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तुम्ही म्युच्युअल फंड गुंतवणूक का करत आहात?
सर्वोत्तम म्युच्युअल फंड कसे निवडायचे?
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टॉप आणि बेस्ट म्युच्युअल फंड कसा निवडावा?

Updated on April 20, 2025 , 65492 views

सर्वोत्तम म्युच्युअल फंड कसा निवडावा? हा प्रश्न प्रत्येकाला पडतोगुंतवणूकदार तेव्हा मनात आहेगुंतवणूक त्यांचे पैसे. सर्वोत्कृष्ट कामगिरी करणारा म्युच्युअल फंड किंवा गुंतवणुकीसाठी सर्वोत्तम म्युच्युअल फंड मिळविण्यासाठी प्रत्येकजण भरपूर संशोधन करण्यात वेळ घालवतो! म्युच्युअल फंडामध्ये उत्तर देणे हा सर्वात सामान्य परंतु सर्वात कठीण प्रश्न आहेबाजार. सोप्या भाषेत सांगायचे तर, सर्वोत्तम म्युच्युअल फंड निवडणे किंवा पुन्हा सांगायचे झाल्यास, उत्कृष्ट कामगिरी करणारा म्युच्युअल फंड म्हणजे कोणत्याही उपक्रमासाठी योग्य भागीदार निवडण्यासारखे आहे. कोणताही चुकीचा निर्णय - दोन्ही बाजूंनी - आपत्तीजनक परिणामांना कारणीभूत ठरू शकतो.

सर्वात एकसामान्य चुका सर्वोत्कृष्ट म्युच्युअल फंड निवडताना, जे काहीवेळा अनुभवी गुंतवणूकदार देखील करतात, केवळ त्यावर अवलंबून राहणेम्युच्युअल फंड क्रमवारी किंवा रेटिंग. असे नाही की म्युच्युअल फंड रेटिंग दिशाभूल करणारी आहेत, परंतु अजून बरेच संशोधन आवश्यक आहे. रँकिंगवर अवलंबून राहणे हा एकमेव निकष असू नये. दर तीन महिन्यांनी केलेल्या गुंतवणुकीचे नियमितपणे परीक्षण करणे देखील आवश्यक आहे. तसेच, जर पुनर्संतुलन आवश्यक असेल तर तातडीची गरज नसल्यास वर्षातून एकदा हे करता येते.

सर्वोत्कृष्ट म्युच्युअल फंड निवडण्याच्या प्रक्रियेकडे लक्ष देण्यापूर्वी, आपल्या मूलभूत गोष्टी तयार करूया. ही एक महत्त्वाची पायरी आहे जी अनेक गुंतवणूकदार चुकतात.

तुम्ही म्युच्युअल फंड गुंतवणूक का करत आहात?

कोणत्याही चांगल्या गुंतवणुकीची पहिली पायरी म्हणजे तुम्ही गुंतवणूक का करत आहात आणि तुम्ही कशात गुंतवणूक करत आहात हे जाणून घेणे आणि समजून घेणे. तुमच्या म्युच्युअल फंड गुंतवणुकीमागे तुमचे स्पष्ट उद्दिष्ट असले पाहिजे. यामुळे तुमचे भविष्यातील निर्णय सोपे होतात.

गुंतवणूक करण्यापूर्वी, तुम्हाला तुमच्या जोखमीच्या क्षमतेची स्पष्ट कल्पना असायला हवी. तुमची जोखीम घेण्याची क्षमता काय आहे हे जाणून घेण्यासाठी तुम्ही हे करणे आवश्यक आहेजोखीमीचे मुल्यमापन किंवा जोखीम प्रोफाइलिंग. गुंतवणुकीपूर्वी जोखीम मूल्यांकन महत्वाचे आहे कारण ते तुम्हाला किती जोखीम घेऊ शकते याचे स्पष्ट चित्र देते. इंटरनेटवर उपलब्ध असलेल्या विविध जोखीम रेटिंग पद्धतींचा वापर करू शकतो किंवा एखादी व्यक्ती भेट देऊ शकतेआर्थिक सल्लागार तेच करण्यासाठी.

जोखीम प्रोफाइलिंग केल्यानंतर, एखाद्याने त्यांचे लक्ष संबंधित निर्णयाकडे वळवले पाहिजेमालमत्ता वाटप. तुमच्या जोखीम घेण्याच्या क्षमतेनुसार तुम्ही इक्विटी, कर्ज आणि इतर मालमत्ता वर्ग यांसारख्या मालमत्तांचे मिश्रण ठरवू शकता. एखाद्याने त्यांच्या मालमत्तेचे वाटप ते घेऊ शकत असलेल्या जोखमीच्या पातळीशी जुळण्यासाठी किंवा ते घेऊ शकत असलेल्या जोखमीपेक्षा कमी निवडले पाहिजे. यामुळे नंतर छातीत जळजळ किंवा निद्रानाश होणार नाही याची खात्री होईल. तुमच्या जोखीम प्रोफाइलवर अवलंबून तुमचे मालमत्ता वाटप एकतर आक्रमक (इक्विटीमध्ये गुंतवणुकीकडे अधिक कलते), मध्यम (इक्विटी आणि कर्ज यांच्यात संतुलित) किंवा पुराणमतवादी (इक्विटीमध्ये कमी गुंतवणूक) असू शकते.

चला नमुना मालमत्ता वाटपावर एक नजर टाकूया-

	आक्रमक	मध्यम	पुराणमतवादी
वार्षिक परतावा (p.a.)	१५.७%	13.4%	10.8%

इक्विटी	५०%	35%	20%
कर्ज	३०%	४०%	४०%
सोने	10%	10%	10%
रोख	10%	१५%	३०%

एकूण	100%	100%	100%

तुमची जोखीम प्रोफाइलिंग पूर्ण केल्यानंतर आणि मालमत्तेचे वाटप ठरविल्यानंतर, योग्य उत्पादन निवडणे हे सर्वात महत्वाचे उर्वरित कार्य आहे. खाली विचारात घेणे आवश्यक असलेले घटक आहेतसर्वोत्तम म्युच्युअल फंड कसा निवडायचा.

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सर्वोत्तम म्युच्युअल फंड कसे निवडायचे?

आधी म्हटल्याप्रमाणे, सर्वोत्तम म्युच्युअल फंड निवडणे केवळ वरआधार त्यांचे रेटिंग पुरेसे नसू शकतात. इतरही घटक आहेत - परिमाणवाचक आणि गुणात्मक - जे सर्वोत्तम म्युच्युअल फंड निवडण्याच्या प्रक्रियेवर परिणाम करतात. चला त्या घटकांवर एक नजर टाकूया.

म्युच्युअल फंड रेटिंग

म्युच्युअल फंड रँकिंग तुम्हाला काही सर्वोत्तम निवडण्यात मदत करतातम्युच्युअल फंड व्यवसायात दिलेल्या वेळेत. क्रिसिल, आयसीआरए, मॉर्निंगस्टार इत्यादी काही आहेतरेटिंग एजन्सी. ते विविध पॅरामीटर्सवर म्युच्युअल फंड योजनेचे मूल्यांकन करतात आणि त्यांचे परिणाम देतात. हे परिणाम तुम्हाला तुमची प्राधान्ये कमी करण्यात आणि सर्वोत्तम म्युच्युअल फंड निवडण्यात मदत करतात.

येथे एक गोष्ट लक्षात घेण्यासारखी आहे की रँकिंगसह, म्युच्युअल फंड योजनांच्या मागील कामगिरीवर देखील संशोधन करणे शहाणपणाचे आहे. हे फक्त तुमची जोखीम कमी करेल आणि तुमचा परतावा वाढवेल.सर्वोत्तम कामगिरी करणारे म्युच्युअल फंड जसेरिलायन्स म्युच्युअल फंड,SBI म्युच्युअल फंड,UTI म्युच्युअल फंड, आणि इतर अनेक भूतकाळात चांगले परिणाम देत आहेत.

खर्चाचे प्रमाण

गुंतवणुकीसाठी सर्वोत्तम म्युच्युअल फंड शोधत असताना एंट्री/एक्झिट भार आणि खर्चाचे प्रमाण तपासणे अत्यंत महत्त्वाचे आहे. अनेक गुंतवणूकदार या आवर्ती खर्चांचा विचार करत नाहीत आणि दीर्घकाळासाठी त्यांना त्रास सहन करावा लागतो. गुंतवणूक करण्यापूर्वी तुम्ही खर्चाचे प्रमाण तपासले पाहिजे. उच्च खर्चाचे प्रमाण योजनांच्या परताव्यावर परिणाम करतात. खर्चाचे प्रमाण मर्यादित असले तरीसेबी, उच्च परताव्यासह कमी खर्च गुणोत्तर योजना असणे चांगले आहे. तथापि, नेहमी लक्षात ठेवा, खर्चाचे गुणोत्तर हा तुलनेने लहान भाग आहे, व्युत्पन्न होणारा परतावा किंवा चांगल्या फंडाद्वारे व्युत्पन्न केलेले अतिरिक्त परतावे याला पूर्णपणे मागे टाकू शकतात. केवळ खर्चाच्या गुणोत्तराच्या आधारे फंड निवडणे आणि नंतर चांगल्या फंडाचा परतावा चुकवणे हे पैसे शहाणे आणि पौंड मूर्खपणाचे ठरेल. इतर घटकांप्रमाणे, याला रेटिंग, रिटर्न्स इत्यादीसारख्या इतर घटकांच्या संयोगाने पाहणे आवश्यक आहे आणि नंतर सर्वोत्तम म्युच्युअल फंड निवडण्यात यशस्वी होईल.

लोडमधून बाहेर पडा

विचार करण्यासारखी दुसरी गोष्ट म्हणजे एक्झिट लोड. वेगवेगळ्या प्रकारच्या फंडांमध्ये गुंतवणुकीच्या स्वरूपावर अवलंबून बदलणारे एक्झिट लोड असतात. तुम्ही मॅच्युरिटी कालावधीपूर्वी स्कीम लिक्विडेट केल्यास तुमच्याकडून एक्झिट लोडच्या उच्च टक्केवारीसाठी शुल्क आकारले जाऊ शकते. याचा तुमच्यावर साहजिकच परिणाम होईलगुंतवणूक योजना. याघटक गुंतवणुकीच्या कालावधीशी जुळण्यासाठी विचारात घेतले पाहिजे. हे सुनिश्चित करेल की गुंतवणुकीवर कोणतेही एक्झिट लोड होणार नाहीत.

फंड वय

कमीत कमी तीन वर्षांचा ट्रॅक रेकॉर्ड असलेल्या फंडात गुंतवणूक करणे ही चांगली कल्पना आहे. ही किमान कालमर्यादा तुम्हाला फंडाच्या कामगिरीचे प्रत्यक्षात मूल्यमापन करण्यासाठी काही डेटा पॉइंट देते. एनवीन फंड ऑफर(NFO), कदाचित शिफारस केलेले आणि चांगले देखील, तथापि, म्युच्युअल फंड योजनेच्या कामगिरीचा कोणताही ट्रॅक रेकॉर्ड नाही. नवीन उत्पादनांमध्ये प्रवेश करणे कधीकधी चांगली कल्पना असू शकते, हे पोर्टफोलिओच्या छोट्या भागापुरते मर्यादित असावे. पोर्टफोलिओच्या मोठ्या भागाची गुंतवणूक करताना, त्या उत्पादनांसाठी किंवा योजनांसाठी ट्रॅक रेकॉर्ड आवश्यक आहे. च्या साठीइक्विटी फंड, तीन वर्षांचा ट्रॅक रेकॉर्ड म्हणजे द्रव आणि अति-अल्पकालीन निधी एक वर्षाचा ट्रॅक देखील पुरेसा असू शकतो (तथापि, याला इतर अनेक घटकांसह पूरक असणे आवश्यक आहे).

मागील परतावा आणि अस्थिरता

बहुतेक गुंतवणूकदारांना सध्याच्या बाजाराच्या परिस्थितीत सर्वोच्च कामगिरी करणाऱ्या म्युच्युअल फंड योजनांमध्ये गुंतवणूक करायची आहे. ती त्या वेळी चांगली गुंतवणूक वाटली असली तरी, भविष्यातील सर्वोत्तम म्युच्युअल फंड किंवा सर्वोत्तम कामगिरी करणारा म्युच्युअल फंड असेल किंवा नसेल. 2011 ते 2015 या कालावधीतील प्रत्येक वर्षासाठी टॉप 5 परफॉर्मिंग इक्विटी फंड देणारा खालील डेटा पहा:

SBI SBI Small & Midcap आणि BNP व्यतिरिक्त तुम्ही वरील सारणीवरून पाहू शकतामिड-कॅप, सर्व योजना प्रत्येक वर्षासाठी भिन्न आहेत. याचा अर्थ वर्षातील सर्वोत्तम परफॉर्मर्स पुढील वर्षातील टॉप परफॉर्मर्स नाहीत! हे तुम्हाला कल्पना देते की सध्या जे सर्वोत्तम आहे ते भविष्यात नेहमीच सर्वोत्तम असू शकते किंवा नसू शकते. त्यामुळे सर्वोत्कृष्ट म्युच्युअल फंड शोधत असताना केवळ परताव्यावर बँकिंग करणे नेहमीच शहाणपणाचे ठरत नाही. त्यामुळे गुंतवणूक करताना, ठराविक कालावधीसाठी सातत्यपूर्ण आणि कमी अस्थिर असलेल्या फंडाचा विचार करा. तसेच, गुंतवणुकीसाठी सर्वोत्तम म्युच्युअल फंड निवडण्यासाठी इतर अनेक घटकांकडे लक्ष दिले पाहिजे.

आता सर्वोत्तम म्युच्युअल फंड कसा निवडायचा याचे काही गुणात्मक घटक पाहू.

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दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!

सुरु करूया

मालमत्ता व्यवस्थापन कंपनीची प्रतिष्ठा

अनेक गुणात्मक घटकांकडे लक्ष देता येत असले तरी, फंड हाऊसवरही लक्ष केंद्रित करणे आवश्यक आहेअर्पण म्युच्युअल फंड योजना. चांगला ट्रॅक रेकॉर्ड असलेली विश्वसनीय मालमत्ता व्यवस्थापन कंपनी तुम्हाला मदत करू शकतेहुशारीने गुंतवणूक करा आणि हुशारीने. चांगलेAMC तुम्हाला गुंतवणुकीसाठी चांगले पर्याय उपलब्ध करून देण्यासाठी विविध प्रकारच्या गुंतवणूक योजना आहेत. फंड हाऊसचे वय, एकूण एयूएम, व्यवस्थापनाचा ट्रॅक रेकॉर्ड, फंड हाऊसची गुंतवणूक प्रक्रिया, विविध श्रेणींमध्ये ऑफर केलेल्या योजनांची संख्या आणि श्रेणींमध्ये सर्वोत्कृष्ट कामगिरी करणाऱ्या योजनांची एकूण संख्या पाहिली पाहिजे. त्यामुळे उत्तम म्युच्युअल फंड निवडण्याच्या दिशेने एक चांगला AMC निवडणे हे देखील एक महत्त्वाचे पाऊल आहे.

परिमाणात्मक घटक	गुणात्मक घटक
कामगिरी रेटिंग (क्रिसिल, व्हॅल्यू रिसर्च, इ.)	निधी व्यवस्थापक ट्रॅक रेकॉर्ड
निधी वय (३+ वर्षे)	फंड हाऊसची प्रतिष्ठा
मागील परतावा आणि निधी अस्थिरता	गुंतवणूक प्रक्रिया
खर्चाचे प्रमाण
लोडमधून बाहेर पडा

निधी व्यवस्थापक ट्रॅक रेकॉर्ड

फंड मॅनेजर हा व्यावसायिक असतो जो तुम्ही एखाद्या योजनेत गुंतवणूक केल्यानंतर तुमचे पैसे हाताळतो. त्यामुळे तुमचे पैसे कोण हाताळत आहे हे जाणून घेणे महत्त्वाचे आहे. तुम्हाला त्यांचे भूतकाळातील रेकॉर्ड माहित असले पाहिजे आणि त्यांची गुंतवणूक शैली तुम्हाला अनुकूल आहे की नाही हे तपासले पाहिजे. ते किती वर्षे पैशाचे व्यवस्थापन करत आहेत, त्यांचा गेल्या 5 वर्षांचा (किंवा अधिक) ट्रॅक रेकॉर्ड आणि ते किती योजना व्यवस्थापित करतात हे पाहणे आवश्यक आहे. येथे काही मूलभूत फिल्टर्स चांगली कामगिरी करणाऱ्या योजना मिळवण्यास कारणीभूत ठरतील.

गुंतवणूक प्रक्रिया

केवळ फंड मॅनेजरच्या कामगिरीवर अवलंबून न राहता, एखाद्याने गुंतवणूक प्रक्रिया सुरू असल्याचे सुनिश्चित केले पाहिजे. तुम्हाला की-मॅन जोखीम असलेल्या उत्पादनात जायचे नाही. जर तेथे संस्थागत गुंतवणूक प्रक्रिया असेल, तर हे सुनिश्चित करेल की योजना चांगल्या प्रकारे व्यवस्थापित केली जाईल. अगदी फंड मॅनेजर चेंज देखील आहे. मग तुमची गुंतवणूक संरक्षित केली जाईल.

निरीक्षण आणि पुनरावलोकन: शिस्तबद्ध दृष्टीकोन ठेवा

तुम्ही वरील सर्व घटकांचा विचार केल्यास, तुम्हाला तुमच्यासाठी सर्वोत्तम म्युच्युअल फंड किंवा टॉप म्युच्युअल फंड मिळू शकेल. परंतु त्या सर्वोत्कृष्ट म्युच्युअल फंडाचा सर्वोत्तम फायदा मिळविण्यासाठी, तुमच्याकडे शिस्तबद्ध दृष्टीकोन असणे आणि गुंतवणूक किंवा योजनेचे निरीक्षण करणे आवश्यक आहे. बाजार अस्थिर आहेत आणि तुमच्या गुंतवणुकीचे मूल्य वर आणि खाली होत आहे. तुम्ही म्युच्युअल फंड निवडताना घेतलेल्या संशोधनावर आणि प्रयत्नांवर विश्वास ठेवला पाहिजे आणि अल्पकालीन तोट्याला (विशेषतः इक्विटीमध्ये) बळी पडणे टाळावे. सोप्या भाषेत सांगायचे तर, जर तुम्हाला वाटत असेल की तुम्ही सर्वोत्तम म्युच्युअल फंड निवडण्यात चूक केली आहे, तर तुम्ही कारवाई करून फंड बदलला पाहिजे. तथापि, पूर्वीच्या "सर्वोत्कृष्ट म्युच्युअल फंड" ला कार्य करण्यासाठी पुरेसा वेळ देण्यापूर्वी बदल केला जाऊ नये. एखाद्याने री-बॅलन्सिंग केले पाहिजे, एक वर्षापूर्वी नाही. नेहमी लक्षात ठेवा, सर्वोत्तम गुंतवणूकदार (अगदी वॉरेन बफे देखील) गुंतवणुकीच्या चुका करतात, तथापि, आम्हाला दीर्घकाळात चुकीच्या निर्णयांपेक्षा अधिक योग्य निर्णय घेतले पाहिजेत. हे सुनिश्चित करेल की आमचा पोर्टफोलिओ किंवा सर्वोत्तम म्युच्युअल फंड देखील कालांतराने कार्य करतात.

2022 - 2023 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
SBI PSU Fund Growth	₹31.2487 ↓ -0.02	₹4,789	6.4	-1.1	4.8	30.6	31.3	23.5
Franklin India Opportunities Fund Growth	₹237.964 ↑ 0.97	₹6,047	1.3	-2.9	13.5	29.1	32.8	37.3
Invesco India PSU Equity Fund Growth	₹60.02 ↓ -0.04	₹1,217	5.1	-4	5.4	28.8	29	25.6
HDFC Infrastructure Fund Growth	₹45.134 ↓ -0.06	₹2,329	3	-4.4	4.5	28.5	35.3	23
ICICI Prudential Infrastructure Fund Growth	₹182.22 ↓ -0.27	₹7,214	2.7	-4.4	7.3	28	38.9	27.4
Nippon India Power and Infra Fund Growth	₹327.229 ↓ -0.09	₹6,849	1.6	-7.6	3.1	27.9	35.4	26.9
Franklin Build India Fund Growth	₹133.232 ↓ -0.26	₹2,642	2.5	-5.2	6.3	27.5	34.9	27.8
Motilal Oswal Midcap 30 Fund Growth	₹93.0829 ↑ 0.70	₹26,028	-2.5	-9.9	15.2	26.4	36.6	57.1
IDFC Infrastructure Fund Growth	₹47.851 ↑ 0.17	₹1,563	0.6	-7.5	5.4	25.7	36.2	39.3
DSP BlackRock India T.I.G.E.R Fund Growth	₹292.569 ↑ 1.01	₹4,880	-0.4	-10.7	3.8	25.4	34.7	32.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Apr 25

*खाली तपशीलवार यादी आहेशीर्ष म्युच्युअल फंड मागील 3 वर्षांवर आधारितCAGR परतावा

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (22 Apr 25)	₹31.2487 ↓ -0.02 (-0.07 %)
Net Assets (Cr)	₹4,789 on 31 Mar 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	0.07
Information Ratio	-0.23
Alpha Ratio	3.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹13,883
31 Mar 22	₹17,382
31 Mar 23	₹19,831
31 Mar 24	₹37,078
31 Mar 25	₹39,285

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	5.8%
3 Month	6.4%
6 Month	-1.1%
1 Year	4.8%
3 Year	30.6%
5 Year	31.3%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%
2014	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.75 Yr.

Data below for SBI PSU Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	35.9%
Utility	24.13%
Energy	17.02%
Industrials	10.67%
Basic Materials	6.34%

Asset Allocation

Asset Class	Value
Cash	5.81%
Equity	94.07%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	14%	₹591 Cr	8,577,500
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹380 Cr	24,350,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹380 Cr	15,135,554 ↑ 950,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹334 Cr	13,575,000 ↑ 800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹230 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹174 Cr	27,900,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	4%	₹170 Cr	5,443,244
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹154 Cr	7,800,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	4%	₹153 Cr	4,150,000 ↑ 550,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| SBICARD	3%	₹138 Cr	1,650,000

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Franklin India Opportunities Fund is a Equity - Sectoral fund was launched on 21 Feb 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.4% since its launch. Ranked 47 in Sectoral category. Return for 2024 was 37.3% , 2023 was 53.6% and 2022 was -1.9% .

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund Growth
Launch Date	21 Feb 00
NAV (22 Apr 25)	₹237.964 ↑ 0.97 (0.41 %)
Net Assets (Cr)	₹6,047 on 31 Mar 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.12
Sharpe Ratio	0.46
Information Ratio	1.68
Alpha Ratio	8.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,903
31 Mar 22	₹21,132
31 Mar 23	₹23,026
31 Mar 24	₹37,539
31 Mar 25	₹43,201

Franklin India Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	4.5%
3 Month	1.3%
6 Month	-2.9%
1 Year	13.5%
3 Year	29.1%
5 Year	32.8%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	37.3%
2022	53.6%
2021	-1.9%
2020	29.7%
2019	27.3%
2018	5.4%
2017	-10.1%
2016	35.6%
2015	4.2%
2014	2.3%

Fund Manager information for Franklin India Opportunities Fund

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.06 Yr.
R. Janakiraman	1 Apr 13	11.92 Yr.
Sandeep Manam	18 Oct 21	3.37 Yr.

Data below for Franklin India Opportunities Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.47%
Financial Services	13.37%
Health Care	11.56%
Communication Services	9.09%
Basic Materials	8.49%
Technology	7.97%
Industrials	6.9%
Energy	4.32%
Consumer Defensive	3.74%
Real Estate	2.22%
Utility	1.37%

Asset Allocation

Asset Class	Value
Cash	8.98%
Equity	91.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	5%	₹301 Cr	1,735,296 ↑ 676,365
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹238 Cr	1,987,098
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	4%	₹211 Cr	1,342,233
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹165 Cr	637,966
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| 526299	3%	₹160 Cr	710,533
Lemon Tree Hotels Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| LEMONTREE	3%	₹156 Cr	12,833,401
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Jul 24 \| NAUKRI	3%	₹151 Cr	216,138
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Oct 24 \| APLAPOLLO	3%	₹144 Cr	998,385
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹142 Cr	6,398,413
CE Info Systems Ltd (Technology) Equity, Since 31 Mar 24 \| 543425	3%	₹139 Cr	835,883 ↑ 76,164

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch. Ranked 33 in Sectoral category. Return for 2024 was 25.6% , 2023 was 54.5% and 2022 was 20.5% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (22 Apr 25)	₹60.02 ↓ -0.04 (-0.07 %)
Net Assets (Cr)	₹1,217 on 31 Mar 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.39
Sharpe Ratio	0.06
Information Ratio	-0.47
Alpha Ratio	3.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹14,149
31 Mar 22	₹17,370
31 Mar 23	₹19,711
31 Mar 24	₹36,141
31 Mar 25	₹37,811

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	6.1%
3 Month	5.1%
6 Month	-4%
1 Year	5.4%
3 Year	28.8%
5 Year	29%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%
2014	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Dhimant Kothari	19 May 20	4.79 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	27.81%
Utility	24.59%
Financial Services	21.69%
Energy	18.38%
Basic Materials	6.48%

Asset Allocation

Asset Class	Value
Cash	1.06%
Equity	98.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹96 Cr	3,894,619
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| 532898	9%	₹90 Cr	3,599,413
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹86 Cr	1,251,543
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	8%	₹82 Cr	3,445,961
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500312	6%	₹65 Cr	2,868,783
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	5%	₹54 Cr	175,355 ↑ 22,180
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹52 Cr	5,911,723
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹49 Cr	1,570,631
National Aluminium Co Ltd (Basic Materials) Equity, Since 31 Aug 24 \| 532234	4%	₹46 Cr	2,604,332
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 23 \| HINDPETRO	4%	₹46 Cr	1,564,169

4. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (22 Apr 25)	₹45.134 ↓ -0.06 (-0.13 %)
Net Assets (Cr)	₹2,329 on 31 Mar 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	-0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,356
31 Mar 22	₹21,727
31 Mar 23	₹25,279
31 Mar 24	₹45,346
31 Mar 25	₹47,548

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	4.9%
3 Month	3%
6 Month	-4.4%
1 Year	4.5%
3 Year	28.5%
5 Year	35.3%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23%
2022	55.4%
2021	19.3%
2020	43.2%
2019	-7.5%
2018	-3.4%
2017	-29%
2016	43.3%
2015	-1.9%
2014	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.13 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Infrastructure Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	38.42%
Financial Services	20.62%
Basic Materials	10.93%
Utility	7.4%
Energy	6.96%
Communication Services	3.76%
Health Care	1.73%
Technology	0.98%
Real Estate	0.94%
Consumer Cyclical	0.58%

Asset Allocation

Asset Class	Value
Cash	6.48%
Equity	92.31%
Debt	1.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹157 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹121 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹120 Cr	380,000 ↑ 30,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	5%	₹98 Cr	1,450,000 ↓ -50,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹69 Cr	2,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹67 Cr	150,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹67 Cr	758,285
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	3%	₹63 Cr	1,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹60 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹55 Cr	350,000 ↓ -50,000

5. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.9% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (22 Apr 25)	₹182.22 ↓ -0.27 (-0.15 %)
Net Assets (Cr)	₹7,214 on 31 Mar 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,670
31 Mar 22	₹25,304
31 Mar 23	₹30,899
31 Mar 24	₹50,465
31 Mar 25	₹54,540

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹773,746.
Net Profit of ₹473,746 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	2.8%
3 Month	2.7%
6 Month	-4.4%
1 Year	7.3%
3 Year	28%
5 Year	38.9%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%
2014	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.75 Yr.
Sharmila D’mello	30 Jun 22	2.67 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	36.49%
Basic Materials	21.39%
Financial Services	16.91%
Utility	8.65%
Energy	7.09%
Communication Services	1.63%
Consumer Cyclical	0.89%
Real Estate	0.35%

Asset Allocation

Asset Class	Value
Cash	5.98%
Equity	93.39%
Debt	0.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹649 Cr	2,052,790 ↑ 126,940
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹288 Cr	2,695,324
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹268 Cr	98,408 ↓ -10,339
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	3%	₹240 Cr	1,990,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	3%	₹226 Cr	7,260,775
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹212 Cr	1,225,000
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹210 Cr	12,006,117 ↑ 1,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹205 Cr	1,709,486 ↑ 100,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	3%	₹194 Cr	4,923,662 ↑ 100,000
Cummins India Ltd (Industrials) Equity, Since 31 May 17 \| 500480	3%	₹173 Cr	635,000

6. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.1% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (22 Apr 25)	₹327.229 ↓ -0.09 (-0.03 %)
Net Assets (Cr)	₹6,849 on 31 Mar 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.05
Information Ratio	1.15
Alpha Ratio	2.34
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,563
31 Mar 22	₹23,186
31 Mar 23	₹26,891
31 Mar 24	₹47,550
31 Mar 25	₹48,861

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	3.6%
3 Month	1.6%
6 Month	-7.6%
1 Year	3.1%
3 Year	27.9%
5 Year	35.4%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%
2014	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.77 Yr.
Rahul Modi	19 Aug 24	0.53 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	40.77%
Utility	19.49%
Energy	9.09%
Basic Materials	9.08%
Communication Services	8.44%
Real Estate	3.99%
Technology	2.14%
Health Care	2.08%
Consumer Cyclical	1.96%
Financial Services	1.78%

Asset Allocation

Asset Class	Value
Cash	1.18%
Equity	98.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹480 Cr	4,000,000 ↑ 250,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹480 Cr	15,400,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	8%	₹472 Cr	1,492,001
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹408 Cr	2,600,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹243 Cr	240,038
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹237 Cr	6,975,789 ↑ 500,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹176 Cr	423,938
Siemens Ltd (Industrials) Equity, Since 31 May 21 \| 500550	3%	₹162 Cr	350,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	2%	₹151 Cr	2,632,923 ↑ 80,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹150 Cr	1,800,000

7. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a CAGR/Annualized return of 18% since its launch. Ranked 4 in Sectoral category. Return for 2024 was 27.8% , 2023 was 51.1% and 2022 was 11.2% .

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (22 Apr 25)	₹133.232 ↓ -0.26 (-0.19 %)
Net Assets (Cr)	₹2,642 on 31 Mar 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.13
Sharpe Ratio	0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,042
31 Mar 22	₹22,684
31 Mar 23	₹25,531
31 Mar 24	₹43,699
31 Mar 25	₹46,685

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	3.6%
3 Month	2.5%
6 Month	-5.2%
1 Year	6.3%
3 Year	27.5%
5 Year	34.9%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.8%
2022	51.1%
2021	11.2%
2020	45.9%
2019	5.4%
2018	6%
2017	-10.7%
2016	43.3%
2015	8.4%
2014	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.37 Yr.
Kiran Sebastian	7 Feb 22	3.06 Yr.
Sandeep Manam	18 Oct 21	3.37 Yr.

Data below for Franklin Build India Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	35.61%
Utility	12.65%
Financial Services	11.45%
Energy	11.44%
Communication Services	8.02%
Basic Materials	7.35%
Real Estate	3.12%
Consumer Cyclical	2.86%
Technology	1.72%

Asset Allocation

Asset Class	Value
Cash	5.78%
Equity	94.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹228 Cr	720,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	6%	₹144 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹134 Cr	300,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹128 Cr	4,125,000 ↑ 195,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	5%	₹126 Cr	1,050,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹113 Cr	5,000,000 ↑ 500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹111 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹91 Cr	900,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹84 Cr	3,365,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	3%	₹68 Cr	2,000,000 ↑ 545,843

8. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.1% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (22 Apr 25)	₹93.0829 ↑ 0.70 (0.76 %)
Net Assets (Cr)	₹26,028 on 31 Mar 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.47
Information Ratio	0.63
Alpha Ratio	8.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,888
31 Mar 22	₹23,342
31 Mar 23	₹25,677
31 Mar 24	₹41,172
31 Mar 25	₹48,151

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹738,840.
Net Profit of ₹438,840 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	1.3%
3 Month	-2.5%
6 Month	-9.9%
1 Year	15.2%
3 Year	26.4%
5 Year	36.6%
10 Year
15 Year
Since launch	22.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	57.1%
2022	41.7%
2021	10.7%
2020	55.8%
2019	9.3%
2018	9.7%
2017	-12.7%
2016	30.8%
2015	5.2%
2014	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.41 Yr.
Niket Shah	1 Jul 20	4.67 Yr.
Rakesh Shetty	22 Nov 22	2.27 Yr.
Sunil Sawant	1 Jul 24	0.67 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Technology	34.02%
Consumer Cyclical	16.09%
Industrials	11.09%
Health Care	5%
Communication Services	3.44%
Real Estate	2.8%
Basic Materials	2.32%
Utility	2.06%
Financial Services	0.09%

Asset Allocation

Asset Class	Value
Cash	28.33%
Equity	71.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹2,349 Cr	3,190,000 ↑ 340,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	10%	₹2,254 Cr	4,249,800 ↑ 249,800
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	7%	₹1,619 Cr	35,027,075 ↑ 26,975
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	7%	₹1,581 Cr	1,134,324 ↑ 134,324
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	4%	₹975 Cr	9,969,361 ↑ 1,913,231
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	4%	₹934 Cr	13,066,359 ↑ 3,065,359
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	4%	₹873 Cr	1,800,000 ↓ -820,200
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	3%	₹825 Cr	1,750,000 ↓ -100,000
Bharti Hexacom Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIHEXA	3%	₹815 Cr	6,250,000 ↑ 174,429
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	3%	₹768 Cr	2,500,000 ↑ 1,250,000

9. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 11.7% since its launch. Ranked 1 in Sectoral category. Return for 2024 was 39.3% , 2023 was 50.3% and 2022 was 1.7% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (22 Apr 25)	₹47.851 ↑ 0.17 (0.35 %)
Net Assets (Cr)	₹1,563 on 31 Mar 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	0.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹20,153
31 Mar 22	₹24,848
31 Mar 23	₹27,324
31 Mar 24	₹47,064
31 Mar 25	₹50,038

IDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹738,840.
Net Profit of ₹438,840 Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	4.4%
3 Month	0.6%
6 Month	-7.5%
1 Year	5.4%
3 Year	25.7%
5 Year	36.2%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	39.3%
2022	50.3%
2021	1.7%
2020	64.8%
2019	6.3%
2018	-5.3%
2017	-25.9%
2016	58.7%
2015	10.7%
2014	-0.2%

Fund Manager information for IDFC Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.1 Yr.
Ritika Behera	7 Oct 23	1.4 Yr.
Gaurav Satra	7 Jun 24	0.73 Yr.

Data below for IDFC Infrastructure Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	54.7%
Utility	13.22%
Basic Materials	10.84%
Communication Services	4.49%
Energy	3.88%
Consumer Cyclical	3.46%
Financial Services	2.99%
Technology	2.07%
Health Care	1.9%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	97.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹71 Cr	443,385
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹58 Cr	183,173 ↑ 11,726
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹54 Cr	452,706
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹52 Cr	330,018 ↑ 40,855
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	4%	₹51 Cr	50,452 ↑ 3,476
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	3%	₹45 Cr	4,797,143
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹39 Cr	365,137 ↓ -69,842
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹39 Cr	12,400,122
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹35 Cr	1,431,700
KEC International Ltd (Industrials) Equity, Since 30 Jun 24 \| 532714	3%	₹35 Cr	512,915

10. DSP BlackRock India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

DSP BlackRock India T.I.G.E.R Fund is a Equity - Sectoral fund was launched on 11 Jun 04. It is a fund with High risk and has given a CAGR/Annualized return of 17.6% since its launch. Ranked 12 in Sectoral category. Return for 2024 was 32.4% , 2023 was 49% and 2022 was 13.9% .

Below is the key information for DSP BlackRock India T.I.G.E.R Fund

DSP BlackRock India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (22 Apr 25)	₹292.569 ↑ 1.01 (0.35 %)
Net Assets (Cr)	₹4,880 on 31 Mar 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.24
Sharpe Ratio	0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,218
31 Mar 22	₹23,467
31 Mar 23	₹26,460
31 Mar 24	₹43,618
31 Mar 25	₹46,898

DSP BlackRock India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for DSP BlackRock India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	2.9%
3 Month	-0.4%
6 Month	-10.7%
1 Year	3.8%
3 Year	25.4%
5 Year	34.7%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%
2014	0.7%

Fund Manager information for DSP BlackRock India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	14.7 Yr.

Data below for DSP BlackRock India T.I.G.E.R Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	31%
Basic Materials	14.85%
Consumer Cyclical	7.91%
Utility	6.95%
Energy	5.73%
Financial Services	5.59%
Communication Services	3.89%
Health Care	3.66%
Technology	2.56%
Real Estate	1.49%
Consumer Defensive	1.45%

Asset Allocation

Asset Class	Value
Cash	14.93%
Equity	85.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹223 Cr	7,145,883
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹177 Cr	559,286 ↓ -32,099
Siemens Ltd (Industrials) Equity, Since 30 Nov 18 \| 500550	4%	₹171 Cr	369,482
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	4%	₹170 Cr	1,080,606
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	3%	₹123 Cr	3,321,453
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 22 \| KPIL	2%	₹92 Cr	1,045,339 ↓ -114,092
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	2%	₹91 Cr	150,959 ↑ 19,956
INOX India Ltd (Industrials) Equity, Since 31 Dec 23 \| INOXINDIA	2%	₹90 Cr	940,841
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹87 Cr	1,502,475
Welspun Corp Ltd (Basic Materials) Equity, Since 30 Nov 23 \| 532144	2%	₹83 Cr	1,129,878 ↓ -193,415

वर म्हटल्याप्रमाणे, सर्वोत्कृष्ट म्युच्युअल फंड निवडणे हे संशोधन आवश्यक असलेले कंटाळवाणे काम आहे. तुम्हाला सर्वोत्कृष्ट म्युच्युअल फंड योजना निवडताना काळजी घ्यावी लागेल, एखाद्याने सर्व जोखमींचे मूल्यांकन केले पाहिजे आणि शीर्ष आणि सर्वोत्तम म्युच्युअल फंड निवडताना अनेक घटक विचारात घेतले पाहिजेत. नियमितपणे गुंतवणूक केल्याने अस्थिरतेचा धोका कमी होतो आणि तुम्हाला चांगला परतावा मिळतो. जर एखाद्याने कालांतराने सातत्याने गुंतवणूक केली तर भविष्यात त्याचे चांगले परिणाम दिसून येतील. नेहमी लक्षात ठेवा, मार्केट टाइमिंगमुळे पैसे मिळत नाहीत, तर तुम्ही मार्केटमध्ये घालवलेला वेळ आहे!

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.