈز اپنی بڑی سرمایہ کاری کرتے ہیں۔زیرِ نظر قرض کے آلات میں اثاثہ جیسے کارپوریٹ ڈیبینچرز، بانڈز اورکرنسی مارکیٹ اعلی میچورٹی مدت کے ساتھ آلات اور سرکاری سیکیورٹی سرمایہ کاروں کو طویل مدتی قرض فنڈز میں سرمایہ کاری کرنی چاہیے اگر ان کے پاس سرمایہ کاری کا وقت 3 سال سے زیادہ ہے۔ اس کے علاوہ، یہ فنڈ صرف ان سرمایہ کاروں کے لیے موزوں ہے جو سرمایہ کاری میں کسی حد تک خطرہ مول لینے کے لیے تیار ہیں۔
طویل مدتی قرض کے فنڈز شرح سود میں ہونے والی تبدیلیوں کے لیے حساس ہوتے ہیں اور قرض کے فنڈز کی دیگر اقسام کے مقابلے زیادہ غیر مستحکم ہوتے ہیں۔ سود کی شرح اور قرض کے آلات کی قیمتیں ایک الٹا تعلق رکھتی ہیں، جس کا مطلب ہے کہ وہ مخالف سمتوں میں چلتے ہیں۔ مثال کے طور پر، سود کی گرتی ہوئی شرح قرض فنڈز یا بانڈ فنڈز کے لیے اچھی ہے۔ طویل مدتیآمدنی فنڈز کو عام طور پر فائدہ ہوتا ہے جب شرح سود نیچے کی طرف بڑھ رہی ہوتی ہے۔ مزید برآں، شرح سود میں کمی کے دوران، بانڈ کی قیمتیں بڑھ جاتی ہیں اور یہ اضافہ ہوتا ہے۔NAVs کےقرض فنڈ سکیمیں
گرتی ہوئی شرح سود کے منظر نامے میں، ایسے بانڈز کی اوسط میچورٹی تقریباً 7-10 سال تک جا سکتی ہے۔ جب شرح سود میں اضافہ ہوتا ہے، تو وہ کم مدتی سیکیورٹیز کا ذخیرہ کرتے ہیں اور پورٹ فولیو کی اوسط میچورٹی کو کم رکھتے ہیں۔
زیادہ تر، طویل مدتی بانڈ فنڈز میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے جب سود کی شرحوں میں کمی کی توقع کی جاتی ہے کیونکہ شرح سود میں کمی طویل مدتی سیکیورٹیز کی قیمتوں میں اضافے کا سبب بنتی ہے۔ وہ سرمایہ کار جو سود کی شرح میں اتار چڑھاؤ سے مطمئن ہیں۔مارکیٹ، صرف ترجیح دینا چاہئےسرمایہ کاری طویل مدتی قرض فنڈز میں.
واپسی اور خطرہ
ان فنڈز کا مقصد حد سے زیادہ منافع دینا ہے۔بینک فکسڈ ڈپازٹس مزید برآں، اگر تین سال سے زائد عرصے تک رکھا جائے، تو ریٹرن زیادہ ٹیکس موثر ہوتے ہیں۔ لیکن، خطرے کی طرف، یہ فنڈز اتار چڑھاؤ کا شکار ہو سکتے ہیں جب شرح سود اچانک سمت بدلتی ہے۔ شرح سود کے مسلسل بڑھتے ہوئے نظام میں، یہ فنڈز معمولی منافع دیتے ہیں کیونکہ وہ طویل مدتی بانڈز فروخت نہیں کر سکتے اور مختصر مدت کے اسکرپٹس پر سوئچ نہیں کر سکتے۔
لانگ ٹرم ڈیبٹ فنڈز ٹیکسیشن
قرض فنڈز پر ٹیکس کا اطلاق درج ذیل طریقے سے کیا جاتا ہے۔
شارٹ ٹرم کیپیٹل گینز
اگر قرض کی سرمایہ کاری کی مدت 36 ماہ سے کم ہے، تو اسے مختصر مدت کی سرمایہ کاری کے طور پر درجہ بندی کیا جاتا ہے اور ان پر فرد کے ٹیکس سلیب کے مطابق ٹیکس لگایا جاتا ہے۔
طویل مدتی کیپٹل گینز
اگر قرض کی سرمایہ کاری کی ہولڈنگ کی مدت 36 ماہ سے زیادہ ہے، تو اسے ایک طویل مدتی سرمایہ کاری کے طور پر درجہ بندی کیا جاتا ہے اور اس پر انڈیکسیشن فائدہ کے ساتھ 20% ٹیکس لگایا جاتا ہے۔
| سرمایہ فوائد | انویسٹمنٹ ہولڈنگ گینز | ٹیکس لگانا |
|---|---|---|
| قلیل مدتکیپٹل گینز | 36 ماہ سے کم | فرد کے ٹیکس سلیب کے مطابق |
| طویل مدتی کیپٹل گینز | 36 ماہ سے زیادہ | انڈیکسیشن فوائد کے ساتھ 20% |
لانگ ٹرم بانڈ فنڈز میں سرمایہ کاری کیسے کی جائے؟
سرمایہ کار دو طریقوں سے سرمایہ کاری کر سکتے ہیں۔گھونٹ یا یکمشت۔ اوسط سرمایہ کاروں کے لیے، SIP (سسٹمیٹک انویسٹمنٹ پلان) سب سے قابل عمل آپشن ہے۔ یہ آپ کو ماہانہ/ سہ ماہی/ سالانہ سرمایہ کاری کا ایک منظم آپشن فراہم کرتا ہے۔بنیاد. یکمشت رقم میں، سرمایہ کاروں کو اسکیم میں ایک بار نیچے ادائیگی کے طور پر کافی رقم لگانی پڑتی ہے۔ یکمشت کے لیے کم از کم سرمایہ کاری کی رقم INR 5000 ہے، جبکہ SIP کے لیے یہ INR 500 ہے۔
2022 میں سرمایہ کاری کے لیے بہترین لانگ ٹرم بانڈ فنڈز
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDFC Government Securities Fund - Investment Plan Growth ₹33.9989
↓ -0.01 ₹3,079 5,000 1,000 1.9 6 12.1 6.2 6.8 7% 12Y 29D 28Y 9M Invesco India Gilt Fund Growth ₹2,721.29
↓ -0.01 ₹1,196 5,000 100 1.9 5.6 11.1 6.3 6.6 7.08% 10Y 4M 10D 23Y 6M 14D Axis Gilt Fund Growth ₹24.3483
↑ 0.00 ₹613 5,000 1,000 2.1 5.6 11 6.3 7.1 6.98% 10Y 29D 23Y 7M 6D DSP BlackRock Government Securities Fund Growth ₹91.7264
↓ -0.06 ₹1,418 1,000 500 2.1 5.8 11 6.5 7.1 6.89% 11Y 1M 28D 26Y 8M 23D Edelweiss Government Securities Fund Growth ₹23.5388
↑ 0.00 ₹171 5,000 1,000 1.8 5.2 10.8 6 6.2 6.93% 8Y 10M 13D 17Y 1M 5D Aditya Birla Sun Life Government Securities Fund Growth ₹77.875
↓ 0.00 ₹2,259 1,000 1,000 1.8 5.2 10.3 5.9 7.1 6.92% 9Y 11D 18Y 10M 2D Nippon India Gilt Securities Fund Growth ₹36.4459
↓ -0.01 ₹1,986 5,000 100 1.8 5.1 9.9 5.7 6.7 6.95% 9Y 29D 19Y 7M 6D Canara Robeco Gilt Fund Growth ₹72.4013
↓ -0.01 ₹121 5,000 1,000 1.8 5 9.8 5.7 6.5 6.91% 8Y 9M 5D 21Y 7M 9D PGIM India Gilt Fund Growth ₹28.9272
↑ 0.01 ₹117 5,000 1,000 1.8 5.3 9.8 5.6 6.6 6.94% 8Y 11M 12D 19Y 6M 22D UTI Gilt Fund Growth ₹59.9068
↑ 0.01 ₹663 5,000 500 1.7 4.8 9.7 5.9 6.7 6.87% 7Y 6M 22D 14Y 11M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Nov 24
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a Below is the key information for IDFC Government Securities Fund - Investment Plan Returns up to 1 year are on The objective of the Scheme is to generate optimal returns by investing in a portfolio of securities issued and guaranteed by Central and State Government. Invesco India Gilt Fund is a Debt - Government Bond fund was launched on 9 Feb 08. It is a fund with Moderate risk and has given a Below is the key information for Invesco India Gilt Fund Returns up to 1 year are on (Erstwhile Axis Constant Maturity 10 Year Fund) To generate returns similar to that of 10 year government bonds. Axis Gilt Fund is a Debt - Government Bond fund was launched on 23 Jan 12. It is a fund with Moderate risk and has given a Below is the key information for Axis Gilt Fund Returns up to 1 year are on The Scheme aims to generate returns through investments in Central Govt Securities. DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Government Securities Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income through investment in Securities of various maturities issued and/or created by the Central Government and State Governments of India. However, there can be no assurance that the investment objectives of the Scheme will be realized Edelweiss Government Securities Fund is a Debt - Government Bond fund was launched on 13 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for Edelweiss Government Securities Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan) An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities. Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Government Securities Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Nippon India Gilt Securities Fund is a Debt - Government Bond fund was launched on 22 Aug 08. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Gilt Securities Fund Returns up to 1 year are on (Erstwhile Canara Robeco GILT PGS) To provide risk free return (except interest rate risk) and long term capital
appreciation by investing only in Govt. Securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Gilt Fund is a Debt - Government Bond fund was launched on 29 Dec 99. It is a fund with Moderate risk and has given a Below is the key information for Canara Robeco Gilt Fund Returns up to 1 year are on To generate reasonable returns by investing in Central/State Government securities of various maturities. PGIM India Gilt Fund is a Debt - Government Bond fund was launched on 27 Oct 08. It is a fund with Moderate risk and has given a Below is the key information for PGIM India Gilt Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Fund Returns up to 1 year are on 1. IDFC Government Securities Fund - Investment Plan
CAGR/Annualized return of 8% since its launch. Ranked 14 in Government Bond category. Return for 2023 was 6.8% , 2022 was 1.4% and 2021 was 2.1% . IDFC Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (07 Nov 24) ₹33.9989 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹3,079 on 30 Sep 24 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.19 Sharpe Ratio 1.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7% Effective Maturity 28 Years 9 Months Modified Duration 12 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,355 31 Oct 21 ₹11,658 31 Oct 22 ₹11,710 31 Oct 23 ₹12,387 31 Oct 24 ₹13,967 Returns for IDFC Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.3% 3 Month 1.9% 6 Month 6% 1 Year 12.1% 3 Year 6.2% 5 Year 7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 1.4% 2021 2.1% 2020 13.7% 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% 2015 6% 2014 16.5% Fund Manager information for IDFC Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 13.97 Yr. Brijesh Shah 10 Jun 24 0.31 Yr. Data below for IDFC Government Securities Fund - Investment Plan as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 1.69% Debt 98.31% Debt Sector Allocation
Sector Value Government 98.31% Cash Equivalent 1.69% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -98% ₹2,812 Cr 269,100,000
↑ 17,100,000 7.17% Govt Stock 2028
Sovereign Bonds | -0% ₹0 Cr 6,300 Net Current Assets
Net Current Assets | -2% ₹46 Cr Triparty Repo Trp_170924
CBLO/Reverse Repo | -0% ₹2 Cr Cash Margin - Ccil
CBLO | -0% ₹0 Cr 2. Invesco India Gilt Fund
CAGR/Annualized return of 6.2% since its launch. Ranked 10 in Government Bond category. Return for 2023 was 6.6% , 2022 was 2.3% and 2021 was 0.7% . Invesco India Gilt Fund
Growth Launch Date 9 Feb 08 NAV (07 Nov 24) ₹2,721.29 ↓ -0.01 (0.00 %) Net Assets (Cr) ₹1,196 on 30 Sep 24 Category Debt - Government Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.2 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.08% Effective Maturity 23 Years 6 Months 14 Days Modified Duration 10 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,776 31 Oct 21 ₹10,841 31 Oct 22 ₹11,035 31 Oct 23 ₹11,660 31 Oct 24 ₹13,020 Returns for Invesco India Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.4% 3 Month 1.9% 6 Month 5.6% 1 Year 11.1% 3 Year 6.3% 5 Year 5.5% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 2.3% 2021 0.7% 2020 8.2% 2019 9.6% 2018 6.2% 2017 1.2% 2016 16.6% 2015 4.2% 2014 17% Fund Manager information for Invesco India Gilt Fund
Name Since Tenure Krishna Cheemalapati 27 Jul 21 3.18 Yr. Vikas Garg 26 Sep 20 4.01 Yr. Data below for Invesco India Gilt Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.78% Debt 96.22% Debt Sector Allocation
Sector Value Government 96.22% Cash Equivalent 3.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.30 Goi 19062053
Sovereign Bonds | -26% ₹315 Cr 30,000,000 07.09 Goi 05082054
Sovereign Bonds | -22% ₹265 Cr 25,900,200
↑ 1,500,000 7.23% Goi 15/04/2039
Sovereign Bonds | -19% ₹229 Cr 22,000,000
↑ 10,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -13% ₹158 Cr 15,000,000
↑ 4,000,000 07.18 Goi 24072037
Sovereign Bonds | -10% ₹119 Cr 11,500,000
↓ -500,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹65 Cr 6,000,000
↑ 1,000,000 Net Receivables / (Payables)
Net Current Assets | -2% ₹24 Cr Triparty Repo
CBLO/Reverse Repo | -2% ₹21 Cr 7.18% Govt Stock 2033
Sovereign Bonds | -₹0 Cr 00
↓ -2,500,000 3. Axis Gilt Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 16 in Government Bond category. Return for 2023 was 7.1% , 2022 was 2.4% and 2021 was 2.4% . Axis Gilt Fund
Growth Launch Date 23 Jan 12 NAV (07 Nov 24) ₹24.3483 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹613 on 30 Sep 24 Category Debt - Government Bond AMC Axis Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 23 Years 7 Months 6 Days Modified Duration 10 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,269 31 Oct 21 ₹11,609 31 Oct 22 ₹11,827 31 Oct 23 ₹12,488 31 Oct 24 ₹13,917 Returns for Axis Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.5% 3 Month 2.1% 6 Month 5.6% 1 Year 11% 3 Year 6.3% 5 Year 6.9% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 2.4% 2021 2.4% 2020 13.1% 2019 12% 2018 5.3% 2017 1.4% 2016 13.7% 2015 6.3% 2014 15% Fund Manager information for Axis Gilt Fund
Name Since Tenure Devang Shah 5 Nov 12 11.91 Yr. Sachin Jain 1 Feb 23 1.66 Yr. Data below for Axis Gilt Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.16% Debt 96.84% Debt Sector Allocation
Sector Value Government 96.84% Cash Equivalent 3.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -28% ₹173 Cr 16,500,000
↑ 1,000,000 07.23 Goi 2064
Sovereign Bonds | -17% ₹106 Cr 10,200,000
↓ -3,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹97 Cr 9,500,000
↑ 6,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹95 Cr 9,000,000
↑ 4,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -9% ₹56 Cr 5,500,000
↑ 5,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -3% ₹16 Cr 1,500,000 Maharashtra (Government of) 7.45%
- | -2% ₹11 Cr 1,083,700 7.46% Govt Stock 2073
Sovereign Bonds | -2% ₹11 Cr 1,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -2% ₹10 Cr 1,000,000
↓ -500,000 07.18 Goi 2033
Sovereign Bonds | -1% ₹8 Cr 800,000
↓ -6,000,000 4. DSP BlackRock Government Securities Fund
CAGR/Annualized return of 9.2% since its launch. Ranked 9 in Government Bond category. Return for 2023 was 7.1% , 2022 was 2.7% and 2021 was 3.1% . DSP BlackRock Government Securities Fund
Growth Launch Date 30 Sep 99 NAV (07 Nov 24) ₹91.7264 ↓ -0.06 (-0.07 %) Net Assets (Cr) ₹1,418 on 30 Sep 24 Category Debt - Government Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.1 Sharpe Ratio 1.42 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-7 Days (0.1%),7 Days and above(NIL) Yield to Maturity 6.89% Effective Maturity 26 Years 8 Months 23 Days Modified Duration 11 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,277 31 Oct 21 ₹11,672 31 Oct 22 ₹11,885 31 Oct 23 ₹12,633 31 Oct 24 ₹14,110 Returns for DSP BlackRock Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.2% 3 Month 2.1% 6 Month 5.8% 1 Year 11% 3 Year 6.5% 5 Year 7.2% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 2.7% 2021 3.1% 2020 13.1% 2019 12.5% 2018 7.4% 2017 1.4% 2016 15.3% 2015 6.2% 2014 15% Fund Manager information for DSP BlackRock Government Securities Fund
Name Since Tenure Sandeep Yadav 1 Aug 24 0.16 Yr. Shantanu Godambe 1 Jun 23 1.33 Yr. Data below for DSP BlackRock Government Securities Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 0.7% Debt 99.3% Debt Sector Allocation
Sector Value Government 99.3% Cash Equivalent 0.7% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.30 Goi 19062053
Sovereign Bonds | -28% ₹402 Cr 37,500,000
↓ -9,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -21% ₹299 Cr 27,500,000
↓ -3,500,000 7.12% State Government Of Maharashtra 2043
Sovereign Bonds | -14% ₹201 Cr 20,000,000
↑ 20,000,000 7.14% Madhya Pradesh SDL 2043
Sovereign Bonds | -9% ₹126 Cr 12,500,000
↑ 12,500,000 7.10%Goi 08/04/2034
Sovereign Bonds | -7% ₹106 Cr 10,000,000
↑ 10,000,000 7.26% Maharashtra SDL 2050
Sovereign Bonds | -7% ₹103 Cr 10,000,000
↑ 10,000,000 07.09 Goi 05082054
Sovereign Bonds | -6% ₹83 Cr 8,000,000
↓ -4,500,000 7.85% MP Sdl 2032
Sovereign Bonds | -4% ₹54 Cr 5,000,000 7.22% Maharashtra SDL 2049
Sovereign Bonds | -1% ₹15 Cr 1,500,000
↑ 1,500,000 7.25% State Government Of Maharashtra 2044
Sovereign Bonds | -1% ₹10 Cr 1,000,000
↑ 1,000,000 5. Edelweiss Government Securities Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 18 in Government Bond category. Return for 2023 was 6.2% , 2022 was 2.5% and 2021 was 4.1% . Edelweiss Government Securities Fund
Growth Launch Date 13 Feb 14 NAV (07 Nov 24) ₹23.5388 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹171 on 30 Sep 24 Category Debt - Government Bond AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderate Expense Ratio 1.21 Sharpe Ratio 1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.93% Effective Maturity 17 Years 1 Month 5 Days Modified Duration 8 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,201 31 Oct 21 ₹11,791 31 Oct 22 ₹11,959 31 Oct 23 ₹12,621 31 Oct 24 ₹14,055 Returns for Edelweiss Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 5.2% 1 Year 10.8% 3 Year 6% 5 Year 7.1% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.2% 2022 2.5% 2021 4.1% 2020 13.6% 2019 10.7% 2018 6.8% 2017 4.2% 2016 12.5% 2015 5.8% 2014 Fund Manager information for Edelweiss Government Securities Fund
Name Since Tenure Rahul Dedhia 23 Nov 21 2.85 Yr. Hetul Raval 1 Jul 24 0.25 Yr. Data below for Edelweiss Government Securities Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.15% Debt 96.85% Debt Sector Allocation
Sector Value Government 96.85% Cash Equivalent 3.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.30 Goi 19062053
Sovereign Bonds | -37% ₹63 Cr 6,000,000
↑ 1,000,000 7.10%Goi 08/04/2034
Sovereign Bonds | -24% ₹41 Cr 4,000,000
↓ -500,000 07.18 Goi 24072037
Sovereign Bonds | -18% ₹31 Cr 3,000,000 07.18 Goi 14082033
Sovereign Bonds | -18% ₹31 Cr 3,000,000 08.38 GJ Sdl 2029
Sovereign Bonds | -0% ₹0 Cr 9,100 Accrued Interest
CBLO | -2% ₹3 Cr Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -2% ₹3 Cr Net Receivables/(Payables)
CBLO | -0% ₹0 Cr 6. Aditya Birla Sun Life Government Securities Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 4 in Government Bond category. Return for 2023 was 7.1% , 2022 was 1.7% and 2021 was 3.6% . Aditya Birla Sun Life Government Securities Fund
Growth Launch Date 12 Oct 99 NAV (07 Nov 24) ₹77.875 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹2,259 on 15 Oct 24 Category Debt - Government Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.05 Sharpe Ratio 1.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 6.92% Effective Maturity 18 Years 10 Months 2 Days Modified Duration 9 Years 11 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,160 31 Oct 21 ₹11,582 31 Oct 22 ₹11,705 31 Oct 23 ₹12,426 31 Oct 24 ₹13,762 Returns for Aditya Birla Sun Life Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 5.2% 1 Year 10.3% 3 Year 5.9% 5 Year 6.6% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 1.7% 2021 3.6% 2020 12.1% 2019 11% 2018 6.9% 2017 4.4% 2016 16.7% 2015 5.7% 2014 19.9% Fund Manager information for Aditya Birla Sun Life Government Securities Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 4.16 Yr. Dhaval Joshi 21 Nov 22 1.86 Yr. Data below for Aditya Birla Sun Life Government Securities Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 7.83% Debt 92.17% Debt Sector Allocation
Sector Value Government 92.17% Cash Equivalent 7.83% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -52% ₹1,126 Cr 107,179,750
↑ 3,000,000 07.18 Goi 2033
Sovereign Bonds | -24% ₹519 Cr 50,500,000
↓ -2,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -13% ₹284 Cr 27,525,000 07.18 Goi 2028
Sovereign Bonds | -4% ₹82 Cr 7,923,050
↓ -4,500,000 5.63% Govt Stock 2026
Sovereign Bonds | -0% ₹1 Cr 65,000 Clearing Corporation Of India Limited
CBLO/Reverse Repo | -6% ₹128 Cr Net Receivables / (Payables)
Net Current Assets | -2% ₹43 Cr 7. Nippon India Gilt Securities Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 2 in Government Bond category. Return for 2023 was 6.7% , 2022 was 2.1% and 2021 was 1.8% . Nippon India Gilt Securities Fund
Growth Launch Date 22 Aug 08 NAV (07 Nov 24) ₹36.4459 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹1,986 on 30 Sep 24 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.42 Sharpe Ratio 1.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.95% Effective Maturity 19 Years 7 Months 6 Days Modified Duration 9 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,104 31 Oct 21 ₹11,388 31 Oct 22 ₹11,495 31 Oct 23 ₹12,181 31 Oct 24 ₹13,443 Returns for Nippon India Gilt Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 5.1% 1 Year 9.9% 3 Year 5.7% 5 Year 6.1% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 2.1% 2021 1.8% 2020 11.2% 2019 12.4% 2018 8% 2017 3.4% 2016 17% 2015 6.2% 2014 18.6% Fund Manager information for Nippon India Gilt Securities Fund
Name Since Tenure Pranay Sinha 31 Mar 21 3.5 Yr. Kinjal Desai 31 Oct 21 2.92 Yr. Data below for Nippon India Gilt Securities Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.54% Debt 96.46% Debt Sector Allocation
Sector Value Government 96.46% Cash Equivalent 3.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.10%Goi 08/04/2034
Sovereign Bonds | -19% ₹379 Cr 37,000,000
↑ 4,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -12% ₹248 Cr 23,500,000 7.30 Goi 19062053
Sovereign Bonds | -11% ₹221 Cr 21,000,000 07.18 Goi 24072037
Sovereign Bonds | -8% ₹165 Cr 15,965,200
↑ 1,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹146 Cr 14,000,000 07.18 Goi 14082033
Sovereign Bonds | -7% ₹134 Cr 13,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -7% ₹130 Cr 12,565,600 7.23% Goi 15/04/2039
Sovereign Bonds | -6% ₹125 Cr 12,000,000 07.09 Goi 05082054
Sovereign Bonds | -4% ₹77 Cr 7,500,000 6.67% Govt Stock 2035
Sovereign Bonds | -2% ₹40 Cr 4,000,000 8. Canara Robeco Gilt Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 6 in Government Bond category. Return for 2023 was 6.5% , 2022 was 2.3% and 2021 was 1.8% . Canara Robeco Gilt Fund
Growth Launch Date 29 Dec 99 NAV (07 Nov 24) ₹72.4013 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹121 on 30 Sep 24 Category Debt - Government Bond AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.24 Sharpe Ratio 1.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.91% Effective Maturity 21 Years 7 Months 9 Days Modified Duration 8 Years 9 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,974 31 Oct 21 ₹11,219 31 Oct 22 ₹11,364 31 Oct 23 ₹12,026 31 Oct 24 ₹13,260 Returns for Canara Robeco Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 5% 1 Year 9.8% 3 Year 5.7% 5 Year 5.8% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.5% 2022 2.3% 2021 1.8% 2020 10.3% 2019 9.9% 2018 4.9% 2017 2.9% 2016 18% 2015 6.3% 2014 16.7% Fund Manager information for Canara Robeco Gilt Fund
Name Since Tenure Avnish Jain 1 Apr 22 2.5 Yr. Kunal Jain 18 Jul 22 2.21 Yr. Data below for Canara Robeco Gilt Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 21.43% Debt 78.57% Debt Sector Allocation
Sector Value Government 78.57% Cash Equivalent 21.43% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -32% ₹38 Cr 3,600,000 7.3% Govt Stock 2053
Sovereign Bonds | -20% ₹25 Cr 2,350,000 7.18% Govt Stock 2037
Sovereign Bonds | -14% ₹17 Cr 1,678,600 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹10 Cr 1,000,000
↓ -100,000 7.38% Govt Stock 2027
Sovereign Bonds | -2% ₹3 Cr 250,100 7.17% Govt Stock 2030
Sovereign Bonds | -1% ₹2 Cr 158,900 8.13% Govt Stock 2045
Sovereign Bonds | -0% ₹0 Cr 10,000 7.1% Govt Stock 2034
Sovereign Bonds | -0% ₹0 Cr 7,950 Treps
CBLO/Reverse Repo | -19% ₹23 Cr Other Current Assets
CBLO | -2% ₹3 Cr 9. PGIM India Gilt Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 15 in Government Bond category. Return for 2023 was 6.6% , 2022 was 1.8% and 2021 was 2.9% . PGIM India Gilt Fund
Growth Launch Date 27 Oct 08 NAV (07 Nov 24) ₹28.9272 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹117 on 15 Oct 24 Category Debt - Government Bond AMC Pramerica Asset Managers Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.94% Effective Maturity 19 Years 6 Months 22 Days Modified Duration 8 Years 11 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,945 31 Oct 21 ₹11,300 31 Oct 22 ₹11,412 31 Oct 23 ₹12,072 31 Oct 24 ₹13,297 Returns for PGIM India Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 5.3% 1 Year 9.8% 3 Year 5.6% 5 Year 5.9% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 1.8% 2021 2.9% 2020 9.4% 2019 10.1% 2018 5.9% 2017 4% 2016 12.6% 2015 7.1% 2014 14.5% Fund Manager information for PGIM India Gilt Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 2.05 Yr. Puneet Pal 13 Dec 17 6.81 Yr. Data below for PGIM India Gilt Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 12.56% Debt 87.44% Debt Sector Allocation
Sector Value Government 87.44% Cash Equivalent 12.56% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.30 Goi 19062053
Sovereign Bonds | -36% ₹42 Cr 4,041,667
↑ 2,241,667 07.09 Goi 05082054
Sovereign Bonds | -18% ₹21 Cr 2,070,050 07.18 Goi 14082033
Sovereign Bonds | -12% ₹14 Cr 1,334,000
↑ 244,000 07.18 Goi 24072037
Sovereign Bonds | -10% ₹11 Cr 1,078,895 7.23% Goi 15/04/2039
Sovereign Bonds | -4% ₹4 Cr 400,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹4 Cr 352,063 8.28% Govt Stock 2027
Sovereign Bonds | -2% ₹3 Cr 270,000 7.10%Goi 08/04/2034
Sovereign Bonds | -1% ₹1 Cr 100,000 7.26 Govt Stock 22082032
Sovereign Bonds | -1% ₹1 Cr 75,000 7.41% Govt Stock 2036
Sovereign Bonds | -0% ₹1 Cr 53,334 10. UTI Gilt Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 2.3% . UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (07 Nov 24) ₹59.9068 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹663 on 15 Oct 24 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio 1.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.87% Effective Maturity 14 Years 11 Months 12 Days Modified Duration 7 Years 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,008 31 Oct 21 ₹11,320 31 Oct 22 ₹11,516 31 Oct 23 ₹12,204 31 Oct 24 ₹13,426 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24 Duration Returns 1 Month 0.4% 3 Month 1.7% 6 Month 4.8% 1 Year 9.7% 3 Year 5.9% 5 Year 6.1% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% 2015 6.1% 2014 19.8% Fund Manager information for UTI Gilt Fund
Name Since Tenure Sudhir Agarwal 1 Dec 21 2.84 Yr. Data below for UTI Gilt Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 3.87% Debt 96.13% Debt Sector Allocation
Sector Value Government 96.13% Cash Equivalent 3.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.18 Goi 2028
Sovereign Bonds | -28% ₹186 Cr 1,800,000,000 07.04 Goi 2064
Sovereign Bonds | -17% ₹112 Cr 1,100,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹102 Cr 1,000,000,000 07.37 Goi 2028
Sovereign Bonds | -12% ₹77 Cr 750,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -9% ₹56 Cr 550,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹47 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹32 Cr 300,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹21 Cr 200,000,000 Net Current Assets
Net Current Assets | -4% ₹23 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹2 Cr 00
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