Fincash »பரஸ்பர நிதி »கடன் நிதிகளில் சிறந்த நேரடி திட்டங்கள்
Table of Contents
- நேரடி நிதி உங்களுக்கு ஏன்?
- கடன் நிதி முதலீட்டைப் புரிந்துகொள்வது
- சிறந்த கடன் பரஸ்பர நிதி நேரடி திட்டங்கள்
Top 10 Funds
- Reliance Gilt Securities Fund - Direct
- Reliance Gilt Securities Fund - Direct
- Reliance Dynamic Bond Fund - Direct
- UTI Gilt Advantage Fund- LTP - Direct
- Axis Corporate Debt Opportunities Fund - Direct
- UTI Short Term Income Fund - Direct
- HDFC Floating Rate Income Fund - Short Term Plan - Direct
- Franklin India Income Builder Account - Plan A - Direct
- Franklin India Banking And PSU Debt Fund - Direct
- UTI Money Market Fund - Direct
கடன் பரஸ்பர நிதிகளில் சிறந்த நேரடி திட்டங்கள்
மியூச்சுவல் ஃபண்ட் வழக்கமான மற்றும் நேரடி இரண்டு திட்டங்களை வழங்குகிறது. வழக்கமான திட்டங்கள் பல ஆண்டுகளாக விருப்பத்தில் இருந்தபோதிலும், முதல் நேரடித் திட்டம் 2013 ஆம் ஆண்டில் அறிமுகப்படுத்தப்பட்டது. ஆனால், நேரடித் திட்டங்கள் புதிய முதலீட்டாளர்களிடையே அதன் தனித்துவமான அம்சங்கள் மற்றும் நன்மைகள் காரணமாக பெரும் புகழ் பெறுகின்றன. இருப்பினும், தற்போது நேரடித் திட்டங்கள் ஒரு வரையறுக்கப்பட்ட தளத்தின் மூலம் மட்டுமே கிடைக்கின்றன, ஆனால் அதன் தேவையைப் பார்க்கும்போது, பல சேனல்கள் நேரடித் திட்டங்களை அறிமுகப்படுத்துகின்றன. முதலீடு செய்ய விரும்பும் முதலீட்டாளர்கள்கடன் நிதி நேரடித் திட்டங்களைத் தேர்ந்தெடுப்பதன் மூலம், நேரடி நிதிகள், கடன் நிதிகளைப் பற்றிய சுருக்கமான புரிதல் மற்றும் சில சிறந்த நேரடித் திட்ட கடன் நிதிகள் பற்றிய ஒரு பார்வை இங்கே.
நேரடி நிதி உங்களுக்கு ஏன்?
வழக்கமான நிதிகளைப் போலன்றி, மியூச்சுவல் ஃபண்ட் நிறுவனத்திடமிருந்து வரையறுக்கப்பட்ட சேனல்கள் மூலமாக நேரடி நிதி கிடைக்கிறது, கார்வி / போன்ற ஆர்டிஏக்கள்CAMS, வரையறுக்கப்பட்ட மூன்றாம் தரப்பு பத்திர இடைத்தரகர்கள் மற்றும் நிதி இல்லத்தின் அங்கீகரிக்கப்பட்ட உள்ளூர் பிரதிநிதிகள். ஆலோசகர் அல்லது மத்தியஸ்தரின் உதவியின்றி தங்கள் முதலீடுகளை சுயாதீனமாக முதலீடு செய்து கண்காணிக்கக்கூடிய முதலீட்டாளர்கள் நிதி இல்லத்திலிருந்து நேரடி திட்டங்களில் முதலீடு செய்யலாம்.
நேரடி நிதிகளில், வழக்கமான நிதி போன்ற செலவுக் கட்டணங்கள் இல்லை. இல்லை எனவிநியோகஸ்தராக கட்டணங்கள் / பரிவர்த்தனை சார்ஜர்கள் போன்றவை நேரடி திட்டங்களின் செலவு விகிதம் குறைவாக உள்ளது. வருமானத்திலும் இந்த விளைவு. நேரடி மியூச்சுவல் ஃபண்டின் செலவு விகிதம் குறைவாக இருப்பதால், வருமானம் வழக்கமான திட்டங்களை விட சற்றே அதிகமாக இருக்கலாம்- சுமார் 0.5 சதவீதம் முதல் 1.5 சதவீதம் வரை. முதலீட்டாளர்கள் நேரடி நிதியைத் தேர்வுசெய்ய இது ஒரு காரணம்.
வெறுமனே, ஒருமுதலீட்டாளர் மியூச்சுவல் ஃபண்ட் முதலீட்டின் அனுபவம் மற்றும் சந்தை இயக்கங்களைப் பற்றிய நியாயமான அறிவு உள்ளவர்கள் நேரடித் திட்டங்களுக்கு முன்னுரிமை அளிக்க வேண்டும். புதிய முதலீட்டாளர்கள் பற்றி உறுதியாக தெரியவில்லைஆபத்து பசி சந்தை வெறுமனே விரும்ப வேண்டும்பரஸ்பர நிதி வழக்கமான திட்டங்களுடன்.
கடன் நிதி முதலீட்டைப் புரிந்துகொள்வது
கடன் நிதிகள் என்பது ஒரு வகை பரஸ்பர நிதிகள், அவை முக்கியமாக நிலையான வருமான பத்திரங்களில் முதலீடு செய்கின்றனபத்திரங்கள், அரசாங்க பத்திரங்கள், கருவூல பில்கள் போன்றவை கடன் நிதிகளின் வகைப்பாடுகளைப் பார்த்தால், அவை முதிர்வுக்கு ஏற்ப வகைப்படுத்தப்படுகின்றன- குறுகிய, நடுத்தர மற்றும் நீண்ட கால காலம். கடன் நிதிகளில் முதலீடு செய்ய விரும்பும் முதலீட்டாளர்களுக்கு இது பலவிதமான விருப்பங்களை வழங்குகிறது.
முதலீடுகளில் அதிக ஆபத்தை எடுக்க விரும்பாதவர்களுக்கு அல்லது தவிர்க்க விரும்புவோருக்கு கடன் நிதிகள் ஒரு நல்ல வழிமுதலீடு மிகவும் கொந்தளிப்பான நிலையில்பங்கு நிதிகள். இந்த நிதிகள் வழக்கமான மற்றும் நிலையான வருமானத்தை வழங்குகின்றன, இருப்பினும், பங்கு நிதிகளுடன் ஒப்பிடும்போது வருமானம் குறைவாக இருக்கும்.
முதிர்வுக்கு ஏற்ப கடன் நிதிகளின் வகைகள்
- குறுகிய கால கடன் நிதி- ஒரே இரவில் நிதி,திரவ நிதிகள், அல்ட்ராகுறுகிய கால நிதி, குறைந்த கால நிதி
- நடுத்தர கால கடன் நிதிகள்- குறுகிய கால நிதிகள், நடுத்தர கால நிதிகள், நடுத்தர முதல் நீண்ட கால நிதிகள்
- நீண்ட கால கடன் நிதிகள்- நீண்ட கால நிதி
- பாண்ட் சார்ந்த நிதிகள்-டைனமிக் பாண்ட் நிதிகள், கார்ப்பரேட் பத்திர நிதிகள்
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சிறந்த கடன் பரஸ்பர நிதி நேரடி திட்டங்கள்
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹41.0125
↓ 0.00 ₹1,986 2.1 5.8 11.1 6.6 7.1 7.6 Reliance Gilt Securities Fund - Direct Growth ₹40.9019
↓ 0.00 ₹1,986 2.1 5.8 11.1 6.6 7.1 7.6 Reliance Dynamic Bond Fund - Direct Growth ₹37.747
↑ 0.02 ₹4,372 2.4 5.5 10.3 6.4 6.7 7.1 UTI Gilt Advantage Fund- LTP - Direct Growth ₹61.9213
↓ -0.01 ₹663 1.8 5.2 10.2 6.2 6.4 7 Axis Corporate Debt Opportunities Fund - Direct Growth ₹17.0022
↑ 0.00 ₹6,098 2 4.7 8.9 6.7 7.4 7.5 UTI Short Term Income Fund - Direct Growth ₹31.9203 ₹2,830 2.1 4.3 8.7 6.6 8 7.6 HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹48.2736
↑ 0.01 ₹14,839 2.1 4.5 8.7 6.9 7 7.9 Franklin India Income Builder Account - Plan A - Direct Growth ₹100.698
↑ 0.06 ₹785 2.1 4.5 8.3 6.2 6.6 7.1 Franklin India Banking And PSU Debt Fund - Direct Growth ₹22.1847
↑ 0.00 ₹583 1.9 4.3 8.2 6.1 6.4 7.2 UTI Money Market Fund - Direct Growth ₹2,966.7
↑ 0.76 ₹13,635 1.9 3.8 7.8 6.6 6 7.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Nov 24
The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Gilt Securities Fund - Direct Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Reliance Dynamic Bond Fund - Direct Returns up to 1 year are on To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Advantage Fund- LTP - Direct Returns up to 1 year are on The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized. Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a Below is the key information for Axis Corporate Debt Opportunities Fund - Direct Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund - Direct Returns up to 1 year are on The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments. HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct Returns up to 1 year are on The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Income Builder Account - Plan A - Direct Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund - Direct Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund - Direct Returns up to 1 year are on 1. Reliance Gilt Securities Fund - Direct
CAGR/Annualized return of 9.4% since its launch. Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% . Reliance Gilt Securities Fund - Direct
Normal Growth, Growth Launch Date 23 Jul 13 NAV (05 Nov 24) ₹41.0125 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹1,986 on 30 Sep 24 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 1.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.95% Effective Maturity 19 Years 7 Months 6 Days Modified Duration 9 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,209 31 Oct 21 ₹11,607 31 Oct 22 ₹11,829 31 Oct 23 ₹12,643 31 Oct 24 ₹14,062 Returns for Reliance Gilt Securities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.5% 3 Month 2.1% 6 Month 5.8% 1 Year 11.1% 3 Year 6.6% 5 Year 7.1% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 19% 2015 7.5% 2014 20.1% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 3.5 Yr. Kinjal Desai 31 Oct 21 2.92 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.54% Debt 96.46% Debt Sector Allocation
Sector Value Government 96.46% Cash Equivalent 3.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.10%Goi 08/04/2034
Sovereign Bonds | -19% ₹379 Cr 37,000,000
↑ 4,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -12% ₹248 Cr 23,500,000 7.30 Goi 19062053
Sovereign Bonds | -11% ₹221 Cr 21,000,000 07.18 Goi 24072037
Sovereign Bonds | -8% ₹165 Cr 15,965,200
↑ 1,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹146 Cr 14,000,000 07.18 Goi 14082033
Sovereign Bonds | -7% ₹134 Cr 13,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -7% ₹130 Cr 12,565,600 7.23% Goi 15/04/2039
Sovereign Bonds | -6% ₹125 Cr 12,000,000 07.09 Goi 05082054
Sovereign Bonds | -4% ₹77 Cr 7,500,000 6.67% Govt Stock 2035
Sovereign Bonds | -2% ₹40 Cr 4,000,000 2. Reliance Gilt Securities Fund - Direct
CAGR/Annualized return of 9.2% since its launch. Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% . Reliance Gilt Securities Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Nov 24) ₹40.9019 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹1,986 on 30 Sep 24 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.64 Sharpe Ratio 1.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.95% Effective Maturity 19 Years 7 Months 6 Days Modified Duration 9 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,209 31 Oct 21 ₹11,607 31 Oct 22 ₹11,829 31 Oct 23 ₹12,642 31 Oct 24 ₹14,062 Returns for Reliance Gilt Securities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.5% 3 Month 2.1% 6 Month 5.8% 1 Year 11.1% 3 Year 6.6% 5 Year 7.1% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 3% 2021 2.8% 2020 12.3% 2019 13.4% 2018 9.1% 2017 4.6% 2016 18.3% 2015 7.5% 2014 20.1% Fund Manager information for Reliance Gilt Securities Fund - Direct
Name Since Tenure Pranay Sinha 31 Mar 21 3.5 Yr. Kinjal Desai 31 Oct 21 2.92 Yr. Data below for Reliance Gilt Securities Fund - Direct as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 3.54% Debt 96.46% Debt Sector Allocation
Sector Value Government 96.46% Cash Equivalent 3.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.10%Goi 08/04/2034
Sovereign Bonds | -19% ₹379 Cr 37,000,000
↑ 4,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -12% ₹248 Cr 23,500,000 7.30 Goi 19062053
Sovereign Bonds | -11% ₹221 Cr 21,000,000 07.18 Goi 24072037
Sovereign Bonds | -8% ₹165 Cr 15,965,200
↑ 1,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹146 Cr 14,000,000 07.18 Goi 14082033
Sovereign Bonds | -7% ₹134 Cr 13,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -7% ₹130 Cr 12,565,600 7.23% Goi 15/04/2039
Sovereign Bonds | -6% ₹125 Cr 12,000,000 07.09 Goi 05082054
Sovereign Bonds | -4% ₹77 Cr 7,500,000 6.67% Govt Stock 2035
Sovereign Bonds | -2% ₹40 Cr 4,000,000 3. Reliance Dynamic Bond Fund - Direct
CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.1% , 2022 was 2.8% and 2021 was 3.2% . Reliance Dynamic Bond Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Nov 24) ₹37.747 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹4,372 on 30 Sep 24 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.31 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.14% Effective Maturity 5 Years 8 Months 8 Days Modified Duration 4 Years 6 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,131 31 Oct 21 ₹11,457 31 Oct 22 ₹11,637 31 Oct 23 ₹12,501 31 Oct 24 ₹13,790 Returns for Reliance Dynamic Bond Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.4% 3 Month 2.4% 6 Month 5.5% 1 Year 10.3% 3 Year 6.4% 5 Year 6.7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 2.8% 2021 3.2% 2020 11.9% 2019 9.2% 2018 5.5% 2017 3.8% 2016 14.7% 2015 6.4% 2014 16% Fund Manager information for Reliance Dynamic Bond Fund - Direct
Name Since Tenure Vivek Sharma 25 Jun 20 4.27 Yr. Pranay Sinha 31 Mar 21 3.5 Yr. Kinjal Desai 25 May 18 6.36 Yr. Data below for Reliance Dynamic Bond Fund - Direct as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 2.81% Debt 96.92% Other 0.27% Debt Sector Allocation
Sector Value Government 96.92% Cash Equivalent 2.81% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -7% ₹304 Cr 29,400,000 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹231 Cr 23,078,300 07.78 MH Sgs 2030
Sovereign Bonds | -5% ₹198 Cr 19,100,200 07.02 Tn SDL 2030
Sovereign Bonds | -4% ₹175 Cr 17,500,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹139 Cr 13,500,000 7.17% Govt Stock 2030
Sovereign Bonds | -3% ₹133 Cr 13,000,000
↓ -5,000,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹129 Cr 12,500,000 07.86 MH Sdl 2030
Sovereign Bonds | -3% ₹114 Cr 11,000,000 06.65 GJ Sdl 2030
Sovereign Bonds | -3% ₹110 Cr 11,200,000 07.60 MH Sdl 2030
Sovereign Bonds | -2% ₹108 Cr 10,500,000 4. UTI Gilt Advantage Fund- LTP - Direct
CAGR/Annualized return of 8.4% since its launch. Return for 2023 was 7% , 2022 was 3.2% and 2021 was 2.6% . UTI Gilt Advantage Fund- LTP - Direct
Growth Launch Date 1 Jan 13 NAV (05 Nov 24) ₹61.9213 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹663 on 15 Oct 24 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.66 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.87% Effective Maturity 14 Years 11 Months 12 Days Modified Duration 7 Years 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,039 31 Oct 21 ₹11,385 31 Oct 22 ₹11,615 31 Oct 23 ₹12,341 31 Oct 24 ₹13,612 Returns for UTI Gilt Advantage Fund- LTP - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 5.2% 1 Year 10.2% 3 Year 6.2% 5 Year 6.4% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 3.2% 2021 2.6% 2020 10.6% 2019 12.1% 2018 6.6% 2017 4.5% 2016 15.8% 2015 6.4% 2014 20% Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
Name Since Tenure Sudhir Agarwal 1 Dec 21 2.83 Yr. Data below for UTI Gilt Advantage Fund- LTP - Direct as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 3.87% Debt 96.13% Debt Sector Allocation
Sector Value Government 96.13% Cash Equivalent 3.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.18 Goi 2028
Sovereign Bonds | -28% ₹186 Cr 1,800,000,000 07.04 Goi 2064
Sovereign Bonds | -17% ₹112 Cr 1,100,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹102 Cr 1,000,000,000 07.37 Goi 2028
Sovereign Bonds | -12% ₹77 Cr 750,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -9% ₹56 Cr 550,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹47 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹32 Cr 300,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹21 Cr 200,000,000 Net Current Assets
Net Current Assets | -4% ₹23 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹2 Cr 00 5. Axis Corporate Debt Opportunities Fund - Direct
CAGR/Annualized return of 7.5% since its launch. Return for 2023 was 7.5% , 2022 was 4.4% and 2021 was 4.4% . Axis Corporate Debt Opportunities Fund - Direct
Growth Launch Date 13 Jul 17 NAV (05 Nov 24) ₹17.0022 ↑ 0.00 (0.03 %) Net Assets (Cr) ₹6,098 on 30 Sep 24 Category Debt - Corporate Bond AMC Axis Asset Management Company Limited Rating Risk Moderate Expense Ratio 0.27 Sharpe Ratio 1.97 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.41% Effective Maturity 5 Years 18 Days Modified Duration 3 Years 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,215 31 Oct 21 ₹11,764 31 Oct 22 ₹12,213 31 Oct 23 ₹13,107 31 Oct 24 ₹14,281 Returns for Axis Corporate Debt Opportunities Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 4.7% 1 Year 8.9% 3 Year 6.7% 5 Year 7.4% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 4.4% 2021 4.4% 2020 12.4% 2019 6.9% 2018 8.8% 2017 2016 2015 2014 Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
Name Since Tenure Devang Shah 13 Jul 17 7.22 Yr. Hardik Shah 31 Jan 22 2.67 Yr. Data below for Axis Corporate Debt Opportunities Fund - Direct as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 5.14% Debt 94.63% Other 0.23% Debt Sector Allocation
Sector Value Corporate 56.02% Government 38.61% Cash Equivalent 5.14% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.18 Goi 2033
Sovereign Bonds | -11% ₹688 Cr 67,000,000
↑ 5,000,000 07.18 Goi 2028
Sovereign Bonds | -3% ₹181 Cr 17,500,000 Power Finance Corp Ltd. 7.6%
Debentures | -3% ₹162 Cr 16,000
↑ 3,500 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹160 Cr 15,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹151 Cr 15,000 Small Industries Development Bank Of India
Debentures | -2% ₹151 Cr 15,000
↑ 2,500 Summit Digitel Infrastructure Limited
Debentures | -2% ₹137 Cr 1,400 6.54% Govt Stock 2032
Sovereign Bonds | -2% ₹124 Cr 12,500,000 Kohima Mariani Transmission Limited
Debentures | -2% ₹118 Cr 11,800 7.93% Govt Stock 2033
Sovereign Bonds | -2% ₹108 Cr 10,500,000 6. UTI Short Term Income Fund - Direct
CAGR/Annualized return of 7.4% since its launch. Return for 2023 was 7.6% , 2022 was 4.4% and 2021 was 9% . UTI Short Term Income Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Nov 24) ₹31.9203 Net Assets (Cr) ₹2,830 on 15 Oct 24 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating Risk Moderate Expense Ratio 0.33 Sharpe Ratio 2.1 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 3 Years 5 Months 23 Days Modified Duration 2 Years 9 Months Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹11,074 31 Oct 21 ₹12,151 31 Oct 22 ₹12,598 31 Oct 23 ₹13,522 31 Oct 24 ₹14,710 Returns for UTI Short Term Income Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.6% 3 Month 2.1% 6 Month 4.3% 1 Year 8.7% 3 Year 6.6% 5 Year 8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 4.4% 2021 9% 2020 11% 2019 -3.5% 2018 6.6% 2017 6.6% 2016 10.6% 2015 8.9% 2014 11.4% Fund Manager information for UTI Short Term Income Fund - Direct
Name Since Tenure Sudhir Agarwal 25 Oct 12 11.94 Yr. Data below for UTI Short Term Income Fund - Direct as on 15 Oct 24
Asset Allocation
Asset Class Value Cash 3.73% Debt 96.01% Other 0.26% Debt Sector Allocation
Sector Value Corporate 74.33% Government 21.68% Cash Equivalent 3.73% Credit Quality
Rating Value AA 5.65% AAA 94.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank
Debentures | -8% ₹211 Cr 21,000 National Bank For Agriculture And Rural Development
Debentures | -8% ₹201 Cr 20,000
↓ -2,500 Small Industries Development Bank of India
Debentures | -8% ₹201 Cr 20,000 LIC Housing Finance Limited
Debentures | -7% ₹177 Cr 1,750 Power Finance Corp Ltd.
Debentures | -7% ₹175 Cr 17,500 07.04 Goi 2064
Sovereign Bonds | -5% ₹137 Cr 1,350,000,000
↓ -1,000,000,000 07.37 Goi 2028
Sovereign Bonds | -5% ₹118 Cr 1,150,000,000
↓ -500,000,000 Bajaj Finance Limited
Debentures | -4% ₹100 Cr 10,000 Kotak Mahindra Prime Limited
Debentures | -4% ₹100 Cr 1,000 Kotak Mahindra Bank Ltd.
Debentures | -4% ₹97 Cr 1,000,000,000 7. HDFC Floating Rate Income Fund - Short Term Plan - Direct
CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.9% , 2022 was 4.8% and 2021 was 4.4% . HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth Launch Date 1 Jan 13 NAV (05 Nov 24) ₹48.2736 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹14,839 on 30 Sep 24 Category Debt - Floating Rate AMC HDFC Asset Management Company Limited Rating Risk Moderately Low Expense Ratio 0.25 Sharpe Ratio 2.09 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.85% Effective Maturity 4 Years 4 Months 20 Days Modified Duration 1 Year 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,908 31 Oct 21 ₹11,500 31 Oct 22 ₹11,979 31 Oct 23 ₹12,907 31 Oct 24 ₹14,018
Purchase not allowed Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.8% 3 Month 2.1% 6 Month 4.5% 1 Year 8.7% 3 Year 6.9% 5 Year 7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 4.8% 2021 4.4% 2020 9.4% 2019 8.7% 2018 7.4% 2017 7% 2016 9.1% 2015 8.9% 2014 9.5% Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
Name Since Tenure Shobhit Mehrotra 23 Oct 07 16.95 Yr. Dhruv Muchhal 22 Jun 23 1.28 Yr. Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 8.38% Debt 91.34% Other 0.27% Debt Sector Allocation
Sector Value Corporate 48.75% Government 44.61% Cash Equivalent 6.12% Securitized 0.24% Credit Quality
Rating Value AA 15.8% AAA 84.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity 8% Govt Stock 2034
Sovereign Bonds | -15% ₹2,249 Cr 223,000,000
↓ -2,500,000 7.93% Govt Stock 2033
Sovereign Bonds | -9% ₹1,274 Cr 124,141,200
↓ -1,000,000 7.98% Govt Stock 2031
Sovereign Bonds | -4% ₹662 Cr 65,000,000 7.72% Govt Stock 2028
Sovereign Bonds | -4% ₹628 Cr 62,500,000
↓ -8,000,000 Aadhar Housing Finance Limited
Debentures | -2% ₹350 Cr 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹304 Cr 30,500 Power Finance Corporation Ltd.
Debentures | -2% ₹301 Cr 30,000 Tmf Holdings Limited
Debentures | -2% ₹300 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹251 Cr 25,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹250 Cr 25,000
↓ -10,000 8. Franklin India Income Builder Account - Plan A - Direct
CAGR/Annualized return of 8.4% since its launch. Return for 2023 was 7.1% , 2022 was 3.7% and 2021 was 4.3% . Franklin India Income Builder Account - Plan A - Direct
Growth Launch Date 1 Jan 13 NAV (05 Nov 24) ₹100.698 ↑ 0.06 (0.05 %) Net Assets (Cr) ₹785 on 30 Sep 24 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.24 Sharpe Ratio 1.86 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.56% Effective Maturity 3 Years 4 Months 13 Days Modified Duration 2 Years 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,937 31 Oct 21 ₹11,499 31 Oct 22 ₹11,861 31 Oct 23 ₹12,705 31 Oct 24 ₹13,755 Returns for Franklin India Income Builder Account - Plan A - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.7% 3 Month 2.1% 6 Month 4.5% 1 Year 8.3% 3 Year 6.2% 5 Year 6.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 3.7% 2021 4.3% 2020 9.7% 2019 9.8% 2018 8.1% 2017 8.3% 2016 9.7% 2015 9.3% 2014 13.7% Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
Name Since Tenure Rahul Goswami 6 Oct 23 0.99 Yr. Anuj Tagra 7 Mar 24 0.57 Yr. Chandni Gupta 7 Mar 24 0.57 Yr. Data below for Franklin India Income Builder Account - Plan A - Direct as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 10.74% Debt 89% Other 0.26% Debt Sector Allocation
Sector Value Corporate 75.14% Government 13.86% Cash Equivalent 10.74% Credit Quality
Rating Value AA 5.69% AAA 94.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Home Finance Company Limited
Debentures | -7% ₹52 Cr 5,000 Pipeline Infrastructure Private Limited
Debentures | -7% ₹51 Cr 5,000 Summit Digitel Infrastructure Limited
Debentures | -7% ₹51 Cr 5,000 Sikka Ports And Terminals Limited
Debentures | -6% ₹51 Cr 500 REC Ltd. 0%
Debentures | -6% ₹49 Cr 9,000
↑ 9,000 8% Govt Stock 2034
Sovereign Bonds | -5% ₹36 Cr 3,500,000 Mahindra & Mahindra Financial Services Ltd. 8.25%
Debentures | -3% ₹27 Cr 2,500 Bajaj Finance Limited
Debentures | -3% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 2,500 HDB Financial Services Ltd. 8.04%
Debentures | -3% ₹26 Cr 250 9. Franklin India Banking And PSU Debt Fund - Direct
CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.2% , 2022 was 3.6% and 2021 was 4% . Franklin India Banking And PSU Debt Fund - Direct
Growth Launch Date 25 Apr 14 NAV (05 Nov 24) ₹22.1847 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹583 on 30 Sep 24 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating Risk Moderate Expense Ratio 0.19 Sharpe Ratio 1.78 Information Ratio 0 Alpha Ratio 0 Min Investment Min SIP Investment Exit Load NIL Yield to Maturity 7.38% Effective Maturity 3 Years 11 Months 12 Days Modified Duration 2 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,952 31 Oct 21 ₹11,430 31 Oct 22 ₹11,772 31 Oct 23 ₹12,624 31 Oct 24 ₹13,658
Purchase not allowed Returns for Franklin India Banking And PSU Debt Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 4.3% 1 Year 8.2% 3 Year 6.1% 5 Year 6.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 3.6% 2021 4% 2020 9.5% 2019 11.6% 2018 7.3% 2017 6.8% 2016 10.2% 2015 7.9% 2014 Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
Name Since Tenure Anuj Tagra 7 Mar 24 0.57 Yr. Chandni Gupta 7 Mar 24 0.57 Yr. Sandeep Manam 18 Oct 21 2.95 Yr. Data below for Franklin India Banking And PSU Debt Fund - Direct as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 6% Debt 93.68% Other 0.31% Debt Sector Allocation
Sector Value Corporate 62.94% Government 34.97% Cash Equivalent 1.78% Credit Quality
Rating Value AA 5.83% AAA 94.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.10%Goi 08/04/2034
Sovereign Bonds | -10% ₹58 Cr 5,500,000
↓ -3,000,000 National Housing Bank
Debentures | -9% ₹51 Cr 5,000 REC Ltd. 0%
Debentures | -6% ₹33 Cr 6,000
↑ 6,000 Ongc Petro Additions Ltd.
Debentures | -5% ₹32 Cr 3,000
↑ 3,000 Indian Railway Finance Corporation Limited
Debentures | -5% ₹27 Cr 250 Small Industries Development Bank Of India
Debentures | -5% ₹27 Cr 2,500 Bajaj Finance Limited
Debentures | -5% ₹26 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹26 Cr 2,500 Power Finance Corporation Ltd.
Debentures | -4% ₹26 Cr 2,500 HDFC Bank Limited
Debentures | -4% ₹26 Cr 25 10. UTI Money Market Fund - Direct
CAGR/Annualized return of 7.3% since its launch. Return for 2023 was 7.5% , 2022 was 5% and 2021 was 3.8% . UTI Money Market Fund - Direct
Growth Launch Date 1 Jan 13 NAV (05 Nov 24) ₹2,966.7 ↑ 0.76 (0.03 %) Net Assets (Cr) ₹13,635 on 30 Sep 24 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating Risk Low Expense Ratio 0.18 Sharpe Ratio 3.15 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.43% Effective Maturity 5 Months 5 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,644 31 Oct 21 ₹11,049 31 Oct 22 ₹11,543 31 Oct 23 ₹12,412 31 Oct 24 ₹13,381
Purchase not allowed Returns for UTI Money Market Fund - Direct
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Nov 24 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.8% 1 Year 7.8% 3 Year 6.6% 5 Year 6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 5% 2021 3.8% 2020 6.1% 2019 8.1% 2018 7.9% 2017 6.8% 2016 7.8% 2015 8.5% 2014 9.2% Fund Manager information for UTI Money Market Fund - Direct
Name Since Tenure Anurag Mittal 1 Dec 21 2.83 Yr. Amit Sharma 7 Jul 17 7.24 Yr. Data below for UTI Money Market Fund - Direct as on 30 Sep 24
Asset Allocation
Asset Class Value Cash 71.65% Debt 28.08% Other 0.27% Debt Sector Allocation
Sector Value Corporate 57.52% Cash Equivalent 34.96% Government 7.25% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Domestic Bonds | -6% ₹822 Cr 8,500,000,000 182 DTB 18102024
Sovereign Bonds | -4% ₹486 Cr 5,000,000,000 182 DTB 12122024
Sovereign Bonds | -3% ₹346 Cr 3,500,000,000
↓ -2,000,000,000 ICICI Bank Ltd.
Debentures | -2% ₹340 Cr 3,500,000,000 Kotak Mahindra Bank Ltd.
Debentures | -2% ₹293 Cr 3,000,000,000 AU Small Finance Bank Ltd.
Debentures | -2% ₹243 Cr 2,500,000,000 182 DTB 07112024
Sovereign Bonds | -1% ₹199 Cr 2,000,000,000 Kotak Mahindra Bank Ltd.
Debentures | -1% ₹196 Cr 2,000,000,000 Punjab & Sind Bank
Debentures | -1% ₹145 Cr 1,500,000,000 08.09 Ts SDL 2025
Sovereign Bonds | -1% ₹136 Cr 1,350,000,000
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. எந்தவொரு முதலீடும் செய்வதற்கு முன் திட்ட தகவல் ஆவணத்துடன் சரிபார்க்கவும்.
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