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Table of Contents
- ایس بی آئی میوچل فنڈ ایس آئی پی میں کیوں سرمایہ کاری کریں؟
- ایکویٹی فنڈز میں سرمایہ کاری کے لیے بہترین SBI Mutual Fund SIP
- SIP سرمایہ کاری کیسے بڑھتی ہے؟
- ایس بی آئی میوچل فنڈ ایس آئی پی آن لائن میں کیسے سرمایہ کاری کی جائے؟
- اکثر پوچھے گئے سوالات
- 1. میں کب SIP میں سرمایہ کاری کر سکتا ہوں؟
- 2. کیا مجھے SIPs میں سرمایہ کاری کرتے وقت طویل مدتی اہداف کو ذہن میں رکھنا چاہیے؟
- 3. میوچل فنڈز میں کمپاؤنڈنگ کی طاقت کیا ہے؟
- 4. مجھے SBI SIP میں سرمایہ کاری کرنے پر کیوں غور کرنا چاہیے؟
- 5. کیا ایس بی آئی متعدد ایس آئی پی پیش کرتا ہے؟
- 6. روپے کی اوسط قیمت کیا ہے؟
- 7. کیا میں اس کا اوسط حاصل کر سکتا ہوں کہ مجھے 5 لاکھ روپے کی واپسی حاصل کرنے کے لیے SBI SIP میں کتنی سرمایہ کاری کرنی چاہیے؟
Top 10 Funds
10 بہترین SBI MF SIP فنڈز 2022
گھونٹ یا منظمسرمایہ کاری کا منصوبہ کرنے کا ایک بہترین طریقہ ہےمیوچل فنڈز میں سرمایہ کاری کریں۔. کی طرف سے پیش کردہ SIP منصوبےایس بی آئی میوچل فنڈ باقاعدگی سے ایک خاص رقم بچانے کا ایک بہترین طریقہ ہے۔بنیاد جیسے ہفتہ وار/ماہانہ/ سہ ماہی۔ یہ باقاعدگی سے بچت کی حوصلہ افزائی کرتا ہے اور فوائد بھی دیتا ہے۔کمپاؤنڈنگ کی طاقت.
SIP پلان کے ساتھ آپ مضبوط دولت بنانے کے لیے آسانی سے طویل مدت تک سرمایہ کاری کر سکتے ہیں۔ چونکہ، رقم کو باقاعدہ وقفوں پر لگایا جاتا ہے، اس سے اس کے اثرات بھی کم ہو جاتے ہیں۔مارکیٹ اتار چڑھاؤ. کے ساتھSIP سرمایہ کاریسرمایہ کار اپنے مختلف اہداف کی منصوبہ بندی بھی کر سکتے ہیں جیسے ریٹائرمنٹ، شادی، مکان/گاڑی کی خریداری یا یہاں تک کہ اعلیٰ تعلیم وغیرہ۔
ایس بی آئی میوچل فنڈ ایس آئی پی میں کیوں سرمایہ کاری کریں؟
SBI MF کے ساتھ منظم سرمایہ کاری کا منصوبہ رکھنے کے لیے بہت زیادہ رقم کی ضرورت نہیں ہے۔سرمایہ کاری کیونکہ ابتدائی رقم 500 روپے تک کم ہے۔
SBI SIP میوچل فنڈ بچپن سے ہی بچت کی عادت پیدا کرنے کی حوصلہ افزائی کرتا ہے۔
ایس آئی پی میں سرمایہ کاری کرکے کوئی اپنی طویل مدتی منصوبہ بندی کرسکتا ہے۔مالی اہداف جیسے کار/گھر خریدنا، بین الاقوامی سفر کے لیے بچت، بچے کی تعلیم کے لیے بچت،ریٹائرمنٹ پلاننگ یا کوئی اور اثاثہ خریدنے کے لیے۔
یہ دیکھتے ہوئے کہ ایک منظم سرمایہ کاری کا منصوبہ طویل عرصے پر محیط ہے، کوئی اسٹاک مارکیٹ کے تمام ادوار، اتار چڑھاؤ اور اس سے بھی اہم طور پر مندی کو پکڑتا ہے۔ مندی میں، جب زیادہ تر سرمایہ کاروں کو خوف لاحق ہو جاتا ہے، SIP کی قسطیں اس بات کو یقینی بناتی ہیں کہ سرمایہ کار "کم" خریدیں۔
تو، آج ہی میں ایک SIP شروع کریں۔ایکویٹی فنڈز ان 10 بہترین SBI SIP فنڈز میں سرمایہ کاری کرکے۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔
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ایکویٹی فنڈز میں سرمایہ کاری کے لیے بہترین SBI Mutual Fund SIP
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) SBI PSU Fund Growth ₹26.6161
↑ 0.11 ₹4,543 500 -17.9 -22.1 -8.3 26.8 22.7 23.5 6.9 SBI Magnum Tax Gain Fund Growth ₹385.772
↑ 0.43 ₹27,306 500 -11.8 -13.9 3.6 23 23 27.7 12.1 SBI Healthcare Opportunities Fund Growth ₹382.852
↓ -5.95 ₹3,522 500 -9.4 -6.2 11.6 21.5 24.9 42.2 15.2 SBI Infrastructure Fund Growth ₹42.4341
↓ -0.05 ₹4,867 500 -17.6 -21.4 -5.4 21.4 23 20.8 8.5 SBI Contra Fund Growth ₹341.404
↓ -5.73 ₹41,634 500 -10.5 -14.3 2.4 21.1 28.1 18.8 14.8 SBI Banking & Financial Services Fund Growth ₹35.6755
↓ -0.21 ₹6,556 500 -8.6 -6.3 8.3 16.4 12.8 19.6 13.5 SBI Consumption Opportunities Fund Growth ₹277.161
↑ 0.62 ₹2,940 500 -16 -18.2 2.8 16.4 19 22.8 15.1 SBI Magnum Mid Cap Fund Growth ₹206.074
↑ 0.72 ₹21,177 500 -13.1 -15.2 2.6 16 22.8 20.3 16.4 SBI Large and Midcap Fund Growth ₹539.187
↓ -9.22 ₹28,677 500 -10.1 -11.8 5 15.5 18.7 18 17.2 SBI Small Cap Fund Growth ₹145.989
↓ -0.66 ₹31,227 500 -19.2 -20.7 -3.7 13.7 21.5 24.1 18.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Mar 25 1. SBI Small Cap Fund
CAGR/Annualized return of 18.9% since its launch. Ranked 4 in Small Cap category. Return for 2024 was 24.1% , 2023 was 25.3% and 2022 was 8.1% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (03 Mar 25) ₹145.989 ↓ -0.66 (-0.45 %) Net Assets (Cr) ₹31,227 on 31 Jan 25 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹14,270 28 Feb 22 ₹18,087 28 Feb 23 ₹20,011 29 Feb 24 ₹27,399 28 Feb 25 ₹26,721 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -10.8% 3 Month -19.2% 6 Month -20.7% 1 Year -3.7% 3 Year 13.7% 5 Year 21.5% 10 Year 15 Year Since launch 18.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.1% 2022 25.3% 2021 8.1% 2020 47.6% 2019 33.6% 2018 6.1% 2017 -19.6% 2016 78.7% 2015 1.3% 2014 20.6% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 11.3 Yr. Pradeep Kesavan 31 Dec 23 1.17 Yr. Mohan Lal 1 May 24 0.83 Yr. Data below for SBI Small Cap Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 28.84% Consumer Cyclical 19.36% Financial Services 15.45% Basic Materials 10.92% Consumer Defensive 5.03% Health Care 2.4% Real Estate 1.66% Communication Services 1.55% Technology 0.53% Asset Allocation
Asset Class Value Cash 14.07% Equity 85.76% Debt 0.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO3% ₹909 Cr 5,000,000
↓ -531,552 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹836 Cr 7,900,000 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS3% ₹819 Cr 3,300,000 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY2% ₹764 Cr 9,324,049 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC2% ₹761 Cr 89,318,180 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 5433082% ₹751 Cr 12,323,990 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET2% ₹749 Cr 9,716,991 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB2% ₹747 Cr 43,000,000 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | KPRMILL2% ₹718 Cr 7,700,000 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE2% ₹710 Cr 34,595,699 2. SBI Large and Midcap Fund
CAGR/Annualized return of 17.2% since its launch. Ranked 20 in Large & Mid Cap category. Return for 2024 was 18% , 2023 was 26.8% and 2022 was 7.3% . SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (28 Feb 25) ₹539.187 ↓ -9.22 (-1.68 %) Net Assets (Cr) ₹28,677 on 31 Jan 25 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.44 Information Ratio -0.35 Alpha Ratio 1.08 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,560 28 Feb 22 ₹15,311 28 Feb 23 ₹16,785 29 Feb 24 ₹22,470 28 Feb 25 ₹23,604 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -5.7% 3 Month -10.1% 6 Month -11.8% 1 Year 5% 3 Year 15.5% 5 Year 18.7% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 18% 2022 26.8% 2021 7.3% 2020 39.3% 2019 15.8% 2018 6.8% 2017 -5.3% 2016 40.5% 2015 0.4% 2014 11.1% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.48 Yr. Pradeep Kesavan 31 Dec 23 1.17 Yr. Data below for SBI Large and Midcap Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 24.7% Consumer Cyclical 12.56% Basic Materials 11.76% Industrials 10.81% Health Care 9.85% Technology 8.74% Consumer Defensive 7% Energy 3.35% Communication Services 3.27% Utility 2.4% Asset Allocation
Asset Class Value Cash 5.83% Equity 94.05% Debt 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK8% ₹2,235 Cr 13,157,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹961 Cr 7,600,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹739 Cr 1,910,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹732 Cr 5,843,873
↓ -1,556,127 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹719 Cr 274,878 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY2% ₹714 Cr 3,800,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN2% ₹711 Cr 9,200,000
↓ -1,800,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK2% ₹703 Cr 3,700,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322152% ₹641 Cr 6,500,000
↑ 6,500,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 22 | 5333982% ₹608 Cr 2,691,000 3. SBI Bluechip Fund
CAGR/Annualized return of 11.6% since its launch. Ranked 9 in Large Cap category. Return for 2024 was 12.5% , 2023 was 22.6% and 2022 was 4.4% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (03 Mar 25) ₹81.1795 ↑ 0.21 (0.26 %) Net Assets (Cr) ₹49,128 on 31 Jan 25 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.46 Information Ratio -0.21 Alpha Ratio 1.34 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹13,345 28 Feb 22 ₹15,037 28 Feb 23 ₹15,982 29 Feb 24 ₹19,990 28 Feb 25 ₹20,887 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -6% 3 Month -10.2% 6 Month -11.7% 1 Year 3.5% 3 Year 12.4% 5 Year 15.7% 10 Year 15 Year Since launch 11.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.5% 2022 22.6% 2021 4.4% 2020 26.1% 2019 16.3% 2018 11.6% 2017 -4.1% 2016 30.2% 2015 4.8% 2014 8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 0.91 Yr. Pradeep Kesavan 1 Apr 24 0.91 Yr. Data below for SBI Bluechip Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 30.02% Consumer Cyclical 15.25% Consumer Defensive 10.26% Technology 9.79% Industrials 8.22% Health Care 6.32% Basic Materials 5.16% Energy 5.15% Communication Services 2.79% Real Estate 1.36% Asset Allocation
Asset Class Value Cash 5.61% Equity 94.25% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK10% ₹4,698 Cr 27,655,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK7% ₹3,633 Cr 29,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,640 Cr 7,400,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY5% ₹2,575 Cr 13,700,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE5% ₹2,391 Cr 18,900,937
↑ 3,300,937 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 24 | TCS4% ₹1,876 Cr 4,562,331 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC4% ₹1,790 Cr 40,000,000
↓ -10,300,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK4% ₹1,749 Cr 9,200,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Oct 14 | 5008253% ₹1,580 Cr 3,080,000
↑ 478,162 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,524 Cr 2,731,710 4. SBI Consumption Opportunities Fund
CAGR/Annualized return of 15.1% since its launch. Ranked 11 in Sectoral category. Return for 2024 was 22.8% , 2023 was 29.9% and 2022 was 13.9% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (03 Mar 25) ₹277.161 ↑ 0.62 (0.22 %) Net Assets (Cr) ₹2,940 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 0.38 Information Ratio 0.05 Alpha Ratio -2.75 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,087 28 Feb 22 ₹15,185 28 Feb 23 ₹17,314 29 Feb 24 ₹23,102 28 Feb 25 ₹23,854 Returns for SBI Consumption Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -11.8% 3 Month -16% 6 Month -18.2% 1 Year 2.8% 3 Year 16.4% 5 Year 19% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 22.8% 2022 29.9% 2021 13.9% 2020 35.6% 2019 13.9% 2018 0.1% 2017 -2% 2016 53.1% 2015 2.4% 2014 5.3% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 0.92 Yr. Ashit Desai 1 Apr 24 0.92 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Consumer Cyclical 49.61% Consumer Defensive 29.22% Industrials 8.37% Communication Services 5.09% Basic Materials 3.46% Asset Allocation
Asset Class Value Cash 4.15% Equity 95.75% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | 5141676% ₹175 Cr 1,010,998 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹150 Cr 920,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹129 Cr 1,836,850 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹118 Cr 549,563 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹110 Cr 445,000
↓ -100,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | 5008253% ₹102 Cr 199,000
↑ 35,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094803% ₹102 Cr 2,150,172 Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL3% ₹99 Cr 350,000
↑ 25,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹98 Cr 2,200,000
↓ -350,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI3% ₹92 Cr 75,000 5. SBI Magnum Multicap Fund
CAGR/Annualized return of since its launch. Ranked 9 in Multi Cap category. Return for 2024 was 14.2% , 2023 was 22.8% and 2022 was 0.7% . SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (28 Feb 25) ₹96.6429 ↓ -2.01 (-2.04 %) Net Assets (Cr) ₹21,593 on 31 Jan 25 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 0.22 Information Ratio -0.81 Alpha Ratio -0.43 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,745 28 Feb 22 ₹14,892 28 Feb 23 ₹14,942 29 Feb 24 ₹19,417 28 Feb 25 ₹19,639 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -7.5% 3 Month -10.3% 6 Month -13.4% 1 Year 1.1% 3 Year 9.7% 5 Year 14.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 14.2% 2022 22.8% 2021 0.7% 2020 30.8% 2019 13.6% 2018 11% 2017 -5.5% 2016 37% 2015 5.8% 2014 9.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 0.25 Yr. Dinesh Balachandran 1 Dec 24 0.25 Yr. Pradeep Kesavan 31 Dec 23 1.17 Yr. Data below for SBI Magnum Multicap Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 27.7% Consumer Cyclical 15.25% Technology 10.09% Industrials 8.38% Basic Materials 7.04% Health Care 6.34% Communication Services 6.11% Consumer Defensive 4.84% Energy 4.58% Utility 1.85% Asset Allocation
Asset Class Value Cash 7.68% Equity 92.18% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK9% ₹1,917 Cr 15,304,355
↑ 3,144,300 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY5% ₹1,100 Cr 5,853,400
↑ 2,128,400 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE5% ₹989 Cr 7,816,540 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK4% ₹969 Cr 5,094,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK4% ₹862 Cr 5,075,354 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 22 | M&M4% ₹759 Cr 2,540,154
↑ 370,154 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Jul 23 | 5333983% ₹699 Cr 3,095,044
↑ 1,274,494 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Mar 23 | SUNPHARMA3% ₹664 Cr 3,807,900
↑ 511,257 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jan 24 | CTSH3% ₹644 Cr 900,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL3% ₹610 Cr 3,750,000 6. SBI Magnum COMMA Fund
CAGR/Annualized return of 11.7% since its launch. Ranked 9 in Sectoral category. Return for 2024 was 10.5% , 2023 was 32.3% and 2022 was -6.6% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (03 Mar 25) ₹87.174 ↑ 0.17 (0.19 %) Net Assets (Cr) ₹618 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio -0.21 Information Ratio -0.5 Alpha Ratio -0.49 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹14,729 28 Feb 22 ₹19,706 28 Feb 23 ₹17,714 29 Feb 24 ₹25,327 28 Feb 25 ₹24,342 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -5.2% 3 Month -15.9% 6 Month -19.1% 1 Year -5.9% 3 Year 7% 5 Year 19.3% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 10.5% 2022 32.3% 2021 -6.6% 2020 52% 2019 23.9% 2018 11.8% 2017 -18.7% 2016 39.2% 2015 32.3% 2014 -6.1% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 0.75 Yr. Pradeep Kesavan 31 Dec 23 1.17 Yr. Data below for SBI Magnum COMMA Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Basic Materials 44.52% Energy 26.92% Utility 9.33% Consumer Defensive 7.83% Consumer Cyclical 4.26% Asset Allocation
Asset Class Value Cash 6.67% Equity 92.86% Debt 0.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE9% ₹54 Cr 424,732 Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹54 Cr 3,976,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325386% ₹39 Cr 34,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003126% ₹37 Cr 1,400,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002955% ₹30 Cr 675,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC5% ₹30 Cr 2,070,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | 5328985% ₹28 Cr 930,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL4% ₹26 Cr 425,000 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA4% ₹26 Cr 650,000 Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | 5001014% ₹26 Cr 760,000 7. SBI Magnum Equity ESG Fund
CAGR/Annualized return of 9.3% since its launch. Ranked 47 in Sectoral category. Return for 2024 was 12.1% , 2023 was 24.6% and 2022 was -2.3% . SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (28 Feb 25) ₹210.905 ↓ -4.11 (-1.91 %) Net Assets (Cr) ₹5,544 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.45 Information Ratio 0.12 Alpha Ratio 2.22 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,560 28 Feb 22 ₹14,804 28 Feb 23 ₹14,891 29 Feb 24 ₹19,111 28 Feb 25 ₹19,709 Returns for SBI Magnum Equity ESG Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -7% 3 Month -10.6% 6 Month -13.1% 1 Year 3.1% 3 Year 10% 5 Year 14.5% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.1% 2022 24.6% 2021 -2.3% 2020 30.3% 2019 13.5% 2018 14.8% 2017 3.3% 2016 24.1% 2015 4.5% 2014 2.4% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 3.16 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 33.34% Technology 20.66% Consumer Cyclical 15.84% Industrials 11.45% Basic Materials 5.43% Health Care 3.57% Consumer Defensive 3.45% Energy 3.23% Utility 1.63% Asset Allocation
Asset Class Value Cash 1.32% Equity 98.59% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹496 Cr 2,917,400 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK8% ₹437 Cr 3,485,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY8% ₹418 Cr 2,226,000
↓ -475,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS5% ₹268 Cr 651,034 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT5% ₹261 Cr 731,709 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322154% ₹226 Cr 2,290,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹221 Cr 1,163,000
↓ -72,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325384% ₹201 Cr 175,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹201 Cr 163,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN3% ₹188 Cr 2,430,000 8. SBI Magnum Mid Cap Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 28 in Mid Cap category. Return for 2024 was 20.3% , 2023 was 34.5% and 2022 was 3% . SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (03 Mar 25) ₹206.074 ↑ 0.72 (0.35 %) Net Assets (Cr) ₹21,177 on 31 Jan 25 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.61 Information Ratio -0.62 Alpha Ratio 3.49 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹14,514 28 Feb 22 ₹18,207 28 Feb 23 ₹19,884 29 Feb 24 ₹27,325 28 Feb 25 ₹28,044 Returns for SBI Magnum Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -8.7% 3 Month -13.1% 6 Month -15.2% 1 Year 2.6% 3 Year 16% 5 Year 22.8% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.3% 2022 34.5% 2021 3% 2020 52.2% 2019 30.4% 2018 0.1% 2017 -18% 2016 33.5% 2015 5% 2014 14.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 0.92 Yr. Pradeep Kesavan 1 Apr 24 0.92 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Consumer Cyclical 20.98% Financial Services 19.45% Industrials 14.27% Health Care 13.18% Basic Materials 9.26% Technology 4.32% Real Estate 3.5% Utility 3.25% Consumer Defensive 2.35% Communication Services 1.64% Energy 1.27% Asset Allocation
Asset Class Value Cash 6.39% Equity 93.47% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL4% ₹869 Cr 1,600,000 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹688 Cr 1,490,000 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327793% ₹688 Cr 4,700,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5000343% ₹631 Cr 800,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 21 | MAXHEALTH3% ₹584 Cr 5,500,000 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 15 | M&MFIN3% ₹570 Cr 20,000,000
↑ 3,218,000 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | KPRMILL3% ₹559 Cr 6,000,000 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER3% ₹548 Cr 1,600,000 L&T Technology Services Ltd (Technology)
Equity, Since 31 May 24 | LTTS3% ₹545 Cr 1,000,000 AIA Engineering Ltd (Industrials)
Equity, Since 30 Apr 24 | AIAENG3% ₹542 Cr 1,471,272
↑ 247,411 9. SBI Contra Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 48 in Contra category. Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (28 Feb 25) ₹341.404 ↓ -5.73 (-1.65 %) Net Assets (Cr) ₹41,634 on 31 Jan 25 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 0.39 Information Ratio 1.66 Alpha Ratio 0.8 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹15,350 28 Feb 22 ₹19,440 28 Feb 23 ₹22,753 29 Feb 24 ₹33,713 28 Feb 25 ₹34,528 Returns for SBI Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -6.3% 3 Month -10.5% 6 Month -14.3% 1 Year 2.4% 3 Year 21.1% 5 Year 28.1% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.8% 2022 38.2% 2021 12.8% 2020 49.9% 2019 30.6% 2018 -1% 2017 -14.3% 2016 40.2% 2015 2.4% 2014 -0.1% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 6.82 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Contra Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 19.38% Technology 9.22% Basic Materials 7.96% Energy 7.09% Health Care 7% Industrials 5.86% Consumer Cyclical 5.59% Utility 5.54% Consumer Defensive 4.54% Communication Services 3.76% Real Estate 0.54% Asset Allocation
Asset Class Value Cash 22.38% Equity 76.48% Debt 1.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK5% ₹2,161 Cr 12,723,129 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE4% ₹1,560 Cr 12,328,250 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK2% ₹975 Cr 5,128,168 Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | 5327552% ₹969 Cr 5,786,409 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹921 Cr 51,993,788 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | 5327792% ₹902 Cr 6,163,300 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN2% ₹793 Cr 10,254,269 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 28 Feb 23 | CTSH2% ₹773 Cr 1,079,430 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC2% ₹750 Cr 16,766,741 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹713 Cr 52,995,525 10. SBI Infrastructure Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 18 in Sectoral category. Return for 2024 was 20.8% , 2023 was 49.7% and 2022 was 9.3% . SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (03 Mar 25) ₹42.4341 ↓ -0.05 (-0.11 %) Net Assets (Cr) ₹4,867 on 31 Jan 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 2.21 Sharpe Ratio 0.28 Information Ratio 0.69 Alpha Ratio 3.13 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,906 28 Feb 22 ₹15,868 28 Feb 23 ₹18,051 29 Feb 24 ₹29,397 28 Feb 25 ₹28,287 Returns for SBI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Mar 25 Duration Returns 1 Month -9% 3 Month -17.6% 6 Month -21.4% 1 Year -5.4% 3 Year 21.4% 5 Year 23% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.8% 2022 49.7% 2021 9.3% 2020 48.3% 2019 8.2% 2018 10.2% 2017 -18.1% 2016 41.7% 2015 9.3% 2014 2.7% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 3.16 Yr. Pradeep Kesavan 31 Dec 23 1.17 Yr. Data below for SBI Infrastructure Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Industrials 31.98% Financial Services 14.47% Basic Materials 12.74% Energy 11.49% Communication Services 8.58% Utility 5.52% Real Estate 4.92% Consumer Cyclical 3.38% Asset Allocation
Asset Class Value Cash 6.84% Equity 93.06% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE10% ₹481 Cr 3,800,000
↑ 400,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT8% ₹392 Cr 1,100,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003876% ₹278 Cr 100,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX5% ₹244 Cr 14,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL5% ₹244 Cr 1,500,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 5327794% ₹205 Cr 1,398,603 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | 5060764% ₹193 Cr 1,000,000 AIA Engineering Ltd (Industrials)
Equity, Since 30 Apr 24 | AIAENG4% ₹176 Cr 477,398
↑ 200,098 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348164% ₹174 Cr 5,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK3% ₹146 Cr 860,000
SIP سرمایہ کاری کیسے بڑھتی ہے؟
جاننا چاہتے ہیں کہ اگر آپ ایک مخصوص مدت کے لیے ماہانہ ایک مخصوص رقم کی سرمایہ کاری کرتے ہیں تو آپ کی SIP سرمایہ کاری کیسے بڑھے گی؟ ہم آپ کو ایک مثال سے سمجھاتے ہیں۔
ایس آئی پی کیلکولیٹر یا ایس آئی پی ریٹرن کیلکولیٹر
SIP کیلکولیٹر عام طور پر ان پٹ لیتے ہیں جیسے SIP سرمایہ کاری کی رقم (مقصد) جو کوئی سرمایہ کاری کرنا چاہتا ہے، مطلوبہ سرمایہ کاری کے سالوں کی تعداد، متوقعمہنگائی شرحیں (کسی کو اس کا حساب دینا ہوگا!) اور متوقع منافع۔ لہذا، کوئی ایک مقصد حاصل کرنے کے لیے درکار SIP ریٹرن کا حساب لگا سکتا ہے!
فرض کریں، اگر آپ 10 روپے کی سرمایہ کاری کرتے ہیں،000 10 سالوں کے لیے، دیکھیں کہ آپ کی SIP سرمایہ کاری کیسے بڑھتی ہے-
ماہانہ سرمایہ کاری: INR 10,000
سرمایہ کاری کی مدت: 10 سال
سرمایہ کاری کی کل رقم: INR 12,00,000
طویل مدتی ترقی کی شرح (تقریباً): 15%
کے مطابق متوقع واپسی۔گھونٹ کیلکولیٹر: INR 27,86,573
خالص منافع: 15,86,573 روپے (مطلق واپسی۔= 132.2%)
مندرجہ بالا حسابات سے پتہ چلتا ہے کہ اگر آپ 10 سال کے لیے ماہانہ 10,000 روپے کی سرمایہ کاری کرتے ہیں (کل INR12,00,000) آپ کمائیں گے۔INR 27,86,573جس کا مطلب ہے کہ آپ جو خالص منافع کماتے ہیں۔15,86,573 روپے. کیا یہ بہت اچھا نہیں ہے!
ایس بی آئی میوچل فنڈ ایس آئی پی آن لائن میں کیسے سرمایہ کاری کی جائے؟
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
SBI کے ساتھ اپنے مقصد کی منصوبہ بندی کریں۔باہمی چندہ، ان تک پہنچنے کے لیے SIPs کا استعمال کریں!
اکثر پوچھے گئے سوالات
1. میں کب SIP میں سرمایہ کاری کر سکتا ہوں؟
A: SIP میں سرمایہ کاری شروع کرنے کا کوئی مقررہ وقت نہیں ہے۔ آپ سال میں کسی بھی وقت اپنی سرمایہ کاری شروع کر سکتے ہیں۔ لہذا، اپنے مالیات کا جائزہ لینا شروع کریں، اور یقینی بنائیں کہ آپ کسی خاص وقت پر سرمایہ کاری کے لیے تیار ہیں۔
2. کیا مجھے SIPs میں سرمایہ کاری کرتے وقت طویل مدتی اہداف کو ذہن میں رکھنا چاہیے؟
A: مثالی طور پر، SIPs کو آپ کے طویل مدتی اہداف کا حصہ ہونا چاہیے۔ بنیادی وجہ زیادہ توسیع شدہ مدت ہے، مختصر مدت کے مقابلے میں بہتر منافع پیدا کرنے کا امکان ہے۔
3. میوچل فنڈز میں کمپاؤنڈنگ کی طاقت کیا ہے؟
A: جب آپ میوچل فنڈ میں باقاعدگی سے سرمایہ کاری کرتے ہیں، تو آپ کو کمپاؤنڈنگ سود ملتا ہے نہ کہ صرف سرمایہ کاری کی گئی اصل رقم پر سود۔ اس کا حساب مرکب سالانہ ترقی کی شرح یا کے طور پر کیا جاتا ہے۔سی اے جی آر. طویل مدتی میں، مرکب اثر آپ کی سرمایہ کاری کو کئی گنا بڑھا دیتا ہے۔ دوسرے لفظوں میں، کمپاؤنڈنگ اثر کی مدد سے، آپ SIP سرمایہ کاری پر جو منافع کماتے ہیں وہ بھی واپسی پیدا کرتا ہے۔
4. مجھے SBI SIP میں سرمایہ کاری کرنے پر کیوں غور کرنا چاہیے؟
A: SBI SIP میں سرمایہ کاری کرنے کی بنیادی وجہ یہ ہے کہ اس میں داخلے کا کم پوائنٹ ہے۔ آپ 500 روپے کی کم از کم سرمایہ کاری کے ساتھ کسی بھی مناسب SIP میں سرمایہ کاری شروع کر سکتے ہیں۔ اس سے SBI SIPs میں سرمایہ کاری کرنا کچھ آسان ہو جاتا ہے، خاص طور پر اگر آپ SIPs میں سرمایہ کاری شروع کرنا چاہتے ہیں۔
5. کیا ایس بی آئی متعدد ایس آئی پی پیش کرتا ہے؟
A: ہاں، اگر آپ SIPs میں سرمایہ کاری کے حوالے سے متعدد اختیارات حاصل کرنا چاہتے ہیں، تو SBI سب سے زیادہ قابل اعتماد اور بہترین بینکوں میں سے ایک ثابت ہو سکتا ہے۔ آپ SBI Large میں سرمایہ کاری کرنے کا انتخاب کر سکتے ہیں۔درمیانی ٹوپی ایس آئی پی، جہاں آپ بڑے اور درمیانے سائز کے دارالحکومتوں کے ایکویٹی اسٹاک میں اپنی سرمایہ کاری کو متنوع بنا سکتے ہیں۔ یہ آپ کو سرمایہ کاری پر اچھے منافع کی یقین دہانی کرائے گا۔ لیکن، اگر آپ چاہتے ہیںSIP میں سرمایہ کاری کریں۔ ہیلتھ کیئر ایکوئٹیز کی بنیاد پر، SBI ہیلتھ کیئر آپرچیونٹیز میں سرمایہ کاری کرنے پر غور کریں جنہوں نے مضبوط منافع ظاہر کیا ہے۔14.3% اس کے آغاز کے بعد سے.
6. روپے کی اوسط قیمت کیا ہے؟
A: روپے کی لاگت کا اوسط نہ صرف افراد کو SIPs میں سرمایہ کاری کرنے کی ترغیب دیتا ہے، بلکہ انہیں مارکیٹ کے اتار چڑھاؤ سے فائدہ اٹھانے کی اجازت دیتا ہے۔ اگر SBI SIP کا NAV نیچے ہے، تو بطورسرمایہ کار، آپ کو مزید یونٹس ملیں گے۔بینکاور اگر SIP کا NAV اوپر ہے، تو آپ کو کم یونٹ ملیں گے۔ کسی بھی طرح، آپ حاصل کرنے کے لئے کھڑے ہوں گے.
7. کیا میں اس کا اوسط حاصل کر سکتا ہوں کہ مجھے 5 لاکھ روپے کی واپسی حاصل کرنے کے لیے SBI SIP میں کتنی سرمایہ کاری کرنی چاہیے؟
A: اگر آپ SBI SIP میں 5 سال کے لیے سرمایہ کاری کرتے ہیں، تو آپ کو 10% کی متوقع واپسی پر ہر ماہ Rs.6403.00 کی سرمایہ کاری پر غور کرنا چاہیے۔ اگر متوقع واپسی بڑھ جاتی ہے، تو ماہانہ سرمایہ کاری کی رقم کم ہو جاتی ہے۔
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔
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