8 सर्वोत्तम कामगिरी करणारे हायब्रीड बॅलन्स्ड म्युच्युअल फंड 2022 | Fincash.com

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हायब्रीड किंवा बॅलन्स्ड म्युच्युअल फंडात गुंतवणूक का करावी?
आर्थिक वर्ष 22 - 23 मधील गुंतवणुकीसाठी शीर्ष 8 हायब्रिड म्युच्युअल फंड
हायब्रिड / बॅलन्स्ड म्युच्युअल फंड मूलभूत गोष्टी
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बॅलन्स्ड फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?
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8 सर्वोत्कृष्ट हायब्रिड बॅलन्स्ड म्युच्युअल फंड 2022

Updated on December 17, 2024 , 43545 views

हायब्रिड फंड या नावानेही ओळखले जातातसंतुलित निधी. हायब्रीड फंड हा एक प्रकार आहेम्युच्युअल फंड जे इक्विटी आणि दोन्हीमध्ये गुंतवणूक करतातडेट म्युच्युअल फंड. दुसऱ्या शब्दांत, हा फंड कर्ज आणि इक्विटी या दोन्हींचे संयोजन म्हणून कार्य करतो, जेथे सुमारे 65% पोर्टफोलिओ इक्विटीसाठी समर्पित आहे आणि उर्वरित निश्चित करण्यासाठीउत्पन्न साधने

ज्या गुंतवणूकदारांना भीती वाटते त्यांच्यासाठी हायब्रीड फंड हा एक उत्तम पर्याय आहेगुंतवणूक मध्येइक्विटी फंड. हा फंड जोखमीचा भाग कमी करेल आणि कालांतराने इष्टतम परतावा मिळण्यास मदत करेल. सर्वोत्तम संभाव्य नफा मिळविण्यासाठी, गुंतवणूकदारांना सर्वोत्तम हायब्रिड म्युच्युअल फंड किंवा सर्वोत्तम संतुलित फंडांमध्ये गुंतवणूक करण्याचा सल्ला दिला जातो. अशा प्रकारे, तुमच्यासाठी गुंतवणुकीची प्रक्रिया सुलभ करण्यासाठी, आम्ही खालील लेखात 2022 - 2023 मध्ये गुंतवणुकीसाठी काही उच्च कामगिरी करणाऱ्या हायब्रिड फंडांची निवड केली आहे.

हायब्रीड किंवा बॅलन्स्ड म्युच्युअल फंडात गुंतवणूक का करावी?

हायब्रीड फंड पोर्टफोलिओ संतुलित करण्यास मदत करतात. फंड दोन्ही समभागांमध्ये गुंतवणूक करतो म्हणून आणिबंध, संतुलित म्युच्युअल फंडात गुंतवणूक करून गुंतवणूकदार सहजपणे संतुलित पोर्टफोलिओ तयार करू शकतात. ही योजना विविधीकरण फायदे देखील प्रदान करते. विविधीकरणामुळे स्थिर परतावा मिळण्यास मदत होते; जेणेकरून एक फंड कमी कामगिरी करत असेल तर इतर पोर्टफोलिओ स्थिर करू शकतील. यामुळे पोर्टफोलिओची एकूण जोखीम कमी होईल.
ज्यांना त्यांची इक्विटी गुंतवणूक सुरू करायची आहे त्यांच्यासाठी हायब्रीड किंवा बॅलन्स्ड फंड हे गेटवे आहेत. हे लहान ते मध्य कालावधीत इष्टतम परतावा मिळविण्यात मदत करेल. हे सतत बदलत असलेल्या इक्विटीच्या मोठ्या पडझडीला देखील प्रतिबंध करेलबाजार परिस्थिती. शिवाय, हायब्रीड फंडांमध्ये मध्यम पातळीची जोखीम असते, तर इक्विटी फंडांमध्ये उच्च पातळीवरील गुंतवणुकीची जोखीम असते.
तद्वतच, ज्या गुंतवणूकदारांना हवे आहे त्यांच्यासाठी हायब्रीड फंड हा एक चांगला गुंतवणूक पर्याय असू शकतोम्युच्युअल फंडात गुंतवणूक करा. या फंडांमध्ये दोन्ही जगातील सर्वोत्तम गोष्टी आहेत: इक्विटीचे फायदे मिळवताना अनिश्चित उत्पन्न गुंतवणूक अशा प्रकारे, गुंतवणूकदार वरील सूचीबद्ध सर्वोत्तम हायब्रिड म्युच्युअल फंड निवडू शकतात आणि योजनेत गुंतवणूक करून चांगला नफा मिळवू शकतात.

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आर्थिक वर्ष 22 - 23 मधील गुंतवणुकीसाठी शीर्ष 8 हायब्रिड म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
JM Equity Hybrid Fund Growth	₹123.226 ↓ -1.78	₹720	-5.2	0.6	30	23.6	23.8	33.8
HDFC Balanced Advantage Fund Growth	₹502.616 ↓ -2.33	₹95,570	-1.2	2.9	18.5	22.6	20.2	31.3
ICICI Prudential Equity and Debt Fund Growth	₹361.71 ↓ -4.04	₹40,089	-4.7	3.3	19.3	19.9	21.4	28.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹39.2 ↓ -0.67	₹1,054	0.2	5.2	29.6	19.7	27.1	33.7
UTI Hybrid Equity Fund Growth	₹393.408 ↓ -4.77	₹6,107	-2	6.5	22.4	17.6	19	25.5
Kotak Equity Hybrid Fund Growth	₹61.046 ↓ -0.82	₹6,815	-0.1	6.8	23.9	16.5	18.4	20.1
Nippon India Equity Hybrid Fund Growth	₹100.748 ↓ -1.37	₹3,850	-2.5	4.7	18.2	16.2	13.4	24.1
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

*निधीची यादी आधारभूत आहेमालमत्ता > 500 कोटी & क्रमवारी लावली3 वर्षCAGR परतावा.

हायब्रिड / बॅलन्स्ड म्युच्युअल फंड मूलभूत गोष्टी

1. संतुलित निधी समजून घेणे

भारतात, बॅलन्स फंड सामान्यत: त्यांच्या पोर्टफोलिओपैकी 65% स्टॉक/इक्विटी/शेअर्समध्ये गुंतवतात आणि उर्वरित संसाधने बाँड्स आणि कॉर्पोरेट बाँड/सरकारी बाँड्स/इन्फ्रास्ट्रक्चर बॉन्ड्स सारख्या इतर कर्ज साधनांमध्ये गुंतवतात. त्यामुळे संतुलित फंड हे सहसा इक्विटी ओरिएंटेड हायब्रिड फंड असतात. ते प्रथमच गुंतवणूकदारांसाठी योग्य पर्याय म्हणून काम करतात ज्यांच्याकडे कमी-जोखीम भूक. ते अशा गुंतवणूकदारांसाठी आहेत ज्यांना जोखमीचे पर्याय घ्यायचे नाहीत पण तरीही हवे आहेतभांडवल प्रशंसा तसेच 65% आणि 35% इक्विटी असलेले डेट ओरिएंटेड संकरित/संतुलित फंड आहेत.

2. हायब्रीड म्युच्युअल फंडाचे प्रकार

म्युच्युअल फंडाच्या अलीकडील (मार्च - एप्रिल 2018) वर्गीकरणावर आधारितसेबी. हायब्रीड फंडाचे प्रकार खालीलप्रमाणे.

प्रकार	तपशील
हायब्रीड इक्विटी	65% इक्विटी 35% कर्ज
संकरित कर्ज	65% कर्ज 35% इक्विटी
लवाद	100% इक्विटी आर्बिट्रेज
डायनॅमिक वाटप	मूल्यमापनावर आधारित डायनॅमिक ऍलोकाइटन
इक्विटी बचत	आर्बिट्राज संधी, इक्विटी / इक्विटी संबंधित साधनांमध्ये गुंतवणूक आणि कर्ज /पैसा बाजार साधने
बहु मालमत्ता	सारखी अनेक मालमत्ताफ्लोटिंग रेट आणि निश्चित दर कर्ज साधने, इक्विटी, मनी मार्केट साधने आणि डेरिव्हेटिव्ह्ज
संतुलित संकरित	५०% इक्विटी ५०% कर्ज

3. संतुलित निधीचे फायदे

बॅलन्स फंड म्युच्युअल फंडाच्या एकाच डॉकेटच्या रूपात विविधीकरणाची सुविधा देतात. अगुंतवणूकदार अशा प्रकारे निधीचे पुष्पगुच्छ विश्लेषण आणि निवडण्याच्या त्रासातून जाणे आवश्यक आहे. एक व्यावसायिक प्रशिक्षित आणि अनुभवी फंड व्यवस्थापक गुंतवणूकदारासाठी हे काम करतो. कर्ज आणि इक्विटी घटकांचे गणना केलेले संयोजन फंडांना बाजारातील अस्थिरतेसाठी कमी असुरक्षित बनवते. फंडाच्या इक्विटी घटकांचे उद्दिष्ट भांडवल वाढ निर्माण करणे आहे आणि त्यांचे कर्ज घटक बाजारातील अनपेक्षित सुधारणांपासून गुंतवणुकीचे संरक्षण करण्यासाठी सिक्युरिटीज म्हणून काम करतात.

4. संतुलित निधीचे तोटे

जरी असे दिसते की संतुलित निधी अक्षरशः जोखीममुक्त असतात, परंतु ते पूर्णपणे तसे नाही. संतुलित निधीचा स्वतःचा जोखमीचा वाटा असतो. अनेक स्टॉक्स आणि डेट इन्स्ट्रुमेंट्समध्ये थेट गुंतवणुकीच्या बाबतीत, एखादी व्यक्ती विविध फंडांमध्ये विविधीकरण म्हणून संसाधने पुनर्स्थित करू शकते.कर नियोजन किंवा संपत्ती निर्मिती. तथापि, शिल्लक निधीमध्ये, संसाधन वाटपाचा निर्णय निधी व्यवस्थापकाकडे असल्याने, सानुकूलित विविधता शक्य नाही.

5. उत्तम जोखीम-आधारित परतावा

समतोल फंडांनी दीर्घकाळात इक्विटी परताव्याच्या तुलनेत चांगले जोखीम-समायोजित परतावा दिला आहे. खाली दिलेली तुलना काही विशिष्ट गृहीतकावर आधारित आहे जी भविष्यात वेळोवेळी बदलू शकते.

निधी श्रेणी	5 वर्षांचा रोलिंग रिटर्न	जोखीम-आधारित इयत्ता विचलन
संतुलित निधी	13.20%	२.९
लार्ज कॅप फंड	12.90%	३.४७
मिड-कॅप आणि लार्ज कॅप फंड	13.96%	३.८२
वैविध्यपूर्ण निधी	14.91%	३.९६

1. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

JM Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 35 in Hybrid Equity category. Return for 2023 was 33.8% , 2022 was 8.1% and 2021 was 22.9% .

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (20 Dec 24)	₹123.226 ↓ -1.78 (-1.42 %)
Net Assets (Cr)	₹720 on 30 Nov 24
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	1.96
Information Ratio	1.61
Alpha Ratio	11.84
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹12,601
30 Nov 21	₹15,991
30 Nov 22	₹17,656
30 Nov 23	₹22,312
30 Nov 24	₹29,843

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.5%
3 Month	-5.2%
6 Month	0.6%
1 Year	30%
3 Year	23.6%
5 Year	23.8%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%
2014	33.4%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.17 Yr.
Asit Bhandarkar	31 Dec 21	2.92 Yr.
Chaitanya Choksi	20 Aug 21	3.28 Yr.
Ruchi Fozdar	4 Oct 24	0.16 Yr.

Data below for JM Equity Hybrid Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	5.94%
Equity	74.96%
Debt	19.1%

Equity Sector Allocation

Sector	Value
Financial Services	17.09%
Technology	11.7%
Industrials	10.68%
Health Care	9.58%
Consumer Cyclical	9.53%
Basic Materials	6.19%
Consumer Defensive	4.41%
Communication Services	3.73%
Energy	1.23%
Real Estate	0.81%

Debt Sector Allocation

Sector	Value
Government	11.44%
Corporate	7.67%
Cash Equivalent	5.94%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	5%	₹33 Cr	190,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹31 Cr	3,050,000 ↑ 500,000
Infosys Ltd (Technology) Equity, Since 30 Nov 20 \| INFY	4%	₹30 Cr	170,000 ↑ 90,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| 532215	3%	₹23 Cr	200,000 ↑ 75,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	3%	₹21 Cr	163,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| ITC	3%	₹20 Cr	410,000 ↑ 100,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹17 Cr	1,700,000
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 532977	2%	₹15 Cr	14,780 ↑ 2,500
Akums Drugs and Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 24 \| AKUMS	2%	₹14 Cr	162,542
Varun Beverages Ltd (Consumer Defensive) Equity, Since 30 Apr 24 \| VBL	2%	₹13 Cr	220,000

2. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch. Ranked 23 in Dynamic Allocation category. Return for 2023 was 31.3% , 2022 was 18.8% and 2021 was 26.4% .

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (19 Dec 24)	₹502.616 ↓ -2.33 (-0.46 %)
Net Assets (Cr)	₹95,570 on 30 Nov 24
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.43
Sharpe Ratio	1.98
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,985
30 Nov 21	₹13,508
30 Nov 22	₹16,323
30 Nov 23	₹19,916
30 Nov 24	₹24,965

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	2%
3 Month	-1.2%
6 Month	2.9%
1 Year	18.5%
3 Year	22.6%
5 Year	20.2%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%
2014	51.8%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	2.34 Yr.
Gopal Agrawal	29 Jul 22	2.34 Yr.
Arun Agarwal	6 Oct 22	2.16 Yr.
Srinivasan Ramamurthy	29 Jul 22	2.34 Yr.
Nirman Morakhia	15 Feb 23	1.79 Yr.
Dhruv Muchhal	22 Jun 23	1.45 Yr.

Data below for HDFC Balanced Advantage Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	16.67%
Equity	53.2%
Debt	30.13%

Equity Sector Allocation

Sector	Value
Financial Services	23.11%
Industrials	9.45%
Energy	7.72%
Consumer Cyclical	4.98%
Utility	4.78%
Technology	4.34%
Health Care	4.26%
Consumer Defensive	2.91%
Communication Services	2.68%
Basic Materials	1.87%
Real Estate	1.37%

Debt Sector Allocation

Sector	Value
Government	18.18%
Cash Equivalent	16.67%
Corporate	11.95%

Credit Quality

Rating	Value
AA	2.32%
AAA	96.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	7%	₹6,173 Cr	35,564,751
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹3,598 Cr	27,841,624 ↑ 53,900
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹3,236 Cr	39,455,000
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	3%	₹2,872 Cr	70,355,915 ↓ -500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	3%	₹2,856 Cr	21,437,788 ↑ 6,417,422
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹2,767 Cr	272,581,800
Coal India Ltd (Energy) Equity, Since 31 Jan 18 \| COALINDIA	3%	₹2,525 Cr	55,854,731 ↓ -1,427,383
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,346 Cr	6,476,733 ↑ 3,150
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	2%	₹2,340 Cr	13,314,298
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,333 Cr	228,533,300

3. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

ICICI Prudential Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 7 in Hybrid Equity category. Return for 2023 was 28.2% , 2022 was 11.7% and 2021 was 41.7% .

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (20 Dec 24)	₹361.71 ↓ -4.04 (-1.10 %)
Net Assets (Cr)	₹40,089 on 30 Nov 24
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	1.74
Information Ratio	1.76
Alpha Ratio	3.85
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,154
30 Nov 21	₹15,389
30 Nov 22	₹17,785
30 Nov 23	₹21,172
30 Nov 24	₹26,558

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.9%
3 Month	-4.7%
6 Month	3.3%
1 Year	19.3%
3 Year	19.9%
5 Year	21.4%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%
2015	2.1%
2014	45.6%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	8.99 Yr.
Manish Banthia	19 Sep 13	11.21 Yr.
Mittul Kalawadia	29 Dec 20	3.93 Yr.
Akhil Kakkar	22 Jan 24	0.86 Yr.
Sri Sharma	30 Apr 21	3.59 Yr.
Sharmila D’mello	31 Jul 22	2.34 Yr.
Nitya Mishra	4 Nov 24	0.07 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	12.19%
Equity	71.37%
Debt	15.7%

Equity Sector Allocation

Sector	Value
Financial Services	19.95%
Consumer Cyclical	11.29%
Utility	6.66%
Energy	6.35%
Health Care	6.05%
Industrials	4.92%
Communication Services	4.67%
Consumer Defensive	3.79%
Technology	3.57%
Basic Materials	2.32%
Real Estate	1.57%

Debt Sector Allocation

Sector	Value
Cash Equivalent	12.19%
Corporate	9.49%
Government	6.95%

Credit Quality

Rating	Value
A	3.14%
AA	29.48%
AAA	67.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	6%	₹2,601 Cr	63,727,942 ↑ 920,342
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	6%	₹2,530 Cr	19,579,632
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	6%	₹2,217 Cr	12,775,772
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| MARUTI	5%	₹1,912 Cr	1,726,496 ↑ 148,405
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 16 \| BHARTIARTL	4%	₹1,584 Cr	9,820,680
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹1,583 Cr	8,561,834
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Apr 17 \| 500312	3%	₹1,239 Cr	46,537,101 ↑ 8,459,299
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	3%	₹1,132 Cr	8,498,686 ↑ 470,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	2%	₹999 Cr	4,004,547 ↑ 164,262
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Jan 23 \| 540376	2%	₹861 Cr	2,189,548 ↑ 1,412,144

4. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

BOI AXA Mid and Small Cap Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 20 Jul 16. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.6% since its launch. Return for 2023 was 33.7% , 2022 was -4.8% and 2021 was 54.5% .

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (20 Dec 24)	₹39.2 ↓ -0.67 (-1.68 %)
Net Assets (Cr)	₹1,054 on 30 Nov 24
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.68
Sharpe Ratio	1.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹12,521
30 Nov 21	₹19,201
30 Nov 22	₹19,268
30 Nov 23	₹24,933
30 Nov 24	₹32,055

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	5.3%
3 Month	0.2%
6 Month	5.2%
1 Year	29.6%
3 Year	19.7%
5 Year	27.1%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015
2014

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	7.79 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	11.25%
Equity	73.64%
Debt	15.11%

Equity Sector Allocation

Sector	Value
Basic Materials	13.53%
Financial Services	11.73%
Industrials	11.43%
Consumer Cyclical	10.53%
Technology	9.51%
Health Care	6.16%
Energy	3.91%
Communication Services	2.91%
Consumer Defensive	2.77%
Utility	1.15%

Debt Sector Allocation

Sector	Value
Cash Equivalent	11.25%
Government	9.39%
Corporate	5.72%

Credit Quality

Rating	Value
AA	2.16%
AAA	97.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹28 Cr	410,000 ↑ 25,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 24 \| NAM-INDIA	2%	₹22 Cr	315,000 ↑ 35,000
Castrol India Ltd (Energy) Equity, Since 31 Jan 24 \| 500870	2%	₹21 Cr	1,001,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹20 Cr	2,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹20 Cr	2,000,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	2%	₹20 Cr	200,000
Coforge Ltd (Technology) Equity, Since 31 May 20 \| COFORGE	2%	₹20 Cr	25,600 ↑ 7,600
Oil India Ltd (Energy) Equity, Since 31 Mar 23 \| 533106	2%	₹18 Cr	390,169 ↓ -84,831
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹18 Cr	138,000
Small Industries Development Bank Of India Debentures \| -	2%	₹18 Cr	1,800,000

5. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

UTI Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 2 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch. Ranked 12 in Hybrid Equity category. Return for 2023 was 25.5% , 2022 was 5.6% and 2021 was 30.5% .

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (20 Dec 24)	₹393.408 ↓ -4.77 (-1.20 %)
Net Assets (Cr)	₹6,107 on 30 Nov 24
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	1.93
Information Ratio	1.69
Alpha Ratio	4.82
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,744
30 Nov 21	₹14,631
30 Nov 22	₹15,988
30 Nov 23	₹18,625
30 Nov 24	₹23,616

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	2.9%
3 Month	-2%
6 Month	6.5%
1 Year	22.4%
3 Year	17.6%
5 Year	19%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%
2014	32.8%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	15.2 Yr.
Sunil Patil	5 Feb 18	6.82 Yr.

Data below for UTI Hybrid Equity Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	2.75%
Equity	69.74%
Debt	27.52%

Equity Sector Allocation

Sector	Value
Financial Services	23.02%
Consumer Cyclical	8.24%
Technology	8.22%
Basic Materials	5.98%
Health Care	5.29%
Industrials	4.86%
Consumer Defensive	4.59%
Communication Services	4.21%
Energy	2.16%
Utility	2.13%
Real Estate	1.04%

Debt Sector Allocation

Sector	Value
Government	22.56%
Corporate	4.96%
Cash Equivalent	2.75%

Credit Quality

Rating	Value
AA	2.82%
AAA	97.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹421 Cr	2,341,646
7.18% Govt Stock 2037 Sovereign Bonds \| -	5%	₹333 Cr	3,250,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	5%	₹314 Cr	2,418,644 ↓ -14,433
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹269 Cr	2,600,000,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹236 Cr	1,271,115
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹209 Cr	2,050,000,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹202 Cr	4,242,150
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	2%	₹132 Cr	1,018,931 ↓ -168,251
7.41% Govt Stock 2036 Sovereign Bonds \| -	2%	₹130 Cr	1,250,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹123 Cr	1,200,000,000

6. Kotak Equity Hybrid Fund

(Erstwhile Kotak Balance Fund)

The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Kotak Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.2% since its launch. Ranked 17 in Hybrid Equity category. Return for 2023 was 20.1% , 2022 was 5% and 2021 was 28.9% .

Below is the key information for Kotak Equity Hybrid Fund

Kotak Equity Hybrid Fund Growth
Launch Date	3 Nov 14
NAV (20 Dec 24)	₹61.046 ↓ -0.82 (-1.33 %)
Net Assets (Cr)	₹6,815 on 30 Nov 24
Category	Hybrid - Hybrid Equity
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	2.06
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,106
30 Nov 21	₹14,813
30 Nov 22	₹16,078
30 Nov 23	₹18,105
30 Nov 24	₹23,230

Kotak Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Kotak Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.8%
3 Month	-0.1%
6 Month	6.8%
1 Year	23.9%
3 Year	16.5%
5 Year	18.4%
10 Year
15 Year
Since launch	13.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.1%
2022	5%
2021	28.9%
2020	15.4%
2019	14.1%
2018	-6.2%
2017	23.2%
2016	11%
2015	1.9%
2014

Fund Manager information for Kotak Equity Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	4 Jun 09	15.5 Yr.
Atul Bhole	22 Jan 24	0.86 Yr.

Data below for Kotak Equity Hybrid Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	1.64%
Equity	73.28%
Debt	25.07%

Equity Sector Allocation

Sector	Value
Financial Services	14.72%
Technology	13.69%
Industrials	10.42%
Basic Materials	8.77%
Health Care	6.45%
Consumer Cyclical	4.09%
Consumer Defensive	3.73%
Communication Services	3.61%
Utility	3.47%
Energy	2.75%
Real Estate	1.57%

Debt Sector Allocation

Sector	Value
Government	20.6%
Corporate	4.48%
Cash Equivalent	1.64%

Credit Quality

Rating	Value
A	0.9%
AA	3.73%
AAA	95.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹526 Cr	51,313,830 ↑ 5,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 11 \| HDFCBANK	4%	₹290 Cr	1,670,812
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 24 \| BHARTIARTL	4%	₹239 Cr	1,479,465 ↑ 200,000
Infosys Ltd (Technology) Equity, Since 30 Apr 10 \| INFY	3%	₹209 Cr	1,189,800
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Jan 22 \| OFSS	3%	₹186 Cr	170,981
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532810	3%	₹173 Cr	3,802,007 ↑ 350,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 19 \| 532555	3%	₹170 Cr	4,153,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| ICICIBANK	3%	₹167 Cr	1,290,708
Wipro Ltd (Technology) Equity, Since 30 Sep 24 \| 507685	2%	₹134 Cr	2,421,049 ↑ 750,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	2%	₹130 Cr	2,086,260

7. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.6% since its launch. Ranked 8 in Hybrid Equity category. Return for 2023 was 24.1% , 2022 was 6.6% and 2021 was 27.8% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (20 Dec 24)	₹100.748 ↓ -1.37 (-1.34 %)
Net Assets (Cr)	₹3,850 on 30 Nov 24
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	1.75
Information Ratio	1.65
Alpha Ratio	2.74
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹8,894
30 Nov 21	₹11,927
30 Nov 22	₹13,209
30 Nov 23	₹15,183
30 Nov 24	₹18,678

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	2.6%
3 Month	-2.5%
6 Month	4.7%
1 Year	18.2%
3 Year	16.2%
5 Year	13.4%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.1%
2022	6.6%
2021	27.8%
2020	-5.3%
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%
2014	43.2%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Meenakshi Dawar	10 Sep 21	3.23 Yr.
Kinjal Desai	25 May 18	6.53 Yr.
Sushil Budhia	1 Feb 20	4.84 Yr.
Akshay Sharma	1 Dec 22	2 Yr.

Data below for Nippon India Equity Hybrid Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	3.29%
Equity	75.9%
Debt	20.8%

Equity Sector Allocation

Sector	Value
Financial Services	23.33%
Consumer Cyclical	9.11%
Industrials	8.96%
Technology	8.37%
Health Care	5.99%
Consumer Defensive	4.45%
Energy	3.69%
Utility	3.63%
Communication Services	3.27%
Basic Materials	2.63%
Real Estate	2.22%

Debt Sector Allocation

Sector	Value
Corporate	13.83%
Government	6.42%
Cash Equivalent	3.29%
Securitized	0.55%

Credit Quality

Rating	Value
A	2.53%
AA	41.21%
AAA	56.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹212 Cr	1,182,356
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	5%	₹204 Cr	1,570,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	4%	₹136 Cr	730,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	3%	₹132 Cr	354,838
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹108 Cr	665,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| AXISBANK	3%	₹106 Cr	933,200
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	3%	₹104 Cr	806,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹102 Cr	10,000,000
NTPC Ltd (Utilities) Equity, Since 31 Aug 20 \| NTPC	3%	₹102 Cr	2,800,620
State Bank of India (Financial Services) Equity, Since 31 Jul 16 \| SBIN	2%	₹85 Cr	1,010,000

8. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Sundaram Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 23 Jun 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.8% since its launch. Ranked 25 in Hybrid Equity category. .

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,468
30 Nov 21	₹13,798

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

कर परिणाम

सरासरी ६५% किंवा त्यापेक्षा जास्त इक्विटी एक्सपोजर असलेले सर्व म्युच्युअल फंड कर आकारणीच्या उद्देशाने इक्विटी मालमत्ता वर्ग मानले जातात. त्यामुळे अल्पकालीनभांडवली नफा म्हणजे एक वर्षाच्या इक्विटी ओरिएंटेड बॅलन्ससह बुक केलेल्या नफ्यावर 15% कर आकारला जातो. हे फंड 12 महिन्यांपेक्षा जास्त कालावधीसाठी ठेवल्यास, त्यांच्या दीर्घकालीन भांडवली नफ्यावर 10% कर आकारला जातो, जर नफा रु. पेक्षा जास्त बुक केला जातो. 1 लाख (2018 च्या नवीनतम बजेटनुसार).

डेट ओरिएंटेड हायब्रीड फंड्ससाठी 20% कर इंडेक्सेशन बेनिफिटसह इतर कोणत्याही डेट इन्स्ट्रुमेंटप्रमाणे 3 वर्षे किंवा त्याहून अधिक कालावधीसाठी असेल तर. अल्प मुदतीच्या कराच्या किरकोळ दराने (टॅक्स स्लॅबनुसार) कर आकारला जातो.

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