Fincash » Mutual Funds India » Difference Between Savings and Investment
Table of Contents
- Key Differences Between Savings and Investment
- Use the 50-20-30 rule to Create a Balanced Financial Plan
- Why Investing is Better than Saving
- Best Mutual Funds to Invest in 2025
- Conclusion
Top 11 Funds
- ICICI Prudential Technology Fund
- ICICI Prudential Infrastructure Fund
- BOI AXA Manufacturing and Infrastructure Fund
- L&T Emerging Businesses Fund
- SBI Healthcare Opportunities Fund
- IDBI Small Cap Fund
- Invesco India Infrastructure Fund
- Edelweiss Mid Cap Fund
- IDFC Infrastructure Fund
- Kotak Small Cap Fund
- Nippon India Power and Infra Fund
Difference Between Savings and Investment
In today's world, understanding the basics of savings and investment is essential for achieving financial security. By making smart decisions about your finances, you can create a secure future for yourself and your family. The goal of this guide is to introduce savings and investments as well as some basic principles of financial planning. We will discuss different types of investment vehicles, how to save money, budgeting techniques, Retirement planning strategies, and more. With the proper knowledge in hand, you can make informed decisions when it comes time to invest or plan for retirement.
An effective financial strategy requires a holistic approach that considers all aspects of Personal Finance, including taxation rules, insurance policies, estate planning considerations, debt management issues, and other factors related to building sustainable wealth over time. Investing wisely now can lead to greater returns in the future, so take the time now to learn about saving and investing correctly!
Key Differences Between Savings and Investment
Saving and investing are two distinct financial terms that people often use interchangeably. However, it is essential to understand the key differences between savings and investment, as they serve different purposes. Saving involves setting aside money for future use by putting it in a safe place such as a Bank account, Fixed Deposit or other secure investments. Investing, on the other hand, involves putting money in instruments like Mutual Funds, gold, stocks, ETFs, etc., with the goal of generating additional Income or Capital gains over time.
A key difference between saving and investing is that saving gives you very less returns and is low risk. While investing can be riskier but potentially generate higher returns. In addition to this, savings tend to have guaranteed safety, while investments may involve more Volatility depending on Market conditions. Ultimately, it’s up to you how much risk you are willing to take when deciding which type of activity best suits your needs and objectives.
| Savings | Investing |
|---|---|
| You can meet your short-term goals and manage all the unplanned expenses | You can create wealth and a Portfolio, appreciating the capital that you are investing |
| It is ideal for short-term gains | It is ideal for long-term gains as it gives positive returns |
| Doesn’t provide you with high-valued returns | It helps you in gaining huge returns if you are following the right investment strategies |
| There are no risks involved with saving money | This is subjected to market risks and might include losses if you are not following the market trends and analysis |
| You can save your money using certificates of deposits, money-making instruments, and opening a Savings Account | You can invest in stocks, Bonds, ETFs, and mutual funds to create an investment portfolio |
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Use the 50-20-30 rule to Create a Balanced Financial Plan
Creating a balanced Financial plan requires a consideration of the savings vs. investment ratio. Both savings and investment are integral aspects of personal finance, and it's crucial to maintain a balance between the two to achieve long-term financial stability. The ratio is a way to determine how much of your income you should allocate toward savings and investments each month.
The rule suggests that you should divide your after-tax income into three categories:
Needs (50%): This category includes all of the essential expenses that you must pay each month, such as rent, loans, utilities, groceries, transportation, and insurance.
Savings and Debt Reduction (20%): This category includes any money that you set aside for long-term goals, such as retirement savings or paying off debt. This category is also known as your "financial cushion" because it helps you build a safety net in case of emergencies.
Wants (30%): This category includes any discretionary spending that you choose to make, such as eating out, entertainment, traveling or hobbies.
Following the 50-20-30 rule can help you create a balanced financial plan that allows you to meet your essential needs, save for the future, and enjoy some of the things that make life enjoyable without overspending. However, it's important to remember that this is just a guideline, and you should adjust it to fit your own unique financial situation and priorities.
Why Investing is Better than Saving
Investing offers many benefits that traditional savings accounts lack, making it an important aspect of personal finance. One major benefit of investing is the potential for higher returns than savings accounts since assets like stocks, mutual funds, and Real Estate can appreciate in value over time. By investing in these assets, individuals can earn returns that surpass the interest rates offered by savings accounts. Another advantage of investing is the ability to grow wealth through compounding, where returns are reinvested to generate even greater returns.
This helps individuals achieve their long-term Financial goals, like saving for retirement or purchasing a home. Additionally, investing allows for diversification, which can help to reduce risk by spreading investments across various sectors and industries. Overall, by understanding the advantages of investing and making informed investment decisions, individuals can achieve their financial goals and secure their financial future.
Best Mutual Funds to Invest in 2025
investing in Mutual Funds is one of the best ways to grow your money over time. As markets rise and fall, having a diversified portfolio that includes investments such as mutual funds can help cushion any losses you may incur during market downturns. The following are some of the top-rated mutual funds for 2025 you must consider to invest:
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a Below is the key information for BOI AXA Manufacturing and Infrastructure Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on (Erstwhile SBI Pharma Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a Below is the key information for SBI Healthcare Opportunities Fund Returns up to 1 year are on The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Small Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. IDBI Small Cap Fund is a Equity - Small Cap fund was launched on 21 Jun 17. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Small Cap Fund Returns up to 1 year are on The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a Below is the key information for Invesco India Infrastructure Fund Returns up to 1 year are on (Erstwhile Edelweiss Mid and Small Cap Fund ) The investment objective is to seek to generate long-term capital appreciation from a portfolio that predominantly invests in equity and equity-related securities of Mid Cap companies.
However, there can be no assurance that the investment objective of the Scheme will be realised. Edelweiss Mid Cap Fund is a Equity - Mid Cap fund was launched on 26 Dec 07. It is a fund with High risk and has given a Below is the key information for Edelweiss Mid Cap Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) ICICI Prudential Technology Fund Growth ₹212.56
↑ 0.61 ₹14,275 100 -1 8.5 20.5 6.9 28.5 25.4 ICICI Prudential Infrastructure Fund Growth ₹180.03
↑ 0.47 ₹6,911 100 -8.2 -7.6 21.1 28.8 28 27.4 BOI AXA Manufacturing and Infrastructure Fund Growth ₹54.15
↑ 0.31 ₹537 1,000 -6.7 -6.8 20.9 20.5 28 25.7 L&T Emerging Businesses Fund Growth ₹82.8352
↓ -0.32 ₹17,386 500 -8.1 -4.4 18.7 18.6 27.8 28.5 SBI Healthcare Opportunities Fund Growth ₹416.301
↑ 1.09 ₹3,628 500 -1.6 12.9 31.2 21.4 27.7 42.2 IDBI Small Cap Fund Growth ₹32.3019
↓ -0.09 ₹465 500 -4.6 0 29.9 20.1 27.6 40 Invesco India Infrastructure Fund Growth ₹62.01
↑ 0.18 ₹1,606 500 -8.1 -9.6 24.9 22.6 27.6 33.2 Edelweiss Mid Cap Fund Growth ₹95.521
↓ -0.01 ₹8,666 500 -5.2 0.2 29.5 21.7 27.5 38.9 IDFC Infrastructure Fund Growth ₹49.318
↓ 0.00 ₹1,791 100 -9.5 -12.8 28.2 23.6 27.3 39.3 Kotak Small Cap Fund Growth ₹259.773
↓ -1.19 ₹17,778 1,000 -9.1 -5 17.6 14.2 27.2 25.5 Nippon India Power and Infra Fund Growth ₹333.667
↑ 2.95 ₹7,453 100 -9.1 -11.9 19.7 26.5 27.2 26.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jan 25 200 Crore in Equity Category of mutual funds ordered based on 5 year calendar year returns.
1. ICICI Prudential Technology Fund
CAGR/Annualized return of 13.1% since its launch. Ranked 37 in Sectoral category. Return for 2024 was 25.4% , 2023 was 27.5% and 2022 was -23.2% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (16 Jan 25) ₹212.56 ↑ 0.61 (0.29 %) Net Assets (Cr) ₹14,275 on 31 Dec 24 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 1.96 Sharpe Ratio 0.97 Information Ratio -0.12 Alpha Ratio 1.16 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹17,059 31 Dec 21 ₹29,979 31 Dec 22 ₹23,017 31 Dec 23 ₹29,336 31 Dec 24 ₹36,791 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -5.7% 3 Month -1% 6 Month 8.5% 1 Year 20.5% 3 Year 6.9% 5 Year 28.5% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.4% 2022 27.5% 2021 -23.2% 2020 75.7% 2019 70.6% 2018 2.3% 2017 19.1% 2016 19.8% 2015 -4% 2014 3.9% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Vaibhav Dusad 2 May 20 4.67 Yr. Sharmila D’mello 30 Jun 22 2.51 Yr. Data below for ICICI Prudential Technology Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Technology 70.32% Communication Services 16.96% Consumer Cyclical 5.26% Industrials 2.8% Consumer Defensive 0.21% Financial Services 0.21% Health Care 0% Asset Allocation
Asset Class Value Cash 2.83% Equity 97.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY22% ₹3,115 Cr 16,768,086
↓ -292,830 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS12% ₹1,702 Cr 3,984,724 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL8% ₹1,163 Cr 7,148,806 LTIMindtree Ltd (Technology)
Equity, Since 31 Jul 16 | LTIM6% ₹808 Cr 1,308,793
↑ 25,609 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH5% ₹674 Cr 3,649,450
↓ -500,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | TECHM5% ₹648 Cr 3,785,218
↓ -180,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 31 Oct 21 | 8901574% ₹565 Cr 4,645,340 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5433203% ₹435 Cr 15,558,409
↓ -900,000 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | WIPRO3% ₹425 Cr 7,361,359
↑ 436,977 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT2% ₹325 Cr 550,394
↓ -26,824 2. ICICI Prudential Infrastructure Fund
CAGR/Annualized return of 16.1% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (17 Jan 25) ₹180.03 ↑ 0.47 (0.26 %) Net Assets (Cr) ₹6,911 on 31 Dec 24 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio 1.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,360 31 Dec 21 ₹15,547 31 Dec 22 ₹20,030 31 Dec 23 ₹28,959 31 Dec 24 ₹36,885 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -7% 3 Month -8.2% 6 Month -7.6% 1 Year 21.1% 3 Year 28.8% 5 Year 28% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 27.4% 2022 44.6% 2021 28.8% 2020 50.1% 2019 3.6% 2018 2.6% 2017 -14% 2016 40.8% 2015 2% 2014 -3.4% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 7.59 Yr. Sharmila D’mello 30 Jun 22 2.51 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 37.47% Basic Materials 19.27% Financial Services 17.1% Utility 9.83% Energy 7.25% Consumer Cyclical 1.11% Communication Services 0.95% Real Estate 0.86% Asset Allocation
Asset Class Value Cash 4.5% Equity 94.87% Debt 0.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT9% ₹635 Cr 1,704,683
↓ -45,000 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | NTPC4% ₹280 Cr 7,710,775
↑ 1,095,077 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK4% ₹259 Cr 1,990,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | SHREECEM4% ₹249 Cr 95,657 JM Financial Ltd (Financial Services)
Equity, Since 31 Oct 21 | JMFINANCIL3% ₹237 Cr 17,363,241 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹234 Cr 7,547,700
↑ 535,035 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO3% ₹214 Cr 487,790
↑ 110,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹208 Cr 1,609,486
↑ 100,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS3% ₹207 Cr 1,740,091
↑ 352,447 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK3% ₹184 Cr 1,025,000
↓ -275,000 3. BOI AXA Manufacturing and Infrastructure Fund
CAGR/Annualized return of 12% since its launch. Return for 2024 was 25.7% , 2023 was 44.7% and 2022 was 3.3% . BOI AXA Manufacturing and Infrastructure Fund
Growth Launch Date 5 Mar 10 NAV (17 Jan 25) ₹54.15 ↑ 0.31 (0.58 %) Net Assets (Cr) ₹537 on 31 Dec 24 Category Equity - Sectoral AMC BOI AXA Investment Mngrs Private Ltd Rating Risk High Expense Ratio 2.57 Sharpe Ratio 1.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹12,808 31 Dec 21 ₹19,534 31 Dec 22 ₹20,186 31 Dec 23 ₹29,208 31 Dec 24 ₹36,713 Returns for BOI AXA Manufacturing and Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -6.6% 3 Month -6.7% 6 Month -6.8% 1 Year 20.9% 3 Year 20.5% 5 Year 28% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.7% 2022 44.7% 2021 3.3% 2020 52.5% 2019 28.1% 2018 2.5% 2017 -22.8% 2016 56% 2015 1% 2014 0.3% Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
Name Since Tenure Nitin Gosar 27 Sep 22 2.27 Yr. Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 25.79% Basic Materials 21.41% Consumer Cyclical 10.45% Health Care 6.69% Utility 5.75% Energy 5.6% Technology 4.53% Consumer Defensive 4.19% Communication Services 3.27% Real Estate 2.66% Asset Allocation
Asset Class Value Cash 8.58% Equity 91.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT5% ₹28 Cr 75,802 NTPC Ltd (Utilities)
Equity, Since 31 May 21 | NTPC5% ₹28 Cr 773,906 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹22 Cr 477,680 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE4% ₹19 Cr 150,806 Manorama Industries Ltd (Consumer Defensive)
Equity, Since 31 May 24 | 5419743% ₹16 Cr 137,935 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | 5348162% ₹13 Cr 375,411 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹12 Cr 84,903 Sterling and Wilson Renewable Energy Ltd (Technology)
Equity, Since 31 Mar 24 | SWSOLAR2% ₹12 Cr 244,992 Senco Gold Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | SENCO2% ₹12 Cr 100,421 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO2% ₹11 Cr 23,073 4. L&T Emerging Businesses Fund
CAGR/Annualized return of 21.9% since its launch. Ranked 2 in Small Cap category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (17 Jan 25) ₹82.8352 ↓ -0.32 (-0.39 %) Net Assets (Cr) ₹17,386 on 31 Dec 24 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.73 Sharpe Ratio 1.32 Information Ratio 0.19 Alpha Ratio 3.87 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,546 31 Dec 21 ₹20,483 31 Dec 22 ₹20,690 31 Dec 23 ₹30,219 31 Dec 24 ₹38,833 Returns for L&T Emerging Businesses Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -9.3% 3 Month -8.1% 6 Month -4.4% 1 Year 18.7% 3 Year 18.6% 5 Year 27.8% 10 Year 15 Year Since launch 21.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.5% 2022 46.1% 2021 1% 2020 77.4% 2019 15.5% 2018 -8.1% 2017 -13.7% 2016 66.5% 2015 10.2% 2014 12.3% Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 5.05 Yr. Cheenu Gupta 1 Oct 23 1.25 Yr. Sonal Gupta 1 Oct 23 1.25 Yr. Data below for L&T Emerging Businesses Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 31.33% Consumer Cyclical 15.35% Financial Services 14.41% Basic Materials 12.12% Technology 8.54% Real Estate 5.16% Health Care 3.86% Consumer Defensive 3.52% Energy 1.51% Asset Allocation
Asset Class Value Cash 1.78% Equity 98.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS3% ₹458 Cr 455,400
↓ -50,000 Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 5000403% ₹441 Cr 1,607,279 Neuland Laboratories Limited
Equity, Since 31 Jan 24 | -2% ₹410 Cr 281,022 Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 31 Aug 22 | 5052832% ₹406 Cr 2,444,924
↑ 127,474 BSE Ltd (Financial Services)
Equity, Since 29 Feb 24 | BSE2% ₹395 Cr 884,500
↑ 108,253 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE2% ₹387 Cr 2,473,042 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 17 | 5002512% ₹383 Cr 537,550
↓ -42,850 Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 5329292% ₹341 Cr 2,891,084 NCC Ltd (Industrials)
Equity, Since 28 Feb 21 | NCC2% ₹337 Cr 11,291,100 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jul 20 | DIXON2% ₹335 Cr 238,273 5. SBI Healthcare Opportunities Fund
CAGR/Annualized return of 15.8% since its launch. Ranked 34 in Sectoral category. Return for 2024 was 42.2% , 2023 was 38.2% and 2022 was -6% . SBI Healthcare Opportunities Fund
Growth Launch Date 31 Dec 04 NAV (16 Jan 25) ₹416.301 ↑ 1.09 (0.26 %) Net Assets (Cr) ₹3,628 on 31 Dec 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.09 Sharpe Ratio 2.76 Information Ratio 0.52 Alpha Ratio 4.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹16,583 31 Dec 21 ₹19,925 31 Dec 22 ₹18,725 31 Dec 23 ₹25,885 31 Dec 24 ₹36,814 Returns for SBI Healthcare Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -2.5% 3 Month -1.6% 6 Month 12.9% 1 Year 31.2% 3 Year 21.4% 5 Year 27.7% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 42.2% 2022 38.2% 2021 -6% 2020 20.1% 2019 65.8% 2018 -0.5% 2017 -9.9% 2016 2.1% 2015 -14% 2014 27.1% Fund Manager information for SBI Healthcare Opportunities Fund
Name Since Tenure Tanmaya Desai 1 Jun 11 13.6 Yr. Pradeep Kesavan 31 Dec 23 1.01 Yr. Data below for SBI Healthcare Opportunities Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Health Care 89.92% Basic Materials 6.58% Asset Allocation
Asset Class Value Cash 3.5% Equity 96.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA13% ₹445 Cr 2,500,000
↑ 100,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB6% ₹222 Cr 360,000 Cipla Ltd (Healthcare)
Equity, Since 31 Aug 16 | CIPLA6% ₹196 Cr 1,280,000
↑ 280,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 21 | MAXHEALTH6% ₹196 Cr 2,000,000
↓ -100,000 Lupin Ltd (Healthcare)
Equity, Since 31 Aug 23 | LUPIN5% ₹164 Cr 800,000 Lonza Group Ltd ADR (Healthcare)
Equity, Since 31 Jan 24 | LZAGY4% ₹152 Cr 300,000 Poly Medicure Ltd (Healthcare)
Equity, Since 31 Aug 24 | POLYMED4% ₹139 Cr 500,000
↓ -140,000 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Nov 22 | 5433084% ₹130 Cr 2,200,000
↓ -300,000 Jupiter Life Line Hospitals Ltd (Healthcare)
Equity, Since 31 Aug 23 | JLHL4% ₹126 Cr 832,871
↓ -67,129 Aether Industries Ltd (Basic Materials)
Equity, Since 31 May 22 | 5435343% ₹115 Cr 1,400,000 6. IDBI Small Cap Fund
CAGR/Annualized return of 16.7% since its launch. Return for 2024 was 40% , 2023 was 33.4% and 2022 was 2.4% . IDBI Small Cap Fund
Growth Launch Date 21 Jun 17 NAV (17 Jan 25) ₹32.3019 ↓ -0.09 (-0.28 %) Net Assets (Cr) ₹465 on 31 Dec 24 Category Equity - Small Cap AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 2.3 Sharpe Ratio 1.85 Information Ratio 0.2 Alpha Ratio 12.55 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,896 31 Dec 21 ₹19,592 31 Dec 22 ₹20,066 31 Dec 23 ₹26,769 31 Dec 24 ₹37,480 Returns for IDBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -6.7% 3 Month -4.6% 6 Month 0% 1 Year 29.9% 3 Year 20.1% 5 Year 27.6% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 40% 2022 33.4% 2021 2.4% 2020 64.7% 2019 19% 2018 -4.4% 2017 -15% 2016 2015 2014 Fund Manager information for IDBI Small Cap Fund
Name Since Tenure Nikhil Rungta 1 Jul 24 0.5 Yr. Mahesh Bendre 1 Jul 24 0.5 Yr. Data below for IDBI Small Cap Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 34.87% Consumer Cyclical 15.44% Basic Materials 14.33% Utility 7.2% Consumer Defensive 6.79% Health Care 5.43% Financial Services 4.84% Technology 4.29% Communication Services 2.98% Real Estate 1.44% Asset Allocation
Asset Class Value Cash 2.39% Equity 97.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity JTL Industries Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 5346003% ₹13 Cr 1,263,574
↑ 291,276 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP3% ₹11 Cr 142,830
↓ -8,310 Kilburn Engineering Ltd (Industrials)
Equity, Since 30 Nov 24 | 5221013% ₹11 Cr 215,000
↑ 215,000 Himatsingka Seide Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HIMATSEIDE2% ₹10 Cr 545,700 TD Power Systems Ltd (Industrials)
Equity, Since 31 Aug 23 | TDPOWERSYS2% ₹10 Cr 224,441 Artemis Medicare Services Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Oct 23 | 5429192% ₹10 Cr 296,517 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 28 Feb 21 | KIRLOSENG2% ₹10 Cr 86,263 Piramal Pharma Ltd (Healthcare)
Equity, Since 30 Sep 23 | PPLPHARMA2% ₹10 Cr 358,586 Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006552% ₹10 Cr 19,459
↓ -8,280 Hi-Tech Pipes Ltd (Basic Materials)
Equity, Since 31 Oct 24 | HITECH2% ₹10 Cr 582,210 7. Invesco India Infrastructure Fund
CAGR/Annualized return of 11.2% since its launch. Ranked 24 in Sectoral category. Return for 2024 was 33.2% , 2023 was 51.1% and 2022 was 2.3% . Invesco India Infrastructure Fund
Growth Launch Date 21 Nov 07 NAV (17 Jan 25) ₹62.01 ↑ 0.18 (0.29 %) Net Assets (Cr) ₹1,606 on 31 Dec 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.34 Sharpe Ratio 1.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,615 31 Dec 21 ₹18,053 31 Dec 22 ₹18,465 31 Dec 23 ₹27,904 31 Dec 24 ₹37,171 Returns for Invesco India Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -8.9% 3 Month -8.1% 6 Month -9.6% 1 Year 24.9% 3 Year 22.6% 5 Year 27.6% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 33.2% 2022 51.1% 2021 2.3% 2020 55.4% 2019 16.2% 2018 6.1% 2017 -15.8% 2016 48.1% 2015 0.8% 2014 -2.6% Fund Manager information for Invesco India Infrastructure Fund
Name Since Tenure Amit Nigam 3 Sep 20 4.33 Yr. Data below for Invesco India Infrastructure Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 56.84% Utility 8.48% Consumer Cyclical 8.11% Basic Materials 7.36% Technology 3.99% Health Care 3.96% Energy 2.56% Financial Services 2.18% Real Estate 1.62% Communication Services 1.02% Asset Allocation
Asset Class Value Cash 2.06% Equity 97.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT5% ₹88 Cr 237,254
↓ -14,946 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | POWERGRID5% ₹78 Cr 2,358,718 Jyoti CNC Automation Ltd (Industrials)
Equity, Since 31 Jan 24 | JYOTICNC4% ₹57 Cr 460,100
↓ -90,744 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Nov 17 | BEL3% ₹53 Cr 1,717,480 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Nov 22 | HAL3% ₹51 Cr 112,968
↑ 22,278 BEML Ltd (Industrials)
Equity, Since 31 May 23 | BEML3% ₹50 Cr 119,030 KEI Industries Ltd (Industrials)
Equity, Since 30 Sep 19 | KEI3% ₹47 Cr 108,188
↑ 6,790 Tata Power Co Ltd (Utilities)
Equity, Since 31 Jan 21 | TATAPOWER3% ₹46 Cr 1,114,602 Thermax Ltd (Industrials)
Equity, Since 30 Jun 21 | THERMAX3% ₹45 Cr 98,357
↑ 7,781 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Dec 23 | SOLARINDS3% ₹45 Cr 41,940
↓ -2,781 8. Edelweiss Mid Cap Fund
CAGR/Annualized return of 14.1% since its launch. Ranked 22 in Mid Cap category. Return for 2024 was 38.9% , 2023 was 38.4% and 2022 was 2.4% . Edelweiss Mid Cap Fund
Growth Launch Date 26 Dec 07 NAV (17 Jan 25) ₹95.521 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹8,666 on 31 Dec 24 Category Equity - Mid Cap AMC Edelweiss Asset Management Limited Rating ☆☆☆ Risk High Expense Ratio 1.86 Sharpe Ratio 2.21 Information Ratio 0.49 Alpha Ratio 13.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹12,643 31 Dec 21 ₹18,998 31 Dec 22 ₹19,447 31 Dec 23 ₹26,919 31 Dec 24 ₹37,390 Returns for Edelweiss Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -7.6% 3 Month -5.2% 6 Month 0.2% 1 Year 29.5% 3 Year 21.7% 5 Year 27.5% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 38.9% 2022 38.4% 2021 2.4% 2020 50.3% 2019 26.4% 2018 5.2% 2017 -15.7% 2016 52.3% 2015 2.5% 2014 9.4% Fund Manager information for Edelweiss Mid Cap Fund
Name Since Tenure Dhruv Bhatia 14 Oct 24 0.22 Yr. Trideep Bhattacharya 1 Oct 21 3.25 Yr. Raj Koradia 1 Aug 24 0.42 Yr. Data below for Edelweiss Mid Cap Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Financial Services 20.46% Industrials 17.93% Consumer Cyclical 15.3% Technology 12.06% Health Care 10.99% Basic Materials 7.94% Consumer Defensive 4.02% Real Estate 3.85% Communication Services 1.83% Energy 1.51% Utility 1.48% Asset Allocation
Asset Class Value Cash 2.64% Equity 97.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 21 | PERSISTENT4% ₹338 Cr 571,854
↓ -4,184 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jan 20 | DIXON4% ₹333 Cr 210,748
↑ 9,401 Lupin Ltd (Healthcare)
Equity, Since 31 Jul 24 | LUPIN3% ₹228 Cr 1,112,780
↑ 49,641 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433903% ₹228 Cr 1,202,006
↑ 53,621 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK3% ₹211 Cr 9,993,757
↑ 445,824 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE3% ₹208 Cr 239,698
↑ 28,500 Solar Industries India Ltd (Basic Materials)
Equity, Since 30 Sep 12 | SOLARINDS2% ₹201 Cr 188,023
↑ 8,387 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | INDHOTEL2% ₹199 Cr 2,505,184
↑ 111,756 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 May 24 | CGPOWER2% ₹186 Cr 2,546,699
↑ 113,608 UNO Minda Ltd (Consumer Cyclical)
Equity, Since 31 Aug 17 | UNOMINDA2% ₹169 Cr 1,610,208
↑ 423,343 9. IDFC Infrastructure Fund
CAGR/Annualized return of 12.2% since its launch. Ranked 1 in Sectoral category. Return for 2024 was 39.3% , 2023 was 50.3% and 2022 was 1.7% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (17 Jan 25) ₹49.318 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹1,791 on 31 Dec 24 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio 1.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,626 31 Dec 21 ₹17,516 31 Dec 22 ₹17,808 31 Dec 23 ₹26,766 31 Dec 24 ₹37,291 Returns for IDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -8% 3 Month -9.5% 6 Month -12.8% 1 Year 28.2% 3 Year 23.6% 5 Year 27.3% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 39.3% 2022 50.3% 2021 1.7% 2020 64.8% 2019 6.3% 2018 -5.3% 2017 -25.9% 2016 58.7% 2015 10.7% 2014 -0.2% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 0.94 Yr. Ritika Behera 7 Oct 23 1.24 Yr. Gaurav Satra 7 Jun 24 0.57 Yr. Data below for IDFC Infrastructure Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 58.52% Utility 10.07% Basic Materials 8.67% Communication Services 4.01% Technology 3.81% Financial Services 3.27% Energy 3.25% Consumer Cyclical 2.7% Health Care 1.65% Asset Allocation
Asset Class Value Cash 2.61% Equity 97.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS6% ₹101 Cr 443,385 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA4% ₹71 Cr 4,797,143 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹64 Cr 171,447 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE3% ₹58 Cr 452,706 PTC India Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFS3% ₹54 Cr 12,400,122 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO3% ₹53 Cr 46,976
↑ 8,011 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹52 Cr 434,979 KEC International Ltd (Industrials)
Equity, Since 30 Jun 24 | KEC3% ₹50 Cr 475,362 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT3% ₹47 Cr 470,125 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL3% ₹47 Cr 289,163 10. Kotak Small Cap Fund
CAGR/Annualized return of 17.8% since its launch. Ranked 23 in Small Cap category. Return for 2024 was 25.5% , 2023 was 34.8% and 2022 was -3.1% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (17 Jan 25) ₹259.773 ↓ -1.19 (-0.45 %) Net Assets (Cr) ₹17,778 on 31 Dec 24 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.67 Sharpe Ratio 1.24 Information Ratio -0.61 Alpha Ratio 4.3 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹13,421 31 Dec 21 ₹22,942 31 Dec 22 ₹22,237 31 Dec 23 ₹29,983 31 Dec 24 ₹37,616 Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -7.7% 3 Month -9.1% 6 Month -5% 1 Year 17.6% 3 Year 14.2% 5 Year 27.2% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.5% 2022 34.8% 2021 -3.1% 2020 70.9% 2019 34.2% 2018 5% 2017 -17.3% 2016 44% 2015 8.9% 2014 7.4% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Harish Bihani 20 Oct 23 1.2 Yr. Data below for Kotak Small Cap Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 32.97% Consumer Cyclical 20.3% Health Care 15.59% Basic Materials 13.79% Real Estate 3.55% Financial Services 3.43% Consumer Defensive 3.02% Communication Services 2.47% Technology 1.96% Asset Allocation
Asset Class Value Cash 2.17% Equity 97.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT3% ₹588 Cr 3,174,852 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Dec 18 | TECHNOE3% ₹525 Cr 3,559,792 Vijaya Diagnostic Centre Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5433503% ₹522 Cr 4,473,885
↑ 76,264 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Dec 23 | 5433083% ₹477 Cr 8,096,930 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹467 Cr 2,518,929 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Jul 24 | 5409753% ₹466 Cr 9,311,604
↑ 1,522,861 Century Plyboards (India) Ltd (Basic Materials)
Equity, Since 31 Oct 18 | CENTURYPLY3% ₹465 Cr 6,407,374
↑ 53,803 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI3% ₹456 Cr 1,328,764 Garware Technical Fibres Ltd (Consumer Cyclical)
Equity, Since 30 Jun 21 | GARFIBRES2% ₹419 Cr 899,632 Sansera Engineering Ltd (Consumer Cyclical)
Equity, Since 30 Sep 21 | 5433582% ₹412 Cr 2,596,496 11. Nippon India Power and Infra Fund
CAGR/Annualized return of 18.5% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (17 Jan 25) ₹333.667 ↑ 2.95 (0.89 %) Net Assets (Cr) ₹7,453 on 31 Dec 24 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.05 Sharpe Ratio 1.21 Information Ratio 1.64 Alpha Ratio 8.9 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,081 31 Dec 21 ₹16,498 31 Dec 22 ₹18,298 31 Dec 23 ₹28,911 31 Dec 24 ₹36,696 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Jan 25 Duration Returns 1 Month -7.8% 3 Month -9.1% 6 Month -11.9% 1 Year 19.7% 3 Year 26.5% 5 Year 27.2% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.9% 2022 58% 2021 10.9% 2020 48.9% 2019 10.8% 2018 -2.9% 2017 -21.1% 2016 61.7% 2015 0.1% 2014 0.3% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 6.61 Yr. Rahul Modi 19 Aug 24 0.37 Yr. Data below for Nippon India Power and Infra Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 46.35% Utility 13.69% Basic Materials 10.09% Communication Services 7.57% Energy 6.07% Real Estate 3.74% Consumer Cyclical 3.17% Technology 3% Health Care 2.26% Financial Services 1.54% Asset Allocation
Asset Class Value Cash 1.7% Equity 98.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT10% ₹745 Cr 2,000,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | NTPC6% ₹473 Cr 13,000,000
↑ 500,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE6% ₹459 Cr 3,550,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL6% ₹423 Cr 2,600,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO4% ₹302 Cr 270,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES4% ₹295 Cr 492,204
↓ -56,512 Siemens Ltd (Industrials)
Equity, Since 31 May 21 | SIEMENS4% ₹265 Cr 350,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Sep 23 | CARBORUNIV3% ₹263 Cr 1,800,000 Cyient DLM Ltd (Technology)
Equity, Since 31 Jul 23 | CYIENTDLM3% ₹218 Cr 3,114,722 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Aug 22 | CONCOR3% ₹207 Cr 2,500,000
Conclusion
When it comes to making investment decisions, it's important to have a solid understanding of the options available to you. Investing in ETFs and mutual funds can offer a diversified portfolio, but it's crucial to assess your financial goals, risk tolerance, and time horizon before making any investment decisions. Without proper guidance or professional support, it can be challenging to navigate the complex world of investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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