Table of Contents
Top 10 Funds
گھونٹ یا منظمسرمایہ کاری کا منصوبہ کرنے کا ایک بہترین طریقہ ہےمیوچل فنڈز میں سرمایہ کاری کریں۔. کی طرف سے پیش کردہ SIP منصوبےایس بی آئی میوچل فنڈ باقاعدگی سے ایک خاص رقم بچانے کا ایک بہترین طریقہ ہے۔بنیاد جیسے ہفتہ وار/ماہانہ/ سہ ماہی۔ یہ باقاعدگی سے بچت کی حوصلہ افزائی کرتا ہے اور فوائد بھی دیتا ہے۔کمپاؤنڈنگ کی طاقت.
SIP پلان کے ساتھ آپ مضبوط دولت بنانے کے لیے آسانی سے طویل مدت تک سرمایہ کاری کر سکتے ہیں۔ چونکہ، رقم کو باقاعدہ وقفوں پر لگایا جاتا ہے، اس سے اس کے اثرات بھی کم ہو جاتے ہیں۔مارکیٹ اتار چڑھاؤ. کے ساتھSIP سرمایہ کاریسرمایہ کار اپنے مختلف اہداف کی منصوبہ بندی بھی کر سکتے ہیں جیسے ریٹائرمنٹ، شادی، مکان/گاڑی کی خریداری یا یہاں تک کہ اعلیٰ تعلیم وغیرہ۔
SBI MF کے ساتھ منظم سرمایہ کاری کا منصوبہ رکھنے کے لیے بہت زیادہ رقم کی ضرورت نہیں ہے۔سرمایہ کاری کیونکہ ابتدائی رقم 500 روپے تک کم ہے۔
SBI SIP میوچل فنڈ بچپن سے ہی بچت کی عادت پیدا کرنے کی حوصلہ افزائی کرتا ہے۔
ایس آئی پی میں سرمایہ کاری کرکے کوئی اپنی طویل مدتی منصوبہ بندی کرسکتا ہے۔مالی اہداف جیسے کار/گھر خریدنا، بین الاقوامی سفر کے لیے بچت، بچے کی تعلیم کے لیے بچت،ریٹائرمنٹ پلاننگ یا کوئی اور اثاثہ خریدنے کے لیے۔
یہ دیکھتے ہوئے کہ ایک منظم سرمایہ کاری کا منصوبہ طویل عرصے پر محیط ہے، کوئی اسٹاک مارکیٹ کے تمام ادوار، اتار چڑھاؤ اور اس سے بھی اہم طور پر مندی کو پکڑتا ہے۔ مندی میں، جب زیادہ تر سرمایہ کاروں کو خوف لاحق ہو جاتا ہے، SIP کی قسطیں اس بات کو یقینی بناتی ہیں کہ سرمایہ کار "کم" خریدیں۔
تو، آج ہی میں ایک SIP شروع کریں۔ایکویٹی فنڈز ان 10 بہترین SBI SIP فنڈز میں سرمایہ کاری کرکے۔ ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، ہم مرتبہ اوسط واپسی، وغیرہ۔
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(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) SBI PSU Fund Growth ₹31.1055
↑ 0.73 ₹4,471 500 -8.8 -4.9 52.3 35 24.2 54 8.2 SBI Infrastructure Fund Growth ₹49.2287
↑ 0.60 ₹4,963 500 -8 2 31.6 25.5 25.8 49.7 9.6 SBI Magnum Tax Gain Fund Growth ₹423.845
↑ 6.00 ₹27,559 500 -4 6.4 41 23.6 24.3 40 13.6 SBI Healthcare Opportunities Fund Growth ₹414.343
↑ 2.25 ₹3,416 500 4.7 19 43.1 23.2 28.5 38.2 15.9 SBI Contra Fund Growth ₹369.761
↓ -1.63 ₹40,486 500 -6.2 4 28.6 22.2 29.2 38.2 17.3 SBI Consumption Opportunities Fund Growth ₹317.746
↑ 3.88 ₹3,015 500 -5.9 11.1 27.1 20 21.9 29.9 16.8 SBI Small Cap Fund Growth ₹173.09
↑ 0.83 ₹33,107 500 -4.7 5.9 26.4 18.6 26.3 25.3 20.6 SBI Magnum Mid Cap Fund Growth ₹229.779
↑ 1.78 ₹21,407 500 -4.7 6.7 24.2 18.1 26.8 34.5 17.3 SBI Large and Midcap Fund Growth ₹581.916
↓ -3.01 ₹28,660 500 -3.5 7.5 26.5 16.1 20.8 26.8 17.9 SBI Banking & Financial Services Fund Growth ₹37.7445
↑ 0.61 ₹6,457 500 1 9.7 31 15.1 14.1 18.6 14.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Nov 24 1. SBI Small Cap Fund
CAGR/Annualized
return of 20.6% since its launch. Ranked 4 in Small Cap
category. Return for 2023 was 25.3% , 2022 was 8.1% and 2021 was 47.6% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (22 Nov 24) ₹173.09 ↑ 0.83 (0.48 %) Net Assets (Cr) ₹33,107 on 31 Oct 24 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 2.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,975 31 Oct 21 ₹19,276 31 Oct 22 ₹21,421 31 Oct 23 ₹24,502 31 Oct 24 ₹33,673 Returns for SBI Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -3.6% 3 Month -4.7% 6 Month 5.9% 1 Year 26.4% 3 Year 18.6% 5 Year 26.3% 10 Year 15 Year Since launch 20.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 10.97 Yr. Pradeep Kesavan 31 Dec 23 0.84 Yr. Mohan Lal 1 May 24 0.5 Yr. Data below for SBI Small Cap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 32.31% Consumer Cyclical 21.32% Financial Services 14.7% Basic Materials 8.94% Consumer Defensive 5.63% Health Care 2.03% Communication Services 1.96% Real Estate 1.58% Asset Allocation
Asset Class Value Cash 11.54% Equity 88.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE3% ₹1,049 Cr 34,595,699 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO3% ₹1,035 Cr 5,531,552
↓ -368,448 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹1,007 Cr 7,900,000
↓ -1,100,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Aug 19 | 5222753% ₹965 Cr 5,404,515
↓ -1,595,485 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS3% ₹919 Cr 3,300,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET3% ₹846 Cr 9,716,991 CMS Info Systems Ltd (Industrials)
Equity, Since 31 Dec 21 | 5434412% ₹806 Cr 15,000,000 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC2% ₹776 Cr 89,318,180 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB2% ₹756 Cr 43,000,000 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY2% ₹752 Cr 9,324,049 2. SBI Consumption Opportunities Fund
CAGR/Annualized
return of 16.8% since its launch. Ranked 11 in Sectoral
category. Return for 2023 was 29.9% , 2022 was 13.9% and 2021 was 35.6% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (22 Nov 24) ₹317.746 ↑ 3.88 (1.24 %) Net Assets (Cr) ₹3,015 on 31 Oct 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 1.66 Information Ratio 0.54 Alpha Ratio 2.98 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,708 31 Oct 21 ₹14,619 31 Oct 22 ₹17,643 31 Oct 23 ₹20,028 31 Oct 24 ₹27,366 Returns for SBI Consumption Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -5.3% 3 Month -5.9% 6 Month 11.1% 1 Year 27.1% 3 Year 20% 5 Year 21.9% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% 2015 5.3% 2014 30.9% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 0.59 Yr. Ashit Desai 1 Apr 24 0.59 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Consumer Cyclical 49.58% Consumer Defensive 27.91% Industrials 9.79% Communication Services 5.58% Basic Materials 2.76% Asset Allocation
Asset Class Value Cash 4.38% Equity 95.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | 5141677% ₹213 Cr 1,010,998 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹148 Cr 920,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹106 Cr 420,000
↑ 50,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹106 Cr 1,836,850 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹106 Cr 549,563 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002383% ₹97 Cr 490,000
↑ 100,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹93 Cr 1,900,000 Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL3% ₹89 Cr 290,000
↑ 60,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094803% ₹83 Cr 1,550,172
↑ 370,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI3% ₹83 Cr 75,000 3. SBI Large and Midcap Fund
CAGR/Annualized
return of 17.9% since its launch. Ranked 20 in Large & Mid Cap
category. Return for 2023 was 26.8% , 2022 was 7.3% and 2021 was 39.3% . SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (21 Nov 24) ₹581.916 ↓ -3.01 (-0.51 %) Net Assets (Cr) ₹28,660 on 31 Oct 24 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 2.13 Information Ratio -0.05 Alpha Ratio 2.47 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,764 31 Oct 21 ₹16,219 31 Oct 22 ₹17,958 31 Oct 23 ₹19,575 31 Oct 24 ₹26,693 Returns for SBI Large and Midcap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -4.4% 3 Month -3.5% 6 Month 7.5% 1 Year 26.5% 3 Year 16.1% 5 Year 20.8% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% 2015 11.1% 2014 48.3% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.15 Yr. Pradeep Kesavan 31 Dec 23 0.84 Yr. Data below for SBI Large and Midcap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 22.52% Basic Materials 13.95% Consumer Cyclical 12.42% Industrials 12% Technology 9.44% Health Care 8.98% Consumer Defensive 6.2% Energy 3.84% Communication Services 3.49% Utility 3.2% Asset Allocation
Asset Class Value Cash 3.97% Equity 96.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK6% ₹1,776 Cr 10,255,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE4% ₹1,122 Cr 3,800,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹942 Cr 7,400,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹867 Cr 11,000,000
↑ 1,800,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹821 Cr 1,910,000 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹790 Cr 270,874
↑ 25,874 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 22 | 5333983% ₹779 Cr 3,835,645 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY2% ₹713 Cr 3,800,000 Voltas Ltd (Industrials)
Equity, Since 30 Nov 22 | VOLTAS2% ₹701 Cr 3,800,000 Coforge Ltd (Technology)
Equity, Since 31 Aug 23 | COFORGE2% ₹646 Cr 920,000 4. SBI Magnum COMMA Fund
CAGR/Annualized
return of 12.6% since its launch. Ranked 9 in Sectoral
category. Return for 2023 was 32.3% , 2022 was -6.6% and 2021 was 52% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (22 Nov 24) ₹98.681 ↑ 2.00 (2.07 %) Net Assets (Cr) ₹655 on 31 Oct 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 1.54 Information Ratio -0.54 Alpha Ratio 0.55 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,844 31 Oct 21 ₹18,767 31 Oct 22 ₹17,943 31 Oct 23 ₹19,562 31 Oct 24 ₹26,811 Returns for SBI Magnum COMMA Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -2.9% 3 Month -7.6% 6 Month -0.3% 1 Year 24.3% 3 Year 12.4% 5 Year 21.6% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% 2014 31.5% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 0.42 Yr. Pradeep Kesavan 31 Dec 23 0.84 Yr. Data below for SBI Magnum COMMA Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Basic Materials 43.41% Energy 27.18% Utility 10.53% Consumer Defensive 8.71% Consumer Cyclical 4.31% Asset Allocation
Asset Class Value Cash 5.84% Equity 94.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹59 Cr 3,976,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE9% ₹57 Cr 424,732 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC6% ₹39 Cr 2,070,000
↑ 400,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325386% ₹38 Cr 34,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003126% ₹37 Cr 1,400,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002955% ₹31 Cr 675,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | 5328985% ₹30 Cr 930,000 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA4% ₹29 Cr 650,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL4% ₹29 Cr 425,000 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 24 | BALRAMCHIN4% ₹28 Cr 450,000 5. SBI Bluechip Fund
CAGR/Annualized
return of 12.3% since its launch. Ranked 9 in Large Cap
category. Return for 2023 was 22.6% , 2022 was 4.4% and 2021 was 26.1% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (22 Nov 24) ₹88.3122 ↑ 1.63 (1.88 %) Net Assets (Cr) ₹50,447 on 31 Oct 24 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 1.65 Information Ratio -0.32 Alpha Ratio 0.54 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,583 31 Oct 21 ₹15,002 31 Oct 22 ₹15,434 31 Oct 23 ₹16,840 31 Oct 24 ₹21,726 Returns for SBI Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -2.4% 3 Month -2.7% 6 Month 7.1% 1 Year 22.5% 3 Year 12.9% 5 Year 16.6% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% 2015 8% 2014 47.9% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 0.59 Yr. Pradeep Kesavan 1 Apr 24 0.59 Yr. Data below for SBI Bluechip Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 27.82% Consumer Cyclical 16.04% Consumer Defensive 11.27% Technology 9.04% Industrials 8.24% Health Care 7.1% Basic Materials 5.66% Energy 4.68% Communication Services 2.69% Real Estate 2.32% Asset Allocation
Asset Class Value Cash 5.14% Equity 94.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK8% ₹4,244 Cr 24,450,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK7% ₹3,748 Cr 29,000,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC5% ₹2,459 Cr 50,300,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY5% ₹2,407 Cr 13,700,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT4% ₹2,245 Cr 6,198,441 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE4% ₹2,078 Cr 15,600,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 24 | TCS4% ₹1,811 Cr 4,562,331 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,609 Cr 2,731,710 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK3% ₹1,593 Cr 9,200,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Oct 14 | 5008253% ₹1,490 Cr 2,601,838 6. SBI Magnum Multicap Fund
CAGR/Annualized
return of since its launch. Ranked 9 in Multi Cap
category. Return for 2023 was 22.8% , 2022 was 0.7% and 2021 was 30.8% . SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (21 Nov 24) ₹104.523 ↓ -0.48 (-0.45 %) Net Assets (Cr) ₹22,093 on 31 Oct 24 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 1.59 Information Ratio -1.14 Alpha Ratio -2.84 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,493 31 Oct 21 ₹15,177 31 Oct 22 ₹15,339 31 Oct 23 ₹16,457 31 Oct 24 ₹21,190 Returns for SBI Magnum Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -5.1% 3 Month -5.3% 6 Month 3.7% 1 Year 20.2% 3 Year 10.4% 5 Year 15.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% 2015 9.8% 2014 56% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure R. Srinivasan 1 Jan 22 2.84 Yr. Pradeep Kesavan 31 Dec 23 0.84 Yr. Data below for SBI Magnum Multicap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 22.97% Consumer Cyclical 17.25% Industrials 12.36% Basic Materials 10.2% Energy 7.2% Technology 6.93% Communication Services 6.73% Consumer Defensive 4.88% Health Care 4.18% Utility 2.28% Asset Allocation
Asset Class Value Cash 5.01% Equity 94.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE5% ₹1,041 Cr 7,816,540 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK4% ₹925 Cr 7,160,055
↑ 950,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK4% ₹882 Cr 5,094,000
↓ -1,600,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK4% ₹881 Cr 5,075,354
↓ -2,400,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT3% ₹660 Cr 1,821,034 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY3% ₹655 Cr 3,725,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL3% ₹605 Cr 3,750,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 22 | M&M3% ₹592 Cr 2,170,000 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jan 24 | CTSH3% ₹564 Cr 900,000 Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 31 Aug 21 | 5433342% ₹448 Cr 12,710,062 7. SBI Infrastructure Fund
CAGR/Annualized
return of 9.6% since its launch. Ranked 18 in Sectoral
category. Return for 2023 was 49.7% , 2022 was 9.3% and 2021 was 48.3% . SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (22 Nov 24) ₹49.2287 ↑ 0.60 (1.24 %) Net Assets (Cr) ₹4,963 on 31 Oct 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 2.21 Sharpe Ratio 2.16 Information Ratio 0.9 Alpha Ratio 5.95 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,259 31 Oct 21 ₹15,642 31 Oct 22 ₹17,219 31 Oct 23 ₹22,128 31 Oct 24 ₹32,487 Returns for SBI Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -5% 3 Month -8% 6 Month 2% 1 Year 31.6% 3 Year 25.5% 5 Year 25.8% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 49.7% 2022 9.3% 2021 48.3% 2020 8.2% 2019 10.2% 2018 -18.1% 2017 41.7% 2016 9.3% 2015 2.7% 2014 48.1% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 2.84 Yr. Pradeep Kesavan 31 Dec 23 0.84 Yr. Data below for SBI Infrastructure Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Industrials 32.95% Basic Materials 13.56% Financial Services 13.01% Energy 11% Communication Services 8.31% Utility 7.56% Real Estate 5.02% Consumer Cyclical 4.17% Asset Allocation
Asset Class Value Cash 4.42% Equity 95.58% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE9% ₹453 Cr 3,400,000
↑ 600,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT7% ₹326 Cr 900,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL5% ₹242 Cr 1,500,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003874% ₹203 Cr 81,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX4% ₹178 Cr 10,000,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348163% ₹170 Cr 5,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK3% ₹149 Cr 860,000 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | 5060763% ₹142 Cr 641,316
↑ 141,316 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 5327793% ₹128 Cr 700,000 Tega Industries Ltd (Industrials)
Equity, Since 31 Dec 21 | 5434132% ₹115 Cr 600,000 8. SBI Contra Fund
CAGR/Annualized
return of 17.3% since its launch. Ranked 48 in Contra
category. Return for 2023 was 38.2% , 2022 was 12.8% and 2021 was 49.9% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (21 Nov 24) ₹369.761 ↓ -1.63 (-0.44 %) Net Assets (Cr) ₹40,486 on 31 Oct 24 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 2.03 Information Ratio 2.07 Alpha Ratio 6.47 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,375 31 Oct 21 ₹19,131 31 Oct 22 ₹21,939 31 Oct 23 ₹26,344 31 Oct 24 ₹36,832 Returns for SBI Contra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -5.4% 3 Month -6.2% 6 Month 4% 1 Year 28.6% 3 Year 22.2% 5 Year 29.2% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% 2015 -0.1% 2014 47.7% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 6.49 Yr. Pradeep Kesavan 1 Dec 23 0.92 Yr. Data below for SBI Contra Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 20.11% Basic Materials 9.61% Technology 9.11% Health Care 7.06% Consumer Cyclical 7.05% Industrials 6.97% Energy 6.71% Utility 5.26% Consumer Defensive 4.93% Communication Services 3.87% Real Estate 0.53% Asset Allocation
Asset Class Value Cash 18.01% Equity 81.22% Debt 0.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK5% ₹2,208 Cr 12,723,129 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE3% ₹1,263 Cr 9,478,250 Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | 5327552% ₹931 Cr 5,786,409 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK2% ₹888 Cr 5,128,168 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN2% ₹841 Cr 10,254,269 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹823 Cr 41,173,788 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC2% ₹820 Cr 16,766,741 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002382% ₹804 Cr 4,040,000 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹787 Cr 52,995,525 Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Dec 23 | 5000962% ₹706 Cr 13,077,467 9. SBI Magnum Mid Cap Fund
CAGR/Annualized
return of 17.3% since its launch. Ranked 28 in Mid Cap
category. Return for 2023 was 34.5% , 2022 was 3% and 2021 was 52.2% . SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (22 Nov 24) ₹229.779 ↑ 1.78 (0.78 %) Net Assets (Cr) ₹21,407 on 31 Oct 24 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 1.93 Information Ratio -0.48 Alpha Ratio 1.23 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,825 31 Oct 21 ₹19,310 31 Oct 22 ₹21,129 31 Oct 23 ₹24,978 31 Oct 24 ₹33,559 Returns for SBI Magnum Mid Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -3.3% 3 Month -4.7% 6 Month 6.7% 1 Year 24.2% 3 Year 18.1% 5 Year 26.8% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.5% 2022 3% 2021 52.2% 2020 30.4% 2019 0.1% 2018 -18% 2017 33.5% 2016 5% 2015 14.9% 2014 71.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 0.59 Yr. Pradeep Kesavan 1 Apr 24 0.59 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Consumer Cyclical 20.67% Financial Services 19.86% Industrials 16.5% Health Care 11.3% Basic Materials 7.92% Utility 4% Real Estate 3.96% Technology 3.74% Communication Services 2.86% Consumer Defensive 1.95% Energy 1.33% Asset Allocation
Asset Class Value Cash 5.9% Equity 94.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL4% ₹876 Cr 1,600,000
↑ 25,478 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327794% ₹856 Cr 4,700,000
↓ -70,722 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹716 Cr 1,490,000 Voltas Ltd (Industrials)
Equity, Since 30 Apr 24 | VOLTAS3% ₹660 Cr 4,000,000 Thermax Ltd (Industrials)
Equity, Since 31 Dec 13 | THERMAX3% ₹591 Cr 1,200,000 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5063953% ₹584 Cr 3,500,000 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | KPRMILL3% ₹561 Cr 6,000,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 21 | MAXHEALTH3% ₹560 Cr 5,500,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5000343% ₹551 Cr 800,000
↑ 200,000 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK3% ₹551 Cr 27,000,000 10. SBI Magnum Equity ESG Fund
CAGR/Annualized
return of 12.5% since its launch. Ranked 47 in Sectoral
category. Return for 2023 was 24.6% , 2022 was -2.3% and 2021 was 30.3% . SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (21 Nov 24) ₹229.127 ↓ -0.75 (-0.33 %) Net Assets (Cr) ₹5,750 on 31 Oct 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 1.63 Information Ratio -0.03 Alpha Ratio 1.84 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,589 31 Oct 21 ₹15,083 31 Oct 22 ₹14,923 31 Oct 23 ₹16,023 31 Oct 24 ₹20,885 Returns for SBI Magnum Equity ESG Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 22 Nov 24 Duration Returns 1 Month -4.7% 3 Month -4.3% 6 Month 5.4% 1 Year 22.2% 3 Year 10% 5 Year 15.4% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.6% 2022 -2.3% 2021 30.3% 2020 13.5% 2019 14.8% 2018 3.3% 2017 24.1% 2016 4.5% 2015 2.4% 2014 42.6% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 2.84 Yr. Pradeep Kesavan 1 Dec 23 0.92 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 33.09% Technology 20.85% Consumer Cyclical 15.87% Industrials 12.31% Basic Materials 5.46% Health Care 3.58% Energy 2.8% Consumer Defensive 2.61% Utility 1.73% Asset Allocation
Asset Class Value Cash 1.7% Equity 98.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY8% ₹507 Cr 2,701,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹505 Cr 2,917,400 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK7% ₹444 Cr 3,485,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322155% ₹282 Cr 2,290,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS5% ₹278 Cr 651,034
↑ 70,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT4% ₹269 Cr 731,709
↓ -80,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹229 Cr 1,235,000
↓ -80,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹216 Cr 163,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325383% ₹207 Cr 175,000
↓ -40,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN3% ₹191 Cr 2,430,000
جاننا چاہتے ہیں کہ اگر آپ ایک مخصوص مدت کے لیے ماہانہ ایک مخصوص رقم کی سرمایہ کاری کرتے ہیں تو آپ کی SIP سرمایہ کاری کیسے بڑھے گی؟ ہم آپ کو ایک مثال سے سمجھاتے ہیں۔
SIP کیلکولیٹر عام طور پر ان پٹ لیتے ہیں جیسے SIP سرمایہ کاری کی رقم (مقصد) جو کوئی سرمایہ کاری کرنا چاہتا ہے، مطلوبہ سرمایہ کاری کے سالوں کی تعداد، متوقعمہنگائی شرحیں (کسی کو اس کا حساب دینا ہوگا!) اور متوقع منافع۔ لہذا، کوئی ایک مقصد حاصل کرنے کے لیے درکار SIP ریٹرن کا حساب لگا سکتا ہے!
فرض کریں، اگر آپ 10 روپے کی سرمایہ کاری کرتے ہیں،000 10 سالوں کے لیے، دیکھیں کہ آپ کی SIP سرمایہ کاری کیسے بڑھتی ہے-
ماہانہ سرمایہ کاری: INR 10,000
سرمایہ کاری کی مدت: 10 سال
سرمایہ کاری کی کل رقم: INR 12,00,000
طویل مدتی ترقی کی شرح (تقریباً): 15%
کے مطابق متوقع واپسی۔گھونٹ کیلکولیٹر: INR 27,86,573
خالص منافع: 15,86,573 روپے (مطلق واپسی۔= 132.2%)
مندرجہ بالا حسابات سے پتہ چلتا ہے کہ اگر آپ 10 سال کے لیے ماہانہ 10,000 روپے کی سرمایہ کاری کرتے ہیں (کل INR12,00,000
) آپ کمائیں گے۔INR 27,86,573
جس کا مطلب ہے کہ آپ جو خالص منافع کماتے ہیں۔15,86,573 روپے
. کیا یہ بہت اچھا نہیں ہے!
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دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!
SBI کے ساتھ اپنے مقصد کی منصوبہ بندی کریں۔باہمی چندہ، ان تک پہنچنے کے لیے SIPs کا استعمال کریں!
A: SIP میں سرمایہ کاری شروع کرنے کا کوئی مقررہ وقت نہیں ہے۔ آپ سال میں کسی بھی وقت اپنی سرمایہ کاری شروع کر سکتے ہیں۔ لہذا، اپنے مالیات کا جائزہ لینا شروع کریں، اور یقینی بنائیں کہ آپ کسی خاص وقت پر سرمایہ کاری کے لیے تیار ہیں۔
A: مثالی طور پر، SIPs کو آپ کے طویل مدتی اہداف کا حصہ ہونا چاہیے۔ بنیادی وجہ زیادہ توسیع شدہ مدت ہے، مختصر مدت کے مقابلے میں بہتر منافع پیدا کرنے کا امکان ہے۔
A: جب آپ میوچل فنڈ میں باقاعدگی سے سرمایہ کاری کرتے ہیں، تو آپ کو کمپاؤنڈنگ سود ملتا ہے نہ کہ صرف سرمایہ کاری کی گئی اصل رقم پر سود۔ اس کا حساب مرکب سالانہ ترقی کی شرح یا کے طور پر کیا جاتا ہے۔سی اے جی آر. طویل مدتی میں، مرکب اثر آپ کی سرمایہ کاری کو کئی گنا بڑھا دیتا ہے۔ دوسرے لفظوں میں، کمپاؤنڈنگ اثر کی مدد سے، آپ SIP سرمایہ کاری پر جو منافع کماتے ہیں وہ بھی واپسی پیدا کرتا ہے۔
A: SBI SIP میں سرمایہ کاری کرنے کی بنیادی وجہ یہ ہے کہ اس میں داخلے کا کم پوائنٹ ہے۔ آپ 500 روپے کی کم از کم سرمایہ کاری کے ساتھ کسی بھی مناسب SIP میں سرمایہ کاری شروع کر سکتے ہیں۔ اس سے SBI SIPs میں سرمایہ کاری کرنا کچھ آسان ہو جاتا ہے، خاص طور پر اگر آپ SIPs میں سرمایہ کاری شروع کرنا چاہتے ہیں۔
A: ہاں، اگر آپ SIPs میں سرمایہ کاری کے حوالے سے متعدد اختیارات حاصل کرنا چاہتے ہیں، تو SBI سب سے زیادہ قابل اعتماد اور بہترین بینکوں میں سے ایک ثابت ہو سکتا ہے۔ آپ SBI Large میں سرمایہ کاری کرنے کا انتخاب کر سکتے ہیں۔درمیانی ٹوپی ایس آئی پی، جہاں آپ بڑے اور درمیانے سائز کے دارالحکومتوں کے ایکویٹی اسٹاک میں اپنی سرمایہ کاری کو متنوع بنا سکتے ہیں۔ یہ آپ کو سرمایہ کاری پر اچھے منافع کی یقین دہانی کرائے گا۔ لیکن، اگر آپ چاہتے ہیںSIP میں سرمایہ کاری کریں۔ ہیلتھ کیئر ایکوئٹیز کی بنیاد پر، SBI ہیلتھ کیئر آپرچیونٹیز میں سرمایہ کاری کرنے پر غور کریں جنہوں نے مضبوط منافع ظاہر کیا ہے۔14.3% اس کے آغاز کے بعد سے.
A: روپے کی لاگت کا اوسط نہ صرف افراد کو SIPs میں سرمایہ کاری کرنے کی ترغیب دیتا ہے، بلکہ انہیں مارکیٹ کے اتار چڑھاؤ سے فائدہ اٹھانے کی اجازت دیتا ہے۔ اگر SBI SIP کا NAV نیچے ہے، تو بطورسرمایہ کار، آپ کو مزید یونٹس ملیں گے۔بینکاور اگر SIP کا NAV اوپر ہے، تو آپ کو کم یونٹ ملیں گے۔ کسی بھی طرح، آپ حاصل کرنے کے لئے کھڑے ہوں گے.
A: اگر آپ SBI SIP میں 5 سال کے لیے سرمایہ کاری کرتے ہیں، تو آپ کو 10% کی متوقع واپسی پر ہر ماہ Rs.6403.00 کی سرمایہ کاری پر غور کرنا چاہیے۔ اگر متوقع واپسی بڑھ جاتی ہے، تو ماہانہ سرمایہ کاری کی رقم کم ہو جاتی ہے۔
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Very nice a lots