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8 Best Gold Mutual Funds 2025
Gold has emerged as an important Asset Class in most portfolios given its ability to grow with Inflation and protect the Portfolio from Volatility caused due to a financial and economic crisis.
Today, gold as an investment is available in many forms such as- physical gold, E-Gold, etc. But, Gold Funds have emerged as one of the most popular routes for gold investments. So, let’s have a close look at some of the best Gold Mutual Funds to invest in 2025.
Why Gold Funds are Getting Popular?
Indians are very culturally inclined towards buying gold, whether for ornamental purposes or even for wealth creation. Also India being the country of various festivals all year round, investors always look at buying gold. While earlier physical gold used to be the choice, Gold Mutual Funds are clearly better in every aspect (except for ornamental purpose where once needs to buy physical gold), with benefits like minimum investment amount, diversification, no Demat account required, SIP growth, etc.
Gold Mutual Funds is a variant of Gold ETFs. A gold ETF (Exchange Traded Fund) is an instrument that is based on gold price or invests in gold bullion. A gold ETF specialises in Investing in a Range of gold securities. Gold Mutual Funds do not directly invest in physical gold but take the same position indirectly by Investing in Gold ETFs. Also, the minimum investment amount one would require to do in Gold Mutual Funds is of INR 1,000 (as monthly SIP). Since this investment is made through a Mutual Fund, investors can opt for systematic investments or withdrawals too. As Gold Mutual Funds units can be bought or sold from the fund house, investors do not face liquidity risks.
How are Gold MFs Taxed?
Gold mutual funds are taxed based on Capital gains made and holding period. If you are holding the fund for less than 3 years, then the capital gains will be taxed as per your income tax slab rate. And, if you've held the fund for at least 3 years, then you have to pay tax at 20%, with indexation benefits, on the Capital Gain made.
Top Performing Gold Funds to Invest in India
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Axis Gold Fund Growth ₹27.9325
↑ 0.59 ₹869 18.9 22.8 27.7 20 12.4 19.2 SBI Gold Fund Growth ₹27.898
↑ 0.51 ₹3,225 18.7 22.6 27.6 19.9 11.2 19.6 IDBI Gold Fund Growth ₹24.7736
↑ 0.33 ₹93 18.9 22.6 26.9 19.8 13.2 18.7 ICICI Prudential Regular Gold Savings Fund Growth ₹29.5847
↑ 0.60 ₹1,741 18.8 22.8 27.9 19.8 12.1 19.5 Invesco India Gold Fund Growth ₹27.0983
↑ 0.44 ₹127 20.1 23.1 26.4 19.7 13.5 18.8 HDFC Gold Fund Growth ₹28.5453
↑ 0.47 ₹3,303 18.6 22.7 27.4 19.7 12.3 18.9 Nippon India Gold Savings Fund Growth ₹36.6156
↑ 0.73 ₹2,623 18.9 22.7 27.6 19.7 12.5 19 Aditya Birla Sun Life Gold Fund Growth ₹27.7639
↑ 0.47 ₹512 19.2 22.9 27.1 19.5 12.5 18.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Apr 25 Gold Funds having AUM/Net Assets > 25 Crore ordered based on 3 year Calendar year returns.
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To generate returns that closely correspond to returns generated by Axis Gold ETF. Axis Gold Fund is a Gold - Gold fund was launched on 20 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for Axis Gold Fund Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). SBI Gold Fund is a Gold - Gold fund was launched on 12 Sep 11. It is a fund with Moderately High risk and has given a Below is the key information for SBI Gold Fund Returns up to 1 year are on The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by IDBI Gold Exchange Traded Fund (IDBI GOLD ETF). IDBI Gold Fund is a Gold - Gold fund was launched on 14 Aug 12. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Gold Fund Returns up to 1 year are on ICICI Prudential Regular Gold Savings Fund (the Scheme) is a fund of funds scheme with the primary objective to generate returns by investing in units of ICICI Prudential Gold Exchange Traded Fund (IPru Gold ETF).
However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential Regular Gold Savings Fund is a Gold - Gold fund was launched on 11 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Regular Gold Savings Fund Returns up to 1 year are on To provide returns that closely corresponds to returns provided by Invesco India Gold Exchange Traded Fund. Invesco India Gold Fund is a Gold - Gold fund was launched on 5 Dec 11. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Gold Fund Returns up to 1 year are on To seek capital appreciation by investing in units of HDFC Gold Exchange Traded Fund (HGETF). HDFC Gold Fund is a Gold - Gold fund was launched on 24 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Gold Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance ETF Gold BeES. Nippon India Gold Savings Fund is a Gold - Gold fund was launched on 7 Mar 11. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Gold Savings Fund Returns up to 1 year are on An Open ended Fund of Funds Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF). Aditya Birla Sun Life Gold Fund is a Gold - Gold fund was launched on 20 Mar 12. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Gold Fund Returns up to 1 year are on 1. Axis Gold Fund
CAGR/Annualized return of 7.9% since its launch. Return for 2024 was 19.2% , 2023 was 14.7% and 2022 was 12.5% . Axis Gold Fund
Growth Launch Date 20 Oct 11 NAV (16 Apr 25) ₹27.9325 ↑ 0.59 (2.15 %) Net Assets (Cr) ₹869 on 28 Feb 25 Category Gold - Gold AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.24 Sharpe Ratio 1.68 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,025 31 Mar 22 ₹11,437 31 Mar 23 ₹13,264 31 Mar 24 ₹14,661 31 Mar 25 ₹19,150 Returns for Axis Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25 Duration Returns 1 Month 9.1% 3 Month 18.9% 6 Month 22.8% 1 Year 27.7% 3 Year 20% 5 Year 12.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 19.2% 2022 14.7% 2021 12.5% 2020 -4.7% 2019 26.9% 2018 23.1% 2017 8.3% 2016 0.7% 2015 10.7% 2014 -11.9% Fund Manager information for Axis Gold Fund
Name Since Tenure Aditya Pagaria 9 Nov 21 3.31 Yr. Pratik Tibrewal 1 Feb 25 0.08 Yr. Data below for Axis Gold Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 2.87% Other 97.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Gold ETF
- | -99% ₹857 Cr 119,827,570
↑ 8,979,678 Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -2% ₹16 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹4 Cr 2. SBI Gold Fund
CAGR/Annualized return of 7.8% since its launch. Return for 2024 was 19.6% , 2023 was 14.1% and 2022 was 12.6% . SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (16 Apr 25) ₹27.898 ↑ 0.51 (1.86 %) Net Assets (Cr) ₹3,225 on 28 Feb 25 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.29 Sharpe Ratio 1.72 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹9,722 31 Mar 22 ₹11,159 31 Mar 23 ₹12,913 31 Mar 24 ₹14,265 31 Mar 25 ₹18,680 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25 Duration Returns 1 Month 8.6% 3 Month 18.7% 6 Month 22.6% 1 Year 27.6% 3 Year 19.9% 5 Year 11.2% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 19.6% 2022 14.1% 2021 12.6% 2020 -5.7% 2019 27.4% 2018 22.8% 2017 6.4% 2016 3.5% 2015 10% 2014 -8.1% Fund Manager information for SBI Gold Fund
Name Since Tenure Raj gandhi 1 Jan 13 12.17 Yr. Data below for SBI Gold Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 1.34% Other 98.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹3,232 Cr 439,902,410
↑ 29,358,199 Net Receivable / Payable
CBLO | -1% -₹27 Cr Treps
CBLO/Reverse Repo | -1% ₹20 Cr 3. IDBI Gold Fund
CAGR/Annualized return of 7.4% since its launch. Return for 2024 was 18.7% , 2023 was 14.8% and 2022 was 12% . IDBI Gold Fund
Growth Launch Date 14 Aug 12 NAV (16 Apr 25) ₹24.7736 ↑ 0.33 (1.35 %) Net Assets (Cr) ₹93 on 28 Feb 25 Category Gold - Gold AMC IDBI Asset Management Limited Rating Risk Moderately High Expense Ratio 0.65 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,000 31 Mar 22 ₹11,326 31 Mar 23 ₹13,151 31 Mar 24 ₹14,541 31 Mar 25 ₹19,184 Returns for IDBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25 Duration Returns 1 Month 7.8% 3 Month 18.9% 6 Month 22.6% 1 Year 26.9% 3 Year 19.8% 5 Year 13.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.7% 2022 14.8% 2021 12% 2020 -4% 2019 24.2% 2018 21.6% 2017 5.8% 2016 1.4% 2015 8.3% 2014 -8.7% Fund Manager information for IDBI Gold Fund
Name Since Tenure Sumit Bhatnagar 1 Jun 24 0.75 Yr. Data below for IDBI Gold Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 1.33% Other 98.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC MF Gold ETF
- | -99% ₹92 Cr 119,347
↑ 12,271 Treps
CBLO/Reverse Repo | -1% ₹1 Cr Net Receivables / (Payables)
Net Current Assets | -1% -₹1 Cr 4. ICICI Prudential Regular Gold Savings Fund
CAGR/Annualized return of 8.4% since its launch. Return for 2024 was 19.5% , 2023 was 13.5% and 2022 was 12.7% . ICICI Prudential Regular Gold Savings Fund
Growth Launch Date 11 Oct 11 NAV (16 Apr 25) ₹29.5847 ↑ 0.60 (2.08 %) Net Assets (Cr) ₹1,741 on 28 Feb 25 Category Gold - Gold AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.4 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Months (2%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,050 31 Mar 22 ₹11,473 31 Mar 23 ₹13,247 31 Mar 24 ₹14,669 31 Mar 25 ₹19,133 Returns for ICICI Prudential Regular Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25 Duration Returns 1 Month 8.8% 3 Month 18.8% 6 Month 22.8% 1 Year 27.9% 3 Year 19.8% 5 Year 12.1% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 19.5% 2022 13.5% 2021 12.7% 2020 -5.4% 2019 26.6% 2018 22.7% 2017 7.4% 2016 0.8% 2015 8.9% 2014 -5.1% Fund Manager information for ICICI Prudential Regular Gold Savings Fund
Name Since Tenure Manish Banthia 27 Sep 12 12.43 Yr. Nishit Patel 29 Dec 20 4.17 Yr. Data below for ICICI Prudential Regular Gold Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 1.73% Other 98.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Pru Gold ETF
- | -100% ₹1,740 Cr 236,566,280
↑ 16,326,224 Treps
CBLO/Reverse Repo | -1% ₹16 Cr Net Current Assets
Net Current Assets | -1% -₹15 Cr 5. Invesco India Gold Fund
CAGR/Annualized return of 7.7% since its launch. Return for 2024 was 18.8% , 2023 was 14.5% and 2022 was 12.8% . Invesco India Gold Fund
Growth Launch Date 5 Dec 11 NAV (16 Apr 25) ₹27.0983 ↑ 0.44 (1.64 %) Net Assets (Cr) ₹127 on 28 Feb 25 Category Gold - Gold AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.45 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,219 31 Mar 22 ₹11,561 31 Mar 23 ₹13,495 31 Mar 24 ₹14,930 31 Mar 25 ₹19,501 Returns for Invesco India Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25 Duration Returns 1 Month 8.5% 3 Month 20.1% 6 Month 23.1% 1 Year 26.4% 3 Year 19.7% 5 Year 13.5% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.8% 2022 14.5% 2021 12.8% 2020 -5.5% 2019 27.2% 2018 21.4% 2017 6.6% 2016 1.3% 2015 21.6% 2014 -15.1% Fund Manager information for Invesco India Gold Fund
Name Since Tenure Krishna Cheemalapati 1 Mar 25 0 Yr. Data below for Invesco India Gold Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 3.81% Other 96.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Invesco India Gold ETF
- | -98% ₹124 Cr 166,343
↑ 11,350 Triparty Repo
CBLO/Reverse Repo | -3% ₹4 Cr Net Receivables / (Payables)
Net Current Assets | -1% -₹1 Cr 6. HDFC Gold Fund
CAGR/Annualized return of 8.1% since its launch. Return for 2024 was 18.9% , 2023 was 14.1% and 2022 was 12.7% . HDFC Gold Fund
Growth Launch Date 24 Oct 11 NAV (16 Apr 25) ₹28.5453 ↑ 0.47 (1.68 %) Net Assets (Cr) ₹3,303 on 28 Feb 25 Category Gold - Gold AMC HDFC Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (2%),6-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹9,979 31 Mar 22 ₹11,392 31 Mar 23 ₹13,135 31 Mar 24 ₹14,530 31 Mar 25 ₹19,074 Returns for HDFC Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25 Duration Returns 1 Month 8.9% 3 Month 18.6% 6 Month 22.7% 1 Year 27.4% 3 Year 19.7% 5 Year 12.3% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.9% 2022 14.1% 2021 12.7% 2020 -5.5% 2019 27.5% 2018 21.7% 2017 6.6% 2016 2.8% 2015 10.1% 2014 -7.3% Fund Manager information for HDFC Gold Fund
Name Since Tenure Arun Agarwal 15 Feb 23 2.04 Yr. Nirman Morakhia 15 Feb 23 2.04 Yr. Data below for HDFC Gold Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 2.06% Other 97.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -100% ₹3,294 Cr 450,199,644
↑ 19,173,364 Treps - Tri-Party Repo
CBLO/Reverse Repo | -0% ₹9 Cr Net Current Assets
Net Current Assets | -0% ₹0 Cr 7. Nippon India Gold Savings Fund
CAGR/Annualized return of 9.6% since its launch. Return for 2024 was 19% , 2023 was 14.3% and 2022 was 12.3% . Nippon India Gold Savings Fund
Growth Launch Date 7 Mar 11 NAV (16 Apr 25) ₹36.6156 ↑ 0.73 (2.02 %) Net Assets (Cr) ₹2,623 on 28 Feb 25 Category Gold - Gold AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 0.34 Sharpe Ratio 1.68 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (2%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹9,956 31 Mar 22 ₹11,456 31 Mar 23 ₹13,213 31 Mar 24 ₹14,599 31 Mar 25 ₹19,055 Returns for Nippon India Gold Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25 Duration Returns 1 Month 8.8% 3 Month 18.9% 6 Month 22.7% 1 Year 27.6% 3 Year 19.7% 5 Year 12.5% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 19% 2022 14.3% 2021 12.3% 2020 -5.5% 2019 26.6% 2018 22.5% 2017 6% 2016 1.7% 2015 11.6% 2014 -8.1% Fund Manager information for Nippon India Gold Savings Fund
Name Since Tenure Himanshu Mange 23 Dec 23 1.19 Yr. Data below for Nippon India Gold Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 3.07% Other 96.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nippon India ETF Gold BeES
- | -98% ₹2,580 Cr 362,884,792
↑ 9,655,000 Net Current Assets
Net Current Assets | -1% ₹31 Cr Triparty Repo
CBLO/Reverse Repo | -0% ₹12 Cr Cash Margin - Ccil
CBLO | -0% ₹0 Cr 8. Aditya Birla Sun Life Gold Fund
CAGR/Annualized return of 8.1% since its launch. Return for 2024 was 18.7% , 2023 was 14.5% and 2022 was 12.3% . Aditya Birla Sun Life Gold Fund
Growth Launch Date 20 Mar 12 NAV (16 Apr 25) ₹27.7639 ↑ 0.47 (1.71 %) Net Assets (Cr) ₹512 on 28 Feb 25 Category Gold - Gold AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.51 Sharpe Ratio 1.74 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹9,940 31 Mar 22 ₹11,371 31 Mar 23 ₹13,025 31 Mar 24 ₹14,416 31 Mar 25 ₹18,985 Returns for Aditya Birla Sun Life Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25 Duration Returns 1 Month 8.9% 3 Month 19.2% 6 Month 22.9% 1 Year 27.1% 3 Year 19.5% 5 Year 12.5% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.7% 2022 14.5% 2021 12.3% 2020 -5% 2019 26% 2018 21.3% 2017 6.8% 2016 1.6% 2015 11.5% 2014 -7.2% Fund Manager information for Aditya Birla Sun Life Gold Fund
Name Since Tenure Priya Sridhar 31 Dec 24 0.16 Yr. Data below for Aditya Birla Sun Life Gold Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 1.87% Other 98.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aditya BSL Gold ETF
- | -100% ₹511 Cr 67,773,270
↑ 3,265,683 Clearing Corporation Of India Limited
CBLO/Reverse Repo | -1% ₹3 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹2 Cr
Top 4 Benefits of Gold Investments
Hedge Against Inflation
Gold acts as a hedge against inflation. Gold's value rises when inflation rises. During the inflationary time, gold is a more stable investment than cash.
Liquidity
Gold Investment offers investors the chance to trade it during emergencies or when they need cash. As it is fairly liquid in nature, it ensures that it is easy to sell. Different instruments offer differing levels of liquidity, Gold ETFs may be the most liquid of all options.
Offers Diversification
Gold investment can act as a safety net against Market volatility. Gold investment or gold as an asset class has a low correlation with the equity or stock markets. So when the equity markets are down, your gold investment may outperform.
Valuable Asset
Gold has managed to maintain its value over time for many years. It is known as a stable investment with very steady returns. One does not expect to make very high returns in long periods by Investing in Gold but moderate returns can be expected. In certain short periods, superlative returns can also be made.
Who Can Invest Gold Mutual Funds?
Gold Mutual Funds are suited for investors who do not have a Demat Account and are not investors in stocks. Here, the fund collects money from you to invest in ETF units via the stock exchange. Since this investment is made through a Mutual Fund, investors can opt for systematic investments or withdrawals too. As Gold Mutual Fund’s units can be bought or sold from the fund house, investors do not face liquidity risks.
How Invest in Gold Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
FAQs
1. What should I look for while investing in gold mutual funds?
A: Most gold mutual funds are known to produce good returns. However, when you plan on investing in a particular fund, you must compare its valuation. For example, SBI Gold Fund has shown a growth rate of 27.4% compared to the ICICI Prudential Regular Growth Savings Fund that has a growth rate of 26.6%. However, the Net Asset Value or NAV of ICICI is Rs. 16.5363, which is higher than SBI's, at Rs. 15.5627. Thus, while investing in a gold mutual fund, you will have to evaluate the growth rate, the NAV, the ROI over one year, three years, and five years before you select a particular fund.
2. Why should I invest in a gold fund?
A: Given the market volatility, the gold mutual fund offers a certain amount of cushioning and assures investors of regular returns. Although gold prices vary, it will not go below the investment value. Hence, you can be assured that your investment will never be at a loss.
3. Will I have to pay taxes on the gold fund?
A: The gold mutual funds are taxable similar to that of physical gold. However, as you will be earning a return on your investment, you will have to add it to your gross Income. Thus, your income will become taxable. This is as per the new taxation regime. Additionally, if the investment is for three years and more, this falls under long-term investments, making the earning taxable.
4. Why should I invest in SBI Gold?
A: The SBI is a name that draws confidence, and SBI Gold has shown steady growth in the past eight years. Its current value is Rs. 9.09 lakhs and has a growth rate of over 16.62% per annum.
5. Why should I invest in Axis Gold Fund?
A: The Axis Gold Fund has shown robust returns since it started in 2011. The NAV of the Axis Gold Fund is Rs.15.564 and has shown returns of 13.3% for the 5-year investment duration. Even if you invest in the Axis Gold Fund for six months, you can expect returns of 2.5%. Historically Axis Gold Fund has shown a return of 26.9%.
6. Why should I invest in Kotak Gold Fund?
A: Kotak Gold Fund is one of the best performing in this portfolio of investments. The current value of the Kotak Gold is Rs. 9.15 lakh. You can also expect a return of 16.88% per annum from your investment.
7. Is investing in gold funds safe?
A: Yes, investing in a gold fund is safest as it is bound to produce good returns. Although the price of gold fluctuates, it will not go below your investment.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Really a useful knowledge. for investment decision.espically for gold and global fund investments.
Very informative.
Which gold investment fund will be good for me pls suggest for 1- 1.3 years