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Table of Contents
- दीर्घकालीन कर्ज निधी- दीर्घकालीन गुंतवणूकीची योजना
- परतावा आणि जोखीम
- दीर्घकालीन कर्ज निधी कर आकारणी
- दीर्घकालीन बाँड फंडात गुंतवणूक कशी करावी?
- 2022 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम दीर्घकालीन बाँड फंड
- लाँग टर्म बाँड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?
Top 10 Debt - Government Bond Funds
- IDFC Government Securities Fund - Investment Plan
- Invesco India Gilt Fund
- DSP BlackRock Government Securities Fund
- Axis Gilt Fund
- Edelweiss Government Securities Fund
- Aditya Birla Sun Life Government Securities Fund
- Nippon India Gilt Securities Fund
- Canara Robeco Gilt Fund
- PGIM India Gilt Fund
- SBI Magnum Gilt Fund
दीर्घकालीन कर्ज निधी- तुम्ही कधी गुंतवणूक करावी?
दीर्घकालीन कर्ज निधी हा एक प्रकारचा कर्ज आहेम्युच्युअल फंड जे कॉर्पोरेटमध्ये गुंतवणूक करतातबंध आणि सरकारी सिक्युरिटीज (जी-सेक) ज्यांचा दीर्घकालीन परिपक्वता कालावधी आहे. या फंडांची सरासरी परिपक्वता 3 वर्षांपेक्षा जास्त असते, बहुतेक वेळा. म्हणूनच, हे फंड अशा गुंतवणूकदारांसाठी योग्य आहेत जे मध्य ते दीर्घ मुदतीची कमाई करू इच्छितातगुंतवणूक योजना म्हणजे, साधारणपणे 3-5 वर्षे किंवा त्याहूनही अधिक. दीर्घ मुदतीचे कर्ज फंड कसे कार्य करतात आणि 2022 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम दीर्घकालीन बाँड फंड कोणते आहेत ते समजून घेऊ.
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दीर्घकालीन कर्ज निधी- दीर्घकालीन गुंतवणूकीची योजना
दीर्घकालीन कर्ज निधी त्यांची मोठी गुंतवणूक करतातअंतर्निहित कॉर्पोरेट डिबेंचर्स, बॉण्ड्स आणि सारख्या कर्ज साधनांमधील मालमत्तापैसा बाजार उच्च परिपक्वता कालावधीसह उपकरणे आणि सरकारी रोखे. गुंतवणूकदारांनी दीर्घ मुदतीच्या कर्ज निधीमध्ये गुंतवणूक केली पाहिजे जर त्यांच्याकडे 3 वर्षांपेक्षा जास्त कालावधीची गुंतवणूक कालावधी असेल. तसेच, हा फंड फक्त अशा गुंतवणूकदारांसाठी योग्य आहे जे गुंतवणुकीत काही प्रमाणात जोखीम घेण्यास इच्छुक आहेत.
दीर्घकालीन डेट फंड हे व्याजदरातील बदलांसाठी संवेदनशील असतात आणि डेट फंडांच्या इतर श्रेणींपेक्षा अधिक अस्थिर असतात. व्याजदर आणि कर्ज साधनांच्या किमती यांचा व्यस्त संबंध असतो, याचा अर्थ ते विरुद्ध दिशेने जातात. उदाहरणार्थ, कर्ज निधी किंवा बाँड फंडांसाठी घसरलेला व्याजदर चांगला आहे. दीर्घकालीनउत्पन्न जेव्हा व्याजदर खाली सरकत असतात तेव्हा फंडांना फायदा होतो. शिवाय, व्याजदर घसरत असताना रोख्यांच्या किमती वाढतात आणि त्यामुळे वाढ होतेNAVs याकर्ज निधी योजना
घसरलेल्या व्याजदराच्या परिस्थितीत, अशा रोख्यांची सरासरी परिपक्वता सुमारे 7-10 वर्षांपर्यंत जाऊ शकते. जेव्हा व्याजदर वाढतात तेव्हा ते कमी मुदतीच्या सिक्युरिटीजचा साठा करतात आणि पोर्टफोलिओची सरासरी परिपक्वता कमी ठेवतात.
अधिकतर, व्याजदर कमी होण्याची अपेक्षा असताना दीर्घकालीन बाँड फंडामध्ये गुंतवणूक करण्याचा सल्ला दिला जातो कारण व्याजदर कमी झाल्यामुळे दीर्घकालीन सिक्युरिटीजच्या किमती वाढतात. ज्या गुंतवणूकदारांना व्याजदरात चढ-उतार होण्यास सोयीस्कर आहेबाजार, फक्त प्राधान्य दिले पाहिजेगुंतवणूक दीर्घकालीन कर्ज निधीमध्ये.
परतावा आणि जोखीम
हे फंड जास्त परतावा देण्यासाठी असतातबँक मुदत ठेवी. शिवाय, तीन वर्षांपेक्षा जास्त काळ ठेवल्यास, परतावा अधिक कर कार्यक्षम असतो. परंतु, जोखमीच्या बाजूने, जेव्हा व्याजदर अचानक दिशा बदलतात तेव्हा हे फंड अस्थिर होऊ शकतात. सतत वाढणाऱ्या व्याजदराच्या व्यवस्थेत, हे फंड माफक परतावा देतात कारण ते दीर्घ मुदतीचे बाँड विकू शकत नाहीत आणि लहान मुदतीच्या स्क्रिप्टवर स्विच करू शकत नाहीत.
दीर्घकालीन कर्ज निधी कर आकारणी
डेट फंडावरील कराची गणना खालील पद्धतीने केली जाते-
शॉर्ट टर्म कॅपिटल गेन
जर कर्ज गुंतवणुकीचा होल्डिंग कालावधी 36 महिन्यांपेक्षा कमी असेल, तर ती अल्प-मुदतीची गुंतवणूक म्हणून वर्गीकृत केली जाते आणि त्यावर व्यक्तीच्या कर स्लॅबनुसार कर आकारला जातो.
दीर्घकालीन भांडवली नफा
जर कर्ज गुंतवणुकीचा होल्डिंग कालावधी 36 महिन्यांपेक्षा जास्त असेल, तर ती दीर्घकालीन गुंतवणूक म्हणून वर्गीकृत केली जाते आणि इंडेक्सेशन लाभासह 20% कर आकारला जातो.
| भांडवल फायदा होतो | गुंतवणूक होल्डिंग नफा | कर आकारणी |
|---|---|---|
| अल्पकालीनभांडवली नफा | 36 महिन्यांपेक्षा कमी | व्यक्तीच्या कर स्लॅबनुसार |
| दीर्घकालीन भांडवली नफा | 36 महिन्यांहून अधिक | इंडेक्सेशन लाभांसह 20% |
दीर्घकालीन बाँड फंडात गुंतवणूक कशी करावी?
गुंतवणूकदार दोन प्रकारे गुंतवणूक करू शकतात-SIP किंवा एकरकमी. सरासरी गुंतवणूकदारांसाठी, SIP (सिस्टमॅटिक इन्व्हेस्टमेंट प्लॅन) हा सर्वात व्यवहार्य पर्याय आहे. हे तुम्हाला मासिक/तिमाही/वार्षिक गुंतवणुकीचा पद्धतशीर पर्याय देतेआधार. एकरकमी, गुंतवणूकदारांना योजनेमध्ये एक-वेळ डाउन पेमेंट म्हणून लक्षणीय रक्कम गुंतवावी लागते. एकरकमीसाठी किमान गुंतवणूक रक्कम INR 5000 आहे, तर SIP साठी ती INR 500 आहे.
2022 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम दीर्घकालीन बाँड फंड
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDFC Government Securities Fund - Investment Plan Growth ₹34.0429
↑ 0.07 ₹3,079 5,000 1,000 2.6 6.5 12.6 6.2 6.8 7% 12Y 29D 28Y 9M Invesco India Gilt Fund Growth ₹2,723.43
↑ 4.35 ₹1,196 5,000 100 2.4 5.9 11.5 6.3 6.6 7.08% 10Y 4M 10D 23Y 6M 14D DSP BlackRock Government Securities Fund Growth ₹91.8027
↑ 0.12 ₹1,418 1,000 500 2.7 6.1 11.4 6.5 7.1 6.89% 11Y 1M 28D 26Y 8M 23D Axis Gilt Fund Growth ₹24.3636
↑ 0.04 ₹613 5,000 1,000 2.6 5.9 11.4 6.3 7.1 6.98% 10Y 29D 23Y 7M 6D Edelweiss Government Securities Fund Growth ₹23.544
↑ 0.03 ₹171 5,000 1,000 2.1 5.4 11.2 6 6.2 6.93% 8Y 10M 13D 17Y 1M 5D Aditya Birla Sun Life Government Securities Fund Growth ₹77.9128
↑ 0.11 ₹2,259 1,000 1,000 2.2 5.5 10.6 5.9 7.1 6.92% 9Y 11D 18Y 10M 2D Nippon India Gilt Securities Fund Growth ₹36.4645
↑ 0.05 ₹1,986 5,000 100 2.2 5.4 10.2 5.7 6.7 6.95% 9Y 29D 19Y 7M 6D Canara Robeco Gilt Fund Growth ₹72.4489
↑ 0.11 ₹121 5,000 1,000 2.3 5.3 10.2 5.8 6.5 6.91% 8Y 9M 5D 21Y 7M 9D PGIM India Gilt Fund Growth ₹28.9375
↑ 0.04 ₹117 5,000 1,000 2.3 5.6 10.1 5.6 6.6 6.94% 8Y 11M 12D 19Y 6M 22D SBI Magnum Gilt Fund Growth ₹63.0913
↑ 0.10 ₹10,626 5,000 500 2.2 5.5 9.9 6.9 7.6 6.96% 9Y 6M 22D 23Y 5M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Nov 24
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a Below is the key information for IDFC Government Securities Fund - Investment Plan Returns up to 1 year are on The objective of the Scheme is to generate optimal returns by investing in a portfolio of securities issued and guaranteed by Central and State Government. Invesco India Gilt Fund is a Debt - Government Bond fund was launched on 9 Feb 08. It is a fund with Moderate risk and has given a Below is the key information for Invesco India Gilt Fund Returns up to 1 year are on The Scheme aims to generate returns through investments in Central Govt Securities. DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Government Securities Fund Returns up to 1 year are on (Erstwhile Axis Constant Maturity 10 Year Fund) To generate returns similar to that of 10 year government bonds. Axis Gilt Fund is a Debt - Government Bond fund was launched on 23 Jan 12. It is a fund with Moderate risk and has given a Below is the key information for Axis Gilt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income through investment in Securities of various maturities issued and/or created by the Central Government and State Governments of India. However, there can be no assurance that the investment objectives of the Scheme will be realized Edelweiss Government Securities Fund is a Debt - Government Bond fund was launched on 13 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for Edelweiss Government Securities Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan) An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities. Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Government Securities Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Nippon India Gilt Securities Fund is a Debt - Government Bond fund was launched on 22 Aug 08. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Gilt Securities Fund Returns up to 1 year are on (Erstwhile Canara Robeco GILT PGS) To provide risk free return (except interest rate risk) and long term capital
appreciation by investing only in Govt. Securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Gilt Fund is a Debt - Government Bond fund was launched on 29 Dec 99. It is a fund with Moderate risk and has given a Below is the key information for Canara Robeco Gilt Fund Returns up to 1 year are on To generate reasonable returns by investing in Central/State Government securities of various maturities. PGIM India Gilt Fund is a Debt - Government Bond fund was launched on 27 Oct 08. It is a fund with Moderate risk and has given a Below is the key information for PGIM India Gilt Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on 1. IDFC Government Securities Fund - Investment Plan
CAGR/Annualized return of 8% since its launch. Ranked 14 in Government Bond category. Return for 2023 was 6.8% , 2022 was 1.4% and 2021 was 2.1% . IDFC Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (04 Nov 24) ₹34.0429 ↑ 0.07 (0.19 %) Net Assets (Cr) ₹3,079 on 30 Sep 24 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.19 Sharpe Ratio 1.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7% Effective Maturity 28 Years 9 Months Modified Duration 12 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,355 31 Oct 21 ₹11,658 31 Oct 22 ₹11,710 31 Oct 23 ₹12,387 31 Oct 24 ₹13,967 Returns for IDFC Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.6% 6 Month 6.5% 1 Year 12.6% 3 Year 6.2% 5 Year 7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 1.4% 2021 2.1% 2020 13.7% 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% 2015 6% 2014 16.5% Fund Manager information for IDFC Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 13.97 Yr. Brijesh Shah 10 Jun 24 0.31 Yr. Data below for IDFC Government Securities Fund - Investment Plan as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 1.69% Debt 98.31% Debt Sector Allocation
Sector Value Government 98.31% Cash Equivalent 1.69% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -98% ₹2,812 Cr 269,100,000
↑ 17,100,000 7.17% Govt Stock 2028
Sovereign Bonds | -0% ₹0 Cr 6,300 Net Current Assets
Net Current Assets | -2% ₹46 Cr Triparty Repo Trp_170924
CBLO/Reverse Repo | -0% ₹2 Cr Cash Margin - Ccil
CBLO | -0% ₹0 Cr 2. Invesco India Gilt Fund
CAGR/Annualized return of 6.2% since its launch. Ranked 10 in Government Bond category. Return for 2023 was 6.6% , 2022 was 2.3% and 2021 was 0.7% . Invesco India Gilt Fund
Growth Launch Date 9 Feb 08 NAV (04 Nov 24) ₹2,723.43 ↑ 4.35 (0.16 %) Net Assets (Cr) ₹1,196 on 30 Sep 24 Category Debt - Government Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.2 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.08% Effective Maturity 23 Years 6 Months 14 Days Modified Duration 10 Years 4 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,776 31 Oct 21 ₹10,841 31 Oct 22 ₹11,035 31 Oct 23 ₹11,660 31 Oct 24 ₹13,020 Returns for Invesco India Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.4% 6 Month 5.9% 1 Year 11.5% 3 Year 6.3% 5 Year 5.5% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 2.3% 2021 0.7% 2020 8.2% 2019 9.6% 2018 6.2% 2017 1.2% 2016 16.6% 2015 4.2% 2014 17% Fund Manager information for Invesco India Gilt Fund
Name Since Tenure Krishna Cheemalapati 27 Jul 21 3.18 Yr. Vikas Garg 26 Sep 20 4.01 Yr. Data below for Invesco India Gilt Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.78% Debt 96.22% Debt Sector Allocation
Sector Value Government 96.22% Cash Equivalent 3.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.30 Goi 19062053
Sovereign Bonds | -26% ₹315 Cr 30,000,000 07.09 Goi 05082054
Sovereign Bonds | -22% ₹265 Cr 25,900,200
↑ 1,500,000 7.23% Goi 15/04/2039
Sovereign Bonds | -19% ₹229 Cr 22,000,000
↑ 10,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -13% ₹158 Cr 15,000,000
↑ 4,000,000 07.18 Goi 24072037
Sovereign Bonds | -10% ₹119 Cr 11,500,000
↓ -500,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹65 Cr 6,000,000
↑ 1,000,000 Net Receivables / (Payables)
Net Current Assets | -2% ₹24 Cr Triparty Repo
CBLO/Reverse Repo | -2% ₹21 Cr 7.18% Govt Stock 2033
Sovereign Bonds | -₹0 Cr 00
↓ -2,500,000 3. DSP BlackRock Government Securities Fund
CAGR/Annualized return of 9.2% since its launch. Ranked 9 in Government Bond category. Return for 2023 was 7.1% , 2022 was 2.7% and 2021 was 3.1% . DSP BlackRock Government Securities Fund
Growth Launch Date 30 Sep 99 NAV (04 Nov 24) ₹91.8027 ↑ 0.12 (0.13 %) Net Assets (Cr) ₹1,418 on 30 Sep 24 Category Debt - Government Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.1 Sharpe Ratio 1.42 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-7 Days (0.1%),7 Days and above(NIL) Yield to Maturity 6.89% Effective Maturity 26 Years 8 Months 23 Days Modified Duration 11 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,277 31 Oct 21 ₹11,672 31 Oct 22 ₹11,885 31 Oct 23 ₹12,633 31 Oct 24 ₹14,110 Returns for DSP BlackRock Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.3% 3 Month 2.7% 6 Month 6.1% 1 Year 11.4% 3 Year 6.5% 5 Year 7.2% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 2.7% 2021 3.1% 2020 13.1% 2019 12.5% 2018 7.4% 2017 1.4% 2016 15.3% 2015 6.2% 2014 15% Fund Manager information for DSP BlackRock Government Securities Fund
Name Since Tenure Sandeep Yadav 1 Aug 24 0.16 Yr. Shantanu Godambe 1 Jun 23 1.33 Yr. Data below for DSP BlackRock Government Securities Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 0.7% Debt 99.3% Debt Sector Allocation
Sector Value Government 99.3% Cash Equivalent 0.7% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.30 Goi 19062053
Sovereign Bonds | -28% ₹402 Cr 37,500,000
↓ -9,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -21% ₹299 Cr 27,500,000
↓ -3,500,000 7.12% State Government Of Maharashtra 2043
Sovereign Bonds | -14% ₹201 Cr 20,000,000
↑ 20,000,000 7.14% Madhya Pradesh SDL 2043
Sovereign Bonds | -9% ₹126 Cr 12,500,000
↑ 12,500,000 7.10%Goi 08/04/2034
Sovereign Bonds | -7% ₹106 Cr 10,000,000
↑ 10,000,000 7.26% Maharashtra SDL 2050
Sovereign Bonds | -7% ₹103 Cr 10,000,000
↑ 10,000,000 07.09 Goi 05082054
Sovereign Bonds | -6% ₹83 Cr 8,000,000
↓ -4,500,000 7.85% MP Sdl 2032
Sovereign Bonds | -4% ₹54 Cr 5,000,000 7.22% Maharashtra SDL 2049
Sovereign Bonds | -1% ₹15 Cr 1,500,000
↑ 1,500,000 7.25% State Government Of Maharashtra 2044
Sovereign Bonds | -1% ₹10 Cr 1,000,000
↑ 1,000,000 4. Axis Gilt Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 16 in Government Bond category. Return for 2023 was 7.1% , 2022 was 2.4% and 2021 was 2.4% . Axis Gilt Fund
Growth Launch Date 23 Jan 12 NAV (04 Nov 24) ₹24.3636 ↑ 0.04 (0.15 %) Net Assets (Cr) ₹613 on 30 Sep 24 Category Debt - Government Bond AMC Axis Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 23 Years 7 Months 6 Days Modified Duration 10 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,269 31 Oct 21 ₹11,609 31 Oct 22 ₹11,827 31 Oct 23 ₹12,488 31 Oct 24 ₹13,917 Returns for Axis Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.6% 3 Month 2.6% 6 Month 5.9% 1 Year 11.4% 3 Year 6.3% 5 Year 6.9% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 2.4% 2021 2.4% 2020 13.1% 2019 12% 2018 5.3% 2017 1.4% 2016 13.7% 2015 6.3% 2014 15% Fund Manager information for Axis Gilt Fund
Name Since Tenure Devang Shah 5 Nov 12 11.91 Yr. Sachin Jain 1 Feb 23 1.66 Yr. Data below for Axis Gilt Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.16% Debt 96.84% Debt Sector Allocation
Sector Value Government 96.84% Cash Equivalent 3.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -28% ₹173 Cr 16,500,000
↑ 1,000,000 07.23 Goi 2064
Sovereign Bonds | -17% ₹106 Cr 10,200,000
↓ -3,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹97 Cr 9,500,000
↑ 6,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -16% ₹95 Cr 9,000,000
↑ 4,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -9% ₹56 Cr 5,500,000
↑ 5,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -3% ₹16 Cr 1,500,000 Maharashtra (Government of) 7.45%
- | -2% ₹11 Cr 1,083,700 7.46% Govt Stock 2073
Sovereign Bonds | -2% ₹11 Cr 1,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -2% ₹10 Cr 1,000,000
↓ -500,000 07.18 Goi 2033
Sovereign Bonds | -1% ₹8 Cr 800,000
↓ -6,000,000 5. Edelweiss Government Securities Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 18 in Government Bond category. Return for 2023 was 6.2% , 2022 was 2.5% and 2021 was 4.1% . Edelweiss Government Securities Fund
Growth Launch Date 13 Feb 14 NAV (04 Nov 24) ₹23.544 ↑ 0.03 (0.14 %) Net Assets (Cr) ₹171 on 30 Sep 24 Category Debt - Government Bond AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderate Expense Ratio 1.21 Sharpe Ratio 1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.93% Effective Maturity 17 Years 1 Month 5 Days Modified Duration 8 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,201 31 Oct 21 ₹11,791 31 Oct 22 ₹11,959 31 Oct 23 ₹12,621 31 Oct 24 ₹14,055 Returns for Edelweiss Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.1% 6 Month 5.4% 1 Year 11.2% 3 Year 6% 5 Year 7.1% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.2% 2022 2.5% 2021 4.1% 2020 13.6% 2019 10.7% 2018 6.8% 2017 4.2% 2016 12.5% 2015 5.8% 2014 Fund Manager information for Edelweiss Government Securities Fund
Name Since Tenure Rahul Dedhia 23 Nov 21 2.85 Yr. Hetul Raval 1 Jul 24 0.25 Yr. Data below for Edelweiss Government Securities Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.15% Debt 96.85% Debt Sector Allocation
Sector Value Government 96.85% Cash Equivalent 3.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.30 Goi 19062053
Sovereign Bonds | -37% ₹63 Cr 6,000,000
↑ 1,000,000 7.10%Goi 08/04/2034
Sovereign Bonds | -24% ₹41 Cr 4,000,000
↓ -500,000 07.18 Goi 24072037
Sovereign Bonds | -18% ₹31 Cr 3,000,000 07.18 Goi 14082033
Sovereign Bonds | -18% ₹31 Cr 3,000,000 08.38 GJ Sdl 2029
Sovereign Bonds | -0% ₹0 Cr 9,100 Accrued Interest
CBLO | -2% ₹3 Cr Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -2% ₹3 Cr Net Receivables/(Payables)
CBLO | -0% ₹0 Cr 6. Aditya Birla Sun Life Government Securities Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 4 in Government Bond category. Return for 2023 was 7.1% , 2022 was 1.7% and 2021 was 3.6% . Aditya Birla Sun Life Government Securities Fund
Growth Launch Date 12 Oct 99 NAV (04 Nov 24) ₹77.9128 ↑ 0.11 (0.14 %) Net Assets (Cr) ₹2,259 on 15 Oct 24 Category Debt - Government Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.05 Sharpe Ratio 1.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 6.92% Effective Maturity 18 Years 10 Months 2 Days Modified Duration 9 Years 11 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,160 31 Oct 21 ₹11,582 31 Oct 22 ₹11,705 31 Oct 23 ₹12,426 31 Oct 24 ₹13,762 Returns for Aditya Birla Sun Life Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.2% 6 Month 5.5% 1 Year 10.6% 3 Year 5.9% 5 Year 6.6% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 1.7% 2021 3.6% 2020 12.1% 2019 11% 2018 6.9% 2017 4.4% 2016 16.7% 2015 5.7% 2014 19.9% Fund Manager information for Aditya Birla Sun Life Government Securities Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 4.16 Yr. Dhaval Joshi 21 Nov 22 1.86 Yr. Data below for Aditya Birla Sun Life Government Securities Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 7.83% Debt 92.17% Debt Sector Allocation
Sector Value Government 92.17% Cash Equivalent 7.83% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -52% ₹1,126 Cr 107,179,750
↑ 3,000,000 07.18 Goi 2033
Sovereign Bonds | -24% ₹519 Cr 50,500,000
↓ -2,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -13% ₹284 Cr 27,525,000 07.18 Goi 2028
Sovereign Bonds | -4% ₹82 Cr 7,923,050
↓ -4,500,000 5.63% Govt Stock 2026
Sovereign Bonds | -0% ₹1 Cr 65,000 Clearing Corporation Of India Limited
CBLO/Reverse Repo | -6% ₹128 Cr Net Receivables / (Payables)
Net Current Assets | -2% ₹43 Cr 7. Nippon India Gilt Securities Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 2 in Government Bond category. Return for 2023 was 6.7% , 2022 was 2.1% and 2021 was 1.8% . Nippon India Gilt Securities Fund
Growth Launch Date 22 Aug 08 NAV (04 Nov 24) ₹36.4645 ↑ 0.05 (0.14 %) Net Assets (Cr) ₹1,986 on 30 Sep 24 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.42 Sharpe Ratio 1.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.95% Effective Maturity 19 Years 7 Months 6 Days Modified Duration 9 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,104 31 Oct 21 ₹11,388 31 Oct 22 ₹11,495 31 Oct 23 ₹12,181 31 Oct 24 ₹13,443 Returns for Nippon India Gilt Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.2% 6 Month 5.4% 1 Year 10.2% 3 Year 5.7% 5 Year 6.1% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 2.1% 2021 1.8% 2020 11.2% 2019 12.4% 2018 8% 2017 3.4% 2016 17% 2015 6.2% 2014 18.6% Fund Manager information for Nippon India Gilt Securities Fund
Name Since Tenure Pranay Sinha 31 Mar 21 3.5 Yr. Kinjal Desai 31 Oct 21 2.92 Yr. Data below for Nippon India Gilt Securities Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.54% Debt 96.46% Debt Sector Allocation
Sector Value Government 96.46% Cash Equivalent 3.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.10%Goi 08/04/2034
Sovereign Bonds | -19% ₹379 Cr 37,000,000
↑ 4,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -12% ₹248 Cr 23,500,000 7.30 Goi 19062053
Sovereign Bonds | -11% ₹221 Cr 21,000,000 07.18 Goi 24072037
Sovereign Bonds | -8% ₹165 Cr 15,965,200
↑ 1,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹146 Cr 14,000,000 07.18 Goi 14082033
Sovereign Bonds | -7% ₹134 Cr 13,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -7% ₹130 Cr 12,565,600 7.23% Goi 15/04/2039
Sovereign Bonds | -6% ₹125 Cr 12,000,000 07.09 Goi 05082054
Sovereign Bonds | -4% ₹77 Cr 7,500,000 6.67% Govt Stock 2035
Sovereign Bonds | -2% ₹40 Cr 4,000,000 8. Canara Robeco Gilt Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 6 in Government Bond category. Return for 2023 was 6.5% , 2022 was 2.3% and 2021 was 1.8% . Canara Robeco Gilt Fund
Growth Launch Date 29 Dec 99 NAV (04 Nov 24) ₹72.4489 ↑ 0.11 (0.15 %) Net Assets (Cr) ₹121 on 30 Sep 24 Category Debt - Government Bond AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.24 Sharpe Ratio 1.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.91% Effective Maturity 21 Years 7 Months 9 Days Modified Duration 8 Years 9 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,974 31 Oct 21 ₹11,219 31 Oct 22 ₹11,364 31 Oct 23 ₹12,026 31 Oct 24 ₹13,260 Returns for Canara Robeco Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.3% 6 Month 5.3% 1 Year 10.2% 3 Year 5.8% 5 Year 5.8% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.5% 2022 2.3% 2021 1.8% 2020 10.3% 2019 9.9% 2018 4.9% 2017 2.9% 2016 18% 2015 6.3% 2014 16.7% Fund Manager information for Canara Robeco Gilt Fund
Name Since Tenure Avnish Jain 1 Apr 22 2.5 Yr. Kunal Jain 18 Jul 22 2.21 Yr. Data below for Canara Robeco Gilt Fund as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 21.43% Debt 78.57% Debt Sector Allocation
Sector Value Government 78.57% Cash Equivalent 21.43% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -32% ₹38 Cr 3,600,000 7.3% Govt Stock 2053
Sovereign Bonds | -20% ₹25 Cr 2,350,000 7.18% Govt Stock 2037
Sovereign Bonds | -14% ₹17 Cr 1,678,600 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹10 Cr 1,000,000
↓ -100,000 7.38% Govt Stock 2027
Sovereign Bonds | -2% ₹3 Cr 250,100 7.17% Govt Stock 2030
Sovereign Bonds | -1% ₹2 Cr 158,900 8.13% Govt Stock 2045
Sovereign Bonds | -0% ₹0 Cr 10,000 7.1% Govt Stock 2034
Sovereign Bonds | -0% ₹0 Cr 7,950 Treps
CBLO/Reverse Repo | -19% ₹23 Cr Other Current Assets
CBLO | -2% ₹3 Cr 9. PGIM India Gilt Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 15 in Government Bond category. Return for 2023 was 6.6% , 2022 was 1.8% and 2021 was 2.9% . PGIM India Gilt Fund
Growth Launch Date 27 Oct 08 NAV (04 Nov 24) ₹28.9375 ↑ 0.04 (0.13 %) Net Assets (Cr) ₹117 on 15 Oct 24 Category Debt - Government Bond AMC Pramerica Asset Managers Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.94% Effective Maturity 19 Years 6 Months 22 Days Modified Duration 8 Years 11 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,945 31 Oct 21 ₹11,300 31 Oct 22 ₹11,412 31 Oct 23 ₹12,072 31 Oct 24 ₹13,297 Returns for PGIM India Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.3% 6 Month 5.6% 1 Year 10.1% 3 Year 5.6% 5 Year 5.9% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 1.8% 2021 2.9% 2020 9.4% 2019 10.1% 2018 5.9% 2017 4% 2016 12.6% 2015 7.1% 2014 14.5% Fund Manager information for PGIM India Gilt Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 2.05 Yr. Puneet Pal 13 Dec 17 6.81 Yr. Data below for PGIM India Gilt Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 12.56% Debt 87.44% Debt Sector Allocation
Sector Value Government 87.44% Cash Equivalent 12.56% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.30 Goi 19062053
Sovereign Bonds | -36% ₹42 Cr 4,041,667
↑ 2,241,667 07.09 Goi 05082054
Sovereign Bonds | -18% ₹21 Cr 2,070,050 07.18 Goi 14082033
Sovereign Bonds | -12% ₹14 Cr 1,334,000
↑ 244,000 07.18 Goi 24072037
Sovereign Bonds | -10% ₹11 Cr 1,078,895 7.23% Goi 15/04/2039
Sovereign Bonds | -4% ₹4 Cr 400,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹4 Cr 352,063 8.28% Govt Stock 2027
Sovereign Bonds | -2% ₹3 Cr 270,000 7.10%Goi 08/04/2034
Sovereign Bonds | -1% ₹1 Cr 100,000 7.26 Govt Stock 22082032
Sovereign Bonds | -1% ₹1 Cr 75,000 7.41% Govt Stock 2036
Sovereign Bonds | -0% ₹1 Cr 53,334 10. SBI Magnum Gilt Fund
CAGR/Annualized return of 8% since its launch. Ranked 3 in Government Bond category. Return for 2023 was 7.6% , 2022 was 4.2% and 2021 was 3% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (04 Nov 24) ₹63.0913 ↑ 0.10 (0.15 %) Net Assets (Cr) ₹10,626 on 15 Oct 24 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 1.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.96% Effective Maturity 23 Years 5 Months 12 Days Modified Duration 9 Years 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,210 31 Oct 21 ₹11,573 31 Oct 22 ₹11,963 31 Oct 23 ₹12,832 31 Oct 24 ₹14,122 Returns for SBI Magnum Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24 Duration Returns 1 Month 0.5% 3 Month 2.2% 6 Month 5.5% 1 Year 9.9% 3 Year 6.9% 5 Year 7.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 4.2% 2021 3% 2020 11.7% 2019 13.1% 2018 5.1% 2017 3.9% 2016 16.3% 2015 7.3% 2014 19.9% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 0.92 Yr. Tejas Soman 1 Dec 23 0.84 Yr. Data below for SBI Magnum Gilt Fund as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 5.4% Debt 94.6% Debt Sector Allocation
Sector Value Government 94.6% Cash Equivalent 5.4% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -37% ₹3,823 Cr 362,000,000
↑ 100,000,000 7.10%Goi 08/04/2034
Sovereign Bonds | -35% ₹3,612 Cr 352,614,100
↓ -169,006,500 7.23% Goi 15/04/2039
Sovereign Bonds | -10% ₹1,066 Cr 102,500,000
↑ 102,500,000 7.30 Goi 19062053
Sovereign Bonds | -9% ₹925 Cr 88,000,000 Govt Stock 22092033
Sovereign Bonds | -2% ₹241 Cr 23,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -2% ₹193 Cr 18,500,000 Net Receivable / Payable
CBLO | -3% ₹283 Cr Treps
CBLO/Reverse Repo | -3% ₹280 Cr
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