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Mutual Fund Investment Plans

Updated on March 28, 2025 , 9887 views

Mutual Funds in India bring in diverse investment plans to cater the various objectives and the needs of the investors. It offers investment options for all kinds of investors, be it a risk-averse, high-risk or a moderate-risk taker, Mutual Funds have various risks ranging schemes. Its minimum investment amount, i.e., INR 500 monthly, has even attracted youngsters, students, house wife’s to begin their investments in Mutual Funds. So, if you are a new to Mutual Funds, here’s all you need to know about it.

What are Mutual Funds?

A mutual fund is a collective pool of money given by the investors to buy securities. Here the investment is made in various securities like stocks, Bonds, money market instruments, precious metals, commodities, etc. Mutual Funds are managed by professional fund managers who decide how to invest money by keeping a keen eye on the market movements.

The Mutual Fund in India is regulated by the Securities and Exchange Board of India (SEBI). All the Mutual Fund guidelines, rules & regulations, policies are set by SEBI. There are 36 Mutual Fund schemes introduced by SEBI in order to cater to the diverse requirements of the investors.

Mutual-funds

Types of Mutual Fund Investment Plans

On 6th October 2017, SEBI had passed a notice of re-categorisation of Mutual Funds in India. This is done to bring uniformity in similar schemes launched by the different Mutual Funds. SEBI wants to ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme. So that the investors could invest according to their needs, financial goals and risk appetite.

SEBI has categorised Mutual Fund schemes into 5 broad categories and 36 sub-categories. This mandates Mutual Fund Houses to make the changes in their existing & future schemes. Here, the list of different types of MF schemes in India.

1. Equity Mutual Funds

An equity fund mainly invests in stocks. In other words, the money is invested into shares of different companies. These funds are high-risk, high-return funds, which means that an investor who can tolerate risk should only prefer investing in equities. Let's look at the various types of Equity Funds:

a. Large cap funds

These funds would invest in companies that fall under the 1st to 100th company in terms of full market capitalization. Large cap funds invest in those firms that have the possibility of showing year on year steady growth and profits, which in turn offers stability over a period of time to investors. These stocks give steady returns over long periods of time.

b. Mid cap funds

These funds would invest in companies that fall under the 101st to 250th company in terms of full market capitalization. From a standpoint of the investor, the investing period of mid-caps should be much higher than large-caps due to the higher fluctuations (or volatility) in the prices of the stocks.

c. Large and mid cap funds

SEBI has introduced a combo of large and mid cap funds, which means that these are the schemes that invest in both large & mid cap stocks. Here, the fund will invest a minimum of 35 percent each in mid and large cap stocks.

d. Small cap funds

small cap companies include the startups or firms that are in their early stage of development with small revenues. These funds would invest in companies that fall under the 251st company onwards in terms of full market capitalization. Small-caps have a great potential to discover the value and can generate good returns. However, given the small size, the risks are very high, hence the investing period of small-caps is expected to be the highest.

e. Multi cap funds

Also known as Diversified Funds, these invest across market capitalization, i.e., essentially across large-cap, mid-cap, and small-cap. They typically invest anywhere between 40–60% in large cap stocks, 10–40% in mid-cap stocks and about 10% in small-cap stocks. While diversified equity funds or multi-cap funds invest across market capitalizations the risks of equity still remain in the investment.

f. Equity Linked Saving Schemes (ELSS)

These are equity mutual funds that save your tax as a qualified tax exemption under Section 80C of the Income Tax Act. They offer the twin advantage of capital gains and tax benefits. ELSS schemes come with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

g. Dividend yield funds

dividend yield funds are those where a fund manager deigns the fund portfolios as per dividend yield strategy. This scheme is preferred by investors who like the idea of regular income as well as capital appreciation. This fund invests in companies that provide high dividend yield strategy. This fund aims at buying good underlying businesses that pay regular dividends at attractive valuations. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

h.Value funds

value funds invest in those companies that have fallen out of favour but have good principles. The idea behind this is to select a stock that appears to be underpriced by the market. A value investor looks out for bargains and chooses investments that have a low price on factors such as earnings, net current assets, and sales.

i. Contra funds

contra funds take a contrarian view on equities. It is against the wind kind of investment style. The fund manager picks underperforming stocks at that point in time, which are likely to perform well in the long run, at cheap valuations. The idea here is to buy assets at a lower cost than its fundamental value in the long term. It is done with a belief that the assets will stabilize and come to its real value in the long term. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

j. Focused funds

Focused funds hold a mix of equity funds, i.e., large, mid, small or multi-cap stocks, but has a limited number of stocks. As per SEBI, a focused fund can have a maximum of 30 stocks. These funds are allocated their holdings between a limited number of carefully researched securities. Focused funds can invest at least 65 percent of its total assets in equities.

k. Sector funds and Thematic equity funds

A sector fund is an equity scheme that invests in shares of companies that trade in a particular sector or industry like, for instance, a pharma fund would invest only in pharmaceutical companies. thematic funds can be across a wider sector than just keep a very narrow focus, for example, media and entertainment. In this theme, the fund can invest in various companies across publishing, online, media or broadcasting. The risks with thematic funds are the highest since there is virtually very little diversification. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

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2. Debt Mutual Funds

A Debt fund invests in a fixed income instrument like Government Securities, Treasury Bills, Corporate Bonds, etc. Debt funds are preferred by those who are looking for a steady income with relatively lower risks, as they are comparatively less volatile than equities. Debt fund has 16 broad categories that are as follows:

a. Overnight fund

These are a debt scheme that will invest bonds that mature in a day. In other words, investment is done in overnight securities with a maturity of one day. This is a safe option for investors who want to park money without worrying about risks and returns.

b. Liquid funds

Liquid Funds invest in short-term money market instruments such as treasury bills, commercial papers, term deposits, etc. They invest in securities that have a lower maturity period, usually less than 91 days. Liquid funds provide easy liquidity and are less volatile than the other types of debt instruments. Also, liquid fund's investment returns are better than that of a Savings Account.

c. Ultra short duration funds

Ultra short duration funds invest in fixed income instruments which have a Macaulay duration between three to six months. Ultra short-term funds help investors avoid interest rate risks and also offer better returns compared to liquid debt funds. Macaulay duration measures how long it will take the scheme to recoup the investment

d. Low duration funds

The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

e. Money market funds

The money market fund invests in many markets such as commercial/treasury bills, commercial papers, certificate of deposit and other instruments specified by the Reserve Bank of India (RBI). These investments are a good option for risk-averse investors who want to earn good returns in short duration. This debt scheme will invest in money market instruments having a maturity up to one year.

f. Short duration funds

Short duration funds mainly invest in Commercial Papers, Certificate of Deposits, Money Market Instruments, etc, with a Macaulay duration of one to three years. They may provide a higher level of return than ultra-short-term and liquid funds but will be exposed to higher risks.

g. Medium duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years. These funds have an average maturity period that is longer than liquid, ultra-short and short duration debt funds.

h. Medium to long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

i. Long duration funds

This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

j. Dynamic bond funds

Dynamic bond funds invest in fixed income securities consisting of varying maturity periods. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bond funds.

k. Corporate bond funds

Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds. Corporate bond funds are a great option when it comes to good return and low-risk type investment. Investors can earn a regular income which is usually higher than that of interest on your Fixed Deposits (FDs).

l. Credit risk funds

This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

m. Banking and PSU funds

This scheme predominantly invests in debt and money market instruments consisting of securities issued by entities such as Banks, Public Financial Institutions, Public Sector Undertakings. This option is considered to maintain an optimum balance of liquidity, safety, and yield.

n. Gilt fund

This scheme invests in government securities issued by RBI. Government-backed securities include G-secs, treasury bills, etc. As the papers are backed by the government these schemes are relatively safer. Depending on their maturity profile, long-term Gilt Funds carry interest rate risks. For instance, the higher the maturity of the scheme the higher would be the interest rate risk. Gilt Funds will invest a minimum 80 percent of its total assets in government securities.

o. Gilt fund with 10-year constant duration

This scheme will invest in government securities with a maturity of 10 years. 15. Gilt Fund with a 10-year Constant Duration will invest a minimum 80 percent in government securities.

p. Floater funds

This debt scheme mainly invests in floating rate instruments, where the interest paid changes in order with the changing interest rate scenario in the debt market. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Mutual Funds

Hybrid Funds act as a combination of equity and debt fund. This fund allows an investor to invest in both equity and debt markets in certain proportions.

a. Conservative hybrid funds

This scheme will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. This scheme is named as conservative because it is for people who are risk-averse. Investors who don't want to take much risk in their investment can prefer investing in this scheme.

b. Balanced hybrid funds

This fund will invest around 40-60 percent of its total assets in both debt and equity instruments. The beneficial factor of a Balanced Fund is that they provide equity comparable returns with a lower risk factor.

c. Aggressive hybrid funds

This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

d. Dynamic asset allocation or Balanced advantage funds

This scheme would dynamically manage their investments in equity and debt instruments. These funds tend to increase the allocation to debt and reduce the weightage to equities when the market becomes costly. Also, these funds focus on providing stability at a low-risk.

e. Multi asset allocation

This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

f. Arbitrage funds

This fund will follow the arbitrage strategy and will invest at least 65 percent of its assets in equity-related instruments. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors.

g. Equity savings

This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

a. Retirement fund

This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

b. Children’s fund

This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

a. Index Fund/ETF

These funds invest their corpus in shares that constitute a part of a particular index. In other words, these schemes mimic the performance of an index. These schemes are designed to track the returns of a particular market index. These schemes can be purchased either as Mutual Funds or as Exchange Traded Fund (ETFs). Also known as Index Tracker Funds, the corpus of these schemes is invested in the exact proportion as they are in the index. As a consequence, whenever, individuals purchase units of Index Funds, they indirectly own a share in the portfolio that has instruments of a particular index. This fund can invest at least 95 percent of its total asset in securities of a particular index.

b. FoFs (Overseas Domestic)

A Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

15 Best Mutual Funds Across Categories

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)Sub Cat.
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,124 5,000 2.913.638.921.919.2 Large & Mid Cap
Motilal Oswal Multicap 35 Fund Growth ₹57.0575
↓ -0.27
₹11,172 5,000 -10-1018.421.923.745.7 Multi Cap
DSP BlackRock Equity Opportunities Fund Growth ₹580.396
↓ -0.54
₹12,598 1,000 -3.3-10.4162028.123.9 Large & Mid Cap
Invesco India Growth Opportunities Fund Growth ₹87.03
↓ -0.04
₹5,930 5,000 -9.8-12.214.720.326.337.5 Large & Mid Cap
ICICI Prudential Banking and Financial Services Fund Growth ₹122.58
↑ 0.18
₹8,843 5,000 1.5-5.414.215.724.111.6 Sectoral
SBI Magnum Children's Benefit Plan Growth ₹106.117
↓ -0.24
₹120 5,000 -1.3-0.213.611.915.317.4 Childrens Fund
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹55.79
↑ 0.04
₹3,011 1,000 0.8-6.511.315.723.58.7 Sectoral
Franklin Asian Equity Fund Growth ₹28.6693
↓ -0.02
₹240 5,000 -0.6-5.510.82.66.714.4 Global
Tata India Tax Savings Fund Growth ₹41.064
↓ -0.19
₹4,053 500 -7-139.713.924.119.5 ELSS
Aditya Birla Sun Life Regular Savings Fund Growth ₹64.4477
↑ 0.09
₹1,374 1,000 0.919.5812.310.5 Hybrid Debt
Sundaram Rural and Consumption Fund Growth ₹88.8639
↓ -0.26
₹1,398 5,000 -8.9-16.49.317.623.120.1 Sectoral
ICICI Prudential MIP 25 Growth ₹72.781
↑ 0.04
₹3,086 5,000 0.80.58.99.410.911.4 Hybrid Debt
Tata Retirement Savings Fund-Moderate Growth ₹59.2572
↑ 0.15
₹1,908 5,000 -7.7-10.38.812.818.819.5 Retirement Fund
ICICI Prudential Long Term Plan Growth ₹36.2049
↑ 0.06
₹14,049 5,000 2.74.28.77.57.18.2 Dynamic Bond
Aditya Birla Sun Life Corporate Bond Fund Growth ₹110.57
↑ 0.19
₹25,293 1,000 2.548.77.17.28.5 Corporate Bond
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,144

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.3% since its launch.  Ranked 5 in Multi Cap category.  Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund
Growth
Launch Date 28 Apr 14
NAV (28 Mar 25) ₹57.0575 ↓ -0.27   (-0.47 %)
Net Assets (Cr) ₹11,172 on 28 Feb 25
Category Equity - Multi Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 0.94
Sharpe Ratio 0.34
Information Ratio 0.63
Alpha Ratio 14.54
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,931
28 Feb 22₹12,199
28 Feb 23₹12,226
29 Feb 24₹18,009
28 Feb 25₹20,280

Motilal Oswal Multicap 35 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 8.1%
3 Month -10%
6 Month -10%
1 Year 18.4%
3 Year 21.9%
5 Year 23.7%
10 Year
15 Year
Since launch 17.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 45.7%
2022 31%
2021 -3%
2020 15.3%
2019 10.3%
2018 7.9%
2017 -7.8%
2016 43.1%
2015 8.5%
2014 14.6%
Fund Manager information for Motilal Oswal Multicap 35 Fund
NameSinceTenure
Ajay Khandelwal1 Oct 240.41 Yr.
Niket Shah1 Jul 222.67 Yr.
Santosh Singh1 Aug 231.58 Yr.
Rakesh Shetty22 Nov 222.27 Yr.
Atul Mehra1 Oct 240.41 Yr.
Sunil Sawant1 Jul 240.67 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Consumer Cyclical22.53%
Technology21.94%
Industrials18.17%
Financial Services9.9%
Communication Services9.17%
Health Care1.79%
Asset Allocation
Asset ClassValue
Cash20.96%
Equity79.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE
9%₹1,126 Cr1,362,525
↓ -77,475
Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT
9%₹1,084 Cr1,796,350
↓ -203,650
Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB
9%₹1,079 Cr1,786,833
↓ -13,167
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | 500251
9%₹1,056 Cr1,835,546
↑ 10,546
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL
7%₹868 Cr17,250,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | M&M
6%₹747 Cr2,500,000
↓ -750,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 890157
5%₹600 Cr5,000,000
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN
5%₹579 Cr4,500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL
4%₹488 Cr3,000,000
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | 500093
3%₹413 Cr6,500,000
↑ 6,500,000

3. DSP BlackRock Equity Opportunities Fund

(Erstwhile DSP BlackRock Opportunities Fund)

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.7% since its launch.  Ranked 4 in Large & Mid Cap category.  Return for 2024 was 23.9% , 2023 was 32.5% and 2022 was 4.4% .

Below is the key information for DSP BlackRock Equity Opportunities Fund

DSP BlackRock Equity Opportunities Fund
Growth
Launch Date 16 May 00
NAV (28 Mar 25) ₹580.396 ↓ -0.54   (-0.09 %)
Net Assets (Cr) ₹12,598 on 28 Feb 25
Category Equity - Large & Mid Cap
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 0.01
Information Ratio 0.49
Alpha Ratio 5.18
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,843
28 Feb 22₹14,709
28 Feb 23₹15,596
29 Feb 24₹22,326
28 Feb 25₹23,616

DSP BlackRock Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for DSP BlackRock Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 8.3%
3 Month -3.3%
6 Month -10.4%
1 Year 16%
3 Year 20%
5 Year 28.1%
10 Year
15 Year
Since launch 17.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 23.9%
2022 32.5%
2021 4.4%
2020 31.2%
2019 14.2%
2018 11.4%
2017 -9.2%
2016 40.1%
2015 11.2%
2014 6.1%
Fund Manager information for DSP BlackRock Equity Opportunities Fund
NameSinceTenure
Rohit Singhania1 Jun 159.76 Yr.

Data below for DSP BlackRock Equity Opportunities Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services32.76%
Basic Materials10.92%
Consumer Cyclical10.79%
Health Care9.87%
Technology7.57%
Industrials6.88%
Energy5.95%
Utility4.51%
Consumer Defensive4.17%
Communication Services3.27%
Real Estate1.13%
Asset Allocation
Asset ClassValue
Cash2.18%
Equity97.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK
5%₹637 Cr5,087,254
↓ -279,997
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
5%₹620 Cr3,647,782
↓ -202,369
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 20 | 532215
4%₹520 Cr5,272,691
↑ 685,031
State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN
3%₹414 Cr5,356,659
↑ 769,911
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | KOTAKBANK
3%₹412 Cr2,168,587
↓ -334,046
Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY
2%₹322 Cr1,714,083
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 24 | LT
2%₹290 Cr813,304
↑ 118,185
Cipla Ltd (Healthcare)
Equity, Since 30 Apr 23 | 500087
2%₹284 Cr1,919,149
↑ 93,780
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 22 | HINDPETRO
2%₹281 Cr7,840,242
↑ 372,472
Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 18 | 524494
2%₹274 Cr1,901,164

4. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.1% since its launch.  Ranked 6 in Large & Mid Cap category.  Return for 2024 was 37.5% , 2023 was 31.6% and 2022 was -0.4% .

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (28 Mar 25) ₹87.03 ↓ -0.04   (-0.05 %)
Net Assets (Cr) ₹5,930 on 28 Feb 25
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 0.15
Information Ratio 0.53
Alpha Ratio 8.42
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,351
28 Feb 22₹13,887
28 Feb 23₹14,248
29 Feb 24₹21,121
28 Feb 25₹22,851

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 7.5%
3 Month -9.8%
6 Month -12.2%
1 Year 14.7%
3 Year 20.3%
5 Year 26.3%
10 Year
15 Year
Since launch 13.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 37.5%
2022 31.6%
2021 -0.4%
2020 29.7%
2019 13.3%
2018 10.7%
2017 -0.2%
2016 39.6%
2015 3.3%
2014 3.8%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Aditya Khemani9 Nov 231.31 Yr.
Amit Ganatra21 Jan 223.11 Yr.

Data below for Invesco India Growth Opportunities Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services27.46%
Consumer Cyclical23.77%
Health Care13.77%
Industrials10.04%
Technology8.91%
Real Estate6.66%
Basic Materials4.9%
Consumer Defensive2.25%
Communication Services1.96%
Asset Allocation
Asset ClassValue
Cash0.27%
Equity99.73%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 500251
4%₹278 Cr483,608
↑ 62,658
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO
4%₹265 Cr612,171
↑ 38,698
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
4%₹260 Cr2,077,721
↑ 399,318
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN
4%₹236 Cr1,837,608
↑ 217,790
Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY
4%₹220 Cr5,292,395
↑ 2,115,144
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH
3%₹212 Cr1,993,259
Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 543320
3%₹202 Cr9,152,597
↑ 2,446,793
BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE
3%₹200 Cr376,990
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Sep 22 | DIXON
3%₹195 Cr130,340
L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF
3%₹195 Cr13,404,597
↑ 949,280

5. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.3% since its launch.  Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (28 Mar 25) ₹122.58 ↑ 0.18   (0.15 %)
Net Assets (Cr) ₹8,843 on 28 Feb 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.98
Sharpe Ratio 0.27
Information Ratio 0.31
Alpha Ratio -4.12
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,500
28 Feb 22₹12,290
28 Feb 23₹13,285
29 Feb 24₹16,284
28 Feb 25₹17,861

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 5.9%
3 Month 1.5%
6 Month -5.4%
1 Year 14.2%
3 Year 15.7%
5 Year 24.1%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 11.6%
2022 17.9%
2021 11.9%
2020 23.5%
2019 -5.5%
2018 14.5%
2017 -0.4%
2016 45.1%
2015 21.1%
2014 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.09 Yr.
Sharmila D’mello30 Jun 222.67 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services90.46%
Industrials0.16%
Technology0.08%
Asset Allocation
Asset ClassValue
Cash9.29%
Equity90.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
20%₹1,850 Cr10,891,127
↑ 377,676
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
19%₹1,684 Cr13,445,003
↑ 538,520
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
8%₹692 Cr7,015,471
↑ 625,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
6%₹505 Cr6,538,064
↑ 1,451,895
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
5%₹457 Cr3,077,155
↑ 152,037
IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | INDUSINDBK
5%₹433 Cr4,371,007
↑ 463,500
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK
4%₹375 Cr1,971,184
↓ -600,000
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE
3%₹283 Cr4,439,146
↑ 800,994
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
2%₹202 Cr1,084,898
↓ -341,366
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271
2%₹186 Cr1,663,281

6. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of since its launch.  Ranked 1 in Childrens Fund category.  Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% .

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan
Growth
Launch Date 21 Feb 02
NAV (28 Mar 25) ₹106.117 ↓ -0.24   (-0.23 %)
Net Assets (Cr) ₹120 on 15 Mar 25
Category Solutions - Childrens Fund
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.2
Sharpe Ratio 0.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)
Sub Cat. Childrens Fund

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,556
28 Feb 22₹13,414
28 Feb 23₹13,842
29 Feb 24₹16,754
28 Feb 25₹18,416

SBI Magnum Children's Benefit Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.5%
3 Month -1.3%
6 Month -0.2%
1 Year 13.6%
3 Year 11.9%
5 Year 15.3%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2023 17.4%
2022 16.9%
2021 1.9%
2020 18.3%
2019 14.8%
2018 2.6%
2017 0.1%
2016 24.3%
2015 16.1%
2014 7%
Fund Manager information for SBI Magnum Children's Benefit Plan
NameSinceTenure
R. Srinivasan13 Jan 214.13 Yr.
Rajeev Radhakrishnan9 Jun 0816.74 Yr.
Pradeep Kesavan31 Dec 231.17 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 15 Mar 25

Asset Allocation
Asset ClassValue
Cash17.59%
Equity20.3%
Debt62.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% State Government Of Uttar Pradesh 2036
Sovereign Bonds | -
13%₹15 Cr1,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
9%₹10 Cr1,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
8%₹10 Cr1,000,000
Rajasthan (Government of ) 7.49%
- | -
4%₹5 Cr500,000
Sundaram Finance Limited
Debentures | -
4%₹5 Cr500
Nexus Select Trust
Debentures | -
4%₹5 Cr500
Mahindra & Mahindra Financial Services Ltd
Debentures | -
4%₹5 Cr500
Gs CG 16/12/2026 - (Strips) Tb
Sovereign Bonds | -
3%₹3 Cr375,000
Muthoot Finance Limited
Debentures | -
3%₹3 Cr300
Avanse Financial Services Ltd.
Debentures | -
3%₹3 Cr300

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.5% since its launch.  Ranked 3 in Sectoral category.  Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (28 Mar 25) ₹55.79 ↑ 0.04   (0.07 %)
Net Assets (Cr) ₹3,011 on 28 Feb 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio -0.16
Information Ratio 0.14
Alpha Ratio -10.69
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,735
28 Feb 22₹12,518
28 Feb 23₹13,329
29 Feb 24₹17,240
28 Feb 25₹17,910

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 7.5%
3 Month 0.8%
6 Month -6.5%
1 Year 11.3%
3 Year 15.7%
5 Year 23.5%
10 Year
15 Year
Since launch 16.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.7%
2022 21.7%
2021 11.5%
2020 16.8%
2019 1.1%
2018 14.9%
2017 -2.4%
2016 47.6%
2015 15.7%
2014 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 159.52 Yr.
Dhaval Joshi21 Nov 222.28 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services94.79%
Technology1.22%
Asset Allocation
Asset ClassValue
Cash4%
Equity96%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
20%₹626 Cr4,993,129
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
18%₹567 Cr3,336,948
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
6%₹190 Cr1,927,100
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
6%₹184 Cr233,725
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
6%₹182 Cr2,351,492
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG
3%₹101 Cr667,972
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
3%₹89 Cr469,972
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN
3%₹86 Cr1,577,700
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 540611
3%₹79 Cr1,308,861
↓ -138,000
Repco Home Finance Ltd (Financial Services)
Equity, Since 31 Dec 13 | 535322
2%₹76 Cr1,932,824
↓ -40,729

8. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 1 in Global category.  Return for 2024 was 14.4% , 2023 was 0.7% and 2022 was -14.5% .

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (27 Mar 25) ₹28.6693 ↓ -0.02   (-0.08 %)
Net Assets (Cr) ₹240 on 28 Feb 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.5
Sharpe Ratio 0.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹14,070
28 Feb 22₹11,966
28 Feb 23₹10,714
29 Feb 24₹10,671
28 Feb 25₹12,039

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -0.2%
3 Month -0.6%
6 Month -5.5%
1 Year 10.8%
3 Year 2.6%
5 Year 6.7%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 14.4%
2022 0.7%
2021 -14.5%
2020 -5.9%
2019 25.8%
2018 28.2%
2017 -13.6%
2016 35.5%
2015 7.2%
2014 -4.6%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 213.37 Yr.
Shyam Sriram26 Sep 240.43 Yr.

Data below for Franklin Asian Equity Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Technology26%
Consumer Cyclical22.46%
Financial Services22.32%
Consumer Defensive7.08%
Industrials7.01%
Communication Services4.74%
Health Care4.23%
Real Estate2.86%
Basic Materials1.25%
Asset Allocation
Asset ClassValue
Cash2.05%
Equity97.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
15%₹36 Cr122,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK
5%₹13 Cr103,868
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
5%₹12 Cr25,900
↓ -2,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK
4%₹9 Cr52,213
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
3%₹7 Cr23,765
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 09988
3%₹7 Cr68,604
Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 500850
3%₹7 Cr85,863
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454
3%₹7 Cr17,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 24 | LT
3%₹7 Cr18,306
AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 01299
3%₹6 Cr101,600
↓ -10,200

9. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 1 in ELSS category.  Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (28 Mar 25) ₹41.064 ↓ -0.19   (-0.45 %)
Net Assets (Cr) ₹4,053 on 28 Feb 25
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio -0.19
Information Ratio -0.07
Alpha Ratio 3.07
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,766
28 Feb 22₹14,740
28 Feb 23₹15,561
29 Feb 24₹20,463
28 Feb 25₹20,965

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 7.2%
3 Month -7%
6 Month -13%
1 Year 9.7%
3 Year 13.9%
5 Year 24.1%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 19.5%
2022 24%
2021 5.9%
2020 30.4%
2019 11.9%
2018 13.6%
2017 -8.4%
2016 46%
2015 2.1%
2014 13.3%
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Sailesh Jain16 Dec 213.21 Yr.
Tejas Gutka9 Mar 213.98 Yr.

Data below for Tata India Tax Savings Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services31.02%
Consumer Cyclical15.05%
Industrials14.96%
Technology7.95%
Basic Materials7.21%
Energy5.19%
Communication Services3.74%
Health Care3.54%
Real Estate2.78%
Utility2.54%
Consumer Defensive1.49%
Asset Allocation
Asset ClassValue
Cash4.54%
Equity95.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
7%₹293 Cr1,725,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
6%₹266 Cr2,125,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
5%₹218 Cr1,160,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
4%₹171 Cr1,350,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
4%₹168 Cr2,175,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
3%₹153 Cr940,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
3%₹128 Cr1,300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
3%₹126 Cr352,147
NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 532555
3%₹112 Cr3,451,000
Pricol Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | PRICOLLTD
2%₹103 Cr2,037,000

10. Aditya Birla Sun Life Regular Savings Fund

(Erstwhile Aditya Birla Sun Life MIP II - Wealth 25 Plan)

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Aditya Birla Sun Life Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 22 May 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 4 in Hybrid Debt category.  Return for 2024 was 10.5% , 2023 was 9.6% and 2022 was 5.3% .

Below is the key information for Aditya Birla Sun Life Regular Savings Fund

Aditya Birla Sun Life Regular Savings Fund
Growth
Launch Date 22 May 04
NAV (28 Mar 25) ₹64.4477 ↑ 0.09   (0.13 %)
Net Assets (Cr) ₹1,374 on 28 Feb 25
Category Hybrid - Hybrid Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 0.28
Information Ratio -0.1
Alpha Ratio 0.96
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Hybrid Debt

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,550
28 Feb 22₹12,870
28 Feb 23₹13,268
29 Feb 24₹14,728
28 Feb 25₹15,888

Aditya Birla Sun Life Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Aditya Birla Sun Life Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.4%
3 Month 0.9%
6 Month 1%
1 Year 9.5%
3 Year 8%
5 Year 12.3%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 10.5%
2022 9.6%
2021 5.3%
2020 13.4%
2019 9.2%
2018 5.8%
2017 -2.2%
2016 15.5%
2015 13.1%
2014 5.4%
Fund Manager information for Aditya Birla Sun Life Regular Savings Fund
NameSinceTenure
Mohit Sharma31 Oct 240.33 Yr.
Harshil Suvarnkar22 Mar 213.95 Yr.

Data below for Aditya Birla Sun Life Regular Savings Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash4.8%
Equity22.86%
Debt72.01%
Other0.33%
Equity Sector Allocation
SectorValue
Financial Services7.91%
Technology2.86%
Consumer Cyclical1.83%
Industrials1.69%
Basic Materials1.58%
Energy1.48%
Health Care1.45%
Real Estate1.31%
Communication Services1.11%
Consumer Defensive0.89%
Utility0.75%
Debt Sector Allocation
SectorValue
Corporate42.7%
Government29.31%
Cash Equivalent4.8%
Credit Quality
RatingValue
AA8.73%
AAA91.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
4%₹60 Cr6,000
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹35 Cr3,500,000
↓ -1,500,000
07.49 Tn SDL 2034
Sovereign Bonds | -
2%₹31 Cr3,000,000
Bajaj Housing Finance Limited
Debentures | -
2%₹30 Cr300
LIC Housing Finance Limited
Debentures | -
2%₹30 Cr3,000
Nuvama Wealth Finance Limited 9.75%
Debentures | -
2%₹30 Cr3,000
↑ 3,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
2%₹29 Cr232,335
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | HDFCBANK
2%₹29 Cr169,353
↑ 25,000
Rural Electrification Corporation Limited
Debentures | -
2%₹26 Cr250
Bharti Telecom Limited
Debentures | -
2%₹25 Cr2,500

11. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Ranked 2 in Sectoral category.  Return for 2024 was 20.1% , 2023 was 30.2% and 2022 was 9.3% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund
Growth
Launch Date 12 May 06
NAV (28 Mar 25) ₹88.8639 ↓ -0.26   (-0.29 %)
Net Assets (Cr) ₹1,398 on 28 Feb 25
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.23
Sharpe Ratio 0.08
Information Ratio 0.02
Alpha Ratio 2.03
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,448
28 Feb 22₹13,007
28 Feb 23₹13,929
29 Feb 24₹18,860
28 Feb 25₹20,135

Sundaram Rural and Consumption Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 3.2%
3 Month -8.9%
6 Month -16.4%
1 Year 9.3%
3 Year 17.6%
5 Year 23.1%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 20.1%
2022 30.2%
2021 9.3%
2020 19.3%
2019 13.5%
2018 2.7%
2017 -7.8%
2016 38.7%
2015 21.1%
2014 6.3%
Fund Manager information for Sundaram Rural and Consumption Fund
NameSinceTenure
Ratish Varier1 Jan 223.16 Yr.

Data below for Sundaram Rural and Consumption Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Consumer Cyclical43.4%
Consumer Defensive32.21%
Communication Services12.27%
Health Care2.81%
Financial Services2.64%
Real Estate1.64%
Basic Materials1.46%
Asset Allocation
Asset ClassValue
Cash3.57%
Equity96.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL
10%₹153 Cr939,519
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC
9%₹134 Cr2,991,251
Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN
7%₹106 Cr303,263
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M
7%₹105 Cr350,492
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR
6%₹86 Cr350,212
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI
5%₹83 Cr67,306
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | 543320
4%₹66 Cr3,000,962
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | UNITDSPR
4%₹65 Cr453,496
Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 523025
4%₹59 Cr245,560
Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 500251
3%₹50 Cr86,291
↑ 9,192

12. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.9% since its launch.  Ranked 2 in Hybrid Debt category.  Return for 2024 was 11.4% , 2023 was 11.4% and 2022 was 5.1% .

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (28 Mar 25) ₹72.781 ↑ 0.04   (0.05 %)
Net Assets (Cr) ₹3,086 on 15 Mar 25
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio 0.23
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Debt

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,143
28 Feb 22₹12,098
28 Feb 23₹12,681
29 Feb 24₹14,489
28 Feb 25₹15,612

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.2%
3 Month 0.8%
6 Month 0.5%
1 Year 8.9%
3 Year 9.4%
5 Year 10.9%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 11.4%
2022 11.4%
2021 5.1%
2020 9.9%
2019 10.9%
2018 9.6%
2017 5.1%
2016 12.9%
2015 10.9%
2014 6.4%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1311.45 Yr.
Akhil Kakkar22 Jan 241.11 Yr.
Roshan Chutkey2 May 222.83 Yr.
Sharmila D’mello31 Jul 222.59 Yr.

Data below for ICICI Prudential MIP 25 as on 15 Mar 25

Asset Allocation
Asset ClassValue
Cash15.49%
Equity21.5%
Debt62.45%
Other0.56%
Equity Sector Allocation
SectorValue
Financial Services6.59%
Consumer Cyclical3.56%
Health Care3.13%
Basic Materials2.42%
Consumer Defensive1.87%
Communication Services1.66%
Utility0.79%
Industrials0.55%
Technology0.52%
Energy0.42%
Debt Sector Allocation
SectorValue
Corporate44.63%
Government20.28%
Cash Equivalent11.56%
Securitized1.47%
Credit Quality
RatingValue
A8.61%
AA35.36%
AAA56.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹265 Cr25,815,500
7.53% Govt Stock 2034
Sovereign Bonds | -
5%₹168 Cr16,574,750
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹117 Cr11,500,000
State Bank Of India
Debentures | -
3%₹98 Cr1,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
3%₹79 Cr800
360 One Prime Limited
Debentures | -
2%₹75 Cr7,500
Yes Bank Limited
Debentures | -
2%₹64 Cr650
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK
2%₹62 Cr489,871
7.26% Govt Stock 2033
Sovereign Bonds | -
2%₹56 Cr5,463,150
Godrej Industries Limited
Debentures | -
2%₹50 Cr5,000

13. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch.  Ranked 2 in Retirement Fund category.  Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% .

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate
Growth
Launch Date 1 Nov 11
NAV (28 Mar 25) ₹59.2572 ↑ 0.15   (0.25 %)
Net Assets (Cr) ₹1,908 on 28 Feb 25
Category Solutions - Retirement Fund
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio -0.08
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-60 Years (1%),60 Years and above(NIL)
Sub Cat. Retirement Fund

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,054
28 Feb 22₹13,292
28 Feb 23₹13,582
29 Feb 24₹17,488
28 Feb 25₹18,324

Tata Retirement Savings Fund-Moderate SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 5.4%
3 Month -7.7%
6 Month -10.3%
1 Year 8.8%
3 Year 12.8%
5 Year 18.8%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 19.5%
2022 25.3%
2021 -1.9%
2020 20.5%
2019 15.1%
2018 8.6%
2017 -3.6%
2016 38.8%
2015 6.7%
2014 7.7%
Fund Manager information for Tata Retirement Savings Fund-Moderate
NameSinceTenure
Murthy Nagarajan1 Apr 177.92 Yr.
Sonam Udasi1 Apr 168.92 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash15.54%
Equity76.71%
Debt7.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK
6%₹117 Cr687,500
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS
4%₹87 Cr211,500
↑ 13,500
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC
4%₹72 Cr1,613,000
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO
3%₹58 Cr266,500
BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE
3%₹57 Cr108,000
↓ -7,000
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS
3%₹56 Cr54,540
↑ 608
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
3%₹52 Cr414,000
↑ 40,000
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 543320
3%₹52 Cr2,367,000
Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL
2%₹43 Cr315,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | 590003
2%₹38 Cr1,602,000
↓ -198,000

14. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Plan is a Debt - Dynamic Bond fund was launched on 20 Jan 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 1 in Dynamic Bond category.  Return for 2024 was 8.2% , 2023 was 7.6% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan
Growth
Launch Date 20 Jan 10
NAV (28 Mar 25) ₹36.2049 ↑ 0.06   (0.17 %)
Net Assets (Cr) ₹14,049 on 15 Mar 25
Category Debt - Dynamic Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.36
Sharpe Ratio 0.87
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.82%
Effective Maturity 8 Years 11 Months 5 Days
Modified Duration 4 Years 4 Months 2 Days
Sub Cat. Dynamic Bond

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,866
28 Feb 22₹11,394
28 Feb 23₹11,981
29 Feb 24₹12,947
28 Feb 25₹13,975

ICICI Prudential Long Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 1.5%
3 Month 2.7%
6 Month 4.2%
1 Year 8.7%
3 Year 7.5%
5 Year 7.1%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.2%
2022 7.6%
2021 4.5%
2020 4.3%
2019 11.8%
2018 10.2%
2017 6.2%
2016 5.1%
2015 16.9%
2014 5.7%
Fund Manager information for ICICI Prudential Long Term Plan
NameSinceTenure
Manish Banthia28 Sep 1212.43 Yr.
Nikhil Kabra22 Jan 241.11 Yr.

Data below for ICICI Prudential Long Term Plan as on 15 Mar 25

Asset Allocation
Asset ClassValue
Cash14.6%
Debt85.13%
Other0.27%
Debt Sector Allocation
SectorValue
Government48.99%
Corporate37.71%
Cash Equivalent13.03%
Credit Quality
RatingValue
AA34.44%
AAA65.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
38%₹5,109 Cr499,431,490
7.93% Govt Stock 2033
Sovereign Bonds | -
5%₹688 Cr66,848,050
7.53% Govt Stock 2034
Sovereign Bonds | -
3%₹460 Cr45,460,800
Nirma Limited
Debentures | -
1%₹202 Cr20,000
Godrej Properties Limited
Debentures | -
1%₹201 Cr20,000
Oberoi Realty Ltd.
Debentures | -
1%₹200 Cr20,000
Tata Projects Limited
Debentures | -
1%₹199 Cr20,000
↑ 20,000
Bharti Telecom Limited
Debentures | -
1%₹161 Cr16,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
1%₹150 Cr15,000
↑ 15,000
SEIl Energy India Limited
Debentures | -
1%₹149 Cr15,000

15. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 1 in Corporate Bond category.  Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund
Growth
Launch Date 3 Mar 97
NAV (28 Mar 25) ₹110.57 ↑ 0.19   (0.17 %)
Net Assets (Cr) ₹25,293 on 28 Feb 25
Category Debt - Corporate Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.5
Sharpe Ratio 1.37
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.48%
Effective Maturity 5 Years 8 Months 19 Days
Modified Duration 3 Years 9 Months 14 Days
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,921
28 Feb 22₹11,505
28 Feb 23₹12,006
29 Feb 24₹12,959
28 Feb 25₹14,008

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 1.3%
3 Month 2.5%
6 Month 4%
1 Year 8.7%
3 Year 7.1%
5 Year 7.2%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.5%
2022 7.3%
2021 4.1%
2020 4%
2019 11.9%
2018 9.6%
2017 7%
2016 6.5%
2015 10.2%
2014 8.9%
Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
NameSinceTenure
Kaustubh Gupta12 Apr 213.89 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.14%
Debt96.6%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate58.67%
Government37.73%
Cash Equivalent3.14%
Securitized0.19%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
9%₹2,196 Cr214,661,700
↑ 48,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹2,114 Cr206,000,000
↓ -46,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
6%₹1,624 Cr158,324,100
↑ 1,500,000
Small Industries Development Bank Of India
Debentures | -
3%₹769 Cr77,050
Small Industries Development Bank Of India
Debentures | -
2%₹599 Cr6,000
Bajaj Housing Finance Limited
Debentures | -
2%₹556 Cr55,000
Bajaj Finance Limited
Debentures | -
2%₹454 Cr45,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹437 Cr43,500
Ncd Small Industries Development Bank Of India
Debentures | -
2%₹400 Cr40,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹399 Cr4,000

Mutual Fund Investment Options

Ideally, there are two options to invest in Mutual FundsSIP and lump sum. In a SIP, an investor can invest periodically, i.e., monthly, quarterly, etc. Whereas, in a lump sum, investors have to make one-time payment as an investment. Here, the deposit does not take place at multiple times.

In a SIP, investors can start their monthly investment with just INR 500, and in a lump sum, one can start investing with INR 5000. If you are a first-time investor, you can either use a sip calculator or a lump sum calculator to pre-determine your investments before investing.

SIP Calculator

When using a SIP calculator, one has to fill certain variables, that include-

  • The desired investment duration
  • The estimated monthly SIP amount
  • Expected inflation rate (annual) for the years to come
  • Long-term growth rate on investments

Once you feed all the above-mentioned information, the calculator will end up giving you the amount you will receive (your SIP returns) after the number of years mentioned. Your net profit will be highlighted as well so that you can estimate your goal fulfilment accordingly.

Lump Sum Calculator

Individuals who are new to investment, find it difficult to understand the concept of lumpsum calculator and its functioning. Therefore, to ease out the complexities, the detailed information about the calculation is given. Go through this information to understand the process. The input data that needs to be fed in the lumpsum calculator includes:

  • The tenure of lumpsum investment
  • The amount of money is being invested through lumpsum mode
  • Expected rate of returns in the long-term from equity markets
  • Expected annual inflation rate

How to Invest in Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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