ഫിൻകാഷ് »മ്യൂച്വൽ ഫണ്ടുകൾ »ഡെറ്റ് ഫണ്ടുകളിലെ മികച്ച നേരിട്ടുള്ള പദ്ധതികൾ
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മ്യൂച്വൽ ഫണ്ട് സ്ഥിരവും നേരിട്ടുള്ളതുമായ രണ്ട് പദ്ധതികൾ വാഗ്ദാനം ചെയ്യുന്നു. നിരവധി വർഷങ്ങളായി പതിവ് പ്ലാനുകൾ ഓപ്ഷനിൽ ആയിരിക്കുമ്പോൾ, ആദ്യത്തെ നേരിട്ടുള്ള പ്ലാൻ 2013 ലാണ് അവതരിപ്പിച്ചത്. എന്നാൽ, നേരിട്ടുള്ള പ്ലാനുകൾ അതിന്റെ സവിശേഷ സവിശേഷതകളും ആനുകൂല്യങ്ങളും കാരണം പുതിയ നിക്ഷേപകർക്കിടയിൽ വലിയ പ്രചാരം നേടുന്നു. നിലവിൽ നേരിട്ടുള്ള പ്ലാനുകൾ പരിമിതമായ പ്ലാറ്റ്ഫോമിലൂടെ മാത്രമേ ലഭ്യമാകൂവെങ്കിലും അതിന്റെ ആവശ്യം നോക്കുമ്പോൾ പല ചാനലുകളും നേരിട്ടുള്ള പ്ലാനുകൾ അവതരിപ്പിക്കുന്നു. നിക്ഷേപം നടത്താൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർഡെറ്റ് ഫണ്ട് നേരിട്ടുള്ള പദ്ധതികൾ തിരഞ്ഞെടുക്കുന്നതിലൂടെ, നേരിട്ടുള്ള ഫണ്ടുകൾ, ഡെറ്റ് ഫണ്ടുകളെക്കുറിച്ചുള്ള ഒരു ഹ്രസ്വ ധാരണ, കൂടാതെ മികച്ച നേരിട്ടുള്ള പാൻസ് ഡെറ്റ് ഫണ്ടുകൾ എന്നിവയെക്കുറിച്ചുള്ള ഒരു ചുരുക്കവിവരണം ഇവിടെയുണ്ട്.
സാധാരണ ഫണ്ടുകളിൽ നിന്ന് വ്യത്യസ്തമായി, മ്യൂച്വൽ ഫണ്ട് കമ്പനി, കാർവി / പോലുള്ള ആർടിഎ പോലുള്ള പരിമിതമായ ചാനലുകൾ വഴി നേരിട്ടുള്ള ഫണ്ടുകൾ ലഭ്യമാണ്.CAMS, പരിമിത മൂന്നാം കക്ഷി സെക്യൂരിറ്റീസ് ഇടനിലക്കാർ, ഫണ്ട് ഹ of സിന്റെ അംഗീകൃത പ്രാദേശിക പ്രതിനിധികൾ. ഒരു ഉപദേശകന്റെയോ മധ്യസ്ഥന്റെയോ സഹായമില്ലാതെ സ്വതന്ത്രമായി നിക്ഷേപിക്കാനും നിക്ഷേപം നടത്താനും കഴിയുന്ന നിക്ഷേപകർക്ക് ഫണ്ട് ഹ from സിൽ നിന്ന് നേരിട്ടുള്ള പദ്ധതികളിൽ നിക്ഷേപിക്കാം.
നേരിട്ടുള്ള ഫണ്ടുകളിൽ, സാധാരണ ഫണ്ടുകൾ പോലെ ചെലവ് നിരക്കുകളൊന്നുമില്ല. ഇല്ലാത്തതിനാൽവിതരണക്കാരൻ നിരക്കുകൾ / ഇടപാട് ചാർജറുകൾ മുതലായവ, നേരിട്ടുള്ള പദ്ധതികളുടെ ചെലവ് അനുപാതം കുറവാണ്. വരുമാനത്തിലും ഈ പ്രഭാവം. നേരിട്ടുള്ള മ്യൂച്വൽ ഫണ്ടിന്റെ ചെലവ് അനുപാതം കുറവായതിനാൽ, വരുമാനം സാധാരണ പദ്ധതികളേക്കാൾ അല്പം കൂടുതലായിരിക്കാം- ഏകദേശം 0.5 ശതമാനം മുതൽ 1.5 ശതമാനം വരെ ഉയർന്നത്. നിക്ഷേപകർ നേരിട്ടുള്ള ഫണ്ടുകൾ തിരഞ്ഞെടുക്കുന്നതിനുള്ള ഒരു കാരണം ഇതാണ്.
തികച്ചും, ഒരുനിക്ഷേപകൻ മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപത്തിന്റെ പരിചയവും മാർക്കറ്റ് പ്രസ്ഥാനങ്ങളെക്കുറിച്ച് ന്യായമായ അറിവും ഉള്ളവർ നേരിട്ടുള്ള പദ്ധതികൾക്ക് മുൻഗണന നൽകണം. ഉറപ്പില്ലാത്ത പുതിയ നിക്ഷേപകർഅപകടസാധ്യത വിശപ്പ് കമ്പോളത്തിന് മുൻഗണന നൽകണംമ്യൂച്വൽ ഫണ്ടുകൾ പതിവ് പദ്ധതികളോടെ.
സ്ഥിര വരുമാന സെക്യൂരിറ്റികളിൽ പ്രധാനമായും നിക്ഷേപിക്കുന്ന ഒരു തരം മ്യൂച്വൽ ഫണ്ടുകളാണ് ഡെറ്റ് ഫണ്ടുകൾബോണ്ടുകൾ, ഗവൺമെന്റ് സെക്യൂരിറ്റികൾ, ട്രഷറി ബില്ലുകൾ മുതലായവ. ഡെറ്റ് ഫണ്ടുകളുടെ വർഗ്ഗീകരണം നോക്കുകയാണെങ്കിൽ, അവ മെച്യുരിറ്റികൾ അനുസരിച്ച് തരം തിരിക്കും- ഹ്രസ്വ, മധ്യ, ദീർഘകാല കാലയളവ്. ഡെറ്റ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് ഇത് നിരവധി ഓപ്ഷനുകൾ നൽകുന്നു.
നിക്ഷേപങ്ങളിൽ കൂടുതൽ റിസ്ക് എടുക്കാൻ ആഗ്രഹിക്കാത്തവർ അല്ലെങ്കിൽ ഒഴിവാക്കാൻ ആഗ്രഹിക്കുന്നവർക്ക് ഡെറ്റ് ഫണ്ടുകൾ ഒരു നല്ല ഓപ്ഷനാണ്നിക്ഷേപം വളരെ അസ്ഥിരമായിഇക്വിറ്റി ഫണ്ടുകൾ. ഈ ഫണ്ടുകൾ സ്ഥിരവും സ്ഥിരവുമായ വരുമാനം നൽകുന്നു, എന്നിരുന്നാലും, ഇക്വിറ്റി ഫണ്ടുകളുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ വരുമാനം കുറവാണ്.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Reliance Dynamic Bond Fund - Direct Growth ₹38.6568
↑ 0.03 ₹4,286 1.6 3.4 8.5 7 6.7 9.4 Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹41.9117
↑ 0.03 ₹2,132 1.3 2.9 8.3 7.3 6.7 9.8 Reliance Gilt Securities Fund - Direct Growth ₹41.7987
↑ 0.03 ₹2,132 1.3 2.9 8.3 7.3 6.7 9.8 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹49.4742
↑ 0.01 ₹15,085 1.8 3.8 8.3 7.4 7.1 8.5 Axis Corporate Debt Opportunities Fund - Direct Growth ₹17.4412
↑ 0.01 ₹6,269 1.6 3.7 8.2 7.1 7.4 8.7 Franklin India Income Builder Account - Plan A - Direct Growth ₹103.081
↓ -0.06 ₹753 1.4 3.7 8 6.6 6.5 8.2 UTI Gilt Advantage Fund- LTP - Direct Growth ₹63.3346
↑ 0.03 ₹648 1.3 2.8 7.8 7.2 6.2 9.2 UTI Short Term Income Fund - Direct Growth ₹32.6961
↑ 0.01 ₹2,338 1.6 3.6 7.8 7.1 8.1 8.4 Franklin India Banking And PSU Debt Fund - Direct Growth ₹22.7088
↓ -0.01 ₹596 1.6 3.5 7.7 6.5 6.4 8.1 UTI Money Market Fund - Direct Growth ₹3,040.62
↑ 0.76 ₹17,810 1.8 3.6 7.6 7 6.1 7.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Mar 25
The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Advantage Fund- LTP - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on 1. Reliance Dynamic Bond Fund - Direct
CAGR/Annualized
return of 7.8% since its launch. Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% . Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (13 Mar 25) ₹38.6568 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹4,286 on 31 Jan 25 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 1.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.12% Effective Maturity 5 Years 4 Months 10 Days Modified Duration 4 Years 3 Months 18 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,588 28 Feb 22 ₹11,309 28 Feb 23 ₹11,672 29 Feb 24 ₹12,672 28 Feb 25 ₹13,783 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.4% 1 Year 8.5% 3 Year 7% 5 Year 6.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.4% 2022 7.1% 2021 2.8% 2020 3.2% 2019 11.9% 2018 9.2% 2017 5.5% 2016 3.8% 2015 14.7% 2014 6.4% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 4.68 Yr. Pranay Sinha 31 Mar 21 3.92 Yr. Kinjal Desai 25 May 18 6.77 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 3% Debt 96.71% Other 0.29% Debt Sector Allocation
Sector Value Government 96.71% Cash Equivalent 3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -7% ₹304 Cr 29,400,000 07.78 MH Sgs 2030
Sovereign Bonds | -6% ₹250 Cr 24,100,200 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹231 Cr 23,078,300 7.17% Govt Stock 2030
Sovereign Bonds | -3% ₹143 Cr 14,000,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹139 Cr 13,500,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹129 Cr 12,500,000 07.02 Tn SDL 2030
Sovereign Bonds | -3% ₹125 Cr 12,500,000 07.86 MH Sdl 2030
Sovereign Bonds | -3% ₹114 Cr 11,000,000 06.65 GJ Sdl 2030
Sovereign Bonds | -3% ₹110 Cr 11,200,000 07.60 MH Sdl 2030
Sovereign Bonds | -3% ₹108 Cr 10,500,000 2. Reliance Gilt Securities Fund - Direct
CAGR/Annualized
return of 9.3% since its launch. Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% . Reliance Gilt Securities Fund - Direct
Normal Growth, Growth Launch Date 23 Jul 13 NAV (13 Mar 25) ₹41.9117 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹2,132 on 31 Jan 25 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 0.97 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.02% Effective Maturity 21 Years 14 Days Modified Duration 9 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,663 28 Feb 22 ₹11,231 28 Feb 23 ₹11,609 29 Feb 24 ₹12,717 28 Feb 25 ₹13,706 Returns for Reliance Gilt Securities Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.3% 6 Month 2.9% 1 Year 8.3% 3 Year 7.3% 5 Year 6.7% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.8% 2022 7.6% 2021 3% 2020 2.8% 2019 12.3% 2018 13.4% 2017 9.1% 2016 4.6% 2015 19% 2014 7.5% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 3.92 Yr. Kinjal Desai 31 Oct 21 3.33 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 2.52% Debt 97.48% Debt Sector Allocation
Sector Value Government 97.48% Cash Equivalent 2.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -17% ₹363 Cr 35,500,000
↑ 2,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -14% ₹305 Cr 29,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -11% ₹226 Cr 22,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -10% ₹211 Cr 20,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹186 Cr 18,500,000
↑ 4,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹174 Cr 16,965,200 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹143 Cr 14,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹139 Cr 13,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹58 Cr 6,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -2% ₹45 Cr 4,500,000 3. Reliance Gilt Securities Fund - Direct
CAGR/Annualized
return of 9.1% since its launch. Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% . Reliance Gilt Securities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (13 Mar 25) ₹41.7987 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹2,132 on 31 Jan 25 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 0.97 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.02% Effective Maturity 21 Years 14 Days Modified Duration 9 Years 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,663 28 Feb 22 ₹11,230 28 Feb 23 ₹11,609 29 Feb 24 ₹12,717 28 Feb 25 ₹13,706 Returns for Reliance Gilt Securities Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.3% 6 Month 2.9% 1 Year 8.3% 3 Year 7.3% 5 Year 6.7% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.8% 2022 7.6% 2021 3% 2020 2.8% 2019 12.3% 2018 13.4% 2017 9.1% 2016 4.6% 2015 18.3% 2014 7.5% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 3.92 Yr. Kinjal Desai 31 Oct 21 3.33 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 2.52% Debt 97.48% Debt Sector Allocation
Sector Value Government 97.48% Cash Equivalent 2.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -17% ₹363 Cr 35,500,000
↑ 2,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -14% ₹305 Cr 29,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -11% ₹226 Cr 22,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -10% ₹211 Cr 20,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹186 Cr 18,500,000
↑ 4,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹174 Cr 16,965,200 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹143 Cr 14,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹139 Cr 13,500,000 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹58 Cr 6,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -2% ₹45 Cr 4,500,000 4. HDFC Floating Rate Income Fund - Short Term Plan - Direct
CAGR/Annualized
return of 7.9% since its launch. Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% . HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (13 Mar 25) ₹49.4742 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹15,085 on 31 Jan 25 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 3.37 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.67% Effective Maturity 4 Years 3 Months 8 Days Modified Duration 1 Year 3 Months 28 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,823 28 Feb 22 ₹11,329 28 Feb 23 ₹11,939 29 Feb 24 ₹12,914 28 Feb 25 ₹14,011
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 3.8% 1 Year 8.3% 3 Year 7.4% 5 Year 7.1% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.5% 2022 7.9% 2021 4.8% 2020 4.4% 2019 9.4% 2018 8.7% 2017 7.4% 2016 7% 2015 9.1% 2014 8.9% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Shobhit Mehrotra 23 Oct 07 17.37 Yr. Dhruv Muchhal 22 Jun 23 1.69 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 10.05% Debt 89.67% Other 0.28% Debt Sector Allocation
Sector Value Corporate 45.46% Government 45.16% Cash Equivalent 9.1% Credit Quality
Rating Value AA 12.68% AAA 87.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.53% Govt Stock 2034
Sovereign Bonds | -15% ₹2,289 Cr 226,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -8% ₹1,277 Cr 124,141,200 7.59% Govt Stock 2031
Sovereign Bonds | -6% ₹939 Cr 92,500,000 7.3% Govt Stock 2028
Sovereign Bonds | -3% ₹528 Cr 52,500,000 Aadhar Housing Finance Limited
Debentures | -2% ₹352 Cr 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹304 Cr 30,500 Power Finance Corporation Ltd.
Debentures | -2% ₹301 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹251 Cr 25,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹250 Cr 25,000 Small Industries Development Bank Of India
Debentures | -1% ₹224 Cr 2,250 5. Axis Corporate Debt Opportunities Fund - Direct
CAGR/Annualized
return of 7.5% since its launch. Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% . Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (13 Mar 25) ₹17.4412 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹6,269 on 15 Feb 25 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.27 Sharpe Ratio 2.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 4 Years 9 Months 25 Days Modified Duration 3 Years 6 Months 14 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,968 28 Feb 22 ₹11,554 28 Feb 23 ₹12,074 29 Feb 24 ₹13,075 28 Feb 25 ₹14,162 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.7% 1 Year 8.2% 3 Year 7.1% 5 Year 7.4% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.7% 2022 7.5% 2021 4.4% 2020 4.4% 2019 12.4% 2018 6.9% 2017 8.8% 2016 2015 2014 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 7.64 Yr. Hardik Shah 31 Jan 22 3.08 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 15 Feb 25
Asset Allocation
Asset Class Value Cash 5.42% Debt 94.32% Other 0.26% Debt Sector Allocation
Sector Value Corporate 58.61% Government 36.49% Cash Equivalent 4.64% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹527 Cr 51,516,700
↓ -7,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹303 Cr 29,500,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹163 Cr 15,864,500
↓ -1,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹150 Cr 15,000 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹131 Cr 13,000,000
↑ 2,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -2% ₹129 Cr 12,500,000
↓ -1,000,000 Rec Limited
Debentures | -2% ₹125 Cr 12,500 Kohima Mariani Transmission Limited
Debentures | -2% ₹117 Cr 11,800 National Bank For Agriculture And Rural Development
Debentures | -2% ₹111 Cr 11,000 7.93% Govt Stock 2033
Sovereign Bonds | -2% ₹108 Cr 10,500,000 6. Franklin India Income Builder Account - Plan A - Direct
CAGR/Annualized
return of 8.3% since its launch. Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% . Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (13 Mar 25) ₹103.081 ↓ -0.06 (-0.06 %) Net Assets (Cr) ₹753 on 31 Jan 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.97 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.59% Effective Maturity 3 Years 7 Months 28 Days Modified Duration 2 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,617 28 Feb 22 ₹11,180 28 Feb 23 ₹11,619 29 Feb 24 ₹12,497 28 Feb 25 ₹13,496 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 3.7% 1 Year 8% 3 Year 6.6% 5 Year 6.5% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.2% 2022 7.1% 2021 3.7% 2020 4.3% 2019 9.7% 2018 9.8% 2017 8.1% 2016 8.3% 2015 9.7% 2014 9.3% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 1.4 Yr. Anuj Tagra 7 Mar 24 0.98 Yr. Chandni Gupta 7 Mar 24 0.98 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 5.68% Debt 94.04% Other 0.28% Debt Sector Allocation
Sector Value Corporate 76.96% Government 17.08% Cash Equivalent 5.68% Credit Quality
Rating Value AA 20.34% AAA 79.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.53% Govt Stock 2034
Sovereign Bonds | -8% ₹57 Cr 5,500,000 ICICI Home Finance Company Limited
Debentures | -7% ₹54 Cr 5,000 Sikka Ports & Terminals Limited
Debentures | -7% ₹52 Cr 500 Mankind Pharma Ltd
Debentures | -7% ₹52 Cr 5,000 Pipeline Infrastructure Private Limited
Debentures | -7% ₹51 Cr 5,000 Summit Digitel Infrastructure Ltd
Debentures | -7% ₹51 Cr 5,000 Rural Electrification Corporation Limited
Debentures | -6% ₹49 Cr 9,000 Bajaj Finance Ltd. 8.1167%
Debentures | -4% ₹27 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹27 Cr 2,500 HDB Financial Services Ltd. 8.3324%
Debentures | -4% ₹27 Cr 2,500 7. UTI Gilt Advantage Fund- LTP - Direct
CAGR/Annualized
return of 8.3% since its launch. Return for 2024 was 9.2% , 2023 was 7% and 2022 was 3.2% . UTI Gilt Advantage Fund- LTP - Direct
Growth Launch Date 1 Jan 13 NAV (13 Mar 25) ₹63.3346 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹648 on 31 Jan 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.66 Sharpe Ratio 0.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.99% Effective Maturity 22 Years 9 Months Modified Duration 9 Years 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,639 28 Feb 22 ₹11,016 28 Feb 23 ₹11,472 29 Feb 24 ₹12,476 28 Feb 25 ₹13,391 Returns for UTI Gilt Advantage Fund- LTP - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.3% 6 Month 2.8% 1 Year 7.8% 3 Year 7.2% 5 Year 6.2% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.2% 2022 7% 2021 3.2% 2020 2.6% 2019 10.6% 2018 12.1% 2017 6.6% 2016 4.5% 2015 15.8% 2014 6.4% Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
Name Since Tenure Sudhir Agarwal 1 Dec 21 3.25 Yr. Data below for UTI Gilt Advantage Fund- LTP - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 2.98% Debt 97.02% Debt Sector Allocation
Sector Value Government 97.02% Cash Equivalent 2.98% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -47% ₹302 Cr 3,000,000,000
↑ 2,750,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -18% ₹119 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -16% ₹100 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹46 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹32 Cr 300,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹26 Cr 250,000,000 Net Current Assets
Net Current Assets | -3% ₹18 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹1 Cr 00 6.92% Govt Stock 2039
Sovereign Bonds | -₹0 Cr 00
↓ -2,300,000,000 8. UTI Short Term Income Fund - Direct
CAGR/Annualized
return of 7.4% since its launch. Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% . UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (13 Mar 25) ₹32.6961 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,338 on 31 Jan 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.33 Sharpe Ratio 1.9 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.54% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,842 28 Feb 22 ₹11,928 28 Feb 23 ₹12,488 29 Feb 24 ₹13,542 28 Feb 25 ₹14,605 Returns for UTI Short Term Income Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.6% 1 Year 7.8% 3 Year 7.1% 5 Year 8.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.4% 2022 7.6% 2021 4.4% 2020 9% 2019 11% 2018 -3.5% 2017 6.6% 2016 6.6% 2015 10.6% 2014 8.9% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Sudhir Agarwal 25 Oct 12 12.36 Yr. Data below for UTI Short Term Income Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 11.8% Debt 87.91% Other 0.29% Debt Sector Allocation
Sector Value Corporate 68.57% Government 19.34% Cash Equivalent 11.8% Credit Quality
Rating Value AA 13.16% AAA 86.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -7% ₹176 Cr 1,750 Small Industries Development Bank Of India
Debentures | -7% ₹176 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -7% ₹176 Cr 17,500 National Housing Bank
Debentures | -7% ₹176 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -7% ₹175 Cr 17,500 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹151 Cr 1,500,000,000
↑ 1,000,000,000 Bajaj Finance Limited
Debentures | -3% ₹75 Cr 7,500 Kotak Mahindra Prime Limited
Debentures | -3% ₹75 Cr 750 Shriram Finance Limited
Debentures | -3% ₹70 Cr 7,000 Rec Limited
Debentures | -2% ₹60 Cr 6,000 9. Franklin India Banking And PSU Debt Fund - Direct
CAGR/Annualized
return of 7.8% since its launch. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% . Franklin India Banking And PSU Debt Fund - Direct
Growth Launch Date 25 Apr 14 NAV (13 Mar 25) ₹22.7088 ↓ -0.01 (-0.04 %) Net Assets (Cr) ₹596 on 31 Jan 25 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.19 Sharpe Ratio 1.87 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.4% Effective Maturity 3 Years 1 Month 26 Days Modified Duration 1 Year 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,609 28 Feb 22 ₹11,168 28 Feb 23 ₹11,582 29 Feb 24 ₹12,496 28 Feb 25 ₹13,460
Purchase not allowed Returns for Franklin India Banking And PSU Debt Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.5% 1 Year 7.7% 3 Year 6.5% 5 Year 6.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.1% 2022 7.2% 2021 3.6% 2020 4% 2019 9.5% 2018 11.6% 2017 7.3% 2016 6.8% 2015 10.2% 2014 7.9% Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
Name Since Tenure Anuj Tagra 7 Mar 24 0.98 Yr. Chandni Gupta 7 Mar 24 0.98 Yr. Sandeep Manam 18 Oct 21 3.37 Yr. Data below for Franklin India Banking And PSU Debt Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 5.65% Debt 94.03% Other 0.33% Debt Sector Allocation
Sector Value Corporate 66.58% Government 27.44% Cash Equivalent 5.65% Credit Quality
Rating Value AA 9.7% AAA 90.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.53% Govt Stock 2034
Sovereign Bonds | -7% ₹41 Cr 4,000,000 ICICI Bank Limited
Debentures | -6% ₹35 Cr 350 Rural Electrification Corporation Limited
Debentures | -5% ₹32 Cr 6,000 Ongc Petro Additions Ltd.
Debentures | -5% ₹30 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹27 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -4% ₹27 Cr 2,500 National Housing Bank
Debentures | -4% ₹26 Cr 2,500 National Housing Bank
Debentures | -4% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹26 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -4% ₹26 Cr 2,500 10. UTI Money Market Fund - Direct
CAGR/Annualized
return of 7.3% since its launch. Return for 2024 was 7.8% , 2023 was 7.5% and 2022 was 5% . UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (13 Mar 25) ₹3,040.62 ↑ 0.76 (0.03 %) Net Assets (Cr) ₹17,810 on 31 Jan 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.18 Sharpe Ratio 3.99 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.51% Effective Maturity 6 Months 1 Day Modified Duration 6 Months 1 Day Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,570 28 Feb 22 ₹10,990 28 Feb 23 ₹11,585 29 Feb 24 ₹12,479 28 Feb 25 ₹13,444
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 13 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 3.6% 1 Year 7.6% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.8% 2022 7.5% 2021 5% 2020 3.8% 2019 6.1% 2018 8.1% 2017 7.9% 2016 6.8% 2015 7.8% 2014 8.5% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 3.25 Yr. Amit Sharma 7 Jul 17 7.65 Yr. Data below for UTI Money Market Fund - Direct as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 97.72% Debt 2.05% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 63.12% Corporate 30.43% Government 6.22% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 18102024
Sovereign Bonds | -6% ₹1,032 Cr 10,350,000,000 182 DTB 27062025
Sovereign Bonds | -1% ₹195 Cr 2,000,000,000 India (Republic of)
- | -1% ₹188 Cr 2,000,000,000
↑ 2,000,000,000 India (Republic of)
- | -1% ₹173 Cr 1,750,000,000 7.52% GJ Sdl 08/03/2025
Sovereign Bonds | -1% ₹100 Cr 1,000,000,000 364 DTB
Sovereign Bonds | -0% ₹49 Cr 500,000,000 CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
Investment Fund | -0% ₹43 Cr 39,382 08.05 GJ Sdl 2025feb
Sovereign Bonds | -0% ₹20 Cr 200,000,000 Net Current Assets
Net Current Assets | -8% ₹1,490 Cr Indian Bank
Certificate of Deposit | -2% ₹466 Cr 5,000,000,000
↑ 5,000,000,000