Top Kotak Debit Cards 2024- Check Benefits & Rewards!
Updated on November 18, 2024 , 25015 views
There are many banks that offer debit cards with various features so that you can have easy withdrawals, transactions, and hassle-free online payments. Kotak Mahindra is one such Bank that started its journey since 1985 in the banking sector, and is giving an enhanced experience to its customers.
Let’s have a look at different types of Kotak Debit Card, its features, rewards, privileges, etc.
What is Kotak 811?
Kotak 811 is a popular service that helps users to open a “Zero Balance Account” with Kotak. 811 is a new age bank account as it is a fully loaded Digital Bank Account. You can instantly open 811 accounts, without any paperwork. Also, you can earn up to 6%* interest p.a., on your saving account and save with the multiple offers. Its main incentive is the ease of carrying out daily payments.
Types of Kotak Debit Card
1. Platinum Debit Card
Enjoy Fuel Surcharge waiver (currently 2.5) at any Petrol pumps across the country
With priority pass, you can enjoy access to 1000 most luxurious VIP lounges in over 130 countries
Kotak Pro, Kotak Ace, and Kotak Edge are types of savings accounts. Daily transaction limits for each of these are
Looking for Debit Card? Get Best Debit Cards Online
3. RuPay Debit Card
You get access to all ATMs in India
Daily ATM Cash withdrawal and shopping limit put together are Rs. 10,000
personal accident insurance cover of Rs. 1,00,000. This also covers accidental death and permanent disablement
You get an email alert /SMS for every transaction made
Eligibility
To hold this card, you need to have a basic savings bank deposit account with the bank.
4. World Debit Card
You get complimentary access to airport lounges and privileged access to some of the finest golf courses in India
You can enjoy daily ATM cash withdrawal limit of Rs. 1,50,000 and shopping limit of Rs. 3,50,000
World Debit Card provides complimentary air accident insurance cover of Rs. 20 Lacs
With One Time Authorisation Code (OTAC), get alerts for every online transaction
5. Classic One Debit Card
With the Classic One Debit Card, you can enjoy access to the greatest deals and discounts on your purchases
You can withdraw up to Rs. 10,000 every day from ATM centres
With this card, you get SMS alerts for every transaction
In the case of replacement of this card, “RuPay Debit Card” is issued at no extra cost
6. Privy League Platinum Debit Card
You get access to all merchant establishments and ATMs that accept VISA cards in India and abroad
Being a chip card, it comes with additional security features
You get access to more than 1000 most luxurious VIP airport lounges in over 130 countries and 500 cities
Enjoy fuel surcharge waiver across any petrol pump in India
The card gives offers and discounts at Merchant’s outlet across various categories like travel, shopping, etc
Transaction limits
Purchasing limit is Rs. 3,50,000
ATM withdrawal limit is Rs. 1,50,000
Insurance Cover
Insurance
Cover
Lost card liability
Rs. 4,00,000
Purchase protection limit
Rs. 1,00,000
Lost baggage insurance
Rs. 1,00,000
Personal accidental death cover
Up to Rs. 35 lakhs
Complimentary air accident insurance
Rs. 50,00,000
Eligibility
This card is issued to Privy League Prima, Maxima and Magna (non-resident customers).
7. Business Power Platinum Debit Card
You get access to 900 most luxurious airport lounges in over 200 countries
You get offers and discounts at Merchant outlets in various categories like fine dining, travel, lifestyle etc
Enjoy fuel surcharge waiver across all petrol pumps across the country
Be stress-free as you will get 24 hr VISA Global Customer Assistance Services (GCAS) for lost/stolen card reporting, emergency card replacement and miscellaneous inquiries
Insurance Cover
Insurance
Cover
Lost card liability
Rs. 3,00,000
Purchase protection limit
Rs. 1,00,000
Lost baggage insurance
Rs. 1,00,000
Air accident insurance
Rs. 50,00,000
Eligibility
For this card, you need to hold the following bank accounts:
Resident Indians- Current Account
Non- Resident Indians- NRE current account
8. Gold Debit Card
You get access to all merchant establishments and ATMs that accept Visa cards across India and abroad
Enjoy fuel surcharge waiver across all petrol pumps across the country
You get offers and discounts at Merchant outlets in various categories like fine dining, travel, lifestyle, etc
Daily transaction limit
Purchasing limit is Rs. 2,50,000
ATM withdrawal limit is Rs.1,00,000
Insurance Cover
Insurance
Cover
Lost card liability
Rs. 2,85,000
Purchase protection limit
Rs. 75,000
Lost baggage insurance
Rs. 1,00,000
Air accident insurance
Rs. 15,00,000
Eligibility
To apply for this type of Kotak debit card you need to hold the following accounts with the Bank:
Resident - Saving account
Non- resident- Saving account
9. Access India Debit Card
You get access to all merchant establishments and ATMs that accept Visa cards across India and abroad
Get alerts on your registered contact details for transactions done by this card
Daily transaction limit
Purchasing limit is Rs. 2,00, 000
ATM Withdrawal is Rs. 75,000
Insurance Cover
Insurance
Cover
Lost Card Liability
Rs. 1,50,000
Purchase Protection Limit
Rs. 50,000
Eligibility
A non-resident Indian has to have the following accounts:
This card is issued to those who have a Silk Women’s Savings account with the bank
15. PayShopMore Debit Card
This card can be used at over 30 lac stores in India and abroad et a personal accidental death cover up to Rs. 2 Lakh
You can enjoy a wide Range of deals and offers, at online and retail stores
Transaction limits
Purchase limit is Rs. 2,00,000
ATM Withdrawal limit- domestic is Rs. 40,000 and international is Rs. 50,000 |
Insurance Cover
Insurance
Cover
Lost card liability
Upto Rs. 2,50,000
Purchase protection limit
Up to Rs. 50,000
Personal accidental death cover of
Up to Rs 2 lakhs
Eligibility
To apply for this card, you need to hold any of the following accounts:
Residents having a savings account
Non- residents having a savings account
Kotak Debit Card EMI
Kotak Bank offers Equated Monthly Installments (EMI) Facility to its debit card holders. However, this facility comes with a pre-approved limit for its customers. It can be availed at the limited stores and e-commerce sites like Flipkart and Amazon. The minimum cart value is Rs. 8,000 and the customers can repay the loan in 3,6,9, or 12 months.
How to Apply for Kotak debit card
There are 2 ways by which you can apply for a Kotak Debit Card:
Net banking- Login to net banking, click on Banking -->Debit Card --> New Debit Card. Or else, you can contact the customer centre at 1860 266 2666
Branch- Visit the nearest Kotak Mahindra Bank Branch, and apply for a debit card.
Corporate Address
Registered address - 27 BKC, C 27 G Block, Bandra Kurla Complex, Bandra E, Mumbai 400051.
To locate the nearest branch, you can go to the bank's official website, and follow-- Home > Customer service > Contact Us > Registered office.
Kotak Debit Card Customer Care
Kotak bank’s customer care number is 1860 266 2666. For any 811 related queries, you can dial 1860 266 0811 between 9:30 a.m. to 6:30 p.m. from Monday to Saturday.
A dedicated 24* 7 toll-free number 1800 209 0000 is also available for any fraud or unauthorized transaction queries.
Disclaimer: All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.