Table of Contents
ELSS ఈక్విటీ లింక్డ్ సేవింగ్స్ స్కీమ్ అని కూడా పిలువబడే ఫండ్స్ అనేది ఈక్విటీ-డైవర్సిఫైడ్ టాక్స్ సేవింగ్ మ్యూచువల్ ఫండ్, ఇది ప్రధానంగా దాని ఆస్తులను పెట్టుబడి పెడుతుంది.ఈక్విటీలు లేదా స్టాక్ మార్కెట్ల వంటి ఈక్విటీ-లింక్డ్ సాధనాలు. ELSSమ్యూచువల్ ఫండ్స్ ఆఫర్సంత-లింక్డ్ రిటర్న్లు, ఇవి అస్థిరమైనవి మరియు మార్కెట్ పరిస్థితులపై ఆధారపడి ఉంటాయి. అయితే,ఆర్థిక సలహాదారులు సూచించండిపెట్టుబడి పెడుతున్నారు ELSS ఫండ్స్లో ఎక్కువ కాలం పాటు, ఈ ELSS మ్యూచువల్ ఫండ్లు ఎక్కువ కాలం పాటు ఇన్వెస్ట్ చేసినప్పుడు ఉత్తమ రాబడిని అందిస్తాయి. ఇటీవలి నివేదికలలో, ELSS ఫండ్లు 3 సంవత్సరాల పాటు పెట్టుబడి పెట్టినప్పుడు దాదాపు 20%-30% రాబడిని అందించినట్లు కనిపించింది, ఇది ఇతర మ్యూచువల్ ఫండ్ల ద్వారా వచ్చే రాబడి కంటే చాలా ఎక్కువ.
ELSS మరియు ఇతర పన్ను ఆదా యొక్క పోలిక పదవీకాలం, రాబడి, అర్హత వంటి పారామితులపై ఆధారపడి ఉంటుందితగ్గింపు కింద80c, మొదలైనవి
చూద్దాం:
పరామితి | PPF | NSC | ఎఫ్ డి | ELSS |
---|---|---|---|---|
పదవీకాలం | 15 సంవత్సరాలు | 6 సంవత్సరాలు | 5 సంవత్సరాలు | 3 సంవత్సరాల |
తిరిగి వస్తుంది | 7.60 % (సంయుక్త వార్షికంగా) | 7.60 % (సంయుక్త వార్షికంగా) | 7.00 - 8.00 % (సంయుక్త వార్షికంగా) | మార్కెట్ లింక్ చేయబడినందున హామీ ఇవ్వబడిన డివివిడెండ్ / రాబడి లేదు |
కనిష్ట పెట్టుబడి | రూ. 500 | రూ. 100 | రూ. 1000 | రూ. 500 |
గరిష్టంగా పెట్టుబడి | రూ. 1.5 లక్షలు | ఎగువ పరిమితి లేదు | ఎగువ పరిమితి లేదు | ఎగువ పరిమితి లేదు |
80c కింద తగ్గింపుకు అర్హమైన మొత్తం | రూ. 1.5 లక్షలు | రూ. 1.5 లక్షలు | రూ. 1.5 లక్షలు | రూ. 1.5 లక్షలు |
వడ్డీ/రిటర్న్ కోసం పన్ను | పన్ను రహిత | వడ్డీ పన్ను విధించబడుతుంది | వడ్డీ పన్ను విధించబడుతుంది | 1 లక్ష వరకు లాభాలు పన్ను లేకుండా ఉంటాయి. 1 లక్ష కంటే ఎక్కువ లాభాలకు 10% పన్ను వర్తిస్తుంది |
భద్రత/రేటింగ్లు | సురక్షితమైనది | సురక్షితమైనది | సురక్షితమైనది | ప్రమాదం |
నికర ఆస్తులు/AUM మధ్య ఉన్న ఫండ్ల జాబితా క్రింద ఉంది100 - 200 కోట్లు
.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) JM Tax Gain Fund Growth ₹49.5044
↑ 0.27 ₹146 18.7 29.1 51.9 25.4 23 30.9 BOI AXA Tax Advantage Fund Growth ₹175.07
↑ 0.83 ₹1,327 12.7 26.7 59.1 23.9 27.6 34.8 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Edelweiss Long Term Equity Fund Growth ₹109.33
↑ 0.39 ₹351 13.4 21.3 38.9 19.6 18 26.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Jul 24
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The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on 1. JM Tax Gain Fund
CAGR/Annualized
return of 10.3% since its launch. Ranked 18 in ELSS
category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (04 Jul 24) ₹49.5044 ↑ 0.27 (0.54 %) Net Assets (Cr) ₹146 on 31 May 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.43 Sharpe Ratio 2.63 Information Ratio 0.65 Alpha Ratio 9.68 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,935 30 Jun 21 ₹14,283 30 Jun 22 ₹14,168 30 Jun 23 ₹18,523 30 Jun 24 ₹27,569 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Jul 24 Duration Returns 1 Month 17.7% 3 Month 18.7% 6 Month 29.1% 1 Year 51.9% 3 Year 25.4% 5 Year 23% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Asit Bhandarkar 31 Dec 21 2.42 Yr. Gurvinder Wasan 1 Dec 22 1.5 Yr. Chaitanya Choksi 18 Jul 14 9.88 Yr. Data below for JM Tax Gain Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 23.1% Financial Services 19.45% Consumer Cyclical 14.47% Basic Materials 13.14% Technology 9.93% Consumer Defensive 5.73% Communication Services 5.65% Real Estate 3.33% Health Care 2.39% Utility 2.09% Asset Allocation
Asset Class Value Cash 0.74% Equity 99.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK4% ₹6 Cr 39,131
↓ -2,250 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹6 Cr 50,975 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT4% ₹6 Cr 15,500 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5328104% ₹5 Cr 105,625
↑ 16,500 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹4 Cr 45,400 Tata Motors Ltd Class A (Consumer Cyclical)
Equity, Since 31 Jul 23 | TATAMTRDVR2% ₹4 Cr 57,500 Thermax Ltd (Industrials)
Equity, Since 31 Dec 23 | THERMAX2% ₹4 Cr 6,500
↓ -900 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL2% ₹3 Cr 25,000 Housing & Urban Development Corp Ltd (Financial Services)
Equity, Since 29 Feb 24 | HUDCO2% ₹3 Cr 125,000 Cummins India Ltd (Industrials)
Equity, Since 31 Oct 21 | 5004802% ₹3 Cr 9,500
↓ -1,500 2. BOI AXA Tax Advantage Fund
CAGR/Annualized
return of 20.5% since its launch. Ranked 13 in ELSS
category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (04 Jul 24) ₹175.07 ↑ 0.83 (0.48 %) Net Assets (Cr) ₹1,327 on 31 May 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.49 Sharpe Ratio 2.92 Information Ratio 0.91 Alpha Ratio 10.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,045 30 Jun 21 ₹17,570 30 Jun 22 ₹16,756 30 Jun 23 ₹21,185 30 Jun 24 ₹33,488 Returns for BOI AXA Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Jul 24 Duration Returns 1 Month 3.4% 3 Month 12.7% 6 Month 26.7% 1 Year 59.1% 3 Year 23.9% 5 Year 27.6% 10 Year 15 Year Since launch 20.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.1 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 May 24
Equity Sector Allocation
Sector Value Financial Services 27.42% Industrials 20.55% Basic Materials 15.94% Consumer Cyclical 11.14% Energy 5.82% Technology 5.29% Utility 4.42% Health Care 3.68% Consumer Defensive 3.57% Real Estate 2.04% Asset Allocation
Asset Class Value Cash 0.09% Equity 99.87% Debt 0.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN5% ₹62 Cr 752,000
↑ 57,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹54 Cr 1,211,000
↑ 77,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL4% ₹50 Cr 99,900
↑ 13,900 Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | OIL3% ₹45 Cr 702,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 5324833% ₹41 Cr 3,500,000
↓ -225,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹34 Cr 955,000
↑ 35,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK3% ₹34 Cr 223,000
↓ -32,000 Bank of Baroda (Financial Services)
Equity, Since 31 Oct 22 | 5321343% ₹34 Cr 1,286,338 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE2% ₹33 Cr 114,000
↓ -16,000 HEG Ltd (Industrials)
Equity, Since 31 Dec 22 | HEG2% ₹31 Cr 135,000
↑ 5,000 3. IDBI Equity Advantage Fund
CAGR/Annualized
return of 16% since its launch. Ranked 21 in ELSS
category. . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,506 30 Jun 21 ₹13,313 30 Jun 22 ₹13,192 30 Jun 23 ₹16,532 Returns for IDBI Equity Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Jul 24 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. HDFC Long Term Advantage Fund
CAGR/Annualized
return of 21.4% since its launch. Ranked 23 in ELSS
category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,387 30 Jun 21 ₹13,689
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Jul 24 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Edelweiss Long Term Equity Fund
CAGR/Annualized
return of 16.6% since its launch. Ranked 25 in ELSS
category. Return for 2023 was 26.8% , 2022 was -0.1% and 2021 was 30.4% . Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (04 Jul 24) ₹109.33 ↑ 0.39 (0.36 %) Net Assets (Cr) ₹351 on 31 May 24 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.42 Sharpe Ratio 2.15 Information Ratio -0.28 Alpha Ratio -0.92 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,682 30 Jun 21 ₹13,425 30 Jun 22 ₹13,355 30 Jun 23 ₹16,543 30 Jun 24 ₹22,769 Returns for Edelweiss Long Term Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Jul 24 Duration Returns 1 Month 6% 3 Month 13.4% 6 Month 21.3% 1 Year 38.9% 3 Year 19.6% 5 Year 18% 10 Year 15 Year Since launch 16.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.8% 2022 -0.1% 2021 30.4% 2020 13.7% 2019 9.2% 2018 -9.1% 2017 37.7% 2016 -1.1% 2015 6.7% 2014 40.5% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 0.84 Yr. Trideep Bhattacharya 1 Aug 23 0.84 Yr. Data below for Edelweiss Long Term Equity Fund as on 31 May 24
Equity Sector Allocation
Sector Value Financial Services 31.83% Industrials 17.62% Consumer Cyclical 11.73% Technology 9% Health Care 5.85% Energy 5.79% Basic Materials 5.15% Consumer Defensive 5.1% Communication Services 2.41% Utility 2.21% Real Estate 1.86% Asset Allocation
Asset Class Value Cash 1.45% Equity 98.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK6% ₹20 Cr 132,882 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT5% ₹19 Cr 51,257 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK5% ₹18 Cr 163,216
↓ -4,461 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE4% ₹16 Cr 54,330 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN4% ₹12 Cr 149,214 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5002513% ₹10 Cr 22,899 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322153% ₹9 Cr 78,106
↓ -8,072 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL2% ₹8 Cr 61,438 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY2% ₹8 Cr 57,943
↑ 3,626 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 19 | ULTRACEMCO2% ₹8 Cr 7,910
↓ -1,390
రకరకాలుగా ఉన్నాయిపన్ను ఆదా పెట్టుబడి భారతదేశంలోని ఎంపికలలో ELSS ఉత్తమ ఎంపికలలో ఒకటి. ఎలా? ఇక్కడ పేర్కొన్న కొన్ని కారణాలు ఉన్నాయి.
ELSS ఫండ్లు ఇతర పన్ను ఆదా పెట్టుబడులలో స్టాక్ మార్కెట్లో అత్యధిక సంఖ్యలో ఆస్తులను కేటాయిస్తాయి. కాబట్టి, ఈ నిధులు ఉత్తమంగా సంపాదిస్తాయిద్రవ్యోల్బణం-అందరిలో బీటింగ్ రిటర్న్స్. ఎక్కువ కాలం పాటు పెట్టుబడి పెట్టినట్లయితే, ELSS యొక్క రాబడి రేటు ఇతర సాంప్రదాయ రుణ-ఆధారిత పెట్టుబడుల రాబడిని సులభంగా అధిగమించగలదు. అందువల్ల, ELSS మ్యూచువల్ ఫండ్లు పెట్టుబడిదారులకు ప్రపంచంలోని అత్యుత్తమమైన వాటిని అందిస్తాయి- అధిక రాబడి మరియు పన్ను ప్రయోజనాలు.
సాంప్రదాయ పన్ను ఆదా పెట్టుబడి ఎంపికలతో పోలిస్తే ELSS మ్యూచువల్ ఫండ్లు స్వల్ప లాక్-ఇన్ వ్యవధిని కలిగి ఉంటాయి. ELSS ఫండ్స్ యొక్క లాక్-ఇన్ వ్యవధి 3 సంవత్సరాలు అయితే PPF 15 సంవత్సరాలు మరియుNPS వరకు ఉందిపదవీ విరమణ. కాబట్టి, ELSSలో పెట్టుబడి పెట్టడం ద్వారా మీ డబ్బు ఎక్కువ కాలం లాక్ చేయబడదు మరియు లాక్-ఇన్ ముగిసిన వెంటనే మీరు పెట్టుబడిని నిలిపివేయవచ్చు.
ELSS మ్యూచువల్ ఫండ్ల సౌలభ్యం అన్ని ఇతర పన్ను ఆదా పెట్టుబడుల కంటే చాలా ఎక్కువ. సాంప్రదాయ పెట్టుబడుల మాదిరిగా కాకుండా, ఒకే రకమైన ఎంపికలలో పెట్టుబడి పెట్టవలసిన అవసరం లేదు. ELSS ఫండ్లు మీ పోర్ట్ఫోలియోను వివిధ రకాల పెట్టుబడులతో వైవిధ్యపరచడానికి మిమ్మల్ని అనుమతిస్తాయి. అలాగే, లాక్-ఇన్ పీరియడ్ ముగిసిన తర్వాత కూడా ఇన్వెస్టర్లు ఈ ఫండ్స్లో ఇన్వెస్ట్ చేయవచ్చు. కాబట్టి, లాక్-ఇన్ ముగిసిన తర్వాత, మీరు మీ సౌలభ్యం ప్రకారం పెట్టుబడి పెట్టడాన్ని లేదా రీడీమ్ చేసుకోవడానికి సులభంగా ఎంచుకోవచ్చు.
ముగింపులో, ELSS ఫండ్లలో పెట్టుబడి పెట్టే పెట్టుబడిదారుల కోసం ఇక్కడ కొన్ని చిట్కాలు ఉన్నాయి.