Fincash » Mutual Funds India » Difference Between Savings and Investment
Table of Contents
- Key Differences Between Savings and Investment
- Use the 50-20-30 rule to Create a Balanced Financial Plan
- Why Investing is Better than Saving
- Best Mutual Funds to Invest in 2025
- Conclusion
Top 11 Funds
- ICICI Prudential Infrastructure Fund
- ICICI Prudential Technology Fund
- ICICI Prudential Dividend Yield Equity Fund
- SBI Healthcare Opportunities Fund
- TATA Digital India Fund
- L&T Emerging Businesses Fund
- Nippon India Power and Infra Fund
- IDFC Infrastructure Fund
- Franklin India Opportunities Fund
- BOI AXA Manufacturing and Infrastructure Fund
- Franklin Build India Fund
Difference Between Savings and Investment
In today's world, understanding the basics of savings and investment is essential for achieving financial security. By making smart decisions about your finances, you can create a secure future for yourself and your family. The goal of this guide is to introduce savings and investments as well as some basic principles of financial planning. We will discuss different types of investment vehicles, how to save money, budgeting techniques, Retirement planning strategies, and more. With the proper knowledge in hand, you can make informed decisions when it comes time to invest or plan for retirement.
An effective financial strategy requires a holistic approach that considers all aspects of Personal Finance, including taxation rules, insurance policies, estate planning considerations, debt management issues, and other factors related to building sustainable wealth over time. Investing wisely now can lead to greater returns in the future, so take the time now to learn about saving and investing correctly!
Key Differences Between Savings and Investment
Saving and investing are two distinct financial terms that people often use interchangeably. However, it is essential to understand the key differences between savings and investment, as they serve different purposes. Saving involves setting aside money for future use by putting it in a safe place such as a Bank account, Fixed Deposit or other secure investments. Investing, on the other hand, involves putting money in instruments like Mutual Funds, gold, stocks, ETFs, etc., with the goal of generating additional Income or Capital gains over time.
A key difference between saving and investing is that saving gives you very less returns and is low risk. While investing can be riskier but potentially generate higher returns. In addition to this, savings tend to have guaranteed safety, while investments may involve more Volatility depending on Market conditions. Ultimately, it’s up to you how much risk you are willing to take when deciding which type of activity best suits your needs and objectives.
| Savings | Investing |
|---|---|
| You can meet your short-term goals and manage all the unplanned expenses | You can create wealth and a Portfolio, appreciating the capital that you are investing |
| It is ideal for short-term gains | It is ideal for long-term gains as it gives positive returns |
| Doesn’t provide you with high-valued returns | It helps you in gaining huge returns if you are following the right investment strategies |
| There are no risks involved with saving money | This is subjected to market risks and might include losses if you are not following the market trends and analysis |
| You can save your money using certificates of deposits, money-making instruments, and opening a Savings Account | You can invest in stocks, Bonds, ETFs, and mutual funds to create an investment portfolio |
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Use the 50-20-30 rule to Create a Balanced Financial Plan
Creating a balanced Financial plan requires a consideration of the savings vs. investment ratio. Both savings and investment are integral aspects of personal finance, and it's crucial to maintain a balance between the two to achieve long-term financial stability. The ratio is a way to determine how much of your income you should allocate toward savings and investments each month.
The rule suggests that you should divide your after-tax income into three categories:
Needs (50%): This category includes all of the essential expenses that you must pay each month, such as rent, loans, utilities, groceries, transportation, and insurance.
Savings and Debt Reduction (20%): This category includes any money that you set aside for long-term goals, such as retirement savings or paying off debt. This category is also known as your "financial cushion" because it helps you build a safety net in case of emergencies.
Wants (30%): This category includes any discretionary spending that you choose to make, such as eating out, entertainment, traveling or hobbies.
Following the 50-20-30 rule can help you create a balanced financial plan that allows you to meet your essential needs, save for the future, and enjoy some of the things that make life enjoyable without overspending. However, it's important to remember that this is just a guideline, and you should adjust it to fit your own unique financial situation and priorities.
Why Investing is Better than Saving
Investing offers many benefits that traditional savings accounts lack, making it an important aspect of personal finance. One major benefit of investing is the potential for higher returns than savings accounts since assets like stocks, mutual funds, and Real Estate can appreciate in value over time. By investing in these assets, individuals can earn returns that surpass the interest rates offered by savings accounts. Another advantage of investing is the ability to grow wealth through compounding, where returns are reinvested to generate even greater returns.
This helps individuals achieve their long-term Financial goals, like saving for retirement or purchasing a home. Additionally, investing allows for diversification, which can help to reduce risk by spreading investments across various sectors and industries. Overall, by understanding the advantages of investing and making informed investment decisions, individuals can achieve their financial goals and secure their financial future.
Best Mutual Funds to Invest in 2025
investing in Mutual Funds is one of the best ways to grow your money over time. As markets rise and fall, having a diversified portfolio that includes investments such as mutual funds can help cushion any losses you may incur during market downturns. The following are some of the top-rated mutual funds for 2025 you must consider to invest:
To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on The investment objective of ICICI Prudential Dividend Yield Equity Fund is to provide medium to long term capital gains and/or dividend distribution by investing in a well diversified portfolio of predominantly equity and equity related instruments, which offer attractive dividend yield ICICI Prudential Dividend Yield Equity Fund is a Equity - Dividend Yield fund was launched on 16 May 14. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Dividend Yield Equity Fund Returns up to 1 year are on (Erstwhile SBI Pharma Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a Below is the key information for SBI Healthcare Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy. Franklin India Opportunities Fund is a Equity - Sectoral fund was launched on 21 Feb 00. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Opportunities Fund Returns up to 1 year are on The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a Below is the key information for BOI AXA Manufacturing and Infrastructure Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a Below is the key information for Franklin Build India Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹169.45
↑ 1.79 ₹7,435 100 -7.4 -10.6 4.9 27.5 28.1 27.4 ICICI Prudential Technology Fund Growth ₹203.46
↑ 0.78 ₹14,101 100 -0.3 -0.2 11.7 9.9 26.8 25.4 ICICI Prudential Dividend Yield Equity Fund Growth ₹47.56
↑ 0.10 ₹4,835 100 -3.1 -7.8 7.1 20.8 25.2 21 SBI Healthcare Opportunities Fund Growth ₹395.721
↓ -2.20 ₹3,522 500 -3.2 1.1 14.5 22.4 25.1 42.2 TATA Digital India Fund Growth ₹49.5338
↓ -0.13 ₹12,465 150 -4 -2.6 11.6 11.1 25.1 30.6 L&T Emerging Businesses Fund Growth ₹71
↑ 1.44 ₹17,386 500 -15.2 -17 -2.1 17.5 25 28.5 Nippon India Power and Infra Fund Growth ₹296.508
↑ 3.68 ₹7,001 100 -12.2 -19.3 -2 25.9 25 26.9 IDFC Infrastructure Fund Growth ₹42.828
↑ 0.58 ₹1,641 100 -14.6 -23.1 2.7 22.5 25 39.3 Franklin India Opportunities Fund Growth ₹222.43
↑ 2.18 ₹5,948 500 -7.5 -11.2 11.9 24.8 24.6 37.3 BOI AXA Manufacturing and Infrastructure Fund Growth ₹48.41
↑ 0.58 ₹524 1,000 -10.7 -17.1 2.3 20.3 24.6 25.7 Franklin Build India Fund Growth ₹122.067
↑ 1.26 ₹2,659 500 -10.6 -15 1.6 24.5 24.4 27.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Feb 25 200 Crore in Equity Category of mutual funds ordered based on 5 year calendar year returns.
1. ICICI Prudential Infrastructure Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (19 Feb 25) ₹169.45 ↑ 1.79 (1.07 %) Net Assets (Cr) ₹7,435 on 31 Jan 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,385 31 Jan 22 ₹16,659 31 Jan 23 ₹19,888 31 Jan 24 ₹30,973 31 Jan 25 ₹35,717 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -5.9% 3 Month -7.4% 6 Month -10.6% 1 Year 4.9% 3 Year 27.5% 5 Year 28.1% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.4% 2023 44.6% 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 7.67 Yr. Sharmila D’mello 30 Jun 22 2.59 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 36.99% Basic Materials 18.93% Financial Services 16.99% Utility 10.73% Energy 7.04% Communication Services 1.26% Consumer Cyclical 1.11% Real Estate 0.75% Asset Allocation
Asset Class Value Cash 5.59% Equity 93.78% Debt 0.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT9% ₹615 Cr 1,704,683 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325554% ₹257 Cr 7,710,775 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK4% ₹255 Cr 1,990,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5003874% ₹246 Cr 95,657 JM Financial Ltd (Financial Services)
Equity, Since 31 Oct 21 | JMFINANCIL3% ₹231 Cr 17,763,241
↑ 400,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS3% ₹214 Cr 1,740,091 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO3% ₹208 Cr 457,106
↓ -30,684 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹207 Cr 7,547,700 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL3% ₹202 Cr 1,558,301 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹196 Cr 1,609,486 2. ICICI Prudential Technology Fund
CAGR/Annualized return of 12.8% since its launch. Ranked 37 in Sectoral category. Return for 2024 was 25.4% , 2023 was 27.5% and 2022 was -23.2% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (18 Feb 25) ₹203.46 ↑ 0.78 (0.38 %) Net Assets (Cr) ₹14,101 on 31 Jan 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 1.96 Sharpe Ratio 0.63 Information Ratio 0.21 Alpha Ratio 0.86 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹16,325 31 Jan 22 ₹25,971 31 Jan 23 ₹22,408 31 Jan 24 ₹29,166 31 Jan 25 ₹34,454 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -2.8% 3 Month -0.3% 6 Month -0.2% 1 Year 11.7% 3 Year 9.9% 5 Year 26.8% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.4% 2023 27.5% 2022 -23.2% 2021 75.7% 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Vaibhav Dusad 2 May 20 4.76 Yr. Sharmila D’mello 30 Jun 22 2.59 Yr. Data below for ICICI Prudential Technology Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Technology 71.4% Communication Services 16.22% Consumer Cyclical 4.97% Industrials 2.81% Health Care 0.69% Financial Services 0.5% Consumer Defensive 0.2% Asset Allocation
Asset Class Value Cash 2.98% Equity 97.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY22% ₹3,152 Cr 16,768,086 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS12% ₹1,742 Cr 4,254,724
↑ 270,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL8% ₹1,167 Cr 7,348,806
↑ 200,000 LTIMindtree Ltd (Technology)
Equity, Since 31 Jul 16 | LTIM6% ₹847 Cr 1,515,919
↑ 207,126 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH5% ₹721 Cr 3,758,139
↑ 108,689 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327555% ₹713 Cr 4,176,250
↑ 391,032 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 31 Oct 21 | 8901574% ₹547 Cr 4,645,340 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076853% ₹452 Cr 14,965,117
↑ 242,399 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5433203% ₹402 Cr 14,473,026
↓ -1,085,383 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT2% ₹344 Cr 532,687
↓ -17,707 3. ICICI Prudential Dividend Yield Equity Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 38 in Dividend Yield category. Return for 2024 was 21% , 2023 was 38.8% and 2022 was 9.2% . ICICI Prudential Dividend Yield Equity Fund
Growth Launch Date 16 May 14 NAV (19 Feb 25) ₹47.56 ↑ 0.10 (0.21 %) Net Assets (Cr) ₹4,835 on 31 Jan 25 Category Equity - Dividend Yield AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.41 Sharpe Ratio 0.65 Information Ratio 1.45 Alpha Ratio 4.75 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,169 31 Jan 22 ₹17,140 31 Jan 23 ₹18,385 31 Jan 24 ₹26,656 31 Jan 25 ₹30,654 Returns for ICICI Prudential Dividend Yield Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -2% 3 Month -3.1% 6 Month -7.8% 1 Year 7.1% 3 Year 20.8% 5 Year 25.2% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 21% 2023 38.8% 2022 9.2% 2021 47.1% 2020 14.1% 2019 -2.9% 2018 -11.9% 2017 40.7% 2016 9.7% 2015 -5.2% Fund Manager information for ICICI Prudential Dividend Yield Equity Fund
Name Since Tenure Mittul Kalawadia 29 Jan 18 7.01 Yr. Sharmila D’mello 31 Jul 22 2.51 Yr. Data below for ICICI Prudential Dividend Yield Equity Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 29.96% Consumer Cyclical 10.06% Energy 9.03% Consumer Defensive 8% Utility 7.35% Health Care 7.02% Industrials 6.57% Basic Materials 5.59% Technology 5% Communication Services 4.73% Real Estate 1.54% Asset Allocation
Asset Class Value Cash 3.06% Equity 94.85% Debt 1.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK8% ₹394 Cr 2,222,624 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | ICICIBANK8% ₹372 Cr 2,905,184 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 21 | SUNPHARMA7% ₹335 Cr 1,774,051 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | MARUTI7% ₹311 Cr 286,610 NTPC Ltd (Utilities)
Equity, Since 31 Oct 16 | 5325556% ₹273 Cr 8,201,022 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL4% ₹208 Cr 1,312,548
↑ 250,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Dec 21 | 5003124% ₹194 Cr 8,094,802 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322154% ₹173 Cr 1,621,099 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 21 | LT3% ₹154 Cr 428,013 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Jul 23 | 5008252% ₹105 Cr 219,613 4. SBI Healthcare Opportunities Fund
CAGR/Annualized return of 15.4% since its launch. Ranked 34 in Sectoral category. Return for 2024 was 42.2% , 2023 was 38.2% and 2022 was -6% . SBI Healthcare Opportunities Fund
Growth Launch Date 31 Dec 04 NAV (18 Feb 25) ₹395.721 ↓ -2.20 (-0.55 %) Net Assets (Cr) ₹3,522 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.09 Sharpe Ratio 1.36 Information Ratio 0.67 Alpha Ratio 4.66 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹15,535 31 Jan 22 ₹17,594 31 Jan 23 ₹17,709 31 Jan 24 ₹26,160 31 Jan 25 ₹33,176 Returns for SBI Healthcare Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -4.9% 3 Month -3.2% 6 Month 1.1% 1 Year 14.5% 3 Year 22.4% 5 Year 25.1% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 42.2% 2023 38.2% 2022 -6% 2021 20.1% 2020 65.8% 2019 -0.5% 2018 -9.9% 2017 2.1% 2016 -14% 2015 27.1% Fund Manager information for SBI Healthcare Opportunities Fund
Name Since Tenure Tanmaya Desai 1 Jun 11 13.68 Yr. Pradeep Kesavan 31 Dec 23 1.09 Yr. Data below for SBI Healthcare Opportunities Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Health Care 90.04% Basic Materials 6.53% Asset Allocation
Asset Class Value Cash 3.35% Equity 96.57% Debt 0.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA13% ₹472 Cr 2,500,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 21 | MAXHEALTH6% ₹226 Cr 2,000,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB6% ₹220 Cr 360,000 Cipla Ltd (Healthcare)
Equity, Since 31 Aug 16 | 5000876% ₹214 Cr 1,400,000
↑ 120,000 Lupin Ltd (Healthcare)
Equity, Since 31 Aug 23 | 5002575% ₹188 Cr 800,000 Lonza Group Ltd ADR (Healthcare)
Equity, Since 31 Jan 24 | LZAGY4% ₹151 Cr 300,000 Mankind Pharma Ltd (Healthcare)
Equity, Since 30 Apr 23 | MANKIND4% ₹151 Cr 523,016
↑ 123,016 Poly Medicure Ltd (Healthcare)
Equity, Since 31 Aug 24 | POLYMED4% ₹131 Cr 500,000 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Nov 22 | 5433083% ₹126 Cr 2,100,000
↓ -100,000 Jupiter Life Line Hospitals Ltd (Healthcare)
Equity, Since 31 Aug 23 | JLHL3% ₹125 Cr 800,000
↓ -32,871 5. TATA Digital India Fund
CAGR/Annualized return of 19.1% since its launch. Return for 2024 was 30.6% , 2023 was 31.9% and 2022 was -23.3% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (19 Feb 25) ₹49.5338 ↓ -0.13 (-0.26 %) Net Assets (Cr) ₹12,465 on 31 Jan 25 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 0 Sharpe Ratio 0.68 Information Ratio 0.44 Alpha Ratio 2.22 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹15,254 31 Jan 22 ₹23,775 31 Jan 23 ₹20,584 31 Jan 24 ₹27,482 31 Jan 25 ₹32,904 Returns for TATA Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -4.9% 3 Month -4% 6 Month -2.6% 1 Year 11.6% 3 Year 11.1% 5 Year 25.1% 10 Year 15 Year Since launch 19.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 30.6% 2023 31.9% 2022 -23.3% 2021 74.4% 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 Fund Manager information for TATA Digital India Fund
Name Since Tenure Meeta Shetty 9 Mar 21 3.9 Yr. Kapil Malhotra 19 Dec 23 1.12 Yr. Data below for TATA Digital India Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Technology 74.43% Consumer Cyclical 7.89% Industrials 4.94% Communication Services 4.21% Financial Services 3.86% Asset Allocation
Asset Class Value Cash 4.67% Equity 95.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY17% ₹2,168 Cr 11,530,857 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS11% ₹1,485 Cr 3,626,873 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 5327559% ₹1,219 Cr 7,145,933 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076858% ₹990 Cr 32,787,324 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH7% ₹956 Cr 4,983,886 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | 5433206% ₹808 Cr 29,067,000 LTIMindtree Ltd (Technology)
Equity, Since 28 Feb 21 | LTIM4% ₹552 Cr 988,062 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT4% ₹490 Cr 759,192 Firstsource Solutions Ltd (Technology)
Equity, Since 30 Nov 21 | FSL3% ₹381 Cr 10,123,112 Sonata Software Ltd (Technology)
Equity, Since 30 Jun 23 | SONATSOFTW2% ₹307 Cr 5,125,514 6. L&T Emerging Businesses Fund
CAGR/Annualized return of 19.9% since its launch. Ranked 2 in Small Cap category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (19 Feb 25) ₹71 ↑ 1.44 (2.08 %) Net Assets (Cr) ₹17,386 on 31 Dec 24 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.73 Sharpe Ratio 1.32 Information Ratio 0.19 Alpha Ratio 3.87 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,113 31 Jan 22 ₹19,683 31 Jan 23 ₹19,960 31 Jan 24 ₹30,763 31 Jan 25 ₹33,089 Returns for L&T Emerging Businesses Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -14.3% 3 Month -15.2% 6 Month -17% 1 Year -2.1% 3 Year 17.5% 5 Year 25% 10 Year 15 Year Since launch 19.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 28.5% 2023 46.1% 2022 1% 2021 77.4% 2020 15.5% 2019 -8.1% 2018 -13.7% 2017 66.5% 2016 10.2% 2015 12.3% Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 5.13 Yr. Cheenu Gupta 1 Oct 23 1.34 Yr. Sonal Gupta 1 Oct 23 1.34 Yr. Data below for L&T Emerging Businesses Fund as on 31 Dec 24
Equity Sector Allocation
Sector Value Industrials 30.48% Consumer Cyclical 16.51% Financial Services 14.26% Technology 10.64% Basic Materials 10.36% Real Estate 5.3% Health Care 4.2% Consumer Defensive 3.21% Energy 1.5% Asset Allocation
Asset Class Value Cash 1.16% Equity 98.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS3% ₹470 Cr 455,400 BSE Ltd (Financial Services)
Equity, Since 29 Feb 24 | BSE3% ₹454 Cr 852,600
↓ -31,900 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jul 20 | DIXON2% ₹427 Cr 238,273 Neuland Laboratories Limited
Equity, Since 31 Jan 24 | -2% ₹410 Cr 299,000
↑ 17,978 Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 5000402% ₹403 Cr 1,607,279 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE2% ₹388 Cr 2,473,042 Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 31 Aug 22 | 5052832% ₹376 Cr 2,444,924 KFin Technologies Ltd (Technology)
Equity, Since 31 Aug 24 | KFINTECH2% ₹374 Cr 2,429,736
↑ 139,336 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 17 | 5002512% ₹338 Cr 474,400
↓ -63,150 Time Technoplast Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | TIMETECHNO2% ₹336 Cr 6,810,500
↑ 656,671 7. Nippon India Power and Infra Fund
CAGR/Annualized return of 17.7% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (19 Feb 25) ₹296.508 ↑ 3.68 (1.26 %) Net Assets (Cr) ₹7,001 on 31 Jan 25 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.05 Sharpe Ratio 0.29 Information Ratio 1.18 Alpha Ratio 3.79 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,728 31 Jan 22 ₹16,044 31 Jan 23 ₹17,651 31 Jan 24 ₹29,963 31 Jan 25 ₹33,188 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -11.1% 3 Month -12.2% 6 Month -19.3% 1 Year -2% 3 Year 25.9% 5 Year 25% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.9% 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 6.7 Yr. Rahul Modi 19 Aug 24 0.45 Yr. Data below for Nippon India Power and Infra Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 44.95% Utility 15.89% Basic Materials 10.1% Communication Services 7.08% Energy 6.43% Consumer Cyclical 3.98% Real Estate 3.78% Technology 2.94% Health Care 2.45% Financial Services 1.62% Asset Allocation
Asset Class Value Cash 0.77% Equity 99.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT8% ₹612 Cr 1,697,001
↓ -302,999 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 5325556% ₹467 Cr 13,999,999
↑ 999,999 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE6% ₹431 Cr 3,550,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL6% ₹413 Cr 2,600,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES5% ₹365 Cr 492,204 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325384% ₹309 Cr 270,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Sep 23 | CARBORUNIV3% ₹230 Cr 1,800,000 Siemens Ltd (Industrials)
Equity, Since 31 May 21 | 5005503% ₹229 Cr 350,000 Cyient DLM Ltd (Technology)
Equity, Since 31 Jul 23 | CYIENTDLM3% ₹209 Cr 3,114,722 Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 May 23 | 5329293% ₹199 Cr 1,600,000 8. IDFC Infrastructure Fund
CAGR/Annualized return of 11% since its launch. Ranked 1 in Sectoral category. Return for 2024 was 39.3% , 2023 was 50.3% and 2022 was 1.7% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (19 Feb 25) ₹42.828 ↑ 0.58 (1.38 %) Net Assets (Cr) ₹1,641 on 31 Jan 25 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio 0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,449 31 Jan 22 ₹16,786 31 Jan 23 ₹16,915 31 Jan 24 ₹28,172 31 Jan 25 ₹32,572 Returns for IDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -13.2% 3 Month -14.6% 6 Month -23.1% 1 Year 2.7% 3 Year 22.5% 5 Year 25% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2024 39.3% 2023 50.3% 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 1.02 Yr. Ritika Behera 7 Oct 23 1.32 Yr. Gaurav Satra 7 Jun 24 0.65 Yr. Data below for IDFC Infrastructure Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 58.01% Utility 12.35% Basic Materials 8.64% Technology 4.18% Communication Services 3.82% Financial Services 3.21% Energy 3.07% Consumer Cyclical 2.58% Health Care 1.77% Asset Allocation
Asset Class Value Cash 2.38% Equity 97.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS5% ₹92 Cr 443,385 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA4% ₹68 Cr 4,797,143 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹62 Cr 171,447 KEC International Ltd (Industrials)
Equity, Since 30 Jun 24 | 5327143% ₹57 Cr 475,362 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE3% ₹55 Cr 452,706 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 5325383% ₹54 Cr 46,976 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹54 Cr 434,979 PTC India Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFS3% ₹53 Cr 12,400,122 H.G. Infra Engineering Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 18 | HGINFRA3% ₹49 Cr 321,984 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT3% ₹48 Cr 470,125 9. Franklin India Opportunities Fund
CAGR/Annualized return of 13.2% since its launch. Ranked 47 in Sectoral category. Return for 2024 was 37.3% , 2023 was 53.6% and 2022 was -1.9% . Franklin India Opportunities Fund
Growth Launch Date 21 Feb 00 NAV (19 Feb 25) ₹222.43 ↑ 2.18 (0.99 %) Net Assets (Cr) ₹5,948 on 31 Jan 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.12 Sharpe Ratio 0.94 Information Ratio 1.44 Alpha Ratio 10.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹12,591 31 Jan 22 ₹15,887 31 Jan 23 ₹15,681 31 Jan 24 ₹26,031 31 Jan 25 ₹31,795 Returns for Franklin India Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -7.7% 3 Month -7.5% 6 Month -11.2% 1 Year 11.9% 3 Year 24.8% 5 Year 24.6% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 37.3% 2023 53.6% 2022 -1.9% 2021 29.7% 2020 27.3% 2019 5.4% 2018 -10.1% 2017 35.6% 2016 4.2% 2015 2.3% Fund Manager information for Franklin India Opportunities Fund
Name Since Tenure Kiran Sebastian 7 Feb 22 2.99 Yr. R. Janakiraman 1 Apr 13 11.85 Yr. Sandeep Manam 18 Oct 21 3.29 Yr. Data below for Franklin India Opportunities Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Consumer Cyclical 19.42% Health Care 13.81% Financial Services 11.43% Industrials 10.29% Communication Services 10.06% Technology 7.7% Basic Materials 5.08% Consumer Defensive 3.31% Real Estate 2.83% Energy 2.22% Utility 1.96% Asset Allocation
Asset Class Value Cash 10.36% Equity 89.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL3% ₹213 Cr 1,342,233 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433203% ₹211 Cr 7,590,491 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M3% ₹192 Cr 637,966 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK3% ₹188 Cr 1,058,931
↓ -500,163 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jul 24 | NAUKRI3% ₹188 Cr 216,138 PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5433903% ₹176 Cr 833,638 Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | LEMONTREE3% ₹168 Cr 10,951,216 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Aug 23 | ASTERDM3% ₹157 Cr 3,049,105 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Oct 24 | APLAPOLLO3% ₹154 Cr 981,985
↑ 448,634 Sudarshan Chemical Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | SUDARSCHEM2% ₹149 Cr 1,303,298 10. BOI AXA Manufacturing and Infrastructure Fund
CAGR/Annualized return of 11.1% since its launch. Return for 2024 was 25.7% , 2023 was 44.7% and 2022 was 3.3% . BOI AXA Manufacturing and Infrastructure Fund
Growth Launch Date 5 Mar 10 NAV (19 Feb 25) ₹48.41 ↑ 0.58 (1.21 %) Net Assets (Cr) ₹524 on 31 Jan 25 Category Equity - Sectoral AMC BOI AXA Investment Mngrs Private Ltd Rating Risk High Expense Ratio 2.57 Sharpe Ratio 0.5 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹12,210 31 Jan 22 ₹18,356 31 Jan 23 ₹18,974 31 Jan 24 ₹29,005 31 Jan 25 ₹33,073 Returns for BOI AXA Manufacturing and Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -10.6% 3 Month -10.7% 6 Month -17.1% 1 Year 2.3% 3 Year 20.3% 5 Year 24.6% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.7% 2023 44.7% 2022 3.3% 2021 52.5% 2020 28.1% 2019 2.5% 2018 -22.8% 2017 56% 2016 1% 2015 0.3% Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
Name Since Tenure Nitin Gosar 27 Sep 22 2.35 Yr. Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 28.83% Basic Materials 21.97% Consumer Cyclical 12.11% Utility 6.41% Health Care 5.61% Energy 5.16% Communication Services 4.47% Technology 4.11% Consumer Defensive 3.88% Real Estate 3% Asset Allocation
Asset Class Value Cash 4.46% Equity 95.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT7% ₹35 Cr 97,169
↑ 21,367 NTPC Ltd (Utilities)
Equity, Since 31 May 21 | 5325555% ₹26 Cr 773,906 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹22 Cr 487,680
↑ 10,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE3% ₹18 Cr 150,806 Manorama Industries Ltd (Consumer Defensive)
Equity, Since 31 May 24 | 5419743% ₹15 Cr 137,935 Swan Energy Ltd (Industrials)
Equity, Since 31 Dec 23 | SWANENERGY2% ₹13 Cr 178,821
↑ 19,195 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | 5348162% ₹13 Cr 375,411 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹12 Cr 84,903 Sterling and Wilson Renewable Energy Ltd (Technology)
Equity, Since 31 Mar 24 | SWSOLAR2% ₹11 Cr 244,992 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 22 | BHARTIARTL2% ₹11 Cr 70,260
↑ 42,631 11. Franklin Build India Fund
CAGR/Annualized return of 17.6% since its launch. Ranked 4 in Sectoral category. Return for 2024 was 27.8% , 2023 was 51.1% and 2022 was 11.2% . Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (19 Feb 25) ₹122.067 ↑ 1.26 (1.04 %) Net Assets (Cr) ₹2,659 on 31 Jan 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.13 Sharpe Ratio 0.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,683 31 Jan 22 ₹15,739 31 Jan 23 ₹16,876 31 Jan 24 ₹27,633 31 Jan 25 ₹31,246 Returns for Franklin Build India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -8.4% 3 Month -10.6% 6 Month -15% 1 Year 1.6% 3 Year 24.5% 5 Year 24.4% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.8% 2023 51.1% 2022 11.2% 2021 45.9% 2020 5.4% 2019 6% 2018 -10.7% 2017 43.3% 2016 8.4% 2015 2.1% Fund Manager information for Franklin Build India Fund
Name Since Tenure Ajay Argal 18 Oct 21 3.29 Yr. Kiran Sebastian 7 Feb 22 2.99 Yr. Sandeep Manam 18 Oct 21 3.29 Yr. Data below for Franklin Build India Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 38.96% Financial Services 13.52% Energy 9.34% Utility 8.44% Communication Services 7.08% Basic Materials 6.8% Consumer Cyclical 3.9% Real Estate 3.36% Technology 2.72% Asset Allocation
Asset Class Value Cash 5.88% Equity 94.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT9% ₹260 Cr 720,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK6% ₹154 Cr 1,200,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325555% ₹131 Cr 3,930,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL4% ₹113 Cr 710,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 5003124% ₹108 Cr 4,500,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO4% ₹107 Cr 235,000
↑ 102,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE4% ₹107 Cr 880,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 5328984% ₹104 Cr 3,365,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322153% ₹96 Cr 900,000 KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 15 | KEI3% ₹89 Cr 200,000
Conclusion
When it comes to making investment decisions, it's important to have a solid understanding of the options available to you. Investing in ETFs and mutual funds can offer a diversified portfolio, but it's crucial to assess your financial goals, risk tolerance, and time horizon before making any investment decisions. Without proper guidance or professional support, it can be challenging to navigate the complex world of investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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