Table of Contents

اعادی جمع (RD)
فکسڈ ڈپازٹ (FD)
ریکرنگ ڈپازٹ بمقابلہ فکسڈ ڈپازٹ
ریکرنگ ڈپازٹ بمقابلہ فکسڈ ڈپازٹ: مزید کہاں سے کمایا جائے؟
دوسرے متبادل
- مائع / الٹرا شارٹ ڈیبٹ میوچل فنڈز
Top 10 Debt - Ultrashort Bond Funds

ریکرنگ ڈپازٹ بمقابلہ فکسڈ ڈپازٹ: کون سا بہتر ہے؟

Updated on March 31, 2025 , 10036 views

ریکرنگ ڈپازٹ بمقابلہ فکسڈ ڈپازٹ؟ سوچ رہے ہو کہ اپنا پیسہ کہاں بچانا ہے؟ ٹھیک ہے، کئی بار، سرمایہ کار اس الجھن میں پڑ جاتے ہیں کہ آیا ریکرنگ ڈپازٹ (RD) میں سرمایہ کاری کرنا ہے یا فکسڈ ڈپازٹ (ایف ڈی)۔ اگرچہ یہ سب سے زیادہ مقبول بچتی اسکیمیں ہیں، خاص طور پر خطرے سے بچنے والے سرمایہ کاروں کے درمیان، یہ سمجھنا ضروری ہے کہ RD اور FD ایک دوسرے سے کیسے مختلف ہیں اور کون سی بہتر ہے۔سرمایہ کاری اختیار

اعادی جمع (RD)

آر ڈی ایک ہے۔مالیاتی آلہ بنیادی طور پر بچت کی حوصلہ افزائی کی طرف ہدایت کی گئی ہے۔ اس اسکیم میں، سرمایہ کاروں کو ہر ماہ ایک مخصوص رقم بچانے کی لچک ہوتی ہے۔بینککا یا مالیاتی ادارے کا RD اکاؤنٹ پہلے سے طے شدہ مدت کے لیے ہے اور اس رقم پر سود حاصل کرتا ہے۔ میچورٹی پر، اصل رقم کے ساتھ سود ادا کیا جاتا ہے۔

فکسڈ ڈپازٹ (FD)

فکسڈ ڈپازٹ ایک قسم کے مالیاتی آلات ہیں جو بینکوں کی طرف سے ایک مقررہ پہلے سے طے شدہ مدت کے لیے فراہم کیے جاتے ہیں اورسود کی مقررہ شرح. اس اسکیم میں، FD اکاؤنٹ بناتے وقت ایک بار ایک مقررہ رقم جمع کی جاتی ہے۔ میعاد کے اختتام پر، منتخب مدت کے لیے سود کی رقم کا حساب اصل رقم کے ساتھ کیا جاتا ہے اور کل رقم مجموعی طور پر ادا کی جاتی ہے۔

ریکرنگ ڈپازٹ بمقابلہ فکسڈ ڈپازٹ

پیرامیٹرز	اعادی جمع (RD)	فکسڈ ڈپازٹ (FD)
دور	RD کی مدت عام طور پر 6 ماہ سے 10 سال تک ہوتی ہے۔	ایف ڈی اسکیم کی مدت 7 دن سے 10 سال کے درمیان ہے۔
سود کا حساب	مرکب RD اسکیم کے لیے عام طور پر ہر سہ ماہی میں دلچسپی ہوتی ہے۔	FD میں، مرکب سود کا حساب ہر سال جمع ہونے والے سود پر کیا جاتا ہے۔
اہلیت	تمام رہائشی ہندوستانی اور ہندو غیر منقسم خاندان (HUFs) RD اکاؤنٹ کھولنے کے اہل ہیں۔ یہ اکاؤنٹ نابالغوں کے لیے ان کے والدین یا قانونی سرپرست بھی کھول سکتے ہیں۔	تمام رہائشی ہندوستانی اور ہندو غیر منقسم خاندان (HUFs) فکسڈ ڈپازٹ اکاؤنٹ کھولنے کے اہل ہیں
ٹیکس فوائد	اس اسکیم میں کوئی ٹیکس فائدہ نہیں دیا جاتا ہے۔	فکسڈ ڈپازٹ کے لیے، کے تحت ٹیکس چھوٹسیکشن 80 سی کیانکم ٹیکس ایکٹ 1961 لاگو ہے۔ یہ 5 سال سے زیادہ کے ڈپازٹس پر لاگو ہوتا ہے (موجودہ قوانین کے مطابق)
واپسی کی شرح	شرح سود FD جیسی ہے لیکن عام طور پر مدت اور ماہانہ سرمایہ کاری کی رقم پر منحصر ہوتی ہے۔	شرح سود RD جیسی ہے لیکن اس پر منحصر ہے۔سرمایہ اور مدت کا انتخاب کیا۔
اضافی فوائد	زیادہ تر بینک ڈپازٹ ویلیو کے 90% تک قرضے پیش کرتے ہیں۔	زیادہ تر بینک ڈپازٹ ویلیو کے 70% - 90% تک قرضے پیش کرتے ہیں۔
واپسی	کچھ صورتوں میں، بغیر کسی جرمانے کے قبل از وقت واپسی کی اجازت ہے۔ جبکہ کچھ بینک جرمانہ وصول کر سکتے ہیں۔	جرمانے کے ساتھ قبل از وقت واپسی کی اجازت ہے۔
آمدنی دلچسپی	RD پر حاصل کردہ سود قابل ٹیکس ہے اور زیادہ تر بینک TDS کاٹتے ہیں۔	FD پر حاصل ہونے والا سود قابل ٹیکس ہے اور زیادہ تر بینک TDS کاٹتے ہیں۔

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ریکرنگ ڈپازٹ بمقابلہ فکسڈ ڈپازٹ: مزید کہاں سے کمایا جائے؟

چونکہ RD اور FD دونوں خطرے سے بچنے والے سرمایہ کاروں کے لیے موزوں ہیں، اس لیے حتمی انتخاب کسی کی ضروریات پر منحصر ہے۔ ایک FD اکاؤنٹ میں، سود کو جمع کی گئی ابتدائی یکمشت رقم پر مرکب کیا جاتا ہے۔ پوری جمع شدہ رقم ایک سال کے لیے سود حاصل کرتی ہے۔ تاہم، RD میں، صرف 1st ڈپازٹ ہی پہلے سال، یعنی 12 ماہ کے لیے سود حاصل کرتا ہے۔ دوسرا ڈپازٹ 11 ماہ کے لیے سود حاصل کرتا ہے، تیسرا 10 ماہ کے لیے، وغیرہ۔ مرکب اثر فکسڈ ڈپازٹس کو سرمایہ کاروں کے لیے زیادہ منافع پیدا کرنے کے قابل بناتا ہے۔

اگرچہ وقت گزرنے کے ساتھ، کوئی بھی فکسڈ ڈپازٹ کے ساتھ زیادہ پیسے کما سکتا ہے (مثال کے طور پر ذیل میں دکھایا گیا ہے)، لیکن اس میں ریکرینگ ڈپازٹ اکاؤنٹ کی لچک نہیں ہوتی ہے کہ وہ ماہانہ چھوٹی رقم جمع کر سکے۔ لہذا، وہ لوگ جن کے پاس سرمایہ کاری کرنے کے لیے یکمشت رقم نہیں ہے وہ ماہانہ سرمایہ کاری کو ترجیح دے سکتے ہیں۔

بہتر تفہیم کے لیے، ہم نے دونوں اسکیموں میں فرق کو واضح کیا ہے۔ لہذا صارفین واضح طور پر سمجھ سکتے ہیں اور اچھی طرح سے انتخاب کرسکتے ہیں۔

مثال:

آئیے فرض کریں کہ آپ سرمایہ کاری کرتے ہیں۔1000 روپے (ایک سال کے لیے ماہانہ) بار بار جمع ہونے والی جمع میں اور آپ نے یکمشت رقم کی سرمایہ کاری کی ہے۔12 روپے،000 سال کے آغاز میں فکسڈ ڈپازٹ میں۔ یہ دونوں پروڈکٹس آپ کو 9 فیصد سود کے ساتھ سہ ماہی کے حساب سے پیش کرتے ہیں۔ تو،کمائی ان دونوں اسکیموں میں سے ذیل میں دیا گیا ہے۔

تفصیلات	اعادی جمع (RD)	فکسڈ ڈپازٹ (FD)
سرمایہ کاری کی گئی رقم	INR 5,000 (ماہانہ)	INR 60,000 ( یکمشت)
دور	12 ماہ	12 ماہ
سالانہ شرح سود	6%	6%
کمائی گئی کل رقم	INR 61,986	INR 63,701
خالص منافع	INR 1,986	INR 3,701

اب جب آپ RD اور FD کے درمیان اہم فرق جانتے ہیں، تو آپ ایک کا انتخاب کر سکتے ہیں اور سمجھداری سے سرمایہ کاری کر سکتے ہیں۔ اگرچہ FD RD کے مقابلے میں بہتر ترقی دیتا ہے، زیادہ تر وقت، یہ ممکن نہیں ہوتا کہ کسی ایک آلے کے لیے آپ کی تمام ضروریات کو پورا کیا جا سکے۔ لہذا، جب آپ کے پاس سرمایہ کاری کرنے کے لیے یکمشت رقم نہیں ہے، تو آپ ہر ماہ اپنی آمدنی سے تھوڑی سی رقم بچا سکتے ہیں اور بار بار جمع ہونے والی جمع میں سرمایہ کاری کر سکتے ہیں!

دوسرے متبادل

مائع / الٹرا شارٹ ڈیبٹ میوچل فنڈز

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (02 Apr 25)	₹538.206 ↑ 0.87 (0.16 %)
Net Assets (Cr)	₹14,988 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	3.52
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.84%
Effective Maturity	7 Months 20 Days
Modified Duration	5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,634
31 Mar 22	₹11,077
31 Mar 23	₹11,676
31 Mar 24	₹12,543
31 Mar 25	₹13,517

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	1%
3 Month	2%
6 Month	4%
1 Year	7.8%
3 Year	6.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.7 Yr.
Kaustubh Gupta	15 Jul 11	13.64 Yr.
Monika Gandhi	22 Mar 21	3.95 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	40.5%
Debt	59.18%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	69.04%
Cash Equivalent	24.5%
Government	6.14%

Credit Quality

Rating	Value
AA	33.14%
AAA	66.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shriram Finance Company Limited Debentures \| -	4%	₹603 Cr	60,000
Nirma Limited Debentures \| -	3%	₹485 Cr	48,500
364 DTB Sovereign Bonds \| -	3%	₹471 Cr	47,500,000
National Housing Bank Debentures \| -	3%	₹400 Cr	40,000
182 DTB 29082025 Sovereign Bonds \| -	2%	₹340 Cr	35,000,000
Mankind Pharma Ltd Debentures \| -	2%	₹305 Cr	30,500
Avanse Financial Services Ltd 9.40% Debentures \| -	2%	₹299 Cr	30,000
Axis Bank Ltd. Debentures \| -	2%	₹279 Cr	6,000 ↑ 6,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹270 Cr	27,000
Bajaj Housing Finance Ltd. 8% Debentures \| -	2%	₹250 Cr	25,000 ↓ -5,000

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (02 Apr 25)	₹27.2147 ↑ 0.04 (0.14 %)
Net Assets (Cr)	₹13,017 on 15 Mar 25
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.86
Sharpe Ratio	1.8
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.74%
Effective Maturity	7 Months 6 Days
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,589
31 Mar 22	₹11,009
31 Mar 23	₹11,594
31 Mar 24	₹12,428
31 Mar 25	₹13,344

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	2%
6 Month	3.8%
1 Year	7.4%
3 Year	6.7%
5 Year	6%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	6.9%
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%
2015	9.1%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	8.3 Yr.
Ritesh Lunawat	15 Jun 17	7.72 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 25

Asset Allocation

Asset Class	Value
Cash	45.31%
Debt	54.4%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	56.83%
Cash Equivalent	24.3%
Government	18.59%

Credit Quality

Rating	Value
AA	20.39%
AAA	79.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2028 Sovereign Bonds \| -	4%	₹583 Cr	58,000,000 ↑ 10,000,000
India (Republic of) - \| -	4%	₹484 Cr	50,000,000 ↑ 50,000,000
LIC Housing Finance Limited Debentures \| -	3%	₹434 Cr	4,350
Bharti Telecom Limited Debentures \| -	3%	₹351 Cr	35,000 ↑ 2,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹304 Cr	30,500
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹299 Cr	3,000
Small Industries Development Bank Of India Debentures \| -	2%	₹299 Cr	3,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹249 Cr	2,500
LIC Housing Finance Limited Debentures \| -	2%	₹225 Cr	2,250 ↓ -500
Oberoi Realty Ltd. Debentures \| -	2%	₹200 Cr	20,000

3. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a CAGR/Annualized return of 6.1% since its launch. Ranked 62 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.6% .

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (02 Apr 25)	₹3,962.62 ↑ 6.17 (0.16 %)
Net Assets (Cr)	₹7,545 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.14
Sharpe Ratio	0.98
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.73%
Effective Maturity	7 Months 1 Day
Modified Duration	5 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,494
31 Mar 22	₹11,303
31 Mar 23	₹11,890
31 Mar 24	₹12,714
31 Mar 25	₹13,630

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	1.9%
6 Month	3.7%
1 Year	7.3%
3 Year	6.5%
5 Year	6.4%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.7%
2022	4.6%
2021	7.8%
2020	4.9%
2019	0.9%
2018	7.3%
2017	5.8%
2016	6.8%
2015	7.6%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	11.42 Yr.
Kinjal Desai	25 May 18	6.77 Yr.
Akshay Sharma	1 Dec 22	2.25 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	51.91%
Debt	47.8%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	51.73%
Cash Equivalent	36.55%
Government	11.44%

Credit Quality

Rating	Value
AA	19.13%
AAA	80.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹309 Cr	3,100
India (Republic of) - \| -	3%	₹242 Cr	25,000,000 ↑ 25,000,000
182 DTB 12062025 Sovereign Bonds \| -	3%	₹241 Cr	24,500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹199 Cr	2,000
Indinfravit Trust Debentures \| -	3%	₹187 Cr	19,500
Rec Limited Debentures \| -	2%	₹182 Cr	1,850
HDFC Credila Financial Services Ltd Debentures \| -	2%	₹166 Cr	16,500
Vedanta Limited Debentures \| -	2%	₹165 Cr	16,500
Canara Bank Domestic Bonds \| -	2%	₹140 Cr	3,000 ↑ 3,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹125 Cr	12,500

4. DSP BlackRock Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 75 in Ultrashort Bond category. Return for 2024 was 6.9% , 2023 was 6.7% and 2022 was 4.1% .

Below is the key information for DSP BlackRock Money Manager Fund

DSP BlackRock Money Manager Fund Growth
Launch Date	31 Jul 06
NAV (02 Apr 25)	₹3,351.44 ↑ 4.06 (0.12 %)
Net Assets (Cr)	₹2,902 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately Low
Expense Ratio	1.02
Sharpe Ratio	-0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.64%
Effective Maturity	5 Months 23 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,414
31 Mar 22	₹10,733
31 Mar 23	₹11,251
31 Mar 24	₹12,023
31 Mar 25	₹12,882

DSP BlackRock Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for DSP BlackRock Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	1%
3 Month	2%
6 Month	3.7%
1 Year	7.2%
3 Year	6.3%
5 Year	5.2%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.9%
2023	6.7%
2022	4.1%
2021	2.9%
2020	4.7%
2019	7.3%
2018	5%
2017	6%
2016	7.5%
2015	7.9%

Fund Manager information for DSP BlackRock Money Manager Fund

Name	Since	Tenure
Karan Mundhra	31 May 21	3.75 Yr.
Shalini Vasanta	1 Jan 25	0.16 Yr.

Data below for DSP BlackRock Money Manager Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	68.21%
Debt	31.37%
Other	0.43%

Debt Sector Allocation

Sector	Value
Corporate	52.3%
Cash Equivalent	37.82%
Government	9.44%

Credit Quality

Rating	Value
AA	5.7%
AAA	94.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Ltd Debentures \| -	5%	₹156 Cr	1,500
91 DTB 10042025 Sovereign Bonds \| -	3%	₹100 Cr	10,000,000
Small Industries Development Bank Of India Debentures \| -	2%	₹79 Cr	750
Small Industries Development Bank Of India Debentures \| -	2%	₹78 Cr	750
182 Days Tbill (Md 01/05/2025) Sovereign Bonds \| -	2%	₹74 Cr	7,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹70 Cr	1,500 ↑ 1,500
182 DTB 31072025 Sovereign Bonds \| -	2%	₹63 Cr	6,500,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹61 Cr	500
National Housing Bank Debentures \| -	2%	₹54 Cr	5,000
Tata Capital Limited Debentures \| -	2%	₹53 Cr	500

5. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 44 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.8% and 2022 was 4.5% .

Below is the key information for Kotak Savings Fund

Kotak Savings Fund Growth
Launch Date	13 Aug 04
NAV (02 Apr 25)	₹42.1622 ↑ 0.07 (0.15 %)
Net Assets (Cr)	₹12,726 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.8
Sharpe Ratio	0.73
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.63%
Effective Maturity	6 Months 7 Days
Modified Duration	5 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,510
31 Mar 22	₹10,871
31 Mar 23	₹11,437
31 Mar 24	₹12,236
31 Mar 25	₹13,117

Kotak Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	1.9%
6 Month	3.7%
1 Year	7.3%
3 Year	6.5%
5 Year	5.6%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.8%
2022	4.5%
2021	3.2%
2020	5.8%
2019	7.8%
2018	7.4%
2017	6.7%
2016	8.2%
2015	8.6%

Fund Manager information for Kotak Savings Fund

Name	Since	Tenure
Deepak Agrawal	15 Apr 08	16.89 Yr.
Manu Sharma	1 Nov 22	2.33 Yr.

Data below for Kotak Savings Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	59.38%
Debt	40.3%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	59.06%
Cash Equivalent	24.21%
Government	16.42%

Credit Quality

Rating	Value
AA	9.91%
AAA	90.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 15052025 Sovereign Bonds \| -	4%	₹495 Cr	50,000,000
Rural Electrification Corporation Limited Debentures \| -	4%	₹474 Cr	47,500
Mankind Pharma Ltd Debentures \| -	2%	₹300 Cr	30,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹299 Cr	30,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹229 Cr	2,300
Bharti Telecom Limited Debentures \| -	2%	₹226 Cr	2,250
08.49 Tn SDL 2026 Sovereign Bonds \| -	2%	₹204 Cr	20,080,000
Vedanta Limited Debentures \| -	2%	₹199 Cr	20,000
Axis Bank Ltd. Debentures \| -	1%	₹186 Cr	20,000 ↑ 20,000
Small Industries Development Bank of India Debentures \| -	1%	₹186 Cr	20,000 ↑ 20,000

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (02 Apr 25)	₹4,169.83 ↑ 5.52 (0.13 %)
Net Assets (Cr)	₹3,385 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.58%
Effective Maturity	4 Months 22 Days
Modified Duration	4 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,498
31 Mar 22	₹11,148
31 Mar 23	₹11,703
31 Mar 24	₹12,516
31 Mar 25	₹13,414

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	1.9%
6 Month	3.6%
1 Year	7.2%
3 Year	6.4%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.7%
2022	4.2%
2021	6.1%
2020	5.3%
2019	3.3%
2018	7%
2017	6.6%
2016	8.9%
2015	8.5%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Anurag Mittal	21 Jan 25	0.19 Yr.

Data below for UTI Ultra Short Term Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	62.89%
Debt	36.86%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	51.62%
Cash Equivalent	38.62%
Government	9.52%

Credit Quality

Rating	Value
AA	20.97%
AAA	79.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bajaj Housing Finance Limited Debentures \| -	3%	₹100 Cr	1,000
182 Days Tbill Sovereign Bonds \| -	3%	₹97 Cr	1,000,000,000
Small Industries Development Bank Of India Debentures \| -	2%	₹75 Cr	750
LIC Housing Finance Ltd Debentures \| -	2%	₹75 Cr	750
Shriram Transport Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000
India Grid TRust Debentures \| -	2%	₹50 Cr	500
Small Industries Development Bank Of India Debentures \| -	2%	₹50 Cr	500 ↑ 500
HDFC Bank Limited Debentures \| -	2%	₹50 Cr	5,000
Avanse Financial Services Limited Debentures \| -	2%	₹50 Cr	500
Can Fin Homes Limited Debentures \| -	1%	₹50 Cr	500

7. Principal Ultra Short Term Fund

(Erstwhile Principal Retail Money Manager Fund)

To generate steady return by investing in debt and money market securities. The portfolio will be predominantly invested in overnight repo, CBLO, floating rate instruments and other fixed income instruments.

Principal Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 28 Dec 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 5.8% since its launch. Ranked 43 in Ultrashort Bond category. Return for 2024 was 6.4% , 2023 was 6.1% and 2022 was 3.7% .

Below is the key information for Principal Ultra Short Term Fund

Principal Ultra Short Term Fund Growth
Launch Date	28 Dec 07
NAV (02 Apr 25)	₹2,645.99 ↑ 3.49 (0.13 %)
Net Assets (Cr)	₹2,005 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.41
Sharpe Ratio	-4.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.54%
Effective Maturity	6 Months 15 Days
Modified Duration	6 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,344
31 Mar 22	₹10,630
31 Mar 23	₹11,112
31 Mar 24	₹11,801
31 Mar 25	₹12,561

Principal Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Principal Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	3.3%
1 Year	6.5%
3 Year	5.8%
5 Year	4.7%
10 Year
15 Year
Since launch	5.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.4%
2023	6.1%
2022	3.7%
2021	2.7%
2020	4.1%
2019	6.5%
2018	1.2%
2017	6.3%
2016	7.9%
2015	8.8%

Fund Manager information for Principal Ultra Short Term Fund

Name	Since	Tenure
Dwijendra Srivastava	16 May 22	2.88 Yr.
Sandeep Agarwal	1 Jan 22	3.25 Yr.

Data below for Principal Ultra Short Term Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	83.85%
Debt	15.9%
Other	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	51.47%
Corporate	42.96%
Government	5.33%

Credit Quality

Rating	Value
AA	14.7%
AAA	85.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Telecom Limited Debentures \| -	3%	₹70 Cr	7,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹55 Cr	5,500
Bank of India Ltd. Debentures \| -	2%	₹49 Cr	1,000 ↑ 1,000
182 Days Tbill Red 23-05-2025 Sovereign Bonds \| -	2%	₹40 Cr	4,000,000
Shriram Finance Limited Debentures \| -	1%	₹30 Cr	3,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹25 Cr	2,500
Hdb Financial Services Limited Debentures \| -	1%	₹25 Cr	250
182 Days Tbill (Md 01/05/2025) Sovereign Bonds \| -	1%	₹25 Cr	2,500,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹25 Cr	250
Canara Bank Domestic Bonds \| -	1%	₹23 Cr	500 ↑ 500

8. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.5% .

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund Growth
Launch Date	21 May 99
NAV (02 Apr 25)	₹5,872.74 ↑ 7.37 (0.13 %)
Net Assets (Cr)	₹11,987 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.54
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.53%
Effective Maturity	8 Months 8 Days
Modified Duration	5 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,516
31 Mar 22	₹10,893
31 Mar 23	₹11,453
31 Mar 24	₹12,277
31 Mar 25	₹13,186

SBI Magnum Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	2%
6 Month	3.7%
1 Year	7.5%
3 Year	6.6%
5 Year	5.7%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.5%
2021	3.4%
2020	5.9%
2019	8%
2018	7.9%
2017	6.6%
2016	7.7%
2015	8.3%

Fund Manager information for SBI Magnum Ultra Short Duration Fund

Name	Since	Tenure
Rajeev Radhakrishnan	27 Dec 24	0.26 Yr.
Ardhendu Bhattacharya	1 Dec 23	1.33 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	61.18%
Debt	38.53%
Other	0.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	46.36%
Corporate	33.97%
Government	19.38%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 31072025 Sovereign Bonds \| -	4%	₹454 Cr	46,500,000 ↓ -3,500,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹421 Cr	4,250
7.3% Govt Stock 2028 Sovereign Bonds \| -	4%	₹417 Cr	41,500,000 ↓ -16,500,000
Power Finance Corporation Limited Debentures \| -	3%	₹384 Cr	3,850
Hdb Financial Services Limited Debentures \| -	3%	₹345 Cr	34,500
INDIA UNIVERSAL TRUST AL2 Unlisted bonds \| -	3%	₹340 Cr	400
Citicorp Finance (India) Limited Debentures \| -	2%	₹250 Cr	25,000
Rec Limited Debentures \| -	2%	₹241 Cr	2,450
Tata Capital Housing Finance Limited Debentures \| -	2%	₹220 Cr	2,200
08.18 HR UDAY 2025 Domestic Bonds \| -	2%	₹211 Cr	21,000,000

9. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 40 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.6% and 2022 was 4.1% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund Growth
Launch Date	30 Dec 10
NAV (02 Apr 25)	₹2,652.55 ↑ 3.67 (0.14 %)
Net Assets (Cr)	₹1,337 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.74
Sharpe Ratio	1.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.5%
Effective Maturity	5 Months 29 Days
Modified Duration	5 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,449
31 Mar 22	₹10,784
31 Mar 23	₹11,305
31 Mar 24	₹12,113
31 Mar 25	₹12,995

Invesco India Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	2%
6 Month	3.8%
1 Year	7.4%
3 Year	6.5%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.5%
2023	6.6%
2022	4.1%
2021	3%
2020	5.1%
2019	7.6%
2018	7.3%
2017	7.1%
2016	9.1%
2015	8.3%

Fund Manager information for Invesco India Ultra Short Term Fund

Name	Since	Tenure
Krishna Cheemalapati	4 Jan 20	5.24 Yr.
Vikas Garg	27 Jul 21	3.68 Yr.

Data below for Invesco India Ultra Short Term Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	42.85%
Debt	56.81%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	52.93%
Cash Equivalent	30.8%
Government	15.92%

Credit Quality

Rating	Value
AA	26.25%
AAA	73.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 15052025 Sovereign Bonds \| -	4%	₹49 Cr	5,000,000 ↑ 5,000,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	4%	₹40 Cr	4,000,000
Export Import Bank Of India Debentures \| -	4%	₹40 Cr	4,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹35 Cr	3,500,000
Ongc Petro Additions Limited Debentures \| -	3%	₹30 Cr	3,000,000
Export Import Bank Of India Debentures \| -	3%	₹30 Cr	3,000,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500,000
Godrej Industries Limited Debentures \| -	2%	₹25 Cr	2,500,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500,000
Torrent Power Limited Debentures \| -	2%	₹25 Cr	2,500,000

10. BOI AXA Ultra Short Duration Fund

(Erstwhile BOI AXA Treasury Advantage Fund)

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved.

BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 9 in Ultrashort Bond category. Return for 2024 was 6.7% , 2023 was 6.2% and 2022 was 4.4% .

Below is the key information for BOI AXA Ultra Short Duration Fund

BOI AXA Ultra Short Duration Fund Growth
Launch Date	16 Jul 08
NAV (02 Apr 25)	₹3,110.81 ↑ 5.00 (0.16 %)
Net Assets (Cr)	₹157 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.29
Sharpe Ratio	-1.99
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.46%
Effective Maturity	5 Months 23 Days
Modified Duration	5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,434
31 Mar 22	₹10,784
31 Mar 23	₹11,326
31 Mar 24	₹12,035
31 Mar 25	₹12,852

BOI AXA Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.8%
3 Month	1.8%
6 Month	3.5%
1 Year	6.8%
3 Year	6.1%
5 Year	5.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	6.2%
2022	4.4%
2021	3.2%
2020	4.9%
2019	7.5%
2018	7.6%
2017	8%
2016	9.1%
2015	8.7%

Fund Manager information for BOI AXA Ultra Short Duration Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	3.62 Yr.

Data below for BOI AXA Ultra Short Duration Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	71.18%
Debt	28.53%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	41.45%
Cash Equivalent	38.44%
Government	19.81%

Credit Quality

Rating	Value
AA	6.59%
AAA	93.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Baroda Debentures \| -	8%	₹13 Cr	1,400,000 ↑ 1,400,000
Godrej Industries Limited Debentures \| -	6%	₹10 Cr	1,010,000
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹10 Cr	1,000,000
Power Finance Corporation Ltd. Debentures \| -	6%	₹10 Cr	1,000,000
182 Days Tbill Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
India (Republic of) - \| -	6%	₹9 Cr	950,000
364 DTB 15012026 Sovereign Bonds \| -	1%	₹2 Cr	200,000
Corporate Debt Market Development Fund Investment Fund \| -	0%	₹0 Cr	417
364 DTB 24072025 Sovereign Bonds \| -	0%	₹0 Cr	30,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	10%	₹16 Cr	1,600,000

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔